Home > Columbia Bank > Income and Expense
Columbia Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $14,974,000 | 2,179 |
Total interest expense | $8,747,000 | 1,703 |
Net interest income | $6,227,000 | 2,823 |
Provision for loan and lease losses | $197,000 | 3,601 |
Total noninterest income | $1,052,000 | 2,979 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $730,000 | 1,820 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $322,000 | 3,858 |
Total noninterest expense | $5,338,000 | 2,539 |
Salaries and employee benefits | $2,833,000 | 2,478 |
Premises and equipment expense | $811,000 | 2,502 |
Additional noninterest expense | $1,694,000 | 2,550 |
Pre-tax net operating income | $1,744,000 | 3,703 |
Securities gains (losses) | $6,000 | 2,044 |
Applicable income taxes | $472,000 | 3,751 |
Income before extraordinary items | $1,278,000 | 3,682 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,278,000 | 3,683 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $348,000 | 1,621 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $-583,000 | 10,158 |
Net operating income | $1,273,620 | 3,652 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $7,838,000 | 4,019 |
Total interest expense | $4,878,000 | 3,070 |
Net interest income | $2,960,000 | 5,174 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $417,000 | 5,478 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $256,000 | 4,409 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $161,000 | 5,497 |
Total noninterest expense | $2,753,000 | 4,434 |
Salaries and employee benefits | $1,302,000 | 4,753 |
Premises and equipment expense | $606,000 | 3,136 |
Additional noninterest expense | $845,000 | 4,495 |
Pre-tax net operating income | $624,000 | 6,794 |
Securities gains (losses) | $170,000 | 993 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $794,000 | 5,210 |
Extraordinary gains, net | $0 | 32 |
Net income | $794,000 | 5,210 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 9,689 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $624,000 | 5,845 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $7,475,000 | 4,249 |
Total interest expense | $4,594,000 | 3,228 |
Net interest income | $2,881,000 | 5,473 |
Provision for loan and lease losses | $6,000 | 8,580 |
Total noninterest income | $331,000 | 6,329 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $197,000 | 5,379 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $134,000 | 5,994 |
Total noninterest expense | $2,624,000 | 4,588 |
Salaries and employee benefits | $1,216,000 | 5,032 |
Premises and equipment expense | $570,000 | 3,308 |
Additional noninterest expense | $838,000 | 4,571 |
Pre-tax net operating income | $582,000 | 7,506 |
Securities gains (losses) | $-75,000 | 10,723 |
Applicable income taxes | $0 | 10,065 |
Income before extraordinary items | $507,000 | 6,921 |
Extraordinary gains, net | $0 | 44 |
Net income | $507,000 | 6,924 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 7,963 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $582,000 | 6,410 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $7,049,000 | 4,548 |
Total interest expense | $4,415,000 | 3,377 |
Net interest income | $2,634,000 | 5,987 |
Provision for loan and lease losses | $320,000 | 2,449 |
Total noninterest income | $705,000 | 4,094 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $200,000 | 5,563 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $505,000 | 2,898 |
Total noninterest expense | $2,204,000 | 5,535 |
Salaries and employee benefits | $973,000 | 6,114 |
Premises and equipment expense | $475,000 | 3,931 |
Additional noninterest expense | $756,000 | 5,426 |
Pre-tax net operating income | $815,000 | 6,450 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $0 | 10,572 |
Income before extraordinary items | $815,000 | 5,238 |
Extraordinary gains, net | $0 | 53 |
Net income | $815,000 | 5,238 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $129,000 | 3,458 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $2,001,000 | 294 |
Net operating income | $815,000 | 5,171 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,652,000 | 6,289 |
Total interest expense | $2,809,000 | 5,049 |
Net interest income | $1,843,000 | 7,664 |
Provision for loan and lease losses | $40,000 | 6,618 |
Total noninterest income | $428,000 | 5,722 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $222,000 | 5,309 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $206,000 | 5,048 |
Total noninterest expense | $1,878,000 | 6,284 |
Salaries and employee benefits | $792,000 | 7,144 |
Premises and equipment expense | $445,000 | 4,148 |
Additional noninterest expense | $641,000 | 6,251 |
Pre-tax net operating income | $353,000 | 9,368 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $0 | 11,151 |
Income before extraordinary items | $353,000 | 8,453 |
Extraordinary gains, net | $0 | 65 |
Net income | $353,000 | 8,454 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-38,000 | 11,339 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $3,000,000 | 164 |
Net operating income | $353,000 | 8,434 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,944,000 | 8,147 |
Total interest expense | $1,495,000 | 6,908 |
Net interest income | $1,449,000 | 9,012 |
Provision for loan and lease losses | $55,000 | 5,922 |
Total noninterest income | $359,000 | 6,566 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $218,000 | 5,548 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $141,000 | 6,387 |
Total noninterest expense | $1,670,000 | 7,073 |
Salaries and employee benefits | $741,000 | 7,596 |
Premises and equipment expense | $429,000 | 4,328 |
Additional noninterest expense | $500,000 | 7,854 |
Pre-tax net operating income | $83,000 | 11,733 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $83,000 | 11,534 |
Extraordinary gains, net | $0 | 249 |
Net income | $83,000 | 11,541 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $146,000 | 3,018 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $1,504,000 | 350 |
Net operating income | $83,000 | 11,583 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,678,000 | 8,861 |
Total interest expense | $1,292,000 | 7,915 |
Net interest income | $1,385,000 | 9,463 |
Provision for loan and lease losses | $25,000 | 8,682 |
Total noninterest income | $262,000 | 8,182 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $192,000 | 6,118 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $70,000 | 9,084 |
Total noninterest expense | $1,714,000 | 7,152 |
Salaries and employee benefits | $747,000 | 7,660 |
Premises and equipment expense | $406,000 | 4,660 |
Additional noninterest expense | $561,000 | 7,675 |
Pre-tax net operating income | $-92,000 | 12,580 |
Securities gains (losses) | $103,000 | 2,469 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $11,000 | 12,472 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $11,000 | 12,495 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $421,000 | 1,993 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-92,000 | 12,553 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,442,000 | 8,272 |
Total interest expense | $1,888,000 | 7,384 |
Net interest income | $1,554,000 | 9,097 |
Provision for loan and lease losses | $429,000 | 3,311 |
Total noninterest income | $353,000 | 7,075 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $216,000 | 5,697 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $137,000 | 6,960 |
Total noninterest expense | $2,159,000 | 6,011 |
Salaries and employee benefits | $788,000 | 7,337 |
Premises and equipment expense | $449,000 | 4,363 |
Additional noninterest expense | $922,000 | 5,410 |
Pre-tax net operating income | $-681,000 | 13,389 |
Securities gains (losses) | $122,000 | 2,695 |
Applicable income taxes | $0 | 12,680 |
Income before extraordinary items | $-559,000 | 13,403 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $-559,000 | 13,402 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $212,000 | 4,061 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-681,000 | 13,367 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.