Home > Colony Bank Worth > Income and Expense
Colony Bank Worth, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,967,000 | 3,167 |
| Total interest expense | $2,832,000 | 2,857 |
| Net interest income | $3,135,000 | 3,378 |
| Provision for loan and lease losses | $502,000 | 1,905 |
| Total noninterest income | $794,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $598,000 | 1,490 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $196,000 | 3,810 |
| Total noninterest expense | $2,125,000 | 4,057 |
| Salaries and employee benefits | $1,022,000 | 4,452 |
| Premises and equipment expense | $254,000 | 4,464 |
| Additional noninterest expense | $849,000 | 3,173 |
| Pre-tax net operating income | $1,302,000 | 2,469 |
| Securities gains (losses) | $165,000 | 696 |
| Applicable income taxes | $472,000 | 1,676 |
| Income before extraordinary items | $995,000 | 2,574 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $995,000 | 2,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,865 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $882,800 | 2,788 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 3,130 |
| Total interest expense | $1,511,000 | 2,875 |
| Net interest income | $1,591,000 | 3,348 |
| Provision for loan and lease losses | $51,000 | 3,761 |
| Total noninterest income | $352,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $288,000 | 1,516 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,577 |
| Total noninterest expense | $1,086,000 | 3,996 |
| Salaries and employee benefits | $538,000 | 4,294 |
| Premises and equipment expense | $119,000 | 4,656 |
| Additional noninterest expense | $429,000 | 3,097 |
| Pre-tax net operating income | $806,000 | 2,142 |
| Securities gains (losses) | $63,000 | 959 |
| Applicable income taxes | $277,000 | 1,563 |
| Income before extraordinary items | $592,000 | 2,335 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $592,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,750 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $549,160 | 2,416 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,373,000 | 2,968 |
| Total interest expense | $6,591,000 | 2,774 |
| Net interest income | $6,782,000 | 3,178 |
| Provision for loan and lease losses | $225,000 | 3,682 |
| Total noninterest income | $1,397,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,165,000 | 1,543 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $232,000 | 4,755 |
| Total noninterest expense | $4,618,000 | 3,690 |
| Salaries and employee benefits | $2,245,000 | 4,023 |
| Premises and equipment expense | $500,000 | 4,362 |
| Additional noninterest expense | $1,873,000 | 2,827 |
| Pre-tax net operating income | $3,336,000 | 2,284 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $1,118,000 | 1,729 |
| Income before extraordinary items | $2,217,000 | 2,613 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,217,000 | 2,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-132,000 | 8,411 |
| Cash dividends | $1,100,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,217,660 | 2,605 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,010,000 | 2,978 |
| Total interest expense | $4,937,000 | 2,770 |
| Net interest income | $5,073,000 | 3,196 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $1,045,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $865,000 | 1,524 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $180,000 | 4,706 |
| Total noninterest expense | $3,493,000 | 3,629 |
| Salaries and employee benefits | $1,727,000 | 3,942 |
| Premises and equipment expense | $378,000 | 4,329 |
| Additional noninterest expense | $1,388,000 | 2,795 |
| Pre-tax net operating income | $2,400,000 | 2,508 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $831,000 | 1,858 |
| Income before extraordinary items | $1,568,000 | 2,875 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,568,000 | 2,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-412,000 | 8,516 |
| Cash dividends | $825,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,568,650 | 2,861 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,556,000 | 3,035 |
| Total interest expense | $3,248,000 | 2,800 |
| Net interest income | $3,308,000 | 3,279 |
| Provision for loan and lease losses | $192,000 | 2,225 |
| Total noninterest income | $711,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $568,000 | 1,545 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $143,000 | 4,411 |
| Total noninterest expense | $2,326,000 | 3,662 |
| Salaries and employee benefits | $1,156,000 | 3,964 |
| Premises and equipment expense | $251,000 | 4,376 |
| Additional noninterest expense | $919,000 | 2,825 |
| Pre-tax net operating income | $1,501,000 | 2,671 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $502,000 | 2,063 |
| Income before extraordinary items | $999,000 | 3,041 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $999,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,876 |
| Cash dividends | $550,000 | 2,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $999,000 | 3,023 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,236,000 | 3,067 |
| Total interest expense | $1,605,000 | 2,814 |
| Net interest income | $1,631,000 | 3,313 |
| Provision for loan and lease losses | $96,000 | 2,086 |
| Total noninterest income | $361,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $269,000 | 87 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $1,149,000 | 3,691 |
| Salaries and employee benefits | $579,000 | 3,984 |
| Premises and equipment expense | $122,000 | 4,460 |
| Additional noninterest expense | $448,000 | 2,867 |
| Pre-tax net operating income | $747,000 | 2,681 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $257,000 | 2,053 |
| Income before extraordinary items | $490,000 | 3,074 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $490,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $275,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $490,000 | 3,053 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,062,000 | 3,073 |
| Total interest expense | $5,642,000 | 2,730 |
| Net interest income | $6,420,000 | 3,340 |
| Provision for loan and lease losses | $550,000 | 1,750 |
| Total noninterest income | $1,498,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,180,000 | 1,516 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $318,000 | 4,191 |
| Total noninterest expense | $4,414,000 | 3,679 |
| Salaries and employee benefits | $2,136,000 | 4,075 |
| Premises and equipment expense | $509,000 | 4,214 |
| Additional noninterest expense | $1,769,000 | 2,864 |
| Pre-tax net operating income | $2,954,000 | 2,809 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $975,000 | 2,231 |
| Income before extraordinary items | $1,979,000 | 3,124 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,979,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,063 |
| Cash dividends | $1,100,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,979,000 | 3,115 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,849,000 | 3,113 |
| Total interest expense | $4,026,000 | 2,768 |
| Net interest income | $4,823,000 | 3,364 |
| Provision for loan and lease losses | $419,000 | 1,636 |
| Total noninterest income | $1,146,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $895,000 | 1,511 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $251,000 | 4,088 |
| Total noninterest expense | $3,351,000 | 3,653 |
| Salaries and employee benefits | $1,624,000 | 4,015 |
| Premises and equipment expense | $382,000 | 4,214 |
| Additional noninterest expense | $1,345,000 | 2,818 |
| Pre-tax net operating income | $2,199,000 | 2,929 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $730,000 | 2,333 |
| Income before extraordinary items | $1,469,000 | 3,247 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,469,000 | 3,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 885 |
| Cash dividends | $869,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,469,000 | 3,241 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,726,000 | 3,145 |
| Total interest expense | $2,566,000 | 2,750 |
| Net interest income | $3,160,000 | 3,419 |
| Provision for loan and lease losses | $263,000 | 1,691 |
| Total noninterest income | $658,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $578,000 | 1,537 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 5,568 |
| Total noninterest expense | $2,193,000 | 3,712 |
| Salaries and employee benefits | $1,078,000 | 4,040 |
| Premises and equipment expense | $261,000 | 4,170 |
| Additional noninterest expense | $854,000 | 2,954 |
| Pre-tax net operating income | $1,362,000 | 3,084 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $452,000 | 2,443 |
| Income before extraordinary items | $910,000 | 3,430 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $910,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 717 |
| Cash dividends | $425,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $910,000 | 3,420 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 3,183 |
| Total interest expense | $1,222,000 | 2,757 |
| Net interest income | $1,544,000 | 3,463 |
| Provision for loan and lease losses | $131,000 | 1,632 |
| Total noninterest income | $304,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $267,000 | 1,585 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $1,102,000 | 3,716 |
| Salaries and employee benefits | $545,000 | 4,032 |
| Premises and equipment expense | $128,000 | 4,229 |
| Additional noninterest expense | $429,000 | 2,931 |
| Pre-tax net operating income | $615,000 | 3,254 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $200,000 | 2,609 |
| Income before extraordinary items | $415,000 | 3,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 903 |
| Cash dividends | $425,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $415,000 | 3,582 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,792,000 | 3,194 |
| Total interest expense | $3,796,000 | 2,762 |
| Net interest income | $5,996,000 | 3,422 |
| Provision for loan and lease losses | $590,000 | 1,666 |
| Total noninterest income | $1,003,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $962,000 | 1,790 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,593 |
| Total noninterest expense | $3,886,000 | 3,943 |
| Salaries and employee benefits | $1,828,000 | 4,425 |
| Premises and equipment expense | $522,000 | 4,048 |
| Additional noninterest expense | $1,536,000 | 3,167 |
| Pre-tax net operating income | $2,523,000 | 3,144 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $851,000 | 2,505 |
| Income before extraordinary items | $1,672,000 | 3,525 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,672,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 1,207 |
| Cash dividends | $475,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,672,000 | 3,497 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,095,000 | 3,244 |
| Total interest expense | $2,623,000 | 2,817 |
| Net interest income | $4,472,000 | 3,432 |
| Provision for loan and lease losses | $500,000 | 1,397 |
| Total noninterest income | $766,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $700,000 | 1,829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,601 |
| Total noninterest expense | $2,912,000 | 3,920 |
| Salaries and employee benefits | $1,378,000 | 4,371 |
| Premises and equipment expense | $415,000 | 3,864 |
| Additional noninterest expense | $1,119,000 | 3,211 |
| Pre-tax net operating income | $1,826,000 | 3,266 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $617,000 | 2,584 |
| Income before extraordinary items | $1,209,000 | 3,644 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,209,000 | 3,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 1,580 |
| Cash dividends | $356,000 | 3,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,209,000 | 3,616 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,607,000 | 3,248 |
| Total interest expense | $1,627,000 | 2,860 |
| Net interest income | $2,980,000 | 3,423 |
| Provision for loan and lease losses | $375,000 | 1,255 |
| Total noninterest income | $499,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $455,000 | 1,842 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $1,939,000 | 3,901 |
| Salaries and employee benefits | $915,000 | 4,358 |
| Premises and equipment expense | $279,000 | 3,826 |
| Additional noninterest expense | $745,000 | 3,196 |
| Pre-tax net operating income | $1,165,000 | 3,328 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $394,000 | 2,639 |
| Income before extraordinary items | $771,000 | 3,715 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $771,000 | 3,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,272 |
| Cash dividends | $238,000 | 3,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $771,000 | 3,672 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 3,293 |
| Total interest expense | $774,000 | 2,877 |
| Net interest income | $1,466,000 | 3,462 |
| Provision for loan and lease losses | $187,000 | 1,186 |
| Total noninterest income | $236,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $213,000 | 1,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $959,000 | 3,967 |
| Salaries and employee benefits | $450,000 | 4,444 |
| Premises and equipment expense | $143,000 | 3,777 |
| Additional noninterest expense | $366,000 | 3,246 |
| Pre-tax net operating income | $556,000 | 3,405 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $187,000 | 2,718 |
| Income before extraordinary items | $369,000 | 3,828 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $369,000 | 3,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,177 |
| Cash dividends | $119,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $369,000 | 3,786 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,327,000 | 3,306 |
| Total interest expense | $2,546,000 | 3,008 |
| Net interest income | $5,781,000 | 3,391 |
| Provision for loan and lease losses | $890,000 | 1,168 |
| Total noninterest income | $1,004,000 | 3,529 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,028,000 | 1,712 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-24,000 | 8,940 |
| Total noninterest expense | $3,653,000 | 4,026 |
| Salaries and employee benefits | $1,668,000 | 4,587 |
| Premises and equipment expense | $465,000 | 4,311 |
| Additional noninterest expense | $1,520,000 | 3,095 |
| Pre-tax net operating income | $2,242,000 | 3,250 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $757,000 | 2,619 |
| Income before extraordinary items | $1,485,000 | 3,666 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,485,000 | 3,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $524,000 | 1,283 |
| Cash dividends | $150,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,485,000 | 3,609 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 3,350 |
| Total interest expense | $1,790,000 | 3,116 |
| Net interest income | $4,305,000 | 3,396 |
| Provision for loan and lease losses | $730,000 | 1,041 |
| Total noninterest income | $816,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $791,000 | 1,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $2,681,000 | 4,080 |
| Salaries and employee benefits | $1,232,000 | 4,599 |
| Premises and equipment expense | $342,000 | 4,352 |
| Additional noninterest expense | $1,107,000 | 3,143 |
| Pre-tax net operating income | $1,710,000 | 3,279 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $585,000 | 2,615 |
| Income before extraordinary items | $1,125,000 | 3,712 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,125,000 | 3,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,491 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,125,000 | 3,634 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 3,421 |
| Total interest expense | $1,129,000 | 3,234 |
| Net interest income | $2,814,000 | 3,436 |
| Provision for loan and lease losses | $490,000 | 1,021 |
| Total noninterest income | $566,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $526,000 | 1,665 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 6,793 |
| Total noninterest expense | $1,750,000 | 4,164 |
| Salaries and employee benefits | $811,000 | 4,667 |
| Premises and equipment expense | $216,000 | 4,527 |
| Additional noninterest expense | $723,000 | 3,213 |
| Pre-tax net operating income | $1,140,000 | 3,233 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $394,000 | 2,596 |
| Income before extraordinary items | $746,000 | 3,708 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $746,000 | 3,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 1,318 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $746,000 | 3,616 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 3,490 |
| Total interest expense | $553,000 | 3,331 |
| Net interest income | $1,372,000 | 3,505 |
| Provision for loan and lease losses | $250,000 | 948 |
| Total noninterest income | $281,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $262,000 | 1,629 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $816,000 | 4,411 |
| Salaries and employee benefits | $388,000 | 4,848 |
| Premises and equipment expense | $101,000 | 4,760 |
| Additional noninterest expense | $327,000 | 3,497 |
| Pre-tax net operating income | $587,000 | 3,130 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $203,000 | 2,559 |
| Income before extraordinary items | $384,000 | 3,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $384,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,181 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $384,000 | 3,496 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 3,825 |
| Total interest expense | $2,363,000 | 3,494 |
| Net interest income | $4,638,000 | 3,909 |
| Provision for loan and lease losses | $620,000 | 1,792 |
| Total noninterest income | $1,008,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $908,000 | 1,899 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $100,000 | 6,539 |
| Total noninterest expense | $3,088,000 | 4,518 |
| Salaries and employee benefits | $1,472,000 | 4,901 |
| Premises and equipment expense | $412,000 | 4,641 |
| Additional noninterest expense | $1,204,000 | 3,712 |
| Pre-tax net operating income | $1,938,000 | 3,463 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $647,000 | 2,927 |
| Income before extraordinary items | $1,291,000 | 3,945 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,291,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,954 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,291,000 | 3,779 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 3,938 |
| Total interest expense | $1,798,000 | 3,560 |
| Net interest income | $3,346,000 | 4,038 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $716,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $649,000 | 1,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $2,255,000 | 4,583 |
| Salaries and employee benefits | $1,079,000 | 4,976 |
| Premises and equipment expense | $309,000 | 4,620 |
| Additional noninterest expense | $867,000 | 3,821 |
| Pre-tax net operating income | $1,447,000 | 3,593 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $488,000 | 3,076 |
| Income before extraordinary items | $959,000 | 4,088 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $959,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,972 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $959,000 | 3,914 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 4,068 |
| Total interest expense | $1,216,000 | 3,626 |
| Net interest income | $2,120,000 | 4,213 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $419,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $379,000 | 2,188 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $40,000 | 6,937 |
| Total noninterest expense | $1,470,000 | 4,660 |
| Salaries and employee benefits | $713,000 | 5,007 |
| Premises and equipment expense | $201,000 | 4,692 |
| Additional noninterest expense | $556,000 | 3,923 |
| Pre-tax net operating income | $829,000 | 3,962 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $275,000 | 3,391 |
| Income before extraordinary items | $554,000 | 4,526 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $554,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,900 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $554,000 | 4,306 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 4,153 |
| Total interest expense | $610,000 | 3,696 |
| Net interest income | $1,024,000 | 4,327 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $220,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $188,000 | 2,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $725,000 | 4,681 |
| Salaries and employee benefits | $356,000 | 5,016 |
| Premises and equipment expense | $98,000 | 4,773 |
| Additional noninterest expense | $271,000 | 3,964 |
| Pre-tax net operating income | $399,000 | 4,034 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $131,000 | 3,466 |
| Income before extraordinary items | $268,000 | 4,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $268,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $268,000 | 4,334 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,560,000 | 4,263 |
| Total interest expense | $2,747,000 | 3,801 |
| Net interest income | $3,813,000 | 4,501 |
| Provision for loan and lease losses | $569,000 | 2,168 |
| Total noninterest income | $730,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $626,000 | 2,490 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 6,370 |
| Total noninterest expense | $2,799,000 | 4,683 |
| Salaries and employee benefits | $1,328,000 | 5,125 |
| Premises and equipment expense | $428,000 | 4,410 |
| Additional noninterest expense | $1,043,000 | 4,036 |
| Pre-tax net operating income | $1,175,000 | 4,775 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $395,000 | 3,906 |
| Income before extraordinary items | $801,000 | 5,210 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $801,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,828 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $786,930 | 5,115 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,584,000 | 4,631 |
| Total interest expense | $3,896,000 | 3,886 |
| Net interest income | $2,688,000 | 5,478 |
| Provision for loan and lease losses | $579,000 | 1,963 |
| Total noninterest income | $636,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $526,000 | 2,731 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $110,000 | 6,201 |
| Total noninterest expense | $2,422,000 | 5,068 |
| Salaries and employee benefits | $1,150,000 | 5,482 |
| Premises and equipment expense | $356,000 | 4,968 |
| Additional noninterest expense | $916,000 | 4,347 |
| Pre-tax net operating income | $323,000 | 7,304 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $98,000 | 6,027 |
| Income before extraordinary items | $250,000 | 7,436 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $250,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,787 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $232,000 | 7,407 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,571,000 | 5,341 |
| Total interest expense | $3,036,000 | 4,875 |
| Net interest income | $2,535,000 | 5,750 |
| Provision for loan and lease losses | $230,000 | 3,449 |
| Total noninterest income | $528,000 | 4,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 3,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,478 |
| Total noninterest expense | $2,064,000 | 5,560 |
| Salaries and employee benefits | $995,000 | 5,937 |
| Premises and equipment expense | $274,000 | 5,725 |
| Additional noninterest expense | $795,000 | 4,766 |
| Pre-tax net operating income | $769,000 | 5,975 |
| Securities gains (losses) | $-36,000 | 9,047 |
| Applicable income taxes | $231,000 | 5,129 |
| Income before extraordinary items | $502,000 | 6,308 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $502,000 | 6,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,454 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $526,480 | 6,196 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,502,000 | 5,940 |
| Total interest expense | $2,422,000 | 5,299 |
| Net interest income | $2,080,000 | 6,497 |
| Provision for loan and lease losses | $135,000 | 4,497 |
| Total noninterest income | $474,000 | 5,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $383,000 | 3,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,849 |
| Total noninterest expense | $1,704,000 | 6,291 |
| Salaries and employee benefits | $800,000 | 6,752 |
| Premises and equipment expense | $249,000 | 6,055 |
| Additional noninterest expense | $655,000 | 5,497 |
| Pre-tax net operating income | $715,000 | 6,262 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $214,000 | 5,558 |
| Income before extraordinary items | $500,000 | 6,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $500,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,486 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $500,700 | 6,416 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,089,000 | 6,415 |
| Total interest expense | $2,179,000 | 5,874 |
| Net interest income | $1,910,000 | 6,827 |
| Provision for loan and lease losses | $118,000 | 4,801 |
| Total noninterest income | $391,000 | 5,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 3,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,447 |
| Total noninterest expense | $1,522,000 | 6,627 |
| Salaries and employee benefits | $729,000 | 7,028 |
| Premises and equipment expense | $204,000 | 6,645 |
| Additional noninterest expense | $589,000 | 5,825 |
| Pre-tax net operating income | $661,000 | 6,635 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $206,000 | 6,123 |
| Income before extraordinary items | $455,000 | 6,881 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $455,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,631 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $455,000 | 6,773 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 6,970 |
| Total interest expense | $1,884,000 | 6,504 |
| Net interest income | $1,798,000 | 7,326 |
| Provision for loan and lease losses | $57,000 | 6,423 |
| Total noninterest income | $369,000 | 5,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 3,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,946 |
| Total noninterest expense | $1,231,000 | 7,566 |
| Salaries and employee benefits | $585,000 | 8,019 |
| Premises and equipment expense | $167,000 | 7,436 |
| Additional noninterest expense | $479,000 | 6,685 |
| Pre-tax net operating income | $879,000 | 6,216 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $285,000 | 5,867 |
| Income before extraordinary items | $595,000 | 6,403 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $595,000 | 6,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $594,320 | 6,350 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 7,587 |
| Total interest expense | $1,715,000 | 7,044 |
| Net interest income | $1,604,000 | 8,021 |
| Provision for loan and lease losses | $71,000 | 5,818 |
| Total noninterest income | $361,000 | 6,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 4,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $1,272,000 | 7,748 |
| Salaries and employee benefits | $509,000 | 8,806 |
| Premises and equipment expense | $113,000 | 8,958 |
| Additional noninterest expense | $650,000 | 6,028 |
| Pre-tax net operating income | $622,000 | 7,302 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $189,000 | 7,300 |
| Income before extraordinary items | $434,000 | 7,350 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $434,000 | 7,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $433,300 | 7,300 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 8,179 |
| Total interest expense | $1,489,000 | 7,735 |
| Net interest income | $1,528,000 | 8,456 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $308,000 | 6,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,889 |
| Total noninterest expense | $1,086,000 | 8,629 |
| Salaries and employee benefits | $452,000 | 9,519 |
| Premises and equipment expense | $128,000 | 8,845 |
| Additional noninterest expense | $506,000 | 7,211 |
| Pre-tax net operating income | $690,000 | 7,375 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $212,000 | 7,226 |
| Income before extraordinary items | $480,000 | 7,402 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $480,000 | 7,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $478,620 | 7,377 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 9,179 |
| Total interest expense | $1,052,000 | 8,472 |
| Net interest income | $1,292,000 | 9,482 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $268,000 | 7,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $1,030,000 | 9,245 |
| Salaries and employee benefits | $417,000 | 10,132 |
| Premises and equipment expense | $123,000 | 9,301 |
| Additional noninterest expense | $490,000 | 7,947 |
| Pre-tax net operating income | $465,000 | 8,890 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $139,000 | 8,530 |
| Income before extraordinary items | $330,000 | 8,822 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $330,000 | 8,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $327,200 | 8,906 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 10,420 |
| Total interest expense | $936,000 | 9,401 |
| Net interest income | $947,000 | 10,969 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $208,000 | 9,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $807,000 | 10,633 |
| Salaries and employee benefits | $362,000 | 11,032 |
| Premises and equipment expense | $100,000 | 10,444 |
| Additional noninterest expense | $345,000 | 9,902 |
| Pre-tax net operating income | $288,000 | 10,330 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $86,000 | 10,077 |
| Income before extraordinary items | $202,000 | 10,630 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $202,000 | 10,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $202,000 | 10,399 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 11,892 |
| Total interest expense | $814,000 | 11,259 |
| Net interest income | $715,000 | 12,261 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $111,000 | 11,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $550,000 | 12,354 |
| Salaries and employee benefits | $252,000 | 12,588 |
| Premises and equipment expense | $55,000 | 12,495 |
| Additional noninterest expense | $243,000 | 11,625 |
| Pre-tax net operating income | $196,000 | 11,110 |
| Securities gains (losses) | $45,000 | 4,303 |
| Applicable income taxes | $65,000 | 10,856 |
| Income before extraordinary items | $176,000 | 10,926 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $176,000 | 11,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $143,150 | 11,032 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.