Home > Colorado Capital Bank > Income and Expense
Colorado Capital Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,875,000 | 1,226 |
| Total interest expense | $4,277,000 | 745 |
| Net interest income | $7,598,000 | 1,467 |
| Provision for loan and lease losses | $11,115,000 | 217 |
| Total noninterest income | $1,489,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $181,000 | 3,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,308,000 | 1,121 |
| Total noninterest expense | $13,738,000 | 714 |
| Salaries and employee benefits | $5,259,000 | 938 |
| Premises and equipment expense | $1,857,000 | 686 |
| Additional noninterest expense | $6,622,000 | 550 |
| Pre-tax net operating income | $-15,766,000 | 7,470 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-48,000 | 7,026 |
| Income before extraordinary items | $-15,718,000 | 7,468 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-15,718,000 | 7,468 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-15,718,000 | 7,468 |
| Net charge-offs | $29,163,000 | 123 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-15,718,000 | 7,466 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,837,000 | 1,057 |
| Total interest expense | $2,362,000 | 696 |
| Net interest income | $4,475,000 | 1,247 |
| Provision for loan and lease losses | $4,725,000 | 253 |
| Total noninterest income | $1,280,000 | 1,032 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $160,000 | 2,103 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,120,000 | 760 |
| Total noninterest expense | $6,750,000 | 736 |
| Salaries and employee benefits | $3,296,000 | 762 |
| Premises and equipment expense | $884,000 | 732 |
| Additional noninterest expense | $2,570,000 | 702 |
| Pre-tax net operating income | $-5,720,000 | 7,508 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-43,000 | 7,171 |
| Income before extraordinary items | $-5,677,000 | 7,504 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-5,677,000 | 7,504 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-5,677,000 | 7,504 |
| Net charge-offs | $25,243,000 | 87 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-5,677,000 | 7,506 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $40,572,000 | 747 |
| Total interest expense | $11,262,000 | 710 |
| Net interest income | $29,310,000 | 752 |
| Provision for loan and lease losses | $47,508,000 | 185 |
| Total noninterest income | $5,629,000 | 982 |
| Gross Fiduciary activities income | $769,000 | 456 |
| Service charges on deposit accounts | $112,000 | 5,342 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,748,000 | 776 |
| Total noninterest expense | $36,172,000 | 566 |
| Salaries and employee benefits | $20,106,000 | 490 |
| Premises and equipment expense | $4,388,000 | 585 |
| Additional noninterest expense | $11,678,000 | 655 |
| Pre-tax net operating income | $-48,741,000 | 7,603 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-705,000 | 7,247 |
| Income before extraordinary items | $-48,036,000 | 7,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-48,036,000 | 7,599 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-48,036,000 | 7,599 |
| Net charge-offs | $17,048,000 | 383 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,277,000 | 335 |
| Net operating income | $-48,036,000 | 7,598 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $32,000,000 | 710 |
| Total interest expense | $8,548,000 | 734 |
| Net interest income | $23,452,000 | 687 |
| Provision for loan and lease losses | $18,140,000 | 301 |
| Total noninterest income | $3,783,000 | 1,056 |
| Gross Fiduciary activities income | $572,000 | 454 |
| Service charges on deposit accounts | $83,000 | 5,435 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,128,000 | 802 |
| Total noninterest expense | $23,486,000 | 643 |
| Salaries and employee benefits | $12,293,000 | 572 |
| Premises and equipment expense | $3,270,000 | 586 |
| Additional noninterest expense | $7,923,000 | 691 |
| Pre-tax net operating income | $-14,391,000 | 7,620 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-999,000 | 7,498 |
| Income before extraordinary items | $-13,392,000 | 7,623 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-13,392,000 | 7,623 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-13,392,000 | 7,623 |
| Net charge-offs | $6,772,000 | 636 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,449,000 | 254 |
| Net operating income | $-13,392,000 | 7,620 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $21,857,000 | 698 |
| Total interest expense | $5,737,000 | 752 |
| Net interest income | $16,120,000 | 666 |
| Provision for loan and lease losses | $2,500,000 | 1,079 |
| Total noninterest income | $2,468,000 | 1,055 |
| Gross Fiduciary activities income | $384,000 | 460 |
| Service charges on deposit accounts | $58,000 | 5,386 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,026,000 | 801 |
| Total noninterest expense | $16,456,000 | 609 |
| Salaries and employee benefits | $8,872,000 | 539 |
| Premises and equipment expense | $2,161,000 | 601 |
| Additional noninterest expense | $5,423,000 | 671 |
| Pre-tax net operating income | $-368,000 | 6,641 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-141,000 | 7,260 |
| Income before extraordinary items | $-227,000 | 6,600 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-227,000 | 6,602 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-227,000 | 6,601 |
| Net charge-offs | $2,109,000 | 1,090 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,359,000 | 183 |
| Net operating income | $-227,000 | 6,550 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,095,000 | 705 |
| Total interest expense | $2,918,000 | 783 |
| Net interest income | $8,177,000 | 663 |
| Provision for loan and lease losses | $500,000 | 1,815 |
| Total noninterest income | $1,123,000 | 1,109 |
| Gross Fiduciary activities income | $186,000 | 474 |
| Service charges on deposit accounts | $32,000 | 5,262 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $905,000 | 865 |
| Total noninterest expense | $8,443,000 | 592 |
| Salaries and employee benefits | $4,500,000 | 541 |
| Premises and equipment expense | $1,061,000 | 631 |
| Additional noninterest expense | $2,882,000 | 638 |
| Pre-tax net operating income | $357,000 | 3,041 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-287,000 | 7,620 |
| Income before extraordinary items | $644,000 | 1,704 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $644,000 | 1,705 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $644,000 | 1,706 |
| Net charge-offs | $1,396,000 | 828 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,242,000 | 112 |
| Net operating income | $644,000 | 1,632 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $48,256,000 | 680 |
| Total interest expense | $13,410,000 | 875 |
| Net interest income | $34,846,000 | 613 |
| Provision for loan and lease losses | $23,350,000 | 440 |
| Total noninterest income | $5,894,000 | 961 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $123,000 | 5,468 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,771,000 | 640 |
| Total noninterest expense | $30,568,000 | 682 |
| Salaries and employee benefits | $14,827,000 | 644 |
| Premises and equipment expense | $4,472,000 | 590 |
| Additional noninterest expense | $11,269,000 | 718 |
| Pre-tax net operating income | $-13,178,000 | 7,589 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,924,000 | 583 |
| Income before extraordinary items | $-15,102,000 | 7,676 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-15,102,000 | 7,675 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-15,102,000 | 7,675 |
| Net charge-offs | $11,416,000 | 619 |
| Cash dividends | $1,300,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $4,174,000 | 215 |
| Net operating income | $-15,102,000 | 7,678 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $36,626,000 | 690 |
| Total interest expense | $10,423,000 | 897 |
| Net interest income | $26,203,000 | 617 |
| Provision for loan and lease losses | $5,650,000 | 963 |
| Total noninterest income | $4,341,000 | 981 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $92,000 | 5,483 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,249,000 | 667 |
| Total noninterest expense | $22,235,000 | 708 |
| Salaries and employee benefits | $12,894,000 | 576 |
| Premises and equipment expense | $3,390,000 | 594 |
| Additional noninterest expense | $5,951,000 | 946 |
| Pre-tax net operating income | $2,659,000 | 1,218 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $460,000 | 1,487 |
| Income before extraordinary items | $2,199,000 | 1,219 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,199,000 | 1,217 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,199,000 | 1,219 |
| Net charge-offs | $3,584,000 | 1,059 |
| Cash dividends | $1,300,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $302,000 | 509 |
| Net operating income | $2,199,000 | 1,200 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,607,000 | 698 |
| Total interest expense | $7,282,000 | 897 |
| Net interest income | $17,325,000 | 627 |
| Provision for loan and lease losses | $3,949,000 | 902 |
| Total noninterest income | $2,898,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $63,000 | 5,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,835,000 | 669 |
| Total noninterest expense | $14,826,000 | 716 |
| Salaries and employee benefits | $8,615,000 | 578 |
| Premises and equipment expense | $2,273,000 | 614 |
| Additional noninterest expense | $3,938,000 | 975 |
| Pre-tax net operating income | $1,448,000 | 1,567 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $270,000 | 1,652 |
| Income before extraordinary items | $1,178,000 | 1,586 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,178,000 | 1,582 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,178,000 | 1,585 |
| Net charge-offs | $1,879,000 | 1,163 |
| Cash dividends | $700,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 471 |
| Net operating income | $1,178,000 | 1,560 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,392,000 | 695 |
| Total interest expense | $3,854,000 | 874 |
| Net interest income | $8,538,000 | 631 |
| Provision for loan and lease losses | $1,400,000 | 966 |
| Total noninterest income | $1,320,000 | 1,029 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $31,000 | 5,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,289,000 | 695 |
| Total noninterest expense | $6,836,000 | 732 |
| Salaries and employee benefits | $4,109,000 | 600 |
| Premises and equipment expense | $1,133,000 | 621 |
| Additional noninterest expense | $1,594,000 | 1,059 |
| Pre-tax net operating income | $1,622,000 | 781 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $400,000 | 821 |
| Income before extraordinary items | $1,222,000 | 868 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,222,000 | 868 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,222,000 | 870 |
| Net charge-offs | $1,114,000 | 894 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 361 |
| Net operating income | $1,222,000 | 799 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $50,493,000 | 736 |
| Total interest expense | $20,498,000 | 766 |
| Net interest income | $29,995,000 | 724 |
| Provision for loan and lease losses | $2,428,000 | 1,588 |
| Total noninterest income | $4,645,000 | 1,130 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $159,000 | 5,197 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,486,000 | 719 |
| Total noninterest expense | $27,464,000 | 730 |
| Salaries and employee benefits | $17,461,000 | 552 |
| Premises and equipment expense | $3,939,000 | 698 |
| Additional noninterest expense | $6,064,000 | 1,066 |
| Pre-tax net operating income | $4,748,000 | 1,148 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,331,000 | 953 |
| Income before extraordinary items | $3,417,000 | 1,218 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,417,000 | 1,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 3,032 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $22,691,000 | 64 |
| Net operating income | $3,417,000 | 1,295 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $37,545,000 | 764 |
| Total interest expense | $15,726,000 | 784 |
| Net interest income | $21,819,000 | 761 |
| Provision for loan and lease losses | $1,529,000 | 1,408 |
| Total noninterest income | $3,650,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $120,000 | 5,229 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,530,000 | 735 |
| Total noninterest expense | $20,365,000 | 724 |
| Salaries and employee benefits | $13,014,000 | 572 |
| Premises and equipment expense | $2,941,000 | 708 |
| Additional noninterest expense | $4,410,000 | 1,041 |
| Pre-tax net operating income | $3,575,000 | 1,381 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,033,000 | 1,125 |
| Income before extraordinary items | $2,542,000 | 1,444 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,542,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,860 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $20,108,000 | 51 |
| Net operating income | $2,542,000 | 1,525 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $24,619,000 | 788 |
| Total interest expense | $10,523,000 | 804 |
| Net interest income | $14,096,000 | 776 |
| Provision for loan and lease losses | $979,000 | 1,244 |
| Total noninterest income | $2,634,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $78,000 | 5,295 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,556,000 | 703 |
| Total noninterest expense | $13,344,000 | 733 |
| Salaries and employee benefits | $8,512,000 | 585 |
| Premises and equipment expense | $1,935,000 | 714 |
| Additional noninterest expense | $2,897,000 | 1,032 |
| Pre-tax net operating income | $2,407,000 | 1,433 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $665,000 | 1,282 |
| Income before extraordinary items | $1,742,000 | 1,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,742,000 | 1,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,771 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $16,072,000 | 55 |
| Net operating income | $1,742,000 | 1,537 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $12,651,000 | 795 |
| Total interest expense | $5,374,000 | 848 |
| Net interest income | $7,277,000 | 752 |
| Provision for loan and lease losses | $565,000 | 945 |
| Total noninterest income | $1,378,000 | 1,035 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,336,000 | 668 |
| Total noninterest expense | $6,782,000 | 708 |
| Salaries and employee benefits | $4,422,000 | 571 |
| Premises and equipment expense | $970,000 | 721 |
| Additional noninterest expense | $1,390,000 | 1,038 |
| Pre-tax net operating income | $1,308,000 | 1,429 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $476,000 | 1,049 |
| Income before extraordinary items | $832,000 | 1,759 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $832,000 | 1,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $10,036,000 | 46 |
| Net operating income | $832,000 | 1,692 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $45,272,000 | 927 |
| Total interest expense | $19,359,000 | 1,013 |
| Net interest income | $25,913,000 | 843 |
| Provision for loan and lease losses | $2,053,000 | 827 |
| Total noninterest income | $3,835,000 | 1,344 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $136,000 | 5,579 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,699,000 | 871 |
| Total noninterest expense | $23,345,000 | 787 |
| Salaries and employee benefits | $14,903,000 | 646 |
| Premises and equipment expense | $3,129,000 | 846 |
| Additional noninterest expense | $5,313,000 | 1,061 |
| Pre-tax net operating income | $4,350,000 | 1,853 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,565,000 | 1,376 |
| Income before extraordinary items | $2,785,000 | 2,169 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,785,000 | 2,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,906 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $18,197,000 | 103 |
| Net operating income | $2,785,000 | 2,154 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,579,000 | 967 |
| Total interest expense | $14,019,000 | 1,045 |
| Net interest income | $18,560,000 | 887 |
| Provision for loan and lease losses | $1,548,000 | 638 |
| Total noninterest income | $2,798,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $96,000 | 5,692 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,702,000 | 902 |
| Total noninterest expense | $16,676,000 | 825 |
| Salaries and employee benefits | $10,696,000 | 673 |
| Premises and equipment expense | $2,173,000 | 903 |
| Additional noninterest expense | $3,807,000 | 1,078 |
| Pre-tax net operating income | $3,134,000 | 2,030 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000,000 | 1,651 |
| Income before extraordinary items | $2,134,000 | 2,261 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,134,000 | 2,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,563 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $13,328,000 | 104 |
| Net operating income | $2,134,000 | 2,241 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,952,000 | 1,076 |
| Total interest expense | $8,541,000 | 1,157 |
| Net interest income | $11,411,000 | 981 |
| Provision for loan and lease losses | $998,000 | 589 |
| Total noninterest income | $1,526,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $60,000 | 5,817 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,466,000 | 1,064 |
| Total noninterest expense | $10,117,000 | 933 |
| Salaries and employee benefits | $6,546,000 | 767 |
| Premises and equipment expense | $1,361,000 | 955 |
| Additional noninterest expense | $2,210,000 | 1,246 |
| Pre-tax net operating income | $1,822,000 | 2,321 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $622,000 | 1,797 |
| Income before extraordinary items | $1,200,000 | 2,644 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,200,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,952 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $9,792,000 | 104 |
| Net operating income | $1,200,000 | 2,623 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,860,000 | 1,196 |
| Total interest expense | $3,848,000 | 1,289 |
| Net interest income | $5,012,000 | 1,110 |
| Provision for loan and lease losses | $360,000 | 682 |
| Total noninterest income | $665,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $638,000 | 1,141 |
| Total noninterest expense | $4,644,000 | 1,010 |
| Salaries and employee benefits | $3,112,000 | 814 |
| Premises and equipment expense | $620,000 | 1,077 |
| Additional noninterest expense | $912,000 | 1,472 |
| Pre-tax net operating income | $673,000 | 2,882 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $245,000 | 2,116 |
| Income before extraordinary items | $428,000 | 3,343 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $428,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,667 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $3,264,000 | 85 |
| Net operating income | $428,000 | 3,321 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,240,000 | 1,522 |
| Total interest expense | $9,779,000 | 1,714 |
| Net interest income | $16,461,000 | 1,383 |
| Provision for loan and lease losses | $1,536,000 | 697 |
| Total noninterest income | $1,180,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $116,000 | 5,942 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,064,000 | 2,132 |
| Total noninterest expense | $12,574,000 | 1,421 |
| Salaries and employee benefits | $8,199,000 | 1,190 |
| Premises and equipment expense | $1,718,000 | 1,499 |
| Additional noninterest expense | $2,657,000 | 1,995 |
| Pre-tax net operating income | $3,531,000 | 2,463 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,277,000 | 1,882 |
| Income before extraordinary items | $2,254,000 | 2,845 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,254,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,780 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $10,600,000 | 198 |
| Net operating income | $2,254,000 | 2,830 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,004,000 | 1,664 |
| Total interest expense | $6,420,000 | 1,878 |
| Net interest income | $11,584,000 | 1,495 |
| Provision for loan and lease losses | $1,236,000 | 636 |
| Total noninterest income | $677,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $82,000 | 6,089 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $595,000 | 2,582 |
| Total noninterest expense | $8,602,000 | 1,561 |
| Salaries and employee benefits | $5,522,000 | 1,341 |
| Premises and equipment expense | $1,253,000 | 1,556 |
| Additional noninterest expense | $1,827,000 | 2,137 |
| Pre-tax net operating income | $2,423,000 | 2,729 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $882,000 | 2,049 |
| Income before extraordinary items | $1,541,000 | 3,149 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,541,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,824 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $7,800,000 | 194 |
| Net operating income | $1,541,000 | 3,139 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,827,000 | 1,824 |
| Total interest expense | $3,759,000 | 2,007 |
| Net interest income | $7,068,000 | 1,636 |
| Provision for loan and lease losses | $840,000 | 620 |
| Total noninterest income | $223,000 | 5,392 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $56,000 | 6,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $167,000 | 4,099 |
| Total noninterest expense | $5,255,000 | 1,707 |
| Salaries and employee benefits | $3,361,000 | 1,475 |
| Premises and equipment expense | $771,000 | 1,663 |
| Additional noninterest expense | $1,123,000 | 2,313 |
| Pre-tax net operating income | $1,196,000 | 3,368 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $450,000 | 2,453 |
| Income before extraordinary items | $746,000 | 3,903 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $746,000 | 3,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,282 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $6,800,000 | 138 |
| Net operating income | $746,000 | 3,889 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 1,995 |
| Total interest expense | $1,599,000 | 2,202 |
| Net interest income | $3,165,000 | 1,827 |
| Provision for loan and lease losses | $360,000 | 670 |
| Total noninterest income | $118,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,918 |
| Total noninterest expense | $2,447,000 | 1,813 |
| Salaries and employee benefits | $1,548,000 | 1,606 |
| Premises and equipment expense | $379,000 | 1,689 |
| Additional noninterest expense | $520,000 | 2,462 |
| Pre-tax net operating income | $476,000 | 3,864 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $180,000 | 2,752 |
| Income before extraordinary items | $296,000 | 4,454 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $296,000 | 4,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $2,050,000 | 111 |
| Net operating income | $296,000 | 4,442 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,202,000 | 2,865 |
| Total interest expense | $3,248,000 | 3,114 |
| Net interest income | $7,954,000 | 2,713 |
| Provision for loan and lease losses | $950,000 | 1,095 |
| Total noninterest income | $277,000 | 6,479 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $114,000 | 6,081 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $163,000 | 5,582 |
| Total noninterest expense | $7,875,000 | 2,115 |
| Salaries and employee benefits | $4,866,000 | 1,906 |
| Premises and equipment expense | $1,372,000 | 1,769 |
| Additional noninterest expense | $1,637,000 | 3,019 |
| Pre-tax net operating income | $-594,000 | 8,528 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-804,000 | 8,792 |
| Income before extraordinary items | $210,000 | 7,539 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $210,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,433 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $10,195,000 | 181 |
| Net operating income | $210,000 | 7,513 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,203,000 | 3,197 |
| Total interest expense | $1,984,000 | 3,536 |
| Net interest income | $5,219,000 | 3,041 |
| Provision for loan and lease losses | $410,000 | 1,683 |
| Total noninterest income | $191,000 | 6,676 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 6,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,925 |
| Total noninterest expense | $5,478,000 | 2,274 |
| Salaries and employee benefits | $3,407,000 | 1,999 |
| Premises and equipment expense | $948,000 | 1,901 |
| Additional noninterest expense | $1,123,000 | 3,199 |
| Pre-tax net operating income | $-478,000 | 8,589 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-478,000 | 8,632 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-478,000 | 8,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $7,125,000 | 181 |
| Net operating income | $-478,000 | 8,605 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 3,650 |
| Total interest expense | $1,007,000 | 4,109 |
| Net interest income | $2,965,000 | 3,431 |
| Provision for loan and lease losses | $230,000 | 1,926 |
| Total noninterest income | $111,000 | 6,907 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $57,000 | 6,097 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $3,493,000 | 2,360 |
| Salaries and employee benefits | $2,134,000 | 2,124 |
| Premises and equipment expense | $607,000 | 1,962 |
| Additional noninterest expense | $752,000 | 3,174 |
| Pre-tax net operating income | $-647,000 | 8,717 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-647,000 | 8,743 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-647,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 138 |
| Net operating income | $-647,000 | 8,719 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 4,423 |
| Total interest expense | $356,000 | 5,015 |
| Net interest income | $1,172,000 | 4,141 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $51,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $27,000 | 6,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $1,617,000 | 2,536 |
| Salaries and employee benefits | $987,000 | 2,307 |
| Premises and equipment expense | $294,000 | 2,040 |
| Additional noninterest expense | $336,000 | 3,475 |
| Pre-tax net operating income | $-484,000 | 8,849 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-484,000 | 8,866 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-484,000 | 8,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,785 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 116 |
| Net operating income | $-484,000 | 8,850 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 5,354 |
| Total interest expense | $752,000 | 6,416 |
| Net interest income | $3,518,000 | 4,879 |
| Provision for loan and lease losses | $140,000 | 4,374 |
| Total noninterest income | $220,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $124,000 | 6,118 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $96,000 | 6,495 |
| Total noninterest expense | $4,301,000 | 3,533 |
| Salaries and employee benefits | $2,560,000 | 3,281 |
| Premises and equipment expense | $659,000 | 3,279 |
| Additional noninterest expense | $1,082,000 | 4,070 |
| Pre-tax net operating income | $-703,000 | 8,726 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-703,000 | 8,774 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-703,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,605 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $3,940,000 | 264 |
| Net operating income | $-703,000 | 8,751 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 5,708 |
| Total interest expense | $489,000 | 6,757 |
| Net interest income | $2,355,000 | 5,263 |
| Provision for loan and lease losses | $80,000 | 4,713 |
| Total noninterest income | $136,000 | 7,365 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $96,000 | 6,117 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $2,944,000 | 3,767 |
| Salaries and employee benefits | $1,774,000 | 3,477 |
| Premises and equipment expense | $424,000 | 3,717 |
| Additional noninterest expense | $746,000 | 4,308 |
| Pre-tax net operating income | $-533,000 | 8,785 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-533,000 | 8,825 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-533,000 | 8,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $3,475,000 | 194 |
| Net operating income | $-533,000 | 8,802 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 5,841 |
| Total interest expense | $319,000 | 6,843 |
| Net interest income | $1,505,000 | 5,388 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $87,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $63,000 | 6,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $1,908,000 | 3,885 |
| Salaries and employee benefits | $1,125,000 | 3,638 |
| Premises and equipment expense | $274,000 | 3,796 |
| Additional noninterest expense | $509,000 | 4,260 |
| Pre-tax net operating income | $-336,000 | 8,829 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-336,000 | 8,865 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-336,000 | 8,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $2,275,000 | 161 |
| Net operating income | $-336,000 | 8,839 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 6,042 |
| Total interest expense | $165,000 | 6,825 |
| Net interest income | $700,000 | 5,636 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $37,000 | 7,710 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $838,000 | 4,339 |
| Salaries and employee benefits | $522,000 | 3,868 |
| Premises and equipment expense | $132,000 | 3,942 |
| Additional noninterest expense | $184,000 | 5,360 |
| Pre-tax net operating income | $-101,000 | 8,800 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-101,000 | 8,840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-101,000 | 8,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,212 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $1,776,000 | 100 |
| Net operating income | $-101,000 | 8,806 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 6,334 |
| Total interest expense | $989,000 | 6,152 |
| Net interest income | $2,203,000 | 6,313 |
| Provision for loan and lease losses | $549,000 | 2,014 |
| Total noninterest income | $205,000 | 7,313 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $93,000 | 6,661 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $112,000 | 6,340 |
| Total noninterest expense | $2,568,000 | 5,127 |
| Salaries and employee benefits | $1,445,000 | 4,970 |
| Premises and equipment expense | $449,000 | 4,371 |
| Additional noninterest expense | $674,000 | 5,616 |
| Pre-tax net operating income | $-709,000 | 8,897 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-709,000 | 8,970 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-709,000 | 8,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,706 |
| Cash dividends | $29,000 | 6,086 |
| Sale, conversion, retirement of capital stock, net | $1,160,000 | 400 |
| Net operating income | $-709,000 | 8,913 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 6,480 |
| Total interest expense | $797,000 | 6,087 |
| Net interest income | $1,534,000 | 6,568 |
| Provision for loan and lease losses | $374,000 | 2,132 |
| Total noninterest income | $172,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $72,000 | 6,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 6,083 |
| Total noninterest expense | $1,652,000 | 5,651 |
| Salaries and employee benefits | $850,000 | 5,799 |
| Premises and equipment expense | $337,000 | 4,372 |
| Additional noninterest expense | $465,000 | 5,861 |
| Pre-tax net operating income | $-320,000 | 8,884 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-320,000 | 8,961 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-320,000 | 8,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,335 |
| Cash dividends | $29,000 | 5,289 |
| Sale, conversion, retirement of capital stock, net | $1,160,000 | 291 |
| Net operating income | $-320,000 | 8,892 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 6,558 |
| Total interest expense | $543,000 | 6,141 |
| Net interest income | $997,000 | 6,646 |
| Provision for loan and lease losses | $374,000 | 1,492 |
| Total noninterest income | $125,000 | 6,993 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $46,000 | 6,735 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $79,000 | 5,734 |
| Total noninterest expense | $1,033,000 | 5,886 |
| Salaries and employee benefits | $512,000 | 6,174 |
| Premises and equipment expense | $228,000 | 4,335 |
| Additional noninterest expense | $293,000 | 6,059 |
| Pre-tax net operating income | $-285,000 | 8,979 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-285,000 | 9,058 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-285,000 | 9,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,673 |
| Cash dividends | $29,000 | 4,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-285,000 | 8,987 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 6,556 |
| Total interest expense | $272,000 | 6,237 |
| Net interest income | $507,000 | 6,607 |
| Provision for loan and lease losses | $-3,000 | 9,155 |
| Total noninterest income | $32,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $505,000 | 5,961 |
| Salaries and employee benefits | $253,000 | 6,202 |
| Premises and equipment expense | $113,000 | 4,362 |
| Additional noninterest expense | $139,000 | 6,198 |
| Pre-tax net operating income | $37,000 | 8,200 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $37,000 | 8,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $5,000 | 3,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $37,000 | 8,009 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 6,328 |
| Total interest expense | $1,259,000 | 6,288 |
| Net interest income | $2,259,000 | 6,228 |
| Provision for loan and lease losses | $312,000 | 3,341 |
| Total noninterest income | $265,000 | 6,738 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $83,000 | 6,881 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $182,000 | 5,213 |
| Total noninterest expense | $2,022,000 | 5,834 |
| Salaries and employee benefits | $985,000 | 6,198 |
| Premises and equipment expense | $442,000 | 4,322 |
| Additional noninterest expense | $595,000 | 5,964 |
| Pre-tax net operating income | $190,000 | 7,955 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $190,000 | 7,892 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $190,000 | 7,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,769 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $190,000 | 7,783 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 6,691 |
| Total interest expense | $1,797,000 | 6,416 |
| Net interest income | $1,791,000 | 6,804 |
| Provision for loan and lease losses | $61,000 | 6,339 |
| Total noninterest income | $267,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $86,000 | 6,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $181,000 | 5,151 |
| Total noninterest expense | $1,911,000 | 5,907 |
| Salaries and employee benefits | $1,020,000 | 5,911 |
| Premises and equipment expense | $423,000 | 4,417 |
| Additional noninterest expense | $468,000 | 6,664 |
| Pre-tax net operating income | $86,000 | 8,396 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $86,000 | 8,416 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $86,000 | 8,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $86,000 | 8,317 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 7,531 |
| Total interest expense | $1,232,000 | 7,740 |
| Net interest income | $1,651,000 | 7,208 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $83,000 | 8,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,628 |
| Total noninterest expense | $1,437,000 | 6,918 |
| Salaries and employee benefits | $758,000 | 6,923 |
| Premises and equipment expense | $277,000 | 5,678 |
| Additional noninterest expense | $402,000 | 7,129 |
| Pre-tax net operating income | $192,000 | 8,399 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $190,000 | 8,130 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $190,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $192,000 | 8,118 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 9,206 |
| Total interest expense | $472,000 | 9,501 |
| Net interest income | $921,000 | 8,809 |
| Provision for loan and lease losses | $111,000 | 5,007 |
| Total noninterest income | $63,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,007 |
| Total noninterest expense | $1,036,000 | 8,017 |
| Salaries and employee benefits | $456,000 | 8,589 |
| Premises and equipment expense | $265,000 | 5,865 |
| Additional noninterest expense | $315,000 | 8,009 |
| Pre-tax net operating income | $-163,000 | 9,590 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-163,000 | 9,642 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-163,000 | 9,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-163,000 | 9,618 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 10,293 |
| Total interest expense | $90,000 | 10,305 |
| Net interest income | $258,000 | 10,248 |
| Provision for loan and lease losses | $53,000 | 6,503 |
| Total noninterest income | $10,000 | 10,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $716,000 | 9,059 |
| Salaries and employee benefits | $222,000 | 10,005 |
| Premises and equipment expense | $218,000 | 6,462 |
| Additional noninterest expense | $276,000 | 8,343 |
| Pre-tax net operating income | $-501,000 | 10,186 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-501,000 | 10,227 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-501,000 | 10,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,230,000 | 313 |
| Net operating income | $-501,000 | 10,197 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.