Home > Colorado Mountain Bank > Income and Expense
Colorado Mountain Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 5,118 |
| Total interest expense | $354,000 | 4,786 |
| Net interest income | $851,000 | 5,136 |
| Provision for loan and lease losses | $198,000 | 3,027 |
| Total noninterest income | $90,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 5,834 |
| Total noninterest expense | $707,000 | 5,275 |
| Salaries and employee benefits | $350,000 | 5,365 |
| Premises and equipment expense | $57,000 | 6,162 |
| Additional noninterest expense | $300,000 | 4,585 |
| Pre-tax net operating income | $36,000 | 5,838 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $30,000 | 5,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $30,000 | 5,992 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $30,000 | 5,991 |
| Net charge-offs | $133,000 | 2,851 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $30,000 | 5,876 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,370,000 | 4,928 |
| Total interest expense | $1,610,000 | 4,992 |
| Net interest income | $3,760,000 | 4,751 |
| Provision for loan and lease losses | $850,000 | 3,761 |
| Total noninterest income | $419,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $330,000 | 3,696 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $89,000 | 5,798 |
| Total noninterest expense | $2,935,000 | 5,255 |
| Salaries and employee benefits | $1,593,000 | 5,021 |
| Premises and equipment expense | $267,000 | 5,911 |
| Additional noninterest expense | $1,075,000 | 5,038 |
| Pre-tax net operating income | $394,000 | 4,258 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $115,000 | 2,789 |
| Income before extraordinary items | $279,000 | 4,538 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $279,000 | 4,538 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $279,000 | 4,539 |
| Net charge-offs | $860,000 | 3,069 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $279,000 | 4,471 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 4,925 |
| Total interest expense | $1,227,000 | 5,093 |
| Net interest income | $2,894,000 | 4,685 |
| Provision for loan and lease losses | $552,000 | 3,651 |
| Total noninterest income | $301,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $249,000 | 3,706 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $52,000 | 6,183 |
| Total noninterest expense | $2,065,000 | 5,423 |
| Salaries and employee benefits | $1,150,000 | 5,178 |
| Premises and equipment expense | $201,000 | 5,954 |
| Additional noninterest expense | $714,000 | 5,351 |
| Pre-tax net operating income | $578,000 | 3,665 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $191,000 | 2,370 |
| Income before extraordinary items | $387,000 | 4,102 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $387,000 | 4,099 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $387,000 | 4,102 |
| Net charge-offs | $862,000 | 2,376 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $387,000 | 4,008 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 4,916 |
| Total interest expense | $833,000 | 5,175 |
| Net interest income | $1,965,000 | 4,640 |
| Provision for loan and lease losses | $468,000 | 3,057 |
| Total noninterest income | $271,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $168,000 | 3,656 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $103,000 | 4,741 |
| Total noninterest expense | $1,361,000 | 5,511 |
| Salaries and employee benefits | $764,000 | 5,241 |
| Premises and equipment expense | $140,000 | 5,912 |
| Additional noninterest expense | $457,000 | 5,488 |
| Pre-tax net operating income | $407,000 | 3,649 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $122,000 | 2,465 |
| Income before extraordinary items | $285,000 | 4,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $285,000 | 4,039 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $285,000 | 4,039 |
| Net charge-offs | $687,000 | 1,997 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $285,000 | 3,930 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 4,852 |
| Total interest expense | $434,000 | 5,180 |
| Net interest income | $1,010,000 | 4,550 |
| Provision for loan and lease losses | $262,000 | 2,506 |
| Total noninterest income | $129,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $83,000 | 3,630 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $46,000 | 4,978 |
| Total noninterest expense | $702,000 | 5,384 |
| Salaries and employee benefits | $388,000 | 5,246 |
| Premises and equipment expense | $73,000 | 5,857 |
| Additional noninterest expense | $241,000 | 5,051 |
| Pre-tax net operating income | $175,000 | 4,258 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $56,000 | 2,791 |
| Income before extraordinary items | $119,000 | 4,700 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $119,000 | 4,704 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $119,000 | 4,703 |
| Net charge-offs | $531,000 | 1,327 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $119,000 | 4,537 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 4,937 |
| Total interest expense | $2,198,000 | 5,075 |
| Net interest income | $3,803,000 | 4,730 |
| Provision for loan and lease losses | $1,479,000 | 2,178 |
| Total noninterest income | $466,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $396,000 | 3,474 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $70,000 | 6,382 |
| Total noninterest expense | $2,646,000 | 5,481 |
| Salaries and employee benefits | $1,553,000 | 5,241 |
| Premises and equipment expense | $273,000 | 6,029 |
| Additional noninterest expense | $820,000 | 5,419 |
| Pre-tax net operating income | $144,000 | 5,898 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $23,000 | 4,218 |
| Income before extraordinary items | $121,000 | 5,785 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $121,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $900,000 | 2,077 |
| Cash dividends | $108,000 | 4,915 |
| Sale, conversion, retirement of capital stock, net | $-11,000 | 8,200 |
| Net operating income | $121,000 | 5,937 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,524,000 | 4,997 |
| Total interest expense | $1,722,000 | 5,096 |
| Net interest income | $2,802,000 | 4,816 |
| Provision for loan and lease losses | $1,124,000 | 1,710 |
| Total noninterest income | $346,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $308,000 | 3,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 6,880 |
| Total noninterest expense | $1,991,000 | 5,469 |
| Salaries and employee benefits | $1,166,000 | 5,259 |
| Premises and equipment expense | $204,000 | 6,041 |
| Additional noninterest expense | $621,000 | 5,332 |
| Pre-tax net operating income | $33,000 | 6,640 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-14,000 | 7,323 |
| Income before extraordinary items | $47,000 | 6,425 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $47,000 | 6,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 1,619 |
| Cash dividends | $108,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $47,000 | 6,586 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 5,036 |
| Total interest expense | $1,180,000 | 5,172 |
| Net interest income | $1,857,000 | 4,853 |
| Provision for loan and lease losses | $714,000 | 1,509 |
| Total noninterest income | $338,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $207,000 | 3,415 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $131,000 | 4,538 |
| Total noninterest expense | $1,427,000 | 5,288 |
| Salaries and employee benefits | $814,000 | 5,152 |
| Premises and equipment expense | $139,000 | 6,029 |
| Additional noninterest expense | $474,000 | 4,905 |
| Pre-tax net operating income | $54,000 | 6,654 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $50,000 | 6,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 6,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,382 |
| Cash dividends | $108,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $50,000 | 6,638 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 5,135 |
| Total interest expense | $597,000 | 5,310 |
| Net interest income | $926,000 | 4,866 |
| Provision for loan and lease losses | $65,000 | 3,393 |
| Total noninterest income | $155,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $99,000 | 3,483 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,821 |
| Total noninterest expense | $727,000 | 5,242 |
| Salaries and employee benefits | $394,000 | 5,289 |
| Premises and equipment expense | $73,000 | 5,950 |
| Additional noninterest expense | $260,000 | 4,564 |
| Pre-tax net operating income | $289,000 | 4,232 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $99,000 | 2,817 |
| Income before extraordinary items | $190,000 | 4,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $190,000 | 4,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,707 |
| Cash dividends | $108,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $190,000 | 4,653 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,116,000 | 5,162 |
| Total interest expense | $2,373,000 | 5,404 |
| Net interest income | $3,743,000 | 4,820 |
| Provision for loan and lease losses | $425,000 | 2,593 |
| Total noninterest income | $525,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $354,000 | 3,755 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $171,000 | 5,356 |
| Total noninterest expense | $2,727,000 | 5,320 |
| Salaries and employee benefits | $1,586,000 | 5,125 |
| Premises and equipment expense | $291,000 | 5,852 |
| Additional noninterest expense | $850,000 | 5,150 |
| Pre-tax net operating income | $1,116,000 | 4,509 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $363,000 | 3,149 |
| Income before extraordinary items | $753,000 | 4,914 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $753,000 | 4,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,335 |
| Cash dividends | $216,000 | 4,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $753,000 | 4,889 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 5,231 |
| Total interest expense | $1,752,000 | 5,456 |
| Net interest income | $2,769,000 | 4,880 |
| Provision for loan and lease losses | $105,000 | 4,026 |
| Total noninterest income | $389,000 | 4,978 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $259,000 | 3,808 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $130,000 | 5,342 |
| Total noninterest expense | $1,924,000 | 5,494 |
| Salaries and employee benefits | $1,184,000 | 5,138 |
| Premises and equipment expense | $212,000 | 5,931 |
| Additional noninterest expense | $528,000 | 5,663 |
| Pre-tax net operating income | $1,129,000 | 4,088 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $392,000 | 2,823 |
| Income before extraordinary items | $737,000 | 4,525 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $737,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,945 |
| Cash dividends | $216,000 | 4,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $737,000 | 4,520 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 5,358 |
| Total interest expense | $1,131,000 | 5,550 |
| Net interest income | $1,778,000 | 5,035 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $252,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $167,000 | 3,877 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $85,000 | 5,398 |
| Total noninterest expense | $1,267,000 | 5,558 |
| Salaries and employee benefits | $768,000 | 5,261 |
| Premises and equipment expense | $139,000 | 6,004 |
| Additional noninterest expense | $360,000 | 5,604 |
| Pre-tax net operating income | $733,000 | 4,210 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $254,000 | 2,945 |
| Income before extraordinary items | $479,000 | 4,652 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $479,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $108,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $479,000 | 4,643 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 5,442 |
| Total interest expense | $546,000 | 5,641 |
| Net interest income | $868,000 | 5,114 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $121,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $80,000 | 3,905 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $614,000 | 5,680 |
| Salaries and employee benefits | $378,000 | 5,346 |
| Premises and equipment expense | $71,000 | 5,997 |
| Additional noninterest expense | $165,000 | 5,838 |
| Pre-tax net operating income | $375,000 | 4,143 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $130,000 | 2,937 |
| Income before extraordinary items | $245,000 | 4,616 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $245,000 | 4,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $108,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $245,000 | 4,600 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 5,300 |
| Total interest expense | $1,878,000 | 5,575 |
| Net interest income | $3,589,000 | 4,970 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $548,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $338,000 | 3,888 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $210,000 | 5,026 |
| Total noninterest expense | $2,404,000 | 5,608 |
| Salaries and employee benefits | $1,505,000 | 5,180 |
| Premises and equipment expense | $266,000 | 6,045 |
| Additional noninterest expense | $633,000 | 5,908 |
| Pre-tax net operating income | $1,733,000 | 3,971 |
| Securities gains (losses) | $-7,000 | 7,181 |
| Applicable income taxes | $619,000 | 2,845 |
| Income before extraordinary items | $1,107,000 | 4,472 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,107,000 | 4,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,320 |
| Cash dividends | $144,000 | 5,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,111,480 | 4,448 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 5,378 |
| Total interest expense | $1,353,000 | 5,612 |
| Net interest income | $2,632,000 | 5,081 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $420,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $257,000 | 3,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 4,960 |
| Total noninterest expense | $1,765,000 | 5,664 |
| Salaries and employee benefits | $1,118,000 | 5,189 |
| Premises and equipment expense | $204,000 | 6,013 |
| Additional noninterest expense | $443,000 | 6,110 |
| Pre-tax net operating income | $1,287,000 | 4,129 |
| Securities gains (losses) | $-7,000 | 7,492 |
| Applicable income taxes | $454,000 | 2,993 |
| Income before extraordinary items | $826,000 | 4,624 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $826,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,061 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $830,550 | 4,605 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 5,428 |
| Total interest expense | $852,000 | 5,642 |
| Net interest income | $1,728,000 | 5,160 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $295,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $170,000 | 3,875 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 4,665 |
| Total noninterest expense | $1,185,000 | 5,646 |
| Salaries and employee benefits | $743,000 | 5,212 |
| Premises and equipment expense | $137,000 | 6,003 |
| Additional noninterest expense | $305,000 | 6,025 |
| Pre-tax net operating income | $838,000 | 4,221 |
| Securities gains (losses) | $-7,000 | 7,777 |
| Applicable income taxes | $295,000 | 3,073 |
| Income before extraordinary items | $536,000 | 4,716 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $536,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,814 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $540,550 | 4,689 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 5,349 |
| Total interest expense | $422,000 | 5,550 |
| Net interest income | $880,000 | 5,104 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $138,000 | 4,874 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $85,000 | 3,811 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,003 |
| Total noninterest expense | $590,000 | 5,679 |
| Salaries and employee benefits | $371,000 | 5,253 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $150,000 | 6,055 |
| Pre-tax net operating income | $428,000 | 4,123 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $153,000 | 3,014 |
| Income before extraordinary items | $275,000 | 4,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 1,969 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $275,000 | 4,609 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,715,000 | 5,343 |
| Total interest expense | $1,458,000 | 5,291 |
| Net interest income | $3,257,000 | 5,236 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $613,000 | 4,730 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $327,000 | 3,989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $286,000 | 4,449 |
| Total noninterest expense | $2,485,000 | 5,396 |
| Salaries and employee benefits | $1,580,000 | 4,884 |
| Premises and equipment expense | $254,000 | 6,160 |
| Additional noninterest expense | $651,000 | 5,795 |
| Pre-tax net operating income | $1,355,000 | 4,634 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $478,000 | 3,443 |
| Income before extraordinary items | $877,000 | 5,140 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $877,000 | 5,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,589 |
| Cash dividends | $144,000 | 5,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $877,000 | 5,109 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,446,000 | 5,392 |
| Total interest expense | $1,032,000 | 5,348 |
| Net interest income | $2,414,000 | 5,287 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $367,000 | 5,310 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $238,000 | 4,072 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 5,472 |
| Total noninterest expense | $1,840,000 | 5,408 |
| Salaries and employee benefits | $1,179,000 | 4,880 |
| Premises and equipment expense | $189,000 | 6,172 |
| Additional noninterest expense | $472,000 | 5,882 |
| Pre-tax net operating income | $941,000 | 4,926 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $331,000 | 3,629 |
| Income before extraordinary items | $610,000 | 5,406 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $610,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 8,617 |
| Cash dividends | $144,000 | 4,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $610,000 | 5,374 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 5,406 |
| Total interest expense | $639,000 | 5,396 |
| Net interest income | $1,598,000 | 5,293 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $197,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $141,000 | 4,291 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $56,000 | 6,224 |
| Total noninterest expense | $1,219,000 | 5,419 |
| Salaries and employee benefits | $777,000 | 4,908 |
| Premises and equipment expense | $129,000 | 6,119 |
| Additional noninterest expense | $313,000 | 5,880 |
| Pre-tax net operating income | $576,000 | 5,100 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $202,000 | 3,772 |
| Income before extraordinary items | $374,000 | 5,618 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $374,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 8,647 |
| Cash dividends | $144,000 | 3,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $374,000 | 5,572 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 5,405 |
| Total interest expense | $295,000 | 5,524 |
| Net interest income | $821,000 | 5,257 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $93,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $597,000 | 5,529 |
| Salaries and employee benefits | $368,000 | 5,115 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $166,000 | 5,678 |
| Pre-tax net operating income | $317,000 | 4,847 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $112,000 | 3,590 |
| Income before extraordinary items | $205,000 | 5,351 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $205,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,547 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $205,000 | 5,322 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,704,000 | 5,050 |
| Total interest expense | $1,200,000 | 5,119 |
| Net interest income | $3,504,000 | 4,896 |
| Provision for loan and lease losses | $-380,000 | 8,891 |
| Total noninterest income | $487,000 | 5,334 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $303,000 | 4,287 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $184,000 | 5,280 |
| Total noninterest expense | $2,472,000 | 5,355 |
| Salaries and employee benefits | $1,452,000 | 5,064 |
| Premises and equipment expense | $243,000 | 6,265 |
| Additional noninterest expense | $777,000 | 5,193 |
| Pre-tax net operating income | $1,899,000 | 3,632 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $679,000 | 2,816 |
| Income before extraordinary items | $1,220,000 | 4,163 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,220,000 | 4,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,070,000 | 450 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,220,000 | 4,094 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 4,984 |
| Total interest expense | $901,000 | 5,083 |
| Net interest income | $2,678,000 | 4,823 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $378,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $230,000 | 4,298 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $148,000 | 5,155 |
| Total noninterest expense | $1,819,000 | 5,376 |
| Salaries and employee benefits | $1,112,000 | 4,940 |
| Premises and equipment expense | $183,000 | 6,237 |
| Additional noninterest expense | $524,000 | 5,495 |
| Pre-tax net operating income | $1,237,000 | 4,088 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $439,000 | 3,136 |
| Income before extraordinary items | $798,000 | 4,637 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $798,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,811,000 | 381 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $798,000 | 4,548 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 5,066 |
| Total interest expense | $599,000 | 5,106 |
| Net interest income | $1,734,000 | 4,920 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $267,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $158,000 | 4,210 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 4,988 |
| Total noninterest expense | $1,203,000 | 5,439 |
| Salaries and employee benefits | $730,000 | 5,013 |
| Premises and equipment expense | $122,000 | 6,279 |
| Additional noninterest expense | $351,000 | 5,505 |
| Pre-tax net operating income | $798,000 | 4,121 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $284,000 | 3,171 |
| Income before extraordinary items | $514,000 | 4,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $514,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,791,000 | 283 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $514,000 | 4,575 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 5,020 |
| Total interest expense | $308,000 | 5,082 |
| Net interest income | $886,000 | 4,867 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $136,000 | 5,025 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 4,000 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $563,000 | 5,658 |
| Salaries and employee benefits | $341,000 | 5,286 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $161,000 | 5,784 |
| Pre-tax net operating income | $459,000 | 3,738 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $164,000 | 2,923 |
| Income before extraordinary items | $295,000 | 4,313 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $295,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,780,000 | 188 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $295,000 | 4,185 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,095,000 | 4,827 |
| Total interest expense | $1,408,000 | 5,068 |
| Net interest income | $3,687,000 | 4,627 |
| Provision for loan and lease losses | $3,079,000 | 465 |
| Total noninterest income | $644,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $395,000 | 3,674 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $249,000 | 4,868 |
| Total noninterest expense | $2,180,000 | 5,710 |
| Salaries and employee benefits | $1,417,000 | 5,044 |
| Premises and equipment expense | $204,000 | 6,731 |
| Additional noninterest expense | $559,000 | 6,199 |
| Pre-tax net operating income | $-928,000 | 8,959 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-385,000 | 9,073 |
| Income before extraordinary items | $-543,000 | 8,918 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-543,000 | 8,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,107 |
| Cash dividends | $513,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-543,000 | 8,861 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 4,755 |
| Total interest expense | $1,081,000 | 5,133 |
| Net interest income | $2,893,000 | 4,497 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $470,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $300,000 | 3,654 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $170,000 | 5,101 |
| Total noninterest expense | $1,539,000 | 5,894 |
| Salaries and employee benefits | $1,002,000 | 5,248 |
| Premises and equipment expense | $151,000 | 6,773 |
| Additional noninterest expense | $386,000 | 6,447 |
| Pre-tax net operating income | $1,744,000 | 3,154 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $647,000 | 2,526 |
| Income before extraordinary items | $1,097,000 | 3,748 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,097,000 | 3,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,290 |
| Cash dividends | $334,000 | 3,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,097,000 | 3,576 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 4,826 |
| Total interest expense | $744,000 | 5,156 |
| Net interest income | $1,876,000 | 4,584 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $327,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $201,000 | 3,607 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $126,000 | 4,908 |
| Total noninterest expense | $1,015,000 | 5,944 |
| Salaries and employee benefits | $656,000 | 5,318 |
| Premises and equipment expense | $99,000 | 6,790 |
| Additional noninterest expense | $260,000 | 6,414 |
| Pre-tax net operating income | $1,153,000 | 3,183 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $428,000 | 2,566 |
| Income before extraordinary items | $725,000 | 3,772 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $725,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,447 |
| Cash dividends | $154,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $725,000 | 3,579 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 4,936 |
| Total interest expense | $384,000 | 5,152 |
| Net interest income | $894,000 | 4,729 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $167,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $96,000 | 3,642 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $512,000 | 5,925 |
| Salaries and employee benefits | $321,000 | 5,412 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $143,000 | 6,099 |
| Pre-tax net operating income | $542,000 | 3,315 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $202,000 | 2,679 |
| Income before extraordinary items | $340,000 | 3,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 3,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $154,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $340,000 | 3,703 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 5,241 |
| Total interest expense | $1,572,000 | 5,578 |
| Net interest income | $3,334,000 | 4,928 |
| Provision for loan and lease losses | $119,000 | 5,449 |
| Total noninterest income | $727,000 | 4,229 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $400,000 | 3,542 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $327,000 | 4,070 |
| Total noninterest expense | $1,861,000 | 6,128 |
| Salaries and employee benefits | $1,128,000 | 5,720 |
| Premises and equipment expense | $141,000 | 7,569 |
| Additional noninterest expense | $592,000 | 5,982 |
| Pre-tax net operating income | $2,081,000 | 3,338 |
| Securities gains (losses) | $-10,000 | 8,909 |
| Applicable income taxes | $762,000 | 2,680 |
| Income before extraordinary items | $1,309,000 | 3,871 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,309,000 | 3,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,817 |
| Cash dividends | $810,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,315,400 | 3,748 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 5,567 |
| Total interest expense | $2,039,000 | 6,035 |
| Net interest income | $3,030,000 | 5,030 |
| Provision for loan and lease losses | $225,000 | 3,876 |
| Total noninterest income | $689,000 | 4,232 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $364,000 | 3,663 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $325,000 | 3,939 |
| Total noninterest expense | $1,580,000 | 6,619 |
| Salaries and employee benefits | $957,000 | 6,143 |
| Premises and equipment expense | $145,000 | 7,606 |
| Additional noninterest expense | $478,000 | 6,598 |
| Pre-tax net operating income | $1,914,000 | 3,281 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $685,000 | 2,713 |
| Income before extraordinary items | $1,229,000 | 3,738 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,229,000 | 3,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,195 |
| Cash dividends | $828,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,229,000 | 3,623 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 6,406 |
| Total interest expense | $1,321,000 | 7,536 |
| Net interest income | $2,784,000 | 5,423 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $443,000 | 5,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $1,393,000 | 7,015 |
| Salaries and employee benefits | $781,000 | 6,821 |
| Premises and equipment expense | $144,000 | 7,690 |
| Additional noninterest expense | $468,000 | 6,652 |
| Pre-tax net operating income | $1,738,000 | 3,650 |
| Securities gains (losses) | $-32,000 | 8,979 |
| Applicable income taxes | $620,000 | 3,030 |
| Income before extraordinary items | $1,086,000 | 4,143 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,086,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,361 |
| Cash dividends | $1,008,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,106,480 | 4,085 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 7,217 |
| Total interest expense | $1,005,000 | 8,168 |
| Net interest income | $2,129,000 | 6,411 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $371,000 | 5,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,365 |
| Total noninterest expense | $1,212,000 | 7,534 |
| Salaries and employee benefits | $657,000 | 7,449 |
| Premises and equipment expense | $147,000 | 7,713 |
| Additional noninterest expense | $408,000 | 7,196 |
| Pre-tax net operating income | $1,204,000 | 4,755 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $436,000 | 3,937 |
| Income before extraordinary items | $768,000 | 5,205 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $768,000 | 5,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,890 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $768,000 | 5,172 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 7,875 |
| Total interest expense | $924,000 | 8,627 |
| Net interest income | $1,771,000 | 7,111 |
| Provision for loan and lease losses | $56,000 | 6,406 |
| Total noninterest income | $375,000 | 5,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 3,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,990 |
| Total noninterest expense | $1,145,000 | 7,694 |
| Salaries and employee benefits | $616,000 | 7,668 |
| Premises and equipment expense | $139,000 | 7,901 |
| Additional noninterest expense | $390,000 | 7,299 |
| Pre-tax net operating income | $945,000 | 5,589 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $334,000 | 4,894 |
| Income before extraordinary items | $611,000 | 5,999 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $611,000 | 5,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,589 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $611,000 | 5,892 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 8,495 |
| Total interest expense | $801,000 | 9,258 |
| Net interest income | $1,608,000 | 7,751 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $369,000 | 5,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,261 |
| Total noninterest expense | $1,106,000 | 7,983 |
| Salaries and employee benefits | $588,000 | 7,996 |
| Premises and equipment expense | $130,000 | 8,242 |
| Additional noninterest expense | $388,000 | 7,459 |
| Pre-tax net operating income | $816,000 | 6,473 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $294,000 | 5,783 |
| Income before extraordinary items | $522,000 | 6,854 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $522,000 | 6,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $522,000 | 6,793 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 9,040 |
| Total interest expense | $773,000 | 9,730 |
| Net interest income | $1,466,000 | 8,353 |
| Provision for loan and lease losses | $67,000 | 5,924 |
| Total noninterest income | $372,000 | 6,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,463 |
| Total noninterest expense | $1,021,000 | 8,603 |
| Salaries and employee benefits | $558,000 | 8,417 |
| Premises and equipment expense | $103,000 | 9,206 |
| Additional noninterest expense | $360,000 | 8,263 |
| Pre-tax net operating income | $750,000 | 6,700 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $253,000 | 6,414 |
| Income before extraordinary items | $497,000 | 6,923 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $497,000 | 6,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $497,000 | 6,858 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 9,774 |
| Total interest expense | $620,000 | 10,603 |
| Net interest income | $1,342,000 | 8,948 |
| Provision for loan and lease losses | $28,000 | 7,236 |
| Total noninterest income | $343,000 | 6,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $958,000 | 9,132 |
| Salaries and employee benefits | $506,000 | 9,065 |
| Premises and equipment expense | $104,000 | 9,513 |
| Additional noninterest expense | $348,000 | 8,711 |
| Pre-tax net operating income | $699,000 | 7,335 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $255,000 | 6,571 |
| Income before extraordinary items | $444,000 | 7,690 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $444,000 | 7,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $126,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $444,000 | 7,662 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 10,562 |
| Total interest expense | $478,000 | 11,194 |
| Net interest income | $1,106,000 | 10,041 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $376,000 | 6,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,572 |
| Total noninterest expense | $1,014,000 | 9,285 |
| Salaries and employee benefits | $486,000 | 9,522 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $381,000 | 9,026 |
| Pre-tax net operating income | $420,000 | 9,201 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $103,000 | 9,288 |
| Income before extraordinary items | $317,000 | 8,966 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $317,000 | 8,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $99,000 | 6,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $317,000 | 9,028 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 11,492 |
| Total interest expense | $442,000 | 11,995 |
| Net interest income | $937,000 | 11,010 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $318,000 | 7,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $955,000 | 9,951 |
| Salaries and employee benefits | $448,000 | 10,169 |
| Premises and equipment expense | $149,000 | 8,943 |
| Additional noninterest expense | $357,000 | 9,763 |
| Pre-tax net operating income | $286,000 | 10,353 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $93,000 | 9,919 |
| Income before extraordinary items | $193,000 | 10,734 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $193,000 | 10,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $193,000 | 10,513 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $774,000 | 13,387 |
| Total interest expense | $276,000 | 13,536 |
| Net interest income | $498,000 | 13,092 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $113,000 | 11,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $435,000 | 12,988 |
| Salaries and employee benefits | $225,000 | 12,882 |
| Premises and equipment expense | $51,000 | 12,648 |
| Additional noninterest expense | $159,000 | 12,806 |
| Pre-tax net operating income | $171,000 | 11,328 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $49,000 | 11,284 |
| Income before extraordinary items | $124,000 | 11,632 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $124,000 | 11,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $364,000 | 614 |
| Net operating income | $122,560 | 11,325 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.