Home > Columbia Trust Bank > Assets and Liabilities
Columbia Trust Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 69 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $215,042,000 | 2,812 |
| Cash and due from depository institutions | $29,159,000 | 2,538 |
| Interest-bearing balances | $16,051,000 | 336 |
| Securities | $31,478,000 | 3,430 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $146,022,000 | 2,748 |
| Loan loss allowance | $2,431,000 | 2,028 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,881,000 | 3,498 |
| Other real estate owned | $50,000 | 2,538 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,452,000 | 2,704 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $215,042,000 | 2,812 |
| Total liabilities | $197,632,000 | 2,750 |
| Total deposits | $185,409,000 | 2,666 |
| Interest-bearing deposits | $145,427,000 | 2,820 |
| Deposits held in domestic offices | $185,409,000 | 2,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,000,000 | 2,501 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,223,000 | 3,048 |
| Total equity capital | $17,410,000 | 3,370 |
| Total bank equity capital | $17,410,000 | 3,370 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $358,000 | 4,857 |
| Surplus | $6,468,000 | 3,143 |
| Undivided profits | $10,584,000 | 2,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,891,000 | 468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,003,000 | 84 |
| Income earned, not collected on loans | $1,349,000 | 2,650 |
| Earning assets | $193,551,000 | 2,840 |
| Long-term assets (5+ years) | $18,565,000 | 3,440 |
| Average Assets, year-to-date | $198,706,800 | 2,877 |
| Average Assets, quarterly | $211,878,500 | 2,815 |
| Volatile liabilities | $47,008,000 | 2,577 |
| Insider loans | $6,049,000 | 1,103 |
| FHLB advances | $11,000,000 | 2,366 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $47,088,000 | 1,870 |
| Tier 1 (core) risk-based capital | $17,697,000 | 3,232 |
| Tier 2 risk-based capital | $2,184,000 | 2,120 |
| Total risk weighted assets | $174,482,000 | 2,437 |
| Total unused commitments | $47,088,000 | 1,870 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 68 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $208,715,000 | 2,840 |
| Cash and due from depository institutions | $19,649,000 | 2,552 |
| Interest-bearing balances | $11,570,000 | 502 |
| Securities | $25,375,000 | 3,966 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $155,346,000 | 2,576 |
| Loan loss allowance | $2,515,000 | 1,942 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,893,000 | 3,470 |
| Other real estate owned | $50,000 | 2,552 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,402,000 | 2,679 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $208,715,000 | 2,840 |
| Total liabilities | $191,441,000 | 2,794 |
| Total deposits | $179,499,000 | 2,673 |
| Interest-bearing deposits | $137,313,000 | 2,888 |
| Deposits held in domestic offices | $179,499,000 | 2,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $11,000,000 | 2,527 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $942,000 | 3,592 |
| Total equity capital | $17,274,000 | 3,354 |
| Total bank equity capital | $17,274,000 | 3,354 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $358,000 | 4,861 |
| Surplus | $6,468,000 | 3,092 |
| Undivided profits | $10,448,000 | 2,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,522,000 | 603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,527,000 | 134 |
| Income earned, not collected on loans | $1,490,000 | 2,325 |
| Earning assets | $192,291,000 | 2,821 |
| Long-term assets (5+ years) | $16,741,000 | 3,665 |
| Average Assets, year-to-date | $194,623,000 | 2,913 |
| Average Assets, quarterly | $201,675,000 | 2,882 |
| Volatile liabilities | $43,911,000 | 2,619 |
| Insider loans | $5,415,000 | 1,188 |
| FHLB advances | $11,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $43,601,000 | 1,928 |
| Tier 1 (core) risk-based capital | $17,444,000 | 3,233 |
| Tier 2 risk-based capital | $2,120,000 | 2,157 |
| Total risk weighted assets | $168,408,000 | 2,480 |
| Total unused commitments | $43,601,000 | 1,930 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $194,635,000 | 2,945 |
| Cash and due from depository institutions | $10,325,000 | 2,738 |
| Interest-bearing balances | $789,000 | 2,993 |
| Securities | $24,709,000 | 4,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $151,448,000 | 2,572 |
| Loan loss allowance | $2,534,000 | 1,908 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,877,000 | 3,425 |
| Other real estate owned | $50,000 | 2,738 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,226,000 | 2,655 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $194,635,000 | 2,945 |
| Total liabilities | $177,655,000 | 2,897 |
| Total deposits | $164,805,000 | 2,837 |
| Interest-bearing deposits | $123,920,000 | 3,104 |
| Deposits held in domestic offices | $164,805,000 | 2,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,940,000 | 2,391 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $910,000 | 3,455 |
| Total equity capital | $16,980,000 | 3,361 |
| Total bank equity capital | $16,980,000 | 3,361 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $358,000 | 4,856 |
| Surplus | $6,468,000 | 3,037 |
| Undivided profits | $10,154,000 | 2,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,829,000 | 554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,953,000 | 104 |
| Income earned, not collected on loans | $1,398,000 | 2,254 |
| Earning assets | $176,946,000 | 2,959 |
| Long-term assets (5+ years) | $16,203,000 | 3,761 |
| Average Assets, year-to-date | $189,925,670 | 2,958 |
| Average Assets, quarterly | $192,086,000 | 2,953 |
| Volatile liabilities | $32,430,000 | 3,106 |
| Insider loans | $4,817,000 | 1,309 |
| FHLB advances | $11,940,000 | 2,277 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $42,721,000 | 1,909 |
| Tier 1 (core) risk-based capital | $17,117,000 | 3,213 |
| Tier 2 risk-based capital | $2,019,000 | 2,219 |
| Total risk weighted assets | $160,972,000 | 2,520 |
| Total unused commitments | $42,721,000 | 1,909 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 61 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $189,537,000 | 2,994 |
| Cash and due from depository institutions | $9,959,000 | 2,789 |
| Interest-bearing balances | $1,021,000 | 2,691 |
| Securities | $25,840,000 | 4,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $145,804,000 | 2,617 |
| Loan loss allowance | $2,550,000 | 1,861 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,913,000 | 3,376 |
| Other real estate owned | $50,000 | 2,789 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,971,000 | 2,723 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $189,537,000 | 2,994 |
| Total liabilities | $172,947,000 | 2,953 |
| Total deposits | $159,334,000 | 2,911 |
| Interest-bearing deposits | $121,886,000 | 3,147 |
| Deposits held in domestic offices | $159,334,000 | 2,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,000,000 | 2,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $613,000 | 4,320 |
| Total equity capital | $16,590,000 | 3,359 |
| Total bank equity capital | $16,590,000 | 3,359 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $358,000 | 4,887 |
| Surplus | $6,468,000 | 3,008 |
| Undivided profits | $9,764,000 | 3,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,710,000 | 1,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $722,000 | 243 |
| Income earned, not collected on loans | $1,327,000 | 2,300 |
| Earning assets | $172,665,000 | 3,005 |
| Long-term assets (5+ years) | $17,909,000 | 3,636 |
| Average Assets, year-to-date | $187,571,000 | 3,000 |
| Average Assets, quarterly | $187,571,000 | 3,000 |
| Volatile liabilities | $25,283,000 | 3,586 |
| Insider loans | $4,604,000 | 1,335 |
| FHLB advances | $13,000,000 | 2,088 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $42,845,000 | 1,874 |
| Tier 1 (core) risk-based capital | $16,792,000 | 3,241 |
| Tier 2 risk-based capital | $1,970,000 | 2,257 |
| Total risk weighted assets | $157,003,000 | 2,555 |
| Total unused commitments | $42,845,000 | 1,876 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 58 | 2,928 |
| Assets and Liabilities | ||
| Total Assets: | $185,605,000 | 3,036 |
| Cash and due from depository institutions | $7,973,000 | 2,928 |
| Interest-bearing balances | $786,000 | 3,051 |
| Securities | $27,852,000 | 3,828 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $142,211,000 | 2,644 |
| Loan loss allowance | $2,466,000 | 1,916 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,931,000 | 3,343 |
| Other real estate owned | $0 | 2,928 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,638,000 | 2,817 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $185,605,000 | 3,036 |
| Total liabilities | $169,194,000 | 2,999 |
| Total deposits | $157,543,000 | 2,922 |
| Interest-bearing deposits | $121,375,000 | 3,131 |
| Deposits held in domestic offices | $157,543,000 | 2,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $11,000,000 | 2,450 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $651,000 | 4,094 |
| Total equity capital | $16,411,000 | 3,395 |
| Total bank equity capital | $16,411,000 | 3,395 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $358,000 | 4,900 |
| Surplus | $6,468,000 | 2,971 |
| Undivided profits | $9,585,000 | 3,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,643,000 | 730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,427,000 | 132 |
| Income earned, not collected on loans | $1,174,000 | 2,590 |
| Earning assets | $170,849,000 | 3,022 |
| Long-term assets (5+ years) | $17,285,000 | 3,761 |
| Average Assets, year-to-date | $174,926,000 | 3,078 |
| Average Assets, quarterly | $187,308,000 | 2,994 |
| Volatile liabilities | $24,296,000 | 3,604 |
| Insider loans | $6,609,000 | 901 |
| FHLB advances | $11,000,000 | 2,314 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $45,962,000 | 1,699 |
| Tier 1 (core) risk-based capital | $16,458,000 | 3,259 |
| Tier 2 risk-based capital | $1,938,000 | 2,267 |
| Total risk weighted assets | $154,468,000 | 2,569 |
| Total unused commitments | $45,962,000 | 1,699 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $189,011,000 | 2,973 |
| Cash and due from depository institutions | $16,440,000 | 2,918 |
| Interest-bearing balances | $7,369,000 | 797 |
| Securities | $15,051,000 | 5,503 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 3,947 |
| Net loans & leases | $148,409,000 | 2,531 |
| Loan loss allowance | $2,309,000 | 2,032 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,944,000 | 3,283 |
| Other real estate owned | $0 | 2,918 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,567,000 | 2,810 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $189,011,000 | 2,973 |
| Total liabilities | $172,916,000 | 2,930 |
| Total deposits | $161,353,000 | 2,830 |
| Interest-bearing deposits | $125,070,000 | 3,033 |
| Deposits held in domestic offices | $161,353,000 | 2,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $11,000,000 | 2,422 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $563,000 | 4,605 |
| Total equity capital | $16,095,000 | 3,429 |
| Total bank equity capital | $16,095,000 | 3,429 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $358,000 | 4,918 |
| Surplus | $6,468,000 | 2,925 |
| Undivided profits | $9,269,000 | 3,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,068,000 | 913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,434,000 | 136 |
| Income earned, not collected on loans | $1,149,000 | 2,732 |
| Earning assets | $172,429,000 | 2,975 |
| Long-term assets (5+ years) | $14,781,000 | 4,164 |
| Average Assets, year-to-date | $172,256,250 | 3,106 |
| Average Assets, quarterly | $181,961,000 | 3,027 |
| Volatile liabilities | $31,421,000 | 3,005 |
| Insider loans | $7,731,000 | 736 |
| FHLB advances | $11,000,000 | 2,298 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $38,433,000 | 1,930 |
| Tier 1 (core) risk-based capital | $16,079,000 | 3,297 |
| Tier 2 risk-based capital | $1,994,000 | 2,192 |
| Total risk weighted assets | $159,168,000 | 2,464 |
| Total unused commitments | $38,433,000 | 1,932 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 56 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $174,911,000 | 3,135 |
| Cash and due from depository institutions | $7,814,000 | 3,050 |
| Interest-bearing balances | $1,045,000 | 2,813 |
| Securities | $17,610,000 | 5,153 |
| Federal funds sold & reverse repurchase agreements | $735,000 | 4,738 |
| Net loans & leases | $141,513,000 | 2,580 |
| Loan loss allowance | $2,215,000 | 2,090 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,838,000 | 3,338 |
| Other real estate owned | $0 | 3,050 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,401,000 | 2,881 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $174,911,000 | 3,135 |
| Total liabilities | $159,316,000 | 3,098 |
| Total deposits | $147,818,000 | 3,027 |
| Interest-bearing deposits | $115,361,000 | 3,235 |
| Deposits held in domestic offices | $147,818,000 | 3,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,000,000 | 2,410 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $498,000 | 4,569 |
| Total equity capital | $15,595,000 | 3,420 |
| Total bank equity capital | $15,595,000 | 3,420 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $358,000 | 4,950 |
| Surplus | $6,468,000 | 2,889 |
| Undivided profits | $8,769,000 | 3,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,376,000 | 1,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $670,000 | 258 |
| Income earned, not collected on loans | $1,062,000 | 2,778 |
| Earning assets | $160,903,000 | 3,107 |
| Long-term assets (5+ years) | $16,065,000 | 4,102 |
| Average Assets, year-to-date | $166,671,330 | 3,187 |
| Average Assets, quarterly | $169,216,500 | 3,176 |
| Volatile liabilities | $31,270,000 | 2,948 |
| Insider loans | $7,006,000 | 802 |
| FHLB advances | $11,000,000 | 2,281 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $35,582,000 | 2,022 |
| Tier 1 (core) risk-based capital | $15,742,000 | 3,312 |
| Tier 2 risk-based capital | $1,881,000 | 2,267 |
| Total risk weighted assets | $150,130,000 | 2,558 |
| Total unused commitments | $35,582,000 | 2,026 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 55 | 3,077 |
| Assets and Liabilities | ||
| Total Assets: | $163,522,000 | 3,266 |
| Cash and due from depository institutions | $7,198,000 | 3,077 |
| Interest-bearing balances | $1,205,000 | 2,852 |
| Securities | $19,163,000 | 4,900 |
| Federal funds sold & reverse repurchase agreements | $2,875,000 | 3,945 |
| Net loans & leases | $127,211,000 | 2,764 |
| Loan loss allowance | $2,012,000 | 2,257 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,846,000 | 3,307 |
| Other real estate owned | $0 | 3,077 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,229,000 | 2,834 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $163,522,000 | 3,266 |
| Total liabilities | $147,988,000 | 3,244 |
| Total deposits | $136,580,000 | 3,216 |
| Interest-bearing deposits | $111,266,000 | 3,340 |
| Deposits held in domestic offices | $136,580,000 | 3,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $11,000,000 | 2,276 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $408,000 | 5,421 |
| Total equity capital | $15,534,000 | 3,487 |
| Total bank equity capital | $15,534,000 | 3,487 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $358,000 | 4,961 |
| Surplus | $6,468,000 | 2,850 |
| Undivided profits | $8,708,000 | 3,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,208,000 | 2,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $677,000 | 274 |
| Income earned, not collected on loans | $1,065,000 | 2,715 |
| Earning assets | $150,454,000 | 3,258 |
| Long-term assets (5+ years) | $19,744,000 | 3,593 |
| Average Assets, year-to-date | $162,551,500 | 3,256 |
| Average Assets, quarterly | $162,551,500 | 3,256 |
| Volatile liabilities | $27,646,000 | 3,103 |
| Insider loans | $10,020,000 | 520 |
| FHLB advances | $11,000,000 | 2,154 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $33,801,000 | 2,037 |
| Tier 1 (core) risk-based capital | $15,410,000 | 3,344 |
| Tier 2 risk-based capital | $1,716,000 | 2,411 |
| Total risk weighted assets | $137,004,000 | 2,710 |
| Total unused commitments | $33,801,000 | 2,043 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $161,581,000 | 3,285 |
| Cash and due from depository institutions | $8,881,000 | 3,152 |
| Interest-bearing balances | $1,183,000 | 2,747 |
| Securities | $20,797,000 | 4,705 |
| Federal funds sold & reverse repurchase agreements | $4,381,000 | 2,550 |
| Net loans & leases | $122,492,000 | 2,819 |
| Loan loss allowance | $1,901,000 | 2,356 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,844,000 | 3,293 |
| Other real estate owned | $0 | 3,152 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,186,000 | 4,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,581,000 | 3,285 |
| Total liabilities | $146,386,000 | 3,248 |
| Total deposits | $134,806,000 | 3,241 |
| Interest-bearing deposits | $108,446,000 | 3,382 |
| Deposits held in domestic offices | $134,806,000 | 3,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,000,000 | 2,307 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $580,000 | 4,357 |
| Total equity capital | $15,195,000 | 3,490 |
| Total bank equity capital | $15,195,000 | 3,490 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $358,000 | 5,000 |
| Surplus | $6,468,000 | 2,819 |
| Undivided profits | $8,369,000 | 3,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,031,000 | 2,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $677,000 | 259 |
| Income earned, not collected on loans | $1,118,000 | 2,692 |
| Earning assets | $148,853,000 | 3,268 |
| Long-term assets (5+ years) | $21,367,000 | 3,464 |
| Average Assets, year-to-date | $150,159,200 | 3,391 |
| Average Assets, quarterly | $160,183,500 | 3,289 |
| Volatile liabilities | $31,684,000 | 2,818 |
| Insider loans | $9,797,000 | 506 |
| FHLB advances | $11,000,000 | 2,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $32,656,000 | 2,038 |
| Tier 1 (core) risk-based capital | $15,163,000 | 3,343 |
| Tier 2 risk-based capital | $1,652,000 | 2,466 |
| Total risk weighted assets | $131,918,000 | 2,790 |
| Total unused commitments | $32,656,000 | 2,040 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 47 | 3,565 |
| Assets and Liabilities | ||
| Total Assets: | $158,786,000 | 3,318 |
| Cash and due from depository institutions | $11,591,000 | 3,565 |
| Interest-bearing balances | $5,186,000 | 1,317 |
| Securities | $15,612,000 | 5,428 |
| Federal funds sold & reverse repurchase agreements | $501,000 | 5,931 |
| Net loans & leases | $125,015,000 | 2,760 |
| Loan loss allowance | $1,761,000 | 2,514 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,838,000 | 3,269 |
| Other real estate owned | $1,018,000 | 3,565 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,211,000 | 4,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,786,000 | 3,318 |
| Total liabilities | $143,869,000 | 3,301 |
| Total deposits | $132,434,000 | 3,289 |
| Interest-bearing deposits | $106,766,000 | 3,424 |
| Deposits held in domestic offices | $132,434,000 | 3,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,000,000 | 2,235 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $435,000 | 5,425 |
| Total equity capital | $14,917,000 | 3,530 |
| Total bank equity capital | $14,917,000 | 3,530 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $358,000 | 5,031 |
| Surplus | $6,468,000 | 2,767 |
| Undivided profits | $8,091,000 | 3,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $623,000 | 3,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,156,000 | 2,724 |
| Earning assets | $146,314,000 | 3,301 |
| Long-term assets (5+ years) | $17,802,000 | 3,829 |
| Average Assets, year-to-date | $147,303,750 | 3,461 |
| Average Assets, quarterly | $153,904,000 | 3,390 |
| Volatile liabilities | $30,823,000 | 2,833 |
| Insider loans | $9,331,000 | 533 |
| FHLB advances | $11,000,000 | 2,098 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $29,324,000 | 2,197 |
| Tier 1 (core) risk-based capital | $14,875,000 | 3,385 |
| Tier 2 risk-based capital | $1,669,000 | 2,436 |
| Total risk weighted assets | $133,429,000 | 2,732 |
| Total unused commitments | $29,324,000 | 2,201 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 45 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $149,022,000 | 3,500 |
| Cash and due from depository institutions | $7,995,000 | 3,706 |
| Interest-bearing balances | $1,998,000 | 2,498 |
| Securities | $13,018,000 | 5,862 |
| Federal funds sold & reverse repurchase agreements | $1,330,000 | 5,428 |
| Net loans & leases | $120,840,000 | 2,805 |
| Loan loss allowance | $1,576,000 | 2,736 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,863,000 | 3,216 |
| Other real estate owned | $1,018,000 | 3,706 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,958,000 | 4,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,022,000 | 3,500 |
| Total liabilities | $134,456,000 | 3,475 |
| Total deposits | $127,126,000 | 3,377 |
| Interest-bearing deposits | $103,531,000 | 3,515 |
| Deposits held in domestic offices | $127,126,000 | 3,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,000,000 | 2,810 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $330,000 | 6,260 |
| Total equity capital | $14,566,000 | 3,612 |
| Total bank equity capital | $14,566,000 | 3,612 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $358,000 | 5,042 |
| Surplus | $6,468,000 | 2,735 |
| Undivided profits | $7,740,000 | 3,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 5,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,084,000 | 2,807 |
| Earning assets | $137,186,000 | 3,462 |
| Long-term assets (5+ years) | $15,706,000 | 3,987 |
| Average Assets, year-to-date | $143,476,330 | 3,531 |
| Average Assets, quarterly | $145,907,000 | 3,510 |
| Volatile liabilities | $26,573,000 | 3,125 |
| Insider loans | $8,633,000 | 572 |
| FHLB advances | $7,000,000 | 2,646 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $27,910,000 | 2,232 |
| Tier 1 (core) risk-based capital | $14,498,000 | 3,412 |
| Tier 2 risk-based capital | $1,576,000 | 2,518 |
| Total risk weighted assets | $126,942,000 | 2,829 |
| Total unused commitments | $27,910,000 | 2,241 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 45 | 3,670 |
| Assets and Liabilities | ||
| Total Assets: | $142,792,000 | 3,553 |
| Cash and due from depository institutions | $7,397,000 | 3,670 |
| Interest-bearing balances | $918,000 | 3,280 |
| Securities | $11,887,000 | 6,119 |
| Federal funds sold & reverse repurchase agreements | $2,765,000 | 4,631 |
| Net loans & leases | $115,952,000 | 2,857 |
| Loan loss allowance | $1,772,000 | 2,425 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,882,000 | 3,153 |
| Other real estate owned | $0 | 3,670 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,909,000 | 4,664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,792,000 | 3,553 |
| Total liabilities | $129,996,000 | 3,510 |
| Total deposits | $123,688,000 | 3,423 |
| Interest-bearing deposits | $102,473,000 | 3,547 |
| Deposits held in domestic offices | $123,688,000 | 3,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,000,000 | 2,922 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $308,000 | 6,472 |
| Total equity capital | $12,796,000 | 3,954 |
| Total bank equity capital | $12,796,000 | 3,954 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $358,000 | 5,057 |
| Surplus | $6,468,000 | 2,683 |
| Undivided profits | $5,970,000 | 4,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,841,000 | 1,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,004,000 | 3,022 |
| Earning assets | $131,522,000 | 3,547 |
| Long-term assets (5+ years) | $15,915,000 | 3,869 |
| Average Assets, year-to-date | $140,703,500 | 3,572 |
| Average Assets, quarterly | $140,703,500 | 3,572 |
| Volatile liabilities | $26,248,000 | 3,121 |
| Insider loans | $7,008,000 | 722 |
| FHLB advances | $6,000,000 | 2,753 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,143,000 | 2,031 |
| Tier 1 (core) risk-based capital | $12,746,000 | 3,759 |
| Tier 2 risk-based capital | $1,567,000 | 2,481 |
| Total risk weighted assets | $125,168,000 | 2,828 |
| Total unused commitments | $30,143,000 | 2,039 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $138,615,000 | 3,621 |
| Cash and due from depository institutions | $9,102,000 | 3,794 |
| Interest-bearing balances | $2,846,000 | 2,030 |
| Securities | $10,216,000 | 6,459 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,839 |
| Net loans & leases | $113,484,000 | 2,889 |
| Loan loss allowance | $1,652,000 | 2,540 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,911,000 | 3,105 |
| Other real estate owned | $0 | 3,794 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,902,000 | 4,683 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,615,000 | 3,621 |
| Total liabilities | $126,135,000 | 3,578 |
| Total deposits | $119,682,000 | 3,483 |
| Interest-bearing deposits | $95,559,000 | 3,691 |
| Deposits held in domestic offices | $119,682,000 | 3,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,000,000 | 2,945 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $453,000 | 5,521 |
| Total equity capital | $12,480,000 | 3,995 |
| Total bank equity capital | $12,480,000 | 3,995 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $358,000 | 5,071 |
| Surplus | $6,468,000 | 2,643 |
| Undivided profits | $5,654,000 | 4,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $912,000 | 2,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $108,000 | 857 |
| Income earned, not collected on loans | $998,000 | 3,219 |
| Earning assets | $127,546,000 | 3,600 |
| Long-term assets (5+ years) | $15,251,000 | 3,926 |
| Average Assets, year-to-date | $125,946,600 | 3,778 |
| Average Assets, quarterly | $136,591,500 | 3,621 |
| Volatile liabilities | $25,962,000 | 3,129 |
| Insider loans | $7,162,000 | 688 |
| FHLB advances | $6,000,000 | 2,756 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $29,071,000 | 2,009 |
| Tier 1 (core) risk-based capital | $12,437,000 | 3,784 |
| Tier 2 risk-based capital | $1,542,000 | 2,475 |
| Total risk weighted assets | $123,219,000 | 2,815 |
| Total unused commitments | $29,071,000 | 2,012 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 42 | 3,894 |
| Assets and Liabilities | ||
| Total Assets: | $120,199,000 | 3,957 |
| Cash and due from depository institutions | $5,633,000 | 3,894 |
| Interest-bearing balances | $53,000 | 5,670 |
| Securities | $1,270,000 | 9,065 |
| Federal funds sold & reverse repurchase agreements | $16,125,000 | 894 |
| Net loans & leases | $92,520,000 | 3,350 |
| Loan loss allowance | $1,232,000 | 3,039 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,015,000 | 2,955 |
| Other real estate owned | $0 | 3,894 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,636,000 | 5,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,199,000 | 3,957 |
| Total liabilities | $110,218,000 | 3,890 |
| Total deposits | $102,842,000 | 3,848 |
| Interest-bearing deposits | $84,427,000 | 3,961 |
| Deposits held in domestic offices | $102,842,000 | 3,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 2,583 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $376,000 | 6,287 |
| Total equity capital | $9,981,000 | 4,510 |
| Total bank equity capital | $9,981,000 | 4,510 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $362,000 | 5,160 |
| Surplus | $6,547,000 | 2,489 |
| Undivided profits | $3,072,000 | 5,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 4,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $902,000 | 3,805 |
| Earning assets | $109,968,000 | 3,955 |
| Long-term assets (5+ years) | $11,592,000 | 4,464 |
| Average Assets, year-to-date | $106,234,800 | 4,208 |
| Average Assets, quarterly | $116,011,000 | 4,036 |
| Volatile liabilities | $35,139,000 | 2,371 |
| Insider loans | $5,743,000 | 833 |
| FHLB advances | $7,000,000 | 2,412 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $24,040,000 | 2,192 |
| Tier 1 (core) risk-based capital | $9,981,000 | 4,359 |
| Tier 2 risk-based capital | $1,232,000 | 2,826 |
| Total risk weighted assets | $103,284,000 | 3,132 |
| Total unused commitments | $24,040,000 | 2,197 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $94,020,000 | 4,645 |
| Cash and due from depository institutions | $5,777,000 | 5,222 |
| Interest-bearing balances | $20,000 | 5,990 |
| Securities | $1,156,000 | 9,482 |
| Federal funds sold & reverse repurchase agreements | $11,515,000 | 1,049 |
| Net loans & leases | $72,134,000 | 3,994 |
| Loan loss allowance | $1,065,000 | 3,290 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,139,000 | 3,808 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,299,000 | 5,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,020,000 | 4,645 |
| Total liabilities | $85,053,000 | 4,606 |
| Total deposits | $81,499,000 | 4,499 |
| Interest-bearing deposits | $61,513,000 | 4,941 |
| Deposits held in domestic offices | $81,499,000 | 4,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 3,490 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $554,000 | 5,442 |
| Total equity capital | $8,967,000 | 4,805 |
| Total bank equity capital | $8,967,000 | 4,805 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $356,000 | 5,347 |
| Surplus | $6,316,000 | 2,485 |
| Undivided profits | $2,295,000 | 6,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $439,000 | 4,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,034,000 | 2,642 |
| Earning assets | $84,825,000 | 4,704 |
| Long-term assets (5+ years) | $1,971,000 | 7,361 |
| Average Assets, year-to-date | $81,548,400 | 4,977 |
| Average Assets, quarterly | $90,157,000 | 4,746 |
| Volatile liabilities | $23,473,000 | 3,257 |
| Insider loans | $4,635,000 | 1,039 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,865,000 | 2,644 |
| Tier 1 (core) risk-based capital | $8,967,000 | 4,694 |
| Tier 2 risk-based capital | $1,011,910 | 3,231 |
| Total risk weighted assets | $80,900,010 | 3,724 |
| Total unused commitments | $16,865,000 | 2,648 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $74,298,000 | 5,479 |
| Cash and due from depository institutions | $9,146,000 | 6,066 |
| Interest-bearing balances | $5,000,000 | 830 |
| Securities | $895,000 | 9,884 |
| Federal funds sold & reverse repurchase agreements | $10,050,000 | 958 |
| Net loans & leases | $51,318,000 | 4,999 |
| Loan loss allowance | $673,000 | 4,683 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,197,000 | 3,722 |
| Other real estate owned | $0 | 6,066 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $692,000 | 7,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,298,000 | 5,479 |
| Total liabilities | $66,357,000 | 5,489 |
| Total deposits | $65,964,000 | 5,249 |
| Interest-bearing deposits | $51,502,000 | 5,577 |
| Deposits held in domestic offices | $65,964,000 | 5,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $393,000 | 6,123 |
| Total equity capital | $7,941,000 | 5,138 |
| Total bank equity capital | $7,941,000 | 5,138 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $354,000 | 5,526 |
| Surplus | $6,244,000 | 2,479 |
| Undivided profits | $1,343,000 | 7,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $653,000 | 3,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $584,000 | 3,988 |
| Earning assets | $67,263,000 | 5,494 |
| Long-term assets (5+ years) | $2,113,000 | 7,599 |
| Average Assets, year-to-date | $64,953,800 | 5,803 |
| Average Assets, quarterly | $71,705,000 | 5,548 |
| Volatile liabilities | $15,522,000 | 4,140 |
| Insider loans | $4,280,000 | 1,102 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $13,363,000 | 3,094 |
| Tier 1 (core) risk-based capital | $7,941,000 | 5,138 |
| Tier 2 risk-based capital | $673,000 | 4,362 |
| Total risk weighted assets | $59,070,700 | 4,684 |
| Total unused commitments | $13,363,000 | 3,097 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 19 | 7,081 |
| Assets and Liabilities | ||
| Total Assets: | $56,176,000 | 6,532 |
| Cash and due from depository institutions | $3,476,000 | 7,081 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $499,000 | 10,185 |
| Federal funds sold & reverse repurchase agreements | $7,690,000 | 2,240 |
| Net loans & leases | $41,479,000 | 5,561 |
| Loan loss allowance | $511,000 | 5,541 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,248,000 | 3,528 |
| Other real estate owned | $0 | 7,081 |
| Goodwill and other intangibles | $29,000 | 3,075 |
| All other assets | $755,000 | 6,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,176,000 | 6,532 |
| Total liabilities | $48,497,000 | 6,653 |
| Total deposits | $48,300,000 | 6,447 |
| Interest-bearing deposits | $36,052,000 | 6,951 |
| Deposits held in domestic offices | $48,300,000 | 6,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $197,000 | 8,651 |
| Total equity capital | $7,679,000 | 5,391 |
| Total bank equity capital | $7,679,000 | 5,391 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $351,000 | 5,603 |
| Surplus | $6,155,000 | 2,380 |
| Undivided profits | $1,173,000 | 7,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $606,000 | 3,850 |
| Earning assets | $49,668,000 | 6,669 |
| Long-term assets (5+ years) | $8,336,000 | 5,157 |
| Average Assets, year-to-date | $44,142,400 | 7,208 |
| Average Assets, quarterly | $52,244,000 | 6,730 |
| Volatile liabilities | $11,284,000 | 4,646 |
| Insider loans | $1,816,000 | 2,284 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,684,000 | 3,698 |
| Tier 1 (core) risk-based capital | $7,650,000 | 5,210 |
| Tier 2 risk-based capital | $511,000 | 5,131 |
| Total risk weighted assets | $47,669,900 | 5,246 |
| Total unused commitments | $9,684,000 | 3,705 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $30,888,000 | 8,777 |
| Cash and due from depository institutions | $1,296,000 | 8,601 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $1,930,000 | 10,346 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,883 |
| Net loans & leases | $19,052,000 | 8,416 |
| Loan loss allowance | $198,000 | 8,844 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $769,000 | 6,730 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $48,000 | 2,973 |
| All other assets | $393,000 | 9,149 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,888,000 | 8,777 |
| Total liabilities | $24,260,000 | 9,102 |
| Total deposits | $24,197,000 | 8,969 |
| Interest-bearing deposits | $17,288,000 | 9,424 |
| Deposits held in domestic offices | $24,197,000 | 8,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $63,000 | 10,578 |
| Total equity capital | $6,628,000 | 5,997 |
| Total bank equity capital | $6,628,000 | 5,997 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $324,000 | 5,973 |
| Surplus | $5,507,000 | 2,548 |
| Undivided profits | $797,000 | 8,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $284,000 | 7,030 |
| Earning assets | $28,382,000 | 8,752 |
| Long-term assets (5+ years) | $626,000 | 8,873 |
| Average Assets, year-to-date | $23,289,800 | 9,409 |
| Average Assets, quarterly | $29,534,500 | 8,870 |
| Volatile liabilities | $4,701,000 | 7,308 |
| Insider loans | $425,000 | 5,830 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,926,000 | 4,774 |
| Tier 1 (core) risk-based capital | $6,580,000 | 5,900 |
| Tier 2 risk-based capital | $198,000 | 8,424 |
| Total risk weighted assets | $23,296,500 | 7,915 |
| Total unused commitments | $5,926,000 | 4,779 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 9 | 10,084 |
| Assets and Liabilities | ||
| Total Assets: | $13,627,000 | 10,940 |
| Cash and due from depository institutions | $829,000 | 10,084 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $100,000 | 11,344 |
| Federal funds sold & reverse repurchase agreements | $7,427,000 | 1,755 |
| Net loans & leases | $4,358,000 | 11,168 |
| Loan loss allowance | $40,000 | 11,180 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $818,000 | 6,659 |
| Other real estate owned | $0 | 10,084 |
| Goodwill and other intangibles | $45,000 | 2,862 |
| All other assets | $50,000 | 11,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,627,000 | 10,940 |
| Total liabilities | $8,945,000 | 11,168 |
| Total deposits | $8,936,000 | 11,118 |
| Interest-bearing deposits | $6,729,000 | 11,126 |
| Deposits held in domestic offices | $8,936,000 | 11,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $9,000 | 11,454 |
| Total equity capital | $4,682,000 | 7,524 |
| Total bank equity capital | $4,682,000 | 7,524 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $3,750,000 | 3,618 |
| Undivided profits | $682,000 | 9,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $19,000 | 11,194 |
| Earning assets | $11,885,000 | 10,941 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $13,627,000 | 10,888 |
| Average Assets, quarterly | $13,627,000 | 10,920 |
| Volatile liabilities | $401,000 | 11,104 |
| Insider loans | $1,058,000 | 3,512 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,455,000 | 6,946 |
| Tier 1 (core) risk-based capital | $4,637,000 | 7,452 |
| Tier 2 risk-based capital | $40,000 | 11,112 |
| Total risk weighted assets | $6,884,200 | 10,940 |
| Total unused commitments | $2,455,000 | 6,960 |
| Derivatives | $0 | 549 |