Home > Colorado Springs Savings and Loan Association > Income and Expense
Colorado Springs Savings and Loan Association, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,580,000 | 5,459 |
| Total interest expense | $3,119,000 | 4,613 |
| Net interest income | $2,461,000 | 6,261 |
| Provision for loan and lease losses | $21,000 | 7,918 |
| Total noninterest income | $1,323,000 | 2,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,323,000 | 1,491 |
| Total noninterest expense | $4,188,000 | 3,210 |
| Salaries and employee benefits | $2,548,000 | 2,637 |
| Premises and equipment expense | $581,000 | 3,311 |
| Additional noninterest expense | $1,059,000 | 4,198 |
| Pre-tax net operating income | $-425,000 | 11,214 |
| Securities gains (losses) | $1,631,000 | 175 |
| Applicable income taxes | $441,000 | 4,568 |
| Income before extraordinary items | $765,000 | 5,452 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $765,000 | 5,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-278,840 | 11,133 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 6,247 |
| Total interest expense | $2,868,000 | 4,964 |
| Net interest income | $1,823,000 | 7,706 |
| Provision for loan and lease losses | $-40,000 | 11,560 |
| Total noninterest income | $905,000 | 3,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $905,000 | 1,937 |
| Total noninterest expense | $3,462,000 | 3,785 |
| Salaries and employee benefits | $2,084,000 | 3,180 |
| Premises and equipment expense | $631,000 | 3,081 |
| Additional noninterest expense | $747,000 | 5,548 |
| Pre-tax net operating income | $-694,000 | 11,835 |
| Securities gains (losses) | $1,141,000 | 202 |
| Applicable income taxes | $179,000 | 7,787 |
| Income before extraordinary items | $268,000 | 9,245 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $268,000 | 9,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-462,240 | 11,779 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 6,915 |
| Total interest expense | $1,649,000 | 6,473 |
| Net interest income | $2,180,000 | 7,128 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,789,000 | 1,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,789,000 | 1,226 |
| Total noninterest expense | $3,659,000 | 3,697 |
| Salaries and employee benefits | $2,058,000 | 3,200 |
| Premises and equipment expense | $795,000 | 2,542 |
| Additional noninterest expense | $806,000 | 5,669 |
| Pre-tax net operating income | $310,000 | 10,059 |
| Securities gains (losses) | $896,000 | 178 |
| Applicable income taxes | $416,000 | 4,621 |
| Income before extraordinary items | $790,000 | 5,410 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $790,000 | 5,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $198,640 | 10,344 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 8,536 |
| Total interest expense | $855,000 | 9,765 |
| Net interest income | $2,023,000 | 7,602 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $622,000 | 4,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $622,000 | 2,815 |
| Total noninterest expense | $4,087,000 | 3,423 |
| Salaries and employee benefits | $2,253,000 | 2,922 |
| Premises and equipment expense | $1,031,000 | 1,995 |
| Additional noninterest expense | $803,000 | 5,911 |
| Pre-tax net operating income | $-1,477,000 | 13,031 |
| Securities gains (losses) | $1,980,000 | 324 |
| Applicable income taxes | $138,000 | 8,903 |
| Income before extraordinary items | $365,000 | 8,794 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $365,000 | 8,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,080,400 | 12,967 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 8,865 |
| Total interest expense | $1,166,000 | 9,728 |
| Net interest income | $1,898,000 | 8,047 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $1,422,000 | 2,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,422,000 | 1,568 |
| Total noninterest expense | $3,725,000 | 3,711 |
| Salaries and employee benefits | $1,828,000 | 3,499 |
| Premises and equipment expense | $1,102,000 | 1,913 |
| Additional noninterest expense | $795,000 | 6,097 |
| Pre-tax net operating income | $-425,000 | 13,245 |
| Securities gains (losses) | $1,176,000 | 572 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $750,000 | 5,631 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $750,000 | 5,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-426,000 | 13,236 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.