Home > Columbia County Farmers National Bank > Assets and Liabilities
Columbia County Farmers National Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 88 | 1,953 |
| Assets and Liabilities | ||
| Total Assets: | $246,278,000 | 2,667 |
| Cash and due from depository institutions | $5,408,000 | 1,953 |
| Interest-bearing balances | $518,000 | 3,510 |
| Securities | $59,180,000 | 2,004 |
| Federal funds sold & reverse repurchase agreements | $6,094,000 | 1,914 |
| Net loans & leases | $159,804,000 | 2,814 |
| Loan loss allowance | $1,436,000 | 3,444 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,916,000 | 2,621 |
| Other real estate owned | $0 | 1,953 |
| Goodwill and other intangibles | $76,000 | 2,908 |
| All other assets | $10,800,000 | 1,737 |
| Life insurance assets | $7,234,000 | 910 |
| Total liabilities and capital | $246,278,000 | 2,667 |
| Total liabilities | $215,804,000 | 2,714 |
| Total deposits | $175,777,000 | 2,968 |
| Interest-bearing deposits | $155,029,000 | 2,879 |
| Deposits held in domestic offices | $175,777,000 | 2,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,275,000 | 744 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $9,833,000 | 3,183 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,919,000 | 2,377 |
| Total equity capital | $30,474,000 | 2,262 |
| Total bank equity capital | $30,474,000 | 2,262 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,728,000 | 2,188 |
| Surplus | $5,851,000 | 3,760 |
| Undivided profits | $22,895,000 | 1,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $232,000 | 5,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,020,000 | 3,713 |
| Earning assets | $225,596,000 | 2,650 |
| Long-term assets (5+ years) | $61,171,000 | 1,922 |
| Average Assets, year-to-date | $245,349,330 | 2,623 |
| Average Assets, quarterly | $246,065,500 | 2,645 |
| Volatile liabilities | $59,396,000 | 2,318 |
| Insider loans | $1,073,000 | 4,304 |
| FHLB advances | $9,135,000 | 3,133 |
| Loans and leases held for sale | $264,000 | 1,382 |
| Unused loan commitments | $21,101,000 | 3,203 |
| Tier 1 (core) risk-based capital | $30,512,000 | 2,155 |
| Tier 2 risk-based capital | $1,445,000 | 3,220 |
| Total risk weighted assets | $158,651,000 | 2,973 |
| Total unused commitments | $21,101,000 | 3,206 |
| Derivatives | $1,555,000 | 760 |
| 2008-03-31 | Rank | |
| # of Employees: | 89 | 1,915 |
| Assets and Liabilities | ||
| Total Assets: | $245,853,000 | 2,655 |
| Cash and due from depository institutions | $5,632,000 | 1,915 |
| Interest-bearing balances | $678,000 | 3,374 |
| Securities | $57,035,000 | 2,045 |
| Federal funds sold & reverse repurchase agreements | $9,845,000 | 1,801 |
| Net loans & leases | $158,106,000 | 2,796 |
| Loan loss allowance | $1,438,000 | 3,367 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,995,000 | 2,557 |
| Other real estate owned | $0 | 1,915 |
| Goodwill and other intangibles | $63,000 | 2,964 |
| All other assets | $10,177,000 | 1,755 |
| Life insurance assets | $7,147,000 | 910 |
| Total liabilities and capital | $245,853,000 | 2,655 |
| Total liabilities | $215,075,000 | 2,705 |
| Total deposits | $174,472,000 | 2,968 |
| Interest-bearing deposits | $154,320,000 | 2,875 |
| Deposits held in domestic offices | $174,472,000 | 2,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,128,000 | 699 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $9,491,000 | 2,998 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,984,000 | 2,470 |
| Total equity capital | $30,778,000 | 2,290 |
| Total bank equity capital | $30,778,000 | 2,290 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,728,000 | 2,188 |
| Surplus | $5,851,000 | 3,739 |
| Undivided profits | $23,199,000 | 1,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 6,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,195,000 | 3,213 |
| Earning assets | $225,664,000 | 2,647 |
| Long-term assets (5+ years) | $56,678,000 | 1,963 |
| Average Assets, year-to-date | $244,885,000 | 2,638 |
| Average Assets, quarterly | $244,885,000 | 2,638 |
| Volatile liabilities | $60,796,000 | 2,223 |
| Insider loans | $1,120,000 | 4,168 |
| FHLB advances | $9,136,000 | 2,925 |
| Loans and leases held for sale | $265,000 | 1,448 |
| Unused loan commitments | $19,402,000 | 3,421 |
| Tier 1 (core) risk-based capital | $30,257,000 | 2,175 |
| Tier 2 risk-based capital | $1,448,000 | 3,177 |
| Total risk weighted assets | $156,580,000 | 2,960 |
| Total unused commitments | $19,402,000 | 3,423 |
| Derivatives | $1,865,000 | 811 |
| 2007-12-31 | Rank | |
| # of Employees: | 91 | 1,884 |
| Assets and Liabilities | ||
| Total Assets: | $243,917,000 | 2,640 |
| Cash and due from depository institutions | $6,279,000 | 1,884 |
| Interest-bearing balances | $732,000 | 2,837 |
| Securities | $55,374,000 | 2,097 |
| Federal funds sold & reverse repurchase agreements | $7,119,000 | 1,884 |
| Net loans & leases | $160,022,000 | 2,725 |
| Loan loss allowance | $1,438,000 | 3,335 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,087,000 | 2,494 |
| Other real estate owned | $0 | 1,884 |
| Goodwill and other intangibles | $49,000 | 3,019 |
| All other assets | $9,987,000 | 1,790 |
| Life insurance assets | $7,076,000 | 910 |
| Total liabilities and capital | $243,917,000 | 2,640 |
| Total liabilities | $213,827,000 | 2,680 |
| Total deposits | $171,067,000 | 2,984 |
| Interest-bearing deposits | $151,573,000 | 2,892 |
| Deposits held in domestic offices | $171,067,000 | 2,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,265,000 | 680 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,383,000 | 2,557 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,112,000 | 2,353 |
| Total equity capital | $30,090,000 | 2,319 |
| Total bank equity capital | $30,090,000 | 2,319 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,728,000 | 2,184 |
| Surplus | $5,851,000 | 3,706 |
| Undivided profits | $22,511,000 | 1,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 6,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,082,000 | 3,747 |
| Earning assets | $223,247,000 | 2,635 |
| Long-term assets (5+ years) | $59,037,000 | 1,776 |
| Average Assets, year-to-date | $245,768,000 | 2,528 |
| Average Assets, quarterly | $248,385,000 | 2,561 |
| Volatile liabilities | $62,152,000 | 2,176 |
| Insider loans | $1,109,000 | 4,185 |
| FHLB advances | $11,137,000 | 2,465 |
| Loans and leases held for sale | $418,000 | 1,247 |
| Unused loan commitments | $20,558,000 | 3,315 |
| Tier 1 (core) risk-based capital | $29,902,000 | 2,202 |
| Tier 2 risk-based capital | $1,447,000 | 3,155 |
| Total risk weighted assets | $157,514,000 | 2,923 |
| Total unused commitments | $20,558,000 | 3,318 |
| Derivatives | $646,000 | 867 |
| 2007-09-30 | Rank | |
| # of Employees: | 90 | 1,904 |
| Assets and Liabilities | ||
| Total Assets: | $252,853,000 | 2,509 |
| Cash and due from depository institutions | $6,361,000 | 1,904 |
| Interest-bearing balances | $981,000 | 2,450 |
| Securities | $59,718,000 | 1,940 |
| Federal funds sold & reverse repurchase agreements | $10,808,000 | 1,360 |
| Net loans & leases | $160,016,000 | 2,677 |
| Loan loss allowance | $1,460,000 | 3,236 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,182,000 | 2,400 |
| Other real estate owned | $0 | 1,904 |
| Goodwill and other intangibles | $34,000 | 3,099 |
| All other assets | $10,734,000 | 1,671 |
| Life insurance assets | $7,009,000 | 892 |
| Total liabilities and capital | $252,852,000 | 2,509 |
| Total liabilities | $223,113,000 | 2,543 |
| Total deposits | $172,657,000 | 2,914 |
| Interest-bearing deposits | $151,681,000 | 2,853 |
| Deposits held in domestic offices | $172,657,000 | 2,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,366,000 | 571 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,138,000 | 2,344 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,952,000 | 2,537 |
| Total equity capital | $29,739,000 | 2,312 |
| Total bank equity capital | $29,739,000 | 2,312 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,728,000 | 2,164 |
| Surplus | $5,851,000 | 3,649 |
| Undivided profits | $22,160,000 | 1,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $217,000 | 5,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,177,000 | 3,702 |
| Earning assets | $231,523,000 | 2,524 |
| Long-term assets (5+ years) | $57,442,000 | 1,743 |
| Average Assets, year-to-date | $246,230,750 | 2,522 |
| Average Assets, quarterly | $250,693,000 | 2,509 |
| Volatile liabilities | $67,334,000 | 1,991 |
| Insider loans | $1,148,000 | 4,052 |
| FHLB advances | $11,138,000 | 2,339 |
| Loans and leases held for sale | $261,000 | 1,409 |
| Unused loan commitments | $23,300,000 | 3,108 |
| Tier 1 (core) risk-based capital | $29,739,000 | 2,203 |
| Tier 2 risk-based capital | $1,469,000 | 3,093 |
| Total risk weighted assets | $159,478,000 | 2,853 |
| Total unused commitments | $23,300,000 | 3,108 |
| Derivatives | $3,312,000 | 660 |
| 2007-06-30 | Rank | |
| # of Employees: | 91 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $248,533,000 | 2,560 |
| Cash and due from depository institutions | $8,877,000 | 1,916 |
| Interest-bearing balances | $4,004,000 | 1,233 |
| Securities | $56,933,000 | 2,010 |
| Federal funds sold & reverse repurchase agreements | $10,795,000 | 1,484 |
| Net loans & leases | $156,556,000 | 2,734 |
| Loan loss allowance | $1,468,000 | 3,222 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,039,000 | 2,459 |
| Other real estate owned | $0 | 1,916 |
| Goodwill and other intangibles | $29,000 | 3,159 |
| All other assets | $10,304,000 | 1,730 |
| Life insurance assets | $6,926,000 | 896 |
| Total liabilities and capital | $248,533,000 | 2,560 |
| Total liabilities | $219,489,000 | 2,596 |
| Total deposits | $174,483,000 | 2,914 |
| Interest-bearing deposits | $153,883,000 | 2,849 |
| Deposits held in domestic offices | $174,483,000 | 2,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,173,000 | 626 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,943,000 | 2,297 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,890,000 | 2,463 |
| Total equity capital | $29,044,000 | 2,346 |
| Total bank equity capital | $29,044,000 | 2,346 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,728,000 | 2,161 |
| Surplus | $5,851,000 | 3,649 |
| Undivided profits | $21,465,000 | 1,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 6,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,059,000 | 3,782 |
| Earning assets | $228,288,000 | 2,557 |
| Long-term assets (5+ years) | $50,745,000 | 1,884 |
| Average Assets, year-to-date | $244,023,330 | 2,570 |
| Average Assets, quarterly | $245,817,000 | 2,576 |
| Volatile liabilities | $61,604,000 | 2,115 |
| Insider loans | $1,036,000 | 4,260 |
| FHLB advances | $11,139,000 | 2,237 |
| Loans and leases held for sale | $1,482,000 | 835 |
| Unused loan commitments | $24,724,000 | 2,991 |
| Tier 1 (core) risk-based capital | $29,320,000 | 2,241 |
| Tier 2 risk-based capital | $1,478,000 | 3,072 |
| Total risk weighted assets | $155,461,000 | 2,892 |
| Total unused commitments | $24,724,000 | 2,993 |
| Derivatives | $1,482,000 | 811 |
| 2007-03-31 | Rank | |
| # of Employees: | 92 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $243,101,000 | 2,623 |
| Cash and due from depository institutions | $6,498,000 | 1,896 |
| Interest-bearing balances | $2,083,000 | 1,920 |
| Securities | $52,482,000 | 2,213 |
| Federal funds sold & reverse repurchase agreements | $10,857,000 | 1,867 |
| Net loans & leases | $158,193,000 | 2,676 |
| Loan loss allowance | $1,496,000 | 3,173 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,979,000 | 2,447 |
| Other real estate owned | $0 | 1,896 |
| Goodwill and other intangibles | $24,000 | 3,180 |
| All other assets | $10,068,000 | 1,711 |
| Life insurance assets | $6,843,000 | 883 |
| Total liabilities and capital | $243,101,000 | 2,623 |
| Total liabilities | $214,260,000 | 2,643 |
| Total deposits | $172,824,000 | 2,931 |
| Interest-bearing deposits | $153,491,000 | 2,837 |
| Deposits held in domestic offices | $172,824,000 | 2,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,848,000 | 659 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,762,000 | 2,229 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,826,000 | 2,595 |
| Total equity capital | $28,841,000 | 2,366 |
| Total bank equity capital | $28,841,000 | 2,366 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,728,000 | 2,151 |
| Surplus | $5,851,000 | 3,608 |
| Undivided profits | $21,262,000 | 1,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 5,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $962,000 | 3,955 |
| Earning assets | $223,615,000 | 2,613 |
| Long-term assets (5+ years) | $47,791,000 | 1,926 |
| Average Assets, year-to-date | $241,768,500 | 2,614 |
| Average Assets, quarterly | $241,768,500 | 2,614 |
| Volatile liabilities | $57,521,000 | 2,227 |
| Insider loans | $1,071,000 | 4,168 |
| FHLB advances | $11,294,000 | 2,164 |
| Loans and leases held for sale | $156,000 | 1,583 |
| Unused loan commitments | $20,413,000 | 3,329 |
| Tier 1 (core) risk-based capital | $28,935,000 | 2,243 |
| Tier 2 risk-based capital | $1,506,000 | 3,012 |
| Total risk weighted assets | $154,946,000 | 2,869 |
| Total unused commitments | $20,413,000 | 3,330 |
| Derivatives | $1,219,000 | 826 |
| 2006-12-31 | Rank | |
| # of Employees: | 95 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $240,436,000 | 2,629 |
| Cash and due from depository institutions | $5,221,000 | 1,827 |
| Interest-bearing balances | $405,000 | 3,336 |
| Securities | $50,916,000 | 2,298 |
| Federal funds sold & reverse repurchase agreements | $10,307,000 | 1,602 |
| Net loans & leases | $159,185,000 | 2,658 |
| Loan loss allowance | $1,456,000 | 3,210 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,049,000 | 2,381 |
| Other real estate owned | $14,000 | 1,827 |
| Goodwill and other intangibles | $27,000 | 3,160 |
| All other assets | $9,717,000 | 1,782 |
| Life insurance assets | $6,767,000 | 864 |
| Total liabilities and capital | $240,436,000 | 2,629 |
| Total liabilities | $211,829,000 | 2,660 |
| Total deposits | $169,444,000 | 2,966 |
| Interest-bearing deposits | $150,186,000 | 2,852 |
| Deposits held in domestic offices | $169,444,000 | 2,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,709,000 | 661 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,897,000 | 2,297 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,779,000 | 2,634 |
| Total equity capital | $28,607,000 | 2,338 |
| Total bank equity capital | $28,607,000 | 2,338 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,728,000 | 2,141 |
| Surplus | $5,851,000 | 3,560 |
| Undivided profits | $21,028,000 | 1,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 5,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $994,000 | 3,939 |
| Earning assets | $220,813,000 | 2,619 |
| Long-term assets (5+ years) | $43,042,000 | 2,053 |
| Average Assets, year-to-date | $233,670,200 | 2,607 |
| Average Assets, quarterly | $237,741,500 | 2,630 |
| Volatile liabilities | $58,336,000 | 2,362 |
| Insider loans | $1,101,000 | 4,072 |
| FHLB advances | $11,297,000 | 2,243 |
| Loans and leases held for sale | $216,000 | 1,468 |
| Unused loan commitments | $20,189,000 | 3,304 |
| Tier 1 (core) risk-based capital | $28,793,000 | 2,216 |
| Tier 2 risk-based capital | $1,466,000 | 3,055 |
| Total risk weighted assets | $149,724,000 | 2,930 |
| Total unused commitments | $20,189,000 | 3,304 |
| Derivatives | $370,000 | 922 |
| 2006-09-30 | Rank | |
| # of Employees: | 90 | 1,946 |
| Assets and Liabilities | ||
| Total Assets: | $235,047,000 | 2,661 |
| Cash and due from depository institutions | $4,548,000 | 1,946 |
| Interest-bearing balances | $379,000 | 3,400 |
| Securities | $48,766,000 | 2,389 |
| Federal funds sold & reverse repurchase agreements | $8,217,000 | 1,695 |
| Net loans & leases | $158,806,000 | 2,646 |
| Loan loss allowance | $1,488,000 | 3,152 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,772,000 | 2,466 |
| Other real estate owned | $0 | 1,946 |
| Goodwill and other intangibles | $27,000 | 3,170 |
| All other assets | $9,911,000 | 1,742 |
| Life insurance assets | $6,708,000 | 844 |
| Total liabilities and capital | $235,047,000 | 2,661 |
| Total liabilities | $206,856,000 | 2,694 |
| Total deposits | $165,079,000 | 2,990 |
| Interest-bearing deposits | $147,615,000 | 2,851 |
| Deposits held in domestic offices | $165,079,000 | 2,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,942,000 | 666 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,202,000 | 2,343 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,633,000 | 2,744 |
| Total equity capital | $28,191,000 | 2,350 |
| Total bank equity capital | $28,191,000 | 2,350 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,728,000 | 2,148 |
| Surplus | $5,851,000 | 3,524 |
| Undivided profits | $20,612,000 | 1,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,076,000 | 3,737 |
| Earning assets | $216,168,000 | 2,656 |
| Long-term assets (5+ years) | $44,043,000 | 1,996 |
| Average Assets, year-to-date | $231,978,750 | 2,642 |
| Average Assets, quarterly | $234,749,500 | 2,649 |
| Volatile liabilities | $56,251,000 | 2,401 |
| Insider loans | $995,000 | 4,249 |
| FHLB advances | $11,301,000 | 2,335 |
| Loans and leases held for sale | $95,000 | 1,661 |
| Unused loan commitments | $18,772,000 | 3,484 |
| Tier 1 (core) risk-based capital | $28,480,000 | 2,221 |
| Tier 2 risk-based capital | $1,497,000 | 2,984 |
| Total risk weighted assets | $148,803,000 | 2,926 |
| Total unused commitments | $18,772,000 | 3,486 |
| Derivatives | $607,000 | 889 |
| 2006-06-30 | Rank | |
| # of Employees: | 89 | 1,976 |
| Assets and Liabilities | ||
| Total Assets: | $234,452,000 | 2,654 |
| Cash and due from depository institutions | $4,967,000 | 1,976 |
| Interest-bearing balances | $741,000 | 2,725 |
| Securities | $45,550,000 | 2,523 |
| Federal funds sold & reverse repurchase agreements | $9,892,000 | 1,278 |
| Net loans & leases | $159,238,000 | 2,625 |
| Loan loss allowance | $1,438,000 | 3,223 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,714,000 | 2,468 |
| Other real estate owned | $0 | 1,976 |
| Goodwill and other intangibles | $31,000 | 3,151 |
| All other assets | $10,060,000 | 1,709 |
| Life insurance assets | $6,637,000 | 832 |
| Total liabilities and capital | $234,452,000 | 2,654 |
| Total liabilities | $206,740,000 | 2,691 |
| Total deposits | $168,212,000 | 2,926 |
| Interest-bearing deposits | $149,789,000 | 2,799 |
| Deposits held in domestic offices | $168,212,000 | 2,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,339,000 | 715 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $11,564,000 | 2,454 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,625,000 | 2,538 |
| Total equity capital | $27,712,000 | 2,308 |
| Total bank equity capital | $27,712,000 | 2,308 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,728,000 | 2,138 |
| Surplus | $5,851,000 | 3,479 |
| Undivided profits | $20,133,000 | 1,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 4,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $958,000 | 3,737 |
| Earning assets | $215,421,000 | 2,644 |
| Long-term assets (5+ years) | $44,533,000 | 1,978 |
| Average Assets, year-to-date | $230,956,000 | 2,664 |
| Average Assets, quarterly | $231,516,000 | 2,674 |
| Volatile liabilities | $52,684,000 | 2,486 |
| Insider loans | $999,000 | 4,241 |
| FHLB advances | $11,304,000 | 2,358 |
| Loans and leases held for sale | $118,000 | 1,623 |
| Unused loan commitments | $19,607,000 | 3,411 |
| Tier 1 (core) risk-based capital | $28,294,000 | 2,208 |
| Tier 2 risk-based capital | $1,448,000 | 3,046 |
| Total risk weighted assets | $149,819,000 | 2,889 |
| Total unused commitments | $19,607,000 | 3,412 |
| Derivatives | $197,000 | 952 |
| 2006-03-31 | Rank | |
| # of Employees: | 87 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $228,580,000 | 2,700 |
| Cash and due from depository institutions | $4,805,000 | 2,011 |
| Interest-bearing balances | $225,000 | 4,048 |
| Securities | $49,929,000 | 2,373 |
| Federal funds sold & reverse repurchase agreements | $6,486,000 | 2,178 |
| Net loans & leases | $152,982,000 | 2,666 |
| Loan loss allowance | $1,399,000 | 3,251 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,750,000 | 2,381 |
| Other real estate owned | $0 | 2,011 |
| Goodwill and other intangibles | $36,000 | 3,108 |
| All other assets | $9,592,000 | 1,741 |
| Life insurance assets | $6,553,000 | 820 |
| Total liabilities and capital | $228,580,000 | 2,700 |
| Total liabilities | $200,901,000 | 2,728 |
| Total deposits | $167,098,000 | 2,923 |
| Interest-bearing deposits | $149,639,000 | 2,784 |
| Deposits held in domestic offices | $167,098,000 | 2,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,305,000 | 766 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,549,000 | 2,373 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,949,000 | 2,211 |
| Total equity capital | $27,679,000 | 2,282 |
| Total bank equity capital | $27,679,000 | 2,282 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,728,000 | 2,127 |
| Surplus | $5,851,000 | 3,412 |
| Undivided profits | $20,100,000 | 1,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $659,000 | 3,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $900,000 | 3,769 |
| Earning assets | $209,622,000 | 2,690 |
| Long-term assets (5+ years) | $43,936,000 | 1,964 |
| Average Assets, year-to-date | $229,208,000 | 2,669 |
| Average Assets, quarterly | $229,208,000 | 2,669 |
| Volatile liabilities | $46,651,000 | 2,622 |
| Insider loans | $1,599,000 | 3,284 |
| FHLB advances | $11,307,000 | 2,293 |
| Loans and leases held for sale | $71,000 | 1,651 |
| Unused loan commitments | $25,129,000 | 2,912 |
| Tier 1 (core) risk-based capital | $28,134,000 | 2,175 |
| Tier 2 risk-based capital | $1,409,000 | 3,061 |
| Total risk weighted assets | $148,767,000 | 2,856 |
| Total unused commitments | $25,129,000 | 2,912 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 86 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $229,836,000 | 2,660 |
| Cash and due from depository institutions | $6,230,000 | 2,018 |
| Interest-bearing balances | $1,110,000 | 2,513 |
| Securities | $51,503,000 | 2,300 |
| Federal funds sold & reverse repurchase agreements | $5,129,000 | 2,438 |
| Net loans & leases | $152,718,000 | 2,648 |
| Loan loss allowance | $1,553,000 | 2,936 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,837,000 | 2,312 |
| Other real estate owned | $0 | 2,018 |
| Goodwill and other intangibles | $36,000 | 3,104 |
| All other assets | $9,383,000 | 1,762 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $229,836,000 | 2,660 |
| Total liabilities | $202,398,000 | 2,700 |
| Total deposits | $164,999,000 | 2,941 |
| Interest-bearing deposits | $147,223,000 | 2,788 |
| Deposits held in domestic offices | $164,999,000 | 2,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,052,000 | 704 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,858,000 | 2,412 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,489,000 | 2,630 |
| Total equity capital | $27,438,000 | 2,271 |
| Total bank equity capital | $27,438,000 | 2,271 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,728,000 | 2,123 |
| Surplus | $5,851,000 | 3,374 |
| Undivided profits | $19,859,000 | 1,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $837,000 | 2,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $959,000 | 3,576 |
| Earning assets | $210,460,000 | 2,664 |
| Long-term assets (5+ years) | $43,279,000 | 1,957 |
| Average Assets, year-to-date | $229,736,400 | 2,573 |
| Average Assets, quarterly | $228,118,500 | 2,668 |
| Volatile liabilities | $50,227,000 | 2,447 |
| Insider loans | $1,508,000 | 3,375 |
| FHLB advances | $11,311,000 | 2,340 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $19,563,000 | 3,358 |
| Tier 1 (core) risk-based capital | $27,847,000 | 2,168 |
| Tier 2 risk-based capital | $1,563,000 | 2,786 |
| Total risk weighted assets | $150,093,000 | 2,794 |
| Total unused commitments | $19,563,000 | 3,358 |
| Derivatives | $5,000,000 | 542 |
| 2005-09-30 | Rank | |
| # of Employees: | 88 | 1,969 |
| Assets and Liabilities | ||
| Total Assets: | $226,401,000 | 2,660 |
| Cash and due from depository institutions | $6,259,000 | 1,969 |
| Interest-bearing balances | $1,122,000 | 2,559 |
| Securities | $50,069,000 | 2,338 |
| Federal funds sold & reverse repurchase agreements | $5,839,000 | 2,027 |
| Net loans & leases | $149,879,000 | 2,666 |
| Loan loss allowance | $1,502,000 | 3,010 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,933,000 | 2,232 |
| Other real estate owned | $0 | 1,969 |
| Goodwill and other intangibles | $41,000 | 3,077 |
| All other assets | $9,381,000 | 1,716 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $226,401,000 | 2,660 |
| Total liabilities | $199,131,000 | 2,701 |
| Total deposits | $164,269,000 | 2,898 |
| Interest-bearing deposits | $147,523,000 | 2,728 |
| Deposits held in domestic offices | $164,269,000 | 2,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,277,000 | 742 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,208,000 | 2,380 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,377,000 | 2,749 |
| Total equity capital | $27,270,000 | 2,260 |
| Total bank equity capital | $27,270,000 | 2,260 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,728,000 | 2,094 |
| Surplus | $5,851,000 | 3,323 |
| Undivided profits | $19,691,000 | 1,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 2,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $823,000 | 4,066 |
| Earning assets | $206,909,000 | 2,665 |
| Long-term assets (5+ years) | $42,428,000 | 1,991 |
| Average Assets, year-to-date | $229,711,500 | 2,553 |
| Average Assets, quarterly | $227,300,500 | 2,627 |
| Volatile liabilities | $47,879,000 | 2,476 |
| Insider loans | $1,439,000 | 3,428 |
| FHLB advances | $11,314,000 | 2,361 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $18,924,000 | 3,368 |
| Tier 1 (core) risk-based capital | $27,501,000 | 2,153 |
| Tier 2 risk-based capital | $1,512,000 | 2,820 |
| Total risk weighted assets | $146,122,000 | 2,802 |
| Total unused commitments | $18,924,000 | 3,371 |
| Derivatives | $5,000,000 | 548 |
| 2005-06-30 | Rank | |
| # of Employees: | 88 | 1,968 |
| Assets and Liabilities | ||
| Total Assets: | $228,200,000 | 2,602 |
| Cash and due from depository institutions | $7,552,000 | 1,968 |
| Interest-bearing balances | $3,042,000 | 1,542 |
| Securities | $52,439,000 | 2,279 |
| Federal funds sold & reverse repurchase agreements | $6,013,000 | 1,812 |
| Net loans & leases | $147,972,000 | 2,627 |
| Loan loss allowance | $1,469,000 | 3,032 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,978,000 | 2,176 |
| Other real estate owned | $0 | 1,968 |
| Goodwill and other intangibles | $47,000 | 3,033 |
| All other assets | $9,199,000 | 1,700 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $228,200,000 | 2,602 |
| Total liabilities | $201,043,000 | 2,631 |
| Total deposits | $167,784,000 | 2,787 |
| Interest-bearing deposits | $151,576,000 | 2,640 |
| Deposits held in domestic offices | $167,784,000 | 2,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,076,000 | 766 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,850,000 | 2,397 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,333,000 | 2,645 |
| Total equity capital | $27,157,000 | 2,214 |
| Total bank equity capital | $27,157,000 | 2,214 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,728,000 | 2,076 |
| Surplus | $5,851,000 | 3,274 |
| Undivided profits | $19,578,000 | 1,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,013,000 | 2,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $807,000 | 3,807 |
| Earning assets | $209,466,000 | 2,584 |
| Long-term assets (5+ years) | $41,494,000 | 2,045 |
| Average Assets, year-to-date | $230,815,000 | 2,518 |
| Average Assets, quarterly | $229,273,500 | 2,569 |
| Volatile liabilities | $45,936,000 | 2,424 |
| Insider loans | $1,622,000 | 3,167 |
| FHLB advances | $11,317,000 | 2,334 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $17,715,000 | 3,441 |
| Tier 1 (core) risk-based capital | $27,218,000 | 2,121 |
| Tier 2 risk-based capital | $1,479,000 | 2,845 |
| Total risk weighted assets | $144,567,000 | 2,759 |
| Total unused commitments | $17,715,000 | 3,442 |
| Derivatives | $5,000,000 | 519 |
| 2005-03-31 | Rank | |
| # of Employees: | 86 | 1,998 |
| Assets and Liabilities | ||
| Total Assets: | $230,347,000 | 2,550 |
| Cash and due from depository institutions | $8,601,000 | 1,998 |
| Interest-bearing balances | $1,116,000 | 2,596 |
| Securities | $55,862,000 | 2,185 |
| Federal funds sold & reverse repurchase agreements | $3,707,000 | 2,910 |
| Net loans & leases | $148,373,000 | 2,574 |
| Loan loss allowance | $1,442,000 | 3,066 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,486,000 | 2,357 |
| Other real estate owned | $0 | 1,998 |
| Goodwill and other intangibles | $52,000 | 3,004 |
| All other assets | $9,266,000 | 1,673 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $230,347,000 | 2,550 |
| Total liabilities | $203,494,000 | 2,594 |
| Total deposits | $171,432,000 | 2,737 |
| Interest-bearing deposits | $151,734,000 | 2,643 |
| Deposits held in domestic offices | $171,432,000 | 2,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,097,000 | 784 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,679,000 | 2,358 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,286,000 | 2,687 |
| Total equity capital | $26,853,000 | 2,176 |
| Total bank equity capital | $26,853,000 | 2,176 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,728,000 | 2,082 |
| Surplus | $5,851,000 | 3,241 |
| Undivided profits | $19,274,000 | 1,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,229,000 | 1,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 910 |
| Income earned, not collected on loans | $780,000 | 3,795 |
| Earning assets | $209,058,000 | 2,580 |
| Long-term assets (5+ years) | $44,109,000 | 1,999 |
| Average Assets, year-to-date | $232,122,500 | 2,513 |
| Average Assets, quarterly | $232,122,500 | 2,513 |
| Volatile liabilities | $45,193,000 | 2,365 |
| Insider loans | $1,620,000 | 3,179 |
| FHLB advances | $11,320,000 | 2,280 |
| Loans and leases held for sale | $169,000 | 1,510 |
| Unused loan commitments | $16,848,000 | 3,495 |
| Tier 1 (core) risk-based capital | $27,126,000 | 2,081 |
| Tier 2 risk-based capital | $1,452,000 | 2,848 |
| Total risk weighted assets | $143,571,000 | 2,715 |
| Total unused commitments | $16,848,000 | 3,496 |
| Derivatives | $5,000,000 | 478 |
| 2004-12-31 | Rank | |
| # of Employees: | 89 | 1,920 |
| Assets and Liabilities | ||
| Total Assets: | $233,898,000 | 2,507 |
| Cash and due from depository institutions | $6,837,000 | 1,920 |
| Interest-bearing balances | $1,821,000 | 2,163 |
| Securities | $59,086,000 | 2,108 |
| Federal funds sold & reverse repurchase agreements | $5,994,000 | 1,891 |
| Net loans & leases | $148,508,000 | 2,559 |
| Loan loss allowance | $1,392,000 | 3,125 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,519,000 | 2,309 |
| Other real estate owned | $0 | 1,920 |
| Goodwill and other intangibles | $54,000 | 2,987 |
| All other assets | $8,900,000 | 1,704 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $233,898,000 | 2,507 |
| Total liabilities | $207,047,000 | 2,540 |
| Total deposits | $172,664,000 | 2,698 |
| Interest-bearing deposits | $153,853,000 | 2,579 |
| Deposits held in domestic offices | $172,664,000 | 2,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,175,000 | 740 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $11,905,000 | 2,364 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,303,000 | 2,625 |
| Total equity capital | $26,851,000 | 2,182 |
| Total bank equity capital | $26,851,000 | 2,182 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,728,000 | 2,063 |
| Surplus | $5,851,000 | 3,195 |
| Undivided profits | $19,272,000 | 1,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,261,000 | 1,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 884 |
| Income earned, not collected on loans | $816,000 | 3,660 |
| Earning assets | $215,409,000 | 2,495 |
| Long-term assets (5+ years) | $45,256,000 | 1,998 |
| Average Assets, year-to-date | $230,347,200 | 2,425 |
| Average Assets, quarterly | $232,920,500 | 2,490 |
| Volatile liabilities | $47,522,000 | 2,195 |
| Insider loans | $1,644,000 | 3,134 |
| FHLB advances | $11,323,000 | 2,290 |
| Loans and leases held for sale | $326,000 | 1,303 |
| Unused loan commitments | $14,681,000 | 3,638 |
| Tier 1 (core) risk-based capital | $26,839,000 | 2,077 |
| Tier 2 risk-based capital | $1,402,000 | 2,926 |
| Total risk weighted assets | $148,882,000 | 2,630 |
| Total unused commitments | $14,681,000 | 3,639 |
| Derivatives | $5,000,000 | 471 |
| 2004-09-30 | Rank | |
| # of Employees: | 83 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $231,943,000 | 2,502 |
| Cash and due from depository institutions | $8,531,000 | 2,053 |
| Interest-bearing balances | $3,517,000 | 1,497 |
| Securities | $61,830,000 | 2,001 |
| Federal funds sold & reverse repurchase agreements | $535,000 | 5,081 |
| Net loans & leases | $147,678,000 | 2,538 |
| Loan loss allowance | $1,425,000 | 3,073 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,467,000 | 2,280 |
| Other real estate owned | $36,000 | 2,053 |
| Goodwill and other intangibles | $59,000 | 2,930 |
| All other assets | $8,807,000 | 1,670 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $231,943,000 | 2,502 |
| Total liabilities | $205,276,000 | 2,532 |
| Total deposits | $171,830,000 | 2,690 |
| Interest-bearing deposits | $154,998,000 | 2,539 |
| Deposits held in domestic offices | $171,830,000 | 2,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,307,000 | 746 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $11,754,000 | 2,361 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,385,000 | 2,518 |
| Total equity capital | $26,667,000 | 2,176 |
| Total bank equity capital | $26,667,000 | 2,176 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,728,000 | 2,062 |
| Surplus | $5,851,000 | 3,150 |
| Undivided profits | $19,088,000 | 1,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,384,000 | 1,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 926 |
| Income earned, not collected on loans | $812,000 | 3,801 |
| Earning assets | $213,560,000 | 2,474 |
| Long-term assets (5+ years) | $47,628,000 | 1,956 |
| Average Assets, year-to-date | $229,459,500 | 2,424 |
| Average Assets, quarterly | $230,200,500 | 2,477 |
| Volatile liabilities | $47,342,000 | 2,198 |
| Insider loans | $1,618,000 | 3,114 |
| FHLB advances | $11,327,000 | 2,272 |
| Loans and leases held for sale | $47,000 | 1,773 |
| Unused loan commitments | $17,847,000 | 3,241 |
| Tier 1 (core) risk-based capital | $26,462,000 | 2,082 |
| Tier 2 risk-based capital | $1,430,000 | 2,844 |
| Total risk weighted assets | $152,676,000 | 2,561 |
| Total unused commitments | $17,847,000 | 3,244 |
| Derivatives | $5,000,000 | 477 |
| 2004-06-30 | Rank | |
| # of Employees: | 84 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $228,458,000 | 2,484 |
| Cash and due from depository institutions | $6,102,000 | 2,040 |
| Interest-bearing balances | $747,000 | 3,152 |
| Securities | $60,744,000 | 2,063 |
| Federal funds sold & reverse repurchase agreements | $1,125,000 | 4,284 |
| Net loans & leases | $146,801,000 | 2,502 |
| Loan loss allowance | $1,397,000 | 3,114 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,440,000 | 2,258 |
| Other real estate owned | $36,000 | 2,040 |
| Goodwill and other intangibles | $65,000 | 2,924 |
| All other assets | $9,145,000 | 1,634 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $228,458,000 | 2,484 |
| Total liabilities | $202,627,000 | 2,514 |
| Total deposits | $173,637,000 | 2,634 |
| Interest-bearing deposits | $155,838,000 | 2,495 |
| Deposits held in domestic offices | $173,637,000 | 2,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,865,000 | 880 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,890,000 | 2,329 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,235,000 | 2,518 |
| Total equity capital | $25,831,000 | 2,151 |
| Total bank equity capital | $25,831,000 | 2,151 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,728,000 | 2,065 |
| Surplus | $5,851,000 | 3,106 |
| Undivided profits | $18,252,000 | 1,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,526,000 | 1,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 969 |
| Income earned, not collected on loans | $830,000 | 3,494 |
| Earning assets | $209,417,000 | 2,487 |
| Long-term assets (5+ years) | $50,574,000 | 1,904 |
| Average Assets, year-to-date | $228,631,670 | 2,428 |
| Average Assets, quarterly | $227,186,500 | 2,472 |
| Volatile liabilities | $43,581,000 | 2,285 |
| Insider loans | $1,750,000 | 2,944 |
| FHLB advances | $11,330,000 | 2,254 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $18,976,000 | 3,103 |
| Tier 1 (core) risk-based capital | $26,154,000 | 2,054 |
| Tier 2 risk-based capital | $1,404,000 | 2,863 |
| Total risk weighted assets | $143,742,000 | 2,649 |
| Total unused commitments | $18,976,000 | 3,108 |
| Derivatives | $15,000,000 | 356 |
| 2004-03-31 | Rank | |
| # of Employees: | 83 | 2,058 |
| Assets and Liabilities | ||
| Total Assets: | $225,915,000 | 2,480 |
| Cash and due from depository institutions | $7,837,000 | 2,058 |
| Interest-bearing balances | $3,226,000 | 1,782 |
| Securities | $58,463,000 | 2,116 |
| Federal funds sold & reverse repurchase agreements | $1,401,000 | 5,190 |
| Net loans & leases | $145,035,000 | 2,472 |
| Loan loss allowance | $1,365,000 | 3,146 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,430,000 | 2,237 |
| Other real estate owned | $36,000 | 2,058 |
| Goodwill and other intangibles | $69,000 | 2,887 |
| All other assets | $8,644,000 | 1,598 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $225,915,000 | 2,480 |
| Total liabilities | $199,723,000 | 2,514 |
| Total deposits | $170,323,000 | 2,650 |
| Interest-bearing deposits | $155,669,000 | 2,486 |
| Deposits held in domestic offices | $170,323,000 | 2,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,682,000 | 799 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $11,457,000 | 2,245 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,261,000 | 2,740 |
| Total equity capital | $26,192,000 | 2,163 |
| Total bank equity capital | $26,192,000 | 2,163 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,728,000 | 2,063 |
| Surplus | $5,851,000 | 3,073 |
| Undivided profits | $18,613,000 | 1,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,622,000 | 1,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $66,000 | 1,002 |
| Income earned, not collected on loans | $704,000 | 3,958 |
| Earning assets | $208,125,000 | 2,477 |
| Long-term assets (5+ years) | $54,659,000 | 1,774 |
| Average Assets, year-to-date | $228,718,500 | 2,425 |
| Average Assets, quarterly | $228,718,500 | 2,425 |
| Volatile liabilities | $44,171,000 | 2,179 |
| Insider loans | $1,638,000 | 3,040 |
| FHLB advances | $11,333,000 | 2,132 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $16,443,000 | 3,322 |
| Tier 1 (core) risk-based capital | $25,847,000 | 2,050 |
| Tier 2 risk-based capital | $1,373,000 | 2,885 |
| Total risk weighted assets | $150,486,000 | 2,481 |
| Total unused commitments | $16,443,000 | 3,329 |
| Derivatives | $15,000,000 | 362 |
| 2003-12-31 | Rank | |
| # of Employees: | 86 | 2,009 |
| Assets and Liabilities | ||
| Total Assets: | $231,522,000 | 2,421 |
| Cash and due from depository institutions | $11,838,000 | 2,009 |
| Interest-bearing balances | $5,480,000 | 1,107 |
| Securities | $60,127,000 | 2,126 |
| Federal funds sold & reverse repurchase agreements | $523,000 | 5,560 |
| Net loans & leases | $146,216,000 | 2,431 |
| Loan loss allowance | $1,415,000 | 3,042 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,282,000 | 2,295 |
| Other real estate owned | $36,000 | 2,009 |
| Goodwill and other intangibles | $75,000 | 2,867 |
| All other assets | $8,425,000 | 1,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,522,000 | 2,421 |
| Total liabilities | $205,725,000 | 2,450 |
| Total deposits | $172,153,000 | 2,614 |
| Interest-bearing deposits | $155,421,000 | 2,461 |
| Deposits held in domestic offices | $172,153,000 | 2,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,589,000 | 723 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,737,000 | 2,236 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,246,000 | 2,666 |
| Total equity capital | $25,797,000 | 2,150 |
| Total bank equity capital | $25,797,000 | 2,150 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,728,000 | 2,077 |
| Surplus | $5,851,000 | 3,038 |
| Undivided profits | $18,218,000 | 1,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,121,000 | 1,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $480,000 | 369 |
| Income earned, not collected on loans | $811,000 | 3,637 |
| Earning assets | $212,346,000 | 2,417 |
| Long-term assets (5+ years) | $59,977,000 | 1,658 |
| Average Assets, year-to-date | $229,530,800 | 2,360 |
| Average Assets, quarterly | $231,753,000 | 2,399 |
| Volatile liabilities | $48,922,000 | 2,010 |
| Insider loans | $1,654,000 | 2,993 |
| FHLB advances | $11,336,000 | 2,149 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $14,440,000 | 3,493 |
| Tier 1 (core) risk-based capital | $25,569,000 | 2,049 |
| Tier 2 risk-based capital | $1,417,000 | 2,800 |
| Total risk weighted assets | $147,035,000 | 2,512 |
| Total unused commitments | $14,440,000 | 3,495 |
| Derivatives | $15,000,000 | 347 |
| 2003-09-30 | Rank | |
| # of Employees: | 83 | 2,102 |
| Assets and Liabilities | ||
| Total Assets: | $231,984,000 | 2,419 |
| Cash and due from depository institutions | $6,297,000 | 2,102 |
| Interest-bearing balances | $1,480,000 | 2,661 |
| Securities | $62,428,000 | 2,035 |
| Federal funds sold & reverse repurchase agreements | $2,023,000 | 4,378 |
| Net loans & leases | $148,340,000 | 2,374 |
| Loan loss allowance | $1,443,000 | 2,981 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,299,000 | 2,267 |
| Other real estate owned | $43,000 | 2,102 |
| Goodwill and other intangibles | $73,000 | 2,858 |
| All other assets | $8,481,000 | 1,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,984,000 | 2,419 |
| Total liabilities | $206,527,000 | 2,457 |
| Total deposits | $173,334,000 | 2,598 |
| Interest-bearing deposits | $157,274,000 | 2,436 |
| Deposits held in domestic offices | $173,334,000 | 2,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,438,000 | 720 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,432,000 | 2,195 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,323,000 | 2,633 |
| Total equity capital | $25,457,000 | 2,171 |
| Total bank equity capital | $25,457,000 | 2,171 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,728,000 | 2,082 |
| Surplus | $5,851,000 | 2,970 |
| Undivided profits | $17,878,000 | 1,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,534,000 | 1,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $483,000 | 384 |
| Income earned, not collected on loans | $780,000 | 3,944 |
| Earning assets | $214,271,000 | 2,403 |
| Long-term assets (5+ years) | $63,700,000 | 1,587 |
| Average Assets, year-to-date | $229,033,000 | 2,379 |
| Average Assets, quarterly | $230,753,000 | 2,419 |
| Volatile liabilities | $51,420,000 | 1,850 |
| Insider loans | $1,890,000 | 2,704 |
| FHLB advances | $11,338,000 | 2,074 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,860,000 | 3,560 |
| Tier 1 (core) risk-based capital | $25,197,000 | 2,072 |
| Tier 2 risk-based capital | $1,445,000 | 2,736 |
| Total risk weighted assets | $145,921,000 | 2,502 |
| Total unused commitments | $13,860,000 | 3,565 |
| Derivatives | $15,000,000 | 348 |
| 2003-06-30 | Rank | |
| # of Employees: | 85 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $229,522,000 | 2,419 |
| Cash and due from depository institutions | $7,391,000 | 2,061 |
| Interest-bearing balances | $1,132,000 | 3,096 |
| Securities | $54,983,000 | 2,211 |
| Federal funds sold & reverse repurchase agreements | $7,477,000 | 2,132 |
| Net loans & leases | $146,886,000 | 2,366 |
| Loan loss allowance | $1,394,000 | 3,029 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,377,000 | 2,184 |
| Other real estate owned | $43,000 | 2,061 |
| Goodwill and other intangibles | $50,000 | 2,900 |
| All other assets | $8,315,000 | 1,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,522,000 | 2,419 |
| Total liabilities | $204,156,000 | 2,454 |
| Total deposits | $175,919,000 | 2,538 |
| Interest-bearing deposits | $159,360,000 | 2,389 |
| Deposits held in domestic offices | $175,919,000 | 2,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,676,000 | 847 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,341,000 | 2,066 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,220,000 | 2,895 |
| Total equity capital | $25,366,000 | 2,173 |
| Total bank equity capital | $25,366,000 | 2,173 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,728,000 | 2,082 |
| Surplus | $5,851,000 | 2,940 |
| Undivided profits | $17,787,000 | 1,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,442,000 | 1,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $214,000 | 686 |
| Income earned, not collected on loans | $786,000 | 3,765 |
| Earning assets | $210,478,000 | 2,412 |
| Long-term assets (5+ years) | $66,098,000 | 1,470 |
| Average Assets, year-to-date | $228,049,330 | 2,379 |
| Average Assets, quarterly | $227,824,000 | 2,411 |
| Volatile liabilities | $47,473,000 | 1,966 |
| Insider loans | $1,804,000 | 2,782 |
| FHLB advances | $11,341,000 | 2,031 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,061,000 | 3,624 |
| Tier 1 (core) risk-based capital | $24,904,000 | 2,060 |
| Tier 2 risk-based capital | $1,394,000 | 2,776 |
| Total risk weighted assets | $136,506,000 | 2,631 |
| Total unused commitments | $13,061,000 | 3,638 |
| Derivatives | $10,000,000 | 394 |
| 2003-03-31 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $226,126,000 | 2,420 |
| Cash and due from depository institutions | $9,068,000 | 2,088 |
| Interest-bearing balances | $4,055,000 | 1,782 |
| Securities | $55,561,000 | 2,166 |
| Federal funds sold & reverse repurchase agreements | $3,008,000 | 4,417 |
| Net loans & leases | $147,716,000 | 2,310 |
| Loan loss allowance | $1,350,000 | 3,049 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,377,000 | 2,154 |
| Other real estate owned | $43,000 | 2,088 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,353,000 | 1,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,126,000 | 2,420 |
| Total liabilities | $199,828,000 | 2,461 |
| Total deposits | $171,912,000 | 2,571 |
| Interest-bearing deposits | $157,526,000 | 2,417 |
| Deposits held in domestic offices | $171,912,000 | 2,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,928,000 | 808 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $11,643,000 | 2,097 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,345,000 | 2,741 |
| Total equity capital | $26,298,000 | 2,030 |
| Total bank equity capital | $26,298,000 | 2,030 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,728,000 | 2,091 |
| Surplus | $5,851,000 | 2,896 |
| Undivided profits | $18,719,000 | 1,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,935,000 | 1,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $583,000 | 352 |
| Income earned, not collected on loans | $859,000 | 3,496 |
| Earning assets | $210,340,000 | 2,384 |
| Long-term assets (5+ years) | $70,833,000 | 1,343 |
| Average Assets, year-to-date | $227,313,000 | 2,388 |
| Average Assets, quarterly | $227,313,000 | 2,388 |
| Volatile liabilities | $47,249,000 | 1,932 |
| Insider loans | $1,876,000 | 2,664 |
| FHLB advances | $11,344,000 | 1,998 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,234,000 | 3,396 |
| Tier 1 (core) risk-based capital | $25,796,000 | 1,936 |
| Tier 2 risk-based capital | $1,350,000 | 2,790 |
| Total risk weighted assets | $140,789,000 | 2,501 |
| Total unused commitments | $14,234,000 | 3,407 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 81 | 2,130 |
| Assets and Liabilities | ||
| Total Assets: | $228,500,000 | 2,355 |
| Cash and due from depository institutions | $13,963,000 | 2,130 |
| Interest-bearing balances | $8,011,000 | 978 |
| Securities | $51,977,000 | 2,268 |
| Federal funds sold & reverse repurchase agreements | $2,057,000 | 4,767 |
| Net loans & leases | $150,040,000 | 2,262 |
| Loan loss allowance | $1,298,000 | 3,088 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,415,000 | 2,103 |
| Other real estate owned | $68,000 | 2,130 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,980,000 | 2,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,500,000 | 2,355 |
| Total liabilities | $202,285,000 | 2,390 |
| Total deposits | $172,279,000 | 2,516 |
| Interest-bearing deposits | $157,400,000 | 2,359 |
| Deposits held in domestic offices | $172,279,000 | 2,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,274,000 | 798 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,347,000 | 2,043 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,385,000 | 2,680 |
| Total equity capital | $26,215,000 | 2,008 |
| Total bank equity capital | $26,215,000 | 2,008 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,728,000 | 2,086 |
| Surplus | $5,851,000 | 2,853 |
| Undivided profits | $18,636,000 | 1,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,172,000 | 1,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $591,000 | 328 |
| Income earned, not collected on loans | $894,000 | 3,536 |
| Earning assets | $212,085,000 | 2,313 |
| Long-term assets (5+ years) | $68,431,000 | 1,348 |
| Average Assets, year-to-date | $221,127,800 | 2,309 |
| Average Assets, quarterly | $227,303,000 | 2,344 |
| Volatile liabilities | $48,465,000 | 1,880 |
| Insider loans | $1,800,000 | 2,731 |
| FHLB advances | $11,347,000 | 2,009 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,828,000 | 3,516 |
| Tier 1 (core) risk-based capital | $25,696,000 | 1,896 |
| Tier 2 risk-based capital | $1,298,000 | 2,854 |
| Total risk weighted assets | $142,627,000 | 2,441 |
| Total unused commitments | $12,828,000 | 3,520 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 84 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $213,775,000 | 2,392 |
| Cash and due from depository institutions | $8,517,000 | 2,045 |
| Interest-bearing balances | $2,312,000 | 2,101 |
| Securities | $55,684,000 | 2,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $141,962,000 | 2,286 |
| Loan loss allowance | $1,028,000 | 3,526 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,635,000 | 1,946 |
| Other real estate owned | $0 | 2,045 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,977,000 | 3,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,775,000 | 2,392 |
| Total liabilities | $188,485,000 | 2,449 |
| Total deposits | $155,926,000 | 2,614 |
| Interest-bearing deposits | $141,575,000 | 2,484 |
| Deposits held in domestic offices | $155,926,000 | 2,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,607,000 | 746 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,531,000 | 1,991 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,421,000 | 2,650 |
| Total equity capital | $25,290,000 | 1,946 |
| Total bank equity capital | $25,290,000 | 1,946 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,728,000 | 2,122 |
| Surplus | $5,851,000 | 2,736 |
| Undivided profits | $17,711,000 | 1,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,698,000 | 1,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 821 |
| Income earned, not collected on loans | $977,000 | 3,534 |
| Earning assets | $199,958,000 | 2,331 |
| Long-term assets (5+ years) | $75,211,000 | 1,239 |
| Average Assets, year-to-date | $207,948,800 | 2,338 |
| Average Assets, quarterly | $212,788,500 | 2,377 |
| Volatile liabilities | $45,841,000 | 1,907 |
| Insider loans | $1,899,000 | 2,505 |
| FHLB advances | $11,356,000 | 1,861 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,726,000 | 3,232 |
| Tier 1 (core) risk-based capital | $25,208,000 | 1,834 |
| Tier 2 risk-based capital | $1,028,000 | 3,284 |
| Total risk weighted assets | $135,698,000 | 2,450 |
| Total unused commitments | $13,726,000 | 3,241 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 85 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $202,803,000 | 2,405 |
| Cash and due from depository institutions | $12,162,000 | 1,985 |
| Interest-bearing balances | $5,440,000 | 802 |
| Securities | $47,082,000 | 2,315 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,140 |
| Net loans & leases | $136,352,000 | 2,300 |
| Loan loss allowance | $1,008,000 | 3,452 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,922,000 | 1,766 |
| Other real estate owned | $0 | 1,985 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,785,000 | 4,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,803,000 | 2,405 |
| Total liabilities | $178,235,000 | 2,466 |
| Total deposits | $143,239,000 | 2,723 |
| Interest-bearing deposits | $128,931,000 | 2,614 |
| Deposits held in domestic offices | $143,239,000 | 2,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,637,000 | 744 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,840,000 | 1,685 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,519,000 | 2,564 |
| Total equity capital | $24,568,000 | 1,882 |
| Total bank equity capital | $24,568,000 | 1,882 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,728,000 | 2,165 |
| Surplus | $5,851,000 | 2,662 |
| Undivided profits | $16,989,000 | 1,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $656,000 | 3,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $554,000 | 4,732 |
| Earning assets | $189,374,000 | 2,361 |
| Long-term assets (5+ years) | $55,036,000 | 1,515 |
| Average Assets, year-to-date | $196,412,800 | 2,373 |
| Average Assets, quarterly | $201,237,000 | 2,391 |
| Volatile liabilities | $42,025,000 | 2,030 |
| Insider loans | $2,014,000 | 2,317 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,784,000 | 3,567 |
| Tier 1 (core) risk-based capital | $24,616,000 | 1,789 |
| Tier 2 risk-based capital | $1,012,950 | 3,229 |
| Total risk weighted assets | $130,093,750 | 2,430 |
| Total unused commitments | $10,784,000 | 3,567 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 84 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $195,906,000 | 2,415 |
| Cash and due from depository institutions | $6,071,000 | 2,056 |
| Interest-bearing balances | $217,000 | 3,903 |
| Securities | $48,868,000 | 2,329 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $133,438,000 | 2,262 |
| Loan loss allowance | $985,000 | 3,480 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,274,000 | 1,607 |
| Other real estate owned | $0 | 2,056 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,255,000 | 3,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,906,000 | 2,415 |
| Total liabilities | $173,176,000 | 2,478 |
| Total deposits | $138,672,000 | 2,743 |
| Interest-bearing deposits | $125,216,000 | 2,625 |
| Deposits held in domestic offices | $138,672,000 | 2,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,697,000 | 885 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,527,000 | 1,530 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,280,000 | 2,661 |
| Total equity capital | $22,730,000 | 1,956 |
| Total bank equity capital | $22,730,000 | 1,956 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,728,000 | 2,184 |
| Surplus | $5,851,000 | 2,618 |
| Undivided profits | $15,151,000 | 1,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $372,000 | 4,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $502,000 | 4,559 |
| Earning assets | $182,523,000 | 2,372 |
| Long-term assets (5+ years) | $51,690,000 | 1,666 |
| Average Assets, year-to-date | $187,036,600 | 2,410 |
| Average Assets, quarterly | $190,480,500 | 2,446 |
| Volatile liabilities | $47,056,000 | 1,737 |
| Insider loans | $1,333,000 | 3,078 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,333,000 | 3,453 |
| Tier 1 (core) risk-based capital | $23,852,000 | 1,826 |
| Tier 2 risk-based capital | $986,350 | 3,193 |
| Total risk weighted assets | $126,575,150 | 2,408 |
| Total unused commitments | $11,333,000 | 3,459 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $185,009,000 | 2,480 |
| Cash and due from depository institutions | $11,485,000 | 2,040 |
| Interest-bearing balances | $6,381,000 | 980 |
| Securities | $47,895,000 | 2,418 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,019 |
| Net loans & leases | $117,603,000 | 2,359 |
| Loan loss allowance | $955,000 | 3,466 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,650,000 | 1,414 |
| Other real estate owned | $24,000 | 2,040 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,352,000 | 4,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,009,000 | 2,480 |
| Total liabilities | $162,098,000 | 2,558 |
| Total deposits | $137,972,000 | 2,759 |
| Interest-bearing deposits | $124,859,000 | 2,596 |
| Deposits held in domestic offices | $137,972,000 | 2,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,226,000 | 733 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,483,000 | 3,071 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,417,000 | 2,654 |
| Total equity capital | $22,911,000 | 1,957 |
| Total bank equity capital | $22,911,000 | 1,957 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,728,000 | 2,143 |
| Surplus | $5,851,000 | 2,485 |
| Undivided profits | $15,332,000 | 1,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $952,000 | 2,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $408,000 | 5,387 |
| Earning assets | $172,879,000 | 2,431 |
| Long-term assets (5+ years) | $44,592,000 | 1,732 |
| Average Assets, year-to-date | $177,550,200 | 2,437 |
| Average Assets, quarterly | $181,426,500 | 2,484 |
| Volatile liabilities | $32,407,000 | 2,023 |
| Insider loans | $1,354,000 | 2,866 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,213,000 | 3,366 |
| Tier 1 (core) risk-based capital | $22,451,000 | 1,882 |
| Tier 2 risk-based capital | $956,800 | 3,139 |
| Total risk weighted assets | $110,839,700 | 2,569 |
| Total unused commitments | $11,213,000 | 3,369 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 85 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $173,649,000 | 2,583 |
| Cash and due from depository institutions | $5,316,000 | 2,092 |
| Interest-bearing balances | $582,000 | 2,998 |
| Securities | $43,643,000 | 2,603 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $118,144,000 | 2,350 |
| Loan loss allowance | $901,000 | 3,680 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,146,000 | 1,528 |
| Other real estate owned | $0 | 2,092 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,400,000 | 4,729 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,649,000 | 2,583 |
| Total liabilities | $152,004,000 | 2,654 |
| Total deposits | $127,967,000 | 2,908 |
| Interest-bearing deposits | $115,928,000 | 2,766 |
| Deposits held in domestic offices | $127,967,000 | 2,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,363,000 | 712 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,440,000 | 3,197 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,234,000 | 3,000 |
| Total equity capital | $21,645,000 | 2,078 |
| Total bank equity capital | $21,645,000 | 2,078 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,728,000 | 2,156 |
| Surplus | $5,851,000 | 2,433 |
| Undivided profits | $14,066,000 | 1,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $697,000 | 3,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $493,000 | 4,782 |
| Earning assets | $162,369,000 | 2,536 |
| Long-term assets (5+ years) | $35,572,000 | 1,842 |
| Average Assets, year-to-date | $171,803,400 | 2,510 |
| Average Assets, quarterly | $174,243,000 | 2,530 |
| Volatile liabilities | $33,824,000 | 1,936 |
| Insider loans | $1,476,000 | 2,652 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,779,000 | 3,513 |
| Tier 1 (core) risk-based capital | $21,515,000 | 1,971 |
| Tier 2 risk-based capital | $901,000 | 3,220 |
| Total risk weighted assets | $107,575,800 | 2,592 |
| Total unused commitments | $9,779,000 | 3,515 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 88 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $170,078,000 | 2,722 |
| Cash and due from depository institutions | $8,359,000 | 2,126 |
| Interest-bearing balances | $3,856,000 | 1,007 |
| Securities | $37,407,000 | 3,234 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,836 |
| Net loans & leases | $114,679,000 | 2,455 |
| Loan loss allowance | $911,000 | 3,812 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,295,000 | 1,494 |
| Other real estate owned | $0 | 2,126 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,338,000 | 5,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,078,000 | 2,722 |
| Total liabilities | $150,054,000 | 2,767 |
| Total deposits | $131,978,000 | 2,904 |
| Interest-bearing deposits | $119,698,000 | 2,766 |
| Deposits held in domestic offices | $131,978,000 | 2,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,111,000 | 905 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $840,000 | 3,516 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,125,000 | 3,228 |
| Total equity capital | $20,024,000 | 2,250 |
| Total bank equity capital | $20,024,000 | 2,250 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,718,000 | 2,302 |
| Surplus | $5,717,000 | 2,544 |
| Undivided profits | $12,589,000 | 2,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $484,000 | 4,800 |
| Earning assets | $158,942,000 | 2,663 |
| Long-term assets (5+ years) | $11,982,000 | 3,790 |
| Average Assets, year-to-date | $165,002,000 | 2,688 |
| Average Assets, quarterly | $167,776,500 | 2,716 |
| Volatile liabilities | $29,629,000 | 2,106 |
| Insider loans | $1,594,000 | 2,574 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,949,000 | 3,187 |
| Tier 1 (core) risk-based capital | $19,955,000 | 2,160 |
| Tier 2 risk-based capital | $911,000 | 3,249 |
| Total risk weighted assets | $104,798,000 | 2,664 |
| Total unused commitments | $10,949,000 | 3,203 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 86 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $162,042,000 | 2,845 |
| Cash and due from depository institutions | $4,471,000 | 2,272 |
| Interest-bearing balances | $385,000 | 3,609 |
| Securities | $40,384,000 | 3,118 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $110,919,000 | 2,475 |
| Loan loss allowance | $912,000 | 3,826 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,082,000 | 1,521 |
| Other real estate owned | $0 | 2,272 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,186,000 | 5,610 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,042,000 | 2,845 |
| Total liabilities | $142,842,000 | 2,917 |
| Total deposits | $129,273,000 | 2,979 |
| Interest-bearing deposits | $117,222,000 | 2,862 |
| Deposits held in domestic offices | $129,273,000 | 2,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,811,000 | 1,022 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $255,000 | 3,896 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,503,000 | 2,636 |
| Total equity capital | $19,200,000 | 2,325 |
| Total bank equity capital | $19,200,000 | 2,325 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,707,000 | 2,366 |
| Surplus | $5,626,000 | 2,582 |
| Undivided profits | $11,867,000 | 2,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $410,000 | 4,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $850,000 | 2,751 |
| Earning assets | $151,688,000 | 2,789 |
| Long-term assets (5+ years) | $27,912,000 | 1,938 |
| Average Assets, year-to-date | $160,157,000 | 2,768 |
| Average Assets, quarterly | $162,012,500 | 2,810 |
| Volatile liabilities | $22,411,000 | 2,406 |
| Insider loans | $1,241,000 | 3,202 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,430,000 | 3,651 |
| Tier 1 (core) risk-based capital | $18,915,000 | 2,258 |
| Tier 2 risk-based capital | $912,000 | 3,171 |
| Total risk weighted assets | $96,267,100 | 2,823 |
| Total unused commitments | $8,430,000 | 3,664 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 85 | 2,357 |
| Assets and Liabilities | ||
| Total Assets: | $157,100,000 | 2,886 |
| Cash and due from depository institutions | $4,174,000 | 2,357 |
| Interest-bearing balances | $4,000 | 6,875 |
| Securities | $39,323,000 | 3,332 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $108,857,000 | 2,481 |
| Loan loss allowance | $943,000 | 3,795 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,290,000 | 2,260 |
| Other real estate owned | $0 | 2,357 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,456,000 | 5,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,100,000 | 2,886 |
| Total liabilities | $139,707,000 | 2,941 |
| Total deposits | $127,111,000 | 2,989 |
| Interest-bearing deposits | $115,433,000 | 2,861 |
| Deposits held in domestic offices | $127,111,000 | 2,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,769,000 | 1,295 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,140,000 | 2,464 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $687,000 | 4,079 |
| Total equity capital | $17,393,000 | 2,342 |
| Total bank equity capital | $17,393,000 | 2,342 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,707,000 | 2,431 |
| Surplus | $5,626,000 | 2,498 |
| Undivided profits | $10,060,000 | 2,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 5,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $367,000 | 5,592 |
| Earning assets | $148,184,000 | 2,805 |
| Long-term assets (5+ years) | $31,527,000 | 1,765 |
| Average Assets, year-to-date | $152,787,000 | 2,886 |
| Average Assets, quarterly | $156,362,000 | 2,871 |
| Volatile liabilities | $18,920,000 | 2,642 |
| Insider loans | $1,157,000 | 3,324 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,802,000 | 3,159 |
| Tier 1 (core) risk-based capital | $17,883,000 | 2,287 |
| Tier 2 risk-based capital | $943,000 | 3,062 |
| Total risk weighted assets | $91,463,400 | 2,880 |
| Total unused commitments | $9,802,000 | 3,170 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 84 | 2,493 |
| Assets and Liabilities | ||
| Total Assets: | $152,375,000 | 3,004 |
| Cash and due from depository institutions | $6,764,000 | 2,493 |
| Interest-bearing balances | $2,491,000 | 2,095 |
| Securities | $44,542,000 | 3,128 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $95,502,000 | 2,717 |
| Loan loss allowance | $921,000 | 3,974 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,381,000 | 2,165 |
| Other real estate owned | $0 | 2,493 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,186,000 | 5,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,375,000 | 3,004 |
| Total liabilities | $139,119,000 | 2,994 |
| Total deposits | $124,206,000 | 3,161 |
| Interest-bearing deposits | $112,741,000 | 3,016 |
| Deposits held in domestic offices | $124,206,000 | 3,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,317,000 | 920 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,690 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $596,000 | 4,698 |
| Total equity capital | $13,256,000 | 3,055 |
| Total bank equity capital | $13,256,000 | 3,055 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,388,000 | 3,014 |
| Surplus | $2,307,000 | 4,986 |
| Undivided profits | $9,561,000 | 2,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $885,000 | 3,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $324,000 | 5,669 |
| Earning assets | $143,535,000 | 2,933 |
| Long-term assets (5+ years) | $22,374,000 | 2,421 |
| Average Assets, year-to-date | $143,941,800 | 3,098 |
| Average Assets, quarterly | $150,875,500 | 3,011 |
| Volatile liabilities | $19,544,000 | 2,448 |
| Insider loans | $982,000 | 3,795 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,415,000 | 3,229 |
| Tier 1 (core) risk-based capital | $13,256,000 | 2,986 |
| Tier 2 risk-based capital | $921,000 | 3,110 |
| Total risk weighted assets | $85,034,700 | 3,033 |
| Total unused commitments | $9,415,000 | 3,248 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 81 | 2,676 |
| Assets and Liabilities | ||
| Total Assets: | $139,263,000 | 3,345 |
| Cash and due from depository institutions | $13,335,000 | 2,676 |
| Interest-bearing balances | $8,885,000 | 846 |
| Securities | $39,153,000 | 3,518 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $81,178,000 | 3,217 |
| Loan loss allowance | $876,000 | 4,157 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,431,000 | 2,157 |
| Other real estate owned | $60,000 | 2,676 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,106,000 | 5,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,263,000 | 3,345 |
| Total liabilities | $127,249,000 | 3,357 |
| Total deposits | $113,475,000 | 3,584 |
| Interest-bearing deposits | $103,402,000 | 3,428 |
| Deposits held in domestic offices | $113,475,000 | 3,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,199,000 | 913 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,493 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $575,000 | 5,190 |
| Total equity capital | $12,014,000 | 3,185 |
| Total bank equity capital | $12,014,000 | 3,185 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,388,000 | 3,126 |
| Surplus | $2,307,000 | 4,915 |
| Undivided profits | $8,319,000 | 2,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 8,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $362,000 | 5,551 |
| Earning assets | $130,216,000 | 3,263 |
| Long-term assets (5+ years) | $7,402,000 | 5,232 |
| Average Assets, year-to-date | $127,039,800 | 3,582 |
| Average Assets, quarterly | $135,265,500 | 3,422 |
| Volatile liabilities | $18,926,000 | 2,458 |
| Insider loans | $82,000 | 6,206 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,593,000 | 3,528 |
| Tier 1 (core) risk-based capital | $12,014,000 | 3,132 |
| Tier 2 risk-based capital | $876,000 | 3,262 |
| Total risk weighted assets | $77,622,900 | 3,365 |
| Total unused commitments | $7,593,000 | 3,546 |
| Derivatives | $0 | 651 |