Home > Colorado Capital Bank > Assets and Liabilities
Colorado Capital Bank, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 63 | 2,453 |
| Assets and Liabilities | ||
| Total Assets: | $665,806,000 | 991 |
| Cash and due from depository institutions | $82,888,000 | 2,453 |
| Interest-bearing balances | $79,488,000 | 484 |
| Securities | $42,484,000 | 2,869 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $512,392,000 | 814 |
| Loan loss allowance | $31,127,000 | 296 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,085,000 | 1,943 |
| Other real estate owned | $14,100,000 | 2,453 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $7,857,000 | 2,266 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $665,806,000 | 991 |
| Total liabilities | $659,956,000 | 902 |
| Total deposits | $635,202,000 | 851 |
| Interest-bearing deposits | $590,985,000 | 773 |
| Deposits held in domestic offices | $635,202,000 | 848 |
| % insured | 96.95% | 1,116 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $24,012,000 | 1,176 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $742,000 | 3,791 |
| Total equity capital | $5,850,000 | 6,300 |
| Total bank equity capital | $5,850,000 | 6,300 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,250,000 | 2,224 |
| Surplus | $76,319,000 | 522 |
| Undivided profits | $-71,719,000 | 7,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $229,098,000 | 106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,761,000 | 1,645 |
| Earning assets | $634,364,000 | 953 |
| Long-term assets (5+ years) | $32,501,000 | 3,451 |
| Average Assets, year-to-date | $764,201,000 | 879 |
| Average Assets, quarterly | $691,676,000 | 956 |
| Volatile liabilities | $41,113,000 | 1,280 |
| Insider loans | $9,294,000 | 695 |
| FHLB advances | $15,000,000 | 1,530 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $19,175,000 | 2,652 |
| Tier 1 (core) risk-based capital | $5,377,000 | 6,352 |
| Tier 2 risk-based capital | $5,377,000 | 1,025 |
| Total risk weighted assets | $517,882,000 | 851 |
| Total unused commitments | $19,175,000 | 2,656 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 130 | 1,155 |
| Assets and Liabilities | ||
| Total Assets: | $717,546,000 | 931 |
| Cash and due from depository institutions | $67,497,000 | 1,155 |
| Interest-bearing balances | $65,712,000 | 588 |
| Securities | $54,111,000 | 2,372 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $570,057,000 | 742 |
| Loan loss allowance | $28,657,000 | 330 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,522,000 | 1,804 |
| Other real estate owned | $8,491,000 | 1,155 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $10,868,000 | 1,776 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $717,546,000 | 931 |
| Total liabilities | $701,729,000 | 859 |
| Total deposits | $672,753,000 | 804 |
| Interest-bearing deposits | $600,618,000 | 769 |
| Deposits held in domestic offices | $672,753,000 | 802 |
| % insured | 95.68% | 1,697 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $27,819,000 | 1,062 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,157,000 | 2,898 |
| Total equity capital | $15,817,000 | 3,788 |
| Total bank equity capital | $15,817,000 | 3,787 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,251,000 | 2,252 |
| Surplus | $76,320,000 | 518 |
| Undivided profits | $-61,754,000 | 7,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $176,395,000 | 131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,668,000 | 1,046 |
| Earning assets | $689,880,000 | 886 |
| Long-term assets (5+ years) | $44,242,000 | 2,758 |
| Average Assets, year-to-date | $813,398,500 | 829 |
| Average Assets, quarterly | $813,398,500 | 829 |
| Volatile liabilities | $62,306,000 | 897 |
| Insider loans | $9,935,000 | 640 |
| FHLB advances | $15,000,000 | 1,536 |
| Loans and leases held for sale | $4,481,000 | 343 |
| Unused loan commitments | $28,804,000 | 1,962 |
| Tier 1 (core) risk-based capital | $15,418,000 | 3,739 |
| Tier 2 risk-based capital | $7,373,000 | 749 |
| Total risk weighted assets | $568,524,000 | 789 |
| Total unused commitments | $28,804,000 | 1,962 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 165 | 925 |
| Assets and Liabilities | ||
| Total Assets: | $919,148,000 | 737 |
| Cash and due from depository institutions | $218,743,000 | 925 |
| Interest-bearing balances | $217,070,000 | 190 |
| Securities | $55,356,000 | 2,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $617,550,000 | 692 |
| Loan loss allowance | $36,691,000 | 277 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,671,000 | 1,797 |
| Other real estate owned | $8,684,000 | 925 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $12,144,000 | 1,661 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $919,148,000 | 737 |
| Total liabilities | $884,384,000 | 687 |
| Total deposits | $856,628,000 | 628 |
| Interest-bearing deposits | $780,039,000 | 598 |
| Deposits held in domestic offices | $856,628,000 | 624 |
| % insured | 67.63% | 7,267 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,319,000 | 1,243 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,437,000 | 1,728 |
| Total equity capital | $34,764,000 | 1,929 |
| Total bank equity capital | $34,764,000 | 1,927 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,250,000 | 2,282 |
| Surplus | $76,320,000 | 517 |
| Undivided profits | $-42,806,000 | 7,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $103,231,000 | 203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $3,061,000 | 930 |
| Earning assets | $889,976,000 | 685 |
| Long-term assets (5+ years) | $46,375,000 | 2,592 |
| Average Assets, year-to-date | $889,545,400 | 756 |
| Average Assets, quarterly | $919,165,500 | 743 |
| Volatile liabilities | $463,961,000 | 297 |
| Insider loans | $11,441,000 | 553 |
| FHLB advances | $15,000,000 | 1,674 |
| Loans and leases held for sale | $13,760,000 | 278 |
| Unused loan commitments | $43,044,000 | 1,427 |
| Tier 1 (core) risk-based capital | $34,369,000 | 1,851 |
| Tier 2 risk-based capital | $8,008,000 | 711 |
| Total risk weighted assets | $611,985,000 | 744 |
| Total unused commitments | $43,044,000 | 1,428 |
| Derivatives | $20,140,000 | 399 |
| 2010-09-30 | Rank | |
| # of Employees: | 165 | 914 |
| Assets and Liabilities | ||
| Total Assets: | $910,606,000 | 752 |
| Cash and due from depository institutions | $159,932,000 | 914 |
| Interest-bearing balances | $157,368,000 | 268 |
| Securities | $63,466,000 | 1,955 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $653,889,000 | 654 |
| Loan loss allowance | $30,082,000 | 318 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,866,000 | 1,777 |
| Other real estate owned | $8,689,000 | 914 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $17,764,000 | 1,238 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $910,606,000 | 752 |
| Total liabilities | $853,849,000 | 718 |
| Total deposits | $835,609,000 | 649 |
| Interest-bearing deposits | $753,487,000 | 618 |
| Deposits held in domestic offices | $835,609,000 | 645 |
| % insured | 58.26% | 7,486 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 1,903 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,240,000 | 1,530 |
| Total equity capital | $56,757,000 | 1,207 |
| Total bank equity capital | $56,757,000 | 1,207 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,250,000 | 2,322 |
| Surplus | $76,492,000 | 506 |
| Undivided profits | $-20,985,000 | 7,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $45,300,000 | 415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $3,537,000 | 838 |
| Earning assets | $874,723,000 | 695 |
| Long-term assets (5+ years) | $56,481,000 | 2,195 |
| Average Assets, year-to-date | $876,277,000 | 768 |
| Average Assets, quarterly | $890,164,000 | 761 |
| Volatile liabilities | $398,935,000 | 360 |
| Insider loans | $14,759,000 | 390 |
| FHLB advances | $15,000,000 | 1,790 |
| Loans and leases held for sale | $9,997,000 | 372 |
| Unused loan commitments | $57,589,000 | 1,147 |
| Tier 1 (core) risk-based capital | $55,913,000 | 1,126 |
| Tier 2 risk-based capital | $8,527,000 | 670 |
| Total risk weighted assets | $660,623,000 | 688 |
| Total unused commitments | $57,589,000 | 1,149 |
| Derivatives | $24,023,000 | 448 |
| 2010-06-30 | Rank | |
| # of Employees: | 166 | 916 |
| Assets and Liabilities | ||
| Total Assets: | $869,722,000 | 779 |
| Cash and due from depository institutions | $85,434,000 | 916 |
| Interest-bearing balances | $81,845,000 | 445 |
| Securities | $55,958,000 | 2,168 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $697,436,000 | 614 |
| Loan loss allowance | $19,105,000 | 465 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,312,000 | 1,703 |
| Other real estate owned | $7,442,000 | 916 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $16,140,000 | 1,363 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $869,722,000 | 779 |
| Total liabilities | $800,151,000 | 763 |
| Total deposits | $782,433,000 | 692 |
| Interest-bearing deposits | $698,681,000 | 658 |
| Deposits held in domestic offices | $782,433,000 | 689 |
| % insured | 46.89% | 7,713 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 1,963 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,718,000 | 1,678 |
| Total equity capital | $69,571,000 | 971 |
| Total bank equity capital | $69,571,000 | 970 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,250,000 | 2,346 |
| Surplus | $76,402,000 | 510 |
| Undivided profits | $-8,081,000 | 7,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $24,035,000 | 733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $3,048,000 | 962 |
| Earning assets | $835,239,000 | 728 |
| Long-term assets (5+ years) | $51,756,000 | 2,318 |
| Average Assets, year-to-date | $864,834,000 | 781 |
| Average Assets, quarterly | $873,048,000 | 776 |
| Volatile liabilities | $311,491,000 | 461 |
| Insider loans | $8,364,000 | 828 |
| FHLB advances | $15,000,000 | 1,863 |
| Loans and leases held for sale | $19,035,000 | 196 |
| Unused loan commitments | $58,808,000 | 1,111 |
| Tier 1 (core) risk-based capital | $68,988,000 | 909 |
| Tier 2 risk-based capital | $8,834,000 | 656 |
| Total risk weighted assets | $696,417,000 | 651 |
| Total unused commitments | $58,808,000 | 1,114 |
| Derivatives | $18,955,000 | 416 |
| 2010-03-31 | Rank | |
| # of Employees: | 171 | 891 |
| Assets and Liabilities | ||
| Total Assets: | $876,374,000 | 789 |
| Cash and due from depository institutions | $91,986,000 | 891 |
| Interest-bearing balances | $89,399,000 | 412 |
| Securities | $45,948,000 | 2,570 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $706,608,000 | 623 |
| Loan loss allowance | $17,818,000 | 506 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,638,000 | 1,644 |
| Other real estate owned | $6,531,000 | 891 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $17,663,000 | 1,293 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $876,374,000 | 789 |
| Total liabilities | $806,103,000 | 771 |
| Total deposits | $788,186,000 | 695 |
| Interest-bearing deposits | $714,693,000 | 655 |
| Deposits held in domestic offices | $788,186,000 | 693 |
| % insured | 40.55% | 7,849 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 2,068 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,917,000 | 1,585 |
| Total equity capital | $70,271,000 | 969 |
| Total bank equity capital | $70,271,000 | 968 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,250,000 | 2,389 |
| Surplus | $76,285,000 | 516 |
| Undivided profits | $-7,264,000 | 7,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $12,304,000 | 1,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $3,159,000 | 966 |
| Earning assets | $841,955,000 | 732 |
| Long-term assets (5+ years) | $39,423,000 | 2,863 |
| Average Assets, year-to-date | $862,390,000 | 796 |
| Average Assets, quarterly | $862,390,000 | 796 |
| Volatile liabilities | $276,042,000 | 531 |
| Insider loans | $24,865,000 | 215 |
| FHLB advances | $15,000,000 | 1,961 |
| Loans and leases held for sale | $13,133,000 | 211 |
| Unused loan commitments | $70,846,000 | 991 |
| Tier 1 (core) risk-based capital | $69,741,000 | 895 |
| Tier 2 risk-based capital | $8,945,000 | 673 |
| Total risk weighted assets | $706,695,000 | 668 |
| Total unused commitments | $70,846,000 | 994 |
| Derivatives | $9,639,000 | 520 |
| 2009-12-31 | Rank | |
| # of Employees: | 169 | 910 |
| Assets and Liabilities | ||
| Total Assets: | $848,406,000 | 820 |
| Cash and due from depository institutions | $57,741,000 | 910 |
| Interest-bearing balances | $47,538,000 | 619 |
| Securities | $44,785,000 | 2,612 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $714,138,000 | 623 |
| Loan loss allowance | $18,714,000 | 489 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,804,000 | 1,635 |
| Other real estate owned | $6,910,000 | 910 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $17,028,000 | 1,377 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $848,406,000 | 820 |
| Total liabilities | $780,181,000 | 803 |
| Total deposits | $761,849,000 | 721 |
| Interest-bearing deposits | $695,139,000 | 680 |
| Deposits held in domestic offices | $761,849,000 | 718 |
| % insured | 40.64% | 7,919 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 2,204 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,332,000 | 1,428 |
| Total equity capital | $68,225,000 | 973 |
| Total bank equity capital | $68,225,000 | 972 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,250,000 | 2,428 |
| Surplus | $75,043,000 | 504 |
| Undivided profits | $-8,068,000 | 7,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $10,905,000 | 1,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,969,000 | 1,072 |
| Earning assets | $806,461,000 | 774 |
| Long-term assets (5+ years) | $37,731,000 | 2,925 |
| Average Assets, year-to-date | $835,585,400 | 811 |
| Average Assets, quarterly | $838,217,500 | 826 |
| Volatile liabilities | $256,420,000 | 583 |
| Insider loans | $20,614,000 | 290 |
| FHLB advances | $15,000,000 | 2,086 |
| Loans and leases held for sale | $8,277,000 | 302 |
| Unused loan commitments | $80,206,000 | 923 |
| Tier 1 (core) risk-based capital | $67,856,000 | 912 |
| Tier 2 risk-based capital | $9,084,000 | 680 |
| Total risk weighted assets | $717,089,000 | 683 |
| Total unused commitments | $80,206,000 | 924 |
| Derivatives | $11,315,000 | 468 |
| 2009-09-30 | Rank | |
| # of Employees: | 173 | 906 |
| Assets and Liabilities | ||
| Total Assets: | $828,029,000 | 848 |
| Cash and due from depository institutions | $11,940,000 | 906 |
| Interest-bearing balances | $1,327,000 | 4,723 |
| Securities | $42,477,000 | 2,724 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $741,352,000 | 623 |
| Loan loss allowance | $8,846,000 | 923 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,138,000 | 1,574 |
| Other real estate owned | $6,882,000 | 906 |
| Goodwill and other intangibles | $2,234,000 | 1,241 |
| All other assets | $15,006,000 | 1,363 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $828,029,000 | 848 |
| Total liabilities | $746,276,000 | 851 |
| Total deposits | $650,976,000 | 842 |
| Interest-bearing deposits | $590,447,000 | 805 |
| Deposits held in domestic offices | $650,976,000 | 839 |
| % insured | 51.05% | 7,896 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $91,107,000 | 563 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,193,000 | 1,300 |
| Total equity capital | $81,753,000 | 825 |
| Total bank equity capital | $81,753,000 | 825 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,250,000 | 2,460 |
| Surplus | $71,171,000 | 534 |
| Undivided profits | $9,332,000 | 3,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $17,159,000 | 973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,289,000 | 1,027 |
| Earning assets | $785,156,000 | 815 |
| Long-term assets (5+ years) | $37,820,000 | 2,882 |
| Average Assets, year-to-date | $832,380,250 | 821 |
| Average Assets, quarterly | $833,727,500 | 833 |
| Volatile liabilities | $343,993,000 | 477 |
| Insider loans | $13,746,000 | 488 |
| FHLB advances | $91,107,000 | 496 |
| Loans and leases held for sale | $6,780,000 | 331 |
| Unused loan commitments | $82,216,000 | 948 |
| Tier 1 (core) risk-based capital | $76,531,000 | 805 |
| Tier 2 risk-based capital | $8,846,000 | 700 |
| Total risk weighted assets | $740,532,000 | 671 |
| Total unused commitments | $82,216,000 | 952 |
| Derivatives | $11,315,000 | 507 |
| 2009-06-30 | Rank | |
| # of Employees: | 170 | 951 |
| Assets and Liabilities | ||
| Total Assets: | $839,426,000 | 841 |
| Cash and due from depository institutions | $13,095,000 | 951 |
| Interest-bearing balances | $218,000 | 5,906 |
| Securities | $44,387,000 | 2,564 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $753,052,000 | 630 |
| Loan loss allowance | $8,850,000 | 908 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,941,000 | 1,650 |
| Other real estate owned | $4,730,000 | 951 |
| Goodwill and other intangibles | $2,236,000 | 1,264 |
| All other assets | $13,985,000 | 1,480 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $839,426,000 | 841 |
| Total liabilities | $758,590,000 | 845 |
| Total deposits | $647,435,000 | 849 |
| Interest-bearing deposits | $591,235,000 | 813 |
| Deposits held in domestic offices | $647,435,000 | 848 |
| % insured | 33.64% | 8,032 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,083 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $97,155,000 | 575 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,000,000 | 1,390 |
| Total equity capital | $80,836,000 | 829 |
| Total bank equity capital | $80,836,000 | 829 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,250,000 | 2,498 |
| Surplus | $71,071,000 | 546 |
| Undivided profits | $8,515,000 | 3,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $15,483,000 | 1,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,048,000 | 1,090 |
| Earning assets | $797,657,000 | 803 |
| Long-term assets (5+ years) | $37,330,000 | 2,858 |
| Average Assets, year-to-date | $833,830,670 | 844 |
| Average Assets, quarterly | $837,999,000 | 844 |
| Volatile liabilities | $365,757,000 | 455 |
| Insider loans | $14,359,000 | 483 |
| FHLB advances | $97,155,000 | 499 |
| Loans and leases held for sale | $10,010,000 | 370 |
| Unused loan commitments | $94,187,000 | 885 |
| Tier 1 (core) risk-based capital | $75,943,000 | 824 |
| Tier 2 risk-based capital | $8,850,000 | 713 |
| Total risk weighted assets | $745,657,000 | 698 |
| Total unused commitments | $94,187,000 | 886 |
| Derivatives | $15,021,000 | 481 |
| 2009-03-31 | Rank | |
| # of Employees: | 169 | 942 |
| Assets and Liabilities | ||
| Total Assets: | $836,572,000 | 852 |
| Cash and due from depository institutions | $10,084,000 | 942 |
| Interest-bearing balances | $61,000 | 6,378 |
| Securities | $47,713,000 | 2,431 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $753,846,000 | 646 |
| Loan loss allowance | $7,066,000 | 1,047 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,806,000 | 1,684 |
| Other real estate owned | $1,213,000 | 942 |
| Goodwill and other intangibles | $2,238,000 | 1,273 |
| All other assets | $13,672,000 | 1,487 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $836,572,000 | 852 |
| Total liabilities | $755,135,000 | 851 |
| Total deposits | $642,969,000 | 855 |
| Interest-bearing deposits | $591,536,000 | 801 |
| Deposits held in domestic offices | $642,969,000 | 853 |
| % insured | 33.28% | 8,088 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $108,366,000 | 557 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,800,000 | 1,418 |
| Total equity capital | $81,437,000 | 819 |
| Total bank equity capital | $81,437,000 | 818 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,250,000 | 2,519 |
| Surplus | $70,970,000 | 539 |
| Undivided profits | $9,217,000 | 3,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,494,000 | 1,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,557,000 | 940 |
| Earning assets | $801,620,000 | 805 |
| Long-term assets (5+ years) | $40,322,000 | 2,692 |
| Average Assets, year-to-date | $831,033,000 | 848 |
| Average Assets, quarterly | $831,033,000 | 848 |
| Volatile liabilities | $340,060,000 | 500 |
| Insider loans | $15,610,000 | 450 |
| FHLB advances | $108,366,000 | 471 |
| Loans and leases held for sale | $15,082,000 | 232 |
| Unused loan commitments | $119,747,000 | 769 |
| Tier 1 (core) risk-based capital | $77,096,000 | 801 |
| Tier 2 risk-based capital | $7,066,000 | 864 |
| Total risk weighted assets | $749,596,000 | 702 |
| Total unused commitments | $119,747,000 | 769 |
| Derivatives | $16,500,000 | 526 |
| 2008-12-31 | Rank | |
| # of Employees: | 160 | 1,004 |
| Assets and Liabilities | ||
| Total Assets: | $825,494,000 | 850 |
| Cash and due from depository institutions | $7,205,000 | 1,004 |
| Interest-bearing balances | $120,000 | 5,517 |
| Securities | $46,419,000 | 2,474 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $749,543,000 | 648 |
| Loan loss allowance | $6,779,000 | 1,050 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,448,000 | 1,763 |
| Other real estate owned | $102,000 | 1,004 |
| Goodwill and other intangibles | $2,240,000 | 1,290 |
| All other assets | $12,537,000 | 1,588 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $825,494,000 | 850 |
| Total liabilities | $745,305,000 | 854 |
| Total deposits | $648,996,000 | 810 |
| Interest-bearing deposits | $593,643,000 | 770 |
| Deposits held in domestic offices | $648,996,000 | 806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,053,000 | 1,366 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $84,692,000 | 743 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,564,000 | 1,504 |
| Total equity capital | $80,189,000 | 820 |
| Total bank equity capital | $80,189,000 | 820 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,250,000 | 2,528 |
| Surplus | $70,870,000 | 524 |
| Undivided profits | $8,069,000 | 3,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,337,000 | 1,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,017,000 | 1,177 |
| Earning assets | $796,082,000 | 800 |
| Long-term assets (5+ years) | $39,144,000 | 2,716 |
| Average Assets, year-to-date | $753,479,200 | 892 |
| Average Assets, quarterly | $816,792,000 | 849 |
| Volatile liabilities | $336,169,000 | 506 |
| Insider loans | $17,064,000 | 403 |
| FHLB advances | $84,692,000 | 666 |
| Loans and leases held for sale | $15,323,000 | 183 |
| Unused loan commitments | $139,524,000 | 705 |
| Tier 1 (core) risk-based capital | $76,199,000 | 798 |
| Tier 2 risk-based capital | $6,779,000 | 886 |
| Total risk weighted assets | $745,221,000 | 692 |
| Total unused commitments | $139,524,000 | 705 |
| Derivatives | $16,500,000 | 460 |
| 2008-09-30 | Rank | |
| # of Employees: | 167 | 975 |
| Assets and Liabilities | ||
| Total Assets: | $808,090,000 | 861 |
| Cash and due from depository institutions | $9,778,000 | 975 |
| Interest-bearing balances | $161,000 | 4,644 |
| Securities | $44,400,000 | 2,506 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $731,140,000 | 668 |
| Loan loss allowance | $6,262,000 | 1,000 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,407,000 | 1,765 |
| Other real estate owned | $33,000 | 975 |
| Goodwill and other intangibles | $2,242,000 | 1,332 |
| All other assets | $13,090,000 | 1,522 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $808,090,000 | 861 |
| Total liabilities | $731,631,000 | 854 |
| Total deposits | $598,730,000 | 865 |
| Interest-bearing deposits | $551,192,000 | 828 |
| Deposits held in domestic offices | $598,730,000 | 862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,000,000 | 1,158 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $116,727,000 | 572 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,174,000 | 1,308 |
| Total equity capital | $76,459,000 | 879 |
| Total bank equity capital | $76,459,000 | 879 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,250,000 | 2,545 |
| Surplus | $68,286,000 | 526 |
| Undivided profits | $6,923,000 | 3,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,145,000 | 1,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,145,000 | 1,203 |
| Earning assets | $775,701,000 | 808 |
| Long-term assets (5+ years) | $38,829,000 | 2,705 |
| Average Assets, year-to-date | $735,475,500 | 913 |
| Average Assets, quarterly | $795,193,500 | 869 |
| Volatile liabilities | $302,205,000 | 534 |
| Insider loans | $16,226,000 | 412 |
| FHLB advances | $116,727,000 | 516 |
| Loans and leases held for sale | $11,821,000 | 186 |
| Unused loan commitments | $170,966,000 | 634 |
| Tier 1 (core) risk-based capital | $72,239,000 | 860 |
| Tier 2 risk-based capital | $6,262,000 | 912 |
| Total risk weighted assets | $730,797,000 | 706 |
| Total unused commitments | $170,966,000 | 635 |
| Derivatives | $14,925,000 | 408 |
| 2008-06-30 | Rank | |
| # of Employees: | 177 | 933 |
| Assets and Liabilities | ||
| Total Assets: | $782,297,000 | 883 |
| Cash and due from depository institutions | $13,222,000 | 933 |
| Interest-bearing balances | $130,000 | 4,732 |
| Securities | $45,703,000 | 2,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $701,658,000 | 691 |
| Loan loss allowance | $5,630,000 | 1,065 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,640,000 | 1,693 |
| Other real estate owned | $33,000 | 933 |
| Goodwill and other intangibles | $2,244,000 | 1,341 |
| All other assets | $11,797,000 | 1,613 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $782,297,000 | 883 |
| Total liabilities | $710,534,000 | 871 |
| Total deposits | $592,209,000 | 867 |
| Interest-bearing deposits | $541,739,000 | 828 |
| Deposits held in domestic offices | $592,209,000 | 864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,887,000 | 1,342 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $104,523,000 | 616 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,915,000 | 1,370 |
| Total equity capital | $71,763,000 | 940 |
| Total bank equity capital | $71,763,000 | 940 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,250,000 | 2,566 |
| Surplus | $64,250,000 | 556 |
| Undivided profits | $6,263,000 | 4,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,307,000 | 2,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,798,000 | 1,318 |
| Earning assets | $747,491,000 | 837 |
| Long-term assets (5+ years) | $39,316,000 | 2,659 |
| Average Assets, year-to-date | $711,270,670 | 944 |
| Average Assets, quarterly | $749,109,500 | 907 |
| Volatile liabilities | $304,742,000 | 522 |
| Insider loans | $22,030,000 | 289 |
| FHLB advances | $104,523,000 | 553 |
| Loans and leases held for sale | $16,501,000 | 172 |
| Unused loan commitments | $216,635,000 | 535 |
| Tier 1 (core) risk-based capital | $67,652,000 | 925 |
| Tier 2 risk-based capital | $5,630,000 | 984 |
| Total risk weighted assets | $704,469,000 | 734 |
| Total unused commitments | $216,635,000 | 535 |
| Derivatives | $16,501,000 | 394 |
| 2008-03-31 | Rank | |
| # of Employees: | 176 | 930 |
| Assets and Liabilities | ||
| Total Assets: | $715,922,000 | 949 |
| Cash and due from depository institutions | $13,881,000 | 930 |
| Interest-bearing balances | $435,000 | 3,769 |
| Securities | $44,335,000 | 2,545 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $637,611,000 | 748 |
| Loan loss allowance | $5,317,000 | 1,062 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,449,000 | 1,736 |
| Other real estate owned | $33,000 | 930 |
| Goodwill and other intangibles | $2,246,000 | 1,349 |
| All other assets | $10,367,000 | 1,732 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $715,922,000 | 949 |
| Total liabilities | $650,647,000 | 939 |
| Total deposits | $547,774,000 | 938 |
| Interest-bearing deposits | $496,958,000 | 906 |
| Deposits held in domestic offices | $547,774,000 | 935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,934,000 | 1,564 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $92,531,000 | 650 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,408,000 | 1,333 |
| Total equity capital | $65,275,000 | 1,063 |
| Total bank equity capital | $65,275,000 | 1,063 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,250,000 | 2,567 |
| Surplus | $58,214,000 | 583 |
| Undivided profits | $5,811,000 | 4,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,098,000 | 3,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,865,000 | 1,316 |
| Earning assets | $682,381,000 | 916 |
| Long-term assets (5+ years) | $38,606,000 | 2,607 |
| Average Assets, year-to-date | $675,757,500 | 995 |
| Average Assets, quarterly | $675,757,500 | 995 |
| Volatile liabilities | $254,572,000 | 612 |
| Insider loans | $20,770,000 | 299 |
| FHLB advances | $92,531,000 | 589 |
| Loans and leases held for sale | $21,387,000 | 158 |
| Unused loan commitments | $251,561,000 | 511 |
| Tier 1 (core) risk-based capital | $61,146,000 | 1,026 |
| Tier 2 risk-based capital | $5,317,000 | 1,005 |
| Total risk weighted assets | $636,749,000 | 801 |
| Total unused commitments | $251,561,000 | 512 |
| Derivatives | $21,387,000 | 381 |
| 2007-12-31 | Rank | |
| # of Employees: | 176 | 948 |
| Assets and Liabilities | ||
| Total Assets: | $635,593,000 | 1,053 |
| Cash and due from depository institutions | $14,744,000 | 948 |
| Interest-bearing balances | $4,180,000 | 1,262 |
| Securities | $42,678,000 | 2,627 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $561,049,000 | 847 |
| Loan loss allowance | $4,774,000 | 1,154 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,594,000 | 1,947 |
| Other real estate owned | $33,000 | 948 |
| Goodwill and other intangibles | $2,248,000 | 1,342 |
| All other assets | $8,247,000 | 2,118 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $635,593,000 | 1,053 |
| Total liabilities | $581,534,000 | 1,022 |
| Total deposits | $516,824,000 | 992 |
| Interest-bearing deposits | $467,169,000 | 953 |
| Deposits held in domestic offices | $516,824,000 | 989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,120,000 | 1,040 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $45,948,000 | 1,088 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,642,000 | 1,520 |
| Total equity capital | $54,059,000 | 1,275 |
| Total bank equity capital | $54,059,000 | 1,275 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,250,000 | 2,569 |
| Surplus | $48,178,000 | 685 |
| Undivided profits | $4,631,000 | 4,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 6,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,827,000 | 1,436 |
| Earning assets | $607,907,000 | 1,009 |
| Long-term assets (5+ years) | $35,795,000 | 2,560 |
| Average Assets, year-to-date | $502,011,600 | 1,288 |
| Average Assets, quarterly | $592,265,500 | 1,120 |
| Volatile liabilities | $225,710,000 | 687 |
| Insider loans | $19,125,000 | 329 |
| FHLB advances | $45,948,000 | 1,012 |
| Loans and leases held for sale | $17,609,000 | 170 |
| Unused loan commitments | $255,234,000 | 507 |
| Tier 1 (core) risk-based capital | $50,238,000 | 1,264 |
| Tier 2 risk-based capital | $4,774,000 | 1,118 |
| Total risk weighted assets | $548,024,000 | 918 |
| Total unused commitments | $255,234,000 | 507 |
| Derivatives | $17,609,000 | 391 |
| 2007-09-30 | Rank | |
| # of Employees: | 171 | 967 |
| Assets and Liabilities | ||
| Total Assets: | $548,938,000 | 1,224 |
| Cash and due from depository institutions | $23,620,000 | 967 |
| Interest-bearing balances | $3,867,000 | 1,204 |
| Securities | $38,486,000 | 2,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $469,942,000 | 983 |
| Loan loss allowance | $4,397,000 | 1,200 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,022,000 | 2,084 |
| Other real estate owned | $0 | 967 |
| Goodwill and other intangibles | $2,250,000 | 1,319 |
| All other assets | $8,618,000 | 2,005 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $548,938,000 | 1,224 |
| Total liabilities | $500,535,000 | 1,190 |
| Total deposits | $497,101,000 | 1,023 |
| Interest-bearing deposits | $455,245,000 | 969 |
| Deposits held in domestic offices | $497,101,000 | 1,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,434,000 | 1,595 |
| Total equity capital | $48,403,000 | 1,411 |
| Total bank equity capital | $48,403,000 | 1,411 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,250,000 | 2,546 |
| Surplus | $43,309,000 | 733 |
| Undivided profits | $3,844,000 | 5,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 5,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,977,000 | 1,460 |
| Earning assets | $512,295,000 | 1,194 |
| Long-term assets (5+ years) | $31,115,000 | 2,707 |
| Average Assets, year-to-date | $468,616,250 | 1,380 |
| Average Assets, quarterly | $538,965,500 | 1,230 |
| Volatile liabilities | $223,840,000 | 666 |
| Insider loans | $16,963,000 | 375 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $12,419,000 | 198 |
| Unused loan commitments | $234,874,000 | 546 |
| Tier 1 (core) risk-based capital | $44,656,000 | 1,449 |
| Tier 2 risk-based capital | $4,397,000 | 1,186 |
| Total risk weighted assets | $468,770,000 | 1,042 |
| Total unused commitments | $234,874,000 | 546 |
| Derivatives | $12,419,000 | 438 |
| 2007-06-30 | Rank | |
| # of Employees: | 160 | 1,067 |
| Assets and Liabilities | ||
| Total Assets: | $528,993,000 | 1,267 |
| Cash and due from depository institutions | $41,925,000 | 1,067 |
| Interest-bearing balances | $29,533,000 | 215 |
| Securities | $36,753,000 | 2,952 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $435,142,000 | 1,060 |
| Loan loss allowance | $4,092,000 | 1,295 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,720,000 | 2,184 |
| Other real estate owned | $0 | 1,067 |
| Goodwill and other intangibles | $2,252,000 | 1,323 |
| All other assets | $7,201,000 | 2,341 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $528,993,000 | 1,267 |
| Total liabilities | $485,288,000 | 1,241 |
| Total deposits | $482,365,000 | 1,083 |
| Interest-bearing deposits | $422,011,000 | 1,075 |
| Deposits held in domestic offices | $482,365,000 | 1,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,923,000 | 1,760 |
| Total equity capital | $43,705,000 | 1,570 |
| Total bank equity capital | $43,705,000 | 1,570 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,250,000 | 2,551 |
| Surplus | $39,773,000 | 785 |
| Undivided profits | $2,682,000 | 5,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 5,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,489,000 | 1,661 |
| Earning assets | $501,428,000 | 1,230 |
| Long-term assets (5+ years) | $31,346,000 | 2,644 |
| Average Assets, year-to-date | $441,842,330 | 1,502 |
| Average Assets, quarterly | $477,449,500 | 1,393 |
| Volatile liabilities | $226,349,000 | 655 |
| Insider loans | $20,484,000 | 299 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $14,686,000 | 204 |
| Unused loan commitments | $200,982,000 | 623 |
| Tier 1 (core) risk-based capital | $40,312,000 | 1,606 |
| Tier 2 risk-based capital | $4,092,000 | 1,290 |
| Total risk weighted assets | $429,373,000 | 1,148 |
| Total unused commitments | $200,982,000 | 623 |
| Derivatives | $14,686,000 | 450 |
| 2007-03-31 | Rank | |
| # of Employees: | 127 | 1,359 |
| Assets and Liabilities | ||
| Total Assets: | $425,906,000 | 1,589 |
| Cash and due from depository institutions | $12,297,000 | 1,359 |
| Interest-bearing balances | $348,000 | 3,479 |
| Securities | $31,442,000 | 3,334 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $369,945,000 | 1,251 |
| Loan loss allowance | $3,445,000 | 1,544 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,425,000 | 2,712 |
| Other real estate owned | $0 | 1,359 |
| Goodwill and other intangibles | $2,252,000 | 1,302 |
| All other assets | $5,545,000 | 2,777 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $425,906,000 | 1,589 |
| Total liabilities | $389,222,000 | 1,557 |
| Total deposits | $369,085,000 | 1,440 |
| Interest-bearing deposits | $321,466,000 | 1,430 |
| Deposits held in domestic offices | $369,085,000 | 1,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $17,765,000 | 1,775 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,372,000 | 2,126 |
| Total equity capital | $36,684,000 | 1,862 |
| Total bank equity capital | $36,684,000 | 1,862 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,250,000 | 2,543 |
| Surplus | $33,245,000 | 896 |
| Undivided profits | $2,189,000 | 6,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,263,000 | 1,794 |
| Earning assets | $401,735,000 | 1,531 |
| Long-term assets (5+ years) | $27,550,000 | 2,850 |
| Average Assets, year-to-date | $398,267,000 | 1,681 |
| Average Assets, quarterly | $398,267,000 | 1,681 |
| Volatile liabilities | $143,725,000 | 964 |
| Insider loans | $19,226,000 | 299 |
| FHLB advances | $17,765,000 | 1,692 |
| Loans and leases held for sale | $7,287,000 | 315 |
| Unused loan commitments | $161,526,000 | 724 |
| Tier 1 (core) risk-based capital | $33,484,000 | 1,922 |
| Tier 2 risk-based capital | $3,445,000 | 1,528 |
| Total risk weighted assets | $354,741,000 | 1,396 |
| Total unused commitments | $161,526,000 | 724 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 117 | 1,478 |
| Assets and Liabilities | ||
| Total Assets: | $370,628,000 | 1,787 |
| Cash and due from depository institutions | $8,124,000 | 1,478 |
| Interest-bearing balances | $130,000 | 4,449 |
| Securities | $24,010,000 | 4,037 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $327,297,000 | 1,410 |
| Loan loss allowance | $3,139,000 | 1,653 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,769,000 | 3,029 |
| Other real estate owned | $0 | 1,478 |
| Goodwill and other intangibles | $2,255,000 | 1,291 |
| All other assets | $5,173,000 | 2,932 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $370,628,000 | 1,787 |
| Total liabilities | $337,646,000 | 1,765 |
| Total deposits | $324,895,000 | 1,632 |
| Interest-bearing deposits | $286,528,000 | 1,603 |
| Deposits held in domestic offices | $324,895,000 | 1,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,505,000 | 2,445 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,246,000 | 2,185 |
| Total equity capital | $32,982,000 | 2,036 |
| Total bank equity capital | $32,982,000 | 2,036 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,250,000 | 2,540 |
| Surplus | $29,981,000 | 973 |
| Undivided profits | $1,751,000 | 6,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,053,000 | 2,051 |
| Earning assets | $351,437,000 | 1,735 |
| Long-term assets (5+ years) | $22,173,000 | 3,185 |
| Average Assets, year-to-date | $281,803,600 | 2,211 |
| Average Assets, quarterly | $344,333,500 | 1,888 |
| Volatile liabilities | $155,747,000 | 1,005 |
| Insider loans | $16,762,000 | 361 |
| FHLB advances | $10,505,000 | 2,335 |
| Loans and leases held for sale | $8,125,000 | 293 |
| Unused loan commitments | $136,586,000 | 799 |
| Tier 1 (core) risk-based capital | $29,784,000 | 2,145 |
| Tier 2 risk-based capital | $3,139,000 | 1,633 |
| Total risk weighted assets | $310,826,000 | 1,567 |
| Total unused commitments | $136,586,000 | 799 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 91 | 1,924 |
| Assets and Liabilities | ||
| Total Assets: | $318,039,000 | 2,031 |
| Cash and due from depository institutions | $8,204,000 | 1,924 |
| Interest-bearing balances | $1,283,000 | 2,177 |
| Securities | $11,552,000 | 5,908 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $287,871,000 | 1,582 |
| Loan loss allowance | $2,835,000 | 1,842 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,598,000 | 3,108 |
| Other real estate owned | $0 | 1,924 |
| Goodwill and other intangibles | $2,257,000 | 1,284 |
| All other assets | $4,557,000 | 3,232 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $318,039,000 | 2,031 |
| Total liabilities | $288,579,000 | 2,017 |
| Total deposits | $258,105,000 | 2,010 |
| Interest-bearing deposits | $227,631,000 | 1,953 |
| Deposits held in domestic offices | $258,105,000 | 2,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $28,455,000 | 1,424 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,019,000 | 2,321 |
| Total equity capital | $29,460,000 | 2,240 |
| Total bank equity capital | $29,460,000 | 2,240 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,550 |
| Surplus | $27,154,000 | 1,065 |
| Undivided profits | $1,056,000 | 7,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $895,000 | 2,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,619,000 | 2,603 |
| Earning assets | $300,706,000 | 1,982 |
| Long-term assets (5+ years) | $8,846,000 | 4,844 |
| Average Assets, year-to-date | $259,597,500 | 2,404 |
| Average Assets, quarterly | $301,308,000 | 2,119 |
| Volatile liabilities | $126,732,000 | 1,204 |
| Insider loans | $16,638,000 | 369 |
| FHLB advances | $28,455,000 | 1,337 |
| Loans and leases held for sale | $5,358,000 | 367 |
| Unused loan commitments | $130,026,000 | 848 |
| Tier 1 (core) risk-based capital | $26,239,000 | 2,387 |
| Tier 2 risk-based capital | $2,835,000 | 1,786 |
| Total risk weighted assets | $279,172,000 | 1,726 |
| Total unused commitments | $130,026,000 | 849 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 87 | 2,022 |
| Assets and Liabilities | ||
| Total Assets: | $284,577,000 | 2,249 |
| Cash and due from depository institutions | $5,368,000 | 2,022 |
| Interest-bearing balances | $3,970,000 | 1,202 |
| Securities | $7,123,000 | 6,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $262,443,000 | 1,712 |
| Loan loss allowance | $2,446,000 | 2,082 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,582,000 | 3,096 |
| Other real estate owned | $0 | 2,022 |
| Goodwill and other intangibles | $2,259,000 | 1,272 |
| All other assets | $3,802,000 | 3,588 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $284,577,000 | 2,249 |
| Total liabilities | $257,148,000 | 2,235 |
| Total deposits | $241,805,000 | 2,120 |
| Interest-bearing deposits | $214,541,000 | 2,032 |
| Deposits held in domestic offices | $241,805,000 | 2,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $14,035,000 | 2,218 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,308,000 | 2,971 |
| Total equity capital | $27,429,000 | 2,333 |
| Total bank equity capital | $27,429,000 | 2,333 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,250,000 | 2,538 |
| Surplus | $26,137,000 | 1,077 |
| Undivided profits | $42,000 | 7,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,417,000 | 1,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,453,000 | 2,566 |
| Earning assets | $273,536,000 | 2,152 |
| Long-term assets (5+ years) | $5,550,000 | 5,619 |
| Average Assets, year-to-date | $240,117,000 | 2,571 |
| Average Assets, quarterly | $260,207,500 | 2,420 |
| Volatile liabilities | $135,397,000 | 1,119 |
| Insider loans | $11,660,000 | 570 |
| FHLB advances | $14,035,000 | 2,105 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $109,130,000 | 975 |
| Tier 1 (core) risk-based capital | $25,027,000 | 2,462 |
| Tier 2 risk-based capital | $2,446,000 | 2,003 |
| Total risk weighted assets | $252,181,000 | 1,861 |
| Total unused commitments | $109,130,000 | 975 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 73 | 2,408 |
| Assets and Liabilities | ||
| Total Assets: | $235,838,000 | 2,628 |
| Cash and due from depository institutions | $5,112,000 | 2,408 |
| Interest-bearing balances | $4,165,000 | 1,254 |
| Securities | $4,057,000 | 7,630 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $217,783,000 | 1,980 |
| Loan loss allowance | $2,029,000 | 2,392 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,393,000 | 3,159 |
| Other real estate owned | $0 | 2,408 |
| Goodwill and other intangibles | $2,261,000 | 1,248 |
| All other assets | $3,232,000 | 3,913 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $235,838,000 | 2,628 |
| Total liabilities | $213,487,000 | 2,610 |
| Total deposits | $203,590,000 | 2,471 |
| Interest-bearing deposits | $177,888,000 | 2,407 |
| Deposits held in domestic offices | $203,590,000 | 2,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,700,000 | 2,805 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,197,000 | 3,116 |
| Total equity capital | $22,351,000 | 2,747 |
| Total bank equity capital | $22,351,000 | 2,747 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,529 |
| Surplus | $21,387,000 | 1,224 |
| Undivided profits | $-286,000 | 8,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 3,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,065,000 | 3,260 |
| Earning assets | $226,005,000 | 2,529 |
| Long-term assets (5+ years) | $3,129,000 | 6,391 |
| Average Assets, year-to-date | $217,887,000 | 2,782 |
| Average Assets, quarterly | $217,887,000 | 2,782 |
| Volatile liabilities | $85,614,000 | 1,615 |
| Insider loans | $14,428,000 | 422 |
| FHLB advances | $8,700,000 | 2,694 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $82,689,000 | 1,187 |
| Tier 1 (core) risk-based capital | $19,556,000 | 3,013 |
| Tier 2 risk-based capital | $2,030,000 | 2,278 |
| Total risk weighted assets | $212,542,000 | 2,097 |
| Total unused commitments | $82,689,000 | 1,187 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 69 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $199,936,000 | 2,973 |
| Cash and due from depository institutions | $3,273,000 | 2,538 |
| Interest-bearing balances | $2,192,000 | 1,836 |
| Securities | $3,781,000 | 7,744 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $184,516,000 | 2,266 |
| Loan loss allowance | $1,666,000 | 2,776 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,352,000 | 3,152 |
| Other real estate owned | $0 | 2,538 |
| Goodwill and other intangibles | $2,263,000 | 1,232 |
| All other assets | $2,751,000 | 4,286 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $199,936,000 | 2,973 |
| Total liabilities | $179,916,000 | 2,959 |
| Total deposits | $159,846,000 | 3,013 |
| Interest-bearing deposits | $144,080,000 | 2,840 |
| Deposits held in domestic offices | $159,846,000 | 3,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,900,000 | 1,518 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,600,000 | 2,317 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,570,000 | 2,547 |
| Total equity capital | $20,020,000 | 3,000 |
| Total bank equity capital | $20,020,000 | 3,000 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,250,000 | 2,525 |
| Surplus | $19,337,000 | 1,298 |
| Undivided profits | $-567,000 | 8,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 3,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $885,000 | 3,839 |
| Earning assets | $190,489,000 | 2,870 |
| Long-term assets (5+ years) | $3,180,000 | 6,383 |
| Average Assets, year-to-date | $136,931,200 | 3,874 |
| Average Assets, quarterly | $183,317,000 | 3,149 |
| Volatile liabilities | $90,409,000 | 1,505 |
| Insider loans | $11,503,000 | 540 |
| FHLB advances | $12,600,000 | 2,197 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $73,816,000 | 1,280 |
| Tier 1 (core) risk-based capital | $17,027,000 | 3,368 |
| Tier 2 risk-based capital | $1,666,000 | 2,639 |
| Total risk weighted assets | $180,519,000 | 2,376 |
| Total unused commitments | $73,816,000 | 1,280 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $166,698,000 | 3,402 |
| Cash and due from depository institutions | $3,255,000 | 2,625 |
| Interest-bearing balances | $2,203,000 | 1,883 |
| Securities | $4,652,000 | 7,559 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $151,969,000 | 2,629 |
| Loan loss allowance | $1,264,000 | 3,453 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,598,000 | 3,732 |
| Other real estate owned | $0 | 2,625 |
| Goodwill and other intangibles | $2,265,000 | 1,199 |
| All other assets | $1,959,000 | 5,075 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $166,698,000 | 3,402 |
| Total liabilities | $150,420,000 | 3,374 |
| Total deposits | $148,764,000 | 3,134 |
| Interest-bearing deposits | $127,762,000 | 3,079 |
| Deposits held in domestic offices | $148,764,000 | 3,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $543,000 | 5,434 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,113,000 | 3,200 |
| Total equity capital | $16,278,000 | 3,532 |
| Total bank equity capital | $16,278,000 | 3,532 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,500 |
| Surplus | $16,267,000 | 1,479 |
| Undivided profits | $-1,239,000 | 8,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $478,000 | 3,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $709,000 | 4,550 |
| Earning assets | $158,824,000 | 3,293 |
| Long-term assets (5+ years) | $3,392,000 | 6,375 |
| Average Assets, year-to-date | $121,180,000 | 4,241 |
| Average Assets, quarterly | $151,029,500 | 3,633 |
| Volatile liabilities | $58,654,000 | 2,086 |
| Insider loans | $12,381,000 | 469 |
| FHLB advances | $543,000 | 5,158 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $54,236,000 | 1,643 |
| Tier 1 (core) risk-based capital | $14,070,000 | 3,918 |
| Tier 2 risk-based capital | $1,264,000 | 3,261 |
| Total risk weighted assets | $152,898,000 | 2,694 |
| Total unused commitments | $54,236,000 | 1,643 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 62 | 2,776 |
| Assets and Liabilities | ||
| Total Assets: | $135,361,000 | 3,937 |
| Cash and due from depository institutions | $4,258,000 | 2,776 |
| Interest-bearing balances | $3,095,000 | 1,519 |
| Securities | $5,463,000 | 7,419 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $118,998,000 | 3,130 |
| Loan loss allowance | $1,087,000 | 3,802 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,648,000 | 3,632 |
| Other real estate owned | $0 | 2,776 |
| Goodwill and other intangibles | $2,267,000 | 1,184 |
| All other assets | $1,727,000 | 5,247 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $135,361,000 | 3,937 |
| Total liabilities | $121,338,000 | 3,933 |
| Total deposits | $108,715,000 | 3,970 |
| Interest-bearing deposits | $94,178,000 | 3,881 |
| Deposits held in domestic offices | $108,715,000 | 3,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,740,000 | 2,405 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $883,000 | 3,537 |
| Total equity capital | $14,023,000 | 3,939 |
| Total bank equity capital | $14,023,000 | 3,939 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,479 |
| Surplus | $14,142,000 | 1,624 |
| Undivided profits | $-1,369,000 | 8,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $671,000 | 3,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $596,000 | 4,812 |
| Earning assets | $127,556,000 | 3,836 |
| Long-term assets (5+ years) | $3,178,000 | 6,483 |
| Average Assets, year-to-date | $106,007,330 | 4,644 |
| Average Assets, quarterly | $116,502,500 | 4,373 |
| Volatile liabilities | $51,324,000 | 2,235 |
| Insider loans | $5,731,000 | 1,099 |
| FHLB advances | $11,740,000 | 2,288 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $48,141,000 | 1,747 |
| Tier 1 (core) risk-based capital | $11,775,000 | 4,423 |
| Tier 2 risk-based capital | $1,087,000 | 3,596 |
| Total risk weighted assets | $123,756,000 | 3,155 |
| Total unused commitments | $48,141,000 | 1,748 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 56 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $97,644,000 | 4,969 |
| Cash and due from depository institutions | $2,850,000 | 3,017 |
| Interest-bearing balances | $1,926,000 | 2,053 |
| Securities | $6,244,000 | 7,315 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $82,286,000 | 4,096 |
| Loan loss allowance | $942,000 | 4,240 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,542,000 | 3,714 |
| Other real estate owned | $0 | 3,017 |
| Goodwill and other intangibles | $2,269,000 | 1,171 |
| All other assets | $1,453,000 | 5,701 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $97,644,000 | 4,969 |
| Total liabilities | $87,418,000 | 4,955 |
| Total deposits | $86,127,000 | 4,727 |
| Interest-bearing deposits | $75,765,000 | 4,562 |
| Deposits held in domestic offices | $86,127,000 | 4,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $345,000 | 5,374 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $946,000 | 3,327 |
| Total equity capital | $10,226,000 | 4,928 |
| Total bank equity capital | $10,226,000 | 4,928 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,488 |
| Surplus | $10,242,000 | 2,046 |
| Undivided profits | $-1,266,000 | 8,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 3,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $396,000 | 6,083 |
| Earning assets | $90,456,000 | 4,950 |
| Long-term assets (5+ years) | $3,324,000 | 6,517 |
| Average Assets, year-to-date | $91,330,500 | 5,144 |
| Average Assets, quarterly | $91,330,500 | 5,144 |
| Volatile liabilities | $25,092,000 | 3,607 |
| Insider loans | $2,455,000 | 2,360 |
| FHLB advances | $345,000 | 5,099 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $41,125,000 | 1,938 |
| Tier 1 (core) risk-based capital | $8,035,000 | 5,683 |
| Tier 2 risk-based capital | $942,000 | 3,976 |
| Total risk weighted assets | $89,068,000 | 4,008 |
| Total unused commitments | $41,125,000 | 1,941 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 47 | 3,516 |
| Assets and Liabilities | ||
| Total Assets: | $85,017,000 | 5,404 |
| Cash and due from depository institutions | $4,314,000 | 3,516 |
| Interest-bearing balances | $2,403,000 | 1,841 |
| Securities | $5,454,000 | 7,523 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $69,030,000 | 4,554 |
| Loan loss allowance | $898,000 | 4,350 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,485,000 | 3,744 |
| Other real estate owned | $0 | 3,516 |
| Goodwill and other intangibles | $2,271,000 | 1,162 |
| All other assets | $1,463,000 | 5,635 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $85,017,000 | 5,404 |
| Total liabilities | $75,342,000 | 5,414 |
| Total deposits | $73,617,000 | 5,212 |
| Interest-bearing deposits | $61,694,000 | 5,217 |
| Deposits held in domestic offices | $73,617,000 | 5,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $885,000 | 5,141 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $840,000 | 3,502 |
| Total equity capital | $9,675,000 | 5,107 |
| Total bank equity capital | $9,675,000 | 5,107 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,475 |
| Surplus | $9,141,000 | 2,231 |
| Undivided profits | $-716,000 | 8,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $484,000 | 3,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $354,000 | 6,444 |
| Earning assets | $76,887,000 | 5,454 |
| Long-term assets (5+ years) | $1,513,000 | 7,265 |
| Average Assets, year-to-date | $65,076,400 | 6,107 |
| Average Assets, quarterly | $76,138,000 | 5,698 |
| Volatile liabilities | $17,392,000 | 4,477 |
| Insider loans | $2,551,000 | 2,285 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $36,773,000 | 2,014 |
| Tier 1 (core) risk-based capital | $7,417,000 | 5,931 |
| Tier 2 risk-based capital | $898,000 | 4,086 |
| Total risk weighted assets | $81,962,000 | 4,245 |
| Total unused commitments | $36,773,000 | 2,015 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 42 | 3,854 |
| Assets and Liabilities | ||
| Total Assets: | $67,259,000 | 6,104 |
| Cash and due from depository institutions | $4,425,000 | 3,854 |
| Interest-bearing balances | $3,053,000 | 1,632 |
| Securities | $5,761,000 | 7,494 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $52,363,000 | 5,333 |
| Loan loss allowance | $803,000 | 4,671 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $877,000 | 6,116 |
| Other real estate owned | $248,000 | 3,854 |
| Goodwill and other intangibles | $2,273,000 | 1,137 |
| All other assets | $1,312,000 | 5,903 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $67,259,000 | 6,104 |
| Total liabilities | $57,865,000 | 6,185 |
| Total deposits | $50,460,000 | 6,378 |
| Interest-bearing deposits | $36,646,000 | 6,796 |
| Deposits held in domestic offices | $50,460,000 | 6,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,865,000 | 3,135 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $540,000 | 4,718 |
| Total equity capital | $9,394,000 | 5,207 |
| Total bank equity capital | $9,394,000 | 5,207 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,250,000 | 2,472 |
| Surplus | $8,677,000 | 2,299 |
| Undivided profits | $-533,000 | 8,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $490,000 | 4,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $227,000 | 7,665 |
| Earning assets | $61,177,000 | 6,118 |
| Long-term assets (5+ years) | $2,544,000 | 6,956 |
| Average Assets, year-to-date | $60,091,250 | 6,380 |
| Average Assets, quarterly | $65,233,500 | 6,161 |
| Volatile liabilities | $17,375,000 | 4,453 |
| Insider loans | $1,476,000 | 3,312 |
| FHLB advances | $6,865,000 | 2,999 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $23,058,000 | 2,731 |
| Tier 1 (core) risk-based capital | $7,120,000 | 6,069 |
| Tier 2 risk-based capital | $769,000 | 4,505 |
| Total risk weighted assets | $61,457,000 | 5,036 |
| Total unused commitments | $23,058,000 | 2,735 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 37 | 4,278 |
| Assets and Liabilities | ||
| Total Assets: | $63,208,000 | 6,297 |
| Cash and due from depository institutions | $4,024,000 | 4,278 |
| Interest-bearing balances | $2,709,000 | 1,760 |
| Securities | $6,449,000 | 7,406 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $48,490,000 | 5,532 |
| Loan loss allowance | $731,000 | 4,951 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $799,000 | 6,300 |
| Other real estate owned | $248,000 | 4,278 |
| Goodwill and other intangibles | $2,275,000 | 1,122 |
| All other assets | $923,000 | 6,732 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $63,208,000 | 6,297 |
| Total liabilities | $54,886,000 | 6,377 |
| Total deposits | $46,603,000 | 6,638 |
| Interest-bearing deposits | $33,681,000 | 7,029 |
| Deposits held in domestic offices | $46,603,000 | 6,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,800,000 | 2,935 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $483,000 | 4,644 |
| Total equity capital | $8,322,000 | 5,519 |
| Total bank equity capital | $8,322,000 | 5,519 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,250,000 | 2,475 |
| Surplus | $7,476,000 | 2,554 |
| Undivided profits | $-404,000 | 8,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $503,000 | 3,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $204,000 | 7,784 |
| Earning assets | $57,648,000 | 6,321 |
| Long-term assets (5+ years) | $3,287,000 | 6,778 |
| Average Assets, year-to-date | $57,702,000 | 6,554 |
| Average Assets, quarterly | $59,610,000 | 6,471 |
| Volatile liabilities | $18,575,000 | 4,177 |
| Insider loans | $1,513,000 | 3,221 |
| FHLB advances | $7,800,000 | 2,809 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,085,000 | 3,718 |
| Tier 1 (core) risk-based capital | $6,115,000 | 6,514 |
| Tier 2 risk-based capital | $672,000 | 4,875 |
| Total risk weighted assets | $53,701,000 | 5,438 |
| Total unused commitments | $14,085,000 | 3,718 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 32 | 4,775 |
| Assets and Liabilities | ||
| Total Assets: | $56,012,000 | 6,675 |
| Cash and due from depository institutions | $4,335,000 | 4,775 |
| Interest-bearing balances | $3,239,000 | 1,780 |
| Securities | $6,859,000 | 7,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $40,900,000 | 5,979 |
| Loan loss allowance | $684,000 | 5,121 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $771,000 | 6,362 |
| Other real estate owned | $345,000 | 4,775 |
| Goodwill and other intangibles | $2,277,000 | 1,101 |
| All other assets | $525,000 | 7,792 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $56,012,000 | 6,675 |
| Total liabilities | $47,826,000 | 6,766 |
| Total deposits | $45,189,000 | 6,742 |
| Interest-bearing deposits | $34,916,000 | 6,952 |
| Deposits held in domestic offices | $45,189,000 | 6,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,296,000 | 4,260 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $341,000 | 5,903 |
| Total equity capital | $8,186,000 | 5,645 |
| Total bank equity capital | $8,186,000 | 5,645 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,250,000 | 2,473 |
| Surplus | $6,977,000 | 2,678 |
| Undivided profits | $-41,000 | 8,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 6,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $172,000 | 8,063 |
| Earning assets | $50,998,000 | 6,691 |
| Long-term assets (5+ years) | $1,853,000 | 7,301 |
| Average Assets, year-to-date | $54,949,000 | 6,711 |
| Average Assets, quarterly | $54,949,000 | 6,711 |
| Volatile liabilities | $12,915,000 | 5,041 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $2,296,000 | 4,099 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,261,000 | 3,921 |
| Tier 1 (core) risk-based capital | $5,849,000 | 6,649 |
| Tier 2 risk-based capital | $584,000 | 5,257 |
| Total risk weighted assets | $46,638,000 | 5,823 |
| Total unused commitments | $12,261,000 | 3,926 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 31 | 4,893 |
| Assets and Liabilities | ||
| Total Assets: | $53,886,000 | 6,802 |
| Cash and due from depository institutions | $4,744,000 | 4,893 |
| Interest-bearing balances | $3,561,000 | 1,556 |
| Securities | $6,999,000 | 7,318 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $38,393,000 | 6,157 |
| Loan loss allowance | $722,000 | 4,935 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $756,000 | 6,436 |
| Other real estate owned | $344,000 | 4,893 |
| Goodwill and other intangibles | $2,279,000 | 1,102 |
| All other assets | $371,000 | 8,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,886,000 | 6,802 |
| Total liabilities | $47,435,000 | 6,813 |
| Total deposits | $47,052,000 | 6,634 |
| Interest-bearing deposits | $37,128,000 | 6,802 |
| Deposits held in domestic offices | $47,052,000 | 6,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $383,000 | 5,445 |
| Total equity capital | $6,451,000 | 6,426 |
| Total bank equity capital | $6,451,000 | 6,426 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,250,000 | 2,486 |
| Surplus | $5,201,000 | 3,268 |
| Undivided profits | $0 | 8,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 6,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $172,000 | 8,158 |
| Earning assets | $48,953,000 | 6,803 |
| Long-term assets (5+ years) | $3,273,000 | 6,778 |
| Average Assets, year-to-date | $53,250,000 | 6,716 |
| Average Assets, quarterly | $55,078,500 | 6,695 |
| Volatile liabilities | $11,984,000 | 5,224 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,397,000 | 4,198 |
| Tier 1 (core) risk-based capital | $4,172,000 | 7,587 |
| Tier 2 risk-based capital | $535,000 | 5,511 |
| Total risk weighted assets | $42,609,000 | 6,119 |
| Total unused commitments | $10,397,000 | 4,201 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 29 | 5,153 |
| Assets and Liabilities | ||
| Total Assets: | $56,271,000 | 6,653 |
| Cash and due from depository institutions | $12,054,000 | 5,153 |
| Interest-bearing balances | $10,916,000 | 709 |
| Securities | $7,254,000 | 7,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $35,050,000 | 6,420 |
| Loan loss allowance | $589,000 | 5,591 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $765,000 | 6,432 |
| Other real estate owned | $827,000 | 5,153 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $321,000 | 8,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,271,000 | 6,653 |
| Total liabilities | $51,726,000 | 6,545 |
| Total deposits | $51,423,000 | 6,366 |
| Interest-bearing deposits | $41,562,000 | 6,512 |
| Deposits held in domestic offices | $51,423,000 | 6,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $303,000 | 6,400 |
| Total equity capital | $4,545,000 | 7,506 |
| Total bank equity capital | $4,545,000 | 7,506 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,250,000 | 2,501 |
| Surplus | $3,965,000 | 3,925 |
| Undivided profits | $-670,000 | 8,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 5,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $144,000 | 8,473 |
| Earning assets | $53,220,000 | 6,554 |
| Long-term assets (5+ years) | $3,460,000 | 6,736 |
| Average Assets, year-to-date | $53,091,000 | 6,754 |
| Average Assets, quarterly | $55,985,000 | 6,648 |
| Volatile liabilities | $11,311,000 | 5,372 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,732,000 | 4,577 |
| Tier 1 (core) risk-based capital | $4,523,000 | 7,414 |
| Tier 2 risk-based capital | $508,000 | 5,674 |
| Total risk weighted assets | $40,577,000 | 6,253 |
| Total unused commitments | $8,732,000 | 4,582 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $55,699,000 | 6,684 |
| Cash and due from depository institutions | $17,164,000 | 5,411 |
| Interest-bearing balances | $15,848,000 | 535 |
| Securities | $3,184,000 | 8,270 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $32,851,000 | 6,579 |
| Loan loss allowance | $680,000 | 5,088 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $798,000 | 6,356 |
| Other real estate owned | $1,333,000 | 5,411 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $369,000 | 8,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,699,000 | 6,684 |
| Total liabilities | $52,233,000 | 6,522 |
| Total deposits | $51,952,000 | 6,346 |
| Interest-bearing deposits | $43,324,000 | 6,384 |
| Deposits held in domestic offices | $51,952,000 | 6,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $281,000 | 6,655 |
| Total equity capital | $3,466,000 | 8,111 |
| Total bank equity capital | $3,466,000 | 8,111 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,250,000 | 2,501 |
| Surplus | $2,805,000 | 4,701 |
| Undivided profits | $-589,000 | 8,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $460,000 | 4,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $156,000 | 8,386 |
| Earning assets | $51,883,000 | 6,624 |
| Long-term assets (5+ years) | $3,578,000 | 6,646 |
| Average Assets, year-to-date | $52,031,000 | 6,840 |
| Average Assets, quarterly | $53,791,500 | 6,768 |
| Volatile liabilities | $12,876,000 | 4,992 |
| Insider loans | $500,000 | 5,452 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,482,000 | 5,186 |
| Tier 1 (core) risk-based capital | $3,398,000 | 8,042 |
| Tier 2 risk-based capital | $486,000 | 5,769 |
| Total risk weighted assets | $38,687,000 | 6,354 |
| Total unused commitments | $6,482,000 | 5,200 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $51,884,000 | 6,887 |
| Cash and due from depository institutions | $10,083,000 | 5,813 |
| Interest-bearing balances | $8,665,000 | 980 |
| Securities | $4,037,000 | 8,074 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $35,974,000 | 6,298 |
| Loan loss allowance | $375,000 | 6,880 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $820,000 | 6,287 |
| Other real estate owned | $488,000 | 5,813 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $482,000 | 8,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,884,000 | 6,887 |
| Total liabilities | $48,069,000 | 6,749 |
| Total deposits | $47,788,000 | 6,567 |
| Interest-bearing deposits | $39,583,000 | 6,648 |
| Deposits held in domestic offices | $47,788,000 | 6,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $281,000 | 6,702 |
| Total equity capital | $3,815,000 | 7,906 |
| Total bank equity capital | $3,815,000 | 7,906 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,250,000 | 2,513 |
| Surplus | $2,805,000 | 4,673 |
| Undivided profits | $-240,000 | 8,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $217,000 | 5,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $230,000 | 7,758 |
| Earning assets | $48,676,000 | 6,782 |
| Long-term assets (5+ years) | $4,674,000 | 6,218 |
| Average Assets, year-to-date | $50,197,000 | 6,941 |
| Average Assets, quarterly | $50,197,000 | 6,941 |
| Volatile liabilities | $12,084,000 | 5,159 |
| Insider loans | $505,000 | 5,387 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,563,000 | 4,774 |
| Tier 1 (core) risk-based capital | $3,744,000 | 7,845 |
| Tier 2 risk-based capital | $375,000 | 6,524 |
| Total risk weighted assets | $40,376,000 | 6,187 |
| Total unused commitments | $7,563,000 | 4,786 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 24 | 5,809 |
| Assets and Liabilities | ||
| Total Assets: | $48,510,000 | 7,064 |
| Cash and due from depository institutions | $6,338,000 | 5,809 |
| Interest-bearing balances | $5,223,000 | 1,382 |
| Securities | $3,130,000 | 8,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $37,264,000 | 6,222 |
| Loan loss allowance | $395,000 | 6,676 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $859,000 | 6,192 |
| Other real estate owned | $479,000 | 5,809 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $440,000 | 8,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,510,000 | 7,064 |
| Total liabilities | $44,729,000 | 6,966 |
| Total deposits | $44,480,000 | 6,769 |
| Interest-bearing deposits | $36,326,000 | 6,888 |
| Deposits held in domestic offices | $44,480,000 | 6,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $249,000 | 7,082 |
| Total equity capital | $3,781,000 | 7,929 |
| Total bank equity capital | $3,781,000 | 7,929 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,250,000 | 2,515 |
| Surplus | $2,805,000 | 4,624 |
| Undivided profits | $-274,000 | 8,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 5,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $204,000 | 8,076 |
| Earning assets | $45,617,000 | 6,968 |
| Long-term assets (5+ years) | $3,466,000 | 6,611 |
| Average Assets, year-to-date | $47,956,200 | 6,964 |
| Average Assets, quarterly | $48,086,000 | 7,059 |
| Volatile liabilities | $11,655,000 | 5,265 |
| Insider loans | $505,000 | 5,423 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,484,000 | 5,004 |
| Tier 1 (core) risk-based capital | $3,712,000 | 7,848 |
| Tier 2 risk-based capital | $395,000 | 6,344 |
| Total risk weighted assets | $41,637,000 | 6,075 |
| Total unused commitments | $6,484,000 | 5,010 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 28 | 5,260 |
| Assets and Liabilities | ||
| Total Assets: | $49,575,000 | 6,945 |
| Cash and due from depository institutions | $9,253,000 | 5,260 |
| Interest-bearing balances | $8,363,000 | 837 |
| Securities | $5,644,000 | 7,750 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $33,433,000 | 6,481 |
| Loan loss allowance | $318,000 | 7,215 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $841,000 | 6,300 |
| Other real estate owned | $0 | 5,260 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $404,000 | 8,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,575,000 | 6,945 |
| Total liabilities | $46,003,000 | 6,809 |
| Total deposits | $45,729,000 | 6,624 |
| Interest-bearing deposits | $37,180,000 | 6,778 |
| Deposits held in domestic offices | $45,729,000 | 6,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $274,000 | 7,149 |
| Total equity capital | $3,572,000 | 8,086 |
| Total bank equity capital | $3,572,000 | 8,086 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,250,000 | 2,560 |
| Surplus | $2,805,000 | 4,558 |
| Undivided profits | $-483,000 | 9,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $238,000 | 8,085 |
| Earning assets | $47,440,000 | 6,791 |
| Long-term assets (5+ years) | $6,096,000 | 5,799 |
| Average Assets, year-to-date | $42,180,800 | 7,271 |
| Average Assets, quarterly | $47,221,000 | 7,056 |
| Volatile liabilities | $10,506,000 | 5,489 |
| Insider loans | $506,000 | 5,393 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,563,000 | 4,890 |
| Tier 1 (core) risk-based capital | $3,572,000 | 7,984 |
| Tier 2 risk-based capital | $318,000 | 6,937 |
| Total risk weighted assets | $37,952,000 | 6,320 |
| Total unused commitments | $6,563,000 | 4,896 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 25 | 5,727 |
| Assets and Liabilities | ||
| Total Assets: | $36,390,000 | 7,871 |
| Cash and due from depository institutions | $5,235,000 | 5,727 |
| Interest-bearing balances | $4,627,000 | 932 |
| Securities | $3,109,000 | 8,977 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $26,826,000 | 7,103 |
| Loan loss allowance | $265,000 | 7,676 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $737,000 | 6,683 |
| Other real estate owned | $0 | 5,727 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $483,000 | 8,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,390,000 | 7,871 |
| Total liabilities | $33,634,000 | 7,739 |
| Total deposits | $33,461,000 | 7,563 |
| Interest-bearing deposits | $28,671,000 | 7,540 |
| Deposits held in domestic offices | $33,461,000 | 7,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $173,000 | 8,584 |
| Total equity capital | $2,756,000 | 8,791 |
| Total bank equity capital | $2,756,000 | 8,791 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,250,000 | 2,615 |
| Surplus | $2,075,000 | 5,334 |
| Undivided profits | $-569,000 | 9,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 7,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $245,000 | 7,502 |
| Earning assets | $34,562,000 | 7,739 |
| Long-term assets (5+ years) | $1,477,000 | 7,661 |
| Average Assets, year-to-date | $28,770,600 | 8,302 |
| Average Assets, quarterly | $33,898,000 | 8,007 |
| Volatile liabilities | $9,477,000 | 5,764 |
| Insider loans | $1,076,000 | 3,698 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,166,000 | 5,328 |
| Tier 1 (core) risk-based capital | $2,756,000 | 8,729 |
| Tier 2 risk-based capital | $265,000 | 7,392 |
| Total risk weighted assets | $30,988,800 | 6,860 |
| Total unused commitments | $5,166,000 | 5,331 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 12 | 8,338 |
| Assets and Liabilities | ||
| Total Assets: | $22,948,000 | 9,109 |
| Cash and due from depository institutions | $1,973,000 | 8,338 |
| Interest-bearing balances | $1,215,000 | 2,208 |
| Securities | $3,566,000 | 9,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $16,932,000 | 8,368 |
| Loan loss allowance | $163,000 | 8,825 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $192,000 | 9,122 |
| Other real estate owned | $0 | 8,338 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $285,000 | 9,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,948,000 | 9,109 |
| Total liabilities | $20,382,000 | 9,073 |
| Total deposits | $20,277,000 | 8,967 |
| Interest-bearing deposits | $16,548,000 | 9,031 |
| Deposits held in domestic offices | $20,277,000 | 8,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $105,000 | 9,323 |
| Total equity capital | $2,566,000 | 9,034 |
| Total bank equity capital | $2,566,000 | 9,034 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,250,000 | 2,674 |
| Surplus | $2,075,000 | 5,373 |
| Undivided profits | $-759,000 | 9,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $93,000 | 9,250 |
| Earning assets | $21,713,000 | 9,007 |
| Long-term assets (5+ years) | $2,682,000 | 7,320 |
| Average Assets, year-to-date | $15,379,800 | 9,664 |
| Average Assets, quarterly | $20,641,500 | 9,275 |
| Volatile liabilities | $5,143,000 | 7,268 |
| Insider loans | $13,000 | 8,946 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,370,000 | 5,793 |
| Tier 1 (core) risk-based capital | $2,566,000 | 9,053 |
| Tier 2 risk-based capital | $163,000 | 8,622 |
| Total risk weighted assets | $19,092,700 | 8,341 |
| Total unused commitments | $4,370,000 | 5,800 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 7 | 9,747 |
| Assets and Liabilities | ||
| Total Assets: | $8,297,000 | 10,334 |
| Cash and due from depository institutions | $2,016,000 | 9,747 |
| Interest-bearing balances | $1,864,000 | 2,229 |
| Securities | $415,000 | 10,215 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $5,487,000 | 10,058 |
| Loan loss allowance | $53,000 | 10,081 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $151,000 | 9,510 |
| Other real estate owned | $0 | 9,747 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $228,000 | 9,789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,297,000 | 10,334 |
| Total liabilities | $5,568,000 | 10,348 |
| Total deposits | $5,538,000 | 10,313 |
| Interest-bearing deposits | $4,596,000 | 10,261 |
| Deposits held in domestic offices | $5,538,000 | 10,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $30,000 | 10,358 |
| Total equity capital | $2,729,000 | 9,036 |
| Total bank equity capital | $2,729,000 | 9,036 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,250,000 | 2,656 |
| Surplus | $2,075,000 | 5,277 |
| Undivided profits | $-596,000 | 10,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $42,000 | 10,016 |
| Earning assets | $7,766,000 | 10,290 |
| Long-term assets (5+ years) | $373,000 | 8,877 |
| Average Assets, year-to-date | $6,544,000 | 10,392 |
| Average Assets, quarterly | $7,395,000 | 10,366 |
| Volatile liabilities | $2,163,000 | 8,885 |
| Insider loans | $315,000 | 6,341 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $696,000 | 9,073 |
| Tier 1 (core) risk-based capital | $2,729,000 | 8,950 |
| Tier 2 risk-based capital | $53,000 | 10,036 |
| Total risk weighted assets | $6,445,000 | 10,096 |
| Total unused commitments | $696,000 | 9,083 |
| Derivatives | $0 | 527 |