Home > Columbia Savings Bank > Income and Expense
Columbia Savings Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $294,000 | 6,329 |
| Total interest expense | $89,000 | 4,844 |
| Net interest income | $205,000 | 6,467 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $85,000 | 4,878 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $10,000 | 5,989 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $75,000 | 3,997 |
| Total noninterest expense | $424,000 | 5,653 |
| Salaries and employee benefits | $125,000 | 6,326 |
| Premises and equipment expense | $25,000 | 6,203 |
| Additional noninterest expense | $274,000 | 4,312 |
| Pre-tax net operating income | $-164,000 | 6,506 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-164,000 | 6,510 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-164,000 | 6,510 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-164,000 | 6,510 |
| Net charge-offs | $28,000 | 2,278 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-164,000 | 6,508 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 6,244 |
| Total interest expense | $410,000 | 4,867 |
| Net interest income | $1,052,000 | 6,392 |
| Provision for loan and lease losses | $270,000 | 2,582 |
| Total noninterest income | $516,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $63,000 | 5,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $453,000 | 3,493 |
| Total noninterest expense | $2,033,000 | 5,440 |
| Salaries and employee benefits | $681,000 | 6,107 |
| Premises and equipment expense | $108,000 | 6,231 |
| Additional noninterest expense | $1,244,000 | 4,114 |
| Pre-tax net operating income | $-735,000 | 6,527 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-735,000 | 6,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-735,000 | 6,544 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-735,000 | 6,544 |
| Net charge-offs | $123,000 | 3,545 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-735,000 | 6,531 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 6,310 |
| Total interest expense | $316,000 | 4,901 |
| Net interest income | $787,000 | 6,462 |
| Provision for loan and lease losses | $240,000 | 2,333 |
| Total noninterest income | $404,000 | 4,371 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $50,000 | 5,784 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $354,000 | 3,500 |
| Total noninterest expense | $1,546,000 | 5,437 |
| Salaries and employee benefits | $542,000 | 6,078 |
| Premises and equipment expense | $83,000 | 6,268 |
| Additional noninterest expense | $921,000 | 4,145 |
| Pre-tax net operating income | $-595,000 | 6,641 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-595,000 | 6,659 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-595,000 | 6,660 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-595,000 | 6,660 |
| Net charge-offs | $132,000 | 2,994 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-595,000 | 6,646 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $728,000 | 6,355 |
| Total interest expense | $216,000 | 4,917 |
| Net interest income | $512,000 | 6,516 |
| Provision for loan and lease losses | $180,000 | 2,226 |
| Total noninterest income | $257,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $34,000 | 5,767 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $223,000 | 3,626 |
| Total noninterest expense | $1,006,000 | 5,509 |
| Salaries and employee benefits | $357,000 | 6,133 |
| Premises and equipment expense | $66,000 | 6,138 |
| Additional noninterest expense | $583,000 | 4,264 |
| Pre-tax net operating income | $-417,000 | 6,656 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-417,000 | 6,696 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-417,000 | 6,697 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-417,000 | 6,697 |
| Net charge-offs | $68,000 | 3,099 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-417,000 | 6,672 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $371,000 | 6,388 |
| Total interest expense | $111,000 | 4,943 |
| Net interest income | $260,000 | 6,568 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $137,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $120,000 | 3,505 |
| Total noninterest expense | $499,000 | 5,575 |
| Salaries and employee benefits | $174,000 | 6,208 |
| Premises and equipment expense | $29,000 | 6,295 |
| Additional noninterest expense | $296,000 | 4,259 |
| Pre-tax net operating income | $-192,000 | 6,719 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-192,000 | 6,745 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-192,000 | 6,746 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-192,000 | 6,746 |
| Net charge-offs | $104,000 | 1,862 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-192,000 | 6,725 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 6,273 |
| Total interest expense | $494,000 | 5,143 |
| Net interest income | $1,314,000 | 6,439 |
| Provision for loan and lease losses | $350,000 | 3,164 |
| Total noninterest income | $-96,000 | 6,904 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $88,000 | 5,618 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-184,000 | 6,804 |
| Total noninterest expense | $2,108,000 | 5,563 |
| Salaries and employee benefits | $734,000 | 6,214 |
| Premises and equipment expense | $113,000 | 6,424 |
| Additional noninterest expense | $1,261,000 | 4,234 |
| Pre-tax net operating income | $-1,240,000 | 6,705 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,240,000 | 6,750 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,240,000 | 6,746 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,240,000 | 6,747 |
| Net charge-offs | $671,000 | 2,272 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,240,000 | 6,722 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 6,333 |
| Total interest expense | $378,000 | 5,229 |
| Net interest income | $1,018,000 | 6,495 |
| Provision for loan and lease losses | $260,000 | 3,166 |
| Total noninterest income | $-162,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $66,000 | 5,680 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-228,000 | 6,999 |
| Total noninterest expense | $1,654,000 | 5,495 |
| Salaries and employee benefits | $548,000 | 6,271 |
| Premises and equipment expense | $83,000 | 6,512 |
| Additional noninterest expense | $1,023,000 | 4,050 |
| Pre-tax net operating income | $-1,058,000 | 6,848 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,058,000 | 6,891 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,058,000 | 6,887 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,058,000 | 6,889 |
| Net charge-offs | $658,000 | 1,885 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,058,000 | 6,860 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $961,000 | 6,345 |
| Total interest expense | $257,000 | 5,302 |
| Net interest income | $704,000 | 6,494 |
| Provision for loan and lease losses | $260,000 | 2,619 |
| Total noninterest income | $-294,000 | 7,164 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $41,000 | 5,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-335,000 | 7,131 |
| Total noninterest expense | $1,078,000 | 5,586 |
| Salaries and employee benefits | $350,000 | 6,373 |
| Premises and equipment expense | $56,000 | 6,544 |
| Additional noninterest expense | $672,000 | 4,107 |
| Pre-tax net operating income | $-928,000 | 6,953 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-928,000 | 6,984 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-928,000 | 6,982 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-928,000 | 6,983 |
| Net charge-offs | $305,000 | 2,302 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-928,000 | 6,964 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 6,362 |
| Total interest expense | $132,000 | 5,346 |
| Net interest income | $363,000 | 6,516 |
| Provision for loan and lease losses | $170,000 | 2,183 |
| Total noninterest income | $-185,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-205,000 | 7,207 |
| Total noninterest expense | $604,000 | 5,353 |
| Salaries and employee benefits | $187,000 | 6,320 |
| Premises and equipment expense | $28,000 | 6,571 |
| Additional noninterest expense | $389,000 | 3,708 |
| Pre-tax net operating income | $-596,000 | 7,084 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-596,000 | 7,101 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-596,000 | 7,100 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-596,000 | 7,101 |
| Net charge-offs | $306,000 | 1,473 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-596,000 | 7,089 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 6,229 |
| Total interest expense | $610,000 | 5,487 |
| Net interest income | $1,700,000 | 6,349 |
| Provision for loan and lease losses | $1,227,000 | 2,131 |
| Total noninterest income | $-298,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $81,000 | 5,797 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-379,000 | 7,054 |
| Total noninterest expense | $2,405,000 | 5,423 |
| Salaries and employee benefits | $836,000 | 6,190 |
| Premises and equipment expense | $119,000 | 6,668 |
| Additional noninterest expense | $1,450,000 | 3,943 |
| Pre-tax net operating income | $-2,230,000 | 6,825 |
| Securities gains (losses) | $60,000 | 2,446 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,170,000 | 6,863 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,170,000 | 6,863 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,170,000 | 6,863 |
| Net charge-offs | $941,000 | 2,431 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,230,000 | 6,856 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 6,219 |
| Total interest expense | $469,000 | 5,555 |
| Net interest income | $1,337,000 | 6,326 |
| Provision for loan and lease losses | $842,000 | 2,200 |
| Total noninterest income | $-390,000 | 7,285 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $59,000 | 5,864 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-449,000 | 7,223 |
| Total noninterest expense | $1,882,000 | 5,348 |
| Salaries and employee benefits | $660,000 | 6,110 |
| Premises and equipment expense | $91,000 | 6,686 |
| Additional noninterest expense | $1,131,000 | 3,846 |
| Pre-tax net operating income | $-1,777,000 | 6,971 |
| Securities gains (losses) | $60,000 | 2,204 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,717,000 | 7,018 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,717,000 | 7,019 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,717,000 | 7,019 |
| Net charge-offs | $731,000 | 2,239 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,777,000 | 7,013 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 6,067 |
| Total interest expense | $317,000 | 5,640 |
| Net interest income | $1,029,000 | 6,115 |
| Provision for loan and lease losses | $191,000 | 3,604 |
| Total noninterest income | $-240,000 | 7,365 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $39,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-279,000 | 7,313 |
| Total noninterest expense | $1,298,000 | 5,311 |
| Salaries and employee benefits | $492,000 | 5,955 |
| Premises and equipment expense | $61,000 | 6,742 |
| Additional noninterest expense | $745,000 | 3,919 |
| Pre-tax net operating income | $-700,000 | 6,880 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-700,000 | 6,930 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-700,000 | 6,929 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-700,000 | 6,930 |
| Net charge-offs | $170,000 | 3,279 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-700,000 | 6,912 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 6,155 |
| Total interest expense | $161,000 | 5,704 |
| Net interest income | $494,000 | 6,203 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $214,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $194,000 | 2,514 |
| Total noninterest expense | $633,000 | 5,405 |
| Salaries and employee benefits | $267,000 | 5,852 |
| Premises and equipment expense | $92,000 | 4,915 |
| Additional noninterest expense | $274,000 | 4,754 |
| Pre-tax net operating income | $-15,000 | 6,428 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-15,000 | 6,462 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-15,000 | 6,462 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-15,000 | 6,462 |
| Net charge-offs | $67,000 | 3,108 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-15,000 | 6,443 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 6,209 |
| Total interest expense | $841,000 | 5,613 |
| Net interest income | $1,901,000 | 6,330 |
| Provision for loan and lease losses | $580,000 | 3,910 |
| Total noninterest income | $974,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 5,823 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $897,000 | 2,328 |
| Total noninterest expense | $2,506,000 | 5,498 |
| Salaries and employee benefits | $1,111,000 | 5,830 |
| Premises and equipment expense | $272,000 | 5,635 |
| Additional noninterest expense | $1,123,000 | 4,782 |
| Pre-tax net operating income | $-211,000 | 6,042 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-208,000 | 6,184 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-208,000 | 6,184 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-208,000 | 6,185 |
| Net charge-offs | $517,000 | 3,608 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-211,000 | 6,123 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 6,204 |
| Total interest expense | $655,000 | 5,688 |
| Net interest income | $1,528,000 | 6,306 |
| Provision for loan and lease losses | $490,000 | 3,570 |
| Total noninterest income | $618,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $58,000 | 5,895 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $560,000 | 2,580 |
| Total noninterest expense | $1,773,000 | 5,678 |
| Salaries and employee benefits | $760,000 | 6,045 |
| Premises and equipment expense | $199,000 | 5,744 |
| Additional noninterest expense | $814,000 | 4,873 |
| Pre-tax net operating income | $-117,000 | 6,181 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-114,000 | 6,332 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-114,000 | 6,332 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-114,000 | 6,332 |
| Net charge-offs | $477,000 | 3,147 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-117,000 | 6,234 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 6,429 |
| Total interest expense | $443,000 | 5,749 |
| Net interest income | $879,000 | 6,590 |
| Provision for loan and lease losses | $400,000 | 3,175 |
| Total noninterest income | $361,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $38,000 | 5,948 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $323,000 | 2,743 |
| Total noninterest expense | $941,000 | 6,206 |
| Salaries and employee benefits | $332,000 | 6,875 |
| Premises and equipment expense | $124,000 | 5,899 |
| Additional noninterest expense | $485,000 | 5,168 |
| Pre-tax net operating income | $-101,000 | 6,283 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-98,000 | 6,412 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-98,000 | 6,414 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-98,000 | 6,412 |
| Net charge-offs | $415,000 | 2,663 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-101,000 | 6,345 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 6,462 |
| Total interest expense | $222,000 | 5,869 |
| Net interest income | $457,000 | 6,581 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $184,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $166,000 | 2,669 |
| Total noninterest expense | $462,000 | 6,330 |
| Salaries and employee benefits | $167,000 | 6,952 |
| Premises and equipment expense | $60,000 | 6,053 |
| Additional noninterest expense | $235,000 | 5,294 |
| Pre-tax net operating income | $89,000 | 5,178 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $89,000 | 5,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 5,129 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $89,000 | 5,128 |
| Net charge-offs | $19,000 | 4,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $89,000 | 5,008 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 6,251 |
| Total interest expense | $1,301,000 | 5,486 |
| Net interest income | $1,859,000 | 6,501 |
| Provision for loan and lease losses | $870,000 | 3,719 |
| Total noninterest income | $293,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $84,000 | 5,976 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $209,000 | 4,562 |
| Total noninterest expense | $1,904,000 | 6,346 |
| Salaries and employee benefits | $672,000 | 7,038 |
| Premises and equipment expense | $210,000 | 6,401 |
| Additional noninterest expense | $1,022,000 | 5,179 |
| Pre-tax net operating income | $-622,000 | 6,064 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-622,000 | 6,149 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-622,000 | 6,149 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-622,000 | 6,149 |
| Net charge-offs | $487,000 | 3,831 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-622,000 | 6,148 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 6,297 |
| Total interest expense | $1,042,000 | 5,462 |
| Net interest income | $1,343,000 | 6,621 |
| Provision for loan and lease losses | $780,000 | 3,135 |
| Total noninterest income | $163,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $65,000 | 5,987 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $98,000 | 5,419 |
| Total noninterest expense | $1,393,000 | 6,417 |
| Salaries and employee benefits | $512,000 | 7,044 |
| Premises and equipment expense | $144,000 | 6,597 |
| Additional noninterest expense | $737,000 | 5,271 |
| Pre-tax net operating income | $-667,000 | 6,459 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-667,000 | 6,547 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-667,000 | 6,549 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-667,000 | 6,548 |
| Net charge-offs | $432,000 | 3,242 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-667,000 | 6,549 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 6,402 |
| Total interest expense | $722,000 | 5,496 |
| Net interest income | $833,000 | 6,773 |
| Provision for loan and lease losses | $690,000 | 2,519 |
| Total noninterest income | $166,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $40,000 | 6,076 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $126,000 | 4,407 |
| Total noninterest expense | $885,000 | 6,567 |
| Salaries and employee benefits | $345,000 | 7,096 |
| Premises and equipment expense | $59,000 | 7,350 |
| Additional noninterest expense | $481,000 | 5,351 |
| Pre-tax net operating income | $-576,000 | 6,698 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-576,000 | 6,832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-576,000 | 6,832 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-576,000 | 6,832 |
| Net charge-offs | $266,000 | 3,080 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-576,000 | 6,816 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 6,300 |
| Total interest expense | $380,000 | 5,493 |
| Net interest income | $454,000 | 6,614 |
| Provision for loan and lease losses | $600,000 | 1,587 |
| Total noninterest income | $83,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $405,000 | 6,717 |
| Salaries and employee benefits | $172,000 | 7,142 |
| Premises and equipment expense | $31,000 | 7,320 |
| Additional noninterest expense | $202,000 | 5,582 |
| Pre-tax net operating income | $-468,000 | 7,285 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-468,000 | 7,416 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-468,000 | 7,417 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-468,000 | 7,417 |
| Net charge-offs | $194,000 | 2,165 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-468,000 | 7,385 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 6,037 |
| Total interest expense | $1,956,000 | 5,360 |
| Net interest income | $1,988,000 | 6,420 |
| Provision for loan and lease losses | $295,000 | 4,660 |
| Total noninterest income | $136,000 | 6,984 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 6,216 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $58,000 | 6,606 |
| Total noninterest expense | $2,018,000 | 6,213 |
| Salaries and employee benefits | $803,000 | 6,890 |
| Premises and equipment expense | $155,000 | 7,097 |
| Additional noninterest expense | $1,060,000 | 4,652 |
| Pre-tax net operating income | $-189,000 | 6,543 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-23,000 | 6,862 |
| Income before extraordinary items | $-166,000 | 6,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-166,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 2,880 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-166,000 | 6,588 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 6,046 |
| Total interest expense | $1,532,000 | 5,376 |
| Net interest income | $1,515,000 | 6,444 |
| Provision for loan and lease losses | $220,000 | 4,063 |
| Total noninterest income | $106,000 | 7,054 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $58,000 | 6,270 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 6,646 |
| Total noninterest expense | $1,573,000 | 6,104 |
| Salaries and employee benefits | $632,000 | 6,807 |
| Premises and equipment expense | $120,000 | 7,093 |
| Additional noninterest expense | $821,000 | 4,491 |
| Pre-tax net operating income | $-172,000 | 6,997 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-23,000 | 7,358 |
| Income before extraordinary items | $-149,000 | 6,851 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-149,000 | 6,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 2,256 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-149,000 | 7,023 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 5,998 |
| Total interest expense | $1,096,000 | 5,357 |
| Net interest income | $1,040,000 | 6,392 |
| Provision for loan and lease losses | $145,000 | 3,718 |
| Total noninterest income | $157,000 | 5,902 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $39,000 | 6,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $118,000 | 4,762 |
| Total noninterest expense | $1,069,000 | 6,093 |
| Salaries and employee benefits | $410,000 | 6,926 |
| Premises and equipment expense | $84,000 | 7,047 |
| Additional noninterest expense | $575,000 | 4,312 |
| Pre-tax net operating income | $-17,000 | 6,998 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-23,000 | 7,676 |
| Income before extraordinary items | $6,000 | 6,972 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 6,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,669 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $6,000 | 6,919 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 5,941 |
| Total interest expense | $605,000 | 5,269 |
| Net interest income | $527,000 | 6,379 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $73,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $501,000 | 6,296 |
| Salaries and employee benefits | $215,000 | 6,846 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $243,000 | 4,780 |
| Pre-tax net operating income | $29,000 | 6,866 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-23,000 | 7,918 |
| Income before extraordinary items | $52,000 | 6,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $52,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 997 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $52,000 | 6,458 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,988,000 | 5,729 |
| Total interest expense | $2,995,000 | 4,802 |
| Net interest income | $1,993,000 | 6,511 |
| Provision for loan and lease losses | $1,637,000 | 984 |
| Total noninterest income | $205,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $74,000 | 6,383 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $131,000 | 5,795 |
| Total noninterest expense | $1,705,000 | 6,605 |
| Salaries and employee benefits | $953,000 | 6,543 |
| Premises and equipment expense | $172,000 | 7,014 |
| Additional noninterest expense | $580,000 | 6,217 |
| Pre-tax net operating income | $-1,144,000 | 8,090 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-466,000 | 8,300 |
| Income before extraordinary items | $-678,000 | 7,992 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-678,000 | 7,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,216,000 | 875 |
| Cash dividends | $175,000 | 5,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-678,000 | 7,983 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 5,737 |
| Total interest expense | $2,302,000 | 4,735 |
| Net interest income | $1,457,000 | 6,608 |
| Provision for loan and lease losses | $1,310,000 | 718 |
| Total noninterest income | $163,000 | 6,656 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $56,000 | 6,413 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $107,000 | 5,683 |
| Total noninterest expense | $1,267,000 | 6,631 |
| Salaries and employee benefits | $680,000 | 6,661 |
| Premises and equipment expense | $131,000 | 6,973 |
| Additional noninterest expense | $456,000 | 6,063 |
| Pre-tax net operating income | $-957,000 | 8,283 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-337,000 | 8,386 |
| Income before extraordinary items | $-620,000 | 8,190 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-620,000 | 8,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,172,000 | 580 |
| Cash dividends | $175,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-620,000 | 8,180 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 5,738 |
| Total interest expense | $1,551,000 | 4,689 |
| Net interest income | $979,000 | 6,639 |
| Provision for loan and lease losses | $635,000 | 837 |
| Total noninterest income | $84,000 | 7,064 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $37,000 | 6,450 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $47,000 | 6,371 |
| Total noninterest expense | $844,000 | 6,681 |
| Salaries and employee benefits | $462,000 | 6,665 |
| Premises and equipment expense | $85,000 | 7,042 |
| Additional noninterest expense | $297,000 | 6,144 |
| Pre-tax net operating income | $-416,000 | 8,241 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-416,000 | 8,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-416,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 850 |
| Cash dividends | $110,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-416,000 | 8,270 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 5,690 |
| Total interest expense | $776,000 | 4,655 |
| Net interest income | $513,000 | 6,549 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $54,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $407,000 | 6,792 |
| Salaries and employee benefits | $224,000 | 6,784 |
| Premises and equipment expense | $39,000 | 7,229 |
| Additional noninterest expense | $144,000 | 6,237 |
| Pre-tax net operating income | $135,000 | 6,232 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $135,000 | 5,860 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $135,000 | 5,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,903 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $135,000 | 5,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 5,617 |
| Total interest expense | $2,902,000 | 4,406 |
| Net interest income | $1,989,000 | 6,565 |
| Provision for loan and lease losses | $61,000 | 5,306 |
| Total noninterest income | $208,000 | 6,868 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $71,000 | 6,569 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $137,000 | 5,790 |
| Total noninterest expense | $1,591,000 | 6,741 |
| Salaries and employee benefits | $859,000 | 6,785 |
| Premises and equipment expense | $170,000 | 7,038 |
| Additional noninterest expense | $562,000 | 6,248 |
| Pre-tax net operating income | $545,000 | 6,333 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $172,000 | 4,461 |
| Income before extraordinary items | $373,000 | 6,618 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $373,000 | 6,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,766 |
| Cash dividends | $76,000 | 5,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $373,000 | 6,618 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 5,623 |
| Total interest expense | $2,117,000 | 4,395 |
| Net interest income | $1,546,000 | 6,551 |
| Provision for loan and lease losses | $46,000 | 5,138 |
| Total noninterest income | $159,000 | 6,868 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $52,000 | 6,672 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 5,724 |
| Total noninterest expense | $1,174,000 | 6,785 |
| Salaries and employee benefits | $632,000 | 6,823 |
| Premises and equipment expense | $124,000 | 7,102 |
| Additional noninterest expense | $418,000 | 6,274 |
| Pre-tax net operating income | $485,000 | 6,272 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $153,000 | 4,467 |
| Income before extraordinary items | $332,000 | 6,548 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $332,000 | 6,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,867 |
| Cash dividends | $56,000 | 4,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $332,000 | 6,552 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 5,621 |
| Total interest expense | $1,356,000 | 4,365 |
| Net interest income | $1,069,000 | 6,503 |
| Provision for loan and lease losses | $31,000 | 4,971 |
| Total noninterest income | $100,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 5,904 |
| Total noninterest expense | $794,000 | 6,793 |
| Salaries and employee benefits | $452,000 | 6,675 |
| Premises and equipment expense | $76,000 | 7,288 |
| Additional noninterest expense | $266,000 | 6,413 |
| Pre-tax net operating income | $344,000 | 6,190 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $109,000 | 4,411 |
| Income before extraordinary items | $235,000 | 6,479 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $235,000 | 6,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,844 |
| Cash dividends | $56,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $235,000 | 6,477 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 5,611 |
| Total interest expense | $655,000 | 4,342 |
| Net interest income | $539,000 | 6,499 |
| Provision for loan and lease losses | $16,000 | 4,730 |
| Total noninterest income | $45,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,131 |
| Total noninterest expense | $398,000 | 6,784 |
| Salaries and employee benefits | $225,000 | 6,705 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $133,000 | 6,395 |
| Pre-tax net operating income | $170,000 | 6,165 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $54,000 | 4,401 |
| Income before extraordinary items | $116,000 | 6,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 6,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $56,000 | 3,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $116,000 | 6,472 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,335,000 | 5,594 |
| Total interest expense | $2,198,000 | 4,156 |
| Net interest income | $2,137,000 | 6,471 |
| Provision for loan and lease losses | $192,000 | 3,659 |
| Total noninterest income | $151,000 | 7,484 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $63,000 | 6,871 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $88,000 | 6,605 |
| Total noninterest expense | $1,551,000 | 6,801 |
| Salaries and employee benefits | $834,000 | 6,823 |
| Premises and equipment expense | $159,000 | 7,175 |
| Additional noninterest expense | $558,000 | 6,263 |
| Pre-tax net operating income | $545,000 | 6,597 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $179,000 | 4,800 |
| Income before extraordinary items | $366,000 | 6,906 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $366,000 | 6,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $85,000 | 5,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $366,000 | 6,888 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 5,634 |
| Total interest expense | $1,575,000 | 4,158 |
| Net interest income | $1,601,000 | 6,496 |
| Provision for loan and lease losses | $176,000 | 3,243 |
| Total noninterest income | $105,000 | 7,616 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 6,939 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,795 |
| Total noninterest expense | $1,168,000 | 6,787 |
| Salaries and employee benefits | $623,000 | 6,825 |
| Premises and equipment expense | $124,000 | 7,105 |
| Additional noninterest expense | $421,000 | 6,230 |
| Pre-tax net operating income | $362,000 | 6,946 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $119,000 | 5,065 |
| Income before extraordinary items | $243,000 | 7,223 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $243,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,983 |
| Cash dividends | $85,000 | 4,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $243,000 | 7,180 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 5,664 |
| Total interest expense | $991,000 | 4,155 |
| Net interest income | $1,062,000 | 6,518 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $72,000 | 7,573 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $43,000 | 6,655 |
| Total noninterest expense | $733,000 | 6,961 |
| Salaries and employee benefits | $393,000 | 6,964 |
| Premises and equipment expense | $83,000 | 7,078 |
| Additional noninterest expense | $257,000 | 6,446 |
| Pre-tax net operating income | $361,000 | 6,219 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $104,000 | 4,770 |
| Income before extraordinary items | $257,000 | 6,453 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $257,000 | 6,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,937 |
| Cash dividends | $85,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $257,000 | 6,403 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 5,688 |
| Total interest expense | $470,000 | 4,206 |
| Net interest income | $545,000 | 6,476 |
| Provision for loan and lease losses | $32,000 | 3,873 |
| Total noninterest income | $52,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,751 |
| Total noninterest expense | $352,000 | 7,093 |
| Salaries and employee benefits | $183,000 | 7,209 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $129,000 | 6,456 |
| Pre-tax net operating income | $213,000 | 5,813 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $62,000 | 4,479 |
| Income before extraordinary items | $151,000 | 6,074 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $151,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $85,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $151,000 | 6,039 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 6,073 |
| Total interest expense | $1,585,000 | 4,365 |
| Net interest income | $1,785,000 | 6,914 |
| Provision for loan and lease losses | $49,000 | 5,966 |
| Total noninterest income | $262,000 | 6,675 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $58,000 | 7,153 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $204,000 | 5,074 |
| Total noninterest expense | $1,400,000 | 7,073 |
| Salaries and employee benefits | $757,000 | 7,088 |
| Premises and equipment expense | $157,000 | 7,238 |
| Additional noninterest expense | $486,000 | 6,629 |
| Pre-tax net operating income | $598,000 | 6,391 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $165,000 | 4,982 |
| Income before extraordinary items | $433,000 | 6,616 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $433,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,118 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $433,000 | 6,562 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 6,143 |
| Total interest expense | $1,164,000 | 4,382 |
| Net interest income | $1,308,000 | 6,994 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $181,000 | 6,873 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $42,000 | 7,235 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $139,000 | 5,282 |
| Total noninterest expense | $1,046,000 | 7,051 |
| Salaries and employee benefits | $571,000 | 7,024 |
| Premises and equipment expense | $115,000 | 7,261 |
| Additional noninterest expense | $360,000 | 6,631 |
| Pre-tax net operating income | $407,000 | 6,705 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $110,000 | 5,239 |
| Income before extraordinary items | $297,000 | 6,918 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $297,000 | 6,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,986 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $297,000 | 6,845 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 6,183 |
| Total interest expense | $766,000 | 4,403 |
| Net interest income | $871,000 | 7,022 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $157,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $28,000 | 7,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $129,000 | 4,617 |
| Total noninterest expense | $736,000 | 6,941 |
| Salaries and employee benefits | $402,000 | 6,935 |
| Premises and equipment expense | $77,000 | 7,299 |
| Additional noninterest expense | $257,000 | 6,448 |
| Pre-tax net operating income | $268,000 | 6,711 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $72,000 | 5,247 |
| Income before extraordinary items | $196,000 | 6,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $196,000 | 6,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,243 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $196,000 | 6,863 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 6,173 |
| Total interest expense | $385,000 | 4,430 |
| Net interest income | $441,000 | 7,034 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $78,000 | 6,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $66,000 | 4,555 |
| Total noninterest expense | $371,000 | 6,973 |
| Salaries and employee benefits | $199,000 | 7,002 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $131,000 | 6,404 |
| Pre-tax net operating income | $136,000 | 6,639 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $35,000 | 5,238 |
| Income before extraordinary items | $101,000 | 6,861 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $101,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 1,385 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $101,000 | 6,759 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 6,007 |
| Total interest expense | $1,776,000 | 4,383 |
| Net interest income | $1,771,000 | 6,943 |
| Provision for loan and lease losses | $48,000 | 6,339 |
| Total noninterest income | $360,000 | 6,195 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $55,000 | 7,364 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $305,000 | 4,472 |
| Total noninterest expense | $1,409,000 | 7,051 |
| Salaries and employee benefits | $766,000 | 7,048 |
| Premises and equipment expense | $160,000 | 7,260 |
| Additional noninterest expense | $483,000 | 6,649 |
| Pre-tax net operating income | $674,000 | 6,092 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $196,000 | 4,954 |
| Income before extraordinary items | $478,000 | 6,441 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $478,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,718 |
| Cash dividends | $205,000 | 4,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $478,000 | 6,280 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 6,026 |
| Total interest expense | $1,375,000 | 4,421 |
| Net interest income | $1,324,000 | 7,006 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $285,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $41,000 | 7,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $244,000 | 4,427 |
| Total noninterest expense | $1,053,000 | 7,067 |
| Salaries and employee benefits | $574,000 | 7,031 |
| Premises and equipment expense | $121,000 | 7,260 |
| Additional noninterest expense | $358,000 | 6,655 |
| Pre-tax net operating income | $520,000 | 6,194 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $154,000 | 5,053 |
| Income before extraordinary items | $366,000 | 6,561 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $366,000 | 6,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,671 |
| Cash dividends | $190,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $366,000 | 6,390 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 5,964 |
| Total interest expense | $950,000 | 4,418 |
| Net interest income | $907,000 | 6,925 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $209,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $27,000 | 7,445 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $182,000 | 4,197 |
| Total noninterest expense | $697,000 | 7,107 |
| Salaries and employee benefits | $379,000 | 7,089 |
| Premises and equipment expense | $83,000 | 7,215 |
| Additional noninterest expense | $235,000 | 6,706 |
| Pre-tax net operating income | $395,000 | 5,892 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $123,000 | 4,828 |
| Income before extraordinary items | $272,000 | 6,328 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $272,000 | 6,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $272,000 | 6,113 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 5,900 |
| Total interest expense | $487,000 | 4,418 |
| Net interest income | $473,000 | 6,803 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $86,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 4,499 |
| Total noninterest expense | $334,000 | 7,247 |
| Salaries and employee benefits | $179,000 | 7,250 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $109,000 | 6,915 |
| Pre-tax net operating income | $213,000 | 5,694 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $67,000 | 4,650 |
| Income before extraordinary items | $146,000 | 6,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $146,000 | 5,894 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 5,963 |
| Total interest expense | $2,208,000 | 4,506 |
| Net interest income | $1,728,000 | 7,076 |
| Provision for loan and lease losses | $34,000 | 7,128 |
| Total noninterest income | $257,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $51,000 | 7,508 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $206,000 | 4,956 |
| Total noninterest expense | $1,153,000 | 7,586 |
| Salaries and employee benefits | $571,000 | 7,837 |
| Premises and equipment expense | $138,000 | 7,615 |
| Additional noninterest expense | $444,000 | 6,850 |
| Pre-tax net operating income | $798,000 | 5,779 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $264,000 | 4,665 |
| Income before extraordinary items | $534,000 | 6,246 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $534,000 | 6,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $24,000 | 6,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $534,000 | 6,096 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 5,838 |
| Total interest expense | $3,055,000 | 4,658 |
| Net interest income | $1,626,000 | 7,105 |
| Provision for loan and lease losses | $214,000 | 3,981 |
| Total noninterest income | $86,000 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $47,000 | 7,661 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $39,000 | 8,049 |
| Total noninterest expense | $1,096,000 | 7,695 |
| Salaries and employee benefits | $535,000 | 8,004 |
| Premises and equipment expense | $131,000 | 7,839 |
| Additional noninterest expense | $430,000 | 6,924 |
| Pre-tax net operating income | $402,000 | 6,974 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $137,000 | 5,593 |
| Income before extraordinary items | $265,000 | 7,344 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $265,000 | 7,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,000 |
| Cash dividends | $21,000 | 6,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $265,000 | 7,227 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 5,971 |
| Total interest expense | $3,348,000 | 4,530 |
| Net interest income | $1,312,000 | 7,840 |
| Provision for loan and lease losses | $28,000 | 7,325 |
| Total noninterest income | $70,000 | 9,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 8,716 |
| Total noninterest expense | $1,030,000 | 7,932 |
| Salaries and employee benefits | $466,000 | 8,422 |
| Premises and equipment expense | $144,000 | 7,690 |
| Additional noninterest expense | $420,000 | 6,998 |
| Pre-tax net operating income | $324,000 | 7,798 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $110,000 | 6,390 |
| Income before extraordinary items | $214,000 | 7,989 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $214,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $19,000 | 6,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $214,000 | 7,989 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,127,000 | 6,254 |
| Total interest expense | $2,758,000 | 4,912 |
| Net interest income | $1,369,000 | 7,835 |
| Provision for loan and lease losses | $42,000 | 6,798 |
| Total noninterest income | $105,000 | 8,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $943,000 | 8,287 |
| Salaries and employee benefits | $425,000 | 8,758 |
| Premises and equipment expense | $146,000 | 7,736 |
| Additional noninterest expense | $372,000 | 7,522 |
| Pre-tax net operating income | $489,000 | 7,186 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $172,000 | 6,016 |
| Income before extraordinary items | $317,000 | 7,492 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $317,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $17,000 | 6,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $317,000 | 7,463 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 6,460 |
| Total interest expense | $2,689,000 | 5,117 |
| Net interest income | $1,334,000 | 8,035 |
| Provision for loan and lease losses | $14,000 | 8,020 |
| Total noninterest income | $61,000 | 9,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $931,000 | 8,336 |
| Salaries and employee benefits | $401,000 | 8,960 |
| Premises and equipment expense | $112,000 | 8,436 |
| Additional noninterest expense | $418,000 | 7,071 |
| Pre-tax net operating income | $447,000 | 7,638 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $148,000 | 6,865 |
| Income before extraordinary items | $299,000 | 7,902 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $299,000 | 7,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $13,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $299,000 | 7,813 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 6,873 |
| Total interest expense | $2,462,000 | 5,477 |
| Net interest income | $1,311,000 | 8,447 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $95,000 | 9,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,730 |
| Total noninterest expense | $796,000 | 9,050 |
| Salaries and employee benefits | $391,000 | 9,316 |
| Premises and equipment expense | $72,000 | 9,646 |
| Additional noninterest expense | $333,000 | 7,975 |
| Pre-tax net operating income | $594,000 | 7,460 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $195,000 | 6,948 |
| Income before extraordinary items | $399,000 | 7,649 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $399,000 | 7,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $11,000 | 7,737 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 932 |
| Net operating income | $399,000 | 7,589 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,669,000 | 7,200 |
| Total interest expense | $2,347,000 | 5,760 |
| Net interest income | $1,322,000 | 8,710 |
| Provision for loan and lease losses | $17,000 | 8,136 |
| Total noninterest income | $30,000 | 11,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $1,204,000 | 7,972 |
| Salaries and employee benefits | $345,000 | 10,003 |
| Premises and equipment expense | $74,000 | 9,976 |
| Additional noninterest expense | $785,000 | 5,281 |
| Pre-tax net operating income | $131,000 | 10,205 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $40,000 | 9,864 |
| Income before extraordinary items | $91,000 | 10,300 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $91,000 | 10,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $11,000 | 8,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $91,000 | 10,250 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 7,527 |
| Total interest expense | $2,335,000 | 5,830 |
| Net interest income | $1,190,000 | 9,359 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $25,000 | 11,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 10,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $840,000 | 9,599 |
| Salaries and employee benefits | $332,000 | 10,482 |
| Premises and equipment expense | $73,000 | 10,394 |
| Additional noninterest expense | $435,000 | 7,859 |
| Pre-tax net operating income | $360,000 | 9,328 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $105,000 | 9,072 |
| Income before extraordinary items | $255,000 | 9,368 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $255,000 | 9,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $10,000 | 8,554 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 747 |
| Net operating income | $255,000 | 9,345 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 8,355 |
| Total interest expense | $1,673,000 | 6,408 |
| Net interest income | $1,152,000 | 9,902 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $8,000 | 12,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 10,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,297 |
| Total noninterest expense | $707,000 | 10,669 |
| Salaries and employee benefits | $278,000 | 11,403 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $359,000 | 9,251 |
| Pre-tax net operating income | $439,000 | 9,065 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $163,000 | 8,057 |
| Income before extraordinary items | $276,000 | 9,414 |
| Extraordinary gains, net | $-40,000 | 12,519 |
| Net income | $236,000 | 9,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $9,000 | 8,806 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 994 |
| Net operating income | $276,000 | 9,466 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 9,093 |
| Total interest expense | $1,586,000 | 6,920 |
| Net interest income | $962,000 | 10,918 |
| Provision for loan and lease losses | $47,000 | 7,653 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $608,000 | 11,607 |
| Salaries and employee benefits | $250,000 | 12,195 |
| Premises and equipment expense | $56,000 | 11,992 |
| Additional noninterest expense | $302,000 | 10,426 |
| Pre-tax net operating income | $386,000 | 9,518 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $128,000 | 9,127 |
| Income before extraordinary items | $258,000 | 9,954 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $258,000 | 10,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $8,000 | 8,948 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,052 |
| Net operating income | $258,000 | 9,692 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 9,763 |
| Total interest expense | $1,619,000 | 8,138 |
| Net interest income | $959,000 | 11,259 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $31,000 | 13,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $561,000 | 12,299 |
| Salaries and employee benefits | $245,000 | 12,656 |
| Premises and equipment expense | $117,000 | 10,138 |
| Additional noninterest expense | $199,000 | 12,248 |
| Pre-tax net operating income | $424,000 | 9,028 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $130,000 | 9,108 |
| Income before extraordinary items | $294,000 | 9,408 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $294,000 | 9,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $7,000 | 8,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $294,000 | 9,013 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.