Home > Colorado East Bank & Trust > Income and Expense
Colorado East Bank & Trust, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $14,333,000 | 945 |
| Total interest expense | $961,000 | 1,466 |
| Net interest income | $13,372,000 | 889 |
| Provision for loan and lease losses | $628,000 | 700 |
| Total noninterest income | $1,320,000 | 1,777 |
| Gross Fiduciary activities income | $122,000 | 713 |
| Service charges on deposit accounts | $607,000 | 998 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $591,000 | 2,167 |
| Total noninterest expense | $12,725,000 | 837 |
| Salaries and employee benefits | $7,472,000 | 792 |
| Premises and equipment expense | $1,651,000 | 753 |
| Additional noninterest expense | $3,602,000 | 925 |
| Pre-tax net operating income | $1,339,000 | 2,582 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-994,000 | 6,032 |
| Income before extraordinary items | $2,333,000 | 1,475 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,333,000 | 1,475 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,333,000 | 1,475 |
| Net charge-offs | $1,989,000 | 221 |
| Cash dividends | $5,375,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,333,000 | 1,432 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $7,088,000 | 952 |
| Total interest expense | $477,000 | 1,473 |
| Net interest income | $6,611,000 | 903 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $950,000 | 1,344 |
| Gross Fiduciary activities income | $73,000 | 691 |
| Service charges on deposit accounts | $303,000 | 994 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $574,000 | 1,385 |
| Total noninterest expense | $5,936,000 | 890 |
| Salaries and employee benefits | $3,467,000 | 849 |
| Premises and equipment expense | $791,000 | 798 |
| Additional noninterest expense | $1,678,000 | 978 |
| Pre-tax net operating income | $1,375,000 | 1,480 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-856,000 | 6,104 |
| Income before extraordinary items | $2,231,000 | 816 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,231,000 | 816 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,231,000 | 817 |
| Net charge-offs | $1,776,000 | 152 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,231,000 | 790 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $27,232,000 | 958 |
| Total interest expense | $2,025,000 | 1,373 |
| Net interest income | $25,207,000 | 899 |
| Provision for loan and lease losses | $20,000 | 4,043 |
| Total noninterest income | $1,720,000 | 2,309 |
| Gross Fiduciary activities income | $219,000 | 748 |
| Service charges on deposit accounts | $1,337,000 | 947 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $164,000 | 4,661 |
| Total noninterest expense | $24,399,000 | 851 |
| Salaries and employee benefits | $14,505,000 | 791 |
| Premises and equipment expense | $3,116,000 | 789 |
| Additional noninterest expense | $6,778,000 | 973 |
| Pre-tax net operating income | $2,508,000 | 2,620 |
| Securities gains (losses) | $438,000 | 396 |
| Applicable income taxes | $483,000 | 2,247 |
| Income before extraordinary items | $2,463,000 | 2,369 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,463,000 | 2,370 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,463,000 | 2,371 |
| Net charge-offs | $2,503,000 | 313 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,095,080 | 2,589 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $20,359,000 | 970 |
| Total interest expense | $1,554,000 | 1,356 |
| Net interest income | $18,805,000 | 913 |
| Provision for loan and lease losses | $21,000 | 3,781 |
| Total noninterest income | $660,000 | 3,309 |
| Gross Fiduciary activities income | $178,000 | 733 |
| Service charges on deposit accounts | $1,022,000 | 943 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-540,000 | 6,262 |
| Total noninterest expense | $18,423,000 | 852 |
| Salaries and employee benefits | $10,996,000 | 795 |
| Premises and equipment expense | $2,326,000 | 813 |
| Additional noninterest expense | $5,101,000 | 966 |
| Pre-tax net operating income | $1,021,000 | 3,707 |
| Securities gains (losses) | $121,000 | 916 |
| Applicable income taxes | $-55,000 | 6,137 |
| Income before extraordinary items | $1,197,000 | 3,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,197,000 | 3,190 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,197,000 | 3,191 |
| Net charge-offs | $2,378,000 | 250 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,076,000 | 3,332 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $13,379,000 | 978 |
| Total interest expense | $1,069,000 | 1,310 |
| Net interest income | $12,310,000 | 925 |
| Provision for loan and lease losses | $1,000 | 4,040 |
| Total noninterest income | $-45,000 | 6,301 |
| Gross Fiduciary activities income | $126,000 | 733 |
| Service charges on deposit accounts | $659,000 | 953 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-830,000 | 6,342 |
| Total noninterest expense | $12,502,000 | 841 |
| Salaries and employee benefits | $7,404,000 | 787 |
| Premises and equipment expense | $1,568,000 | 811 |
| Additional noninterest expense | $3,530,000 | 926 |
| Pre-tax net operating income | $-238,000 | 6,188 |
| Securities gains (losses) | $26,000 | 1,576 |
| Applicable income taxes | $-376,000 | 6,299 |
| Income before extraordinary items | $164,000 | 5,302 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $164,000 | 5,303 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $164,000 | 5,306 |
| Net charge-offs | $58,000 | 2,200 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $147,360 | 5,335 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,588,000 | 986 |
| Total interest expense | $525,000 | 1,336 |
| Net interest income | $6,063,000 | 934 |
| Provision for loan and lease losses | $-6,000 | 6,093 |
| Total noninterest income | $701,000 | 1,655 |
| Gross Fiduciary activities income | $69,000 | 718 |
| Service charges on deposit accounts | $326,000 | 942 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $306,000 | 2,100 |
| Total noninterest expense | $6,459,000 | 812 |
| Salaries and employee benefits | $3,785,000 | 776 |
| Premises and equipment expense | $809,000 | 787 |
| Additional noninterest expense | $1,865,000 | 864 |
| Pre-tax net operating income | $311,000 | 3,819 |
| Securities gains (losses) | $26,000 | 1,118 |
| Applicable income taxes | $-32,000 | 6,303 |
| Income before extraordinary items | $369,000 | 3,275 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $369,000 | 3,278 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $369,000 | 3,278 |
| Net charge-offs | $54,000 | 1,502 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $343,000 | 3,323 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $26,596,000 | 964 |
| Total interest expense | $2,373,000 | 1,225 |
| Net interest income | $24,223,000 | 907 |
| Provision for loan and lease losses | $2,164,000 | 446 |
| Total noninterest income | $3,594,000 | 1,374 |
| Gross Fiduciary activities income | $211,000 | 767 |
| Service charges on deposit accounts | $1,508,000 | 884 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,875,000 | 1,542 |
| Total noninterest expense | $24,676,000 | 813 |
| Salaries and employee benefits | $14,196,000 | 781 |
| Premises and equipment expense | $2,938,000 | 838 |
| Additional noninterest expense | $7,542,000 | 867 |
| Pre-tax net operating income | $977,000 | 4,182 |
| Securities gains (losses) | $-3,000 | 5,900 |
| Applicable income taxes | $-367,000 | 6,361 |
| Income before extraordinary items | $1,341,000 | 3,428 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,341,000 | 3,430 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,341,000 | 3,430 |
| Net charge-offs | $4,723,000 | 248 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,344,000 | 3,378 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,896,000 | 965 |
| Total interest expense | $1,852,000 | 1,199 |
| Net interest income | $18,044,000 | 918 |
| Provision for loan and lease losses | $2,135,000 | 330 |
| Total noninterest income | $2,861,000 | 1,331 |
| Gross Fiduciary activities income | $172,000 | 748 |
| Service charges on deposit accounts | $1,139,000 | 884 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,550,000 | 1,422 |
| Total noninterest expense | $18,581,000 | 809 |
| Salaries and employee benefits | $10,804,000 | 768 |
| Premises and equipment expense | $2,237,000 | 831 |
| Additional noninterest expense | $5,540,000 | 879 |
| Pre-tax net operating income | $189,000 | 5,661 |
| Securities gains (losses) | $-3,000 | 6,006 |
| Applicable income taxes | $-593,000 | 6,524 |
| Income before extraordinary items | $779,000 | 3,954 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $779,000 | 3,956 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $779,000 | 3,957 |
| Net charge-offs | $4,551,000 | 195 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $782,000 | 3,901 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,307,000 | 949 |
| Total interest expense | $1,278,000 | 1,160 |
| Net interest income | $12,029,000 | 913 |
| Provision for loan and lease losses | $-22,000 | 6,244 |
| Total noninterest income | $1,741,000 | 1,399 |
| Gross Fiduciary activities income | $107,000 | 762 |
| Service charges on deposit accounts | $739,000 | 894 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $895,000 | 1,565 |
| Total noninterest expense | $12,367,000 | 808 |
| Salaries and employee benefits | $7,170,000 | 765 |
| Premises and equipment expense | $1,524,000 | 820 |
| Additional noninterest expense | $3,673,000 | 882 |
| Pre-tax net operating income | $1,425,000 | 2,352 |
| Securities gains (losses) | $-3,000 | 6,148 |
| Applicable income taxes | $117,000 | 2,899 |
| Income before extraordinary items | $1,305,000 | 2,205 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,305,000 | 2,208 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,305,000 | 2,208 |
| Net charge-offs | $3,345,000 | 186 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,307,760 | 2,158 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,384,000 | 997 |
| Total interest expense | $651,000 | 1,152 |
| Net interest income | $5,733,000 | 955 |
| Provision for loan and lease losses | $-8,000 | 6,401 |
| Total noninterest income | $610,000 | 1,780 |
| Gross Fiduciary activities income | $68,000 | 726 |
| Service charges on deposit accounts | $350,000 | 925 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $192,000 | 2,620 |
| Total noninterest expense | $6,159,000 | 822 |
| Salaries and employee benefits | $3,503,000 | 795 |
| Premises and equipment expense | $793,000 | 804 |
| Additional noninterest expense | $1,863,000 | 852 |
| Pre-tax net operating income | $192,000 | 4,531 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-174,000 | 6,662 |
| Income before extraordinary items | $366,000 | 3,184 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $366,000 | 3,186 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $366,000 | 3,186 |
| Net charge-offs | $348,000 | 650 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $366,000 | 3,153 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $27,993,000 | 897 |
| Total interest expense | $3,346,000 | 1,003 |
| Net interest income | $24,647,000 | 872 |
| Provision for loan and lease losses | $2,073,000 | 607 |
| Total noninterest income | $3,444,000 | 1,467 |
| Gross Fiduciary activities income | $200,000 | 777 |
| Service charges on deposit accounts | $1,483,000 | 931 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,761,000 | 1,665 |
| Total noninterest expense | $24,720,000 | 822 |
| Salaries and employee benefits | $13,166,000 | 821 |
| Premises and equipment expense | $3,043,000 | 803 |
| Additional noninterest expense | $8,511,000 | 803 |
| Pre-tax net operating income | $1,298,000 | 3,640 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-123,000 | 6,505 |
| Income before extraordinary items | $1,421,000 | 3,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,421,000 | 3,260 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,421,000 | 3,261 |
| Net charge-offs | $2,578,000 | 613 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,421,000 | 3,202 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $21,347,000 | 887 |
| Total interest expense | $2,616,000 | 1,006 |
| Net interest income | $18,731,000 | 862 |
| Provision for loan and lease losses | $2,072,000 | 479 |
| Total noninterest income | $2,276,000 | 1,632 |
| Gross Fiduciary activities income | $143,000 | 779 |
| Service charges on deposit accounts | $1,120,000 | 924 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,013,000 | 2,025 |
| Total noninterest expense | $18,657,000 | 819 |
| Salaries and employee benefits | $9,998,000 | 811 |
| Premises and equipment expense | $2,327,000 | 794 |
| Additional noninterest expense | $6,332,000 | 812 |
| Pre-tax net operating income | $278,000 | 5,417 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-694,000 | 6,812 |
| Income before extraordinary items | $972,000 | 3,476 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $972,000 | 3,478 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $972,000 | 3,480 |
| Net charge-offs | $2,390,000 | 527 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $972,000 | 3,398 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $14,036,000 | 895 |
| Total interest expense | $1,800,000 | 1,002 |
| Net interest income | $12,236,000 | 875 |
| Provision for loan and lease losses | $2,001,000 | 361 |
| Total noninterest income | $1,199,000 | 1,972 |
| Gross Fiduciary activities income | $104,000 | 768 |
| Service charges on deposit accounts | $730,000 | 926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $365,000 | 2,926 |
| Total noninterest expense | $12,891,000 | 793 |
| Salaries and employee benefits | $6,820,000 | 794 |
| Premises and equipment expense | $1,576,000 | 776 |
| Additional noninterest expense | $4,495,000 | 756 |
| Pre-tax net operating income | $-1,457,000 | 6,848 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-927,000 | 6,900 |
| Income before extraordinary items | $-530,000 | 6,729 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-530,000 | 6,731 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-530,000 | 6,730 |
| Net charge-offs | $2,151,000 | 420 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-530,000 | 6,711 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,951,000 | 907 |
| Total interest expense | $933,000 | 1,001 |
| Net interest income | $6,018,000 | 892 |
| Provision for loan and lease losses | $212,000 | 1,310 |
| Total noninterest income | $455,000 | 2,364 |
| Gross Fiduciary activities income | $66,000 | 729 |
| Service charges on deposit accounts | $352,000 | 943 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $6,433,000 | 801 |
| Salaries and employee benefits | $3,394,000 | 809 |
| Premises and equipment expense | $777,000 | 801 |
| Additional noninterest expense | $2,262,000 | 757 |
| Pre-tax net operating income | $-172,000 | 6,697 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-161,000 | 6,944 |
| Income before extraordinary items | $-11,000 | 6,469 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-11,000 | 6,470 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-11,000 | 6,470 |
| Net charge-offs | $310,000 | 1,032 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-11,000 | 6,410 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $33,118,000 | 793 |
| Total interest expense | $4,804,000 | 933 |
| Net interest income | $28,314,000 | 759 |
| Provision for loan and lease losses | $8,834,000 | 309 |
| Total noninterest income | $-3,396,000 | 7,065 |
| Gross Fiduciary activities income | $189,000 | 797 |
| Service charges on deposit accounts | $1,485,000 | 970 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-5,070,000 | 7,071 |
| Total noninterest expense | $23,905,000 | 842 |
| Salaries and employee benefits | $12,557,000 | 837 |
| Premises and equipment expense | $3,017,000 | 802 |
| Additional noninterest expense | $8,331,000 | 843 |
| Pre-tax net operating income | $-7,821,000 | 7,003 |
| Securities gains (losses) | $7,884,000 | 68 |
| Applicable income taxes | $-371,000 | 6,864 |
| Income before extraordinary items | $434,000 | 5,111 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $434,000 | 5,109 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $434,000 | 5,110 |
| Net charge-offs | $7,068,000 | 427 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-7,450,000 | 6,993 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $25,366,000 | 786 |
| Total interest expense | $3,782,000 | 932 |
| Net interest income | $21,584,000 | 760 |
| Provision for loan and lease losses | $8,541,000 | 252 |
| Total noninterest income | $-2,960,000 | 7,170 |
| Gross Fiduciary activities income | $154,000 | 777 |
| Service charges on deposit accounts | $1,094,000 | 991 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-4,208,000 | 7,176 |
| Total noninterest expense | $17,890,000 | 833 |
| Salaries and employee benefits | $9,477,000 | 829 |
| Premises and equipment expense | $2,265,000 | 810 |
| Additional noninterest expense | $6,148,000 | 854 |
| Pre-tax net operating income | $-7,807,000 | 7,130 |
| Securities gains (losses) | $5,641,000 | 73 |
| Applicable income taxes | $-1,833,000 | 7,118 |
| Income before extraordinary items | $-333,000 | 6,695 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-333,000 | 6,693 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-333,000 | 6,693 |
| Net charge-offs | $6,561,000 | 371 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-3,943,240 | 7,064 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $17,100,000 | 789 |
| Total interest expense | $2,568,000 | 956 |
| Net interest income | $14,532,000 | 752 |
| Provision for loan and lease losses | $7,189,000 | 221 |
| Total noninterest income | $-2,703,000 | 7,237 |
| Gross Fiduciary activities income | $88,000 | 809 |
| Service charges on deposit accounts | $706,000 | 1,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,497,000 | 7,241 |
| Total noninterest expense | $11,983,000 | 824 |
| Salaries and employee benefits | $6,696,000 | 774 |
| Premises and equipment expense | $1,557,000 | 769 |
| Additional noninterest expense | $3,730,000 | 927 |
| Pre-tax net operating income | $-7,343,000 | 7,209 |
| Securities gains (losses) | $451,000 | 614 |
| Applicable income taxes | $-1,896,000 | 7,203 |
| Income before extraordinary items | $-4,996,000 | 7,189 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,996,000 | 7,189 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-4,996,000 | 7,189 |
| Net charge-offs | $5,942,000 | 294 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-5,320,720 | 7,190 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,577,000 | 796 |
| Total interest expense | $1,319,000 | 962 |
| Net interest income | $7,258,000 | 758 |
| Provision for loan and lease losses | $4,200,000 | 190 |
| Total noninterest income | $412,000 | 2,438 |
| Gross Fiduciary activities income | $51,000 | 792 |
| Service charges on deposit accounts | $329,000 | 1,065 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,276 |
| Total noninterest expense | $6,109,000 | 810 |
| Salaries and employee benefits | $3,536,000 | 738 |
| Premises and equipment expense | $806,000 | 745 |
| Additional noninterest expense | $1,767,000 | 964 |
| Pre-tax net operating income | $-2,639,000 | 7,258 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-1,289,000 | 7,280 |
| Income before extraordinary items | $-1,350,000 | 7,206 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,350,000 | 7,206 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,350,000 | 7,206 |
| Net charge-offs | $1,303,000 | 563 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,350,000 | 7,198 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $37,648,000 | 750 |
| Total interest expense | $7,343,000 | 805 |
| Net interest income | $30,305,000 | 715 |
| Provision for loan and lease losses | $14,769,000 | 300 |
| Total noninterest income | $-3,033,000 | 7,317 |
| Gross Fiduciary activities income | $161,000 | 776 |
| Service charges on deposit accounts | $1,528,000 | 964 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-4,722,000 | 7,330 |
| Total noninterest expense | $24,037,000 | 827 |
| Salaries and employee benefits | $13,197,000 | 752 |
| Premises and equipment expense | $2,899,000 | 876 |
| Additional noninterest expense | $7,941,000 | 901 |
| Pre-tax net operating income | $-11,534,000 | 7,231 |
| Securities gains (losses) | $-36,000 | 6,980 |
| Applicable income taxes | $-5,375,000 | 7,317 |
| Income before extraordinary items | $-6,195,000 | 7,120 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,195,000 | 7,119 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,195,000 | 7,121 |
| Net charge-offs | $11,457,000 | 396 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,171,960 | 7,107 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $28,543,000 | 754 |
| Total interest expense | $5,918,000 | 778 |
| Net interest income | $22,625,000 | 732 |
| Provision for loan and lease losses | $9,550,000 | 336 |
| Total noninterest income | $-671,000 | 7,326 |
| Gross Fiduciary activities income | $118,000 | 771 |
| Service charges on deposit accounts | $1,160,000 | 950 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,949,000 | 7,375 |
| Total noninterest expense | $18,038,000 | 823 |
| Salaries and employee benefits | $9,869,000 | 752 |
| Premises and equipment expense | $2,105,000 | 903 |
| Additional noninterest expense | $6,064,000 | 883 |
| Pre-tax net operating income | $-5,634,000 | 7,255 |
| Securities gains (losses) | $-36,000 | 7,121 |
| Applicable income taxes | $90,000 | 3,278 |
| Income before extraordinary items | $-5,760,000 | 7,276 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,760,000 | 7,275 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,760,000 | 7,275 |
| Net charge-offs | $4,921,000 | 635 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,724,000 | 7,270 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $18,851,000 | 779 |
| Total interest expense | $4,064,000 | 786 |
| Net interest income | $14,787,000 | 753 |
| Provision for loan and lease losses | $7,463,000 | 302 |
| Total noninterest income | $1,645,000 | 1,386 |
| Gross Fiduciary activities income | $76,000 | 788 |
| Service charges on deposit accounts | $775,000 | 948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $794,000 | 1,573 |
| Total noninterest expense | $11,998,000 | 833 |
| Salaries and employee benefits | $6,558,000 | 761 |
| Premises and equipment expense | $1,395,000 | 922 |
| Additional noninterest expense | $4,045,000 | 897 |
| Pre-tax net operating income | $-3,029,000 | 7,267 |
| Securities gains (losses) | $-36,000 | 7,196 |
| Applicable income taxes | $90,000 | 2,938 |
| Income before extraordinary items | $-3,155,000 | 7,308 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,155,000 | 7,307 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,155,000 | 7,308 |
| Net charge-offs | $106,000 | 3,784 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,119,000 | 7,294 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,449,000 | 776 |
| Total interest expense | $2,108,000 | 790 |
| Net interest income | $7,341,000 | 757 |
| Provision for loan and lease losses | $2,900,000 | 383 |
| Total noninterest income | $801,000 | 1,418 |
| Gross Fiduciary activities income | $42,000 | 790 |
| Service charges on deposit accounts | $373,000 | 962 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $386,000 | 1,610 |
| Total noninterest expense | $5,888,000 | 849 |
| Salaries and employee benefits | $3,259,000 | 773 |
| Premises and equipment expense | $705,000 | 935 |
| Additional noninterest expense | $1,924,000 | 926 |
| Pre-tax net operating income | $-646,000 | 7,150 |
| Securities gains (losses) | $-55,000 | 7,345 |
| Applicable income taxes | $90,000 | 2,290 |
| Income before extraordinary items | $-791,000 | 7,240 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-791,000 | 7,240 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-791,000 | 7,241 |
| Net charge-offs | $-51,000 | 7,360 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-736,000 | 7,218 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $40,627,000 | 745 |
| Total interest expense | $12,138,000 | 653 |
| Net interest income | $28,489,000 | 775 |
| Provision for loan and lease losses | $4,560,000 | 1,226 |
| Total noninterest income | $2,648,000 | 1,690 |
| Gross Fiduciary activities income | $147,000 | 809 |
| Service charges on deposit accounts | $1,521,000 | 1,001 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $980,000 | 2,203 |
| Total noninterest expense | $22,612,000 | 891 |
| Salaries and employee benefits | $12,334,000 | 800 |
| Premises and equipment expense | $2,884,000 | 893 |
| Additional noninterest expense | $7,394,000 | 1,000 |
| Pre-tax net operating income | $3,965,000 | 1,269 |
| Securities gains (losses) | $2,696,000 | 197 |
| Applicable income taxes | $1,255,000 | 1,026 |
| Income before extraordinary items | $5,406,000 | 810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,406,000 | 810 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,406,000 | 811 |
| Net charge-offs | $4,934,000 | 1,029 |
| Cash dividends | $825,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,222,240 | 1,275 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $30,452,000 | 752 |
| Total interest expense | $9,677,000 | 638 |
| Net interest income | $20,775,000 | 797 |
| Provision for loan and lease losses | $4,060,000 | 1,033 |
| Total noninterest income | $1,945,000 | 1,726 |
| Gross Fiduciary activities income | $111,000 | 803 |
| Service charges on deposit accounts | $1,154,000 | 1,015 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $680,000 | 2,308 |
| Total noninterest expense | $16,986,000 | 872 |
| Salaries and employee benefits | $9,228,000 | 789 |
| Premises and equipment expense | $2,150,000 | 898 |
| Additional noninterest expense | $5,608,000 | 955 |
| Pre-tax net operating income | $1,674,000 | 2,185 |
| Securities gains (losses) | $24,000 | 2,816 |
| Applicable income taxes | $469,000 | 1,734 |
| Income before extraordinary items | $1,229,000 | 2,504 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,229,000 | 2,501 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,229,000 | 2,505 |
| Net charge-offs | $4,245,000 | 880 |
| Cash dividends | $825,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,211,720 | 2,396 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $20,283,000 | 761 |
| Total interest expense | $6,286,000 | 682 |
| Net interest income | $13,997,000 | 785 |
| Provision for loan and lease losses | $3,760,000 | 797 |
| Total noninterest income | $724,000 | 2,531 |
| Gross Fiduciary activities income | $79,000 | 802 |
| Service charges on deposit accounts | $761,000 | 1,037 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-116,000 | 7,542 |
| Total noninterest expense | $11,394,000 | 873 |
| Salaries and employee benefits | $6,121,000 | 794 |
| Premises and equipment expense | $1,400,000 | 936 |
| Additional noninterest expense | $3,873,000 | 909 |
| Pre-tax net operating income | $-433,000 | 6,698 |
| Securities gains (losses) | $4,000 | 2,840 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-429,000 | 6,807 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-429,000 | 6,809 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-429,000 | 6,808 |
| Net charge-offs | $1,177,000 | 1,578 |
| Cash dividends | $825,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-433,000 | 6,766 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,680,000 | 815 |
| Total interest expense | $3,210,000 | 706 |
| Net interest income | $6,470,000 | 858 |
| Provision for loan and lease losses | $2,375,000 | 653 |
| Total noninterest income | $38,000 | 6,463 |
| Gross Fiduciary activities income | $52,000 | 754 |
| Service charges on deposit accounts | $371,000 | 1,057 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-385,000 | 7,853 |
| Total noninterest expense | $5,532,000 | 900 |
| Salaries and employee benefits | $3,078,000 | 792 |
| Premises and equipment expense | $714,000 | 948 |
| Additional noninterest expense | $1,740,000 | 1,005 |
| Pre-tax net operating income | $-1,399,000 | 7,503 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,395,000 | 7,553 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,395,000 | 7,554 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,395,000 | 7,554 |
| Net charge-offs | $378,000 | 1,822 |
| Cash dividends | $825,000 | 416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,399,000 | 7,551 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $44,861,000 | 744 |
| Total interest expense | $15,875,000 | 726 |
| Net interest income | $28,986,000 | 740 |
| Provision for loan and lease losses | $5,770,000 | 1,280 |
| Total noninterest income | $3,501,000 | 1,447 |
| Gross Fiduciary activities income | $162,000 | 805 |
| Service charges on deposit accounts | $1,705,000 | 1,019 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,634,000 | 1,571 |
| Total noninterest expense | $22,512,000 | 934 |
| Salaries and employee benefits | $11,950,000 | 815 |
| Premises and equipment expense | $2,609,000 | 1,039 |
| Additional noninterest expense | $7,953,000 | 989 |
| Pre-tax net operating income | $4,205,000 | 991 |
| Securities gains (losses) | $4,350,000 | 137 |
| Applicable income taxes | $2,418,000 | 479 |
| Income before extraordinary items | $6,137,000 | 554 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,137,000 | 554 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,137,000 | 555 |
| Net charge-offs | $3,151,000 | 1,552 |
| Cash dividends | $1,115,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,005,000 | 1,116 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $34,390,000 | 742 |
| Total interest expense | $12,360,000 | 746 |
| Net interest income | $22,030,000 | 724 |
| Provision for loan and lease losses | $3,600,000 | 1,312 |
| Total noninterest income | $2,659,000 | 1,454 |
| Gross Fiduciary activities income | $129,000 | 786 |
| Service charges on deposit accounts | $1,295,000 | 998 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,235,000 | 1,590 |
| Total noninterest expense | $16,472,000 | 951 |
| Salaries and employee benefits | $8,947,000 | 831 |
| Premises and equipment expense | $1,951,000 | 1,055 |
| Additional noninterest expense | $5,574,000 | 1,012 |
| Pre-tax net operating income | $4,617,000 | 740 |
| Securities gains (losses) | $260,000 | 1,115 |
| Applicable income taxes | $1,291,000 | 684 |
| Income before extraordinary items | $3,586,000 | 753 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,586,000 | 751 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,586,000 | 754 |
| Net charge-offs | $2,820,000 | 1,227 |
| Cash dividends | $1,115,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,393,600 | 792 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $22,720,000 | 762 |
| Total interest expense | $8,534,000 | 755 |
| Net interest income | $14,186,000 | 758 |
| Provision for loan and lease losses | $1,800,000 | 1,498 |
| Total noninterest income | $1,689,000 | 1,521 |
| Gross Fiduciary activities income | $103,000 | 755 |
| Service charges on deposit accounts | $834,000 | 1,023 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $752,000 | 1,729 |
| Total noninterest expense | $10,937,000 | 978 |
| Salaries and employee benefits | $5,923,000 | 857 |
| Premises and equipment expense | $1,272,000 | 1,105 |
| Additional noninterest expense | $3,742,000 | 1,027 |
| Pre-tax net operating income | $3,138,000 | 745 |
| Securities gains (losses) | $35,000 | 2,094 |
| Applicable income taxes | $815,000 | 737 |
| Income before extraordinary items | $2,358,000 | 790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,358,000 | 788 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,358,000 | 790 |
| Net charge-offs | $1,316,000 | 1,433 |
| Cash dividends | $972,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,332,100 | 770 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,311,000 | 775 |
| Total interest expense | $4,270,000 | 783 |
| Net interest income | $7,041,000 | 757 |
| Provision for loan and lease losses | $1,000,000 | 1,178 |
| Total noninterest income | $909,000 | 1,401 |
| Gross Fiduciary activities income | $63,000 | 722 |
| Service charges on deposit accounts | $420,000 | 980 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $426,000 | 1,551 |
| Total noninterest expense | $5,201,000 | 975 |
| Salaries and employee benefits | $2,922,000 | 871 |
| Premises and equipment expense | $632,000 | 1,128 |
| Additional noninterest expense | $1,647,000 | 1,022 |
| Pre-tax net operating income | $1,749,000 | 723 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $425,000 | 787 |
| Income before extraordinary items | $1,324,000 | 777 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,324,000 | 778 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,324,000 | 779 |
| Net charge-offs | $566,000 | 1,290 |
| Cash dividends | $693,000 | 646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,324,000 | 723 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $44,825,000 | 844 |
| Total interest expense | $18,253,000 | 871 |
| Net interest income | $26,572,000 | 810 |
| Provision for loan and lease losses | $2,050,000 | 1,760 |
| Total noninterest income | $3,879,000 | 1,296 |
| Gross Fiduciary activities income | $98,000 | 887 |
| Service charges on deposit accounts | $1,898,000 | 946 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,883,000 | 1,354 |
| Total noninterest expense | $20,633,000 | 964 |
| Salaries and employee benefits | $11,652,000 | 859 |
| Premises and equipment expense | $2,682,000 | 1,040 |
| Additional noninterest expense | $6,299,000 | 1,018 |
| Pre-tax net operating income | $7,768,000 | 722 |
| Securities gains (losses) | $304,000 | 540 |
| Applicable income taxes | $2,175,000 | 629 |
| Income before extraordinary items | $5,897,000 | 686 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,897,000 | 686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,089,000 | 1,258 |
| Cash dividends | $1,378,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,675,080 | 766 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $33,032,000 | 881 |
| Total interest expense | $13,509,000 | 919 |
| Net interest income | $19,523,000 | 839 |
| Provision for loan and lease losses | $1,101,000 | 1,725 |
| Total noninterest income | $3,165,000 | 1,255 |
| Gross Fiduciary activities income | $79,000 | 883 |
| Service charges on deposit accounts | $1,419,000 | 944 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,667,000 | 1,262 |
| Total noninterest expense | $15,404,000 | 964 |
| Salaries and employee benefits | $8,768,000 | 879 |
| Premises and equipment expense | $1,895,000 | 1,105 |
| Additional noninterest expense | $4,741,000 | 964 |
| Pre-tax net operating income | $6,183,000 | 817 |
| Securities gains (losses) | $65,000 | 1,251 |
| Applicable income taxes | $1,750,000 | 726 |
| Income before extraordinary items | $4,498,000 | 820 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,498,000 | 819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,328,000 | 1,092 |
| Cash dividends | $1,188,000 | 1,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,451,200 | 874 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,862,000 | 939 |
| Total interest expense | $8,533,000 | 1,016 |
| Net interest income | $12,329,000 | 875 |
| Provision for loan and lease losses | $600,000 | 1,692 |
| Total noninterest income | $1,913,000 | 1,380 |
| Gross Fiduciary activities income | $42,000 | 927 |
| Service charges on deposit accounts | $903,000 | 972 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $968,000 | 1,436 |
| Total noninterest expense | $9,554,000 | 1,028 |
| Salaries and employee benefits | $5,586,000 | 928 |
| Premises and equipment expense | $1,219,000 | 1,139 |
| Additional noninterest expense | $2,749,000 | 1,094 |
| Pre-tax net operating income | $4,088,000 | 864 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $1,155,000 | 831 |
| Income before extraordinary items | $2,943,000 | 933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,943,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $659,000 | 1,107 |
| Cash dividends | $727,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,935,800 | 912 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,755,000 | 1,034 |
| Total interest expense | $4,219,000 | 1,112 |
| Net interest income | $5,536,000 | 972 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $933,000 | 1,403 |
| Gross Fiduciary activities income | $34,000 | 874 |
| Service charges on deposit accounts | $407,000 | 1,066 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $492,000 | 1,436 |
| Total noninterest expense | $4,490,000 | 1,079 |
| Salaries and employee benefits | $2,636,000 | 995 |
| Premises and equipment expense | $606,000 | 1,150 |
| Additional noninterest expense | $1,248,000 | 1,155 |
| Pre-tax net operating income | $1,679,000 | 1,132 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $500,000 | 1,007 |
| Income before extraordinary items | $1,179,000 | 1,282 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,179,000 | 1,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,294 |
| Cash dividends | $308,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,179,000 | 1,241 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $36,676,000 | 1,157 |
| Total interest expense | $17,385,000 | 1,137 |
| Net interest income | $19,291,000 | 1,153 |
| Provision for loan and lease losses | $750,000 | 1,744 |
| Total noninterest income | $3,768,000 | 1,362 |
| Gross Fiduciary activities income | $109,000 | 903 |
| Service charges on deposit accounts | $1,827,000 | 970 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,832,000 | 1,445 |
| Total noninterest expense | $16,094,000 | 1,163 |
| Salaries and employee benefits | $9,295,000 | 1,073 |
| Premises and equipment expense | $2,222,000 | 1,189 |
| Additional noninterest expense | $4,577,000 | 1,231 |
| Pre-tax net operating income | $6,215,000 | 1,351 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $1,565,000 | 1,376 |
| Income before extraordinary items | $4,652,000 | 1,388 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,652,000 | 1,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,896 |
| Cash dividends | $1,713,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,650,500 | 1,372 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,843,000 | 1,183 |
| Total interest expense | $12,899,000 | 1,143 |
| Net interest income | $13,944,000 | 1,208 |
| Provision for loan and lease losses | $600,000 | 1,345 |
| Total noninterest income | $2,786,000 | 1,386 |
| Gross Fiduciary activities income | $335,000 | 613 |
| Service charges on deposit accounts | $1,390,000 | 947 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,061,000 | 1,756 |
| Total noninterest expense | $11,560,000 | 1,204 |
| Salaries and employee benefits | $6,713,000 | 1,118 |
| Premises and equipment expense | $1,520,000 | 1,302 |
| Additional noninterest expense | $3,327,000 | 1,234 |
| Pre-tax net operating income | $4,570,000 | 1,481 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,245,000 | 1,407 |
| Income before extraordinary items | $3,325,000 | 1,520 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,325,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,254 |
| Cash dividends | $1,513,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,325,000 | 1,514 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,344,000 | 1,233 |
| Total interest expense | $8,538,000 | 1,158 |
| Net interest income | $8,806,000 | 1,295 |
| Provision for loan and lease losses | $375,000 | 1,291 |
| Total noninterest income | $1,701,000 | 1,518 |
| Gross Fiduciary activities income | $213,000 | 637 |
| Service charges on deposit accounts | $879,000 | 1,005 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $609,000 | 1,959 |
| Total noninterest expense | $7,408,000 | 1,260 |
| Salaries and employee benefits | $4,300,000 | 1,190 |
| Premises and equipment expense | $991,000 | 1,343 |
| Additional noninterest expense | $2,117,000 | 1,306 |
| Pre-tax net operating income | $2,724,000 | 1,684 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $635,000 | 1,771 |
| Income before extraordinary items | $2,089,000 | 1,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,089,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,171 |
| Cash dividends | $1,200,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,089,000 | 1,639 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,150,000 | 1,305 |
| Total interest expense | $4,141,000 | 1,191 |
| Net interest income | $4,009,000 | 1,426 |
| Provision for loan and lease losses | $83,000 | 2,314 |
| Total noninterest income | $733,000 | 1,670 |
| Gross Fiduciary activities income | $106,000 | 642 |
| Service charges on deposit accounts | $343,000 | 1,261 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $284,000 | 2,030 |
| Total noninterest expense | $3,613,000 | 1,291 |
| Salaries and employee benefits | $2,124,000 | 1,207 |
| Premises and equipment expense | $489,000 | 1,372 |
| Additional noninterest expense | $1,000,000 | 1,338 |
| Pre-tax net operating income | $1,046,000 | 2,086 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $350,000 | 1,669 |
| Income before extraordinary items | $696,000 | 2,341 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $696,000 | 2,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 690 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $696,000 | 2,322 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,799,000 | 1,550 |
| Total interest expense | $11,753,000 | 1,430 |
| Net interest income | $14,046,000 | 1,632 |
| Provision for loan and lease losses | $610,000 | 1,585 |
| Total noninterest income | $3,057,000 | 1,599 |
| Gross Fiduciary activities income | $311,000 | 709 |
| Service charges on deposit accounts | $1,627,000 | 1,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,119,000 | 2,060 |
| Total noninterest expense | $13,206,000 | 1,351 |
| Salaries and employee benefits | $7,672,000 | 1,265 |
| Premises and equipment expense | $1,893,000 | 1,362 |
| Additional noninterest expense | $3,641,000 | 1,458 |
| Pre-tax net operating income | $3,287,000 | 2,613 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $762,000 | 2,547 |
| Income before extraordinary items | $2,525,000 | 2,596 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,525,000 | 2,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $640,000 | 966 |
| Cash dividends | $572,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $7,600,000 | 259 |
| Net operating income | $2,525,000 | 2,581 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,126,000 | 1,645 |
| Total interest expense | $7,863,000 | 1,554 |
| Net interest income | $10,263,000 | 1,688 |
| Provision for loan and lease losses | $505,000 | 1,379 |
| Total noninterest income | $2,352,000 | 1,567 |
| Gross Fiduciary activities income | $278,000 | 651 |
| Service charges on deposit accounts | $1,216,000 | 1,103 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $858,000 | 2,030 |
| Total noninterest expense | $9,682,000 | 1,386 |
| Salaries and employee benefits | $5,640,000 | 1,309 |
| Premises and equipment expense | $1,381,000 | 1,409 |
| Additional noninterest expense | $2,661,000 | 1,485 |
| Pre-tax net operating income | $2,428,000 | 2,724 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $600,000 | 2,599 |
| Income before extraordinary items | $1,828,000 | 2,761 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,828,000 | 2,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 818 |
| Cash dividends | $572,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $6,200,000 | 209 |
| Net operating income | $1,828,000 | 2,747 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,072,000 | 1,780 |
| Total interest expense | $4,439,000 | 1,741 |
| Net interest income | $6,633,000 | 1,747 |
| Provision for loan and lease losses | $355,000 | 1,291 |
| Total noninterest income | $1,506,000 | 1,631 |
| Gross Fiduciary activities income | $194,000 | 645 |
| Service charges on deposit accounts | $789,000 | 1,118 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $523,000 | 2,150 |
| Total noninterest expense | $6,214,000 | 1,451 |
| Salaries and employee benefits | $3,623,000 | 1,371 |
| Premises and equipment expense | $913,000 | 1,424 |
| Additional noninterest expense | $1,678,000 | 1,572 |
| Pre-tax net operating income | $1,570,000 | 2,791 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $425,000 | 2,527 |
| Income before extraordinary items | $1,145,000 | 2,892 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,145,000 | 2,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 677 |
| Cash dividends | $495,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,145,000 | 2,880 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,257,000 | 1,829 |
| Total interest expense | $2,054,000 | 1,782 |
| Net interest income | $3,203,000 | 1,802 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $746,000 | 1,615 |
| Gross Fiduciary activities income | $83,000 | 693 |
| Service charges on deposit accounts | $389,000 | 1,112 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $274,000 | 2,064 |
| Total noninterest expense | $3,087,000 | 1,465 |
| Salaries and employee benefits | $1,811,000 | 1,369 |
| Premises and equipment expense | $453,000 | 1,434 |
| Additional noninterest expense | $823,000 | 1,584 |
| Pre-tax net operating income | $762,000 | 2,802 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $245,000 | 2,299 |
| Income before extraordinary items | $517,000 | 3,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $517,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 476 |
| Cash dividends | $495,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $517,000 | 3,062 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,384,000 | 1,932 |
| Total interest expense | $5,956,000 | 1,895 |
| Net interest income | $11,428,000 | 1,941 |
| Provision for loan and lease losses | $376,000 | 2,380 |
| Total noninterest income | $2,912,000 | 1,657 |
| Gross Fiduciary activities income | $86,000 | 972 |
| Service charges on deposit accounts | $1,534,000 | 1,162 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,292,000 | 1,852 |
| Total noninterest expense | $11,022,000 | 1,557 |
| Salaries and employee benefits | $6,525,000 | 1,427 |
| Premises and equipment expense | $1,639,000 | 1,488 |
| Additional noninterest expense | $2,858,000 | 1,766 |
| Pre-tax net operating income | $2,942,000 | 2,807 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $705,000 | 2,800 |
| Income before extraordinary items | $2,242,000 | 2,804 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,242,000 | 2,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,235 |
| Cash dividends | $75,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,238,200 | 2,770 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,558,000 | 1,947 |
| Total interest expense | $4,199,000 | 1,905 |
| Net interest income | $8,359,000 | 1,977 |
| Provision for loan and lease losses | $325,000 | 2,053 |
| Total noninterest income | $2,166,000 | 1,668 |
| Gross Fiduciary activities income | $75,000 | 934 |
| Service charges on deposit accounts | $1,099,000 | 1,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $992,000 | 1,823 |
| Total noninterest expense | $7,879,000 | 1,605 |
| Salaries and employee benefits | $4,693,000 | 1,488 |
| Premises and equipment expense | $1,130,000 | 1,607 |
| Additional noninterest expense | $2,056,000 | 1,817 |
| Pre-tax net operating income | $2,321,000 | 2,724 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $520,000 | 2,869 |
| Income before extraordinary items | $1,802,000 | 2,693 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,802,000 | 2,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,077 |
| Cash dividends | $75,000 | 4,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,801,220 | 2,658 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,048,000 | 1,967 |
| Total interest expense | $2,597,000 | 1,924 |
| Net interest income | $5,451,000 | 1,991 |
| Provision for loan and lease losses | $175,000 | 2,402 |
| Total noninterest income | $1,365,000 | 1,731 |
| Gross Fiduciary activities income | $43,000 | 956 |
| Service charges on deposit accounts | $686,000 | 1,239 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $636,000 | 1,853 |
| Total noninterest expense | $5,258,000 | 1,605 |
| Salaries and employee benefits | $3,139,000 | 1,474 |
| Premises and equipment expense | $737,000 | 1,631 |
| Additional noninterest expense | $1,382,000 | 1,783 |
| Pre-tax net operating income | $1,383,000 | 2,925 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $225,000 | 3,582 |
| Income before extraordinary items | $1,159,000 | 2,729 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,159,000 | 2,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 783 |
| Cash dividends | $75,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,158,160 | 2,692 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 1,994 |
| Total interest expense | $1,203,000 | 1,966 |
| Net interest income | $2,698,000 | 1,998 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $656,000 | 1,752 |
| Gross Fiduciary activities income | $39,000 | 856 |
| Service charges on deposit accounts | $303,000 | 1,359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $314,000 | 1,848 |
| Total noninterest expense | $2,671,000 | 1,590 |
| Salaries and employee benefits | $1,612,000 | 1,434 |
| Premises and equipment expense | $356,000 | 1,688 |
| Additional noninterest expense | $703,000 | 1,762 |
| Pre-tax net operating income | $608,000 | 3,190 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $60,000 | 4,523 |
| Income before extraordinary items | $549,000 | 2,812 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $549,000 | 2,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $75,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $548,100 | 2,761 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,728,000 | 1,931 |
| Total interest expense | $4,132,000 | 1,971 |
| Net interest income | $10,596,000 | 1,916 |
| Provision for loan and lease losses | $546,000 | 1,829 |
| Total noninterest income | $2,579,000 | 1,820 |
| Gross Fiduciary activities income | $78,000 | 985 |
| Service charges on deposit accounts | $1,443,000 | 1,241 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,058,000 | 2,063 |
| Total noninterest expense | $9,619,000 | 1,691 |
| Salaries and employee benefits | $5,897,000 | 1,509 |
| Premises and equipment expense | $1,433,000 | 1,622 |
| Additional noninterest expense | $2,289,000 | 2,121 |
| Pre-tax net operating income | $3,010,000 | 2,586 |
| Securities gains (losses) | $28,000 | 2,163 |
| Applicable income taxes | $769,000 | 2,597 |
| Income before extraordinary items | $2,269,000 | 2,626 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,269,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,991 |
| Cash dividends | $4,455,000 | 687 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,248,000 | 2,596 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,990,000 | 1,923 |
| Total interest expense | $3,000,000 | 1,998 |
| Net interest income | $7,990,000 | 1,888 |
| Provision for loan and lease losses | $121,000 | 3,964 |
| Total noninterest income | $1,924,000 | 1,844 |
| Gross Fiduciary activities income | $72,000 | 945 |
| Service charges on deposit accounts | $1,104,000 | 1,216 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $748,000 | 2,170 |
| Total noninterest expense | $7,150,000 | 1,684 |
| Salaries and employee benefits | $4,447,000 | 1,496 |
| Premises and equipment expense | $1,005,000 | 1,732 |
| Additional noninterest expense | $1,698,000 | 2,126 |
| Pre-tax net operating income | $2,643,000 | 2,281 |
| Securities gains (losses) | $28,000 | 2,085 |
| Applicable income taxes | $805,000 | 2,093 |
| Income before extraordinary items | $1,866,000 | 2,470 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,866,000 | 2,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 8,826 |
| Cash dividends | $4,455,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,846,400 | 2,438 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,247,000 | 1,929 |
| Total interest expense | $1,928,000 | 2,052 |
| Net interest income | $5,319,000 | 1,876 |
| Provision for loan and lease losses | $71,000 | 4,092 |
| Total noninterest income | $1,245,000 | 1,866 |
| Gross Fiduciary activities income | $44,000 | 975 |
| Service charges on deposit accounts | $723,000 | 1,224 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $478,000 | 2,263 |
| Total noninterest expense | $4,665,000 | 1,724 |
| Salaries and employee benefits | $2,963,000 | 1,497 |
| Premises and equipment expense | $585,000 | 1,959 |
| Additional noninterest expense | $1,117,000 | 2,159 |
| Pre-tax net operating income | $1,828,000 | 2,206 |
| Securities gains (losses) | $28,000 | 1,835 |
| Applicable income taxes | $585,000 | 1,968 |
| Income before extraordinary items | $1,271,000 | 2,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,271,000 | 2,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-422,000 | 9,041 |
| Cash dividends | $3,767,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,251,960 | 2,366 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 1,954 |
| Total interest expense | $959,000 | 2,084 |
| Net interest income | $2,627,000 | 1,895 |
| Provision for loan and lease losses | $63,000 | 2,874 |
| Total noninterest income | $605,000 | 1,870 |
| Gross Fiduciary activities income | $35,000 | 882 |
| Service charges on deposit accounts | $348,000 | 1,230 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $222,000 | 2,301 |
| Total noninterest expense | $2,345,000 | 1,731 |
| Salaries and employee benefits | $1,482,000 | 1,500 |
| Premises and equipment expense | $282,000 | 2,055 |
| Additional noninterest expense | $581,000 | 2,030 |
| Pre-tax net operating income | $824,000 | 2,363 |
| Securities gains (losses) | $28,000 | 1,532 |
| Applicable income taxes | $260,000 | 2,133 |
| Income before extraordinary items | $592,000 | 2,524 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $592,000 | 2,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,622 |
| Cash dividends | $3,767,000 | 221 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $572,680 | 2,533 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,155,000 | 2,004 |
| Total interest expense | $4,530,000 | 1,975 |
| Net interest income | $9,625,000 | 2,038 |
| Provision for loan and lease losses | $400,000 | 2,580 |
| Total noninterest income | $2,307,000 | 2,087 |
| Gross Fiduciary activities income | $60,000 | 1,055 |
| Service charges on deposit accounts | $1,026,000 | 1,680 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,221,000 | 2,096 |
| Total noninterest expense | $9,678,000 | 1,660 |
| Salaries and employee benefits | $5,960,000 | 1,435 |
| Premises and equipment expense | $1,428,000 | 1,598 |
| Additional noninterest expense | $2,290,000 | 2,106 |
| Pre-tax net operating income | $1,854,000 | 3,561 |
| Securities gains (losses) | $649,000 | 642 |
| Applicable income taxes | $607,000 | 3,041 |
| Income before extraordinary items | $1,896,000 | 2,982 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,896,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 1,342 |
| Cash dividends | $918,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,402,760 | 3,569 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,627,000 | 2,037 |
| Total interest expense | $3,511,000 | 1,992 |
| Net interest income | $7,116,000 | 2,073 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $1,701,000 | 2,152 |
| Gross Fiduciary activities income | $60,000 | 998 |
| Service charges on deposit accounts | $683,000 | 1,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $958,000 | 2,116 |
| Total noninterest expense | $7,279,000 | 1,664 |
| Salaries and employee benefits | $4,553,000 | 1,424 |
| Premises and equipment expense | $1,077,000 | 1,592 |
| Additional noninterest expense | $1,649,000 | 2,171 |
| Pre-tax net operating income | $1,238,000 | 3,988 |
| Securities gains (losses) | $644,000 | 583 |
| Applicable income taxes | $600,000 | 2,666 |
| Income before extraordinary items | $1,282,000 | 3,318 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,282,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,432 |
| Cash dividends | $918,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $844,080 | 4,297 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,161,000 | 2,033 |
| Total interest expense | $2,415,000 | 1,986 |
| Net interest income | $4,746,000 | 2,063 |
| Provision for loan and lease losses | $275,000 | 1,970 |
| Total noninterest income | $1,115,000 | 2,179 |
| Gross Fiduciary activities income | $37,000 | 1,016 |
| Service charges on deposit accounts | $436,000 | 1,940 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $642,000 | 2,099 |
| Total noninterest expense | $4,913,000 | 1,636 |
| Salaries and employee benefits | $3,061,000 | 1,416 |
| Premises and equipment expense | $640,000 | 1,776 |
| Additional noninterest expense | $1,212,000 | 1,974 |
| Pre-tax net operating income | $673,000 | 4,528 |
| Securities gains (losses) | $644,000 | 491 |
| Applicable income taxes | $465,000 | 2,425 |
| Income before extraordinary items | $852,000 | 3,344 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $852,000 | 3,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,623 |
| Cash dividends | $721,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $433,400 | 4,988 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 2,031 |
| Total interest expense | $1,230,000 | 2,002 |
| Net interest income | $2,375,000 | 2,061 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $649,000 | 1,881 |
| Gross Fiduciary activities income | $35,000 | 910 |
| Service charges on deposit accounts | $205,000 | 1,981 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $409,000 | 1,711 |
| Total noninterest expense | $2,519,000 | 1,586 |
| Salaries and employee benefits | $1,593,000 | 1,361 |
| Premises and equipment expense | $347,000 | 1,653 |
| Additional noninterest expense | $579,000 | 2,034 |
| Pre-tax net operating income | $355,000 | 4,354 |
| Securities gains (losses) | $99,000 | 1,010 |
| Applicable income taxes | $155,000 | 3,169 |
| Income before extraordinary items | $299,000 | 4,252 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $299,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,091 |
| Cash dividends | $721,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $233,660 | 4,704 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,443,000 | 1,874 |
| Total interest expense | $6,363,000 | 1,793 |
| Net interest income | $10,080,000 | 1,933 |
| Provision for loan and lease losses | $905,000 | 1,466 |
| Total noninterest income | $2,381,000 | 1,861 |
| Gross Fiduciary activities income | $64,000 | 1,069 |
| Service charges on deposit accounts | $848,000 | 1,906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,469,000 | 1,676 |
| Total noninterest expense | $8,910,000 | 1,703 |
| Salaries and employee benefits | $5,576,000 | 1,459 |
| Premises and equipment expense | $1,135,000 | 1,945 |
| Additional noninterest expense | $2,199,000 | 2,106 |
| Pre-tax net operating income | $2,646,000 | 2,771 |
| Securities gains (losses) | $610,000 | 582 |
| Applicable income taxes | $827,000 | 2,535 |
| Income before extraordinary items | $2,429,000 | 2,410 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,429,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $900,000 | 1,068 |
| Cash dividends | $231,000 | 4,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,971,500 | 2,747 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,253,000 | 1,980 |
| Total interest expense | $8,231,000 | 1,970 |
| Net interest income | $9,022,000 | 1,969 |
| Provision for loan and lease losses | $1,639,000 | 836 |
| Total noninterest income | $1,850,000 | 2,139 |
| Gross Fiduciary activities income | $62,000 | 1,095 |
| Service charges on deposit accounts | $914,000 | 1,649 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $874,000 | 2,252 |
| Total noninterest expense | $8,586,000 | 1,689 |
| Salaries and employee benefits | $4,957,000 | 1,524 |
| Premises and equipment expense | $1,046,000 | 2,032 |
| Additional noninterest expense | $2,582,000 | 1,774 |
| Pre-tax net operating income | $648,000 | 5,992 |
| Securities gains (losses) | $170,000 | 1,327 |
| Applicable income taxes | $128,000 | 5,682 |
| Income before extraordinary items | $690,000 | 5,262 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $690,000 | 5,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,648,000 | 659 |
| Cash dividends | $385,000 | 3,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $547,200 | 5,743 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,505,000 | 2,267 |
| Total interest expense | $7,974,000 | 2,150 |
| Net interest income | $7,531,000 | 2,360 |
| Provision for loan and lease losses | $615,000 | 1,573 |
| Total noninterest income | $1,066,000 | 3,002 |
| Gross Fiduciary activities income | $59,000 | 1,026 |
| Service charges on deposit accounts | $737,000 | 1,882 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $270,000 | 4,145 |
| Total noninterest expense | $6,051,000 | 2,263 |
| Salaries and employee benefits | $3,389,000 | 2,110 |
| Premises and equipment expense | $798,000 | 2,574 |
| Additional noninterest expense | $1,864,000 | 2,305 |
| Pre-tax net operating income | $1,931,000 | 3,418 |
| Securities gains (losses) | $-141,000 | 9,506 |
| Applicable income taxes | $388,000 | 4,036 |
| Income before extraordinary items | $1,402,000 | 3,430 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,402,000 | 3,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $698,000 | 967 |
| Cash dividends | $204,000 | 5,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,511,980 | 3,229 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,692,000 | 2,389 |
| Total interest expense | $6,651,000 | 2,219 |
| Net interest income | $7,041,000 | 2,503 |
| Provision for loan and lease losses | $1,005,000 | 968 |
| Total noninterest income | $866,000 | 3,432 |
| Gross Fiduciary activities income | $25,000 | 1,187 |
| Service charges on deposit accounts | $599,000 | 2,239 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $242,000 | 4,505 |
| Total noninterest expense | $5,115,000 | 2,636 |
| Salaries and employee benefits | $2,740,000 | 2,567 |
| Premises and equipment expense | $742,000 | 2,732 |
| Additional noninterest expense | $1,633,000 | 2,637 |
| Pre-tax net operating income | $1,787,000 | 3,634 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $517,000 | 3,565 |
| Income before extraordinary items | $1,270,000 | 3,690 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,270,000 | 3,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $701,000 | 930 |
| Cash dividends | $662,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,270,000 | 3,658 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,572,000 | 2,598 |
| Total interest expense | $6,275,000 | 2,402 |
| Net interest income | $6,297,000 | 2,725 |
| Provision for loan and lease losses | $820,000 | 1,156 |
| Total noninterest income | $922,000 | 3,266 |
| Gross Fiduciary activities income | $17,000 | 1,237 |
| Service charges on deposit accounts | $569,000 | 2,265 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $336,000 | 3,778 |
| Total noninterest expense | $4,429,000 | 2,927 |
| Salaries and employee benefits | $2,193,000 | 3,058 |
| Premises and equipment expense | $739,000 | 2,637 |
| Additional noninterest expense | $1,497,000 | 2,787 |
| Pre-tax net operating income | $1,970,000 | 3,383 |
| Securities gains (losses) | $74,000 | 1,468 |
| Applicable income taxes | $692,000 | 3,061 |
| Income before extraordinary items | $1,352,000 | 3,551 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,352,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 1,053 |
| Cash dividends | $501,000 | 3,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,303,160 | 3,590 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,360,000 | 3,126 |
| Total interest expense | $5,340,000 | 2,805 |
| Net interest income | $5,020,000 | 3,470 |
| Provision for loan and lease losses | $450,000 | 1,925 |
| Total noninterest income | $872,000 | 3,367 |
| Gross Fiduciary activities income | $13,000 | 1,317 |
| Service charges on deposit accounts | $501,000 | 2,618 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $358,000 | 3,532 |
| Total noninterest expense | $3,869,000 | 3,271 |
| Salaries and employee benefits | $1,988,000 | 3,330 |
| Premises and equipment expense | $479,000 | 3,851 |
| Additional noninterest expense | $1,402,000 | 2,909 |
| Pre-tax net operating income | $1,573,000 | 4,302 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $595,000 | 3,698 |
| Income before extraordinary items | $991,000 | 4,736 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $991,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,431 |
| Cash dividends | $655,000 | 2,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $982,680 | 4,699 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,807,000 | 4,682 |
| Total interest expense | $3,481,000 | 4,215 |
| Net interest income | $3,326,000 | 5,044 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $576,000 | 4,696 |
| Gross Fiduciary activities income | $7,000 | 1,430 |
| Service charges on deposit accounts | $392,000 | 3,390 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $177,000 | 5,512 |
| Total noninterest expense | $2,443,000 | 5,094 |
| Salaries and employee benefits | $1,216,000 | 5,140 |
| Premises and equipment expense | $300,000 | 5,603 |
| Additional noninterest expense | $927,000 | 4,656 |
| Pre-tax net operating income | $1,399,000 | 4,580 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $324,000 | 5,572 |
| Income before extraordinary items | $1,088,000 | 4,190 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,088,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,610 |
| Cash dividends | $112,000 | 6,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,077,990 | 4,155 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 7,648 |
| Total interest expense | $1,712,000 | 7,111 |
| Net interest income | $1,716,000 | 7,974 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $319,000 | 6,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,773 |
| Total noninterest expense | $1,573,000 | 7,054 |
| Salaries and employee benefits | $775,000 | 7,246 |
| Premises and equipment expense | $255,000 | 6,261 |
| Additional noninterest expense | $543,000 | 6,919 |
| Pre-tax net operating income | $447,000 | 8,765 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $160,000 | 8,094 |
| Income before extraordinary items | $308,000 | 8,859 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $308,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $10,000 | 8,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $294,140 | 8,967 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 11,175 |
| Total interest expense | $526,000 | 10,983 |
| Net interest income | $758,000 | 11,186 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $141,000 | 9,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $854,000 | 9,983 |
| Salaries and employee benefits | $396,000 | 10,325 |
| Premises and equipment expense | $114,000 | 9,573 |
| Additional noninterest expense | $344,000 | 9,422 |
| Pre-tax net operating income | $43,000 | 11,939 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $-21,000 | 12,131 |
| Income before extraordinary items | $63,000 | 11,706 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $63,000 | 11,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 11,219 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $64,000 | 11,744 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 12,115 |
| Total interest expense | $372,000 | 12,347 |
| Net interest income | $710,000 | 11,836 |
| Provision for loan and lease losses | $130,000 | 5,002 |
| Total noninterest income | $111,000 | 11,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 11,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $614,000 | 11,576 |
| Salaries and employee benefits | $303,000 | 11,615 |
| Premises and equipment expense | $72,000 | 11,428 |
| Additional noninterest expense | $239,000 | 11,210 |
| Pre-tax net operating income | $77,000 | 12,012 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $5,000 | 11,956 |
| Income before extraordinary items | $72,000 | 12,084 |
| Extraordinary gains, net | $5,000 | 3,059 |
| Net income | $77,000 | 12,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,144 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $72,000 | 11,915 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 12,445 |
| Total interest expense | $526,000 | 12,644 |
| Net interest income | $752,000 | 12,110 |
| Provision for loan and lease losses | $333,000 | 3,896 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 11,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $544,000 | 12,378 |
| Salaries and employee benefits | $320,000 | 11,788 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $155,000 | 12,864 |
| Pre-tax net operating income | $-33,000 | 12,828 |
| Securities gains (losses) | $43,000 | 4,369 |
| Applicable income taxes | $3,000 | 12,573 |
| Income before extraordinary items | $7,000 | 12,854 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,000 | 12,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 4,574 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-23,100 | 12,749 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.