Home > Colorado Community First National Bank > Income and Expense
Colorado Community First National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 5,920 |
| Total interest expense | $2,419,000 | 5,645 |
| Net interest income | $2,592,000 | 6,050 |
| Provision for loan and lease losses | $105,000 | 4,971 |
| Total noninterest income | $330,000 | 6,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,088 |
| Total noninterest expense | $1,341,000 | 7,540 |
| Salaries and employee benefits | $681,000 | 7,644 |
| Premises and equipment expense | $115,000 | 8,909 |
| Additional noninterest expense | $545,000 | 6,721 |
| Pre-tax net operating income | $1,476,000 | 4,390 |
| Securities gains (losses) | $-34,000 | 10,892 |
| Applicable income taxes | $519,000 | 4,030 |
| Income before extraordinary items | $923,000 | 4,782 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $923,000 | 4,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,122 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $944,760 | 4,660 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,852,000 | 6,124 |
| Total interest expense | $2,321,000 | 5,852 |
| Net interest income | $2,531,000 | 6,258 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $338,000 | 6,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,675 |
| Total noninterest expense | $1,457,000 | 7,408 |
| Salaries and employee benefits | $785,000 | 7,188 |
| Premises and equipment expense | $137,000 | 8,597 |
| Additional noninterest expense | $535,000 | 6,995 |
| Pre-tax net operating income | $1,412,000 | 4,663 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $229,000 | 6,976 |
| Income before extraordinary items | $1,193,000 | 3,978 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,193,000 | 3,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,179 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,184,600 | 3,983 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 6,594 |
| Total interest expense | $1,771,000 | 6,142 |
| Net interest income | $2,311,000 | 6,840 |
| Provision for loan and lease losses | $-45,000 | 11,970 |
| Total noninterest income | $236,000 | 8,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $1,437,000 | 7,801 |
| Salaries and employee benefits | $712,000 | 7,781 |
| Premises and equipment expense | $119,000 | 9,419 |
| Additional noninterest expense | $606,000 | 6,996 |
| Pre-tax net operating income | $1,155,000 | 5,378 |
| Securities gains (losses) | $31,000 | 1,448 |
| Applicable income taxes | $334,000 | 5,466 |
| Income before extraordinary items | $852,000 | 5,108 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $852,000 | 5,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 11,851 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $829,680 | 5,272 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 6,967 |
| Total interest expense | $1,534,000 | 7,093 |
| Net interest income | $2,379,000 | 6,770 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $378,000 | 6,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,700 |
| Total noninterest expense | $1,545,000 | 7,674 |
| Salaries and employee benefits | $728,000 | 7,795 |
| Premises and equipment expense | $120,000 | 9,793 |
| Additional noninterest expense | $697,000 | 6,584 |
| Pre-tax net operating income | $1,212,000 | 5,142 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $416,000 | 4,865 |
| Income before extraordinary items | $803,000 | 5,559 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $803,000 | 5,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 11,891 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $798,380 | 5,350 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,128,000 | 7,348 |
| Total interest expense | $1,872,000 | 7,415 |
| Net interest income | $2,256,000 | 7,103 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $310,000 | 7,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,728 |
| Total noninterest expense | $1,393,000 | 8,323 |
| Salaries and employee benefits | $609,000 | 8,732 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $681,000 | 6,879 |
| Pre-tax net operating income | $1,173,000 | 5,006 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $395,000 | 4,844 |
| Income before extraordinary items | $820,000 | 5,266 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $820,000 | 5,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 5,081 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $791,860 | 5,092 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.