Home > Columbus Junction State Bank > Income and Expense
Columbus Junction State Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 5,620 |
| Total interest expense | $128,000 | 5,409 |
| Net interest income | $1,194,000 | 5,608 |
| Provision for loan and lease losses | $215,000 | 1,892 |
| Total noninterest income | $104,000 | 5,563 |
| Gross Fiduciary activities income | $20,000 | 949 |
| Service charges on deposit accounts | $72,000 | 4,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 5,932 |
| Total noninterest expense | $1,456,000 | 5,138 |
| Salaries and employee benefits | $678,000 | 5,325 |
| Premises and equipment expense | $234,000 | 4,444 |
| Additional noninterest expense | $544,000 | 4,919 |
| Pre-tax net operating income | $-373,000 | 6,136 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-355,000 | 6,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-355,000 | 6,140 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-355,000 | 6,140 |
| Net charge-offs | $115,000 | 2,029 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-373,000 | 6,130 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $895,000 | 5,646 |
| Total interest expense | $89,000 | 5,420 |
| Net interest income | $806,000 | 5,642 |
| Provision for loan and lease losses | $185,000 | 1,580 |
| Total noninterest income | $76,000 | 5,527 |
| Gross Fiduciary activities income | $20,000 | 926 |
| Service charges on deposit accounts | $46,000 | 4,868 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,000 | 5,939 |
| Total noninterest expense | $913,000 | 5,271 |
| Salaries and employee benefits | $476,000 | 5,313 |
| Premises and equipment expense | $156,000 | 4,476 |
| Additional noninterest expense | $281,000 | 5,353 |
| Pre-tax net operating income | $-216,000 | 6,177 |
| Securities gains (losses) | $18,000 | 1,765 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-198,000 | 6,191 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-198,000 | 6,191 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-198,000 | 6,191 |
| Net charge-offs | $85,000 | 1,871 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-216,000 | 6,178 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $456,000 | 5,669 |
| Total interest expense | $45,000 | 5,451 |
| Net interest income | $411,000 | 5,659 |
| Provision for loan and lease losses | $185,000 | 943 |
| Total noninterest income | $18,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $21,000 | 4,993 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-3,000 | 6,300 |
| Total noninterest expense | $452,000 | 5,326 |
| Salaries and employee benefits | $247,000 | 5,298 |
| Premises and equipment expense | $75,000 | 4,591 |
| Additional noninterest expense | $130,000 | 5,468 |
| Pre-tax net operating income | $-208,000 | 6,298 |
| Securities gains (losses) | $18,000 | 1,268 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-190,000 | 6,302 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-190,000 | 6,303 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-190,000 | 6,303 |
| Net charge-offs | $84,000 | 1,221 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-208,000 | 6,301 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 5,636 |
| Total interest expense | $228,000 | 5,343 |
| Net interest income | $1,784,000 | 5,637 |
| Provision for loan and lease losses | $17,000 | 4,310 |
| Total noninterest income | $144,000 | 5,704 |
| Gross Fiduciary activities income | $2,000 | 1,172 |
| Service charges on deposit accounts | $105,000 | 4,920 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $37,000 | 5,862 |
| Total noninterest expense | $1,906,000 | 5,342 |
| Salaries and employee benefits | $944,000 | 5,463 |
| Premises and equipment expense | $281,000 | 4,793 |
| Additional noninterest expense | $681,000 | 5,200 |
| Pre-tax net operating income | $5,000 | 6,061 |
| Securities gains (losses) | $51,000 | 1,723 |
| Applicable income taxes | $3,000 | 4,369 |
| Income before extraordinary items | $53,000 | 6,001 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $53,000 | 6,001 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $53,000 | 6,002 |
| Net charge-offs | $90,000 | 3,277 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,550 | 6,078 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 5,682 |
| Total interest expense | $180,000 | 5,355 |
| Net interest income | $1,354,000 | 5,685 |
| Provision for loan and lease losses | $17,000 | 4,014 |
| Total noninterest income | $114,000 | 5,731 |
| Gross Fiduciary activities income | $1,000 | 1,152 |
| Service charges on deposit accounts | $79,000 | 4,978 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $34,000 | 5,847 |
| Total noninterest expense | $1,465,000 | 5,344 |
| Salaries and employee benefits | $704,000 | 5,494 |
| Premises and equipment expense | $213,000 | 4,830 |
| Additional noninterest expense | $548,000 | 5,114 |
| Pre-tax net operating income | $-14,000 | 6,166 |
| Securities gains (losses) | $51,000 | 1,437 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $35,000 | 6,083 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $35,000 | 6,082 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $35,000 | 6,083 |
| Net charge-offs | $55,000 | 3,187 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-13,450 | 6,166 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 5,690 |
| Total interest expense | $126,000 | 5,345 |
| Net interest income | $922,000 | 5,697 |
| Provision for loan and lease losses | $17,000 | 3,729 |
| Total noninterest income | $66,000 | 5,900 |
| Gross Fiduciary activities income | $1,000 | 1,132 |
| Service charges on deposit accounts | $49,000 | 5,099 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $16,000 | 6,039 |
| Total noninterest expense | $1,005,000 | 5,327 |
| Salaries and employee benefits | $484,000 | 5,485 |
| Premises and equipment expense | $145,000 | 4,827 |
| Additional noninterest expense | $376,000 | 5,083 |
| Pre-tax net operating income | $-34,000 | 6,259 |
| Securities gains (losses) | $45,000 | 1,223 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $10,000 | 6,173 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $10,000 | 6,175 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $10,000 | 6,175 |
| Net charge-offs | $56,000 | 2,694 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-30,950 | 6,254 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 5,726 |
| Total interest expense | $66,000 | 5,352 |
| Net interest income | $466,000 | 5,736 |
| Provision for loan and lease losses | $17,000 | 3,054 |
| Total noninterest income | $29,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $24,000 | 5,131 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $5,000 | 6,229 |
| Total noninterest expense | $493,000 | 5,432 |
| Salaries and employee benefits | $243,000 | 5,544 |
| Premises and equipment expense | $70,000 | 4,941 |
| Additional noninterest expense | $180,000 | 5,220 |
| Pre-tax net operating income | $-15,000 | 6,272 |
| Securities gains (losses) | $10,000 | 1,161 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-5,000 | 6,248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-5,000 | 6,248 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-5,000 | 6,249 |
| Net charge-offs | $23,000 | 2,396 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-15,000 | 6,272 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 5,792 |
| Total interest expense | $295,000 | 5,414 |
| Net interest income | $1,825,000 | 5,813 |
| Provision for loan and lease losses | $1,059,000 | 1,047 |
| Total noninterest income | $128,000 | 6,027 |
| Gross Fiduciary activities income | $1,000 | 1,245 |
| Service charges on deposit accounts | $105,000 | 5,181 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 6,192 |
| Total noninterest expense | $1,644,000 | 5,741 |
| Salaries and employee benefits | $947,000 | 5,632 |
| Premises and equipment expense | $266,000 | 5,073 |
| Additional noninterest expense | $431,000 | 6,033 |
| Pre-tax net operating income | $-750,000 | 6,533 |
| Securities gains (losses) | $37,000 | 1,999 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-713,000 | 6,540 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-713,000 | 6,541 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-713,000 | 6,541 |
| Net charge-offs | $705,000 | 1,636 |
| Cash dividends | $75,000 | 4,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-750,000 | 6,533 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 5,814 |
| Total interest expense | $226,000 | 5,484 |
| Net interest income | $1,418,000 | 5,812 |
| Provision for loan and lease losses | $490,000 | 1,541 |
| Total noninterest income | $100,000 | 6,076 |
| Gross Fiduciary activities income | $1,000 | 1,186 |
| Service charges on deposit accounts | $78,000 | 5,256 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $21,000 | 6,226 |
| Total noninterest expense | $1,186,000 | 5,839 |
| Salaries and employee benefits | $711,000 | 5,651 |
| Premises and equipment expense | $221,000 | 4,935 |
| Additional noninterest expense | $254,000 | 6,306 |
| Pre-tax net operating income | $-158,000 | 6,458 |
| Securities gains (losses) | $37,000 | 1,865 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-121,000 | 6,475 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-121,000 | 6,477 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-121,000 | 6,477 |
| Net charge-offs | $91,000 | 3,346 |
| Cash dividends | $75,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-158,000 | 6,470 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 5,841 |
| Total interest expense | $151,000 | 5,538 |
| Net interest income | $950,000 | 5,825 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $65,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $51,000 | 5,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 6,262 |
| Total noninterest expense | $788,000 | 5,869 |
| Salaries and employee benefits | $471,000 | 5,699 |
| Premises and equipment expense | $148,000 | 4,923 |
| Additional noninterest expense | $169,000 | 6,337 |
| Pre-tax net operating income | $167,000 | 5,502 |
| Securities gains (losses) | $37,000 | 1,701 |
| Applicable income taxes | $10,000 | 4,196 |
| Income before extraordinary items | $194,000 | 5,302 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $194,000 | 5,305 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $194,000 | 5,305 |
| Net charge-offs | $4,000 | 4,592 |
| Cash dividends | $60,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $158,850 | 5,393 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $550,000 | 5,885 |
| Total interest expense | $76,000 | 5,616 |
| Net interest income | $474,000 | 5,861 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $29,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,532 |
| Total noninterest expense | $381,000 | 5,998 |
| Salaries and employee benefits | $225,000 | 5,839 |
| Premises and equipment expense | $75,000 | 4,918 |
| Additional noninterest expense | $81,000 | 6,449 |
| Pre-tax net operating income | $107,000 | 5,247 |
| Securities gains (losses) | $20,000 | 1,261 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $121,000 | 5,008 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $121,000 | 5,009 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $121,000 | 5,010 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $102,000 | 5,121 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 5,942 |
| Total interest expense | $358,000 | 5,725 |
| Net interest income | $1,949,000 | 5,901 |
| Provision for loan and lease losses | $265,000 | 3,555 |
| Total noninterest income | $136,000 | 6,051 |
| Gross Fiduciary activities income | $1,000 | 1,273 |
| Service charges on deposit accounts | $109,000 | 5,314 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $26,000 | 6,181 |
| Total noninterest expense | $1,532,000 | 6,068 |
| Salaries and employee benefits | $876,000 | 5,944 |
| Premises and equipment expense | $286,000 | 5,065 |
| Additional noninterest expense | $370,000 | 6,429 |
| Pre-tax net operating income | $288,000 | 5,452 |
| Securities gains (losses) | $319,000 | 1,317 |
| Applicable income taxes | $30,000 | 4,058 |
| Income before extraordinary items | $577,000 | 4,742 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $577,000 | 4,745 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $577,000 | 4,746 |
| Net charge-offs | $261,000 | 3,471 |
| Cash dividends | $178,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $273,950 | 5,360 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 6,021 |
| Total interest expense | $276,000 | 5,820 |
| Net interest income | $1,477,000 | 5,975 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $102,000 | 6,152 |
| Gross Fiduciary activities income | $1,000 | 1,226 |
| Service charges on deposit accounts | $79,000 | 5,430 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 6,267 |
| Total noninterest expense | $1,136,000 | 6,129 |
| Salaries and employee benefits | $661,000 | 5,969 |
| Premises and equipment expense | $212,000 | 5,155 |
| Additional noninterest expense | $263,000 | 6,562 |
| Pre-tax net operating income | $263,000 | 5,441 |
| Securities gains (losses) | $285,000 | 1,162 |
| Applicable income taxes | $27,000 | 4,059 |
| Income before extraordinary items | $521,000 | 4,600 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $521,000 | 4,599 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $521,000 | 4,598 |
| Net charge-offs | $202,000 | 3,296 |
| Cash dividends | $78,000 | 3,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $250,250 | 5,334 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 6,014 |
| Total interest expense | $188,000 | 5,880 |
| Net interest income | $1,015,000 | 5,972 |
| Provision for loan and lease losses | $165,000 | 3,233 |
| Total noninterest income | $66,000 | 6,200 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $50,000 | 5,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,309 |
| Total noninterest expense | $760,000 | 6,179 |
| Salaries and employee benefits | $442,000 | 6,014 |
| Premises and equipment expense | $143,000 | 5,150 |
| Additional noninterest expense | $175,000 | 6,604 |
| Pre-tax net operating income | $156,000 | 5,560 |
| Securities gains (losses) | $285,000 | 894 |
| Applicable income taxes | $22,000 | 3,966 |
| Income before extraordinary items | $419,000 | 4,302 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $419,000 | 4,305 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $419,000 | 4,304 |
| Net charge-offs | $196,000 | 2,778 |
| Cash dividends | $38,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $148,250 | 5,460 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 6,027 |
| Total interest expense | $97,000 | 5,929 |
| Net interest income | $520,000 | 5,971 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $25,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,726 |
| Total noninterest expense | $389,000 | 6,194 |
| Salaries and employee benefits | $224,000 | 6,032 |
| Premises and equipment expense | $69,000 | 5,260 |
| Additional noninterest expense | $96,000 | 6,545 |
| Pre-tax net operating income | $6,000 | 6,370 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $6,000 | 6,469 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $6,000 | 6,470 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,000 | 6,469 |
| Net charge-offs | $198,000 | 1,861 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $6,000 | 6,362 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 6,139 |
| Total interest expense | $499,000 | 5,854 |
| Net interest income | $1,952,000 | 6,127 |
| Provision for loan and lease losses | $142,000 | 5,004 |
| Total noninterest income | $142,000 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $117,000 | 5,300 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $25,000 | 6,289 |
| Total noninterest expense | $1,529,000 | 6,286 |
| Salaries and employee benefits | $882,000 | 6,093 |
| Premises and equipment expense | $288,000 | 5,327 |
| Additional noninterest expense | $359,000 | 6,680 |
| Pre-tax net operating income | $423,000 | 4,913 |
| Securities gains (losses) | $14,000 | 3,210 |
| Applicable income taxes | $22,000 | 4,085 |
| Income before extraordinary items | $415,000 | 4,898 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $415,000 | 4,900 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $415,000 | 4,899 |
| Net charge-offs | $197,000 | 4,311 |
| Cash dividends | $148,000 | 3,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $401,700 | 4,805 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 6,195 |
| Total interest expense | $390,000 | 5,889 |
| Net interest income | $1,447,000 | 6,194 |
| Provision for loan and lease losses | $6,000 | 6,274 |
| Total noninterest income | $105,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $85,000 | 5,375 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $20,000 | 6,393 |
| Total noninterest expense | $1,184,000 | 6,269 |
| Salaries and employee benefits | $669,000 | 6,091 |
| Premises and equipment expense | $225,000 | 5,277 |
| Additional noninterest expense | $290,000 | 6,642 |
| Pre-tax net operating income | $362,000 | 4,881 |
| Securities gains (losses) | $10,000 | 3,052 |
| Applicable income taxes | $19,000 | 4,063 |
| Income before extraordinary items | $353,000 | 4,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $353,000 | 4,838 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $353,000 | 4,838 |
| Net charge-offs | $31,000 | 5,295 |
| Cash dividends | $94,000 | 3,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $343,500 | 4,759 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 6,264 |
| Total interest expense | $268,000 | 5,953 |
| Net interest income | $942,000 | 6,276 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $70,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $56,000 | 5,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,448 |
| Total noninterest expense | $790,000 | 6,334 |
| Salaries and employee benefits | $457,000 | 6,092 |
| Premises and equipment expense | $149,000 | 5,329 |
| Additional noninterest expense | $184,000 | 6,763 |
| Pre-tax net operating income | $222,000 | 4,991 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $11,000 | 4,065 |
| Income before extraordinary items | $211,000 | 4,947 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $211,000 | 4,947 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $211,000 | 4,947 |
| Net charge-offs | $24,000 | 4,955 |
| Cash dividends | $40,000 | 3,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $211,000 | 4,851 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 6,337 |
| Total interest expense | $137,000 | 6,013 |
| Net interest income | $458,000 | 6,347 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $29,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $26,000 | 5,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $386,000 | 6,417 |
| Salaries and employee benefits | $225,000 | 6,172 |
| Premises and equipment expense | $72,000 | 5,462 |
| Additional noninterest expense | $89,000 | 6,862 |
| Pre-tax net operating income | $101,000 | 5,132 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $96,000 | 5,065 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $96,000 | 5,063 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $96,000 | 5,065 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $96,000 | 5,008 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 6,437 |
| Total interest expense | $607,000 | 6,235 |
| Net interest income | $1,800,000 | 6,421 |
| Provision for loan and lease losses | $600,000 | 3,834 |
| Total noninterest income | $158,000 | 6,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $130,000 | 5,146 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 6,461 |
| Total noninterest expense | $1,544,000 | 6,469 |
| Salaries and employee benefits | $854,000 | 6,324 |
| Premises and equipment expense | $296,000 | 5,442 |
| Additional noninterest expense | $394,000 | 6,816 |
| Pre-tax net operating income | $-186,000 | 6,017 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-186,000 | 6,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-186,000 | 6,152 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-186,000 | 6,153 |
| Net charge-offs | $388,000 | 3,967 |
| Cash dividends | $10,000 | 4,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-186,000 | 6,077 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 6,537 |
| Total interest expense | $464,000 | 6,341 |
| Net interest income | $1,346,000 | 6,528 |
| Provision for loan and lease losses | $400,000 | 3,898 |
| Total noninterest income | $120,000 | 6,330 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $100,000 | 5,178 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $20,000 | 6,660 |
| Total noninterest expense | $1,148,000 | 6,541 |
| Salaries and employee benefits | $638,000 | 6,376 |
| Premises and equipment expense | $241,000 | 5,328 |
| Additional noninterest expense | $269,000 | 6,976 |
| Pre-tax net operating income | $-82,000 | 6,141 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-82,000 | 6,285 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-82,000 | 6,285 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-82,000 | 6,285 |
| Net charge-offs | $389,000 | 3,405 |
| Cash dividends | $7,000 | 3,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-82,000 | 6,179 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 6,584 |
| Total interest expense | $315,000 | 6,398 |
| Net interest income | $891,000 | 6,566 |
| Provision for loan and lease losses | $380,000 | 3,262 |
| Total noninterest income | $78,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $66,000 | 5,208 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 6,755 |
| Total noninterest expense | $759,000 | 6,596 |
| Salaries and employee benefits | $425,000 | 6,424 |
| Premises and equipment expense | $171,000 | 5,228 |
| Additional noninterest expense | $163,000 | 7,145 |
| Pre-tax net operating income | $-170,000 | 6,392 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-170,000 | 6,529 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-170,000 | 6,531 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-170,000 | 6,529 |
| Net charge-offs | $380,000 | 2,764 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-170,000 | 6,470 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $603,000 | 6,669 |
| Total interest expense | $160,000 | 6,494 |
| Net interest income | $443,000 | 6,627 |
| Provision for loan and lease losses | $320,000 | 2,316 |
| Total noninterest income | $33,000 | 6,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $377,000 | 6,692 |
| Salaries and employee benefits | $210,000 | 6,520 |
| Premises and equipment expense | $87,000 | 5,262 |
| Additional noninterest expense | $80,000 | 7,263 |
| Pre-tax net operating income | $-221,000 | 6,864 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-221,000 | 6,962 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-221,000 | 6,963 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-221,000 | 6,962 |
| Net charge-offs | $381,000 | 1,816 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-221,000 | 6,926 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 6,592 |
| Total interest expense | $795,000 | 6,487 |
| Net interest income | $1,845,000 | 6,514 |
| Provision for loan and lease losses | $30,000 | 7,048 |
| Total noninterest income | $180,000 | 6,373 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $157,000 | 5,084 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $23,000 | 6,887 |
| Total noninterest expense | $1,476,000 | 6,827 |
| Salaries and employee benefits | $843,000 | 6,606 |
| Premises and equipment expense | $266,000 | 5,923 |
| Additional noninterest expense | $367,000 | 7,206 |
| Pre-tax net operating income | $519,000 | 3,954 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $26,000 | 3,562 |
| Income before extraordinary items | $493,000 | 3,894 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $493,000 | 3,893 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $493,000 | 3,893 |
| Net charge-offs | $30,000 | 6,500 |
| Cash dividends | $163,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $493,000 | 3,829 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 6,661 |
| Total interest expense | $617,000 | 6,542 |
| Net interest income | $1,369,000 | 6,579 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $141,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $122,000 | 5,049 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $19,000 | 7,013 |
| Total noninterest expense | $1,132,000 | 6,805 |
| Salaries and employee benefits | $637,000 | 6,621 |
| Premises and equipment expense | $212,000 | 5,829 |
| Additional noninterest expense | $283,000 | 7,200 |
| Pre-tax net operating income | $378,000 | 4,262 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $19,000 | 3,811 |
| Income before extraordinary items | $359,000 | 4,197 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $359,000 | 4,192 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $359,000 | 4,195 |
| Net charge-offs | $32,000 | 5,988 |
| Cash dividends | $83,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $359,000 | 4,121 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 6,712 |
| Total interest expense | $423,000 | 6,602 |
| Net interest income | $911,000 | 6,604 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $89,000 | 6,551 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $76,000 | 5,160 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $749,000 | 6,889 |
| Salaries and employee benefits | $431,000 | 6,659 |
| Premises and equipment expense | $133,000 | 6,012 |
| Additional noninterest expense | $185,000 | 7,275 |
| Pre-tax net operating income | $251,000 | 4,375 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $13,000 | 3,905 |
| Income before extraordinary items | $238,000 | 4,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 4,322 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $238,000 | 4,322 |
| Net charge-offs | $35,000 | 5,223 |
| Cash dividends | $50,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $238,000 | 4,209 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $664,000 | 6,766 |
| Total interest expense | $217,000 | 6,664 |
| Net interest income | $447,000 | 6,643 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $37,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $367,000 | 6,895 |
| Salaries and employee benefits | $221,000 | 6,650 |
| Premises and equipment expense | $68,000 | 6,010 |
| Additional noninterest expense | $78,000 | 7,415 |
| Pre-tax net operating income | $117,000 | 4,845 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $111,000 | 4,802 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $111,000 | 4,806 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $111,000 | 4,805 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $6,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $111,000 | 4,635 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 6,772 |
| Total interest expense | $1,070,000 | 6,651 |
| Net interest income | $1,698,000 | 6,769 |
| Provision for loan and lease losses | $70,000 | 6,336 |
| Total noninterest income | $221,000 | 6,337 |
| Gross Fiduciary activities income | $3,000 | 1,325 |
| Service charges on deposit accounts | $192,000 | 4,877 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $26,000 | 7,270 |
| Total noninterest expense | $1,411,000 | 6,986 |
| Salaries and employee benefits | $813,000 | 6,865 |
| Premises and equipment expense | $262,000 | 6,136 |
| Additional noninterest expense | $336,000 | 7,291 |
| Pre-tax net operating income | $438,000 | 5,045 |
| Securities gains (losses) | $57,000 | 1,512 |
| Applicable income taxes | $25,000 | 4,181 |
| Income before extraordinary items | $470,000 | 4,551 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $470,000 | 4,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,507 |
| Cash dividends | $120,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $415,850 | 4,877 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 6,860 |
| Total interest expense | $825,000 | 6,733 |
| Net interest income | $1,241,000 | 6,874 |
| Provision for loan and lease losses | $70,000 | 5,559 |
| Total noninterest income | $167,000 | 6,440 |
| Gross Fiduciary activities income | $3,000 | 1,278 |
| Service charges on deposit accounts | $142,000 | 4,935 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $1,073,000 | 6,971 |
| Salaries and employee benefits | $604,000 | 6,887 |
| Premises and equipment expense | $221,000 | 5,852 |
| Additional noninterest expense | $248,000 | 7,331 |
| Pre-tax net operating income | $265,000 | 5,776 |
| Securities gains (losses) | $57,000 | 1,332 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $306,000 | 5,180 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $306,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $96,000 | 4,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $251,850 | 5,616 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 6,927 |
| Total interest expense | $564,000 | 6,800 |
| Net interest income | $812,000 | 6,931 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $114,000 | 6,455 |
| Gross Fiduciary activities income | $3,000 | 1,253 |
| Service charges on deposit accounts | $96,000 | 4,903 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $725,000 | 6,996 |
| Salaries and employee benefits | $402,000 | 6,959 |
| Premises and equipment expense | $158,000 | 5,733 |
| Additional noninterest expense | $165,000 | 7,366 |
| Pre-tax net operating income | $151,000 | 6,112 |
| Securities gains (losses) | $40,000 | 1,598 |
| Applicable income taxes | $10,000 | 4,982 |
| Income before extraordinary items | $181,000 | 5,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $64,000 | 4,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $143,000 | 5,964 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $685,000 | 7,020 |
| Total interest expense | $287,000 | 6,920 |
| Net interest income | $398,000 | 7,018 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $52,000 | 6,602 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $355,000 | 7,070 |
| Salaries and employee benefits | $205,000 | 6,952 |
| Premises and equipment expense | $69,000 | 6,080 |
| Additional noninterest expense | $81,000 | 7,406 |
| Pre-tax net operating income | $95,000 | 6,051 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $90,000 | 5,972 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $7,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $90,000 | 5,887 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 7,058 |
| Total interest expense | $1,178,000 | 6,904 |
| Net interest income | $1,522,000 | 7,084 |
| Provision for loan and lease losses | $5,000 | 6,721 |
| Total noninterest income | $249,000 | 6,403 |
| Gross Fiduciary activities income | $1,000 | 1,439 |
| Service charges on deposit accounts | $183,000 | 5,078 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $65,000 | 6,796 |
| Total noninterest expense | $1,387,000 | 7,084 |
| Salaries and employee benefits | $823,000 | 6,905 |
| Premises and equipment expense | $273,000 | 6,002 |
| Additional noninterest expense | $291,000 | 7,576 |
| Pre-tax net operating income | $379,000 | 6,336 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $19,000 | 5,444 |
| Income before extraordinary items | $358,000 | 6,216 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $358,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,018 |
| Cash dividends | $171,000 | 5,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $359,900 | 6,194 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 7,108 |
| Total interest expense | $879,000 | 6,944 |
| Net interest income | $1,130,000 | 7,159 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $157,000 | 6,709 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $132,000 | 5,168 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $24,000 | 7,528 |
| Total noninterest expense | $1,016,000 | 7,114 |
| Salaries and employee benefits | $611,000 | 6,909 |
| Premises and equipment expense | $191,000 | 6,182 |
| Additional noninterest expense | $214,000 | 7,593 |
| Pre-tax net operating income | $266,000 | 6,700 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $13,000 | 5,656 |
| Income before extraordinary items | $251,000 | 6,569 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $251,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,078 |
| Cash dividends | $74,000 | 4,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $252,900 | 6,546 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 7,198 |
| Total interest expense | $578,000 | 6,988 |
| Net interest income | $731,000 | 7,266 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $103,000 | 6,802 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $82,000 | 5,310 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $21,000 | 7,329 |
| Total noninterest expense | $678,000 | 7,153 |
| Salaries and employee benefits | $412,000 | 6,939 |
| Premises and equipment expense | $123,000 | 6,299 |
| Additional noninterest expense | $143,000 | 7,647 |
| Pre-tax net operating income | $151,000 | 6,958 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $142,000 | 6,810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $142,000 | 6,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,081 |
| Cash dividends | $44,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $143,900 | 6,786 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $640,000 | 7,271 |
| Total interest expense | $285,000 | 7,023 |
| Net interest income | $355,000 | 7,366 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $46,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $41,000 | 5,255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $336,000 | 7,213 |
| Salaries and employee benefits | $206,000 | 6,966 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $68,000 | 7,729 |
| Pre-tax net operating income | $60,000 | 7,160 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $60,000 | 7,025 |
| Extraordinary gains, net | $-3,000 | 8,635 |
| Net income | $57,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,219 |
| Cash dividends | $15,000 | 3,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $60,000 | 7,006 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 7,150 |
| Total interest expense | $1,029,000 | 6,890 |
| Net interest income | $1,462,000 | 7,227 |
| Provision for loan and lease losses | $117,000 | 4,539 |
| Total noninterest income | $179,000 | 7,092 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $154,000 | 5,478 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,865 |
| Total noninterest expense | $1,326,000 | 7,184 |
| Salaries and employee benefits | $801,000 | 6,952 |
| Premises and equipment expense | $246,000 | 6,257 |
| Additional noninterest expense | $279,000 | 7,696 |
| Pre-tax net operating income | $198,000 | 7,414 |
| Securities gains (losses) | $-6,000 | 7,127 |
| Applicable income taxes | $10,000 | 6,155 |
| Income before extraordinary items | $182,000 | 7,344 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $182,000 | 7,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,207 |
| Cash dividends | $169,000 | 5,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $187,700 | 7,320 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 7,206 |
| Total interest expense | $757,000 | 6,907 |
| Net interest income | $1,091,000 | 7,306 |
| Provision for loan and lease losses | $62,000 | 4,829 |
| Total noninterest income | $146,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $123,000 | 5,421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,743 |
| Total noninterest expense | $998,000 | 7,175 |
| Salaries and employee benefits | $601,000 | 6,938 |
| Premises and equipment expense | $195,000 | 6,143 |
| Additional noninterest expense | $202,000 | 7,770 |
| Pre-tax net operating income | $177,000 | 7,512 |
| Securities gains (losses) | $-7,000 | 7,492 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $162,000 | 7,421 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $162,000 | 7,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,960 |
| Cash dividends | $169,000 | 4,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $168,650 | 7,380 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 7,258 |
| Total interest expense | $465,000 | 6,995 |
| Net interest income | $742,000 | 7,324 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $95,000 | 7,070 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $81,000 | 5,450 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $670,000 | 7,197 |
| Salaries and employee benefits | $404,000 | 6,954 |
| Premises and equipment expense | $132,000 | 6,106 |
| Additional noninterest expense | $134,000 | 7,785 |
| Pre-tax net operating income | $167,000 | 7,290 |
| Securities gains (losses) | $-3,000 | 7,591 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $156,000 | 7,108 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $156,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $40,000 | 4,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $158,850 | 7,103 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 7,293 |
| Total interest expense | $225,000 | 7,005 |
| Net interest income | $366,000 | 7,361 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $40,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $341,000 | 7,165 |
| Salaries and employee benefits | $204,000 | 6,941 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $67,000 | 7,791 |
| Pre-tax net operating income | $65,000 | 7,504 |
| Securities gains (losses) | $-3,000 | 8,027 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $59,000 | 7,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $61,850 | 7,351 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 7,238 |
| Total interest expense | $766,000 | 6,877 |
| Net interest income | $1,461,000 | 7,357 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $173,000 | 7,284 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $151,000 | 5,610 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,110 |
| Total noninterest expense | $1,270,000 | 7,282 |
| Salaries and employee benefits | $750,000 | 7,097 |
| Premises and equipment expense | $240,000 | 6,315 |
| Additional noninterest expense | $280,000 | 7,757 |
| Pre-tax net operating income | $364,000 | 7,183 |
| Securities gains (losses) | $-7,000 | 7,410 |
| Applicable income taxes | $19,000 | 6,341 |
| Income before extraordinary items | $338,000 | 7,020 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $338,000 | 7,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $295,000 | 4,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $344,650 | 6,981 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 7,291 |
| Total interest expense | $558,000 | 6,863 |
| Net interest income | $1,077,000 | 7,420 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $132,000 | 7,285 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $114,000 | 5,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $963,000 | 7,237 |
| Salaries and employee benefits | $565,000 | 7,073 |
| Premises and equipment expense | $163,000 | 6,518 |
| Additional noninterest expense | $235,000 | 7,565 |
| Pre-tax net operating income | $246,000 | 7,439 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $12,000 | 6,473 |
| Income before extraordinary items | $228,000 | 7,301 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $228,000 | 7,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,073 |
| Cash dividends | $156,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $233,700 | 7,248 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 7,290 |
| Total interest expense | $359,000 | 6,846 |
| Net interest income | $719,000 | 7,433 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $93,000 | 7,182 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $71,000 | 5,702 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $644,000 | 7,245 |
| Salaries and employee benefits | $379,000 | 7,063 |
| Premises and equipment expense | $103,000 | 6,639 |
| Additional noninterest expense | $162,000 | 7,483 |
| Pre-tax net operating income | $168,000 | 7,418 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $156,000 | 7,299 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $156,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,020 |
| Cash dividends | $36,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $159,800 | 7,227 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $524,000 | 7,392 |
| Total interest expense | $172,000 | 6,893 |
| Net interest income | $352,000 | 7,519 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $326,000 | 7,272 |
| Salaries and employee benefits | $191,000 | 7,095 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $81,000 | 7,543 |
| Pre-tax net operating income | $63,000 | 7,727 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $62,000 | 7,556 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $62,000 | 7,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,391 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $63,000 | 7,516 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 7,231 |
| Total interest expense | $668,000 | 6,700 |
| Net interest income | $1,478,000 | 7,330 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $193,000 | 7,210 |
| Gross Fiduciary activities income | $7,000 | 1,367 |
| Service charges on deposit accounts | $152,000 | 5,752 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,859 |
| Total noninterest expense | $1,255,000 | 7,346 |
| Salaries and employee benefits | $727,000 | 7,188 |
| Premises and equipment expense | $213,000 | 6,599 |
| Additional noninterest expense | $315,000 | 7,617 |
| Pre-tax net operating income | $416,000 | 7,005 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $21,000 | 6,525 |
| Income before extraordinary items | $395,000 | 6,801 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $395,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,541 |
| Cash dividends | $431,000 | 3,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $395,000 | 6,735 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 7,239 |
| Total interest expense | $497,000 | 6,714 |
| Net interest income | $1,122,000 | 7,338 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $140,000 | 7,309 |
| Gross Fiduciary activities income | $7,000 | 1,302 |
| Service charges on deposit accounts | $114,000 | 5,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 8,106 |
| Total noninterest expense | $935,000 | 7,326 |
| Salaries and employee benefits | $545,000 | 7,145 |
| Premises and equipment expense | $155,000 | 6,655 |
| Additional noninterest expense | $235,000 | 7,619 |
| Pre-tax net operating income | $327,000 | 7,060 |
| Securities gains (losses) | $12,000 | 2,612 |
| Applicable income taxes | $17,000 | 6,595 |
| Income before extraordinary items | $322,000 | 6,769 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $322,000 | 6,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $242,000 | 3,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $310,600 | 6,756 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 7,288 |
| Total interest expense | $330,000 | 6,759 |
| Net interest income | $750,000 | 7,366 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $95,000 | 7,328 |
| Gross Fiduciary activities income | $7,000 | 1,247 |
| Service charges on deposit accounts | $75,000 | 5,834 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $619,000 | 7,395 |
| Salaries and employee benefits | $364,000 | 7,198 |
| Premises and equipment expense | $103,000 | 6,721 |
| Additional noninterest expense | $152,000 | 7,700 |
| Pre-tax net operating income | $226,000 | 7,004 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $227,000 | 6,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 6,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $59,000 | 4,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $214,650 | 6,673 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,331 |
| Total interest expense | $164,000 | 6,840 |
| Net interest income | $375,000 | 7,408 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $41,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 5,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $309,000 | 7,439 |
| Salaries and employee benefits | $184,000 | 7,202 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $73,000 | 7,819 |
| Pre-tax net operating income | $107,000 | 7,030 |
| Securities gains (losses) | $13,000 | 1,918 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $114,000 | 6,628 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $114,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $101,650 | 6,756 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 7,315 |
| Total interest expense | $790,000 | 6,742 |
| Net interest income | $1,457,000 | 7,427 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $214,000 | 7,226 |
| Gross Fiduciary activities income | $38,000 | 1,132 |
| Service charges on deposit accounts | $147,000 | 5,895 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $29,000 | 8,154 |
| Total noninterest expense | $1,155,000 | 7,568 |
| Salaries and employee benefits | $691,000 | 7,331 |
| Premises and equipment expense | $178,000 | 7,051 |
| Additional noninterest expense | $286,000 | 7,862 |
| Pre-tax net operating income | $496,000 | 6,690 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $25,000 | 6,696 |
| Income before extraordinary items | $480,000 | 6,426 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $480,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,958 |
| Cash dividends | $456,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $471,450 | 6,311 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 7,373 |
| Total interest expense | $615,000 | 6,786 |
| Net interest income | $1,085,000 | 7,494 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $177,000 | 7,104 |
| Gross Fiduciary activities income | $38,000 | 1,068 |
| Service charges on deposit accounts | $115,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,092 |
| Total noninterest expense | $892,000 | 7,481 |
| Salaries and employee benefits | $521,000 | 7,290 |
| Premises and equipment expense | $150,000 | 6,787 |
| Additional noninterest expense | $221,000 | 7,813 |
| Pre-tax net operating income | $370,000 | 6,846 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $19,000 | 6,822 |
| Income before extraordinary items | $360,000 | 6,592 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $360,000 | 6,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,821 |
| Cash dividends | $291,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $351,450 | 6,471 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 7,415 |
| Total interest expense | $431,000 | 6,787 |
| Net interest income | $707,000 | 7,559 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $97,000 | 7,453 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $80,000 | 5,768 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $571,000 | 7,597 |
| Salaries and employee benefits | $347,000 | 7,314 |
| Premises and equipment expense | $100,000 | 6,763 |
| Additional noninterest expense | $124,000 | 8,122 |
| Pre-tax net operating income | $233,000 | 6,955 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $226,000 | 6,734 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $226,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,031 |
| Cash dividends | $106,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $221,250 | 6,569 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $574,000 | 7,433 |
| Total interest expense | $221,000 | 6,805 |
| Net interest income | $353,000 | 7,591 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $292,000 | 7,581 |
| Salaries and employee benefits | $175,000 | 7,320 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $65,000 | 8,081 |
| Pre-tax net operating income | $104,000 | 7,126 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $104,000 | 6,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 6,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $99,250 | 6,752 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 7,271 |
| Total interest expense | $1,006,000 | 6,912 |
| Net interest income | $1,579,000 | 7,307 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $170,000 | 7,611 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $148,000 | 5,859 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,540 |
| Total noninterest expense | $1,170,000 | 7,539 |
| Salaries and employee benefits | $691,000 | 7,306 |
| Premises and equipment expense | $201,000 | 6,768 |
| Additional noninterest expense | $278,000 | 7,966 |
| Pre-tax net operating income | $579,000 | 6,491 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $30,000 | 6,839 |
| Income before extraordinary items | $572,000 | 6,088 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $572,000 | 6,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,689 |
| Cash dividends | $483,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $550,150 | 6,025 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 7,516 |
| Total interest expense | $1,312,000 | 7,382 |
| Net interest income | $1,414,000 | 7,491 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $196,000 | 7,349 |
| Gross Fiduciary activities income | $14,000 | 1,366 |
| Service charges on deposit accounts | $162,000 | 5,640 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $1,107,000 | 7,670 |
| Salaries and employee benefits | $646,000 | 7,446 |
| Premises and equipment expense | $204,000 | 6,736 |
| Additional noninterest expense | $257,000 | 8,160 |
| Pre-tax net operating income | $503,000 | 6,533 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $135,000 | 5,613 |
| Income before extraordinary items | $377,000 | 6,703 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $377,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,421 |
| Cash dividends | $360,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $370,340 | 6,606 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 7,709 |
| Total interest expense | $1,276,000 | 7,628 |
| Net interest income | $1,421,000 | 7,606 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $169,000 | 7,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,238 |
| Total noninterest expense | $1,087,000 | 7,780 |
| Salaries and employee benefits | $614,000 | 7,627 |
| Premises and equipment expense | $179,000 | 7,097 |
| Additional noninterest expense | $294,000 | 7,992 |
| Pre-tax net operating income | $503,000 | 6,985 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $170,000 | 5,712 |
| Income before extraordinary items | $338,000 | 7,233 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $338,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 9,717 |
| Cash dividends | $330,000 | 4,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $334,650 | 7,258 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 7,829 |
| Total interest expense | $1,228,000 | 7,576 |
| Net interest income | $1,343,000 | 7,885 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $144,000 | 8,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,510 |
| Total noninterest expense | $1,011,000 | 8,099 |
| Salaries and employee benefits | $598,000 | 7,766 |
| Premises and equipment expense | $170,000 | 7,325 |
| Additional noninterest expense | $243,000 | 8,626 |
| Pre-tax net operating income | $476,000 | 7,249 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $159,000 | 6,165 |
| Income before extraordinary items | $316,000 | 7,495 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $316,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 10,039 |
| Cash dividends | $185,000 | 5,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $316,670 | 7,465 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 8,114 |
| Total interest expense | $1,185,000 | 7,949 |
| Net interest income | $1,296,000 | 8,132 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $151,000 | 8,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $943,000 | 8,296 |
| Salaries and employee benefits | $580,000 | 7,872 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $211,000 | 9,008 |
| Pre-tax net operating income | $464,000 | 7,562 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $95,000 | 7,609 |
| Income before extraordinary items | $371,000 | 7,405 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $371,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,719 |
| Cash dividends | $392,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $369,400 | 7,340 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 8,580 |
| Total interest expense | $1,050,000 | 8,549 |
| Net interest income | $1,296,000 | 8,479 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $153,000 | 8,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,910 |
| Total noninterest expense | $921,000 | 8,602 |
| Salaries and employee benefits | $542,000 | 8,315 |
| Premises and equipment expense | $142,000 | 7,983 |
| Additional noninterest expense | $237,000 | 8,997 |
| Pre-tax net operating income | $528,000 | 7,771 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $516,000 | 6,873 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $516,000 | 6,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,034 |
| Cash dividends | $488,000 | 3,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $528,000 | 6,750 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 9,014 |
| Total interest expense | $984,000 | 9,065 |
| Net interest income | $1,279,000 | 8,822 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $189,000 | 8,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $957,000 | 8,853 |
| Salaries and employee benefits | $621,000 | 7,996 |
| Premises and equipment expense | $134,000 | 8,428 |
| Additional noninterest expense | $202,000 | 9,911 |
| Pre-tax net operating income | $511,000 | 7,878 |
| Securities gains (losses) | $-8,000 | 10,177 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $503,000 | 6,887 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $503,000 | 6,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 10,993 |
| Cash dividends | $593,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $-17,000 | 11,309 |
| Net operating income | $511,000 | 6,762 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 9,523 |
| Total interest expense | $941,000 | 9,458 |
| Net interest income | $1,188,000 | 9,363 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $196,000 | 8,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $921,000 | 9,283 |
| Salaries and employee benefits | $585,000 | 8,455 |
| Premises and equipment expense | $144,000 | 8,429 |
| Additional noninterest expense | $192,000 | 10,515 |
| Pre-tax net operating income | $463,000 | 8,667 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $463,000 | 7,527 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $463,000 | 7,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,938 |
| Cash dividends | $122,000 | 6,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $463,000 | 7,501 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 9,560 |
| Total interest expense | $833,000 | 9,433 |
| Net interest income | $1,297,000 | 9,470 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $188,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,779 |
| Total noninterest expense | $1,005,000 | 9,331 |
| Salaries and employee benefits | $552,000 | 8,942 |
| Premises and equipment expense | $146,000 | 8,661 |
| Additional noninterest expense | $307,000 | 9,885 |
| Pre-tax net operating income | $480,000 | 8,790 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $480,000 | 7,459 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $480,000 | 7,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 12,106 |
| Cash dividends | $61,000 | 7,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $480,000 | 7,500 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 9,452 |
| Total interest expense | $907,000 | 9,519 |
| Net interest income | $1,453,000 | 9,264 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $164,000 | 9,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $1,128,000 | 9,212 |
| Salaries and employee benefits | $549,000 | 9,225 |
| Premises and equipment expense | $161,000 | 8,616 |
| Additional noninterest expense | $418,000 | 9,057 |
| Pre-tax net operating income | $489,000 | 8,730 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $4,000 | 11,985 |
| Income before extraordinary items | $485,000 | 7,674 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $485,000 | 7,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,863 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $485,000 | 7,422 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 9,191 |
| Total interest expense | $1,379,000 | 8,927 |
| Net interest income | $1,501,000 | 9,276 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $199,000 | 9,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $1,278,000 | 8,730 |
| Salaries and employee benefits | $625,000 | 8,595 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $517,000 | 8,287 |
| Pre-tax net operating income | $372,000 | 9,492 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $149,000 | 8,642 |
| Income before extraordinary items | $267,000 | 9,710 |
| Extraordinary gains, net | $149,000 | 567 |
| Net income | $416,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 3,572 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $238,840 | 9,705 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.