Home > Columbia Bank > Income and Expense
Columbia Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 2,773 |
| Total interest expense | $386,000 | 2,656 |
| Net interest income | $1,814,000 | 2,756 |
| Provision for loan and lease losses | $10,000 | 3,389 |
| Total noninterest income | $174,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $74,000 | 2,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,179 |
| Total noninterest expense | $1,788,000 | 2,431 |
| Salaries and employee benefits | $976,000 | 2,528 |
| Premises and equipment expense | $236,000 | 2,122 |
| Additional noninterest expense | $576,000 | 2,310 |
| Pre-tax net operating income | $190,000 | 3,834 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $190,000 | 3,756 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $190,000 | 3,757 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $190,000 | 3,757 |
| Net charge-offs | $-31,000 | 4,762 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $190,000 | 3,730 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,874,000 | 2,795 |
| Total interest expense | $1,511,000 | 2,733 |
| Net interest income | $7,363,000 | 2,762 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $713,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $262,000 | 2,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $451,000 | 3,140 |
| Total noninterest expense | $7,535,000 | 2,336 |
| Salaries and employee benefits | $3,977,000 | 2,442 |
| Premises and equipment expense | $992,000 | 2,050 |
| Additional noninterest expense | $2,566,000 | 2,177 |
| Pre-tax net operating income | $541,000 | 4,395 |
| Securities gains (losses) | $28,000 | 1,502 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $569,000 | 4,301 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $569,000 | 4,303 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $569,000 | 4,303 |
| Net charge-offs | $-244,000 | 5,009 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $541,000 | 4,310 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,629,000 | 2,836 |
| Total interest expense | $1,120,000 | 2,770 |
| Net interest income | $5,509,000 | 2,798 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $539,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $190,000 | 2,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 3,110 |
| Total noninterest expense | $5,657,000 | 2,347 |
| Salaries and employee benefits | $3,000,000 | 2,448 |
| Premises and equipment expense | $747,000 | 2,065 |
| Additional noninterest expense | $1,910,000 | 2,186 |
| Pre-tax net operating income | $391,000 | 4,510 |
| Securities gains (losses) | $26,000 | 1,329 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $417,000 | 4,415 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $417,000 | 4,414 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $417,000 | 4,414 |
| Net charge-offs | $-202,000 | 5,076 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $391,000 | 4,433 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 2,846 |
| Total interest expense | $720,000 | 2,807 |
| Net interest income | $3,673,000 | 2,819 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $366,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $120,000 | 2,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 3,027 |
| Total noninterest expense | $3,681,000 | 2,393 |
| Salaries and employee benefits | $1,995,000 | 2,467 |
| Premises and equipment expense | $486,000 | 2,100 |
| Additional noninterest expense | $1,200,000 | 2,291 |
| Pre-tax net operating income | $358,000 | 4,297 |
| Securities gains (losses) | $8,000 | 1,266 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $366,000 | 4,193 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $366,000 | 4,191 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $366,000 | 4,192 |
| Net charge-offs | $-118,000 | 5,080 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $358,000 | 4,195 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 2,891 |
| Total interest expense | $350,000 | 2,820 |
| Net interest income | $1,811,000 | 2,861 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $140,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $62,000 | 2,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 3,530 |
| Total noninterest expense | $1,814,000 | 2,422 |
| Salaries and employee benefits | $1,020,000 | 2,452 |
| Premises and equipment expense | $245,000 | 2,109 |
| Additional noninterest expense | $549,000 | 2,427 |
| Pre-tax net operating income | $137,000 | 4,499 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $137,000 | 4,416 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $137,000 | 4,415 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $137,000 | 4,415 |
| Net charge-offs | $-66,000 | 5,131 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $137,000 | 4,408 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,431,000 | 2,838 |
| Total interest expense | $1,142,000 | 2,745 |
| Net interest income | $7,289,000 | 2,823 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,147,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $205,000 | 3,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $942,000 | 2,310 |
| Total noninterest expense | $7,622,000 | 2,331 |
| Salaries and employee benefits | $4,063,000 | 2,431 |
| Premises and equipment expense | $1,007,000 | 2,051 |
| Additional noninterest expense | $2,552,000 | 2,187 |
| Pre-tax net operating income | $814,000 | 4,247 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $814,000 | 4,116 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $814,000 | 4,115 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $814,000 | 4,115 |
| Net charge-offs | $-417,000 | 5,283 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $814,000 | 4,125 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,259,000 | 2,856 |
| Total interest expense | $815,000 | 2,740 |
| Net interest income | $5,444,000 | 2,844 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $972,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $142,000 | 3,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $830,000 | 2,162 |
| Total noninterest expense | $5,611,000 | 2,363 |
| Salaries and employee benefits | $2,901,000 | 2,509 |
| Premises and equipment expense | $773,000 | 2,014 |
| Additional noninterest expense | $1,937,000 | 2,159 |
| Pre-tax net operating income | $805,000 | 4,029 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $805,000 | 3,879 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $805,000 | 3,877 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $805,000 | 3,878 |
| Net charge-offs | $-157,000 | 5,207 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $805,000 | 3,884 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 2,860 |
| Total interest expense | $544,000 | 2,670 |
| Net interest income | $3,582,000 | 2,872 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $599,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $87,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $512,000 | 2,244 |
| Total noninterest expense | $3,706,000 | 2,387 |
| Salaries and employee benefits | $1,921,000 | 2,540 |
| Premises and equipment expense | $517,000 | 2,029 |
| Additional noninterest expense | $1,268,000 | 2,202 |
| Pre-tax net operating income | $475,000 | 4,156 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $475,000 | 4,015 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $475,000 | 4,014 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $475,000 | 4,014 |
| Net charge-offs | $-120,000 | 5,246 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $475,000 | 4,021 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 2,881 |
| Total interest expense | $283,000 | 2,559 |
| Net interest income | $1,770,000 | 2,913 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $211,000 | 3,103 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $43,000 | 3,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 2,690 |
| Total noninterest expense | $1,839,000 | 2,421 |
| Salaries and employee benefits | $974,000 | 2,544 |
| Premises and equipment expense | $262,000 | 2,042 |
| Additional noninterest expense | $603,000 | 2,267 |
| Pre-tax net operating income | $142,000 | 4,659 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $142,000 | 4,529 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $142,000 | 4,528 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $142,000 | 4,529 |
| Net charge-offs | $-45,000 | 5,205 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $142,000 | 4,537 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,703,000 | 2,946 |
| Total interest expense | $1,087,000 | 2,408 |
| Net interest income | $6,616,000 | 3,000 |
| Provision for loan and lease losses | $1,765,000 | 573 |
| Total noninterest income | $623,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $156,000 | 3,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 3,242 |
| Total noninterest expense | $8,142,000 | 2,236 |
| Salaries and employee benefits | $4,304,000 | 2,350 |
| Premises and equipment expense | $1,039,000 | 2,047 |
| Additional noninterest expense | $2,799,000 | 2,046 |
| Pre-tax net operating income | $-2,668,000 | 5,648 |
| Securities gains (losses) | $9,000 | 1,639 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-2,659,000 | 5,628 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,659,000 | 5,628 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-2,659,000 | 5,628 |
| Net charge-offs | $2,499,000 | 330 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-2,668,000 | 5,628 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,718,000 | 2,979 |
| Total interest expense | $801,000 | 2,410 |
| Net interest income | $4,917,000 | 3,041 |
| Provision for loan and lease losses | $1,765,000 | 453 |
| Total noninterest income | $536,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $115,000 | 3,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 3,028 |
| Total noninterest expense | $5,917,000 | 2,307 |
| Salaries and employee benefits | $3,323,000 | 2,310 |
| Premises and equipment expense | $785,000 | 2,040 |
| Additional noninterest expense | $1,809,000 | 2,320 |
| Pre-tax net operating income | $-2,229,000 | 5,714 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-2,229,000 | 5,710 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,229,000 | 5,710 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-2,229,000 | 5,710 |
| Net charge-offs | $2,513,000 | 255 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-2,229,000 | 5,710 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 3,012 |
| Total interest expense | $532,000 | 2,370 |
| Net interest income | $3,204,000 | 3,071 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $366,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $74,000 | 3,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 2,986 |
| Total noninterest expense | $3,864,000 | 2,343 |
| Salaries and employee benefits | $2,193,000 | 2,340 |
| Premises and equipment expense | $497,000 | 2,141 |
| Additional noninterest expense | $1,174,000 | 2,368 |
| Pre-tax net operating income | $-294,000 | 5,691 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-294,000 | 5,689 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-294,000 | 5,689 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-294,000 | 5,689 |
| Net charge-offs | $903,000 | 384 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-294,000 | 5,688 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 3,051 |
| Total interest expense | $267,000 | 2,352 |
| Net interest income | $1,569,000 | 3,111 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $158,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $38,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 3,217 |
| Total noninterest expense | $1,855,000 | 2,444 |
| Salaries and employee benefits | $1,035,000 | 2,465 |
| Premises and equipment expense | $237,000 | 2,227 |
| Additional noninterest expense | $583,000 | 2,375 |
| Pre-tax net operating income | $-128,000 | 5,749 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-128,000 | 5,750 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-128,000 | 5,749 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-128,000 | 5,750 |
| Net charge-offs | $515,000 | 328 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-128,000 | 5,746 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,211,000 | 3,073 |
| Total interest expense | $1,055,000 | 2,323 |
| Net interest income | $6,156,000 | 3,145 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $595,000 | 3,822 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $155,000 | 3,927 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $440,000 | 3,428 |
| Total noninterest expense | $6,951,000 | 2,566 |
| Salaries and employee benefits | $3,907,000 | 2,543 |
| Premises and equipment expense | $725,000 | 2,658 |
| Additional noninterest expense | $2,319,000 | 2,456 |
| Pre-tax net operating income | $-200,000 | 5,727 |
| Securities gains (losses) | $17,000 | 2,451 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-183,000 | 5,733 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-183,000 | 5,732 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-183,000 | 5,732 |
| Net charge-offs | $-598,000 | 5,824 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-200,000 | 5,727 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,414,000 | 3,076 |
| Total interest expense | $781,000 | 2,351 |
| Net interest income | $4,633,000 | 3,143 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $449,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $115,000 | 3,977 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $334,000 | 3,427 |
| Total noninterest expense | $5,134,000 | 2,585 |
| Salaries and employee benefits | $2,913,000 | 2,542 |
| Premises and equipment expense | $515,000 | 2,777 |
| Additional noninterest expense | $1,706,000 | 2,506 |
| Pre-tax net operating income | $-52,000 | 5,766 |
| Securities gains (losses) | $11,000 | 2,550 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-41,000 | 5,767 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-41,000 | 5,767 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-41,000 | 5,767 |
| Net charge-offs | $-530,000 | 5,871 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-52,000 | 5,763 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 3,079 |
| Total interest expense | $498,000 | 2,432 |
| Net interest income | $3,113,000 | 3,137 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $312,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $77,000 | 3,970 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $235,000 | 3,368 |
| Total noninterest expense | $3,407,000 | 2,611 |
| Salaries and employee benefits | $1,945,000 | 2,557 |
| Premises and equipment expense | $335,000 | 2,842 |
| Additional noninterest expense | $1,127,000 | 2,526 |
| Pre-tax net operating income | $18,000 | 5,721 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $22,000 | 5,730 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $22,000 | 5,729 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $22,000 | 5,729 |
| Net charge-offs | $-105,000 | 5,715 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $18,000 | 5,716 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 3,076 |
| Total interest expense | $240,000 | 2,505 |
| Net interest income | $1,574,000 | 3,123 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $145,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $38,000 | 3,981 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $107,000 | 3,457 |
| Total noninterest expense | $1,701,000 | 2,623 |
| Salaries and employee benefits | $985,000 | 2,544 |
| Premises and equipment expense | $169,000 | 2,846 |
| Additional noninterest expense | $547,000 | 2,586 |
| Pre-tax net operating income | $18,000 | 5,682 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $18,000 | 5,715 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $18,000 | 5,714 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $18,000 | 5,714 |
| Net charge-offs | $185,000 | 701 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $18,000 | 5,674 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,809,000 | 3,175 |
| Total interest expense | $991,000 | 2,434 |
| Net interest income | $5,818,000 | 3,250 |
| Provision for loan and lease losses | $-1,000,000 | 6,040 |
| Total noninterest income | $1,399,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $157,000 | 4,093 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,242,000 | 2,100 |
| Total noninterest expense | $6,493,000 | 2,702 |
| Salaries and employee benefits | $3,545,000 | 2,715 |
| Premises and equipment expense | $688,000 | 2,848 |
| Additional noninterest expense | $2,260,000 | 2,535 |
| Pre-tax net operating income | $1,724,000 | 3,267 |
| Securities gains (losses) | $73,000 | 1,359 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,797,000 | 2,912 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,797,000 | 2,914 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,797,000 | 2,914 |
| Net charge-offs | $504,000 | 1,154 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,724,000 | 2,945 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,009,000 | 3,242 |
| Total interest expense | $760,000 | 2,421 |
| Net interest income | $4,249,000 | 3,345 |
| Provision for loan and lease losses | $-1,000,000 | 6,152 |
| Total noninterest income | $1,264,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $120,000 | 4,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,144,000 | 1,854 |
| Total noninterest expense | $4,794,000 | 2,744 |
| Salaries and employee benefits | $2,551,000 | 2,805 |
| Premises and equipment expense | $515,000 | 2,895 |
| Additional noninterest expense | $1,728,000 | 2,500 |
| Pre-tax net operating income | $1,719,000 | 2,843 |
| Securities gains (losses) | $73,000 | 1,224 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,792,000 | 2,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,792,000 | 2,448 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,792,000 | 2,448 |
| Net charge-offs | $549,000 | 804 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,719,000 | 2,483 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 3,291 |
| Total interest expense | $508,000 | 2,441 |
| Net interest income | $2,783,000 | 3,396 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,147,000 | 1,965 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $82,000 | 4,023 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,065,000 | 1,484 |
| Total noninterest expense | $3,186,000 | 2,772 |
| Salaries and employee benefits | $1,693,000 | 2,824 |
| Premises and equipment expense | $328,000 | 2,980 |
| Additional noninterest expense | $1,165,000 | 2,494 |
| Pre-tax net operating income | $744,000 | 3,545 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $744,000 | 3,299 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $744,000 | 3,299 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $744,000 | 3,300 |
| Net charge-offs | $-102,000 | 5,933 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $744,000 | 3,229 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 3,310 |
| Total interest expense | $254,000 | 2,458 |
| Net interest income | $1,380,000 | 3,412 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $267,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $44,000 | 3,897 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $223,000 | 2,487 |
| Total noninterest expense | $1,575,000 | 2,800 |
| Salaries and employee benefits | $834,000 | 2,879 |
| Premises and equipment expense | $159,000 | 3,075 |
| Additional noninterest expense | $582,000 | 2,487 |
| Pre-tax net operating income | $72,000 | 5,454 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $72,000 | 5,402 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $72,000 | 5,404 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $72,000 | 5,404 |
| Net charge-offs | $-136,000 | 6,181 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $72,000 | 5,338 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 3,286 |
| Total interest expense | $1,341,000 | 2,080 |
| Net interest income | $5,358,000 | 3,495 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $876,000 | 3,331 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $210,000 | 3,843 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $666,000 | 2,897 |
| Total noninterest expense | $6,916,000 | 2,646 |
| Salaries and employee benefits | $3,210,000 | 2,952 |
| Premises and equipment expense | $642,000 | 3,081 |
| Additional noninterest expense | $3,064,000 | 2,004 |
| Pre-tax net operating income | $-982,000 | 6,358 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-982,000 | 6,368 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-982,000 | 6,368 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-982,000 | 6,368 |
| Net charge-offs | $982,000 | 912 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-982,000 | 6,367 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,039,000 | 3,305 |
| Total interest expense | $1,014,000 | 2,097 |
| Net interest income | $4,025,000 | 3,516 |
| Provision for loan and lease losses | $300,000 | 1,622 |
| Total noninterest income | $514,000 | 3,789 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $159,000 | 3,862 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $355,000 | 3,379 |
| Total noninterest expense | $4,559,000 | 2,900 |
| Salaries and employee benefits | $2,369,000 | 2,997 |
| Premises and equipment expense | $492,000 | 3,073 |
| Additional noninterest expense | $1,698,000 | 2,617 |
| Pre-tax net operating income | $-320,000 | 6,345 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-320,000 | 6,361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-320,000 | 6,360 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-320,000 | 6,360 |
| Net charge-offs | $742,000 | 856 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-320,000 | 6,357 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 3,286 |
| Total interest expense | $675,000 | 2,117 |
| Net interest income | $2,721,000 | 3,484 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $345,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $107,000 | 3,822 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $238,000 | 3,372 |
| Total noninterest expense | $3,025,000 | 2,923 |
| Salaries and employee benefits | $1,581,000 | 3,015 |
| Premises and equipment expense | $332,000 | 3,075 |
| Additional noninterest expense | $1,112,000 | 2,651 |
| Pre-tax net operating income | $-259,000 | 6,425 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-259,000 | 6,439 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-259,000 | 6,440 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-259,000 | 6,440 |
| Net charge-offs | $366,000 | 1,108 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-259,000 | 6,432 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 3,312 |
| Total interest expense | $339,000 | 2,147 |
| Net interest income | $1,347,000 | 3,516 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $181,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $57,000 | 3,721 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $124,000 | 3,255 |
| Total noninterest expense | $1,496,000 | 2,975 |
| Salaries and employee benefits | $791,000 | 3,019 |
| Premises and equipment expense | $169,000 | 3,084 |
| Additional noninterest expense | $536,000 | 2,732 |
| Pre-tax net operating income | $-268,000 | 6,565 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-268,000 | 6,569 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-268,000 | 6,569 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-268,000 | 6,569 |
| Net charge-offs | $329,000 | 672 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-268,000 | 6,569 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,736,000 | 3,355 |
| Total interest expense | $1,450,000 | 2,226 |
| Net interest income | $5,286,000 | 3,572 |
| Provision for loan and lease losses | $2,810,000 | 460 |
| Total noninterest income | $867,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $244,000 | 3,746 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $623,000 | 3,062 |
| Total noninterest expense | $8,448,000 | 2,240 |
| Salaries and employee benefits | $3,259,000 | 2,940 |
| Premises and equipment expense | $631,000 | 3,190 |
| Additional noninterest expense | $4,558,000 | 1,457 |
| Pre-tax net operating income | $-5,105,000 | 6,756 |
| Securities gains (losses) | $1,006,000 | 233 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-4,099,000 | 6,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,099,000 | 6,744 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-4,099,000 | 6,744 |
| Net charge-offs | $3,941,000 | 423 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-5,105,000 | 6,753 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 3,397 |
| Total interest expense | $1,098,000 | 2,267 |
| Net interest income | $3,930,000 | 3,609 |
| Provision for loan and lease losses | $2,010,000 | 494 |
| Total noninterest income | $638,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $184,000 | 3,765 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $454,000 | 3,164 |
| Total noninterest expense | $6,616,000 | 2,133 |
| Salaries and employee benefits | $2,455,000 | 2,952 |
| Premises and equipment expense | $482,000 | 3,180 |
| Additional noninterest expense | $3,679,000 | 1,359 |
| Pre-tax net operating income | $-4,058,000 | 6,844 |
| Securities gains (losses) | $1,006,000 | 205 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-3,052,000 | 6,831 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-3,052,000 | 6,832 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,052,000 | 6,832 |
| Net charge-offs | $2,947,000 | 433 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-4,058,000 | 6,840 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 3,396 |
| Total interest expense | $730,000 | 2,313 |
| Net interest income | $2,635,000 | 3,584 |
| Provision for loan and lease losses | $2,000,000 | 362 |
| Total noninterest income | $372,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $125,000 | 3,700 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $247,000 | 3,471 |
| Total noninterest expense | $4,396,000 | 2,139 |
| Salaries and employee benefits | $1,682,000 | 2,909 |
| Premises and equipment expense | $324,000 | 3,179 |
| Additional noninterest expense | $2,390,000 | 1,387 |
| Pre-tax net operating income | $-3,389,000 | 6,903 |
| Securities gains (losses) | $1,006,000 | 182 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-2,383,000 | 6,889 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,383,000 | 6,890 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,383,000 | 6,890 |
| Net charge-offs | $2,835,000 | 341 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-3,389,000 | 6,896 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 3,394 |
| Total interest expense | $373,000 | 2,341 |
| Net interest income | $1,325,000 | 3,596 |
| Provision for loan and lease losses | $1,500,000 | 262 |
| Total noninterest income | $119,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $64,000 | 3,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,590 |
| Total noninterest expense | $1,881,000 | 2,496 |
| Salaries and employee benefits | $856,000 | 2,885 |
| Premises and equipment expense | $156,000 | 3,295 |
| Additional noninterest expense | $869,000 | 1,819 |
| Pre-tax net operating income | $-1,937,000 | 6,979 |
| Securities gains (losses) | $1,006,000 | 109 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-931,000 | 6,942 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-931,000 | 6,943 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-931,000 | 6,943 |
| Net charge-offs | $1,741,000 | 288 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-1,937,000 | 6,975 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,963,000 | 3,121 |
| Total interest expense | $1,821,000 | 2,315 |
| Net interest income | $6,142,000 | 3,317 |
| Provision for loan and lease losses | $7,535,000 | 353 |
| Total noninterest income | $222,000 | 5,575 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $309,000 | 3,434 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-87,000 | 6,724 |
| Total noninterest expense | $7,089,000 | 2,629 |
| Salaries and employee benefits | $3,277,000 | 2,942 |
| Premises and equipment expense | $819,000 | 2,685 |
| Additional noninterest expense | $2,993,000 | 2,171 |
| Pre-tax net operating income | $-8,260,000 | 7,011 |
| Securities gains (losses) | $105,000 | 2,233 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-8,155,000 | 7,016 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,155,000 | 7,016 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-8,155,000 | 7,016 |
| Net charge-offs | $8,512,000 | 371 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $7,386,000 | 56 |
| Net operating income | $-8,260,000 | 7,007 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 3,096 |
| Total interest expense | $1,421,000 | 2,316 |
| Net interest income | $4,739,000 | 3,293 |
| Provision for loan and lease losses | $5,835,000 | 355 |
| Total noninterest income | $126,000 | 5,947 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $233,000 | 3,454 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-107,000 | 6,925 |
| Total noninterest expense | $5,292,000 | 2,651 |
| Salaries and employee benefits | $2,428,000 | 2,989 |
| Premises and equipment expense | $602,000 | 2,767 |
| Additional noninterest expense | $2,262,000 | 2,149 |
| Pre-tax net operating income | $-6,262,000 | 7,108 |
| Securities gains (losses) | $105,000 | 1,935 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-6,157,000 | 7,115 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-6,157,000 | 7,115 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-6,157,000 | 7,115 |
| Net charge-offs | $7,284,000 | 334 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $4,960,000 | 57 |
| Net operating income | $-6,262,000 | 7,104 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 3,110 |
| Total interest expense | $989,000 | 2,302 |
| Net interest income | $3,135,000 | 3,323 |
| Provision for loan and lease losses | $3,300,000 | 420 |
| Total noninterest income | $198,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $157,000 | 3,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 5,633 |
| Total noninterest expense | $3,632,000 | 2,600 |
| Salaries and employee benefits | $1,617,000 | 2,994 |
| Premises and equipment expense | $402,000 | 2,763 |
| Additional noninterest expense | $1,613,000 | 2,025 |
| Pre-tax net operating income | $-3,599,000 | 7,155 |
| Securities gains (losses) | $105,000 | 1,561 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-3,494,000 | 7,159 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,494,000 | 7,159 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,494,000 | 7,159 |
| Net charge-offs | $5,412,000 | 320 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 79 |
| Net operating income | $-3,599,000 | 7,157 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 3,051 |
| Total interest expense | $528,000 | 2,264 |
| Net interest income | $1,603,000 | 3,270 |
| Provision for loan and lease losses | $1,700,000 | 416 |
| Total noninterest income | $178,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $74,000 | 3,530 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 3,646 |
| Total noninterest expense | $1,628,000 | 2,851 |
| Salaries and employee benefits | $837,000 | 2,928 |
| Premises and equipment expense | $193,000 | 2,858 |
| Additional noninterest expense | $598,000 | 2,672 |
| Pre-tax net operating income | $-1,547,000 | 7,214 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,547,000 | 7,226 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,547,000 | 7,226 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,547,000 | 7,226 |
| Net charge-offs | $2,219,000 | 375 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,547,000 | 7,216 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,812,000 | 2,796 |
| Total interest expense | $2,579,000 | 2,236 |
| Net interest income | $7,233,000 | 2,981 |
| Provision for loan and lease losses | $7,620,000 | 536 |
| Total noninterest income | $517,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $358,000 | 3,246 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $159,000 | 4,785 |
| Total noninterest expense | $8,881,000 | 2,148 |
| Salaries and employee benefits | $3,635,000 | 2,654 |
| Premises and equipment expense | $846,000 | 2,791 |
| Additional noninterest expense | $4,400,000 | 1,552 |
| Pre-tax net operating income | $-8,751,000 | 7,187 |
| Securities gains (losses) | $110,000 | 1,985 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-8,641,000 | 7,186 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,641,000 | 7,186 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-8,641,000 | 7,186 |
| Net charge-offs | $5,575,000 | 733 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $8,040,000 | 82 |
| Net operating income | $-8,751,000 | 7,182 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,600,000 | 2,755 |
| Total interest expense | $1,954,000 | 2,312 |
| Net interest income | $5,646,000 | 2,896 |
| Provision for loan and lease losses | $3,410,000 | 842 |
| Total noninterest income | $526,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $266,000 | 3,270 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $260,000 | 3,681 |
| Total noninterest expense | $6,502,000 | 2,206 |
| Salaries and employee benefits | $2,564,000 | 2,797 |
| Premises and equipment expense | $624,000 | 2,845 |
| Additional noninterest expense | $3,314,000 | 1,541 |
| Pre-tax net operating income | $-3,740,000 | 7,162 |
| Securities gains (losses) | $110,000 | 1,701 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-3,630,000 | 7,198 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,630,000 | 7,195 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,630,000 | 7,198 |
| Net charge-offs | $3,671,000 | 804 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 168 |
| Net operating income | $-3,740,000 | 7,188 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,231,000 | 2,706 |
| Total interest expense | $1,316,000 | 2,380 |
| Net interest income | $3,915,000 | 2,798 |
| Provision for loan and lease losses | $2,553,000 | 769 |
| Total noninterest income | $349,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $174,000 | 3,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 3,705 |
| Total noninterest expense | $3,547,000 | 2,662 |
| Salaries and employee benefits | $1,687,000 | 2,847 |
| Premises and equipment expense | $408,000 | 2,922 |
| Additional noninterest expense | $1,452,000 | 2,305 |
| Pre-tax net operating income | $-1,836,000 | 7,151 |
| Securities gains (losses) | $110,000 | 1,077 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,726,000 | 7,179 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,726,000 | 7,180 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,726,000 | 7,180 |
| Net charge-offs | $1,878,000 | 968 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 94 |
| Net operating income | $-1,836,000 | 7,182 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 2,708 |
| Total interest expense | $676,000 | 2,389 |
| Net interest income | $1,952,000 | 2,788 |
| Provision for loan and lease losses | $863,000 | 965 |
| Total noninterest income | $184,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $87,000 | 3,269 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,622 |
| Total noninterest expense | $1,625,000 | 2,891 |
| Salaries and employee benefits | $801,000 | 2,996 |
| Premises and equipment expense | $204,000 | 2,935 |
| Additional noninterest expense | $620,000 | 2,656 |
| Pre-tax net operating income | $-352,000 | 6,991 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-352,000 | 7,039 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-352,000 | 7,039 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-352,000 | 7,039 |
| Net charge-offs | $554,000 | 1,257 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 50 |
| Net operating income | $-352,000 | 7,025 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,073,000 | 2,479 |
| Total interest expense | $3,931,000 | 2,028 |
| Net interest income | $8,142,000 | 2,676 |
| Provision for loan and lease losses | $6,310,000 | 953 |
| Total noninterest income | $752,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $434,000 | 2,920 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $318,000 | 3,864 |
| Total noninterest expense | $6,262,000 | 3,007 |
| Salaries and employee benefits | $3,078,000 | 3,038 |
| Premises and equipment expense | $745,000 | 3,139 |
| Additional noninterest expense | $2,439,000 | 2,742 |
| Pre-tax net operating income | $-3,678,000 | 7,002 |
| Securities gains (losses) | $644,000 | 717 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,034,000 | 6,999 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,034,000 | 6,999 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,034,000 | 7,000 |
| Net charge-offs | $5,801,000 | 901 |
| Cash dividends | $62,000 | 3,893 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 169 |
| Net operating income | $-3,678,000 | 7,052 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,215,000 | 2,503 |
| Total interest expense | $3,126,000 | 2,001 |
| Net interest income | $6,089,000 | 2,714 |
| Provision for loan and lease losses | $3,431,000 | 1,160 |
| Total noninterest income | $568,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $330,000 | 2,962 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $238,000 | 3,909 |
| Total noninterest expense | $4,604,000 | 3,056 |
| Salaries and employee benefits | $2,432,000 | 2,921 |
| Premises and equipment expense | $556,000 | 3,201 |
| Additional noninterest expense | $1,616,000 | 3,007 |
| Pre-tax net operating income | $-1,378,000 | 6,904 |
| Securities gains (losses) | $633,000 | 607 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-745,000 | 6,799 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-745,000 | 6,798 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-745,000 | 6,799 |
| Net charge-offs | $2,445,000 | 1,327 |
| Cash dividends | $62,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 130 |
| Net operating income | $-1,378,000 | 6,974 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,215,000 | 2,501 |
| Total interest expense | $2,173,000 | 2,000 |
| Net interest income | $4,042,000 | 2,727 |
| Provision for loan and lease losses | $1,391,000 | 1,600 |
| Total noninterest income | $370,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $212,000 | 3,049 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $158,000 | 3,895 |
| Total noninterest expense | $3,119,000 | 3,013 |
| Salaries and employee benefits | $1,642,000 | 2,905 |
| Premises and equipment expense | $372,000 | 3,214 |
| Additional noninterest expense | $1,105,000 | 2,931 |
| Pre-tax net operating income | $-98,000 | 6,275 |
| Securities gains (losses) | $161,000 | 1,083 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $63,000 | 5,798 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $63,000 | 5,800 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $63,000 | 5,799 |
| Net charge-offs | $2,002,000 | 1,121 |
| Cash dividends | $51,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $564,000 | 255 |
| Net operating income | $-98,000 | 6,334 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 2,559 |
| Total interest expense | $1,121,000 | 2,043 |
| Net interest income | $1,988,000 | 2,802 |
| Provision for loan and lease losses | $681,000 | 1,507 |
| Total noninterest income | $181,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $107,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 4,036 |
| Total noninterest expense | $1,456,000 | 3,226 |
| Salaries and employee benefits | $827,000 | 2,932 |
| Premises and equipment expense | $183,000 | 3,357 |
| Additional noninterest expense | $446,000 | 3,484 |
| Pre-tax net operating income | $32,000 | 5,895 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $33,000 | 5,944 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $33,000 | 5,946 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $33,000 | 5,944 |
| Net charge-offs | $1,465,000 | 802 |
| Cash dividends | $41,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $32,000 | 5,850 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,935,000 | 2,561 |
| Total interest expense | $5,282,000 | 2,151 |
| Net interest income | $7,653,000 | 2,835 |
| Provision for loan and lease losses | $3,851,000 | 1,690 |
| Total noninterest income | $807,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $527,000 | 2,781 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $280,000 | 4,073 |
| Total noninterest expense | $5,777,000 | 3,272 |
| Salaries and employee benefits | $2,999,000 | 3,176 |
| Premises and equipment expense | $764,000 | 3,249 |
| Additional noninterest expense | $2,014,000 | 3,295 |
| Pre-tax net operating income | $-1,168,000 | 6,317 |
| Securities gains (losses) | $573,000 | 798 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-595,000 | 6,134 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-595,000 | 6,134 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-595,000 | 6,134 |
| Net charge-offs | $1,947,000 | 2,066 |
| Cash dividends | $275,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 430 |
| Net operating income | $-1,168,000 | 6,432 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,755,000 | 2,594 |
| Total interest expense | $4,135,000 | 2,157 |
| Net interest income | $5,620,000 | 2,886 |
| Provision for loan and lease losses | $2,253,000 | 1,768 |
| Total noninterest income | $585,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $394,000 | 2,796 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $191,000 | 4,355 |
| Total noninterest expense | $4,082,000 | 3,443 |
| Salaries and employee benefits | $2,263,000 | 3,185 |
| Premises and equipment expense | $569,000 | 3,313 |
| Additional noninterest expense | $1,250,000 | 3,769 |
| Pre-tax net operating income | $-130,000 | 5,927 |
| Securities gains (losses) | $573,000 | 629 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $443,000 | 3,890 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $443,000 | 3,887 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $443,000 | 3,889 |
| Net charge-offs | $1,528,000 | 1,751 |
| Cash dividends | $221,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 353 |
| Net operating income | $-130,000 | 5,995 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,432,000 | 2,647 |
| Total interest expense | $2,862,000 | 2,178 |
| Net interest income | $3,570,000 | 2,996 |
| Provision for loan and lease losses | $1,236,000 | 1,831 |
| Total noninterest income | $383,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $258,000 | 2,795 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $125,000 | 4,425 |
| Total noninterest expense | $2,744,000 | 3,462 |
| Salaries and employee benefits | $1,516,000 | 3,205 |
| Premises and equipment expense | $377,000 | 3,341 |
| Additional noninterest expense | $851,000 | 3,709 |
| Pre-tax net operating income | $-27,000 | 5,904 |
| Securities gains (losses) | $351,000 | 666 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $324,000 | 3,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $324,000 | 3,837 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $324,000 | 3,837 |
| Net charge-offs | $83,000 | 4,443 |
| Cash dividends | $162,000 | 2,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-27,000 | 5,935 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 2,708 |
| Total interest expense | $1,478,000 | 2,203 |
| Net interest income | $1,703,000 | 3,110 |
| Provision for loan and lease losses | $455,000 | 1,868 |
| Total noninterest income | $195,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $131,000 | 2,726 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $1,263,000 | 3,623 |
| Salaries and employee benefits | $724,000 | 3,372 |
| Premises and equipment expense | $180,000 | 3,497 |
| Additional noninterest expense | $359,000 | 3,882 |
| Pre-tax net operating income | $180,000 | 4,213 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $180,000 | 4,042 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $180,000 | 4,045 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $180,000 | 4,045 |
| Net charge-offs | $23,000 | 4,220 |
| Cash dividends | $90,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $180,000 | 3,892 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,562,000 | 2,724 |
| Total interest expense | $6,157,000 | 2,459 |
| Net interest income | $7,405,000 | 2,893 |
| Provision for loan and lease losses | $1,188,000 | 2,469 |
| Total noninterest income | $975,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $634,000 | 2,545 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $341,000 | 3,874 |
| Total noninterest expense | $5,161,000 | 3,472 |
| Salaries and employee benefits | $3,008,000 | 3,243 |
| Premises and equipment expense | $872,000 | 2,954 |
| Additional noninterest expense | $1,281,000 | 4,070 |
| Pre-tax net operating income | $2,031,000 | 2,420 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,031,000 | 1,961 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,031,000 | 1,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,027,000 | 1,929 |
| Cash dividends | $1,016,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 1,165 |
| Net operating income | $2,031,000 | 2,084 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,190,000 | 2,778 |
| Total interest expense | $4,596,000 | 2,565 |
| Net interest income | $5,594,000 | 2,909 |
| Provision for loan and lease losses | $600,000 | 2,479 |
| Total noninterest income | $696,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $482,000 | 2,528 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $214,000 | 4,294 |
| Total noninterest expense | $3,952,000 | 3,413 |
| Salaries and employee benefits | $2,364,000 | 3,141 |
| Premises and equipment expense | $659,000 | 2,950 |
| Additional noninterest expense | $929,000 | 4,101 |
| Pre-tax net operating income | $1,738,000 | 2,541 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,738,000 | 2,025 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,738,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $854,000 | 1,437 |
| Cash dividends | $870,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 986 |
| Net operating income | $1,738,000 | 2,125 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,838,000 | 2,788 |
| Total interest expense | $3,108,000 | 2,626 |
| Net interest income | $3,730,000 | 2,891 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $461,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $316,000 | 2,534 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $145,000 | 4,373 |
| Total noninterest expense | $2,637,000 | 3,418 |
| Salaries and employee benefits | $1,562,000 | 3,216 |
| Premises and equipment expense | $450,000 | 2,906 |
| Additional noninterest expense | $625,000 | 4,050 |
| Pre-tax net operating income | $1,254,000 | 2,517 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,254,000 | 2,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,254,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $627,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 817 |
| Net operating income | $1,254,000 | 2,055 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 2,835 |
| Total interest expense | $1,628,000 | 2,675 |
| Net interest income | $1,814,000 | 2,960 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $228,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $161,000 | 2,467 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,495 |
| Total noninterest expense | $1,309,000 | 3,457 |
| Salaries and employee benefits | $766,000 | 3,285 |
| Premises and equipment expense | $222,000 | 2,948 |
| Additional noninterest expense | $321,000 | 3,913 |
| Pre-tax net operating income | $583,000 | 2,771 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $583,000 | 2,363 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $583,000 | 2,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $291,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 514 |
| Net operating income | $583,000 | 2,297 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,129,000 | 2,836 |
| Total interest expense | $6,531,000 | 2,797 |
| Net interest income | $7,598,000 | 2,872 |
| Provision for loan and lease losses | $140,000 | 4,423 |
| Total noninterest income | $1,009,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $649,000 | 2,522 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $360,000 | 3,939 |
| Total noninterest expense | $5,078,000 | 3,402 |
| Salaries and employee benefits | $3,032,000 | 3,203 |
| Premises and equipment expense | $798,000 | 3,087 |
| Additional noninterest expense | $1,248,000 | 3,962 |
| Pre-tax net operating income | $3,389,000 | 2,246 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,389,000 | 1,842 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,389,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $1,694,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 984 |
| Net operating income | $3,389,000 | 1,830 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,554,000 | 2,852 |
| Total interest expense | $4,868,000 | 2,808 |
| Net interest income | $5,686,000 | 2,877 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $767,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $474,000 | 2,559 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $293,000 | 3,781 |
| Total noninterest expense | $3,860,000 | 3,341 |
| Salaries and employee benefits | $2,363,000 | 3,079 |
| Premises and equipment expense | $569,000 | 3,208 |
| Additional noninterest expense | $928,000 | 3,924 |
| Pre-tax net operating income | $2,593,000 | 2,369 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,593,000 | 1,944 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,593,000 | 1,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $1,296,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,593,000 | 1,934 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,970,000 | 2,890 |
| Total interest expense | $3,191,000 | 2,845 |
| Net interest income | $3,779,000 | 2,907 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $484,000 | 3,627 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $312,000 | 2,574 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $172,000 | 4,078 |
| Total noninterest expense | $2,519,000 | 3,420 |
| Salaries and employee benefits | $1,562,000 | 3,132 |
| Premises and equipment expense | $354,000 | 3,407 |
| Additional noninterest expense | $603,000 | 3,999 |
| Pre-tax net operating income | $1,744,000 | 2,403 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,744,000 | 1,972 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,744,000 | 1,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $872,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,744,000 | 1,954 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 2,920 |
| Total interest expense | $1,579,000 | 2,859 |
| Net interest income | $1,846,000 | 2,973 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $230,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $150,000 | 2,602 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $80,000 | 4,208 |
| Total noninterest expense | $1,231,000 | 3,495 |
| Salaries and employee benefits | $754,000 | 3,251 |
| Premises and equipment expense | $180,000 | 3,387 |
| Additional noninterest expense | $297,000 | 4,008 |
| Pre-tax net operating income | $845,000 | 2,471 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $845,000 | 1,966 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $845,000 | 1,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $422,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $845,000 | 1,957 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,209,000 | 2,845 |
| Total interest expense | $5,461,000 | 2,811 |
| Net interest income | $7,748,000 | 2,835 |
| Provision for loan and lease losses | $64,000 | 5,268 |
| Total noninterest income | $967,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $675,000 | 2,450 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $292,000 | 4,350 |
| Total noninterest expense | $5,071,000 | 3,316 |
| Salaries and employee benefits | $2,943,000 | 3,186 |
| Premises and equipment expense | $839,000 | 2,879 |
| Additional noninterest expense | $1,289,000 | 3,723 |
| Pre-tax net operating income | $3,580,000 | 2,444 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $28,000 | 5,792 |
| Income before extraordinary items | $3,552,000 | 1,993 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,552,000 | 1,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,051 |
| Cash dividends | $1,776,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 959 |
| Net operating income | $3,552,000 | 1,978 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,795,000 | 2,855 |
| Total interest expense | $3,933,000 | 2,819 |
| Net interest income | $5,862,000 | 2,830 |
| Provision for loan and lease losses | $64,000 | 4,788 |
| Total noninterest income | $730,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $508,000 | 2,449 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $222,000 | 4,316 |
| Total noninterest expense | $3,767,000 | 3,335 |
| Salaries and employee benefits | $2,161,000 | 3,248 |
| Premises and equipment expense | $656,000 | 2,788 |
| Additional noninterest expense | $950,000 | 3,764 |
| Pre-tax net operating income | $2,761,000 | 2,463 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $21,000 | 5,950 |
| Income before extraordinary items | $2,740,000 | 1,987 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,740,000 | 1,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $1,370,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 867 |
| Net operating income | $2,740,000 | 1,976 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,352,000 | 2,884 |
| Total interest expense | $2,455,000 | 2,859 |
| Net interest income | $3,897,000 | 2,843 |
| Provision for loan and lease losses | $64,000 | 4,005 |
| Total noninterest income | $492,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $331,000 | 2,464 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 4,160 |
| Total noninterest expense | $2,446,000 | 3,401 |
| Salaries and employee benefits | $1,427,000 | 3,272 |
| Premises and equipment expense | $427,000 | 2,831 |
| Additional noninterest expense | $592,000 | 3,956 |
| Pre-tax net operating income | $1,879,000 | 2,430 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $1,865,000 | 1,954 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,865,000 | 1,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $933,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 690 |
| Net operating income | $1,865,000 | 1,938 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 2,920 |
| Total interest expense | $1,134,000 | 2,941 |
| Net interest income | $1,926,000 | 2,875 |
| Provision for loan and lease losses | $46,000 | 3,241 |
| Total noninterest income | $246,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $162,000 | 2,421 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,044 |
| Total noninterest expense | $1,192,000 | 3,493 |
| Salaries and employee benefits | $707,000 | 3,303 |
| Premises and equipment expense | $213,000 | 2,850 |
| Additional noninterest expense | $272,000 | 4,215 |
| Pre-tax net operating income | $934,000 | 2,402 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $927,000 | 1,921 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $927,000 | 1,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $463,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 451 |
| Net operating income | $927,000 | 1,898 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,250,000 | 3,089 |
| Total interest expense | $3,372,000 | 3,034 |
| Net interest income | $6,878,000 | 3,081 |
| Provision for loan and lease losses | $319,000 | 2,708 |
| Total noninterest income | $1,008,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $696,000 | 2,361 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $312,000 | 4,253 |
| Total noninterest expense | $4,482,000 | 3,552 |
| Salaries and employee benefits | $2,601,000 | 3,370 |
| Premises and equipment expense | $773,000 | 2,984 |
| Additional noninterest expense | $1,108,000 | 4,094 |
| Pre-tax net operating income | $3,085,000 | 2,691 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $22,000 | 6,289 |
| Income before extraordinary items | $3,063,000 | 2,206 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,063,000 | 2,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $1,532,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,063,000 | 2,178 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,351,000 | 3,155 |
| Total interest expense | $2,342,000 | 3,081 |
| Net interest income | $5,009,000 | 3,138 |
| Provision for loan and lease losses | $215,000 | 2,841 |
| Total noninterest income | $753,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $523,000 | 2,351 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $230,000 | 4,283 |
| Total noninterest expense | $3,308,000 | 3,564 |
| Salaries and employee benefits | $1,905,000 | 3,422 |
| Premises and equipment expense | $591,000 | 2,920 |
| Additional noninterest expense | $812,000 | 4,135 |
| Pre-tax net operating income | $2,239,000 | 2,804 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $15,000 | 6,406 |
| Income before extraordinary items | $2,224,000 | 2,291 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,224,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,839 |
| Cash dividends | $1,112,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,224,000 | 2,252 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 3,225 |
| Total interest expense | $1,476,000 | 3,085 |
| Net interest income | $3,158,000 | 3,268 |
| Provision for loan and lease losses | $118,000 | 3,147 |
| Total noninterest income | $489,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $333,000 | 2,409 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $156,000 | 4,227 |
| Total noninterest expense | $2,186,000 | 3,567 |
| Salaries and employee benefits | $1,265,000 | 3,403 |
| Premises and equipment expense | $410,000 | 2,780 |
| Additional noninterest expense | $511,000 | 4,300 |
| Pre-tax net operating income | $1,343,000 | 2,996 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,000 | 6,449 |
| Income before extraordinary items | $1,334,000 | 2,426 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,334,000 | 2,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,971 |
| Cash dividends | $667,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,334,000 | 2,397 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 3,298 |
| Total interest expense | $696,000 | 3,134 |
| Net interest income | $1,538,000 | 3,342 |
| Provision for loan and lease losses | $64,000 | 2,777 |
| Total noninterest income | $230,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $163,000 | 2,397 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,538 |
| Total noninterest expense | $1,089,000 | 3,598 |
| Salaries and employee benefits | $632,000 | 3,420 |
| Premises and equipment expense | $203,000 | 2,848 |
| Additional noninterest expense | $254,000 | 4,317 |
| Pre-tax net operating income | $615,000 | 3,169 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $612,000 | 2,567 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $612,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $306,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $612,000 | 2,530 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,924,000 | 3,439 |
| Total interest expense | $2,516,000 | 3,048 |
| Net interest income | $5,408,000 | 3,581 |
| Provision for loan and lease losses | $216,000 | 3,566 |
| Total noninterest income | $878,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $646,000 | 2,544 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $232,000 | 4,792 |
| Total noninterest expense | $4,226,000 | 3,578 |
| Salaries and employee benefits | $2,401,000 | 3,452 |
| Premises and equipment expense | $777,000 | 2,861 |
| Additional noninterest expense | $1,048,000 | 4,177 |
| Pre-tax net operating income | $1,844,000 | 3,732 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,844,000 | 3,128 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,844,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,480 |
| Cash dividends | $948,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $3,028,000 | 283 |
| Net operating income | $1,844,000 | 3,066 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,722,000 | 3,527 |
| Total interest expense | $1,838,000 | 3,050 |
| Net interest income | $3,884,000 | 3,685 |
| Provision for loan and lease losses | $162,000 | 3,396 |
| Total noninterest income | $657,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $483,000 | 2,578 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $174,000 | 4,794 |
| Total noninterest expense | $3,092,000 | 3,619 |
| Salaries and employee benefits | $1,778,000 | 3,469 |
| Premises and equipment expense | $579,000 | 2,879 |
| Additional noninterest expense | $735,000 | 4,358 |
| Pre-tax net operating income | $1,287,000 | 3,983 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,287,000 | 3,370 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,287,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,602 |
| Cash dividends | $672,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $3,028,000 | 203 |
| Net operating income | $1,287,000 | 3,281 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 3,589 |
| Total interest expense | $1,194,000 | 3,102 |
| Net interest income | $2,527,000 | 3,743 |
| Provision for loan and lease losses | $108,000 | 3,351 |
| Total noninterest income | $442,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $327,000 | 2,529 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 4,884 |
| Total noninterest expense | $2,076,000 | 3,630 |
| Salaries and employee benefits | $1,192,000 | 3,470 |
| Premises and equipment expense | $386,000 | 2,870 |
| Additional noninterest expense | $498,000 | 4,324 |
| Pre-tax net operating income | $785,000 | 4,156 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $784,000 | 3,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $784,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,426 |
| Cash dividends | $415,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $784,000 | 3,487 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 3,633 |
| Total interest expense | $585,000 | 3,185 |
| Net interest income | $1,245,000 | 3,775 |
| Provision for loan and lease losses | $44,000 | 3,642 |
| Total noninterest income | $209,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $160,000 | 2,535 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $1,041,000 | 3,642 |
| Salaries and employee benefits | $608,000 | 3,420 |
| Premises and equipment expense | $191,000 | 2,938 |
| Additional noninterest expense | $242,000 | 4,433 |
| Pre-tax net operating income | $378,000 | 4,222 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $378,000 | 3,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $378,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,486 |
| Cash dividends | $201,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $378,000 | 3,537 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,363,000 | 3,665 |
| Total interest expense | $2,589,000 | 3,252 |
| Net interest income | $4,774,000 | 3,815 |
| Provision for loan and lease losses | $389,000 | 2,650 |
| Total noninterest income | $578,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $389,000 | 3,707 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $189,000 | 5,397 |
| Total noninterest expense | $3,991,000 | 3,726 |
| Salaries and employee benefits | $2,205,000 | 3,610 |
| Premises and equipment expense | $825,000 | 2,679 |
| Additional noninterest expense | $961,000 | 4,403 |
| Pre-tax net operating income | $972,000 | 5,249 |
| Securities gains (losses) | $30,000 | 2,926 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,002,000 | 4,647 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,002,000 | 4,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,449 |
| Cash dividends | $512,000 | 3,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $972,000 | 4,555 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,380,000 | 3,793 |
| Total interest expense | $1,990,000 | 3,308 |
| Net interest income | $3,390,000 | 4,011 |
| Provision for loan and lease losses | $278,000 | 2,650 |
| Total noninterest income | $503,000 | 4,731 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $352,000 | 3,268 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 5,322 |
| Total noninterest expense | $3,037,000 | 3,677 |
| Salaries and employee benefits | $1,633,000 | 3,642 |
| Premises and equipment expense | $630,000 | 2,646 |
| Additional noninterest expense | $774,000 | 4,153 |
| Pre-tax net operating income | $578,000 | 5,954 |
| Securities gains (losses) | $30,000 | 2,693 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $608,000 | 5,357 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $608,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,780 |
| Cash dividends | $158,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $578,000 | 5,299 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 3,905 |
| Total interest expense | $1,352,000 | 3,338 |
| Net interest income | $2,144,000 | 4,177 |
| Provision for loan and lease losses | $196,000 | 2,553 |
| Total noninterest income | $312,000 | 4,889 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $225,000 | 3,332 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $87,000 | 5,586 |
| Total noninterest expense | $1,973,000 | 3,738 |
| Salaries and employee benefits | $1,063,000 | 3,727 |
| Premises and equipment expense | $421,000 | 2,645 |
| Additional noninterest expense | $489,000 | 4,321 |
| Pre-tax net operating income | $287,000 | 6,577 |
| Securities gains (losses) | $30,000 | 2,360 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $317,000 | 5,980 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $317,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,426 |
| Cash dividends | $110,000 | 4,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $287,000 | 5,989 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 3,918 |
| Total interest expense | $666,000 | 3,448 |
| Net interest income | $1,087,000 | 4,136 |
| Provision for loan and lease losses | $142,000 | 1,867 |
| Total noninterest income | $170,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $120,000 | 3,077 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $50,000 | 5,268 |
| Total noninterest expense | $936,000 | 3,866 |
| Salaries and employee benefits | $497,000 | 3,921 |
| Premises and equipment expense | $213,000 | 2,615 |
| Additional noninterest expense | $226,000 | 4,556 |
| Pre-tax net operating income | $179,000 | 6,099 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $179,000 | 5,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,890 |
| Cash dividends | $65,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $179,000 | 5,399 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 4,021 |
| Total interest expense | $2,418,000 | 4,215 |
| Net interest income | $4,629,000 | 3,895 |
| Provision for loan and lease losses | $219,000 | 4,181 |
| Total noninterest income | $628,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $442,000 | 3,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $186,000 | 5,172 |
| Total noninterest expense | $3,555,000 | 3,908 |
| Salaries and employee benefits | $1,955,000 | 3,809 |
| Premises and equipment expense | $711,000 | 2,968 |
| Additional noninterest expense | $889,000 | 4,584 |
| Pre-tax net operating income | $1,483,000 | 4,150 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $222,000 | 4,965 |
| Income before extraordinary items | $1,261,000 | 3,950 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,261,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,010 |
| Cash dividends | $762,000 | 2,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,261,000 | 3,851 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,842,000 | 4,504 |
| Total interest expense | $3,073,000 | 4,635 |
| Net interest income | $3,769,000 | 4,323 |
| Provision for loan and lease losses | $97,000 | 5,668 |
| Total noninterest income | $538,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $383,000 | 3,522 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $155,000 | 5,478 |
| Total noninterest expense | $3,225,000 | 4,103 |
| Salaries and employee benefits | $1,715,000 | 4,071 |
| Premises and equipment expense | $551,000 | 3,607 |
| Additional noninterest expense | $959,000 | 4,205 |
| Pre-tax net operating income | $985,000 | 4,935 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $349,000 | 3,990 |
| Income before extraordinary items | $636,000 | 5,468 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $636,000 | 5,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,560 |
| Cash dividends | $152,000 | 5,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $636,000 | 5,348 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,116,000 | 5,010 |
| Total interest expense | $2,469,000 | 5,597 |
| Net interest income | $3,647,000 | 4,475 |
| Provision for loan and lease losses | $175,000 | 4,079 |
| Total noninterest income | $569,000 | 4,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 2,991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 5,915 |
| Total noninterest expense | $2,706,000 | 4,588 |
| Salaries and employee benefits | $1,499,000 | 4,365 |
| Premises and equipment expense | $406,000 | 4,463 |
| Additional noninterest expense | $801,000 | 4,747 |
| Pre-tax net operating income | $1,335,000 | 4,421 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $495,000 | 3,506 |
| Income before extraordinary items | $836,000 | 4,923 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $836,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $128,000 | 5,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $838,560 | 4,910 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,037,000 | 5,548 |
| Total interest expense | $1,731,000 | 6,492 |
| Net interest income | $3,306,000 | 4,826 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $666,000 | 4,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $554,000 | 2,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,354 |
| Total noninterest expense | $2,656,000 | 4,650 |
| Salaries and employee benefits | $1,464,000 | 4,422 |
| Premises and equipment expense | $390,000 | 4,632 |
| Additional noninterest expense | $802,000 | 4,777 |
| Pre-tax net operating income | $1,166,000 | 4,850 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $414,000 | 4,069 |
| Income before extraordinary items | $752,000 | 5,265 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $752,000 | 5,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $110,000 | 5,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $752,000 | 5,235 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 6,202 |
| Total interest expense | $1,585,000 | 7,008 |
| Net interest income | $2,747,000 | 5,486 |
| Provision for loan and lease losses | $145,000 | 4,249 |
| Total noninterest income | $656,000 | 4,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $545,000 | 2,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,381 |
| Total noninterest expense | $2,552,000 | 4,700 |
| Salaries and employee benefits | $1,384,000 | 4,532 |
| Premises and equipment expense | $376,000 | 4,640 |
| Additional noninterest expense | $792,000 | 4,712 |
| Pre-tax net operating income | $706,000 | 6,455 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $243,000 | 5,712 |
| Income before extraordinary items | $463,000 | 6,831 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $463,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,732 |
| Cash dividends | $96,000 | 6,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $463,000 | 6,728 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,971,000 | 6,687 |
| Total interest expense | $1,360,000 | 7,691 |
| Net interest income | $2,611,000 | 5,878 |
| Provision for loan and lease losses | $110,000 | 4,963 |
| Total noninterest income | $646,000 | 4,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $525,000 | 2,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,255 |
| Total noninterest expense | $2,349,000 | 5,024 |
| Salaries and employee benefits | $1,292,000 | 4,804 |
| Premises and equipment expense | $357,000 | 4,821 |
| Additional noninterest expense | $700,000 | 5,222 |
| Pre-tax net operating income | $798,000 | 6,554 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $286,000 | 5,856 |
| Income before extraordinary items | $512,000 | 6,896 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $512,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,938 |
| Cash dividends | $88,000 | 6,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $512,000 | 6,836 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 7,071 |
| Total interest expense | $1,220,000 | 8,318 |
| Net interest income | $2,565,000 | 6,086 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $646,000 | 4,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $550,000 | 2,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,256 |
| Total noninterest expense | $2,114,000 | 5,712 |
| Salaries and employee benefits | $1,145,000 | 5,418 |
| Premises and equipment expense | $391,000 | 4,619 |
| Additional noninterest expense | $578,000 | 6,495 |
| Pre-tax net operating income | $1,037,000 | 5,606 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $357,000 | 5,258 |
| Income before extraordinary items | $680,000 | 5,847 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $680,000 | 5,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,872 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $680,000 | 5,792 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 7,337 |
| Total interest expense | $1,067,000 | 9,011 |
| Net interest income | $2,607,000 | 6,114 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $665,000 | 4,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,354 |
| Total noninterest expense | $2,173,000 | 5,615 |
| Salaries and employee benefits | $1,120,000 | 5,530 |
| Premises and equipment expense | $372,000 | 4,814 |
| Additional noninterest expense | $681,000 | 5,988 |
| Pre-tax net operating income | $1,075,000 | 5,695 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $373,000 | 5,189 |
| Income before extraordinary items | $702,000 | 5,980 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $702,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,961 |
| Cash dividends | $64,000 | 7,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $702,000 | 5,963 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 7,659 |
| Total interest expense | $907,000 | 9,103 |
| Net interest income | $2,366,000 | 6,724 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $635,000 | 4,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $560,000 | 2,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,448 |
| Total noninterest expense | $2,899,000 | 4,545 |
| Salaries and employee benefits | $1,078,000 | 5,735 |
| Premises and equipment expense | $336,000 | 5,232 |
| Additional noninterest expense | $1,485,000 | 3,327 |
| Pre-tax net operating income | $62,000 | 11,845 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $11,000 | 11,350 |
| Income before extraordinary items | $54,000 | 11,776 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $54,000 | 11,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $51,510 | 11,830 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,569,000 | 7,438 |
| Total interest expense | $964,000 | 9,269 |
| Net interest income | $2,605,000 | 6,342 |
| Provision for loan and lease losses | $218,000 | 3,731 |
| Total noninterest income | $712,000 | 4,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $631,000 | 2,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $2,372,000 | 5,517 |
| Salaries and employee benefits | $1,201,000 | 5,240 |
| Premises and equipment expense | $377,000 | 4,947 |
| Additional noninterest expense | $794,000 | 5,960 |
| Pre-tax net operating income | $727,000 | 7,221 |
| Securities gains (losses) | $224,000 | 1,564 |
| Applicable income taxes | $440,000 | 4,667 |
| Income before extraordinary items | $511,000 | 7,452 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $511,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,463 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $367,640 | 8,502 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,221,000 | 7,212 |
| Total interest expense | $1,655,000 | 8,031 |
| Net interest income | $2,566,000 | 6,469 |
| Provision for loan and lease losses | $630,000 | 2,547 |
| Total noninterest income | $685,000 | 4,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $592,000 | 2,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,327 |
| Total noninterest expense | $3,994,000 | 3,507 |
| Salaries and employee benefits | $1,057,000 | 5,757 |
| Premises and equipment expense | $367,000 | 5,151 |
| Additional noninterest expense | $2,570,000 | 2,269 |
| Pre-tax net operating income | $-1,373,000 | 13,554 |
| Securities gains (losses) | $418,000 | 1,244 |
| Applicable income taxes | $-362,000 | 13,724 |
| Income before extraordinary items | $-593,000 | 13,413 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-593,000 | 13,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 2,873 |
| Cash dividends | $20,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-860,520 | 13,431 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.