Home > Colorado Federal Savings Bank > Income and Expense

Colorado Federal Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$84,197,000614
Total interest expense$51,490,000382
Net interest income$32,707,000965
Provision for loan and lease losses$25,0003,002
Total noninterest income$11,894,000662
Gross Fiduciary activities income$0981
Service charges on deposit accounts$8,0004,298
Trading account gains and fees$-290,0001,188
Additional Noninterest Income$12,176,000464
Total noninterest expense$16,289,0001,419
Salaries and employee benefits$10,064,0001,332
Premises and equipment expense$233,0003,821
Additional noninterest expense$12,176,000464
Pre-tax net operating income$28,287,000529
Securities gains (losses)$0988
Applicable income taxes$7,123,000437
Income before extraordinary items$21,164,000559
Extraordinary gains, net$054
Net income$21,164,000566
Minority interest net income$088
Net income of bank and minority interests.$21,164,000562
Net charge-offs$-56,0004,220
Cash dividends$29,020,000245
Sale, conversion, retirement of capital stock, net$0540
Net operating income$21,164,000574
2023-09-30 (YTD Data)Rank
Total interest income$58,762,000640
Total interest expense$34,335,000390
Net interest income$24,427,000969
Provision for loan and lease losses$33,0002,677
Total noninterest income$8,967,000668
Gross Fiduciary activities income$0950
Service charges on deposit accounts$5,0004,344
Trading account gains and fees$410,00081
Additional Noninterest Income$8,552,000495
Total noninterest expense$12,029,0001,430
Salaries and employee benefits$7,430,0001,346
Premises and equipment expense$181,0003,804
Additional noninterest expense$8,552,000495
Pre-tax net operating income$21,332,000536
Securities gains (losses)$0849
Applicable income taxes$5,375,000450
Income before extraordinary items$15,957,000574
Extraordinary gains, net$052
Net income$15,957,000578
Minority interest net income$081
Net income of bank and minority interests.$15,957,000574
Net charge-offs$-32,0004,119
Cash dividends$2,996,000892
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,957,000579
2023-06-30 (YTD Data)Rank
Total interest income$36,359,000653
Total interest expense$21,118,000375
Net interest income$15,241,0001,036
Provision for loan and lease losses$02,940
Total noninterest income$1,349,0001,664
Gross Fiduciary activities income$0931
Service charges on deposit accounts$3,0004,381
Trading account gains and fees$0112
Additional Noninterest Income$1,346,0001,263
Total noninterest expense$8,067,0001,412
Salaries and employee benefits$4,978,0001,340
Premises and equipment expense$114,0003,858
Additional noninterest expense$1,346,0001,262
Pre-tax net operating income$8,523,000802
Securities gains (losses)$0938
Applicable income taxes$2,048,000657
Income before extraordinary items$6,475,000852
Extraordinary gains, net$051
Net income$6,475,000865
Minority interest net income$081
Net income of bank and minority interests.$6,475,000852
Net charge-offs$-29,0004,204
Cash dividends$1,971,000903
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,475,000860
2023-03-31 (YTD Data)Rank
Total interest income$17,307,000683
Total interest expense$9,715,000367
Net interest income$7,592,0001,044
Provision for loan and lease losses$02,612
Total noninterest income$132,0003,371
Gross Fiduciary activities income$0913
Service charges on deposit accounts$2,0004,397
Trading account gains and fees$097
Additional Noninterest Income$130,0002,887
Total noninterest expense$4,010,0001,438
Salaries and employee benefits$2,494,0001,361
Premises and equipment expense$70,0003,724
Additional noninterest expense$130,0002,887
Pre-tax net operating income$3,714,000937
Securities gains (losses)$0950
Applicable income taxes$874,000732
Income before extraordinary items$2,840,000979
Extraordinary gains, net$04
Net income$2,840,000978
Minority interest net income$048
Net income of bank and minority interests.$2,840,000978
Net charge-offs$-5,0003,836
Cash dividends$955,000859
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,840,000996
2022-12-31 (YTD Data)Rank
Total interest income$60,554,000637
Total interest expense$15,398,000323
Net interest income$45,156,000735
Provision for loan and lease losses$-1,015,0004,618
Total noninterest income$29,382,000361
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$8,0004,454
Trading account gains and fees$0116
Additional Noninterest Income$29,374,000261
Total noninterest expense$16,480,0001,372
Salaries and employee benefits$9,527,0001,369
Premises and equipment expense$291,0003,680
Additional noninterest expense$29,374,000261
Pre-tax net operating income$59,073,000339
Securities gains (losses)$0691
Applicable income taxes$15,412,000289
Income before extraordinary items$43,661,000355
Extraordinary gains, net$05
Net income$43,661,000355
Minority interest net income$063
Net income of bank and minority interests.$43,661,000355
Net charge-offs$-1,141,0004,666
Cash dividends$26,762,000247
Sale, conversion, retirement of capital stock, net$0568
Net operating income$43,661,000362
2022-09-30 (YTD Data)Rank
Total interest income$43,623,000629
Total interest expense$8,622,000294
Net interest income$35,001,000704
Provision for loan and lease losses$-1,015,0004,659
Total noninterest income$28,909,000313
Gross Fiduciary activities income$0968
Service charges on deposit accounts$6,0004,492
Trading account gains and fees$0111
Additional Noninterest Income$28,903,000222
Total noninterest expense$12,437,0001,362
Salaries and employee benefits$7,132,0001,362
Premises and equipment expense$218,0003,699
Additional noninterest expense$28,903,000222
Pre-tax net operating income$52,488,000305
Securities gains (losses)$0740
Applicable income taxes$13,764,000266
Income before extraordinary items$38,724,000309
Extraordinary gains, net$04
Net income$38,724,000309
Minority interest net income$057
Net income of bank and minority interests.$38,724,000309
Net charge-offs$-1,110,0004,700
Cash dividends$10,856,000332
Sale, conversion, retirement of capital stock, net$0519
Net operating income$38,724,000318
2022-06-30 (YTD Data)Rank
Total interest income$28,297,000610
Total interest expense$4,523,000290
Net interest income$23,774,000671
Provision for loan and lease losses$02,599
Total noninterest income$26,829,000237
Gross Fiduciary activities income$0925
Service charges on deposit accounts$4,0004,546
Trading account gains and fees$0108
Additional Noninterest Income$26,825,000184
Total noninterest expense$8,319,0001,355
Salaries and employee benefits$4,716,0001,365
Premises and equipment expense$144,0003,734
Additional noninterest expense$3,459,0001,053
Pre-tax net operating income$42,284,000249
Securities gains (losses)$0687
Applicable income taxes$11,140,000223
Income before extraordinary items$31,144,000265
Extraordinary gains, net$04
Net income$31,144,000265
Minority interest net income$060
Net income of bank and minority interests.$31,144,000265
Net charge-offs$-95,0004,373
Cash dividends$10,238,000264
Sale, conversion, retirement of capital stock, net$0494
Net operating income$31,144,000267
2022-03-31 (YTD Data)Rank
Total interest income$13,491,000617
Total interest expense$1,796,000321
Net interest income$11,695,000662
Provision for loan and lease losses$02,285
Total noninterest income$15,425,000227
Gross Fiduciary activities income$0892
Service charges on deposit accounts$2,0004,564
Trading account gains and fees$0103
Additional Noninterest Income$15,423,000174
Total noninterest expense$4,216,0001,333
Salaries and employee benefits$2,352,0001,372
Premises and equipment expense$70,0003,778
Additional noninterest expense$1,794,0001,007
Pre-tax net operating income$22,904,000239
Securities gains (losses)$0623
Applicable income taxes$6,043,000203
Income before extraordinary items$16,861,000252
Extraordinary gains, net$04
Net income$16,861,000252
Minority interest net income$050
Net income of bank and minority interests.$16,861,000252
Net charge-offs$01,838
Cash dividends$9,619,000177
Sale, conversion, retirement of capital stock, net$0453
Net operating income$16,861,000251
2021-12-31 (YTD Data)Rank
Total interest income$53,259,000641
Total interest expense$8,272,000339
Net interest income$44,987,000692
Provision for loan and lease losses$-1,000,0004,527
Total noninterest income$-12,587,0004,839
Gross Fiduciary activities income$0994
Service charges on deposit accounts$9,0004,595
Trading account gains and fees$0132
Additional Noninterest Income$-12,596,0004,848
Total noninterest expense$16,142,0001,363
Salaries and employee benefits$8,029,0001,559
Premises and equipment expense$273,0003,827
Additional noninterest expense$7,840,000947
Pre-tax net operating income$17,258,000842
Securities gains (losses)$02,062
Applicable income taxes$4,122,000714
Income before extraordinary items$13,136,000920
Extraordinary gains, net$010
Net income$13,136,000920
Minority interest net income$074
Net income of bank and minority interests.$13,136,000920
Net charge-offs$-298,0004,635
Cash dividends$14,475,000372
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,136,000908
2021-09-30 (YTD Data)Rank
Total interest income$38,317,000677
Total interest expense$6,278,000351
Net interest income$32,039,000734
Provision for loan and lease losses$-2,500,0004,704
Total noninterest income$-11,178,0004,914
Gross Fiduciary activities income$0957
Service charges on deposit accounts$7,0004,668
Trading account gains and fees$0132
Additional Noninterest Income$-11,185,0004,923
Total noninterest expense$11,998,0001,390
Salaries and employee benefits$6,041,0001,559
Premises and equipment expense$199,0003,905
Additional noninterest expense$5,758,000960
Pre-tax net operating income$11,363,000966
Securities gains (losses)$02,015
Applicable income taxes$2,660,000800
Income before extraordinary items$8,703,0001,063
Extraordinary gains, net$08
Net income$8,703,0001,064
Minority interest net income$069
Net income of bank and minority interests.$8,703,0001,064
Net charge-offs$-130,0004,530
Cash dividends$13,856,000295
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,703,0001,043
2021-06-30 (YTD Data)Rank
Total interest income$25,418,000677
Total interest expense$4,587,000334
Net interest income$20,831,000740
Provision for loan and lease losses$-2,500,0004,761
Total noninterest income$-4,773,0004,951
Gross Fiduciary activities income$0951
Service charges on deposit accounts$5,0004,683
Trading account gains and fees$0133
Additional Noninterest Income$-4,778,0004,960
Total noninterest expense$7,943,0001,392
Salaries and employee benefits$4,034,0001,551
Premises and equipment expense$135,0003,899
Additional noninterest expense$3,774,000973
Pre-tax net operating income$10,615,000719
Securities gains (losses)$01,818
Applicable income taxes$2,584,000628
Income before extraordinary items$8,031,000796
Extraordinary gains, net$06
Net income$8,031,000796
Minority interest net income$067
Net income of bank and minority interests.$8,031,000796
Net charge-offs$-91,0004,566
Cash dividends$13,238,000225
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,031,000775
2021-03-31 (YTD Data)Rank
Total interest income$12,449,000677
Total interest expense$2,609,000310
Net interest income$9,840,000770
Provision for loan and lease losses$-750,0004,779
Total noninterest income$-2,881,0004,975
Gross Fiduciary activities income$0922
Service charges on deposit accounts$3,0004,659
Trading account gains and fees$0127
Additional Noninterest Income$-2,884,0004,984
Total noninterest expense$3,906,0001,395
Salaries and employee benefits$1,935,0001,589
Premises and equipment expense$62,0004,007
Additional noninterest expense$1,909,000938
Pre-tax net operating income$3,803,000954
Securities gains (losses)$01,392
Applicable income taxes$888,000807
Income before extraordinary items$2,915,0001,046
Extraordinary gains, net$03
Net income$2,915,0001,046
Minority interest net income$055
Net income of bank and minority interests.$2,915,0001,046
Net charge-offs$-30,0004,464
Cash dividends$12,619,000133
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,915,0001,019
2020-12-31 (YTD Data)Rank
Total interest income$55,212,000617
Total interest expense$15,482,000337
Net interest income$39,730,000729
Provision for loan and lease losses$1,849,0001,106
Total noninterest income$2,230,0002,002
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$12,0004,726
Trading account gains and fees$0133
Additional Noninterest Income$2,218,0001,698
Total noninterest expense$15,342,0001,384
Salaries and employee benefits$7,876,0001,537
Premises and equipment expense$352,0003,599
Additional noninterest expense$7,114,000974
Pre-tax net operating income$24,769,000493
Securities gains (losses)$02,675
Applicable income taxes$6,289,000420
Income before extraordinary items$18,480,000555
Extraordinary gains, net$04
Net income$18,480,000555
Minority interest net income$072
Net income of bank and minority interests.$18,480,000555
Net charge-offs$1,156,000596
Cash dividends$12,475,000393
Sale, conversion, retirement of capital stock, net$0566
Net operating income$18,480,000539
2020-09-30 (YTD Data)Rank
Total interest income$42,174,000607
Total interest expense$12,314,000345
Net interest income$29,860,000716
Provision for loan and lease losses$1,234,0001,201
Total noninterest income$39,0004,838
Gross Fiduciary activities income$0981
Service charges on deposit accounts$9,0004,754
Trading account gains and fees$0125
Additional Noninterest Income$30,0004,694
Total noninterest expense$10,574,0001,461
Salaries and employee benefits$5,759,0001,549
Premises and equipment expense$271,0003,572
Additional noninterest expense$4,544,0001,070
Pre-tax net operating income$18,091,000478
Securities gains (losses)$02,494
Applicable income taxes$4,626,000397
Income before extraordinary items$13,465,000539
Extraordinary gains, net$04
Net income$13,465,000538
Minority interest net income$065
Net income of bank and minority interests.$13,465,000539
Net charge-offs$177,0001,333
Cash dividends$11,856,000315
Sale, conversion, retirement of capital stock, net$0532
Net operating income$13,465,000521
2020-06-30 (YTD Data)Rank
Total interest income$28,379,000612
Total interest expense$8,852,000352
Net interest income$19,527,000725
Provision for loan and lease losses$1,000,0001,077
Total noninterest income$-6,624,0005,060
Gross Fiduciary activities income$0970
Service charges on deposit accounts$6,0004,783
Trading account gains and fees$0123
Additional Noninterest Income$-6,630,0005,068
Total noninterest expense$7,143,0001,440
Salaries and employee benefits$3,891,0001,523
Premises and equipment expense$182,0003,554
Additional noninterest expense$3,070,0001,066
Pre-tax net operating income$4,760,000996
Securities gains (losses)$02,249
Applicable income taxes$1,129,000748
Income before extraordinary items$3,631,0001,115
Extraordinary gains, net$04
Net income$3,631,0001,115
Minority interest net income$065
Net income of bank and minority interests.$3,631,0001,115
Net charge-offs$28,0002,029
Cash dividends$11,238,000257
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,631,0001,087
2020-03-31 (YTD Data)Rank
Total interest income$15,351,000571
Total interest expense$4,708,000380
Net interest income$10,643,000660
Provision for loan and lease losses$1,000,000602
Total noninterest income$-7,022,0005,108
Gross Fiduciary activities income$0941
Service charges on deposit accounts$3,0004,858
Trading account gains and fees$0106
Additional Noninterest Income$-7,025,0005,114
Total noninterest expense$3,569,0001,455
Salaries and employee benefits$2,034,0001,479
Premises and equipment expense$92,0003,558
Additional noninterest expense$1,443,0001,128
Pre-tax net operating income$-948,0005,024
Securities gains (losses)$01,705
Applicable income taxes$-333,0005,010
Income before extraordinary items$-615,0004,970
Extraordinary gains, net$04
Net income$-615,0004,970
Minority interest net income$056
Net income of bank and minority interests.$-615,0004,970
Net charge-offs$-3,0004,005
Cash dividends$10,619,000187
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-615,0004,999
2019-12-31 (YTD Data)Rank
Total interest income$66,081,000533
Total interest expense$20,214,000386
Net interest income$45,867,000608
Provision for loan and lease losses$1,893,000562
Total noninterest income$-2,752,0005,171
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$16,0004,897
Trading account gains and fees$0135
Additional Noninterest Income$-2,768,0005,178
Total noninterest expense$19,652,0001,106
Salaries and employee benefits$8,829,0001,342
Premises and equipment expense$345,0003,705
Additional noninterest expense$10,478,000676
Pre-tax net operating income$21,570,000575
Securities gains (losses)$02,379
Applicable income taxes$5,570,000476
Income before extraordinary items$16,000,000641
Extraordinary gains, net$011
Net income$16,000,000642
Minority interest net income$076
Net income of bank and minority interests.$16,000,000642
Net charge-offs$324,0001,304
Cash dividends$2,475,0001,387
Sale, conversion, retirement of capital stock, net$0626
Net operating income$16,000,000625
2019-09-30 (YTD Data)Rank
Total interest income$49,149,000544
Total interest expense$15,166,000393
Net interest income$33,983,000619
Provision for loan and lease losses$1,788,000448
Total noninterest income$-4,594,0005,251
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$11,0004,984
Trading account gains and fees$0129
Additional Noninterest Income$-4,605,0005,259
Total noninterest expense$16,043,0001,033
Salaries and employee benefits$6,877,0001,297
Premises and equipment expense$257,0003,757
Additional noninterest expense$8,909,000599
Pre-tax net operating income$11,558,000747
Securities gains (losses)$02,167
Applicable income taxes$2,955,000594
Income before extraordinary items$8,603,000850
Extraordinary gains, net$011
Net income$8,603,000851
Minority interest net income$072
Net income of bank and minority interests.$8,603,000851
Net charge-offs$1,236,000435
Cash dividends$1,856,0001,271
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,603,000830
2019-06-30 (YTD Data)Rank
Total interest income$32,246,000550
Total interest expense$10,272,000378
Net interest income$21,974,000636
Provision for loan and lease losses$1,648,000338
Total noninterest income$-3,181,0005,297
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$8,0005,006
Trading account gains and fees$0131
Additional Noninterest Income$-3,189,0005,305
Total noninterest expense$12,026,000931
Salaries and employee benefits$4,634,0001,282
Premises and equipment expense$163,0003,849
Additional noninterest expense$7,229,000507
Pre-tax net operating income$5,119,0001,029
Securities gains (losses)$01,702
Applicable income taxes$1,282,000762
Income before extraordinary items$3,837,0001,146
Extraordinary gains, net$011
Net income$3,837,0001,146
Minority interest net income$069
Net income of bank and minority interests.$3,837,0001,146
Net charge-offs$1,190,000314
Cash dividends$1,238,0001,261
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,837,0001,127
2019-03-31 (YTD Data)Rank
Total interest income$16,149,000541
Total interest expense$5,340,000354
Net interest income$10,809,000641
Provision for loan and lease losses$1,042,000276
Total noninterest income$-947,0005,356
Gross Fiduciary activities income$0972
Service charges on deposit accounts$4,0005,050
Trading account gains and fees$0126
Additional Noninterest Income$-951,0005,362
Total noninterest expense$7,702,000751
Salaries and employee benefits$2,326,0001,281
Premises and equipment expense$76,0003,996
Additional noninterest expense$5,300,000367
Pre-tax net operating income$1,118,0001,908
Securities gains (losses)$01,087
Applicable income taxes$250,0001,412
Income before extraordinary items$868,0002,077
Extraordinary gains, net$05
Net income$868,0002,076
Minority interest net income$052
Net income of bank and minority interests.$868,0002,076
Net charge-offs$779,000250
Cash dividends$619,0001,153
Sale, conversion, retirement of capital stock, net$0529
Net operating income$868,0002,059
2018-12-31 (YTD Data)Rank
Total interest income$57,671,000560
Total interest expense$17,651,000340
Net interest income$40,020,000681
Provision for loan and lease losses$3,683,000327
Total noninterest income$3,186,0001,475
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$18,0005,102
Trading account gains and fees$0126
Additional Noninterest Income$3,168,0001,101
Total noninterest expense$17,929,0001,159
Salaries and employee benefits$8,857,0001,310
Premises and equipment expense$277,0004,143
Additional noninterest expense$8,795,000781
Pre-tax net operating income$21,594,000564
Securities gains (losses)$-1,598,0005,339
Applicable income taxes$4,361,000523
Income before extraordinary items$15,635,000629
Extraordinary gains, net$06
Net income$15,635,000627
Minority interest net income$072
Net income of bank and minority interests.$15,635,000628
Net charge-offs$4,0003,576
Cash dividends$2,475,0001,269
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,897,420586
2018-09-30 (YTD Data)Rank
Total interest income$41,827,000565
Total interest expense$12,312,000338
Net interest income$29,515,000687
Provision for loan and lease losses$2,665,000318
Total noninterest income$3,560,0001,131
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$13,0005,174
Trading account gains and fees$0138
Additional Noninterest Income$3,547,000835
Total noninterest expense$13,252,0001,173
Salaries and employee benefits$6,549,0001,323
Premises and equipment expense$200,0004,230
Additional noninterest expense$6,503,000786
Pre-tax net operating income$17,158,000536
Securities gains (losses)$-1,598,0005,447
Applicable income taxes$3,217,000535
Income before extraordinary items$12,343,000595
Extraordinary gains, net$05
Net income$12,343,000593
Minority interest net income$066
Net income of bank and minority interests.$12,343,000594
Net charge-offs$17,0002,776
Cash dividends$1,856,0001,150
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,605,420555
2018-06-30 (YTD Data)Rank
Total interest income$26,866,000579
Total interest expense$8,001,000332
Net interest income$18,865,000707
Provision for loan and lease losses$2,423,000258
Total noninterest income$2,261,0001,170
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$9,0005,218
Trading account gains and fees$0130
Additional Noninterest Income$2,252,000866
Total noninterest expense$8,572,0001,203
Salaries and employee benefits$4,212,0001,362
Premises and equipment expense$134,0004,241
Additional noninterest expense$4,226,000794
Pre-tax net operating income$10,131,000583
Securities gains (losses)$-1,598,0005,522
Applicable income taxes$1,376,000700
Income before extraordinary items$7,157,000667
Extraordinary gains, net$06
Net income$7,157,000664
Minority interest net income$065
Net income of bank and minority interests.$7,157,000666
Net charge-offs$-26,0004,826
Cash dividends$1,238,0001,128
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,499,320580
2018-03-31 (YTD Data)Rank
Total interest income$12,805,000599
Total interest expense$3,692,000340
Net interest income$9,113,000722
Provision for loan and lease losses$1,487,000220
Total noninterest income$1,850,000830
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$5,0005,244
Trading account gains and fees$0123
Additional Noninterest Income$1,845,000611
Total noninterest expense$3,956,0001,282
Salaries and employee benefits$2,063,0001,394
Premises and equipment expense$68,0004,280
Additional noninterest expense$1,825,000892
Pre-tax net operating income$5,520,000543
Securities gains (losses)$0735
Applicable income taxes$1,239,000483
Income before extraordinary items$4,281,000567
Extraordinary gains, net$07
Net income$4,281,000568
Minority interest net income$052
Net income of bank and minority interests.$4,281,000567
Net charge-offs$-38,0005,164
Cash dividends$619,0001,028
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,281,000568
2017-12-31 (YTD Data)Rank
Total interest income$46,572,000616
Total interest expense$9,106,000402
Net interest income$37,466,000679
Provision for loan and lease losses$3,956,000288
Total noninterest income$2,163,0001,936
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$20,0005,331
Trading account gains and fees$0151
Additional Noninterest Income$2,143,0001,466
Total noninterest expense$14,965,0001,325
Salaries and employee benefits$8,124,0001,392
Premises and equipment expense$262,0004,377
Additional noninterest expense$6,579,000986
Pre-tax net operating income$20,708,000537
Securities gains (losses)$-244,0005,531
Applicable income taxes$2,507,0001,107
Income before extraordinary items$17,957,000442
Extraordinary gains, net$09
Net income$17,957,000440
Minority interest net income$076
Net income of bank and minority interests.$17,957,000442
Net charge-offs$251,0001,631
Cash dividends$4,319,000769
Sale, conversion, retirement of capital stock, net$0711
Net operating income$18,171,720432
2017-09-30 (YTD Data)Rank
Total interest income$34,040,000631
Total interest expense$6,078,000429
Net interest income$27,962,000681
Provision for loan and lease losses$1,977,000402
Total noninterest income$1,109,0002,437
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$15,0005,392
Trading account gains and fees$0145
Additional Noninterest Income$1,094,0001,877
Total noninterest expense$11,171,0001,327
Salaries and employee benefits$6,229,0001,353
Premises and equipment expense$199,0004,382
Additional noninterest expense$4,743,0001,021
Pre-tax net operating income$15,923,000531
Securities gains (losses)$-244,0005,680
Applicable income taxes$4,547,000527
Income before extraordinary items$11,132,000568
Extraordinary gains, net$09
Net income$11,132,000568
Minority interest net income$071
Net income of bank and minority interests.$11,132,000568
Net charge-offs$372,000975
Cash dividends$3,700,000649
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,305,240560
2017-06-30 (YTD Data)Rank
Total interest income$22,280,000633
Total interest expense$4,026,000421
Net interest income$18,254,000692
Provision for loan and lease losses$1,467,000363
Total noninterest income$845,0002,280
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$9,0005,457
Trading account gains and fees$0139
Additional Noninterest Income$836,0001,732
Total noninterest expense$7,633,0001,306
Salaries and employee benefits$4,185,0001,354
Premises and equipment expense$134,0004,388
Additional noninterest expense$3,314,000980
Pre-tax net operating income$9,999,000545
Securities gains (losses)$-244,0005,739
Applicable income taxes$2,564,000570
Income before extraordinary items$7,191,000581
Extraordinary gains, net$011
Net income$7,191,000580
Minority interest net income$071
Net income of bank and minority interests.$7,191,000581
Net charge-offs$234,000960
Cash dividends$2,500,000624
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,371,560563
2017-03-31 (YTD Data)Rank
Total interest income$10,636,000656
Total interest expense$1,894,000435
Net interest income$8,742,000722
Provision for loan and lease losses$160,0001,076
Total noninterest income$915,0001,379
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$4,0005,526
Trading account gains and fees$0142
Additional Noninterest Income$911,0001,026
Total noninterest expense$3,984,0001,283
Salaries and employee benefits$2,133,0001,344
Premises and equipment expense$81,0004,123
Additional noninterest expense$1,770,000917
Pre-tax net operating income$5,513,000490
Securities gains (losses)$01,153
Applicable income taxes$1,820,000444
Income before extraordinary items$3,693,000560
Extraordinary gains, net$08
Net income$3,693,000560
Minority interest net income$055
Net income of bank and minority interests.$3,693,000560
Net charge-offs$114,000857
Cash dividends$1,300,000576
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,693,000545
2016-12-31 (YTD Data)Rank
Total interest income$40,890,000663
Total interest expense$7,545,000397
Net interest income$33,345,000713
Provision for loan and lease losses$1,712,000584
Total noninterest income$-2,277,0005,909
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$33,0005,405
Trading account gains and fees$0170
Additional Noninterest Income$-2,310,0005,916
Total noninterest expense$16,030,0001,252
Salaries and employee benefits$8,161,0001,349
Premises and equipment expense$316,0004,214
Additional noninterest expense$7,553,000879
Pre-tax net operating income$13,326,000716
Securities gains (losses)$448,000477
Applicable income taxes$4,616,000584
Income before extraordinary items$9,158,000824
Extraordinary gains, net$05
Net income$9,158,000824
Minority interest net income$082
Net income of bank and minority interests.$9,158,000823
Net charge-offs$543,0001,025
Cash dividends$5,200,000638
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,862,320831
2016-09-30 (YTD Data)Rank
Total interest income$30,769,000659
Total interest expense$5,787,000381
Net interest income$24,982,000709
Provision for loan and lease losses$-281,0005,805
Total noninterest income$-5,175,0005,979
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$27,0005,420
Trading account gains and fees$0169
Additional Noninterest Income$-5,202,0005,985
Total noninterest expense$12,311,0001,232
Salaries and employee benefits$6,009,0001,368
Premises and equipment expense$232,0004,273
Additional noninterest expense$6,070,000825
Pre-tax net operating income$7,777,000906
Securities gains (losses)$448,000431
Applicable income taxes$2,784,000689
Income before extraordinary items$5,441,0001,038
Extraordinary gains, net$05
Net income$5,441,0001,038
Minority interest net income$071
Net income of bank and minority interests.$5,441,0001,038
Net charge-offs$379,000974
Cash dividends$3,900,000619
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,145,3201,065
2016-06-30 (YTD Data)Rank
Total interest income$20,772,000647
Total interest expense$4,140,000361
Net interest income$16,632,000712
Provision for loan and lease losses$-91,0005,847
Total noninterest income$-5,115,0006,057
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$21,0005,385
Trading account gains and fees$0157
Additional Noninterest Income$-5,136,0006,066
Total noninterest expense$8,420,0001,213
Salaries and employee benefits$3,905,0001,402
Premises and equipment expense$150,0004,354
Additional noninterest expense$4,365,000761
Pre-tax net operating income$3,188,0001,353
Securities gains (losses)$02,835
Applicable income taxes$1,122,000997
Income before extraordinary items$2,066,0001,619
Extraordinary gains, net$016
Net income$2,066,0001,620
Minority interest net income$071
Net income of bank and minority interests.$2,066,0001,620
Net charge-offs$305,000852
Cash dividends$2,600,000626
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,066,0001,572
2016-03-31 (YTD Data)Rank
Total interest income$10,349,000647
Total interest expense$2,108,000353
Net interest income$8,241,000722
Provision for loan and lease losses$359,000598
Total noninterest income$-535,0006,115
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$7,0005,613
Trading account gains and fees$0142
Additional Noninterest Income$-542,0006,120
Total noninterest expense$4,137,0001,227
Salaries and employee benefits$1,980,0001,387
Premises and equipment expense$67,0004,588
Additional noninterest expense$2,090,000781
Pre-tax net operating income$3,210,000715
Securities gains (losses)$02,077
Applicable income taxes$1,188,000557
Income before extraordinary items$2,022,000874
Extraordinary gains, net$012
Net income$2,022,000875
Minority interest net income$062
Net income of bank and minority interests.$2,022,000875
Net charge-offs$208,000643
Cash dividends$1,300,000589
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,022,000852
2015-12-31 (YTD Data)Rank
Total interest income$36,325,000702
Total interest expense$6,347,000428
Net interest income$29,978,000752
Provision for loan and lease losses$1,272,000656
Total noninterest income$1,408,0002,569
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$46,0005,463
Trading account gains and fees$0159
Additional Noninterest Income$1,362,0001,975
Total noninterest expense$17,333,0001,159
Salaries and employee benefits$8,059,0001,351
Premises and equipment expense$362,0004,095
Additional noninterest expense$8,912,000740
Pre-tax net operating income$12,781,000700
Securities gains (losses)$-301,0006,129
Applicable income taxes$4,886,000530
Income before extraordinary items$7,594,000942
Extraordinary gains, net$023
Net income$7,594,000942
Minority interest net income$081
Net income of bank and minority interests.$7,594,000942
Net charge-offs$649,000947
Cash dividends$5,200,000640
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,786,640895
2015-09-30 (YTD Data)Rank
Total interest income$27,173,000711
Total interest expense$4,537,000453
Net interest income$22,636,000746
Provision for loan and lease losses$800,000711
Total noninterest income$-678,0006,260
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$37,0005,479
Trading account gains and fees$0153
Additional Noninterest Income$-715,0006,267
Total noninterest expense$12,276,0001,232
Salaries and employee benefits$5,608,0001,438
Premises and equipment expense$284,0004,061
Additional noninterest expense$6,384,000776
Pre-tax net operating income$8,882,000775
Securities gains (losses)$-301,0006,226
Applicable income taxes$3,442,000576
Income before extraordinary items$5,139,0001,039
Extraordinary gains, net$021
Net income$5,139,0001,039
Minority interest net income$078
Net income of bank and minority interests.$5,139,0001,039
Net charge-offs$501,000858
Cash dividends$3,900,000590
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,331,640970
2015-06-30 (YTD Data)Rank
Total interest income$18,141,000711
Total interest expense$2,986,000453
Net interest income$15,155,000741
Provision for loan and lease losses$392,000932
Total noninterest income$627,0002,770
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$27,0005,441
Trading account gains and fees$0157
Additional Noninterest Income$600,0002,184
Total noninterest expense$8,267,0001,222
Salaries and employee benefits$3,763,0001,434
Premises and equipment expense$187,0004,120
Additional noninterest expense$4,317,000767
Pre-tax net operating income$7,123,000665
Securities gains (losses)$-291,0006,307
Applicable income taxes$2,792,000509
Income before extraordinary items$4,040,000885
Extraordinary gains, net$022
Net income$4,040,000885
Minority interest net income$075
Net income of bank and minority interests.$4,040,000885
Net charge-offs$289,000932
Cash dividends$2,600,000573
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,226,240829
2015-03-31 (YTD Data)Rank
Total interest income$9,136,000702
Total interest expense$1,517,000442
Net interest income$7,619,000739
Provision for loan and lease losses$400,000491
Total noninterest income$272,0002,918
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$16,0005,276
Trading account gains and fees$0152
Additional Noninterest Income$256,0002,322
Total noninterest expense$4,352,0001,169
Salaries and employee benefits$2,003,0001,376
Premises and equipment expense$99,0004,047
Additional noninterest expense$2,250,000734
Pre-tax net operating income$3,139,000717
Securities gains (losses)$-291,0006,397
Applicable income taxes$1,157,000565
Income before extraordinary items$1,691,0001,012
Extraordinary gains, net$013
Net income$1,691,0001,012
Minority interest net income$064
Net income of bank and minority interests.$1,691,0001,013
Net charge-offs$03,288
Cash dividends$1,300,000529
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,877,240882
2014-12-31 (YTD Data)Rank
Total interest income$35,180,000718
Total interest expense$7,002,000401
Net interest income$28,178,000778
Provision for loan and lease losses$-33,0005,936
Total noninterest income$7,699,000796
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$7,699,000552
Total noninterest expense$14,113,0001,371
Salaries and employee benefits$7,899,0001,340
Premises and equipment expense$635,0003,107
Additional noninterest expense$5,579,0001,176
Pre-tax net operating income$21,797,000428
Securities gains (losses)$03,259
Applicable income taxes$8,721,000330
Income before extraordinary items$13,076,000524
Extraordinary gains, net$017
Net income$13,076,000520
Minority interest net income$084
Net income of bank and minority interests.$13,076,000524
Net charge-offs$458,0001,561
Cash dividends$4,771,000631
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,076,000512
2014-09-30 (YTD Data)Rank
Total interest income$25,964,000729
Total interest expense$5,404,000387
Net interest income$20,560,000796
Provision for loan and lease losses$1,366,000493
Total noninterest income$6,879,000679
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$6,879,000485
Total noninterest expense$9,830,0001,465
Salaries and employee benefits$5,538,0001,438
Premises and equipment expense$504,0003,022
Additional noninterest expense$3,788,0001,286
Pre-tax net operating income$16,243,000431
Securities gains (losses)$02,980
Applicable income taxes$6,497,000333
Income before extraordinary items$9,746,000521
Extraordinary gains, net$015
Net income$9,746,000518
Minority interest net income$081
Net income of bank and minority interests.$9,746,000521
Net charge-offs$429,0001,287
Cash dividends$3,471,000604
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,746,000510
2014-06-30 (YTD Data)Rank
Total interest income$16,346,000770
Total interest expense$3,699,000374
Net interest income$12,647,000860
Provision for loan and lease losses$1,366,000354
Total noninterest income$4,931,000641
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$4,931,000459
Total noninterest expense$6,404,0001,496
Salaries and employee benefits$3,529,0001,488
Premises and equipment expense$345,0002,999
Additional noninterest expense$2,530,0001,280
Pre-tax net operating income$9,808,000458
Securities gains (losses)$02,580
Applicable income taxes$3,925,000360
Income before extraordinary items$5,883,000566
Extraordinary gains, net$020
Net income$5,883,000565
Minority interest net income$080
Net income of bank and minority interests.$5,883,000566
Net charge-offs$352,0001,140
Cash dividends$2,171,000608
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,883,000559
2014-03-31 (YTD Data)Rank
Total interest income$7,948,000790
Total interest expense$1,844,000383
Net interest income$6,104,000893
Provision for loan and lease losses$300,000685
Total noninterest income$2,282,000663
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$2,282,000459
Total noninterest expense$3,146,0001,529
Salaries and employee benefits$1,745,0001,502
Premises and equipment expense$167,0003,107
Additional noninterest expense$1,234,0001,302
Pre-tax net operating income$4,940,000442
Securities gains (losses)$01,715
Applicable income taxes$1,976,000334
Income before extraordinary items$2,964,000540
Extraordinary gains, net$016
Net income$2,964,000540
Minority interest net income$066
Net income of bank and minority interests.$2,964,000541
Net charge-offs$03,660
Cash dividends$866,000687
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,964,000535
2013-12-31 (YTD Data)Rank
Total interest income$35,390,000703
Total interest expense$7,362,000428
Net interest income$28,028,000764
Provision for loan and lease losses$328,0002,339
Total noninterest income$8,030,000796
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$8,030,000567
Total noninterest expense$10,971,0001,747
Salaries and employee benefits$4,573,0002,227
Premises and equipment expense$906,0002,451
Additional noninterest expense$5,492,0001,225
Pre-tax net operating income$24,759,000370
Securities gains (losses)$03,182
Applicable income taxes$9,943,000270
Income before extraordinary items$14,816,000463
Extraordinary gains, net$029
Net income$14,816,000462
Minority interest net income$090
Net income of bank and minority interests.$14,816,000464
Net charge-offs$28,0004,684
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,816,000454
2013-09-30 (YTD Data)Rank
Total interest income$26,888,000698
Total interest expense$5,439,000446
Net interest income$21,449,000745
Provision for loan and lease losses$28,0004,342
Total noninterest income$5,506,000867
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$5,506,000620
Total noninterest expense$7,373,0001,928
Salaries and employee benefits$2,708,0002,729
Premises and equipment expense$558,0002,873
Additional noninterest expense$4,107,0001,218
Pre-tax net operating income$19,554,000359
Securities gains (losses)$03,040
Applicable income taxes$7,826,000276
Income before extraordinary items$11,728,000444
Extraordinary gains, net$025
Net income$11,728,000442
Minority interest net income$084
Net income of bank and minority interests.$11,728,000445
Net charge-offs$28,0004,232
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,728,000436
2013-06-30 (YTD Data)Rank
Total interest income$16,382,000756
Total interest expense$3,681,000447
Net interest income$12,701,000835
Provision for loan and lease losses$28,0004,102
Total noninterest income$3,025,0001,013
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$3,025,000714
Total noninterest expense$4,806,0001,968
Salaries and employee benefits$1,526,0003,113
Premises and equipment expense$370,0002,882
Additional noninterest expense$2,910,0001,148
Pre-tax net operating income$10,892,000409
Securities gains (losses)$02,791
Applicable income taxes$4,361,000311
Income before extraordinary items$6,531,000526
Extraordinary gains, net$022
Net income$6,531,000526
Minority interest net income$082
Net income of bank and minority interests.$6,531,000528
Net charge-offs$28,0003,801
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,531,000505
2013-03-31 (YTD Data)Rank
Total interest income$13,367,000467
Total interest expense$1,863,000453
Net interest income$11,504,000472
Provision for loan and lease losses$04,409
Total noninterest income$-3,250,0007,016
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$-3,250,0007,025
Total noninterest expense$2,312,0002,073
Salaries and employee benefits$792,0003,072
Premises and equipment expense$184,0002,917
Additional noninterest expense$1,336,0001,230
Pre-tax net operating income$5,942,000377
Securities gains (losses)$01,966
Applicable income taxes$2,381,000300
Income before extraordinary items$3,561,000471
Extraordinary gains, net$010
Net income$3,561,000471
Minority interest net income$076
Net income of bank and minority interests.$3,561,000472
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,561,000455
2012-12-31 (YTD Data)Rank
Total interest income$43,529,000596
Total interest expense$7,118,000601
Net interest income$36,411,000600
Provision for loan and lease losses$1,748,0001,192
Total noninterest income$-16,747,0007,077
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$-16,747,0007,086
Total noninterest expense$7,864,0002,411
Salaries and employee benefits$3,081,0003,073
Premises and equipment expense$734,0002,915
Additional noninterest expense$4,049,0001,662
Pre-tax net operating income$10,052,000712
Securities gains (losses)$-211,0006,965
Applicable income taxes$3,942,000502
Income before extraordinary items$5,899,0001,019
Extraordinary gains, net$029
Net income$5,899,0001,019
Minority interest net income$093
Net income of bank and minority interests.$5,899,0001,019
Net charge-offs$308,0003,270
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,034,040939
2012-09-30 (YTD Data)Rank
Total interest income$30,392,000654
Total interest expense$5,266,000638
Net interest income$25,126,000644
Provision for loan and lease losses$1,748,000968
Total noninterest income$-10,600,0007,178
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$-10,600,0007,186
Total noninterest expense$5,453,0002,592
Salaries and employee benefits$2,118,0003,287
Premises and equipment expense$527,0003,046
Additional noninterest expense$2,808,0001,770
Pre-tax net operating income$7,325,000763
Securities gains (losses)$-211,0007,070
Applicable income taxes$2,853,000531
Income before extraordinary items$4,261,0001,072
Extraordinary gains, net$020
Net income$4,261,0001,072
Minority interest net income$086
Net income of bank and minority interests.$4,261,0001,072
Net charge-offs$308,0002,788
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,396,040984
2012-06-30 (YTD Data)Rank
Total interest income$18,942,000710
Total interest expense$3,471,000668
Net interest income$15,471,000706
Provision for loan and lease losses$1,369,000864
Total noninterest income$-4,994,0007,240
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$-4,994,0007,245
Total noninterest expense$3,442,0002,717
Salaries and employee benefits$1,396,0003,326
Premises and equipment expense$346,0003,078
Additional noninterest expense$1,700,0001,943
Pre-tax net operating income$5,666,000656
Securities gains (losses)$-211,0007,151
Applicable income taxes$2,188,000481
Income before extraordinary items$3,267,000928
Extraordinary gains, net$019
Net income$3,267,000927
Minority interest net income$084
Net income of bank and minority interests.$3,267,000928
Net charge-offs$308,0002,290
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,402,040832
2012-03-31 (YTD Data)Rank
Total interest income$8,910,000759
Total interest expense$1,628,000750
Net interest income$7,282,000754
Provision for loan and lease losses$586,000958
Total noninterest income$-2,462,0007,304
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$-2,462,0007,311
Total noninterest expense$1,647,0002,821
Salaries and employee benefits$875,0002,810
Premises and equipment expense$160,0003,298
Additional noninterest expense$612,0002,616
Pre-tax net operating income$2,587,000713
Securities gains (losses)$-211,0007,241
Applicable income taxes$953,000530
Income before extraordinary items$1,423,0001,051
Extraordinary gains, net$019
Net income$1,423,0001,053
Minority interest net income$078
Net income of bank and minority interests.$1,423,0001,052
Net charge-offs$211,0001,800
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,558,040898
2011-12-31 (YTD Data)Rank
Total interest income$26,471,0001,066
Total interest expense$5,860,0001,030
Net interest income$20,611,0001,078
Provision for loan and lease losses$886,0002,601
Total noninterest income$-3,740,0007,328
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$9,0006,859
Trading account gains and fees$0146
Additional Noninterest Income$-3,749,0007,316
Total noninterest expense$6,081,0003,027
Salaries and employee benefits$2,890,0003,210
Premises and equipment expense$967,0002,473
Additional noninterest expense$2,224,0002,833
Pre-tax net operating income$9,904,000632
Securities gains (losses)$284,0001,174
Applicable income taxes$4,085,000469
Income before extraordinary items$6,103,000811
Extraordinary gains, net$029
Net income$6,103,000808
Minority interest net income$096
Net income of bank and minority interests.$6,103,000811
Net charge-offs$169,0004,496
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,921,240818
2011-09-30 (YTD Data)Rank
Total interest income$17,882,0001,217
Total interest expense$3,952,0001,188
Net interest income$13,930,0001,208
Provision for loan and lease losses$470,0002,949
Total noninterest income$-2,516,0007,404
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0006,976
Trading account gains and fees$0145
Additional Noninterest Income$-2,519,0007,396
Total noninterest expense$4,097,0003,307
Salaries and employee benefits$2,019,0003,362
Premises and equipment expense$607,0002,918
Additional noninterest expense$1,471,0003,207
Pre-tax net operating income$6,847,000695
Securities gains (losses)$389,000762
Applicable income taxes$2,900,000484
Income before extraordinary items$4,336,000884
Extraordinary gains, net$021
Net income$4,336,000882
Minority interest net income$087
Net income of bank and minority interests.$4,336,000884
Net charge-offs$122,0004,236
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,087,040895
2011-06-30 (YTD Data)Rank
Total interest income$10,736,0001,355
Total interest expense$2,211,0001,480
Net interest income$8,525,0001,309
Provision for loan and lease losses$130,0004,080
Total noninterest income$-1,843,0007,476
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$-1,843,0007,471
Total noninterest expense$2,501,0003,575
Salaries and employee benefits$1,287,0003,500
Premises and equipment expense$328,0003,425
Additional noninterest expense$886,0003,497
Pre-tax net operating income$4,051,000763
Securities gains (losses)$02,914
Applicable income taxes$1,627,000524
Income before extraordinary items$2,424,0001,020
Extraordinary gains, net$015
Net income$2,424,0001,018
Minority interest net income$089
Net income of bank and minority interests.$2,424,0001,020
Net charge-offs$122,0003,648
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,424,000987
2011-03-31 (YTD Data)Rank
Total interest income$5,140,0001,428
Total interest expense$1,122,0001,517
Net interest income$4,018,0001,381
Provision for loan and lease losses$89,0003,551
Total noninterest income$-882,0007,540
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$-882,0007,540
Total noninterest expense$1,177,0003,751
Salaries and employee benefits$628,0003,599
Premises and equipment expense$161,0003,522
Additional noninterest expense$388,0003,811
Pre-tax net operating income$1,870,000813
Securities gains (losses)$01,772
Applicable income taxes$750,000549
Income before extraordinary items$1,120,0001,094
Extraordinary gains, net$09
Net income$1,120,0001,093
Minority interest net income$086
Net income of bank and minority interests.$1,120,0001,094
Net charge-offs$89,0002,851
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,120,0001,064
2010-12-31 (YTD Data)Rank
Total interest income$21,113,0001,448
Total interest expense$5,274,0001,574
Net interest income$15,839,0001,412
Provision for loan and lease losses$453,0004,283
Total noninterest income$-1,836,0007,590
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-1,836,0007,559
Total noninterest expense$4,811,0003,733
Salaries and employee benefits$2,781,0003,311
Premises and equipment expense$563,0003,892
Additional noninterest expense$1,467,0004,065
Pre-tax net operating income$8,739,000616
Securities gains (losses)$03,793
Applicable income taxes$1,835,000781
Income before extraordinary items$6,904,000658
Extraordinary gains, net$029
Net income$6,904,000653
Minority interest net income$0111
Net income of bank and minority interests.$6,904,000659
Net charge-offs$453,0003,786
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,904,000623
2010-09-30 (YTD Data)Rank
Total interest income$14,376,0001,628
Total interest expense$3,902,0001,660
Net interest income$10,474,0001,620
Provision for loan and lease losses$376,0003,992
Total noninterest income$-998,0007,693
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$-998,0007,655
Total noninterest expense$3,352,0003,924
Salaries and employee benefits$1,969,0003,479
Premises and equipment expense$416,0003,994
Additional noninterest expense$967,0004,400
Pre-tax net operating income$5,748,000731
Securities gains (losses)$03,651
Applicable income taxes$637,0001,422
Income before extraordinary items$5,111,000686
Extraordinary gains, net$023
Net income$5,111,000684
Minority interest net income$0110
Net income of bank and minority interests.$5,111,000686
Net charge-offs$376,0003,438
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,111,000655
2010-06-30 (YTD Data)Rank
Total interest income$7,795,0002,004
Total interest expense$2,522,0001,761
Net interest income$5,273,0002,092
Provision for loan and lease losses$390,0003,233
Total noninterest income$-38,0007,589
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$-38,0007,426
Total noninterest expense$2,209,0003,957
Salaries and employee benefits$1,336,0003,457
Premises and equipment expense$271,0004,070
Additional noninterest expense$602,0004,580
Pre-tax net operating income$2,636,0001,018
Securities gains (losses)$03,184
Applicable income taxes$-58,0007,100
Income before extraordinary items$2,694,000825
Extraordinary gains, net$019
Net income$2,694,000823
Minority interest net income$0105
Net income of bank and minority interests.$2,694,000825
Net charge-offs$390,0002,735
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,694,000795
2010-03-31 (YTD Data)Rank
Total interest income$3,645,0002,195
Total interest expense$1,188,0001,926
Net interest income$2,457,0002,287
Provision for loan and lease losses$90,0004,075
Total noninterest income$86,0005,295
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$86,0003,776
Total noninterest expense$1,243,0003,665
Salaries and employee benefits$680,0003,467
Premises and equipment expense$146,0003,946
Additional noninterest expense$417,0003,706
Pre-tax net operating income$1,210,0001,093
Securities gains (losses)$02,284
Applicable income taxes$494,000709
Income before extraordinary items$716,0001,526
Extraordinary gains, net$016
Net income$716,0001,528
Minority interest net income$091
Net income of bank and minority interests.$716,0001,528
Net charge-offs$90,0003,194
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$716,0001,468
2009-12-31 (YTD Data)Rank
Total interest income$6,598,0004,350
Total interest expense$324,0007,530
Net interest income$6,274,0003,331
Provision for loan and lease losses$1,436,0002,953
Total noninterest income$1,989,0002,131
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$1,989,0001,376
Total noninterest expense$4,759,0003,840
Salaries and employee benefits$2,037,0004,302
Premises and equipment expense$594,0003,900
Additional noninterest expense$2,128,0003,160
Pre-tax net operating income$2,068,0001,864
Securities gains (losses)$-65,0007,220
Applicable income taxes$313,0001,991
Income before extraordinary items$1,690,0001,924
Extraordinary gains, net$034
Net income$1,690,0001,921
Minority interest net income$0115
Net income of bank and minority interests.$1,690,0001,923
Net charge-offs$1,436,0002,425
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,744,6001,839
2009-09-30 (YTD Data)Rank
Total interest income$3,606,0005,296
Total interest expense$172,0007,825
Net interest income$3,434,0004,183
Provision for loan and lease losses$1,245,0002,475
Total noninterest income$1,004,0002,807
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$1,004,0001,823
Total noninterest expense$3,297,0004,080
Salaries and employee benefits$1,441,0004,499
Premises and equipment expense$484,0003,710
Additional noninterest expense$1,372,0003,508
Pre-tax net operating income$-104,0005,892
Securities gains (losses)$-65,0007,413
Applicable income taxes$27,0003,664
Income before extraordinary items$-196,0006,117
Extraordinary gains, net$027
Net income$-196,0006,118
Minority interest net income$0118
Net income of bank and minority interests.$-196,0006,117
Net charge-offs$1,245,0001,964
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-131,0005,997
2009-06-30 (YTD Data)Rank
Total interest income$1,908,0005,946
Total interest expense$130,0007,863
Net interest income$1,778,0004,918
Provision for loan and lease losses$1,062,0001,997
Total noninterest income$338,0004,195
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$338,0002,796
Total noninterest expense$2,164,0004,153
Salaries and employee benefits$953,0004,583
Premises and equipment expense$320,0003,748
Additional noninterest expense$891,0003,581
Pre-tax net operating income$-1,110,0007,071
Securities gains (losses)$-65,0007,631
Applicable income taxes$27,0003,544
Income before extraordinary items$-1,202,0007,229
Extraordinary gains, net$021
Net income$-1,202,0007,228
Minority interest net income$0112
Net income of bank and minority interests.$-1,202,0007,228
Net charge-offs$1,062,0001,589
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,137,0007,189
2009-03-31 (YTD Data)Rank
Total interest income$785,0006,424
Total interest expense$80,0007,829
Net interest income$705,0005,566
Provision for loan and lease losses$1,062,0001,134
Total noninterest income$-69,0008,145
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$-69,0008,101
Total noninterest expense$1,319,0003,488
Salaries and employee benefits$472,0004,662
Premises and equipment expense$146,0004,058
Additional noninterest expense$701,0002,231
Pre-tax net operating income$-1,745,0007,786
Securities gains (losses)$-65,0007,962
Applicable income taxes$12,0003,875
Income before extraordinary items$-1,822,0007,879
Extraordinary gains, net$015
Net income$-1,822,0007,880
Minority interest net income$0102
Net income of bank and minority interests.$-1,822,0007,880
Net charge-offs$1,062,000924
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,757,0007,866
2008-12-31 (YTD Data)Rank
Total interest income$2,854,0006,719
Total interest expense$887,0006,973
Net interest income$1,967,0006,448
Provision for loan and lease losses$465,0003,920
Total noninterest income$-375,0008,224
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$-375,0008,202
Total noninterest expense$10,752,0001,808
Salaries and employee benefits$6,926,0001,493
Premises and equipment expense$1,133,0002,356
Additional noninterest expense$2,693,0002,213
Pre-tax net operating income$-9,625,0007,981
Securities gains (losses)$7,687,00053
Applicable income taxes$3,0004,759
Income before extraordinary items$-1,941,0007,364
Extraordinary gains, net$039
Net income$-1,941,0007,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0003,481
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-9,628,0008,022
2008-09-30 (YTD Data)Rank
Total interest income$1,827,0007,114
Total interest expense$706,0006,998
Net interest income$1,121,0007,061
Provision for loan and lease losses$465,0002,832
Total noninterest income$-243,0008,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$-243,0008,311
Total noninterest expense$8,747,0001,663
Salaries and employee benefits$6,321,0001,204
Premises and equipment expense$951,0002,138
Additional noninterest expense$1,475,0002,808
Pre-tax net operating income$-8,334,0008,206
Securities gains (losses)$7,588,00047
Applicable income taxes$3,0005,129
Income before extraordinary items$-749,0007,372
Extraordinary gains, net$031
Net income$-749,0007,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-8,337,0008,225
2008-06-30 (YTD Data)Rank
Total interest income$632,0007,971
Total interest expense$426,0007,260
Net interest income$206,0008,293
Provision for loan and lease losses$465,0001,997
Total noninterest income$-212,0008,407
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$-212,0008,402
Total noninterest expense$5,620,0001,721
Salaries and employee benefits$4,171,0001,238
Premises and equipment expense$560,0002,394
Additional noninterest expense$889,0003,045
Pre-tax net operating income$-6,091,0008,312
Securities gains (losses)$5,315,00060
Applicable income taxes$3,0005,335
Income before extraordinary items$-779,0007,893
Extraordinary gains, net$021
Net income$-779,0007,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-6,094,0008,328
2008-03-31 (YTD Data)Rank
Total interest income$776,0006,776
Total interest expense$548,0005,528
Net interest income$228,0007,850
Provision for loan and lease losses$546,000962
Total noninterest income$-1,798,0008,478
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$-1,798,0008,491
Total noninterest expense$6,490,000739
Salaries and employee benefits$4,415,000573
Premises and equipment expense$523,0001,323
Additional noninterest expense$1,552,000927
Pre-tax net operating income$-8,606,0008,448
Securities gains (losses)$5,884,00047
Applicable income taxes$1,0005,476
Income before extraordinary items$-2,723,0008,408
Extraordinary gains, net$015
Net income$-2,723,0008,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$942,000481
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-8,607,0008,445
2007-12-31 (YTD Data)Rank
Total interest income$4,072,0006,194
Total interest expense$2,633,0005,123
Net interest income$1,439,0007,202
Provision for loan and lease losses$808,0001,667
Total noninterest income$-222,0008,507
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$-222,0008,512
Total noninterest expense$21,968,000844
Salaries and employee benefits$15,791,000609
Premises and equipment expense$2,236,0001,173
Additional noninterest expense$3,941,0001,400
Pre-tax net operating income$-21,559,0008,505
Securities gains (losses)$19,326,00021
Applicable income taxes$-264,0008,183
Income before extraordinary items$-1,969,0008,314
Extraordinary gains, net$039
Net income$-1,969,0008,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$355,0002,076
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-18,975,8808,500
2007-09-30 (YTD Data)Rank
Total interest income$3,282,0006,072
Total interest expense$2,069,0005,018
Net interest income$1,213,0007,016
Provision for loan and lease losses$133,0003,717
Total noninterest income$-209,0008,544
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$-209,0008,551
Total noninterest expense$16,384,000841
Salaries and employee benefits$11,516,000630
Premises and equipment expense$1,704,0001,162
Additional noninterest expense$3,164,0001,298
Pre-tax net operating income$-15,513,0008,553
Securities gains (losses)$13,831,00023
Applicable income taxes$-264,0008,352
Income before extraordinary items$-1,418,0008,406
Extraordinary gains, net$033
Net income$-1,418,0008,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-13,036,0408,543
2007-06-30 (YTD Data)Rank
Total interest income$2,267,0006,024
Total interest expense$1,364,0005,064
Net interest income$903,0006,824
Provision for loan and lease losses$06,209
Total noninterest income$-122,0008,600
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$-122,0008,608
Total noninterest expense$11,412,000816
Salaries and employee benefits$7,827,000631
Premises and equipment expense$1,171,0001,149
Additional noninterest expense$2,414,0001,161
Pre-tax net operating income$-10,631,0008,611
Securities gains (losses)$9,348,00027
Applicable income taxes$-264,0008,491
Income before extraordinary items$-1,019,0008,488
Extraordinary gains, net$029
Net income$-1,019,0008,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-8,403,9208,599
2007-03-31 (YTD Data)Rank
Total interest income$1,027,0006,261
Total interest expense$614,0005,319
Net interest income$413,0007,027
Provision for loan and lease losses$05,779
Total noninterest income$-28,0008,623
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$-28,0008,624
Total noninterest expense$5,936,000787
Salaries and employee benefits$3,947,000632
Premises and equipment expense$548,0001,222
Additional noninterest expense$1,441,000940
Pre-tax net operating income$-5,551,0008,645
Securities gains (losses)$4,472,00031
Applicable income taxes$-413,0008,605
Income before extraordinary items$-666,0008,568
Extraordinary gains, net$022
Net income$-666,0008,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-3,528,0808,632
2006-12-31 (YTD Data)Rank
Total interest income$3,780,0006,254
Total interest expense$2,075,0005,298
Net interest income$1,705,0006,924
Provision for loan and lease losses$77,0005,061
Total noninterest income$50,0008,214
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$50,0007,251
Total noninterest expense$19,025,000933
Salaries and employee benefits$13,732,000675
Premises and equipment expense$1,837,0001,396
Additional noninterest expense$3,456,0001,530
Pre-tax net operating income$-17,347,0008,681
Securities gains (losses)$17,386,00029
Applicable income taxes$23,0005,876
Income before extraordinary items$16,0007,934
Extraordinary gains, net$051
Net income$16,0007,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,029
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-11,111,0408,666
2006-09-30 (YTD Data)Rank
Total interest income$2,672,0006,405
Total interest expense$1,405,0005,517
Net interest income$1,267,0007,027
Provision for loan and lease losses$06,685
Total noninterest income$47,0008,196
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$47,0007,016
Total noninterest expense$13,629,000988
Salaries and employee benefits$9,877,000722
Premises and equipment expense$1,256,0001,552
Additional noninterest expense$2,496,0001,572
Pre-tax net operating income$-12,315,0008,743
Securities gains (losses)$12,256,00031
Applicable income taxes$-18,0008,438
Income before extraordinary items$-41,0008,186
Extraordinary gains, net$045
Net income$-41,0008,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,707
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-8,497,6408,731
2006-06-30 (YTD Data)Rank
Total interest income$1,630,0006,608
Total interest expense$824,0005,732
Net interest income$806,0007,175
Provision for loan and lease losses$06,419
Total noninterest income$38,0008,112
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$38,0006,794
Total noninterest expense$8,134,0001,119
Salaries and employee benefits$5,751,000848
Premises and equipment expense$840,0001,545
Additional noninterest expense$1,543,0001,714
Pre-tax net operating income$-7,290,0008,773
Securities gains (losses)$7,186,00033
Applicable income taxes$-37,0008,560
Income before extraordinary items$-67,0008,305
Extraordinary gains, net$039
Net income$-67,0008,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,960
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-4,666,0408,761
2006-03-31 (YTD Data)Rank
Total interest income$816,0006,587
Total interest expense$394,0005,745
Net interest income$422,0007,095
Provision for loan and lease losses$06,013
Total noninterest income$44,0007,159
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$44,0005,355
Total noninterest expense$3,645,0001,258
Salaries and employee benefits$2,554,000960
Premises and equipment expense$408,0001,598
Additional noninterest expense$683,0001,915
Pre-tax net operating income$-3,179,0008,785
Securities gains (losses)$3,098,00034
Applicable income taxes$-26,0008,595
Income before extraordinary items$-55,0008,391
Extraordinary gains, net$021
Net income$-55,0008,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,605
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-2,161,6408,773
2005-12-31 (YTD Data)Rank
Total interest income$3,078,0006,531
Total interest expense$1,313,0005,595
Net interest income$1,765,0006,942
Provision for loan and lease losses$07,120
Total noninterest income$23,0008,588
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$23,0008,051
Total noninterest expense$18,816,000906
Salaries and employee benefits$14,123,000638
Premises and equipment expense$1,679,0001,454
Additional noninterest expense$3,014,0001,672
Pre-tax net operating income$-17,028,0008,833
Securities gains (losses)$17,818,00035
Applicable income taxes$322,0004,042
Income before extraordinary items$468,0006,500
Extraordinary gains, net$046
Net income$468,0006,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$125,0005,335
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-10,935,5208,818
2005-09-30 (YTD Data)Rank
Total interest income$2,220,0006,621
Total interest expense$919,0005,676
Net interest income$1,301,0007,018
Provision for loan and lease losses$06,899
Total noninterest income$12,0008,687
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$12,0008,286
Total noninterest expense$14,647,000864
Salaries and employee benefits$11,109,000608
Premises and equipment expense$1,276,0001,427
Additional noninterest expense$2,262,0001,666
Pre-tax net operating income$-13,334,0008,857
Securities gains (losses)$14,044,00039
Applicable income taxes$285,0003,883
Income before extraordinary items$425,0006,234
Extraordinary gains, net$035
Net income$425,0006,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$125,0004,527
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-8,563,1608,843
2005-06-30 (YTD Data)Rank
Total interest income$1,295,0006,905
Total interest expense$523,0005,920
Net interest income$772,0007,286
Provision for loan and lease losses$06,626
Total noninterest income$-3,0008,853
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$-3,0008,822
Total noninterest expense$9,256,000900
Salaries and employee benefits$7,021,000633
Premises and equipment expense$821,0001,464
Additional noninterest expense$1,414,0001,749
Pre-tax net operating income$-8,487,0008,865
Securities gains (losses)$8,958,00045
Applicable income taxes$186,0003,908
Income before extraordinary items$285,0006,225
Extraordinary gains, net$030
Net income$285,0006,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-5,448,1208,849
2005-03-31 (YTD Data)Rank
Total interest income$543,0007,317
Total interest expense$211,0006,398
Net interest income$332,0007,644
Provision for loan and lease losses$06,226
Total noninterest income$-12,0008,915
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$-12,0008,916
Total noninterest expense$4,123,0001,012
Salaries and employee benefits$3,044,000726
Premises and equipment expense$390,0001,560
Additional noninterest expense$689,0001,793
Pre-tax net operating income$-3,803,0008,926
Securities gains (losses)$3,930,00045
Applicable income taxes$48,0004,803
Income before extraordinary items$79,0007,257
Extraordinary gains, net$024
Net income$79,0007,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-2,436,2008,910
2004-12-31 (YTD Data)Rank
Total interest income$2,326,0007,066
Total interest expense$800,0006,263
Net interest income$1,526,0007,278
Provision for loan and lease losses$345,0002,653
Total noninterest income$52,0008,561
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$52,0007,358
Total noninterest expense$19,107,000850
Salaries and employee benefits$14,653,000583
Premises and equipment expense$1,690,0001,371
Additional noninterest expense$2,764,0001,757
Pre-tax net operating income$-17,874,0008,978
Securities gains (losses)$18,996,00039
Applicable income taxes$413,0003,672
Income before extraordinary items$709,0005,546
Extraordinary gains, net$034
Net income$709,0005,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0001,795
Cash dividends$30,0005,972
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-11,448,4408,963
2004-09-30 (YTD Data)Rank
Total interest income$1,788,0007,023
Total interest expense$601,0006,248
Net interest income$1,187,0007,222
Provision for loan and lease losses$325,0002,112
Total noninterest income$54,0008,438
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$54,0006,952
Total noninterest expense$14,762,000816
Salaries and employee benefits$11,501,000562
Premises and equipment expense$1,278,0001,351
Additional noninterest expense$1,983,0001,805
Pre-tax net operating income$-13,846,0009,023
Securities gains (losses)$14,946,00042
Applicable income taxes$403,0003,292
Income before extraordinary items$697,0004,964
Extraordinary gains, net$026
Net income$697,0004,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,0001,379
Cash dividends$30,0005,147
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-8,868,4409,006
2004-06-30 (YTD Data)Rank
Total interest income$1,206,0007,023
Total interest expense$406,0006,251
Net interest income$800,0007,223
Provision for loan and lease losses$325,0001,439
Total noninterest income$51,0008,163
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$51,0006,396
Total noninterest expense$9,505,000856
Salaries and employee benefits$7,361,000581
Premises and equipment expense$850,0001,358
Additional noninterest expense$1,294,0001,844
Pre-tax net operating income$-8,979,0009,078
Securities gains (losses)$9,908,00044
Applicable income taxes$338,0002,865
Income before extraordinary items$591,0004,291
Extraordinary gains, net$021
Net income$591,0004,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,000986
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-5,750,1209,063
2004-03-31 (YTD Data)Rank
Total interest income$534,0007,346
Total interest expense$198,0006,377
Net interest income$336,0007,625
Provision for loan and lease losses$145,0001,577
Total noninterest income$16,0008,578
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$16,0007,156
Total noninterest expense$4,295,000953
Salaries and employee benefits$3,330,000641
Premises and equipment expense$371,0001,579
Additional noninterest expense$594,0001,991
Pre-tax net operating income$-4,088,0009,116
Securities gains (losses)$4,356,00065
Applicable income taxes$89,0003,977
Income before extraordinary items$179,0005,607
Extraordinary gains, net$016
Net income$179,0005,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0001,639
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-2,739,5209,099
2003-12-31 (YTD Data)Rank
Total interest income$2,920,0006,622
Total interest expense$975,0006,194
Net interest income$1,945,0006,672
Provision for loan and lease losses$243,0003,598
Total noninterest income$72,0008,590
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$72,0007,041
Total noninterest expense$18,334,000879
Salaries and employee benefits$14,560,000596
Premises and equipment expense$1,387,0001,640
Additional noninterest expense$2,387,0002,018
Pre-tax net operating income$-16,560,0009,173
Securities gains (losses)$18,901,00076
Applicable income taxes$840,0002,451
Income before extraordinary items$1,501,0003,561
Extraordinary gains, net$054
Net income$1,501,0003,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,982
Cash dividends$200,0004,908
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-10,595,6409,157
2003-09-30 (YTD Data)Rank
Total interest income$2,121,0006,795
Total interest expense$727,0006,357
Net interest income$1,394,0006,842
Provision for loan and lease losses$155,0003,838
Total noninterest income$73,0008,397
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$73,0006,631
Total noninterest expense$13,748,000886
Salaries and employee benefits$11,087,000605
Premises and equipment expense$977,0001,752
Additional noninterest expense$1,684,0002,138
Pre-tax net operating income$-12,436,0009,230
Securities gains (losses)$14,279,00080
Applicable income taxes$662,0002,480
Income before extraordinary items$1,181,0003,542
Extraordinary gains, net$040
Net income$1,181,0003,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,966
Cash dividends$200,0004,010
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-7,957,5609,209
2003-06-30 (YTD Data)Rank
Total interest income$1,413,0006,852
Total interest expense$474,0006,539
Net interest income$939,0006,835
Provision for loan and lease losses$80,0004,288
Total noninterest income$51,0008,344
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$51,0006,530
Total noninterest expense$8,985,000908
Salaries and employee benefits$7,340,000607
Premises and equipment expense$609,0001,874
Additional noninterest expense$1,036,0002,290
Pre-tax net operating income$-8,075,0009,258
Securities gains (losses)$9,480,00085
Applicable income taxes$506,0002,294
Income before extraordinary items$899,0003,216
Extraordinary gains, net$030
Net income$899,0003,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,273
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-5,168,2009,241
2003-03-31 (YTD Data)Rank
Total interest income$742,0006,732
Total interest expense$241,0006,590
Net interest income$501,0006,646
Provision for loan and lease losses$35,0004,303
Total noninterest income$24,0008,411
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$24,0006,621
Total noninterest expense$4,047,0001,001
Salaries and employee benefits$3,292,000661
Premises and equipment expense$283,0002,016
Additional noninterest expense$472,0002,466
Pre-tax net operating income$-3,557,0009,306
Securities gains (losses)$4,333,00090
Applicable income taxes$284,0002,132
Income before extraordinary items$492,0002,981
Extraordinary gains, net$021
Net income$492,0002,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-2,281,1209,285
2002-12-31 (YTD Data)Rank
Total interest income$2,505,0007,353
Total interest expense$966,0007,029
Net interest income$1,539,0007,368
Provision for loan and lease losses$45,0006,823
Total noninterest income$62,0008,848
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$62,0007,289
Total noninterest expense$11,909,0001,290
Salaries and employee benefits$9,508,000845
Premises and equipment expense$1,145,0001,925
Additional noninterest expense$1,256,0003,481
Pre-tax net operating income$-10,353,0009,331
Securities gains (losses)$11,563,00093
Applicable income taxes$464,0003,603
Income before extraordinary items$746,0005,381
Extraordinary gains, net$070
Net income$746,0005,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,417
Cash dividends$105,0005,515
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-6,654,3209,313
2001-12-31 (YTD Data)Rank
Total interest income$2,212,0008,014
Total interest expense$1,329,0007,341
Net interest income$883,0008,507
Provision for loan and lease losses$40,0006,926
Total noninterest income$53,0009,133
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$53,0007,596
Total noninterest expense$5,725,0002,482
Salaries and employee benefits$4,254,0001,764
Premises and equipment expense$813,0002,588
Additional noninterest expense$658,0005,497
Pre-tax net operating income$-4,829,0009,566
Securities gains (losses)$5,812,000131
Applicable income taxes$391,0003,783
Income before extraordinary items$592,0005,663
Extraordinary gains, net$0105
Net income$592,0005,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$50,0006,151
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-3,127,6809,539
2000-12-31 (YTD Data)Rank
Total interest income$2,080,0008,321
Total interest expense$1,278,0007,625
Net interest income$802,0008,897
Provision for loan and lease losses$18,0007,686
Total noninterest income$54,0009,278
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$54,0007,661
Total noninterest expense$2,173,0005,384
Salaries and employee benefits$1,446,0004,491
Premises and equipment expense$422,0004,336
Additional noninterest expense$305,0007,905
Pre-tax net operating income$-1,335,0009,772
Securities gains (losses)$1,815,000103
Applicable income taxes$191,0005,478
Income before extraordinary items$289,0007,540
Extraordinary gains, net$038
Net income$289,0007,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-872,6009,702
1999-12-31 (YTD Data)Rank
Total interest income$1,391,0009,208
Total interest expense$739,0008,851
Net interest income$652,0009,388
Provision for loan and lease losses$14,0007,935
Total noninterest income$75,0009,223
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$75,0007,287
Total noninterest expense$1,600,0006,534
Salaries and employee benefits$957,0006,059
Premises and equipment expense$358,0004,887
Additional noninterest expense$285,0008,244
Pre-tax net operating income$-887,00010,036
Securities gains (losses)$1,186,000195
Applicable income taxes$121,0006,636
Income before extraordinary items$178,0008,447
Extraordinary gains, net$035
Net income$178,0008,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$25,0006,862
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-581,0409,931
1998-12-31 (YTD Data)Rank
Total interest income$1,053,0009,806
Total interest expense$622,0009,418
Net interest income$431,00010,036
Provision for loan and lease losses$08,652
Total noninterest income$46,0009,896
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$46,0008,300
Total noninterest expense$1,578,0006,477
Salaries and employee benefits$1,056,0005,567
Premises and equipment expense$303,0005,351
Additional noninterest expense$219,0008,908
Pre-tax net operating income$-1,101,00010,359
Securities gains (losses)$1,228,000335
Applicable income taxes$09,340
Income before extraordinary items$127,0009,139
Extraordinary gains, net$032
Net income$127,0009,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$5,0007,417
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-1,101,00010,355
1997-12-31 (YTD Data)Rank
Total interest income$739,00010,529
Total interest expense$425,00010,277
Net interest income$314,00010,667
Provision for loan and lease losses$08,829
Total noninterest income$47,00010,338
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$47,0008,573
Total noninterest expense$1,244,0007,516
Salaries and employee benefits$764,0006,953
Premises and equipment expense$256,0005,972
Additional noninterest expense$224,0009,130
Pre-tax net operating income$-883,00010,830
Securities gains (losses)$879,000306
Applicable income taxes$010,065
Income before extraordinary items$-4,00010,409
Extraordinary gains, net$044
Net income$-4,00010,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$10,0007,744
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-883,00010,830
1996-12-31 (YTD Data)Rank
Total interest income$992,00010,834
Total interest expense$557,00010,419
Net interest income$435,00011,028
Provision for loan and lease losses$1,0009,010
Total noninterest income$468,0005,394
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$468,0003,064
Total noninterest expense$1,932,0006,084
Salaries and employee benefits$1,218,0005,129
Premises and equipment expense$330,0005,225
Additional noninterest expense$384,0008,017
Pre-tax net operating income$-1,030,00011,340
Securities gains (losses)$1,433,000198
Applicable income taxes$010,572
Income before extraordinary items$403,0007,602
Extraordinary gains, net$053
Net income$403,0007,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$5,0008,271
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-1,030,00011,347
1995-12-31 (YTD Data)Rank
Total interest income$1,157,00011,029
Total interest expense$656,00010,461
Net interest income$501,00011,396
Provision for loan and lease losses$6,0008,588
Total noninterest income$78,00010,778
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$78,0008,022
Total noninterest expense$1,397,0007,593
Salaries and employee benefits$834,0006,925
Premises and equipment expense$278,0005,953
Additional noninterest expense$285,0009,409
Pre-tax net operating income$-824,00011,852
Securities gains (losses)$936,000233
Applicable income taxes$011,151
Income before extraordinary items$112,00010,821
Extraordinary gains, net$065
Net income$112,00010,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$-824,00011,838
1994-12-31 (YTD Data)Rank
Total interest income$1,107,00011,516
Total interest expense$507,00011,071
Net interest income$600,00011,704
Provision for loan and lease losses$-7,00011,737
Total noninterest income$70,00011,488
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$70,0008,653
Total noninterest expense$3,388,0003,954
Salaries and employee benefits$1,925,0003,410
Premises and equipment expense$557,0003,478
Additional noninterest expense$906,0005,140
Pre-tax net operating income$-2,711,00012,545
Securities gains (losses)$2,387,00077
Applicable income taxes$011,630
Income before extraordinary items$-324,00012,291
Extraordinary gains, net$0249
Net income$-324,00012,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-2,711,00012,518
1993-12-31 (YTD Data)Rank
Total interest income$1,082,00012,115
Total interest expense$522,00011,579
Net interest income$560,00012,364
Provision for loan and lease losses$18,0009,198
Total noninterest income$568,0005,141
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$568,0002,991
Total noninterest expense$1,159,0009,070
Salaries and employee benefits$651,0008,382
Premises and equipment expense$191,0007,864
Additional noninterest expense$317,00010,230
Pre-tax net operating income$-49,00012,530
Securities gains (losses)$200,0001,693
Applicable income taxes$012,141
Income before extraordinary items$151,00011,190
Extraordinary gains, net$03,149
Net income$151,00011,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$82,000920
Net operating income$-49,00012,505
1992-12-31 (YTD Data)Rank
Total interest income$1,099,00012,839
Total interest expense$616,00012,223
Net interest income$483,00013,134
Provision for loan and lease losses$12,00011,000
Total noninterest income$323,0007,426
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$323,0004,234
Total noninterest expense$728,00011,363
Salaries and employee benefits$378,00011,121
Premises and equipment expense$126,0009,817
Additional noninterest expense$224,00011,899
Pre-tax net operating income$66,00012,301
Securities gains (losses)$14,0006,053
Applicable income taxes$012,680
Income before extraordinary items$80,00012,214
Extraordinary gains, net$01,422
Net income$80,00012,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$66,00012,106

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.