Home > Columbia Federal Savings Bank > Income and Expense
Columbia Federal Savings Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 4,130 |
| Total interest expense | $3,986,000 | 3,990 |
| Net interest income | $4,013,000 | 4,173 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $207,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $207,000 | 4,717 |
| Total noninterest expense | $3,023,000 | 4,202 |
| Salaries and employee benefits | $2,156,000 | 3,255 |
| Premises and equipment expense | $425,000 | 4,312 |
| Additional noninterest expense | $442,000 | 6,834 |
| Pre-tax net operating income | $1,197,000 | 4,727 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $497,000 | 3,495 |
| Income before extraordinary items | $700,000 | 5,428 |
| Extraordinary gains, net | $346,000 | 11 |
| Net income | $1,046,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $2,481,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $700,000 | 5,426 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,178,000 | 3,834 |
| Total interest expense | $3,786,000 | 3,759 |
| Net interest income | $4,392,000 | 3,865 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $231,000 | 7,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $231,000 | 4,611 |
| Total noninterest expense | $3,084,000 | 4,119 |
| Salaries and employee benefits | $2,086,000 | 3,307 |
| Premises and equipment expense | $429,000 | 4,289 |
| Additional noninterest expense | $569,000 | 6,026 |
| Pre-tax net operating income | $1,539,000 | 4,017 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $650,000 | 3,055 |
| Income before extraordinary items | $890,000 | 4,778 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $890,000 | 4,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $889,360 | 4,741 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,358,000 | 3,777 |
| Total interest expense | $4,267,000 | 3,480 |
| Net interest income | $4,091,000 | 4,046 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $210,000 | 7,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $210,000 | 4,842 |
| Total noninterest expense | $3,036,000 | 4,069 |
| Salaries and employee benefits | $2,048,000 | 3,260 |
| Premises and equipment expense | $394,000 | 4,472 |
| Additional noninterest expense | $594,000 | 5,790 |
| Pre-tax net operating income | $1,265,000 | 4,720 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $560,000 | 3,575 |
| Income before extraordinary items | $705,000 | 5,597 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $705,000 | 5,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $12,741,000 | 72 |
| Net operating income | $705,000 | 5,480 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,823,000 | 4,052 |
| Total interest expense | $4,429,000 | 3,337 |
| Net interest income | $3,394,000 | 4,835 |
| Provision for loan and lease losses | $111,000 | 4,950 |
| Total noninterest income | $177,000 | 8,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $177,000 | 5,246 |
| Total noninterest expense | $2,708,000 | 4,467 |
| Salaries and employee benefits | $1,719,000 | 3,798 |
| Premises and equipment expense | $401,000 | 4,447 |
| Additional noninterest expense | $588,000 | 5,883 |
| Pre-tax net operating income | $752,000 | 6,767 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $265,000 | 6,106 |
| Income before extraordinary items | $487,000 | 7,052 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $487,000 | 7,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $487,000 | 7,003 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,109,000 | 3,985 |
| Total interest expense | $4,529,000 | 3,298 |
| Net interest income | $3,580,000 | 4,732 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $177,000 | 8,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $177,000 | 5,512 |
| Total noninterest expense | $3,193,000 | 4,096 |
| Salaries and employee benefits | $1,570,000 | 4,142 |
| Premises and equipment expense | $341,000 | 5,103 |
| Additional noninterest expense | $1,282,000 | 3,575 |
| Pre-tax net operating income | $564,000 | 7,606 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $185,000 | 7,367 |
| Income before extraordinary items | $379,000 | 7,800 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $379,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $379,000 | 7,739 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,921,000 | 4,047 |
| Total interest expense | $4,592,000 | 3,260 |
| Net interest income | $3,329,000 | 5,067 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $163,000 | 9,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $163,000 | 5,743 |
| Total noninterest expense | $2,444,000 | 5,093 |
| Salaries and employee benefits | $1,465,000 | 4,375 |
| Premises and equipment expense | $324,000 | 5,312 |
| Additional noninterest expense | $655,000 | 6,161 |
| Pre-tax net operating income | $1,045,000 | 5,814 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $341,000 | 5,550 |
| Income before extraordinary items | $704,000 | 5,971 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $704,000 | 5,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $704,000 | 5,952 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,844,000 | 3,818 |
| Total interest expense | $3,890,000 | 3,131 |
| Net interest income | $3,954,000 | 4,432 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $159,000 | 9,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $159,000 | 6,034 |
| Total noninterest expense | $2,241,000 | 5,647 |
| Salaries and employee benefits | $1,266,000 | 5,005 |
| Premises and equipment expense | $313,000 | 5,526 |
| Additional noninterest expense | $662,000 | 6,591 |
| Pre-tax net operating income | $1,852,000 | 3,656 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $611,000 | 3,464 |
| Income before extraordinary items | $1,227,000 | 3,779 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,227,000 | 3,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,236,380 | 3,780 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,155,000 | 3,752 |
| Total interest expense | $4,189,000 | 3,031 |
| Net interest income | $3,966,000 | 4,442 |
| Provision for loan and lease losses | $63,000 | 6,860 |
| Total noninterest income | $219,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $219,000 | 5,394 |
| Total noninterest expense | $2,225,000 | 5,809 |
| Salaries and employee benefits | $1,265,000 | 5,002 |
| Premises and equipment expense | $330,000 | 5,458 |
| Additional noninterest expense | $630,000 | 7,080 |
| Pre-tax net operating income | $1,897,000 | 3,495 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $592,000 | 3,648 |
| Income before extraordinary items | $1,305,000 | 3,692 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,305,000 | 3,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,305,000 | 3,506 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,735,000 | 3,960 |
| Total interest expense | $5,310,000 | 3,118 |
| Net interest income | $3,425,000 | 5,101 |
| Provision for loan and lease losses | $47,000 | 9,237 |
| Total noninterest income | $171,000 | 10,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $171,000 | 6,197 |
| Total noninterest expense | $2,140,000 | 6,057 |
| Salaries and employee benefits | $1,131,000 | 5,460 |
| Premises and equipment expense | $328,000 | 5,618 |
| Additional noninterest expense | $681,000 | 6,879 |
| Pre-tax net operating income | $1,409,000 | 4,287 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $455,000 | 4,327 |
| Income before extraordinary items | $954,000 | 4,700 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $954,000 | 4,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $954,000 | 4,376 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.