Columbia First Bank, a Federal Savings Bank, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$165,602,000293
Total interest expense$115,600,000204
Net interest income$50,002,000441
Provision for loan and lease losses$410,0001,789
Total noninterest income$6,979,000747
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$6,979,000522
Total noninterest expense$41,155,000458
Salaries and employee benefits$18,867,000416
Premises and equipment expense$11,026,000272
Additional noninterest expense$11,262,000636
Pre-tax net operating income$15,416,000561
Securities gains (losses)$2,018,00094
Applicable income taxes$6,514,000469
Income before extraordinary items$10,920,000516
Extraordinary gains, net$0249
Net income$10,920,000515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,152,000341
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$619,000509
Net operating income$9,628,480584
1993-12-31 (YTD Data)Rank
Total interest income$150,027,000301
Total interest expense$96,892,000199
Net interest income$53,135,000419
Provision for loan and lease losses$4,955,000437
Total noninterest income$5,384,000929
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$5,384,000636
Total noninterest expense$48,003,000416
Salaries and employee benefits$18,837,000406
Premises and equipment expense$10,291,000286
Additional noninterest expense$18,875,000485
Pre-tax net operating income$5,561,0001,249
Securities gains (losses)$7,123,000114
Applicable income taxes$7,125,000414
Income before extraordinary items$5,559,000935
Extraordinary gains, net$5,463,00058
Net income$11,022,000518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,832,000424
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$8,708,000134
Net operating income$1,000,2804,462
1992-12-31 (YTD Data)Rank
Total interest income$166,597,000297
Total interest expense$113,558,000221
Net interest income$53,039,000429
Provision for loan and lease losses$11,940,000327
Total noninterest income$2,344,0001,741
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$2,344,0001,122
Total noninterest expense$37,615,000507
Salaries and employee benefits$15,934,000463
Premises and equipment expense$9,953,000293
Additional noninterest expense$11,728,000681
Pre-tax net operating income$5,828,0001,116
Securities gains (losses)$4,605,000225
Applicable income taxes$3,219,000725
Income before extraordinary items$7,214,000654
Extraordinary gains, net$42,0001,044
Net income$7,256,000647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,507,000497
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$2,748,000260
Net operating income$4,036,5501,070

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.