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Colorado Community First State Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$8,906,0003,651
Total interest expense$2,971,0004,830
Net interest income$5,935,0002,985
Provision for loan and lease losses$548,0001,632
Total noninterest income$1,424,0002,384
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$743,0001,825
Trading account gains and fees$0262
Additional Noninterest Income$681,0002,350
Total noninterest expense$3,859,0003,452
Salaries and employee benefits$1,805,0003,658
Premises and equipment expense$448,0004,127
Additional noninterest expense$1,606,0002,947
Pre-tax net operating income$2,952,0002,408
Securities gains (losses)$1,0003,760
Applicable income taxes$1,108,0002,148
Income before extraordinary items$1,845,0002,631
Extraordinary gains, net$053
Net income$1,845,0002,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,581
Cash dividends$1,786,0001,403
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,844,3602,591
1995-12-31 (YTD Data)Rank
Total interest income$3,977,0007,028
Total interest expense$1,741,0007,038
Net interest income$2,236,0006,804
Provision for loan and lease losses$71,0005,396
Total noninterest income$450,0005,546
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$282,0004,502
Trading account gains and feesNANA
Additional Noninterest Income$168,0005,649
Total noninterest expense$1,728,0006,659
Salaries and employee benefits$718,0007,605
Premises and equipment expense$228,0006,692
Additional noninterest expense$782,0005,355
Pre-tax net operating income$887,0006,483
Securities gains (losses)$-1,0009,017
Applicable income taxes$328,0005,688
Income before extraordinary items$558,0006,857
Extraordinary gains, net$065
Net income$558,0006,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,018
Cash dividends$548,0003,126
Sale, conversion, retirement of capital stock, net$0809
Net operating income$558,6406,832
1994-12-31 (YTD Data)Rank
Total interest income$3,143,0007,838
Total interest expense$1,134,0008,166
Net interest income$2,009,0007,544
Provision for loan and lease losses$96,0004,659
Total noninterest income$390,0006,234
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$310,0004,248
Trading account gains and feesNANA
Additional Noninterest Income$80,0008,247
Total noninterest expense$1,677,0007,049
Salaries and employee benefits$695,0007,921
Premises and equipment expense$284,0005,952
Additional noninterest expense$698,0006,333
Pre-tax net operating income$626,0007,858
Securities gains (losses)$03,600
Applicable income taxes$264,0006,339
Income before extraordinary items$362,0008,531
Extraordinary gains, net$0249
Net income$362,0008,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,413
Cash dividends$339,0004,174
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$362,0008,580
1993-12-31 (YTD Data)Rank
Total interest income$1,681,00010,844
Total interest expense$540,00011,473
Net interest income$1,141,00010,258
Provision for loan and lease losses$33,0008,295
Total noninterest income$258,0008,241
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$179,0006,392
Trading account gains and feesNANA
Additional Noninterest Income$79,0008,670
Total noninterest expense$1,099,0009,326
Salaries and employee benefits$452,00010,127
Premises and equipment expense$165,0008,511
Additional noninterest expense$482,0008,408
Pre-tax net operating income$267,00010,490
Securities gains (losses)$1,0007,052
Applicable income taxes$102,0009,679
Income before extraordinary items$166,00011,017
Extraordinary gains, net$03,149
Net income$166,00011,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0009,413
Cash dividends$132,0006,351
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$165,36010,819
1992-12-31 (YTD Data)Rank
Total interest income$3,393,0008,335
Total interest expense$1,451,0008,666
Net interest income$1,942,0007,916
Provision for loan and lease losses$40,0009,471
Total noninterest income$488,0005,743
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$288,0004,598
Trading account gains and feesNANA
Additional Noninterest Income$200,0005,673
Total noninterest expense$1,669,0007,342
Salaries and employee benefits$737,0007,712
Premises and equipment expense$373,0005,080
Additional noninterest expense$559,0007,886
Pre-tax net operating income$721,0006,990
Securities gains (losses)$-62,00013,708
Applicable income taxes$221,0007,164
Income before extraordinary items$438,0007,850
Extraordinary gains, net$-8,00013,468
Net income$430,0008,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0009,788
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$478,9207,134

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.