Home > Comerica Bank-California > Net charge- offs to loans
Comerica Bank-California, Net charge- offs to loans
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4704% | 323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 7,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0538% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2274% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0814% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7097% | 327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2570% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0006% | 873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5252% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 8,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 8,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3244% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8210% | 2,925 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4933% | 359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4900% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0732% | 2,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.1188% | 549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0872% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2012% | 9,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5307% | 9,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6207% | 2,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3261% | 5,123 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2328% | 5,415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6145% | 509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3169% | 2,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 1,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2504% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7874% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5356% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0380% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1169% | 1,346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 6,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0375% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | -0.0434% | 1,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6706% | 1,432 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2366% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5384% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0478% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3959% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0397% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2420% | 2,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6876% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | -9.7965% | 1,406 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6442% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1254% | 1,373 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1117% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2472% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4194% | 406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0521% | 1,274 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3117% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1366% | 10,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6406% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0311% | 1,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0094% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1742% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1571% | 4,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | -1.3652% | 1,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1093% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2756% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1020% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3979% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4252% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 8.1467% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4699% | 1,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3617% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3438% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4902% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2559% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.6703% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0478% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5376% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1987% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3516% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8692% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6171% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2826% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1117% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 1.1077% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8063% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2492% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3220% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1953% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8157% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5831% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6464% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6052% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 0.7273% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4858% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5207% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8894% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6306% | 30 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0091% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0591% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5616% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |