Home > Columbia Savings Bank, A Federal Savings Bank > Income and Expense
Columbia Savings Bank, A Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,276,000 | 2,745 |
| Total interest expense | $6,549,000 | 1,977 |
| Net interest income | $4,727,000 | 3,763 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $365,000 | 6,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $365,000 | 3,997 |
| Total noninterest expense | $4,692,000 | 3,012 |
| Salaries and employee benefits | $1,721,000 | 3,776 |
| Premises and equipment expense | $1,706,000 | 1,258 |
| Additional noninterest expense | $1,265,000 | 4,005 |
| Pre-tax net operating income | $200,000 | 11,037 |
| Securities gains (losses) | $803,000 | 630 |
| Applicable income taxes | $184,000 | 7,926 |
| Income before extraordinary items | $819,000 | 5,466 |
| Extraordinary gains, net | $172,000 | 1,123 |
| Net income | $991,000 | 4,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 774 |
| Net operating income | $160,540 | 10,871 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,755,000 | 3,574 |
| Total interest expense | $6,037,000 | 2,757 |
| Net interest income | $3,718,000 | 4,763 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $991,000 | 3,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $991,000 | 2,016 |
| Total noninterest expense | $3,409,000 | 4,030 |
| Salaries and employee benefits | $1,657,000 | 3,877 |
| Premises and equipment expense | $611,000 | 3,299 |
| Additional noninterest expense | $1,144,000 | 4,540 |
| Pre-tax net operating income | $1,130,000 | 5,154 |
| Securities gains (losses) | $85,000 | 3,276 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $1,149,000 | 3,965 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,149,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,700,000 | 333 |
| Net operating income | $1,068,250 | 3,935 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.