Home > Columbia State Bank > Net charge- offs to loans
Columbia State Bank, Net charge- offs to loans
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0081% | 3,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 4,045 |
| Percentage Net Loans Charged-off:Construction & development | -0.0831% | 4,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0896% | 4,497 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0678% | 4,515 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0971% | 4,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 3,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0657% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0702% | 452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 4,033 |
| Percentage Net Loans Charged-off:Construction & development | -0.0453% | 4,540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1173% | 4,562 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0909% | 4,567 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1263% | 4,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0260% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7816% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7816% | 580 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,045 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 3,955 |
| Percentage Net Loans Charged-off:Construction & development | -0.0682% | 4,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1135% | 4,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0313% | 3,297 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1407% | 4,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0547% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0909% | 1,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0909% | 1,734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 4,115 |
| Percentage Net Loans Charged-off:Construction & development | -0.0091% | 4,089 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1158% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 3,253 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1512% | 4,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2192% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8825% | 4,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8825% | 4,505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 3,989 |
| Percentage Net Loans Charged-off:Construction & development | -0.1897% | 4,312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1471% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0906% | 4,445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1792% | 3,504 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0530% | 4,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0583% | 1,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2417% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2418% | 293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 4,325 |
| Percentage Net Loans Charged-off:Construction & development | -0.2603% | 4,388 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0191% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1070% | 4,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2262% | 3,584 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0516% | 4,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0574% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3115% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3116% | 257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 3,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 4,272 |
| Percentage Net Loans Charged-off:Construction & development | -0.3995% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0287% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1106% | 4,603 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2122% | 3,593 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0607% | 4,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0210% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4275% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4276% | 231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,027 |
| Percentage Net Loans Charged-off:Construction & development | -0.0668% | 4,366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0277% | 4,284 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0616% | 3,531 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 4,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0278% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7826% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7826% | 493 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1517% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0249% | 4,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.2339% | 4,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 3,977 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2874% | 4,828 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1062% | 3,610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4114% | 4,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1629% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9468% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | -64.1026% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9599% | 602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1581% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0637% | 4,735 |
| Percentage Net Loans Charged-off:Construction & development | -0.2943% | 4,534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 3,989 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3814% | 4,874 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1622% | 3,673 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5390% | 4,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1533% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9030% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | -76.1886% | 921 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9200% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1975% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0442% | 4,685 |
| Percentage Net Loans Charged-off:Construction & development | -0.4179% | 4,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 4,020 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2001% | 4,852 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1549% | 3,673 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2336% | 4,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3275% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0488% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | -82.7586% | 923 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0688% | 572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2271% | 622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0382% | 4,668 |
| Percentage Net Loans Charged-off:Construction & development | -0.5298% | 4,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 4,065 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1600% | 4,871 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2132% | 3,708 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1181% | 4,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1500% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3671% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | -38.0952% | 920 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3769% | 503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 2,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1010% | 4,918 |
| Percentage Net Loans Charged-off:Construction & development | -0.7556% | 4,689 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0360% | 4,695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 4,069 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0864% | 4,849 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 3,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1501% | 4,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3566% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1962% | 4,812 |
| Percentage Net Loans Charged-off: Credit card loans | -29.4118% | 971 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1868% | 4,769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1142% | 5,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.8748% | 4,748 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0437% | 4,799 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 4,131 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0437% | 4,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0320% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1020% | 4,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4159% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2671% | 4,892 |
| Percentage Net Loans Charged-off: Credit card loans | -28.0702% | 982 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2577% | 4,855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1040% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 4,426 |
| Percentage Net Loans Charged-off:Construction & development | -0.2380% | 4,712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0107% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 4,162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1373% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0940% | 4,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4170% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0903% | 4,580 |
| Percentage Net Loans Charged-off: Credit card loans | -26.6667% | 982 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0808% | 4,527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 1,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0930% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0033% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0881% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1834% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1571% | 774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3286% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | -25.0000% | 986 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3381% | 1,465 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 1,942 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 4,801 |
| Percentage Net Loans Charged-off:Construction & development | -0.2725% | 4,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0870% | 4,321 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1707% | 5,169 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1534% | 3,889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1863% | 5,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1863% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0137% | 3,350 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8981% | 1,018 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0301% | 3,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0336% | 4,790 |
| Percentage Net Loans Charged-off:Construction & development | -0.1188% | 4,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1202% | 4,363 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1822% | 5,216 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0998% | 3,873 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2584% | 5,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1011% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3054% | 5,056 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6876% | 1,003 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2968% | 5,017 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 1,165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0465% | 4,944 |
| Percentage Net Loans Charged-off:Construction & development | -0.1579% | 4,789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1833% | 4,411 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2149% | 5,288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0276% | 3,739 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3944% | 5,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2090% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4284% | 5,138 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4667% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4273% | 5,107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0800% | 1,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,444 |
| Percentage Net Loans Charged-off:Construction & development | -0.0203% | 4,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3034% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2424% | 5,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0432% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5164% | 5,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1882% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3231% | 5,071 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4179% | 990 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3189% | 5,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 2,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 4,831 |
| Percentage Net Loans Charged-off:Construction & development | -0.1626% | 4,870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1274% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1537% | 5,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0306% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3376% | 5,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2164% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2685% | 5,285 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6315% | 1,105 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2443% | 5,218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1273% | 1,211 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 1,518 |
| Percentage Net Loans Charged-off:Construction & development | -0.0568% | 4,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0453% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0318% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1026% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 4,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2337% | 1,142 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2703% | 5,307 |
| Percentage Net Loans Charged-off: Credit card loans | -19.9572% | 1,109 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2498% | 5,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 940 |
| Percentage Net Loans Charged-off:Construction & development | -0.0437% | 4,726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0489% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0358% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2702% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2279% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3125% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2101% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3771% | 5,361 |
| Percentage Net Loans Charged-off: Credit card loans | -16.2173% | 1,107 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3599% | 5,304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1001% | 654 |
| Percentage Net Loans Charged-off:Construction & development | -0.0172% | 4,724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0661% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0371% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3435% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1607% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5255% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2346% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1835% | 5,102 |
| Percentage Net Loans Charged-off: Credit card loans | -15.3846% | 1,107 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1662% | 5,025 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1470% | 1,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 2,655 |
| Percentage Net Loans Charged-off:Construction & development | -0.2203% | 5,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0448% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 2,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0051% | 785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 2,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4315% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3871% | 2,120 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2407% | 1,143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3897% | 1,980 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2337% | 919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1590% | 1,204 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 1,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | -0.1197% | 4,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0374% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0538% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0166% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1527% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4999% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4137% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5287% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4117% | 1,657 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2983% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2186% | 1,191 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2614% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1121% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0961% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0757% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2105% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0300% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3771% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5142% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6082% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | -10.7147% | 1,163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6287% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4369% | 532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3475% | 1,189 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2846% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 821 |
| Percentage Net Loans Charged-off:Construction & development | -0.1524% | 5,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1033% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0816% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1978% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0233% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3598% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9242% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6171% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6182% | 1,073 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0380% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7096% | 1,171 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1778% | 1,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1158% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | -0.0264% | 4,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0586% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1303% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4030% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2221% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5755% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3819% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6071% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4440% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5989% | 1,295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0829% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0088% | 1,238 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1619% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0826% | 1,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0408% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1209% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3887% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2224% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5477% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4089% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4073% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2035% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3862% | 1,643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0850% | 965 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8702% | 16 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 1,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.1060% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0656% | 5,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1332% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5439% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2937% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7846% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3068% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6155% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0380% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5641% | 1,133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1083% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5821% | 15 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 2,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,645 |
| Percentage Net Loans Charged-off:Construction & development | -1.5548% | 5,678 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6310% | 6,172 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 4,841 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0375% | 38 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1703% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9092% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0912% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6672% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0245% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6377% | 993 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0968% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.0241% | 10 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1996% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1583% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | -2.4304% | 5,854 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3639% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,894 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5652% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2224% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9479% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0178% | 4,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7717% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1549% | 1,206 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.8804% | 49 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0286% | 1,327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -23.7198% | 1,349 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2748% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3037% | 975 |
| Percentage Net Loans Charged-off:Construction & development | -1.9816% | 5,862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5330% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,955 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5870% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2999% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9207% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2797% | 5,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.0339% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0699% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.0829% | 31 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0282% | 1,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6921% | 20 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3127% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2922% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | -2.4004% | 5,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4939% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,994 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8197% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3357% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3817% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4147% | 5,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.2674% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9520% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 18.3463% | 18 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0205% | 1,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4384% | 14 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3347% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1879% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | -1.9356% | 5,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1982% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1357% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0791% | 4,633 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5367% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3070% | 5,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.4673% | 17 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 23.5936% | 17 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0163% | 897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4230% | 10 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2492% | 2,474 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0863% | 6,416 |
| Percentage Net Loans Charged-off:Construction & development | -4.3398% | 6,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0908% | 2,119 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 5,126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7753% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3693% | 803 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1547% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1791% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8917% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0070% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8909% | 1,186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2718% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3595% | 34 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2590% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 4,096 |
| Percentage Net Loans Charged-off:Construction & development | -4.1434% | 6,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1291% | 1,720 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 5,182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0892% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3335% | 793 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7537% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9526% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0997% | 5,854 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3157% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1029% | 5,806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3549% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9121% | 39 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2703% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0655% | 6,418 |
| Percentage Net Loans Charged-off:Construction & development | -3.2242% | 6,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1577% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 5,197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2217% | 1,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2545% | 816 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1958% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1387% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4957% | 6,389 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4471% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5037% | 6,338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5347% | 544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2770% | 42 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2244% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2399% | 6,721 |
| Percentage Net Loans Charged-off:Construction & development | -6.4856% | 6,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1280% | 1,089 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 5,257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6778% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2281% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9390% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9889% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1425% | 2,473 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1438% | 2,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1542% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5788% | 24 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5153% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3279% | 2,598 |
| Percentage Net Loans Charged-off:Construction & development | -0.8943% | 6,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1899% | 2,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4098% | 386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8392% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3521% | 1,209 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1124% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0222% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2511% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9659% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2159% | 330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1075% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5812% | 90 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5402% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3268% | 2,468 |
| Percentage Net Loans Charged-off:Construction & development | -0.3852% | 6,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2014% | 2,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9562% | 294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3655% | 2,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4057% | 1,020 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3433% | 2,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1609% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7471% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0823% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6877% | 391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1376% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4850% | 88 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6626% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5609% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | 1.0411% | 1,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2203% | 1,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5307% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8469% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6922% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9318% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9962% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1392% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8853% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0703% | 549 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3009% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4820% | 80 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7448% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6859% | 1,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.6122% | 1,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4191% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9733% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8431% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3943% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5471% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0772% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6781% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7195% | 394 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0182% | 934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6724% | 53 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5634% | 2,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6037% | 2,379 |
| Percentage Net Loans Charged-off:Construction & development | 1.8434% | 1,759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3793% | 2,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0266% | 991 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9226% | 1,353 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6838% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4482% | 2,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3102% | 3,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6797% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | 16.1902% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1145% | 4,207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8650% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7913% | 83 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6894% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6786% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 2.1293% | 1,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3327% | 1,984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2427% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0241% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7366% | 1,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5157% | 2,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6811% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6722% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1811% | 3,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2299% | 478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7335% | 2,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7209% | 1,812 |
| Percentage Net Loans Charged-off:Construction & development | 2.9747% | 1,143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4447% | 1,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6020% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8343% | 785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4430% | 1,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2754% | 2,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7817% | 1,807 |
| Percentage Net Loans Charged-off: Credit card loans | 18.8856% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2231% | 2,994 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0892% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9431% | 1,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6213% | 1,662 |
| Percentage Net Loans Charged-off:Construction & development | 1.7629% | 1,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4096% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8143% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3220% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4353% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6218% | 1,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4305% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | 33.7900% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3925% | 2,006 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1564% | 199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4014% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7041% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 5.6316% | 1,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0530% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3780% | 900 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1657% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3535% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0267% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4426% | 3,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4342% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4392% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3816% | 146 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5894% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9051% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 6.7554% | 845 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0767% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1218% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5360% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8166% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5490% | 2,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1016% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8584% | 528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4695% | 124 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8747% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2251% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 8.9943% | 563 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0326% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0504% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9916% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3515% | 2,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4917% | 2,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6527% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4099% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7156% | 91 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0065% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4319% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 12.5994% | 332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5032% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8823% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7433% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2353% | 2,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7699% | 1,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1630% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3501% | 481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4138% | 54 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4849% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9736% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 14.9883% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1114% | 2,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0285% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2899% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8077% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0140% | 2,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8769% | 1,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3192% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2171% | 174 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4507% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9751% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 14.3673% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1073% | 2,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8462% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9606% | 731 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7492% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2601% | 2,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3894% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1971% | 559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2226% | 148 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3711% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1713% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 14.6583% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1233% | 1,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6592% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5677% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7366% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2094% | 3,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1885% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2099% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2487% | 111 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7176% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8807% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 8.8686% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 1,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0774% | 7,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1421% | 7,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2337% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6210% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2733% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2082% | 71 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1018% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5003% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 5.7246% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0358% | 7,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5324% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5098% | 694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5497% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3244% | 3,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8556% | 2,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1543% | 1,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0934% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4776% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 5.5682% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0487% | 7,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4422% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7506% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2133% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3082% | 2,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2210% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1266% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1947% | 2,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1319% | 2,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.2990% | 1,179 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0727% | 8,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6624% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1124% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3396% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2250% | 2,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4709% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1012% | 1,158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.1119% | 947 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1602% | 8,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3715% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7961% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0702% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2253% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2416% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0027% | 1,046 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 5,414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 8,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0676% | 8,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1131% | 8,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1120% | 3,174 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0908% | 7,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1829% | 1,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 4,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 7,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 7,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0816% | 8,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1362% | 8,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1269% | 2,490 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1219% | 7,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1583% | 1,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 5,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 7,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 7,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1104% | 8,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1846% | 8,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0261% | 2,567 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0817% | 7,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2037% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 6,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0285% | 8,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 7,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1768% | 8,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2927% | 8,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 6,628 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0931% | 7,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2834% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1807% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 8,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 7,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0990% | 8,331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0403% | 6,057 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1282% | 8,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4314% | 1,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0435% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1517% | 1,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 2,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0276% | 8,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 7,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1141% | 8,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0563% | 6,056 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1413% | 8,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1165% | 2,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2267% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0699% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 3,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0298% | 8,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0204% | 8,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1064% | 8,352 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0877% | 6,041 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1148% | 8,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0248% | 2,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0042% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0598% | 7,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 8,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 8,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1140% | 8,393 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1812% | 6,020 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0856% | 8,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9107% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0092% | 6,923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 4,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 2,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0660% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0422% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0825% | 5,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 3,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0963% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0514% | 3,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1159% | 5,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 3,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1067% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1579% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0674% | 2,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0563% | 4,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1827% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2519% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3694% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1477% | 1,528 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0320% | 7,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2357% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 3,881 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 7,819 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 1,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7575% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0710% | 6,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1035% | 3,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 3,306 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 7,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3154% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0997% | 5,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 2,779 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 7,818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4371% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0850% | 5,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2156% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7565% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1979% | 7,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1552% | 3,949 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 8,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0497% | 676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0688% | 8,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0759% | 8,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4706% | 2,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3345% | 5,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1968% | 3,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 8,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0686% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0901% | 8,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0987% | 8,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6320% | 1,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2908% | 4,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3052% | 2,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.1077% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9465% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3738% | 4,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5073% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 8,038 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 7,895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6382% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4824% | 3,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9529% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5161% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 0.4974% | 337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7276% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 8,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 8,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8754% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0693% | 2,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8081% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 3,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 1,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3885% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2496% | 5,658 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 4,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1717% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3714% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9907% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1534% | 3,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2481% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2688% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2665% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4035% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1004% | 762 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 3,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3387% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8375% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5621% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2563% | 3,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0884% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2337% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2599% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5147% | 326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4003% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2966% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 4,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3935% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6564% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7089% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0671% | 6,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1324% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5053% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 4,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3410% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8535% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 11,234 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |