Home > Colorado Savings Bank, F.S.B. > Income and Expense
Colorado Savings Bank, F.S.B., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,112,000 | 1,684 |
| Total interest expense | $13,054,000 | 1,276 |
| Net interest income | $7,058,000 | 2,542 |
| Provision for loan and lease losses | $810,000 | 1,108 |
| Total noninterest income | $705,000 | 4,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $705,000 | 2,286 |
| Total noninterest expense | $5,939,000 | 2,296 |
| Salaries and employee benefits | $2,430,000 | 2,749 |
| Premises and equipment expense | $974,000 | 2,068 |
| Additional noninterest expense | $2,535,000 | 1,971 |
| Pre-tax net operating income | $1,014,000 | 5,936 |
| Securities gains (losses) | $179,000 | 718 |
| Applicable income taxes | $336,000 | 5,591 |
| Income before extraordinary items | $857,000 | 5,179 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $857,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 1,357 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $728,120 | 5,809 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,735,000 | 2,380 |
| Total interest expense | $7,245,000 | 1,734 |
| Net interest income | $5,490,000 | 3,260 |
| Provision for loan and lease losses | $535,000 | 1,459 |
| Total noninterest income | $661,000 | 4,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $661,000 | 2,432 |
| Total noninterest expense | $4,651,000 | 2,967 |
| Salaries and employee benefits | $1,905,000 | 3,436 |
| Premises and equipment expense | $907,000 | 2,223 |
| Additional noninterest expense | $1,839,000 | 2,772 |
| Pre-tax net operating income | $965,000 | 6,096 |
| Securities gains (losses) | $453,000 | 290 |
| Applicable income taxes | $913,000 | 2,440 |
| Income before extraordinary items | $505,000 | 7,268 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $505,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,974 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 296 |
| Net operating income | $215,080 | 10,147 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,498,000 | 3,617 |
| Total interest expense | $4,107,000 | 3,093 |
| Net interest income | $4,391,000 | 4,040 |
| Provision for loan and lease losses | $302,000 | 2,963 |
| Total noninterest income | $582,000 | 5,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $582,000 | 2,945 |
| Total noninterest expense | $2,503,000 | 5,275 |
| Salaries and employee benefits | $886,000 | 6,800 |
| Premises and equipment expense | $424,000 | 4,480 |
| Additional noninterest expense | $1,193,000 | 4,210 |
| Pre-tax net operating income | $2,168,000 | 3,058 |
| Securities gains (losses) | $3,889,000 | 186 |
| Applicable income taxes | $2,080,000 | 1,166 |
| Income before extraordinary items | $3,977,000 | 1,279 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,977,000 | 1,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 4,128 |
| Cash dividends | $800,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,410,260 | 3,247 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,675,000 | 3,983 |
| Total interest expense | $3,393,000 | 4,668 |
| Net interest income | $5,282,000 | 3,450 |
| Provision for loan and lease losses | $34,000 | 9,820 |
| Total noninterest income | $3,009,000 | 1,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,009,000 | 955 |
| Total noninterest expense | $1,692,000 | 7,279 |
| Salaries and employee benefits | $670,000 | 8,220 |
| Premises and equipment expense | $294,000 | 6,065 |
| Additional noninterest expense | $728,000 | 6,565 |
| Pre-tax net operating income | $6,565,000 | 990 |
| Securities gains (losses) | $1,074,000 | 613 |
| Applicable income taxes | $2,681,000 | 864 |
| Income before extraordinary items | $4,958,000 | 961 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,958,000 | 966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 5,843 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,259,900 | 1,017 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.