Home > Colony Bank Wilcox > Income and Expense
Colony Bank Wilcox, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 6,209 |
| Total interest expense | $953,000 | 5,702 |
| Net interest income | $983,000 | 6,519 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $176,000 | 5,698 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $147,000 | 4,086 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $29,000 | 6,828 |
| Total noninterest expense | $607,000 | 7,312 |
| Salaries and employee benefits | $282,000 | 7,596 |
| Premises and equipment expense | $60,000 | 7,516 |
| Additional noninterest expense | $265,000 | 6,502 |
| Pre-tax net operating income | $522,000 | 4,302 |
| Securities gains (losses) | $97,000 | 990 |
| Applicable income taxes | $209,000 | 2,632 |
| Income before extraordinary items | $410,000 | 4,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $345,980 | 4,699 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $976,000 | 6,271 |
| Total interest expense | $487,000 | 5,826 |
| Net interest income | $489,000 | 6,557 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $89,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $74,000 | 4,043 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $308,000 | 7,330 |
| Salaries and employee benefits | $147,000 | 7,581 |
| Premises and equipment expense | $29,000 | 7,567 |
| Additional noninterest expense | $132,000 | 6,495 |
| Pre-tax net operating income | $255,000 | 4,487 |
| Securities gains (losses) | $45,000 | 1,139 |
| Applicable income taxes | $100,000 | 2,803 |
| Income before extraordinary items | $200,000 | 4,661 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $200,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $175,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $169,850 | 4,905 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 6,191 |
| Total interest expense | $2,064,000 | 5,771 |
| Net interest income | $2,014,000 | 6,480 |
| Provision for loan and lease losses | $67,000 | 5,388 |
| Total noninterest income | $438,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $353,000 | 3,762 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $85,000 | 6,455 |
| Total noninterest expense | $1,289,000 | 7,227 |
| Salaries and employee benefits | $575,000 | 7,613 |
| Premises and equipment expense | $131,000 | 7,429 |
| Additional noninterest expense | $583,000 | 6,202 |
| Pre-tax net operating income | $1,096,000 | 4,558 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $358,000 | 3,166 |
| Income before extraordinary items | $738,000 | 4,941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $738,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $750,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $738,000 | 4,922 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 6,244 |
| Total interest expense | $1,530,000 | 5,821 |
| Net interest income | $1,501,000 | 6,527 |
| Provision for loan and lease losses | $67,000 | 4,740 |
| Total noninterest income | $335,000 | 5,309 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $267,000 | 3,749 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $68,000 | 6,381 |
| Total noninterest expense | $948,000 | 7,240 |
| Salaries and employee benefits | $435,000 | 7,572 |
| Premises and equipment expense | $96,000 | 7,442 |
| Additional noninterest expense | $417,000 | 6,284 |
| Pre-tax net operating income | $821,000 | 4,786 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $268,000 | 3,350 |
| Income before extraordinary items | $553,000 | 5,189 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $553,000 | 5,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,005 |
| Cash dividends | $563,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $553,000 | 5,168 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 6,349 |
| Total interest expense | $976,000 | 5,927 |
| Net interest income | $977,000 | 6,645 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $214,000 | 5,438 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $173,000 | 3,804 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $41,000 | 6,570 |
| Total noninterest expense | $630,000 | 7,293 |
| Salaries and employee benefits | $293,000 | 7,607 |
| Premises and equipment expense | $66,000 | 7,435 |
| Additional noninterest expense | $271,000 | 6,392 |
| Pre-tax net operating income | $516,000 | 4,974 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $161,000 | 3,546 |
| Income before extraordinary items | $355,000 | 5,317 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $355,000 | 5,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,035 |
| Cash dividends | $375,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $355,000 | 5,306 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $943,000 | 6,433 |
| Total interest expense | $460,000 | 6,044 |
| Net interest income | $483,000 | 6,684 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $103,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $80,000 | 3,905 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $315,000 | 7,331 |
| Salaries and employee benefits | $146,000 | 7,647 |
| Premises and equipment expense | $35,000 | 7,389 |
| Additional noninterest expense | $134,000 | 6,421 |
| Pre-tax net operating income | $249,000 | 5,063 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $78,000 | 3,616 |
| Income before extraordinary items | $171,000 | 5,392 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $171,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,207 |
| Cash dividends | $187,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $171,000 | 5,377 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,774,000 | 6,263 |
| Total interest expense | $1,741,000 | 5,769 |
| Net interest income | $2,033,000 | 6,518 |
| Provision for loan and lease losses | $102,000 | 4,687 |
| Total noninterest income | $423,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $301,000 | 4,130 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $122,000 | 5,983 |
| Total noninterest expense | $1,222,000 | 7,349 |
| Salaries and employee benefits | $551,000 | 7,732 |
| Premises and equipment expense | $130,000 | 7,489 |
| Additional noninterest expense | $541,000 | 6,348 |
| Pre-tax net operating income | $1,132,000 | 4,918 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $366,000 | 3,552 |
| Income before extraordinary items | $766,000 | 5,306 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $766,000 | 5,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,176 |
| Cash dividends | $875,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $766,000 | 5,301 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 6,308 |
| Total interest expense | $1,253,000 | 5,815 |
| Net interest income | $1,556,000 | 6,535 |
| Provision for loan and lease losses | $76,000 | 4,554 |
| Total noninterest income | $326,000 | 5,474 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $217,000 | 4,242 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 5,686 |
| Total noninterest expense | $917,000 | 7,342 |
| Salaries and employee benefits | $417,000 | 7,708 |
| Premises and equipment expense | $102,000 | 7,434 |
| Additional noninterest expense | $398,000 | 6,406 |
| Pre-tax net operating income | $889,000 | 5,001 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $295,000 | 3,597 |
| Income before extraordinary items | $594,000 | 5,381 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $594,000 | 5,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,262 |
| Cash dividends | $610,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $594,000 | 5,376 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 6,351 |
| Total interest expense | $795,000 | 5,825 |
| Net interest income | $1,033,000 | 6,586 |
| Provision for loan and lease losses | $51,000 | 4,399 |
| Total noninterest income | $189,000 | 5,762 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $139,000 | 4,298 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,377 |
| Total noninterest expense | $600,000 | 7,424 |
| Salaries and employee benefits | $265,000 | 7,823 |
| Premises and equipment expense | $67,000 | 7,475 |
| Additional noninterest expense | $268,000 | 6,392 |
| Pre-tax net operating income | $571,000 | 5,117 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $190,000 | 3,679 |
| Income before extraordinary items | $381,000 | 5,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $381,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,743 |
| Cash dividends | $345,000 | 2,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $381,000 | 5,487 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 6,430 |
| Total interest expense | $383,000 | 5,806 |
| Net interest income | $490,000 | 6,736 |
| Provision for loan and lease losses | $26,000 | 4,229 |
| Total noninterest income | $97,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $65,000 | 4,375 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $296,000 | 7,456 |
| Salaries and employee benefits | $134,000 | 7,822 |
| Premises and equipment expense | $35,000 | 7,427 |
| Additional noninterest expense | $127,000 | 6,501 |
| Pre-tax net operating income | $265,000 | 5,241 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $88,000 | 3,760 |
| Income before extraordinary items | $177,000 | 5,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $177,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $312,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $177,000 | 5,591 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 6,337 |
| Total interest expense | $1,347,000 | 5,521 |
| Net interest income | $1,970,000 | 6,672 |
| Provision for loan and lease losses | $132,000 | 4,316 |
| Total noninterest income | $320,000 | 6,202 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $246,000 | 4,604 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $74,000 | 6,870 |
| Total noninterest expense | $1,116,000 | 7,540 |
| Salaries and employee benefits | $474,000 | 7,987 |
| Premises and equipment expense | $130,000 | 7,524 |
| Additional noninterest expense | $512,000 | 6,501 |
| Pre-tax net operating income | $1,042,000 | 5,247 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $350,000 | 3,910 |
| Income before extraordinary items | $692,000 | 5,697 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $692,000 | 5,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,246 |
| Cash dividends | $525,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $692,000 | 5,673 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 6,377 |
| Total interest expense | $959,000 | 5,555 |
| Net interest income | $1,484,000 | 6,696 |
| Provision for loan and lease losses | $87,000 | 4,515 |
| Total noninterest income | $226,000 | 6,346 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $180,000 | 4,686 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,164 |
| Total noninterest expense | $817,000 | 7,584 |
| Salaries and employee benefits | $356,000 | 7,957 |
| Premises and equipment expense | $96,000 | 7,530 |
| Additional noninterest expense | $365,000 | 6,622 |
| Pre-tax net operating income | $806,000 | 5,311 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $275,000 | 3,937 |
| Income before extraordinary items | $531,000 | 5,760 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $531,000 | 5,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,153 |
| Cash dividends | $394,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $531,000 | 5,727 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 6,329 |
| Total interest expense | $611,000 | 5,521 |
| Net interest income | $1,020,000 | 6,614 |
| Provision for loan and lease losses | $51,000 | 4,505 |
| Total noninterest income | $142,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $114,000 | 4,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $28,000 | 7,271 |
| Total noninterest expense | $540,000 | 7,606 |
| Salaries and employee benefits | $238,000 | 7,960 |
| Premises and equipment expense | $63,000 | 7,547 |
| Additional noninterest expense | $239,000 | 6,665 |
| Pre-tax net operating income | $571,000 | 5,123 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $197,000 | 3,812 |
| Income before extraordinary items | $374,000 | 5,618 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $374,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $263,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $374,000 | 5,572 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 6,385 |
| Total interest expense | $296,000 | 5,516 |
| Net interest income | $503,000 | 6,704 |
| Provision for loan and lease losses | $26,000 | 4,356 |
| Total noninterest income | $65,000 | 6,590 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $52,000 | 4,904 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $271,000 | 7,650 |
| Salaries and employee benefits | $120,000 | 8,017 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $120,000 | 6,679 |
| Pre-tax net operating income | $271,000 | 5,254 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $94,000 | 3,867 |
| Income before extraordinary items | $177,000 | 5,712 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $177,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $263,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $177,000 | 5,675 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 6,270 |
| Total interest expense | $1,131,000 | 5,297 |
| Net interest income | $2,039,000 | 6,575 |
| Provision for loan and lease losses | $102,000 | 4,943 |
| Total noninterest income | $146,000 | 7,646 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $227,000 | 4,945 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-81,000 | 8,959 |
| Total noninterest expense | $1,090,000 | 7,639 |
| Salaries and employee benefits | $448,000 | 8,142 |
| Premises and equipment expense | $119,000 | 7,725 |
| Additional noninterest expense | $523,000 | 6,409 |
| Pre-tax net operating income | $993,000 | 5,258 |
| Securities gains (losses) | $-9,000 | 8,207 |
| Applicable income taxes | $335,000 | 4,010 |
| Income before extraordinary items | $649,000 | 5,787 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $649,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,148 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $654,940 | 5,692 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 6,319 |
| Total interest expense | $829,000 | 5,350 |
| Net interest income | $1,513,000 | 6,606 |
| Provision for loan and lease losses | $77,000 | 4,765 |
| Total noninterest income | $143,000 | 7,277 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $164,000 | 5,084 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-21,000 | 9,002 |
| Total noninterest expense | $796,000 | 7,653 |
| Salaries and employee benefits | $339,000 | 8,116 |
| Premises and equipment expense | $88,000 | 7,742 |
| Additional noninterest expense | $369,000 | 6,566 |
| Pre-tax net operating income | $783,000 | 5,239 |
| Securities gains (losses) | $-9,000 | 8,488 |
| Applicable income taxes | $266,000 | 3,973 |
| Income before extraordinary items | $508,000 | 5,775 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $508,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $225,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $513,940 | 5,680 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 6,387 |
| Total interest expense | $537,000 | 5,443 |
| Net interest income | $1,001,000 | 6,655 |
| Provision for loan and lease losses | $51,000 | 4,664 |
| Total noninterest income | $120,000 | 6,894 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $107,000 | 5,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $523,000 | 7,732 |
| Salaries and employee benefits | $224,000 | 8,186 |
| Premises and equipment expense | $57,000 | 7,822 |
| Additional noninterest expense | $242,000 | 6,633 |
| Pre-tax net operating income | $547,000 | 5,084 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $191,000 | 3,862 |
| Income before extraordinary items | $356,000 | 5,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $356,000 | 5,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,353 |
| Cash dividends | $225,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $356,000 | 5,536 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,434 |
| Total interest expense | $269,000 | 5,504 |
| Net interest income | $493,000 | 6,728 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $57,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $256,000 | 7,831 |
| Salaries and employee benefits | $110,000 | 8,250 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $120,000 | 6,670 |
| Pre-tax net operating income | $269,000 | 5,091 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $94,000 | 3,887 |
| Income before extraordinary items | $175,000 | 5,661 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $175,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $175,000 | 5,540 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 6,463 |
| Total interest expense | $1,214,000 | 5,527 |
| Net interest income | $1,831,000 | 6,851 |
| Provision for loan and lease losses | $102,000 | 5,285 |
| Total noninterest income | $228,000 | 7,112 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $202,000 | 5,250 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $26,000 | 8,239 |
| Total noninterest expense | $907,000 | 8,062 |
| Salaries and employee benefits | $383,000 | 8,479 |
| Premises and equipment expense | $113,000 | 7,901 |
| Additional noninterest expense | $411,000 | 7,092 |
| Pre-tax net operating income | $1,050,000 | 5,047 |
| Securities gains (losses) | $16,000 | 3,357 |
| Applicable income taxes | $362,000 | 3,969 |
| Income before extraordinary items | $704,000 | 5,573 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $704,000 | 5,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,563 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $693,440 | 5,441 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 6,564 |
| Total interest expense | $925,000 | 5,616 |
| Net interest income | $1,349,000 | 6,943 |
| Provision for loan and lease losses | $77,000 | 5,176 |
| Total noninterest income | $165,000 | 7,224 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $151,000 | 5,283 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,509 |
| Total noninterest expense | $658,000 | 8,122 |
| Salaries and employee benefits | $283,000 | 8,495 |
| Premises and equipment expense | $80,000 | 7,996 |
| Additional noninterest expense | $295,000 | 7,184 |
| Pre-tax net operating income | $779,000 | 5,210 |
| Securities gains (losses) | $16,000 | 3,083 |
| Applicable income taxes | $271,000 | 4,111 |
| Income before extraordinary items | $524,000 | 5,722 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $524,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,005 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $513,440 | 5,616 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 6,675 |
| Total interest expense | $633,000 | 5,662 |
| Net interest income | $858,000 | 7,092 |
| Provision for loan and lease losses | $51,000 | 5,095 |
| Total noninterest income | $111,000 | 7,204 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $100,000 | 5,280 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $430,000 | 8,191 |
| Salaries and employee benefits | $187,000 | 8,539 |
| Premises and equipment expense | $50,000 | 8,086 |
| Additional noninterest expense | $193,000 | 7,236 |
| Pre-tax net operating income | $488,000 | 5,373 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $166,000 | 4,313 |
| Income before extraordinary items | $322,000 | 5,952 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $322,000 | 5,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $322,000 | 5,734 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $753,000 | 6,678 |
| Total interest expense | $329,000 | 5,652 |
| Net interest income | $424,000 | 7,130 |
| Provision for loan and lease losses | $26,000 | 4,905 |
| Total noninterest income | $55,000 | 7,195 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $205,000 | 8,297 |
| Salaries and employee benefits | $91,000 | 8,622 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $89,000 | 7,438 |
| Pre-tax net operating income | $248,000 | 5,307 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $84,000 | 4,263 |
| Income before extraordinary items | $164,000 | 5,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 5,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $164,000 | 5,612 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 6,873 |
| Total interest expense | $1,460,000 | 5,820 |
| Net interest income | $1,526,000 | 7,389 |
| Provision for loan and lease losses | $124,000 | 5,290 |
| Total noninterest income | $209,000 | 7,219 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $197,000 | 5,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,821 |
| Total noninterest expense | $890,000 | 8,174 |
| Salaries and employee benefits | $361,000 | 8,653 |
| Premises and equipment expense | $110,000 | 8,038 |
| Additional noninterest expense | $419,000 | 7,017 |
| Pre-tax net operating income | $721,000 | 6,011 |
| Securities gains (losses) | $49,000 | 2,428 |
| Applicable income taxes | $266,000 | 4,650 |
| Income before extraordinary items | $504,000 | 6,380 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $504,000 | 6,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $472,150 | 6,385 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 6,989 |
| Total interest expense | $1,899,000 | 6,266 |
| Net interest income | $1,343,000 | 7,614 |
| Provision for loan and lease losses | $118,000 | 5,336 |
| Total noninterest income | $224,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $196,000 | 5,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $839,000 | 8,363 |
| Salaries and employee benefits | $342,000 | 8,882 |
| Premises and equipment expense | $123,000 | 7,956 |
| Additional noninterest expense | $374,000 | 7,332 |
| Pre-tax net operating income | $610,000 | 6,135 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $225,000 | 4,804 |
| Income before extraordinary items | $402,000 | 6,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $402,000 | 6,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,551 |
| Cash dividends | $175,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $391,120 | 6,495 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 7,481 |
| Total interest expense | $1,620,000 | 6,914 |
| Net interest income | $1,314,000 | 7,837 |
| Provision for loan and lease losses | $162,000 | 4,234 |
| Total noninterest income | $213,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $761,000 | 8,671 |
| Salaries and employee benefits | $306,000 | 9,224 |
| Premises and equipment expense | $115,000 | 8,191 |
| Additional noninterest expense | $340,000 | 7,630 |
| Pre-tax net operating income | $604,000 | 6,569 |
| Securities gains (losses) | $-35,000 | 9,026 |
| Applicable income taxes | $188,000 | 5,509 |
| Income before extraordinary items | $381,000 | 6,971 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $381,000 | 6,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,164 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $404,450 | 6,835 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 7,901 |
| Total interest expense | $1,297,000 | 7,410 |
| Net interest income | $1,209,000 | 8,171 |
| Provision for loan and lease losses | $75,000 | 5,766 |
| Total noninterest income | $162,000 | 7,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 5,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,383 |
| Total noninterest expense | $818,000 | 8,676 |
| Salaries and employee benefits | $335,000 | 9,287 |
| Premises and equipment expense | $123,000 | 8,172 |
| Additional noninterest expense | $360,000 | 7,606 |
| Pre-tax net operating income | $478,000 | 7,239 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $147,000 | 6,313 |
| Income before extraordinary items | $331,000 | 7,388 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $331,000 | 7,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $144,000 | 5,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $331,000 | 7,363 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 8,060 |
| Total interest expense | $1,381,000 | 7,475 |
| Net interest income | $1,150,000 | 8,452 |
| Provision for loan and lease losses | $77,000 | 5,674 |
| Total noninterest income | $194,000 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 5,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,291 |
| Total noninterest expense | $854,000 | 8,588 |
| Salaries and employee benefits | $324,000 | 9,470 |
| Premises and equipment expense | $110,000 | 8,488 |
| Additional noninterest expense | $420,000 | 7,055 |
| Pre-tax net operating income | $413,000 | 7,807 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $126,000 | 7,158 |
| Income before extraordinary items | $289,000 | 7,979 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $289,000 | 7,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,450 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $287,600 | 7,906 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 8,493 |
| Total interest expense | $1,330,000 | 7,775 |
| Net interest income | $1,081,000 | 8,989 |
| Provision for loan and lease losses | $94,000 | 5,314 |
| Total noninterest income | $238,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,093 |
| Total noninterest expense | $794,000 | 9,058 |
| Salaries and employee benefits | $319,000 | 9,816 |
| Premises and equipment expense | $102,000 | 8,911 |
| Additional noninterest expense | $373,000 | 7,597 |
| Pre-tax net operating income | $431,000 | 8,280 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $137,000 | 7,803 |
| Income before extraordinary items | $294,000 | 8,424 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $294,000 | 8,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,153 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $294,000 | 8,380 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 9,042 |
| Total interest expense | $1,199,000 | 8,377 |
| Net interest income | $1,038,000 | 9,452 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $222,000 | 7,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,080 |
| Total noninterest expense | $679,000 | 9,880 |
| Salaries and employee benefits | $282,000 | 10,489 |
| Premises and equipment expense | $94,000 | 9,448 |
| Additional noninterest expense | $303,000 | 8,847 |
| Pre-tax net operating income | $485,000 | 8,026 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $158,000 | 7,760 |
| Income before extraordinary items | $327,000 | 8,193 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $327,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,783 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $327,000 | 8,130 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 9,267 |
| Total interest expense | $1,146,000 | 8,771 |
| Net interest income | $1,145,000 | 9,494 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $218,000 | 8,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $746,000 | 10,002 |
| Salaries and employee benefits | $275,000 | 10,960 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $376,000 | 8,436 |
| Pre-tax net operating income | $596,000 | 7,888 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $195,000 | 7,506 |
| Income before extraordinary items | $402,000 | 8,053 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $402,000 | 8,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $401,330 | 8,031 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 9,874 |
| Total interest expense | $828,000 | 9,457 |
| Net interest income | $1,132,000 | 9,961 |
| Provision for loan and lease losses | $85,000 | 4,903 |
| Total noninterest income | $289,000 | 7,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,300 |
| Total noninterest expense | $755,000 | 10,442 |
| Salaries and employee benefits | $282,000 | 11,372 |
| Premises and equipment expense | $106,000 | 9,833 |
| Additional noninterest expense | $367,000 | 9,154 |
| Pre-tax net operating income | $581,000 | 8,116 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $189,000 | 7,532 |
| Income before extraordinary items | $392,000 | 8,262 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $392,000 | 8,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,275 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $392,000 | 8,307 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 10,563 |
| Total interest expense | $800,000 | 10,055 |
| Net interest income | $1,016,000 | 10,729 |
| Provision for loan and lease losses | $235,000 | 3,574 |
| Total noninterest income | $268,000 | 8,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,719 |
| Total noninterest expense | $703,000 | 11,150 |
| Salaries and employee benefits | $276,000 | 11,915 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $333,000 | 10,035 |
| Pre-tax net operating income | $346,000 | 9,841 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $109,000 | 9,529 |
| Income before extraordinary items | $237,000 | 10,185 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $237,000 | 10,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 3,141 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $237,000 | 9,943 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 10,816 |
| Total interest expense | $1,002,000 | 10,380 |
| Net interest income | $1,042,000 | 10,929 |
| Provision for loan and lease losses | $204,000 | 5,159 |
| Total noninterest income | $140,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $672,000 | 11,668 |
| Salaries and employee benefits | $259,000 | 12,511 |
| Premises and equipment expense | $75,000 | 11,682 |
| Additional noninterest expense | $338,000 | 10,340 |
| Pre-tax net operating income | $306,000 | 10,078 |
| Securities gains (losses) | $65,000 | 3,702 |
| Applicable income taxes | $117,000 | 9,465 |
| Income before extraordinary items | $254,000 | 9,865 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $254,000 | 10,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 5,062 |
| Cash dividends | $98,000 | 6,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $209,800 | 10,121 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.