Home > Colorado State Bank and Trust, N. A. > Income and Expense
Colorado State Bank and Trust, N. A., Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $35,496,000 | 855 |
| Total interest expense | $12,523,000 | 632 |
| Net interest income | $22,973,000 | 961 |
| Provision for loan and lease losses | $3,331,000 | 1,509 |
| Total noninterest income | $16,813,000 | 446 |
| Gross Fiduciary activities income | $9,947,000 | 91 |
| Service charges on deposit accounts | $2,354,000 | 632 |
| Trading account gains and fees | $-4,000 | 7,583 |
| Additional Noninterest Income | $4,516,000 | 797 |
| Total noninterest expense | $35,764,000 | 578 |
| Salaries and employee benefits | $16,785,000 | 570 |
| Premises and equipment expense | $5,897,000 | 443 |
| Additional noninterest expense | $13,082,000 | 581 |
| Pre-tax net operating income | $691,000 | 3,932 |
| Securities gains (losses) | $-724,000 | 7,474 |
| Applicable income taxes | $-824,000 | 7,277 |
| Income before extraordinary items | $791,000 | 3,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $791,000 | 3,625 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $791,000 | 3,628 |
| Net charge-offs | $1,975,000 | 1,878 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 609 |
| Net operating income | $1,254,360 | 2,726 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $27,538,000 | 830 |
| Total interest expense | $9,606,000 | 646 |
| Net interest income | $17,932,000 | 930 |
| Provision for loan and lease losses | $4,018,000 | 1,039 |
| Total noninterest income | $11,754,000 | 459 |
| Gross Fiduciary activities income | $7,508,000 | 90 |
| Service charges on deposit accounts | $1,803,000 | 631 |
| Trading account gains and fees | $17,000 | 143 |
| Additional Noninterest Income | $2,426,000 | 967 |
| Total noninterest expense | $26,319,000 | 571 |
| Salaries and employee benefits | $12,440,000 | 564 |
| Premises and equipment expense | $4,008,000 | 481 |
| Additional noninterest expense | $9,871,000 | 557 |
| Pre-tax net operating income | $-651,000 | 6,626 |
| Securities gains (losses) | $798,000 | 501 |
| Applicable income taxes | $149,000 | 2,804 |
| Income before extraordinary items | $-2,000 | 6,133 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,000 | 6,134 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,000 | 6,134 |
| Net charge-offs | $1,862,000 | 1,572 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 567 |
| Net operating income | $-512,720 | 6,611 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $19,184,000 | 805 |
| Total interest expense | $6,529,000 | 653 |
| Net interest income | $12,655,000 | 871 |
| Provision for loan and lease losses | $2,322,000 | 1,147 |
| Total noninterest income | $8,756,000 | 410 |
| Gross Fiduciary activities income | $5,212,000 | 90 |
| Service charges on deposit accounts | $1,240,000 | 613 |
| Trading account gains and fees | $10,000 | 136 |
| Additional Noninterest Income | $2,294,000 | 718 |
| Total noninterest expense | $17,849,000 | 567 |
| Salaries and employee benefits | $8,281,000 | 564 |
| Premises and equipment expense | $2,719,000 | 476 |
| Additional noninterest expense | $6,849,000 | 540 |
| Pre-tax net operating income | $1,240,000 | 2,015 |
| Securities gains (losses) | $1,302,000 | 203 |
| Applicable income taxes | $966,000 | 739 |
| Income before extraordinary items | $1,576,000 | 1,400 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,576,000 | 1,400 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,576,000 | 1,401 |
| Net charge-offs | $1,363,000 | 1,454 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 484 |
| Net operating income | $742,720 | 2,545 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,648,000 | 818 |
| Total interest expense | $3,363,000 | 675 |
| Net interest income | $6,285,000 | 886 |
| Provision for loan and lease losses | $2,050,000 | 740 |
| Total noninterest income | $4,721,000 | 392 |
| Gross Fiduciary activities income | $2,460,000 | 91 |
| Service charges on deposit accounts | $614,000 | 623 |
| Trading account gains and fees | $5,000 | 156 |
| Additional Noninterest Income | $1,642,000 | 553 |
| Total noninterest expense | $8,880,000 | 572 |
| Salaries and employee benefits | $4,148,000 | 579 |
| Premises and equipment expense | $1,429,000 | 472 |
| Additional noninterest expense | $3,303,000 | 555 |
| Pre-tax net operating income | $76,000 | 5,337 |
| Securities gains (losses) | $-355,000 | 7,808 |
| Applicable income taxes | $-106,000 | 7,454 |
| Income before extraordinary items | $-173,000 | 6,890 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-173,000 | 6,891 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-173,000 | 6,890 |
| Net charge-offs | $771,000 | 1,243 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 420 |
| Net operating income | $54,200 | 5,543 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $42,847,000 | 782 |
| Total interest expense | $20,522,000 | 556 |
| Net interest income | $22,325,000 | 972 |
| Provision for loan and lease losses | $5,375,000 | 1,354 |
| Total noninterest income | $15,180,000 | 471 |
| Gross Fiduciary activities income | $9,310,000 | 96 |
| Service charges on deposit accounts | $2,450,000 | 683 |
| Trading account gains and fees | $139,000 | 142 |
| Additional Noninterest Income | $3,281,000 | 983 |
| Total noninterest expense | $40,671,000 | 534 |
| Salaries and employee benefits | $16,351,000 | 576 |
| Premises and equipment expense | $5,529,000 | 483 |
| Additional noninterest expense | $18,791,000 | 458 |
| Pre-tax net operating income | $-8,541,000 | 7,425 |
| Securities gains (losses) | $1,296,000 | 395 |
| Applicable income taxes | $-3,362,000 | 7,650 |
| Income before extraordinary items | $-3,883,000 | 7,142 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,883,000 | 7,141 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,883,000 | 7,140 |
| Net charge-offs | $4,700,000 | 1,201 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 866 |
| Net operating income | $-4,712,440 | 7,251 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $32,657,000 | 783 |
| Total interest expense | $16,827,000 | 534 |
| Net interest income | $15,830,000 | 1,041 |
| Provision for loan and lease losses | $4,296,000 | 1,161 |
| Total noninterest income | $12,494,000 | 444 |
| Gross Fiduciary activities income | $7,057,000 | 95 |
| Service charges on deposit accounts | $1,817,000 | 691 |
| Trading account gains and fees | $73,000 | 156 |
| Additional Noninterest Income | $3,547,000 | 761 |
| Total noninterest expense | $29,958,000 | 538 |
| Salaries and employee benefits | $11,952,000 | 607 |
| Premises and equipment expense | $3,898,000 | 521 |
| Additional noninterest expense | $14,108,000 | 437 |
| Pre-tax net operating income | $-5,930,000 | 7,562 |
| Securities gains (losses) | $3,006,000 | 158 |
| Applicable income taxes | $-1,004,000 | 7,559 |
| Income before extraordinary items | $-1,920,000 | 7,144 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,920,000 | 7,144 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,920,000 | 7,143 |
| Net charge-offs | $3,929,000 | 989 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 821 |
| Net operating income | $-3,903,960 | 7,485 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $22,403,000 | 781 |
| Total interest expense | $11,964,000 | 533 |
| Net interest income | $10,439,000 | 1,050 |
| Provision for loan and lease losses | $3,481,000 | 988 |
| Total noninterest income | $9,268,000 | 416 |
| Gross Fiduciary activities income | $4,790,000 | 96 |
| Service charges on deposit accounts | $1,187,000 | 702 |
| Trading account gains and fees | $44,000 | 151 |
| Additional Noninterest Income | $3,247,000 | 612 |
| Total noninterest expense | $19,829,000 | 555 |
| Salaries and employee benefits | $7,870,000 | 626 |
| Premises and equipment expense | $2,574,000 | 538 |
| Additional noninterest expense | $9,385,000 | 444 |
| Pre-tax net operating income | $-3,603,000 | 7,628 |
| Securities gains (losses) | $2,763,000 | 133 |
| Applicable income taxes | $-319,000 | 7,436 |
| Income before extraordinary items | $-521,000 | 6,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-521,000 | 6,791 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-521,000 | 6,791 |
| Net charge-offs | $3,563,000 | 738 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 817 |
| Net operating income | $-2,289,320 | 7,543 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,032,000 | 794 |
| Total interest expense | $6,218,000 | 525 |
| Net interest income | $4,814,000 | 1,147 |
| Provision for loan and lease losses | $2,829,000 | 587 |
| Total noninterest income | $4,557,000 | 396 |
| Gross Fiduciary activities income | $2,322,000 | 96 |
| Service charges on deposit accounts | $578,000 | 695 |
| Trading account gains and fees | $19,000 | 129 |
| Additional Noninterest Income | $1,638,000 | 584 |
| Total noninterest expense | $8,950,000 | 569 |
| Salaries and employee benefits | $3,678,000 | 679 |
| Premises and equipment expense | $1,256,000 | 562 |
| Additional noninterest expense | $4,016,000 | 445 |
| Pre-tax net operating income | $-2,408,000 | 7,883 |
| Securities gains (losses) | $496,000 | 337 |
| Applicable income taxes | $-727,000 | 7,942 |
| Income before extraordinary items | $-1,185,000 | 7,754 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,185,000 | 7,757 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,185,000 | 7,756 |
| Net charge-offs | $2,613,000 | 498 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 648 |
| Net operating income | $-1,502,440 | 7,821 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $49,844,000 | 746 |
| Total interest expense | $31,624,000 | 503 |
| Net interest income | $18,220,000 | 1,216 |
| Provision for loan and lease losses | $8,432,000 | 674 |
| Total noninterest income | $13,230,000 | 480 |
| Gross Fiduciary activities income | $9,966,000 | 100 |
| Service charges on deposit accounts | $2,229,000 | 789 |
| Trading account gains and fees | $51,000 | 121 |
| Additional Noninterest Income | $984,000 | 2,140 |
| Total noninterest expense | $37,614,000 | 536 |
| Salaries and employee benefits | $16,222,000 | 601 |
| Premises and equipment expense | $5,498,000 | 497 |
| Additional noninterest expense | $15,894,000 | 458 |
| Pre-tax net operating income | $-14,596,000 | 8,054 |
| Securities gains (losses) | $862,000 | 242 |
| Applicable income taxes | $-5,365,000 | 8,120 |
| Income before extraordinary items | $-8,369,000 | 7,959 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,369,000 | 7,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,459,000 | 761 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 860 |
| Net operating income | $-8,920,680 | 8,009 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $39,379,000 | 729 |
| Total interest expense | $24,893,000 | 507 |
| Net interest income | $14,486,000 | 1,163 |
| Provision for loan and lease losses | $4,104,000 | 747 |
| Total noninterest income | $9,962,000 | 505 |
| Gross Fiduciary activities income | $7,696,000 | 102 |
| Service charges on deposit accounts | $1,615,000 | 827 |
| Trading account gains and fees | $34,000 | 119 |
| Additional Noninterest Income | $617,000 | 2,490 |
| Total noninterest expense | $28,522,000 | 523 |
| Salaries and employee benefits | $12,756,000 | 588 |
| Premises and equipment expense | $4,092,000 | 510 |
| Additional noninterest expense | $11,674,000 | 441 |
| Pre-tax net operating income | $-8,178,000 | 8,204 |
| Securities gains (losses) | $880,000 | 202 |
| Applicable income taxes | $-2,746,000 | 8,219 |
| Income before extraordinary items | $-4,552,000 | 8,106 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-4,552,000 | 8,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,910,000 | 851 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 706 |
| Net operating income | $-5,115,200 | 8,166 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $26,990,000 | 723 |
| Total interest expense | $17,912,000 | 488 |
| Net interest income | $9,078,000 | 1,230 |
| Provision for loan and lease losses | $1,180,000 | 1,111 |
| Total noninterest income | $7,120,000 | 497 |
| Gross Fiduciary activities income | $5,313,000 | 102 |
| Service charges on deposit accounts | $1,015,000 | 852 |
| Trading account gains and fees | $21,000 | 116 |
| Additional Noninterest Income | $771,000 | 1,672 |
| Total noninterest expense | $18,162,000 | 550 |
| Salaries and employee benefits | $8,351,000 | 594 |
| Premises and equipment expense | $2,695,000 | 512 |
| Additional noninterest expense | $7,116,000 | 464 |
| Pre-tax net operating income | $-3,144,000 | 8,232 |
| Securities gains (losses) | $878,000 | 192 |
| Applicable income taxes | $-861,000 | 8,257 |
| Income before extraordinary items | $-1,405,000 | 8,128 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,405,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,445 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 607 |
| Net operating income | $-1,966,920 | 8,196 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,556,000 | 681 |
| Total interest expense | $10,314,000 | 459 |
| Net interest income | $4,242,000 | 1,306 |
| Provision for loan and lease losses | $324,000 | 1,309 |
| Total noninterest income | $3,459,000 | 516 |
| Gross Fiduciary activities income | $2,610,000 | 101 |
| Service charges on deposit accounts | $462,000 | 938 |
| Trading account gains and fees | $8,000 | 143 |
| Additional Noninterest Income | $379,000 | 1,694 |
| Total noninterest expense | $9,787,000 | 508 |
| Salaries and employee benefits | $4,254,000 | 590 |
| Premises and equipment expense | $1,498,000 | 466 |
| Additional noninterest expense | $4,035,000 | 403 |
| Pre-tax net operating income | $-2,410,000 | 8,386 |
| Securities gains (losses) | $1,069,000 | 144 |
| Applicable income taxes | $-510,000 | 8,357 |
| Income before extraordinary items | $-831,000 | 8,277 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-831,000 | 8,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 800 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 450 |
| Net operating income | $-1,515,160 | 8,354 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $58,887,000 | 706 |
| Total interest expense | $43,188,000 | 474 |
| Net interest income | $15,699,000 | 1,421 |
| Provision for loan and lease losses | $302,000 | 3,169 |
| Total noninterest income | $12,250,000 | 535 |
| Gross Fiduciary activities income | $9,955,000 | 101 |
| Service charges on deposit accounts | $1,217,000 | 1,476 |
| Trading account gains and fees | $32,000 | 150 |
| Additional Noninterest Income | $1,046,000 | 2,162 |
| Total noninterest expense | $27,600,000 | 684 |
| Salaries and employee benefits | $13,869,000 | 699 |
| Premises and equipment expense | $3,349,000 | 794 |
| Additional noninterest expense | $10,382,000 | 563 |
| Pre-tax net operating income | $47,000 | 7,297 |
| Securities gains (losses) | $69,000 | 706 |
| Applicable income taxes | $-66,000 | 7,969 |
| Income before extraordinary items | $182,000 | 6,846 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $182,000 | 6,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,802 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 792 |
| Net operating income | $113,000 | 7,062 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $42,468,000 | 723 |
| Total interest expense | $31,503,000 | 487 |
| Net interest income | $10,965,000 | 1,564 |
| Provision for loan and lease losses | $291,000 | 2,359 |
| Total noninterest income | $8,776,000 | 548 |
| Gross Fiduciary activities income | $7,492,000 | 100 |
| Service charges on deposit accounts | $734,000 | 1,773 |
| Trading account gains and fees | $24,000 | 156 |
| Additional Noninterest Income | $526,000 | 2,760 |
| Total noninterest expense | $18,667,000 | 741 |
| Salaries and employee benefits | $9,636,000 | 761 |
| Premises and equipment expense | $2,055,000 | 933 |
| Additional noninterest expense | $6,976,000 | 604 |
| Pre-tax net operating income | $783,000 | 4,883 |
| Securities gains (losses) | $67,000 | 577 |
| Applicable income taxes | $287,000 | 3,260 |
| Income before extraordinary items | $563,000 | 5,142 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $563,000 | 5,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,232 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 649 |
| Net operating income | $518,780 | 5,297 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $26,671,000 | 787 |
| Total interest expense | $20,002,000 | 518 |
| Net interest income | $6,669,000 | 1,722 |
| Provision for loan and lease losses | $317,000 | 1,479 |
| Total noninterest income | $5,872,000 | 567 |
| Gross Fiduciary activities income | $5,034,000 | 103 |
| Service charges on deposit accounts | $476,000 | 1,825 |
| Trading account gains and fees | $19,000 | 146 |
| Additional Noninterest Income | $343,000 | 2,806 |
| Total noninterest expense | $11,640,000 | 802 |
| Salaries and employee benefits | $6,251,000 | 804 |
| Premises and equipment expense | $1,268,000 | 1,041 |
| Additional noninterest expense | $4,121,000 | 686 |
| Pre-tax net operating income | $584,000 | 4,725 |
| Securities gains (losses) | $67,000 | 489 |
| Applicable income taxes | $248,000 | 2,974 |
| Income before extraordinary items | $403,000 | 5,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $403,000 | 5,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,314 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 518 |
| Net operating income | $360,120 | 5,288 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,264,000 | 776 |
| Total interest expense | $9,802,000 | 514 |
| Net interest income | $3,462,000 | 1,660 |
| Provision for loan and lease losses | $-42,000 | 8,499 |
| Total noninterest income | $2,981,000 | 553 |
| Gross Fiduciary activities income | $2,576,000 | 100 |
| Service charges on deposit accounts | $226,000 | 1,861 |
| Trading account gains and fees | $17,000 | 164 |
| Additional Noninterest Income | $162,000 | 2,882 |
| Total noninterest expense | $5,954,000 | 783 |
| Salaries and employee benefits | $3,082,000 | 820 |
| Premises and equipment expense | $637,000 | 1,038 |
| Additional noninterest expense | $2,235,000 | 619 |
| Pre-tax net operating income | $531,000 | 3,386 |
| Securities gains (losses) | $67,000 | 372 |
| Applicable income taxes | $227,000 | 2,223 |
| Income before extraordinary items | $371,000 | 3,671 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $371,000 | 3,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,413 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $2,112,000 | 105 |
| Net operating income | $328,120 | 3,950 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $41,319,000 | 942 |
| Total interest expense | $28,602,000 | 599 |
| Net interest income | $12,717,000 | 1,810 |
| Provision for loan and lease losses | $-400,000 | 8,583 |
| Total noninterest income | $10,466,000 | 592 |
| Gross Fiduciary activities income | $9,091,000 | 105 |
| Service charges on deposit accounts | $842,000 | 2,036 |
| Trading account gains and fees | $30,000 | 109 |
| Additional Noninterest Income | $503,000 | 3,326 |
| Total noninterest expense | $24,073,000 | 725 |
| Salaries and employee benefits | $12,763,000 | 737 |
| Premises and equipment expense | $2,315,000 | 1,100 |
| Additional noninterest expense | $8,995,000 | 615 |
| Pre-tax net operating income | $-490,000 | 8,255 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-34,000 | 8,255 |
| Income before extraordinary items | $-456,000 | 8,271 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-456,000 | 8,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 8,455 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $5,208,000 | 305 |
| Net operating income | $-456,000 | 8,268 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,694,000 | 989 |
| Total interest expense | $19,371,000 | 654 |
| Net interest income | $10,323,000 | 1,677 |
| Provision for loan and lease losses | $-93,000 | 8,570 |
| Total noninterest income | $7,783,000 | 606 |
| Gross Fiduciary activities income | $6,747,000 | 110 |
| Service charges on deposit accounts | $622,000 | 2,051 |
| Trading account gains and fees | $21,000 | 107 |
| Additional Noninterest Income | $393,000 | 3,253 |
| Total noninterest expense | $17,862,000 | 748 |
| Salaries and employee benefits | $9,488,000 | 764 |
| Premises and equipment expense | $1,721,000 | 1,119 |
| Additional noninterest expense | $6,653,000 | 631 |
| Pre-tax net operating income | $337,000 | 6,840 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $128,000 | 4,673 |
| Income before extraordinary items | $209,000 | 7,173 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $209,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 8,489 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 613 |
| Net operating income | $209,000 | 7,164 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,992,000 | 1,007 |
| Total interest expense | $11,643,000 | 677 |
| Net interest income | $7,349,000 | 1,575 |
| Provision for loan and lease losses | $210,000 | 2,022 |
| Total noninterest income | $5,361,000 | 593 |
| Gross Fiduciary activities income | $4,688,000 | 114 |
| Service charges on deposit accounts | $401,000 | 2,098 |
| Trading account gains and fees | $14,000 | 107 |
| Additional Noninterest Income | $258,000 | 3,269 |
| Total noninterest expense | $11,194,000 | 800 |
| Salaries and employee benefits | $5,783,000 | 842 |
| Premises and equipment expense | $1,145,000 | 1,114 |
| Additional noninterest expense | $4,266,000 | 658 |
| Pre-tax net operating income | $1,306,000 | 3,177 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $496,000 | 2,326 |
| Income before extraordinary items | $810,000 | 3,725 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $810,000 | 3,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 8,575 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 488 |
| Net operating income | $810,000 | 3,720 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,862,000 | 1,054 |
| Total interest expense | $5,101,000 | 725 |
| Net interest income | $3,761,000 | 1,528 |
| Provision for loan and lease losses | $-49,000 | 8,621 |
| Total noninterest income | $2,727,000 | 581 |
| Gross Fiduciary activities income | $2,388,000 | 112 |
| Service charges on deposit accounts | $209,000 | 1,969 |
| Trading account gains and fees | $6,000 | 100 |
| Additional Noninterest Income | $124,000 | 3,323 |
| Total noninterest expense | $5,423,000 | 823 |
| Salaries and employee benefits | $2,867,000 | 855 |
| Premises and equipment expense | $557,000 | 1,152 |
| Additional noninterest expense | $1,999,000 | 695 |
| Pre-tax net operating income | $1,114,000 | 2,102 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $423,000 | 1,589 |
| Income before extraordinary items | $691,000 | 2,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $691,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,637 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 451 |
| Net operating income | $691,000 | 2,445 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,505,000 | 1,365 |
| Total interest expense | $9,866,000 | 1,142 |
| Net interest income | $14,639,000 | 1,501 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $8,778,000 | 685 |
| Gross Fiduciary activities income | $7,584,000 | 121 |
| Service charges on deposit accounts | $803,000 | 2,098 |
| Trading account gains and fees | $12,000 | 121 |
| Additional Noninterest Income | $379,000 | 3,866 |
| Total noninterest expense | $21,627,000 | 787 |
| Salaries and employee benefits | $10,587,000 | 862 |
| Premises and equipment expense | $2,103,000 | 1,162 |
| Additional noninterest expense | $8,937,000 | 621 |
| Pre-tax net operating income | $1,490,000 | 4,397 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $519,000 | 3,308 |
| Income before extraordinary items | $971,000 | 4,896 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $971,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,669,000 | 461 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $971,000 | 4,867 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,848,000 | 1,448 |
| Total interest expense | $5,967,000 | 1,343 |
| Net interest income | $10,881,000 | 1,494 |
| Provision for loan and lease losses | $350,000 | 1,932 |
| Total noninterest income | $6,497,000 | 693 |
| Gross Fiduciary activities income | $5,557,000 | 120 |
| Service charges on deposit accounts | $600,000 | 2,106 |
| Trading account gains and fees | $7,000 | 115 |
| Additional Noninterest Income | $333,000 | 3,615 |
| Total noninterest expense | $15,860,000 | 796 |
| Salaries and employee benefits | $7,629,000 | 886 |
| Premises and equipment expense | $1,596,000 | 1,135 |
| Additional noninterest expense | $6,635,000 | 620 |
| Pre-tax net operating income | $1,168,000 | 4,378 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $444,000 | 3,144 |
| Income before extraordinary items | $724,000 | 4,994 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $724,000 | 4,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,643,000 | 342 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $724,000 | 4,954 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,448,000 | 1,511 |
| Total interest expense | $3,210,000 | 1,570 |
| Net interest income | $7,238,000 | 1,475 |
| Provision for loan and lease losses | $-150,000 | 8,754 |
| Total noninterest income | $4,365,000 | 684 |
| Gross Fiduciary activities income | $3,732,000 | 118 |
| Service charges on deposit accounts | $408,000 | 2,041 |
| Trading account gains and fees | $4,000 | 105 |
| Additional Noninterest Income | $221,000 | 3,595 |
| Total noninterest expense | $10,281,000 | 813 |
| Salaries and employee benefits | $4,916,000 | 913 |
| Premises and equipment expense | $1,083,000 | 1,101 |
| Additional noninterest expense | $4,282,000 | 629 |
| Pre-tax net operating income | $1,472,000 | 2,803 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $559,000 | 2,104 |
| Income before extraordinary items | $913,000 | 3,316 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $913,000 | 3,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $857,000 | 405 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $913,000 | 3,271 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 1,625 |
| Total interest expense | $1,310,000 | 1,816 |
| Net interest income | $3,525,000 | 1,505 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $2,058,000 | 694 |
| Gross Fiduciary activities income | $1,753,000 | 127 |
| Service charges on deposit accounts | $207,000 | 1,948 |
| Trading account gains and fees | $2,000 | 108 |
| Additional Noninterest Income | $96,000 | 3,813 |
| Total noninterest expense | $5,149,000 | 806 |
| Salaries and employee benefits | $2,344,000 | 950 |
| Premises and equipment expense | $576,000 | 1,033 |
| Additional noninterest expense | $2,229,000 | 605 |
| Pre-tax net operating income | $434,000 | 4,057 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $165,000 | 2,934 |
| Income before extraordinary items | $269,000 | 4,674 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $269,000 | 4,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $834,000 | 253 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $269,000 | 4,635 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,102,000 | 1,598 |
| Total interest expense | $2,807,000 | 2,766 |
| Net interest income | $15,295,000 | 1,326 |
| Provision for loan and lease losses | $950,000 | 1,095 |
| Total noninterest income | $7,898,000 | 725 |
| Gross Fiduciary activities income | $6,561,000 | 126 |
| Service charges on deposit accounts | $652,000 | 2,532 |
| Trading account gains and fees | $2,000 | 134 |
| Additional Noninterest Income | $683,000 | 2,740 |
| Total noninterest expense | $19,315,000 | 837 |
| Salaries and employee benefits | $11,332,000 | 753 |
| Premises and equipment expense | $2,087,000 | 1,101 |
| Additional noninterest expense | $5,896,000 | 847 |
| Pre-tax net operating income | $2,928,000 | 2,647 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,065,000 | 2,051 |
| Income before extraordinary items | $1,863,000 | 3,105 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,863,000 | 3,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,217 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,863,000 | 3,036 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,337,000 | 1,602 |
| Total interest expense | $1,866,000 | 3,014 |
| Net interest income | $11,471,000 | 1,307 |
| Provision for loan and lease losses | $950,000 | 812 |
| Total noninterest income | $6,003,000 | 731 |
| Gross Fiduciary activities income | $4,957,000 | 126 |
| Service charges on deposit accounts | $450,000 | 2,723 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $596,000 | 2,511 |
| Total noninterest expense | $14,285,000 | 853 |
| Salaries and employee benefits | $8,313,000 | 773 |
| Premises and equipment expense | $1,533,000 | 1,120 |
| Additional noninterest expense | $4,439,000 | 838 |
| Pre-tax net operating income | $2,239,000 | 2,615 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,013,000 | 1,754 |
| Income before extraordinary items | $1,226,000 | 3,490 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,226,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,793 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,226,000 | 3,404 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,645,000 | 1,632 |
| Total interest expense | $1,107,000 | 3,281 |
| Net interest income | $7,538,000 | 1,315 |
| Provision for loan and lease losses | $450,000 | 1,098 |
| Total noninterest income | $4,151,000 | 709 |
| Gross Fiduciary activities income | $3,314,000 | 128 |
| Service charges on deposit accounts | $292,000 | 2,767 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $545,000 | 2,057 |
| Total noninterest expense | $9,315,000 | 876 |
| Salaries and employee benefits | $5,313,000 | 797 |
| Premises and equipment expense | $1,023,000 | 1,131 |
| Additional noninterest expense | $2,979,000 | 830 |
| Pre-tax net operating income | $1,924,000 | 2,110 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $731,000 | 1,644 |
| Income before extraordinary items | $1,193,000 | 2,540 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,193,000 | 2,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,778 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,193,000 | 2,472 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 1,616 |
| Total interest expense | $573,000 | 3,234 |
| Net interest income | $3,791,000 | 1,316 |
| Provision for loan and lease losses | $400,000 | 623 |
| Total noninterest income | $1,967,000 | 722 |
| Gross Fiduciary activities income | $1,551,000 | 135 |
| Service charges on deposit accounts | $153,000 | 2,629 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $263,000 | 2,050 |
| Total noninterest expense | $4,503,000 | 911 |
| Salaries and employee benefits | $2,559,000 | 858 |
| Premises and equipment expense | $535,000 | 1,105 |
| Additional noninterest expense | $1,409,000 | 882 |
| Pre-tax net operating income | $855,000 | 2,302 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $325,000 | 1,818 |
| Income before extraordinary items | $530,000 | 2,804 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $530,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $530,000 | 2,709 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 4,559 |
| Total interest expense | $725,000 | 6,944 |
| Net interest income | $4,795,000 | 3,803 |
| Provision for loan and lease losses | $1,656,000 | 751 |
| Total noninterest income | $2,257,000 | 2,123 |
| Gross Fiduciary activities income | $1,660,000 | 296 |
| Service charges on deposit accounts | $178,000 | 5,511 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $419,000 | 3,890 |
| Total noninterest expense | $5,670,000 | 2,740 |
| Salaries and employee benefits | $3,129,000 | 2,680 |
| Premises and equipment expense | $696,000 | 3,097 |
| Additional noninterest expense | $1,845,000 | 2,577 |
| Pre-tax net operating income | $-274,000 | 8,732 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-112,000 | 8,960 |
| Income before extraordinary items | $-162,000 | 8,760 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-162,000 | 8,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,516 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-162,000 | 8,687 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 8,275 |
| Total interest expense | $132,000 | 8,904 |
| Net interest income | $911,000 | 7,867 |
| Provision for loan and lease losses | $1,100,000 | 816 |
| Total noninterest income | $408,000 | 5,257 |
| Gross Fiduciary activities income | $283,000 | 651 |
| Service charges on deposit accounts | $32,000 | 7,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,209 |
| Total noninterest expense | $1,218,000 | 6,656 |
| Salaries and employee benefits | $775,000 | 6,117 |
| Premises and equipment expense | $100,000 | 7,626 |
| Additional noninterest expense | $343,000 | 6,777 |
| Pre-tax net operating income | $-999,000 | 9,084 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-380,000 | 9,155 |
| Income before extraordinary items | $-619,000 | 9,061 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-619,000 | 9,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-619,000 | 9,005 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,514,000 | 1,935 |
| Total interest expense | $1,264,000 | 3,517 |
| Net interest income | $6,250,000 | 1,560 |
| Provision for loan and lease losses | $305,000 | 1,755 |
| Total noninterest income | $4,535,000 | 723 |
| Gross Fiduciary activities income | $2,756,000 | 154 |
| Service charges on deposit accounts | $291,000 | 2,720 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,488,000 | 1,143 |
| Total noninterest expense | $7,378,000 | 1,107 |
| Salaries and employee benefits | $4,832,000 | 895 |
| Premises and equipment expense | $901,000 | 1,267 |
| Additional noninterest expense | $1,645,000 | 1,490 |
| Pre-tax net operating income | $3,102,000 | 1,380 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $3,102,000 | 1,078 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,102,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,186 |
| Cash dividends | $1,762,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,102,000 | 995 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,706,000 | 1,972 |
| Total interest expense | $632,000 | 3,597 |
| Net interest income | $3,074,000 | 1,592 |
| Provision for loan and lease losses | $106,000 | 2,255 |
| Total noninterest income | $2,088,000 | 750 |
| Gross Fiduciary activities income | $1,267,000 | 166 |
| Service charges on deposit accounts | $152,000 | 2,558 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $669,000 | 1,199 |
| Total noninterest expense | $3,718,000 | 1,077 |
| Salaries and employee benefits | $2,394,000 | 903 |
| Premises and equipment expense | $537,000 | 1,082 |
| Additional noninterest expense | $787,000 | 1,507 |
| Pre-tax net operating income | $1,338,000 | 1,571 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,338,000 | 1,234 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,338,000 | 1,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $833,000 | 796 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,338,000 | 1,151 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,005,000 | 2,051 |
| Total interest expense | $2,976,000 | 3,561 |
| Net interest income | $12,029,000 | 1,606 |
| Provision for loan and lease losses | $1,277,000 | 1,072 |
| Total noninterest income | $8,373,000 | 702 |
| Gross Fiduciary activities income | $5,282,000 | 159 |
| Service charges on deposit accounts | $452,000 | 3,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,639,000 | 1,092 |
| Total noninterest expense | $14,163,000 | 1,099 |
| Salaries and employee benefits | $9,335,000 | 865 |
| Premises and equipment expense | $1,918,000 | 1,153 |
| Additional noninterest expense | $2,910,000 | 1,623 |
| Pre-tax net operating income | $4,962,000 | 1,642 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $49,000 | 6,546 |
| Income before extraordinary items | $4,913,000 | 1,285 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,913,000 | 1,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,198,000 | 819 |
| Cash dividends | $1,209,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,913,000 | 1,230 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,367,000 | 2,098 |
| Total interest expense | $4,986,000 | 3,163 |
| Net interest income | $11,381,000 | 1,565 |
| Provision for loan and lease losses | $712,000 | 1,643 |
| Total noninterest income | $7,962,000 | 700 |
| Gross Fiduciary activities income | $4,804,000 | 169 |
| Service charges on deposit accounts | $388,000 | 3,486 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,770,000 | 1,004 |
| Total noninterest expense | $13,315,000 | 1,115 |
| Salaries and employee benefits | $8,672,000 | 860 |
| Premises and equipment expense | $1,726,000 | 1,235 |
| Additional noninterest expense | $2,917,000 | 1,590 |
| Pre-tax net operating income | $5,316,000 | 1,370 |
| Securities gains (losses) | $49,000 | 2,369 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $5,365,000 | 1,022 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,365,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,283 |
| Cash dividends | $4,711,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,316,000 | 992 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,825,000 | 2,213 |
| Total interest expense | $4,446,000 | 3,658 |
| Net interest income | $11,379,000 | 1,548 |
| Provision for loan and lease losses | $994,000 | 1,075 |
| Total noninterest income | $6,154,000 | 794 |
| Gross Fiduciary activities income | $4,353,000 | 181 |
| Service charges on deposit accounts | $321,000 | 3,856 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,480,000 | 1,390 |
| Total noninterest expense | $11,742,000 | 1,186 |
| Salaries and employee benefits | $7,232,000 | 968 |
| Premises and equipment expense | $1,771,000 | 1,128 |
| Additional noninterest expense | $2,739,000 | 1,626 |
| Pre-tax net operating income | $4,797,000 | 1,539 |
| Securities gains (losses) | $-49,000 | 9,197 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $4,748,000 | 1,118 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,748,000 | 1,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,569 |
| Cash dividends | $4,318,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,797,000 | 1,109 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,682,000 | 2,393 |
| Total interest expense | $3,793,000 | 3,752 |
| Net interest income | $9,889,000 | 1,760 |
| Provision for loan and lease losses | $206,000 | 3,486 |
| Total noninterest income | $5,628,000 | 851 |
| Gross Fiduciary activities income | $3,992,000 | 220 |
| Service charges on deposit accounts | $279,000 | 4,188 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,357,000 | 1,499 |
| Total noninterest expense | $11,101,000 | 1,246 |
| Salaries and employee benefits | $6,444,000 | 1,068 |
| Premises and equipment expense | $1,565,000 | 1,296 |
| Additional noninterest expense | $3,092,000 | 1,483 |
| Pre-tax net operating income | $4,210,000 | 1,762 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $4,215,000 | 1,284 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,215,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,268 |
| Cash dividends | $4,215,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,210,000 | 1,261 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,457,000 | 2,413 |
| Total interest expense | $3,737,000 | 3,894 |
| Net interest income | $9,720,000 | 1,756 |
| Provision for loan and lease losses | $202,000 | 3,487 |
| Total noninterest income | $5,306,000 | 898 |
| Gross Fiduciary activities income | $3,963,000 | 221 |
| Service charges on deposit accounts | $389,000 | 3,208 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $954,000 | 1,923 |
| Total noninterest expense | $9,897,000 | 1,325 |
| Salaries and employee benefits | $5,842,000 | 1,114 |
| Premises and equipment expense | $1,202,000 | 1,640 |
| Additional noninterest expense | $2,853,000 | 1,515 |
| Pre-tax net operating income | $4,927,000 | 1,497 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $4,927,000 | 1,094 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,927,000 | 1,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,189 |
| Cash dividends | $5,019,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,927,000 | 1,052 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,582,000 | 2,605 |
| Total interest expense | $3,851,000 | 3,820 |
| Net interest income | $8,731,000 | 1,994 |
| Provision for loan and lease losses | $361,000 | 2,245 |
| Total noninterest income | $4,746,000 | 961 |
| Gross Fiduciary activities income | $3,598,000 | 232 |
| Service charges on deposit accounts | $343,000 | 3,675 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $805,000 | 2,022 |
| Total noninterest expense | $8,476,000 | 1,551 |
| Salaries and employee benefits | $4,749,000 | 1,383 |
| Premises and equipment expense | $1,058,000 | 1,876 |
| Additional noninterest expense | $2,669,000 | 1,602 |
| Pre-tax net operating income | $4,640,000 | 1,662 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $502,000 | 4,202 |
| Income before extraordinary items | $4,138,000 | 1,314 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,138,000 | 1,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,496 |
| Cash dividends | $4,110,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,138,000 | 1,279 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,656,000 | 2,834 |
| Total interest expense | $3,136,000 | 4,595 |
| Net interest income | $8,520,000 | 2,099 |
| Provision for loan and lease losses | $151,000 | 4,042 |
| Total noninterest income | $4,060,000 | 1,099 |
| Gross Fiduciary activities income | $3,057,000 | 283 |
| Service charges on deposit accounts | $334,000 | 3,910 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $669,000 | 2,381 |
| Total noninterest expense | $7,532,000 | 1,878 |
| Salaries and employee benefits | $4,006,000 | 1,658 |
| Premises and equipment expense | $1,002,000 | 1,996 |
| Additional noninterest expense | $2,524,000 | 1,993 |
| Pre-tax net operating income | $4,897,000 | 1,478 |
| Securities gains (losses) | $962,000 | 261 |
| Applicable income taxes | $1,685,000 | 1,433 |
| Income before extraordinary items | $4,174,000 | 1,207 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,174,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,153 |
| Cash dividends | $4,110,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,490,980 | 1,386 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,659,000 | 3,110 |
| Total interest expense | $2,997,000 | 4,767 |
| Net interest income | $7,662,000 | 2,338 |
| Provision for loan and lease losses | $99,000 | 4,670 |
| Total noninterest income | $3,443,000 | 1,239 |
| Gross Fiduciary activities income | $2,683,000 | 315 |
| Service charges on deposit accounts | $373,000 | 3,570 |
| Trading account gains and fees | $8,000 | 442 |
| Additional Noninterest Income | $379,000 | 3,427 |
| Total noninterest expense | $6,866,000 | 2,013 |
| Salaries and employee benefits | $3,612,000 | 1,842 |
| Premises and equipment expense | $1,066,000 | 1,907 |
| Additional noninterest expense | $2,188,000 | 2,231 |
| Pre-tax net operating income | $4,140,000 | 1,784 |
| Securities gains (losses) | $-25,000 | 10,717 |
| Applicable income taxes | $1,033,000 | 2,306 |
| Income before extraordinary items | $3,082,000 | 1,654 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,082,000 | 1,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,786 |
| Cash dividends | $3,400,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,100,750 | 1,623 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,335,000 | 3,235 |
| Total interest expense | $2,409,000 | 4,804 |
| Net interest income | $6,926,000 | 2,601 |
| Provision for loan and lease losses | $7,000 | 8,694 |
| Total noninterest income | $3,085,000 | 1,334 |
| Gross Fiduciary activities income | $2,319,000 | 338 |
| Service charges on deposit accounts | $420,000 | 3,235 |
| Trading account gains and fees | $9,000 | 385 |
| Additional Noninterest Income | $337,000 | 3,811 |
| Total noninterest expense | $6,316,000 | 2,231 |
| Salaries and employee benefits | $3,477,000 | 1,923 |
| Premises and equipment expense | $820,000 | 2,479 |
| Additional noninterest expense | $2,019,000 | 2,555 |
| Pre-tax net operating income | $3,688,000 | 1,931 |
| Securities gains (losses) | $-620,000 | 12,303 |
| Applicable income taxes | $724,000 | 3,016 |
| Income before extraordinary items | $2,344,000 | 2,087 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,344,000 | 2,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $1,850,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,815,200 | 1,744 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,460,000 | 3,270 |
| Total interest expense | $2,486,000 | 4,835 |
| Net interest income | $6,974,000 | 2,587 |
| Provision for loan and lease losses | $-187,000 | 13,024 |
| Total noninterest income | $2,696,000 | 1,588 |
| Gross Fiduciary activities income | $1,960,000 | 385 |
| Service charges on deposit accounts | $449,000 | 3,088 |
| Trading account gains and fees | $19,000 | 381 |
| Additional Noninterest Income | $268,000 | 4,789 |
| Total noninterest expense | $6,115,000 | 2,346 |
| Salaries and employee benefits | $3,385,000 | 1,958 |
| Premises and equipment expense | $795,000 | 2,570 |
| Additional noninterest expense | $1,935,000 | 2,811 |
| Pre-tax net operating income | $3,742,000 | 1,835 |
| Securities gains (losses) | $210,000 | 1,634 |
| Applicable income taxes | $1,106,000 | 2,059 |
| Income before extraordinary items | $2,846,000 | 1,762 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,846,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-187,000 | 13,099 |
| Cash dividends | $1,700,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,694,800 | 1,747 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,128,000 | 3,449 |
| Total interest expense | $3,038,000 | 5,100 |
| Net interest income | $7,090,000 | 2,557 |
| Provision for loan and lease losses | $142,000 | 6,265 |
| Total noninterest income | $2,355,000 | 1,732 |
| Gross Fiduciary activities income | $1,703,000 | 423 |
| Service charges on deposit accounts | $436,000 | 3,218 |
| Trading account gains and fees | $9,000 | 417 |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $5,979,000 | 2,431 |
| Salaries and employee benefits | $3,303,000 | 1,991 |
| Premises and equipment expense | $810,000 | 2,560 |
| Additional noninterest expense | $1,866,000 | 2,972 |
| Pre-tax net operating income | $3,324,000 | 1,865 |
| Securities gains (losses) | $292,000 | 1,559 |
| Applicable income taxes | $964,000 | 2,181 |
| Income before extraordinary items | $2,652,000 | 1,723 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,652,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 5,022 |
| Cash dividends | $998,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,438,840 | 1,717 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.