Home > Colorado Community Bank > Income and Expense
Colorado Community Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,783,000 | 1,295 |
| Total interest expense | $779,000 | 2,193 |
| Net interest income | $9,004,000 | 1,212 |
| Provision for loan and lease losses | $845,000 | 769 |
| Total noninterest income | $1,110,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $281,000 | 2,149 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $829,000 | 1,816 |
| Total noninterest expense | $9,206,000 | 1,104 |
| Salaries and employee benefits | $4,245,000 | 1,261 |
| Premises and equipment expense | $904,000 | 1,322 |
| Additional noninterest expense | $4,057,000 | 827 |
| Pre-tax net operating income | $63,000 | 6,016 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $21,000 | 3,928 |
| Income before extraordinary items | $42,000 | 6,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $42,000 | 6,186 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $42,000 | 6,186 |
| Net charge-offs | $-8,000 | 6,085 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $-2,277,000 | 6,927 |
| Net operating income | $42,000 | 6,102 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,479,000 | 1,427 |
| Total interest expense | $346,000 | 2,476 |
| Net interest income | $4,133,000 | 1,305 |
| Provision for loan and lease losses | $250,000 | 1,141 |
| Total noninterest income | $457,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $141,000 | 2,133 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $316,000 | 2,154 |
| Total noninterest expense | $3,608,000 | 1,382 |
| Salaries and employee benefits | $2,068,000 | 1,299 |
| Premises and equipment expense | $384,000 | 1,582 |
| Additional noninterest expense | $1,156,000 | 1,412 |
| Pre-tax net operating income | $732,000 | 2,190 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $269,000 | 1,444 |
| Income before extraordinary items | $463,000 | 2,738 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $463,000 | 2,742 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $463,000 | 2,741 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $-3,098,000 | 7,015 |
| Net operating income | $463,000 | 2,656 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 7,081 |
| Total interest expense | $0 | 7,072 |
| Net interest income | $0 | 7,079 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $0 | 6,818 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $0 | 6,530 |
| Total noninterest expense | $0 | 7,081 |
| Salaries and employee benefits | $0 | 7,065 |
| Premises and equipment expense | $0 | 7,061 |
| Additional noninterest expense | $0 | 7,081 |
| Pre-tax net operating income | $0 | 6,147 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $0 | 6,310 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $0 | 6,303 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $0 | 6,305 |
| Net charge-offs | $22,253,000 | 169 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $9,481,000 | 40 |
| Net operating income | $0 | 6,168 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $17,096,000 | 1,194 |
| Total interest expense | $2,509,000 | 1,396 |
| Net interest income | $14,587,000 | 1,142 |
| Provision for loan and lease losses | $11,590,000 | 202 |
| Total noninterest income | $841,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $446,000 | 2,192 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $395,000 | 3,287 |
| Total noninterest expense | $10,957,000 | 1,358 |
| Salaries and employee benefits | $4,611,000 | 1,642 |
| Premises and equipment expense | $723,000 | 2,374 |
| Additional noninterest expense | $5,623,000 | 931 |
| Pre-tax net operating income | $-7,119,000 | 7,120 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-2,788,000 | 7,137 |
| Income before extraordinary items | $-4,331,000 | 7,088 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,331,000 | 7,088 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,331,000 | 7,088 |
| Net charge-offs | $11,411,000 | 235 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-4,331,000 | 7,080 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,113,000 | 1,128 |
| Total interest expense | $1,798,000 | 1,351 |
| Net interest income | $10,315,000 | 1,083 |
| Provision for loan and lease losses | $2,115,000 | 613 |
| Total noninterest income | $516,000 | 3,188 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $294,000 | 2,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 3,522 |
| Total noninterest expense | $7,466,000 | 1,331 |
| Salaries and employee benefits | $3,092,000 | 1,633 |
| Premises and equipment expense | $499,000 | 2,293 |
| Additional noninterest expense | $3,875,000 | 893 |
| Pre-tax net operating income | $1,250,000 | 2,448 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $463,000 | 1,559 |
| Income before extraordinary items | $787,000 | 3,077 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $787,000 | 3,077 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $787,000 | 3,077 |
| Net charge-offs | $1,956,000 | 706 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $787,000 | 2,926 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 1,080 |
| Total interest expense | $960,000 | 1,320 |
| Net interest income | $5,388,000 | 1,021 |
| Provision for loan and lease losses | $985,000 | 627 |
| Total noninterest income | $315,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $152,000 | 2,115 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $163,000 | 2,952 |
| Total noninterest expense | $3,992,000 | 1,250 |
| Salaries and employee benefits | $1,675,000 | 1,521 |
| Premises and equipment expense | $249,000 | 2,303 |
| Additional noninterest expense | $2,068,000 | 819 |
| Pre-tax net operating income | $726,000 | 2,209 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $276,000 | 1,376 |
| Income before extraordinary items | $450,000 | 2,828 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $450,000 | 2,831 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $450,000 | 2,832 |
| Net charge-offs | $672,000 | 902 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $450,000 | 2,689 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,222,000 | 1,026 |
| Total interest expense | $4,722,000 | 1,290 |
| Net interest income | $22,500,000 | 972 |
| Provision for loan and lease losses | $7,560,000 | 544 |
| Total noninterest income | $1,281,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $672,000 | 2,054 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $609,000 | 2,835 |
| Total noninterest expense | $14,520,000 | 1,350 |
| Salaries and employee benefits | $6,876,000 | 1,443 |
| Premises and equipment expense | $1,069,000 | 2,268 |
| Additional noninterest expense | $6,575,000 | 1,060 |
| Pre-tax net operating income | $1,701,000 | 2,806 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $713,000 | 1,665 |
| Income before extraordinary items | $988,000 | 3,588 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $988,000 | 3,591 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $988,000 | 3,591 |
| Net charge-offs | $7,605,000 | 584 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $988,000 | 3,467 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,788,000 | 1,016 |
| Total interest expense | $3,692,000 | 1,287 |
| Net interest income | $17,096,000 | 968 |
| Provision for loan and lease losses | $6,280,000 | 512 |
| Total noninterest income | $991,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $501,000 | 2,076 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $490,000 | 2,737 |
| Total noninterest expense | $10,172,000 | 1,438 |
| Salaries and employee benefits | $4,665,000 | 1,579 |
| Premises and equipment expense | $787,000 | 2,342 |
| Additional noninterest expense | $4,720,000 | 1,118 |
| Pre-tax net operating income | $1,635,000 | 2,415 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $595,000 | 1,584 |
| Income before extraordinary items | $1,040,000 | 2,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,040,000 | 2,987 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,040,000 | 2,987 |
| Net charge-offs | $6,491,000 | 505 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,040,000 | 2,883 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $14,120,000 | 1,010 |
| Total interest expense | $2,559,000 | 1,286 |
| Net interest income | $11,561,000 | 957 |
| Provision for loan and lease losses | $3,385,000 | 616 |
| Total noninterest income | $727,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $322,000 | 2,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $405,000 | 2,418 |
| Total noninterest expense | $6,549,000 | 1,501 |
| Salaries and employee benefits | $3,047,000 | 1,624 |
| Premises and equipment expense | $508,000 | 2,412 |
| Additional noninterest expense | $2,994,000 | 1,188 |
| Pre-tax net operating income | $2,354,000 | 1,259 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $878,000 | 849 |
| Income before extraordinary items | $1,476,000 | 1,647 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,476,000 | 1,647 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,476,000 | 1,647 |
| Net charge-offs | $3,691,000 | 589 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,476,000 | 1,575 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,237,000 | 999 |
| Total interest expense | $1,323,000 | 1,277 |
| Net interest income | $5,914,000 | 936 |
| Provision for loan and lease losses | $1,620,000 | 605 |
| Total noninterest income | $370,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $159,000 | 2,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $211,000 | 2,397 |
| Total noninterest expense | $3,232,000 | 1,526 |
| Salaries and employee benefits | $1,473,000 | 1,683 |
| Premises and equipment expense | $236,000 | 2,605 |
| Additional noninterest expense | $1,523,000 | 1,169 |
| Pre-tax net operating income | $1,432,000 | 1,048 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $544,000 | 690 |
| Income before extraordinary items | $888,000 | 1,361 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $888,000 | 1,361 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $888,000 | 1,361 |
| Net charge-offs | $1,704,000 | 606 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $888,000 | 1,321 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $30,540,000 | 1,000 |
| Total interest expense | $6,870,000 | 1,196 |
| Net interest income | $23,670,000 | 931 |
| Provision for loan and lease losses | $9,850,000 | 669 |
| Total noninterest income | $818,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $787,000 | 1,865 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 6,406 |
| Total noninterest expense | $12,177,000 | 1,635 |
| Salaries and employee benefits | $5,923,000 | 1,641 |
| Premises and equipment expense | $957,000 | 2,573 |
| Additional noninterest expense | $5,297,000 | 1,375 |
| Pre-tax net operating income | $2,461,000 | 1,912 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $986,000 | 1,231 |
| Income before extraordinary items | $1,475,000 | 2,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,475,000 | 2,540 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,475,000 | 2,545 |
| Net charge-offs | $5,205,000 | 977 |
| Cash dividends | $1,200,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $1,451,000 | 322 |
| Net operating income | $1,475,000 | 2,446 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $23,045,000 | 1,011 |
| Total interest expense | $5,360,000 | 1,199 |
| Net interest income | $17,685,000 | 941 |
| Provision for loan and lease losses | $6,730,000 | 696 |
| Total noninterest income | $881,000 | 2,976 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $596,000 | 1,892 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $285,000 | 3,624 |
| Total noninterest expense | $8,820,000 | 1,670 |
| Salaries and employee benefits | $4,376,000 | 1,673 |
| Premises and equipment expense | $682,000 | 2,716 |
| Additional noninterest expense | $3,762,000 | 1,410 |
| Pre-tax net operating income | $3,016,000 | 1,324 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $985,000 | 1,009 |
| Income before extraordinary items | $2,031,000 | 1,628 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,031,000 | 1,631 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,031,000 | 1,631 |
| Net charge-offs | $3,839,000 | 937 |
| Cash dividends | $1,200,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $1,451,000 | 252 |
| Net operating income | $2,031,000 | 1,555 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,433,000 | 1,026 |
| Total interest expense | $3,665,000 | 1,213 |
| Net interest income | $11,768,000 | 946 |
| Provision for loan and lease losses | $4,400,000 | 710 |
| Total noninterest income | $616,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $389,000 | 1,939 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $227,000 | 3,292 |
| Total noninterest expense | $5,556,000 | 1,781 |
| Salaries and employee benefits | $2,977,000 | 1,660 |
| Premises and equipment expense | $411,000 | 2,994 |
| Additional noninterest expense | $2,168,000 | 1,623 |
| Pre-tax net operating income | $2,428,000 | 1,098 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $748,000 | 883 |
| Income before extraordinary items | $1,680,000 | 1,318 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,680,000 | 1,319 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,680,000 | 1,319 |
| Net charge-offs | $2,898,000 | 857 |
| Cash dividends | $900,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $1,451,000 | 177 |
| Net operating income | $1,680,000 | 1,270 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 1,043 |
| Total interest expense | $1,800,000 | 1,296 |
| Net interest income | $5,887,000 | 952 |
| Provision for loan and lease losses | $2,195,000 | 702 |
| Total noninterest income | $347,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $193,000 | 1,930 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $154,000 | 2,790 |
| Total noninterest expense | $2,442,000 | 2,017 |
| Salaries and employee benefits | $1,380,000 | 1,815 |
| Premises and equipment expense | $198,000 | 3,141 |
| Additional noninterest expense | $864,000 | 1,969 |
| Pre-tax net operating income | $1,597,000 | 839 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $594,000 | 622 |
| Income before extraordinary items | $1,003,000 | 1,090 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,003,000 | 1,091 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,003,000 | 1,092 |
| Net charge-offs | $1,436,000 | 811 |
| Cash dividends | $700,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $1,451,000 | 105 |
| Net operating income | $1,003,000 | 1,057 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $31,448,000 | 1,091 |
| Total interest expense | $10,594,000 | 1,117 |
| Net interest income | $20,854,000 | 1,051 |
| Provision for loan and lease losses | $5,855,000 | 1,267 |
| Total noninterest income | $843,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $775,000 | 2,095 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $68,000 | 6,067 |
| Total noninterest expense | $10,675,000 | 1,907 |
| Salaries and employee benefits | $6,106,000 | 1,624 |
| Premises and equipment expense | $750,000 | 3,288 |
| Additional noninterest expense | $3,819,000 | 1,924 |
| Pre-tax net operating income | $5,167,000 | 818 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,024,000 | 562 |
| Income before extraordinary items | $3,143,000 | 1,068 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,143,000 | 1,066 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,143,000 | 1,067 |
| Net charge-offs | $4,881,000 | 1,169 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,143,000 | 1,069 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $23,549,000 | 1,114 |
| Total interest expense | $8,406,000 | 1,110 |
| Net interest income | $15,143,000 | 1,089 |
| Provision for loan and lease losses | $4,040,000 | 1,220 |
| Total noninterest income | $732,000 | 3,440 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $571,000 | 2,124 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $161,000 | 4,640 |
| Total noninterest expense | $7,858,000 | 1,918 |
| Salaries and employee benefits | $4,571,000 | 1,642 |
| Premises and equipment expense | $549,000 | 3,387 |
| Additional noninterest expense | $2,738,000 | 1,932 |
| Pre-tax net operating income | $3,977,000 | 848 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,524,000 | 581 |
| Income before extraordinary items | $2,453,000 | 1,109 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,453,000 | 1,108 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,453,000 | 1,109 |
| Net charge-offs | $3,523,000 | 1,068 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,453,000 | 1,096 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,704,000 | 1,141 |
| Total interest expense | $5,783,000 | 1,136 |
| Net interest income | $9,921,000 | 1,110 |
| Provision for loan and lease losses | $2,860,000 | 1,120 |
| Total noninterest income | $458,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $380,000 | 2,104 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $78,000 | 5,201 |
| Total noninterest expense | $5,360,000 | 1,912 |
| Salaries and employee benefits | $3,180,000 | 1,610 |
| Premises and equipment expense | $373,000 | 3,365 |
| Additional noninterest expense | $1,807,000 | 1,974 |
| Pre-tax net operating income | $2,159,000 | 1,044 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $748,000 | 795 |
| Income before extraordinary items | $1,411,000 | 1,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,411,000 | 1,342 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,411,000 | 1,343 |
| Net charge-offs | $2,217,000 | 1,057 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,411,000 | 1,300 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,823,000 | 1,158 |
| Total interest expense | $2,918,000 | 1,179 |
| Net interest income | $4,905,000 | 1,116 |
| Provision for loan and lease losses | $1,380,000 | 978 |
| Total noninterest income | $211,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $187,000 | 2,081 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $2,515,000 | 1,978 |
| Salaries and employee benefits | $1,518,000 | 1,705 |
| Premises and equipment expense | $198,000 | 3,247 |
| Additional noninterest expense | $799,000 | 2,002 |
| Pre-tax net operating income | $1,221,000 | 1,045 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $413,000 | 805 |
| Income before extraordinary items | $808,000 | 1,355 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $808,000 | 1,357 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $808,000 | 1,357 |
| Net charge-offs | $1,350,000 | 793 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $808,000 | 1,283 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $33,394,000 | 1,147 |
| Total interest expense | $13,343,000 | 1,215 |
| Net interest income | $20,051,000 | 1,083 |
| Provision for loan and lease losses | $2,030,000 | 1,771 |
| Total noninterest income | $742,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $861,000 | 1,992 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-119,000 | 8,140 |
| Total noninterest expense | $10,841,000 | 1,799 |
| Salaries and employee benefits | $6,913,000 | 1,497 |
| Premises and equipment expense | $864,000 | 2,982 |
| Additional noninterest expense | $3,064,000 | 1,975 |
| Pre-tax net operating income | $7,922,000 | 706 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,727,000 | 505 |
| Income before extraordinary items | $5,195,000 | 779 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,195,000 | 779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,207,000 | 1,216 |
| Cash dividends | $1,900,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,195,000 | 840 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $25,152,000 | 1,167 |
| Total interest expense | $10,107,000 | 1,252 |
| Net interest income | $15,045,000 | 1,104 |
| Provision for loan and lease losses | $1,100,000 | 1,727 |
| Total noninterest income | $890,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $648,000 | 1,999 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $242,000 | 4,087 |
| Total noninterest expense | $7,907,000 | 1,822 |
| Salaries and employee benefits | $5,239,000 | 1,505 |
| Premises and equipment expense | $684,000 | 2,867 |
| Additional noninterest expense | $1,984,000 | 2,181 |
| Pre-tax net operating income | $6,928,000 | 724 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,410,000 | 554 |
| Income before extraordinary items | $4,518,000 | 815 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,518,000 | 814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,163,000 | 1,179 |
| Cash dividends | $800,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,518,000 | 863 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,871,000 | 1,169 |
| Total interest expense | $6,811,000 | 1,288 |
| Net interest income | $10,060,000 | 1,086 |
| Provision for loan and lease losses | $675,000 | 1,571 |
| Total noninterest income | $713,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $428,000 | 1,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $285,000 | 3,118 |
| Total noninterest expense | $5,392,000 | 1,786 |
| Salaries and employee benefits | $3,625,000 | 1,445 |
| Premises and equipment expense | $431,000 | 3,004 |
| Additional noninterest expense | $1,336,000 | 2,114 |
| Pre-tax net operating income | $4,706,000 | 747 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,754,000 | 570 |
| Income before extraordinary items | $2,952,000 | 931 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,952,000 | 931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,212 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,952,000 | 909 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,527,000 | 1,193 |
| Total interest expense | $3,414,000 | 1,375 |
| Net interest income | $5,113,000 | 1,061 |
| Provision for loan and lease losses | $275,000 | 1,490 |
| Total noninterest income | $387,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $219,000 | 1,917 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $168,000 | 2,844 |
| Total noninterest expense | $2,640,000 | 1,814 |
| Salaries and employee benefits | $1,746,000 | 1,531 |
| Premises and equipment expense | $212,000 | 3,063 |
| Additional noninterest expense | $682,000 | 2,056 |
| Pre-tax net operating income | $2,585,000 | 730 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,010,000 | 578 |
| Income before extraordinary items | $1,575,000 | 957 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,575,000 | 959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 810 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,575,000 | 916 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,306,000 | 1,196 |
| Total interest expense | $13,930,000 | 1,435 |
| Net interest income | $21,376,000 | 1,033 |
| Provision for loan and lease losses | $650,000 | 1,944 |
| Total noninterest income | $1,512,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $886,000 | 1,946 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $626,000 | 2,943 |
| Total noninterest expense | $11,028,000 | 1,674 |
| Salaries and employee benefits | $7,422,000 | 1,360 |
| Premises and equipment expense | $1,053,000 | 2,449 |
| Additional noninterest expense | $2,553,000 | 2,141 |
| Pre-tax net operating income | $11,210,000 | 757 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,043,000 | 632 |
| Income before extraordinary items | $7,167,000 | 900 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,167,000 | 898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $759,000 | 1,252 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,167,000 | 884 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,280,000 | 1,207 |
| Total interest expense | $10,456,000 | 1,436 |
| Net interest income | $15,824,000 | 1,052 |
| Provision for loan and lease losses | $330,000 | 2,168 |
| Total noninterest income | $1,214,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $659,000 | 1,960 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $555,000 | 2,677 |
| Total noninterest expense | $8,233,000 | 1,671 |
| Salaries and employee benefits | $5,520,000 | 1,371 |
| Premises and equipment expense | $783,000 | 2,465 |
| Additional noninterest expense | $1,930,000 | 2,080 |
| Pre-tax net operating income | $8,475,000 | 817 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,145,000 | 676 |
| Income before extraordinary items | $5,330,000 | 978 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,330,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,388 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,330,000 | 967 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,297,000 | 1,242 |
| Total interest expense | $6,840,000 | 1,460 |
| Net interest income | $10,457,000 | 1,079 |
| Provision for loan and lease losses | $165,000 | 2,459 |
| Total noninterest income | $719,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $432,000 | 1,987 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $287,000 | 3,096 |
| Total noninterest expense | $5,431,000 | 1,701 |
| Salaries and employee benefits | $3,664,000 | 1,403 |
| Premises and equipment expense | $507,000 | 2,554 |
| Additional noninterest expense | $1,260,000 | 2,128 |
| Pre-tax net operating income | $5,580,000 | 867 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,035,000 | 723 |
| Income before extraordinary items | $3,545,000 | 1,023 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,545,000 | 1,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,438 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,545,000 | 1,002 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,498,000 | 1,246 |
| Total interest expense | $3,341,000 | 1,483 |
| Net interest income | $5,157,000 | 1,079 |
| Provision for loan and lease losses | $95,000 | 2,102 |
| Total noninterest income | $366,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $219,000 | 1,914 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $147,000 | 3,058 |
| Total noninterest expense | $2,589,000 | 1,784 |
| Salaries and employee benefits | $1,730,000 | 1,502 |
| Premises and equipment expense | $204,000 | 3,055 |
| Additional noninterest expense | $655,000 | 2,002 |
| Pre-tax net operating income | $2,839,000 | 838 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,053,000 | 702 |
| Income before extraordinary items | $1,786,000 | 982 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,786,000 | 981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,682 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,786,000 | 969 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $32,143,000 | 1,221 |
| Total interest expense | $11,141,000 | 1,510 |
| Net interest income | $21,002,000 | 1,055 |
| Provision for loan and lease losses | $700,000 | 1,414 |
| Total noninterest income | $1,702,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $893,000 | 1,928 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $809,000 | 2,567 |
| Total noninterest expense | $10,818,000 | 1,644 |
| Salaries and employee benefits | $7,588,000 | 1,284 |
| Premises and equipment expense | $1,051,000 | 2,347 |
| Additional noninterest expense | $2,179,000 | 2,378 |
| Pre-tax net operating income | $11,186,000 | 893 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,123,000 | 736 |
| Income before extraordinary items | $7,063,000 | 1,052 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,063,000 | 1,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,461 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,063,000 | 1,044 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,351,000 | 1,261 |
| Total interest expense | $7,880,000 | 1,551 |
| Net interest income | $15,471,000 | 1,095 |
| Provision for loan and lease losses | $490,000 | 1,413 |
| Total noninterest income | $1,355,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $677,000 | 1,907 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $678,000 | 2,362 |
| Total noninterest expense | $8,031,000 | 1,665 |
| Salaries and employee benefits | $5,603,000 | 1,318 |
| Premises and equipment expense | $823,000 | 2,258 |
| Additional noninterest expense | $1,605,000 | 2,408 |
| Pre-tax net operating income | $8,305,000 | 933 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,231,000 | 745 |
| Income before extraordinary items | $5,074,000 | 1,139 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,074,000 | 1,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,074,000 | 1,126 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,028,000 | 1,283 |
| Total interest expense | $4,959,000 | 1,568 |
| Net interest income | $10,069,000 | 1,119 |
| Provision for loan and lease losses | $305,000 | 1,445 |
| Total noninterest income | $1,012,000 | 2,201 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $451,000 | 1,900 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $561,000 | 2,057 |
| Total noninterest expense | $5,406,000 | 1,654 |
| Salaries and employee benefits | $3,846,000 | 1,292 |
| Premises and equipment expense | $507,000 | 2,434 |
| Additional noninterest expense | $1,053,000 | 2,444 |
| Pre-tax net operating income | $5,370,000 | 957 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,084,000 | 774 |
| Income before extraordinary items | $3,286,000 | 1,168 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,286,000 | 1,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,286,000 | 1,147 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,267,000 | 1,305 |
| Total interest expense | $2,321,000 | 1,591 |
| Net interest income | $4,946,000 | 1,140 |
| Provision for loan and lease losses | $135,000 | 1,590 |
| Total noninterest income | $425,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $222,000 | 1,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $203,000 | 2,467 |
| Total noninterest expense | $2,593,000 | 1,725 |
| Salaries and employee benefits | $1,806,000 | 1,372 |
| Premises and equipment expense | $239,000 | 2,566 |
| Additional noninterest expense | $548,000 | 2,339 |
| Pre-tax net operating income | $2,643,000 | 952 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,016,000 | 779 |
| Income before extraordinary items | $1,627,000 | 1,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,627,000 | 1,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,413 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,627,000 | 1,129 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,071,000 | 1,393 |
| Total interest expense | $7,149,000 | 1,595 |
| Net interest income | $16,922,000 | 1,290 |
| Provision for loan and lease losses | $665,000 | 1,501 |
| Total noninterest income | $1,643,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $887,000 | 1,936 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $756,000 | 2,635 |
| Total noninterest expense | $9,589,000 | 1,775 |
| Salaries and employee benefits | $6,239,000 | 1,506 |
| Premises and equipment expense | $1,136,000 | 2,114 |
| Additional noninterest expense | $2,214,000 | 2,261 |
| Pre-tax net operating income | $8,311,000 | 1,161 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,718,000 | 1,052 |
| Income before extraordinary items | $5,593,000 | 1,283 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,593,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $1,125,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,593,000 | 1,262 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,119,000 | 1,422 |
| Total interest expense | $5,057,000 | 1,594 |
| Net interest income | $12,062,000 | 1,344 |
| Provision for loan and lease losses | $420,000 | 1,646 |
| Total noninterest income | $1,291,000 | 2,447 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $656,000 | 1,953 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $635,000 | 2,469 |
| Total noninterest expense | $6,827,000 | 1,840 |
| Salaries and employee benefits | $4,384,000 | 1,588 |
| Premises and equipment expense | $844,000 | 2,115 |
| Additional noninterest expense | $1,599,000 | 2,307 |
| Pre-tax net operating income | $6,106,000 | 1,172 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,169,000 | 997 |
| Income before extraordinary items | $3,937,000 | 1,367 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,937,000 | 1,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,519 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,937,000 | 1,342 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,922,000 | 1,441 |
| Total interest expense | $3,170,000 | 1,597 |
| Net interest income | $7,752,000 | 1,374 |
| Provision for loan and lease losses | $265,000 | 1,699 |
| Total noninterest income | $689,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $417,000 | 2,001 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $272,000 | 3,244 |
| Total noninterest expense | $4,184,000 | 1,967 |
| Salaries and employee benefits | $2,760,000 | 1,663 |
| Premises and equipment expense | $499,000 | 2,334 |
| Additional noninterest expense | $925,000 | 2,632 |
| Pre-tax net operating income | $3,992,000 | 1,172 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,451,000 | 984 |
| Income before extraordinary items | $2,541,000 | 1,373 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,541,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,851 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,541,000 | 1,354 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 1,457 |
| Total interest expense | $1,486,000 | 1,605 |
| Net interest income | $3,797,000 | 1,393 |
| Provision for loan and lease losses | $190,000 | 1,173 |
| Total noninterest income | $326,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $191,000 | 2,099 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $135,000 | 3,174 |
| Total noninterest expense | $1,997,000 | 2,071 |
| Salaries and employee benefits | $1,287,000 | 1,793 |
| Premises and equipment expense | $245,000 | 2,393 |
| Additional noninterest expense | $465,000 | 2,610 |
| Pre-tax net operating income | $1,936,000 | 1,180 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $739,000 | 965 |
| Income before extraordinary items | $1,197,000 | 1,416 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,197,000 | 1,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,841 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,197,000 | 1,395 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,747,000 | 1,544 |
| Total interest expense | $4,996,000 | 1,637 |
| Net interest income | $13,751,000 | 1,470 |
| Provision for loan and lease losses | $1,413,000 | 758 |
| Total noninterest income | $1,491,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $812,000 | 2,112 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $679,000 | 2,750 |
| Total noninterest expense | $7,554,000 | 2,110 |
| Salaries and employee benefits | $4,768,000 | 1,839 |
| Premises and equipment expense | $922,000 | 2,476 |
| Additional noninterest expense | $1,864,000 | 2,579 |
| Pre-tax net operating income | $6,275,000 | 1,376 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,181,000 | 1,177 |
| Income before extraordinary items | $4,094,000 | 1,581 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,094,000 | 1,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,847 |
| Cash dividends | $405,000 | 3,867 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 339 |
| Net operating income | $4,094,000 | 1,537 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,675,000 | 1,559 |
| Total interest expense | $3,624,000 | 1,668 |
| Net interest income | $10,051,000 | 1,502 |
| Provision for loan and lease losses | $1,023,000 | 761 |
| Total noninterest income | $1,127,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $612,000 | 2,131 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $515,000 | 2,749 |
| Total noninterest expense | $5,474,000 | 2,167 |
| Salaries and employee benefits | $3,454,000 | 1,896 |
| Premises and equipment expense | $671,000 | 2,523 |
| Additional noninterest expense | $1,349,000 | 2,623 |
| Pre-tax net operating income | $4,681,000 | 1,392 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,711,000 | 1,152 |
| Income before extraordinary items | $2,970,000 | 1,639 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,970,000 | 1,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,479 |
| Cash dividends | $330,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 251 |
| Net operating income | $2,970,000 | 1,590 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,828,000 | 1,598 |
| Total interest expense | $2,357,000 | 1,692 |
| Net interest income | $6,471,000 | 1,534 |
| Provision for loan and lease losses | $588,000 | 868 |
| Total noninterest income | $800,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $394,000 | 2,174 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $406,000 | 2,483 |
| Total noninterest expense | $3,530,000 | 2,237 |
| Salaries and employee benefits | $2,186,000 | 1,993 |
| Premises and equipment expense | $424,000 | 2,647 |
| Additional noninterest expense | $920,000 | 2,571 |
| Pre-tax net operating income | $3,153,000 | 1,344 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,202,000 | 1,109 |
| Income before extraordinary items | $1,951,000 | 1,649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,951,000 | 1,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,309 |
| Cash dividends | $330,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 168 |
| Net operating income | $1,951,000 | 1,581 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 1,649 |
| Total interest expense | $1,188,000 | 1,697 |
| Net interest income | $3,089,000 | 1,615 |
| Provision for loan and lease losses | $290,000 | 863 |
| Total noninterest income | $337,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $194,000 | 2,132 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $143,000 | 3,020 |
| Total noninterest expense | $1,745,000 | 2,278 |
| Salaries and employee benefits | $1,089,000 | 2,024 |
| Premises and equipment expense | $229,000 | 2,484 |
| Additional noninterest expense | $427,000 | 2,726 |
| Pre-tax net operating income | $1,391,000 | 1,498 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $502,000 | 1,287 |
| Income before extraordinary items | $889,000 | 1,761 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $889,000 | 1,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 1,104 |
| Cash dividends | $160,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $889,000 | 1,681 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,889,000 | 1,790 |
| Total interest expense | $5,051,000 | 1,771 |
| Net interest income | $10,838,000 | 1,803 |
| Provision for loan and lease losses | $1,614,000 | 774 |
| Total noninterest income | $1,524,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $837,000 | 2,048 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $687,000 | 3,000 |
| Total noninterest expense | $6,170,000 | 2,537 |
| Salaries and employee benefits | $3,899,000 | 2,179 |
| Premises and equipment expense | $795,000 | 2,775 |
| Additional noninterest expense | $1,476,000 | 3,132 |
| Pre-tax net operating income | $4,578,000 | 1,761 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,635,000 | 1,496 |
| Income before extraordinary items | $2,943,000 | 2,071 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,943,000 | 2,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $542,000 | 1,505 |
| Cash dividends | $215,000 | 4,833 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 370 |
| Net operating income | $2,943,000 | 1,983 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,738,000 | 1,856 |
| Total interest expense | $3,823,000 | 1,829 |
| Net interest income | $7,915,000 | 1,866 |
| Provision for loan and lease losses | $1,240,000 | 747 |
| Total noninterest income | $1,197,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $638,000 | 2,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $559,000 | 2,941 |
| Total noninterest expense | $4,470,000 | 2,624 |
| Salaries and employee benefits | $2,791,000 | 2,276 |
| Premises and equipment expense | $544,000 | 3,001 |
| Additional noninterest expense | $1,135,000 | 3,047 |
| Pre-tax net operating income | $3,402,000 | 1,838 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,221,000 | 1,591 |
| Income before extraordinary items | $2,181,000 | 2,157 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,181,000 | 2,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 1,418 |
| Cash dividends | $180,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 267 |
| Net operating income | $2,181,000 | 2,048 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,770,000 | 1,882 |
| Total interest expense | $2,515,000 | 1,909 |
| Net interest income | $5,255,000 | 1,863 |
| Provision for loan and lease losses | $887,000 | 706 |
| Total noninterest income | $791,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $427,000 | 1,972 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $364,000 | 2,953 |
| Total noninterest expense | $2,827,000 | 2,739 |
| Salaries and employee benefits | $1,779,000 | 2,370 |
| Premises and equipment expense | $334,000 | 3,202 |
| Additional noninterest expense | $714,000 | 3,181 |
| Pre-tax net operating income | $2,332,000 | 1,787 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $906,000 | 1,478 |
| Income before extraordinary items | $1,426,000 | 2,204 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,426,000 | 2,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,352 |
| Cash dividends | $140,000 | 3,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,426,000 | 2,089 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 1,964 |
| Total interest expense | $1,226,000 | 2,007 |
| Net interest income | $2,497,000 | 1,957 |
| Provision for loan and lease losses | $392,000 | 747 |
| Total noninterest income | $407,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $211,000 | 1,937 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $196,000 | 2,753 |
| Total noninterest expense | $1,417,000 | 2,724 |
| Salaries and employee benefits | $880,000 | 2,393 |
| Premises and equipment expense | $174,000 | 3,100 |
| Additional noninterest expense | $363,000 | 3,095 |
| Pre-tax net operating income | $1,095,000 | 1,881 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $405,000 | 1,607 |
| Income before extraordinary items | $690,000 | 2,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $690,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,565 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $690,000 | 2,100 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,583,000 | 2,266 |
| Total interest expense | $5,162,000 | 2,170 |
| Net interest income | $8,421,000 | 2,304 |
| Provision for loan and lease losses | $1,030,000 | 1,312 |
| Total noninterest income | $1,535,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $860,000 | 1,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $675,000 | 2,759 |
| Total noninterest expense | $5,346,000 | 2,753 |
| Salaries and employee benefits | $3,352,000 | 2,385 |
| Premises and equipment expense | $654,000 | 3,166 |
| Additional noninterest expense | $1,340,000 | 3,273 |
| Pre-tax net operating income | $3,580,000 | 2,171 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,405,000 | 1,738 |
| Income before extraordinary items | $2,175,000 | 2,630 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,175,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,549 |
| Cash dividends | $328,000 | 4,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,175,000 | 2,541 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,605,000 | 3,152 |
| Total interest expense | $4,667,000 | 3,352 |
| Net interest income | $5,938,000 | 2,968 |
| Provision for loan and lease losses | $370,000 | 2,780 |
| Total noninterest income | $871,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $591,000 | 2,466 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $280,000 | 4,261 |
| Total noninterest expense | $4,129,000 | 3,339 |
| Salaries and employee benefits | $2,577,000 | 2,872 |
| Premises and equipment expense | $552,000 | 3,596 |
| Additional noninterest expense | $1,000,000 | 4,066 |
| Pre-tax net operating income | $2,310,000 | 2,840 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $844,000 | 2,336 |
| Income before extraordinary items | $1,466,000 | 3,279 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,466,000 | 3,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $35,000 | 6,288 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 363 |
| Net operating income | $1,466,000 | 3,175 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,881,000 | 3,767 |
| Total interest expense | $3,750,000 | 4,177 |
| Net interest income | $5,131,000 | 3,391 |
| Provision for loan and lease losses | $390,000 | 2,319 |
| Total noninterest income | $853,000 | 3,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $470,000 | 2,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,453 |
| Total noninterest expense | $3,557,000 | 3,654 |
| Salaries and employee benefits | $2,147,000 | 3,272 |
| Premises and equipment expense | $436,000 | 4,231 |
| Additional noninterest expense | $974,000 | 4,062 |
| Pre-tax net operating income | $2,037,000 | 3,282 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $717,000 | 2,732 |
| Income before extraordinary items | $1,320,000 | 3,597 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,320,000 | 3,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $135,000 | 5,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,320,000 | 3,579 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 4,495 |
| Total interest expense | $2,915,000 | 4,701 |
| Net interest income | $3,913,000 | 4,265 |
| Provision for loan and lease losses | $224,000 | 3,326 |
| Total noninterest income | $738,000 | 3,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 3,717 |
| Total noninterest expense | $3,167,000 | 4,038 |
| Salaries and employee benefits | $1,847,000 | 3,666 |
| Premises and equipment expense | $410,000 | 4,444 |
| Additional noninterest expense | $910,000 | 4,344 |
| Pre-tax net operating income | $1,260,000 | 4,617 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $463,000 | 3,787 |
| Income before extraordinary items | $797,000 | 5,108 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $797,000 | 5,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $87,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $1,494,000 | 466 |
| Net operating income | $797,000 | 5,065 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 5,923 |
| Total interest expense | $2,034,000 | 6,129 |
| Net interest income | $2,648,000 | 5,624 |
| Provision for loan and lease losses | $184,000 | 3,684 |
| Total noninterest income | $551,000 | 4,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,536 |
| Total noninterest expense | $2,247,000 | 5,132 |
| Salaries and employee benefits | $1,348,000 | 4,630 |
| Premises and equipment expense | $244,000 | 6,050 |
| Additional noninterest expense | $655,000 | 5,418 |
| Pre-tax net operating income | $768,000 | 6,217 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $273,000 | 5,429 |
| Income before extraordinary items | $495,000 | 6,645 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $495,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $495,000 | 6,524 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 7,432 |
| Total interest expense | $1,376,000 | 7,643 |
| Net interest income | $1,889,000 | 7,156 |
| Provision for loan and lease losses | $62,000 | 6,121 |
| Total noninterest income | $380,000 | 5,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 4,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 5,921 |
| Total noninterest expense | $1,668,000 | 6,373 |
| Salaries and employee benefits | $1,009,000 | 5,818 |
| Premises and equipment expense | $197,000 | 6,903 |
| Additional noninterest expense | $462,000 | 6,830 |
| Pre-tax net operating income | $539,000 | 7,717 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $148,000 | 7,639 |
| Income before extraordinary items | $391,000 | 7,707 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $391,000 | 7,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $391,000 | 7,648 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 8,755 |
| Total interest expense | $1,099,000 | 8,700 |
| Net interest income | $1,350,000 | 8,646 |
| Provision for loan and lease losses | $23,000 | 7,847 |
| Total noninterest income | $263,000 | 7,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,185 |
| Total noninterest expense | $1,020,000 | 8,608 |
| Salaries and employee benefits | $587,000 | 8,219 |
| Premises and equipment expense | $114,000 | 8,934 |
| Additional noninterest expense | $319,000 | 8,678 |
| Pre-tax net operating income | $570,000 | 7,567 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $168,000 | 7,615 |
| Income before extraordinary items | $404,000 | 7,592 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $404,000 | 7,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $188,000 | 5,609 |
| Sale, conversion, retirement of capital stock, net | $1,750,000 | 317 |
| Net operating income | $402,580 | 7,539 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 9,218 |
| Total interest expense | $1,050,000 | 9,084 |
| Net interest income | $1,276,000 | 9,134 |
| Provision for loan and lease losses | $16,000 | 7,905 |
| Total noninterest income | $217,000 | 8,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $790,000 | 9,812 |
| Salaries and employee benefits | $456,000 | 9,489 |
| Premises and equipment expense | $85,000 | 10,060 |
| Additional noninterest expense | $249,000 | 9,832 |
| Pre-tax net operating income | $687,000 | 7,392 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $236,000 | 6,858 |
| Income before extraordinary items | $448,000 | 7,656 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $448,000 | 7,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,842 |
| Cash dividends | $236,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $449,950 | 7,608 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 10,117 |
| Total interest expense | $681,000 | 10,205 |
| Net interest income | $1,143,000 | 9,930 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $192,000 | 8,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,738 |
| Total noninterest expense | $729,000 | 10,568 |
| Salaries and employee benefits | $391,000 | 10,362 |
| Premises and equipment expense | $72,000 | 10,911 |
| Additional noninterest expense | $266,000 | 10,340 |
| Pre-tax net operating income | $588,000 | 8,066 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $220,000 | 7,005 |
| Income before extraordinary items | $368,000 | 8,479 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $368,000 | 8,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $149,000 | 6,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $368,000 | 8,519 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 11,077 |
| Total interest expense | $606,000 | 11,102 |
| Net interest income | $958,000 | 10,930 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $166,000 | 9,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $651,000 | 11,375 |
| Salaries and employee benefits | $348,000 | 11,169 |
| Premises and equipment expense | $59,000 | 11,888 |
| Additional noninterest expense | $244,000 | 11,157 |
| Pre-tax net operating income | $469,000 | 8,871 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $153,000 | 8,564 |
| Income before extraordinary items | $325,000 | 9,182 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $325,000 | 9,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $143,000 | 6,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $318,880 | 9,002 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 11,654 |
| Total interest expense | $699,000 | 11,816 |
| Net interest income | $931,000 | 11,381 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $632,000 | 11,869 |
| Salaries and employee benefits | $336,000 | 11,595 |
| Premises and equipment expense | $52,000 | 12,611 |
| Additional noninterest expense | $244,000 | 11,615 |
| Pre-tax net operating income | $421,000 | 9,054 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $115,000 | 9,514 |
| Income before extraordinary items | $318,000 | 9,071 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $318,000 | 9,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $309,240 | 8,822 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.