Home > Colony Bank Southeast > Income and Expense
Colony Bank Southeast, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,824,000 | 2,792 |
| Total interest expense | $3,680,000 | 2,269 |
| Net interest income | $3,144,000 | 3,370 |
| Provision for loan and lease losses | $1,518,000 | 942 |
| Total noninterest income | $407,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $261,000 | 2,910 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $146,000 | 4,360 |
| Total noninterest expense | $2,394,000 | 3,711 |
| Salaries and employee benefits | $1,177,000 | 4,018 |
| Premises and equipment expense | $250,000 | 4,506 |
| Additional noninterest expense | $967,000 | 2,829 |
| Pre-tax net operating income | $-361,000 | 7,495 |
| Securities gains (losses) | $151,000 | 732 |
| Applicable income taxes | $-146,000 | 7,928 |
| Income before extraordinary items | $-64,000 | 7,183 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-64,000 | 7,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,388,000 | 704 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-160,640 | 7,320 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 2,720 |
| Total interest expense | $1,925,000 | 2,309 |
| Net interest income | $1,667,000 | 3,201 |
| Provision for loan and lease losses | $559,000 | 946 |
| Total noninterest income | $186,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $128,000 | 2,918 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $1,203,000 | 3,696 |
| Salaries and employee benefits | $595,000 | 3,999 |
| Premises and equipment expense | $127,000 | 4,473 |
| Additional noninterest expense | $481,000 | 2,816 |
| Pre-tax net operating income | $91,000 | 6,106 |
| Securities gains (losses) | $126,000 | 618 |
| Applicable income taxes | $32,000 | 3,996 |
| Income before extraordinary items | $185,000 | 4,814 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $185,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $846,000 | 512 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $77,900 | 6,075 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,414,000 | 2,485 |
| Total interest expense | $8,567,000 | 2,197 |
| Net interest income | $7,847,000 | 2,777 |
| Provision for loan and lease losses | $2,145,000 | 799 |
| Total noninterest income | $803,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $525,000 | 2,939 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $278,000 | 4,388 |
| Total noninterest expense | $5,164,000 | 3,362 |
| Salaries and employee benefits | $2,664,000 | 3,546 |
| Premises and equipment expense | $543,000 | 4,124 |
| Additional noninterest expense | $1,957,000 | 2,713 |
| Pre-tax net operating income | $1,341,000 | 4,116 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $429,000 | 2,936 |
| Income before extraordinary items | $912,000 | 4,520 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $912,000 | 4,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,055,000 | 982 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $912,000 | 4,509 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,428,000 | 2,471 |
| Total interest expense | $6,441,000 | 2,187 |
| Net interest income | $5,987,000 | 2,732 |
| Provision for loan and lease losses | $810,000 | 1,076 |
| Total noninterest income | $612,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $394,000 | 2,929 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $218,000 | 4,328 |
| Total noninterest expense | $3,886,000 | 3,322 |
| Salaries and employee benefits | $2,081,000 | 3,416 |
| Premises and equipment expense | $405,000 | 4,131 |
| Additional noninterest expense | $1,400,000 | 2,774 |
| Pre-tax net operating income | $1,903,000 | 2,950 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $631,000 | 2,216 |
| Income before extraordinary items | $1,272,000 | 3,337 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,272,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 919 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,272,000 | 3,323 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,329,000 | 2,480 |
| Total interest expense | $4,299,000 | 2,196 |
| Net interest income | $4,030,000 | 2,735 |
| Provision for loan and lease losses | $540,000 | 962 |
| Total noninterest income | $415,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $260,000 | 2,955 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $155,000 | 4,256 |
| Total noninterest expense | $2,645,000 | 3,299 |
| Salaries and employee benefits | $1,441,000 | 3,350 |
| Premises and equipment expense | $270,000 | 4,152 |
| Additional noninterest expense | $934,000 | 2,772 |
| Pre-tax net operating income | $1,260,000 | 3,009 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $409,000 | 2,346 |
| Income before extraordinary items | $851,000 | 3,385 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $851,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 740 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $851,000 | 3,362 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,166,000 | 2,469 |
| Total interest expense | $2,170,000 | 2,168 |
| Net interest income | $1,996,000 | 2,762 |
| Provision for loan and lease losses | $270,000 | 898 |
| Total noninterest income | $187,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $128,000 | 2,938 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $59,000 | 4,788 |
| Total noninterest expense | $1,327,000 | 3,293 |
| Salaries and employee benefits | $727,000 | 3,347 |
| Premises and equipment expense | $131,000 | 4,247 |
| Additional noninterest expense | $469,000 | 2,752 |
| Pre-tax net operating income | $586,000 | 3,173 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $188,000 | 2,483 |
| Income before extraordinary items | $398,000 | 3,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $398,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 562 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $398,000 | 3,487 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,290,000 | 2,512 |
| Total interest expense | $7,294,000 | 2,207 |
| Net interest income | $7,996,000 | 2,755 |
| Provision for loan and lease losses | $1,125,000 | 935 |
| Total noninterest income | $821,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $496,000 | 3,074 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $325,000 | 4,142 |
| Total noninterest expense | $4,925,000 | 3,394 |
| Salaries and employee benefits | $2,633,000 | 3,477 |
| Premises and equipment expense | $514,000 | 4,190 |
| Additional noninterest expense | $1,778,000 | 2,849 |
| Pre-tax net operating income | $2,767,000 | 2,932 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $973,000 | 2,237 |
| Income before extraordinary items | $1,794,000 | 3,359 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,794,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,477 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,794,000 | 3,342 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,030,000 | 2,587 |
| Total interest expense | $5,113,000 | 2,277 |
| Net interest income | $5,917,000 | 2,808 |
| Provision for loan and lease losses | $825,000 | 921 |
| Total noninterest income | $623,000 | 3,970 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $365,000 | 3,133 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $258,000 | 4,038 |
| Total noninterest expense | $3,633,000 | 3,421 |
| Salaries and employee benefits | $1,954,000 | 3,509 |
| Premises and equipment expense | $376,000 | 4,275 |
| Additional noninterest expense | $1,303,000 | 2,894 |
| Pre-tax net operating income | $2,082,000 | 3,024 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $748,000 | 2,297 |
| Income before extraordinary items | $1,334,000 | 3,471 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,334,000 | 3,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,628 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,334,000 | 3,457 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,952,000 | 2,665 |
| Total interest expense | $3,145,000 | 2,332 |
| Net interest income | $3,807,000 | 2,911 |
| Provision for loan and lease losses | $525,000 | 938 |
| Total noninterest income | $428,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $232,000 | 3,213 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $196,000 | 3,782 |
| Total noninterest expense | $2,393,000 | 3,464 |
| Salaries and employee benefits | $1,275,000 | 3,582 |
| Premises and equipment expense | $242,000 | 4,353 |
| Additional noninterest expense | $876,000 | 2,890 |
| Pre-tax net operating income | $1,317,000 | 3,162 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $477,000 | 2,387 |
| Income before extraordinary items | $840,000 | 3,624 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $840,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $840,000 | 3,611 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 2,838 |
| Total interest expense | $1,395,000 | 2,477 |
| Net interest income | $1,774,000 | 3,101 |
| Provision for loan and lease losses | $225,000 | 1,018 |
| Total noninterest income | $213,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $105,000 | 3,367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $108,000 | 3,577 |
| Total noninterest expense | $1,133,000 | 3,639 |
| Salaries and employee benefits | $617,000 | 3,679 |
| Premises and equipment expense | $116,000 | 4,522 |
| Additional noninterest expense | $400,000 | 3,117 |
| Pre-tax net operating income | $629,000 | 3,209 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $224,000 | 2,450 |
| Income before extraordinary items | $405,000 | 3,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $405,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $405,000 | 3,666 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,178,000 | 3,370 |
| Total interest expense | $3,584,000 | 2,882 |
| Net interest income | $5,594,000 | 3,637 |
| Provision for loan and lease losses | $591,000 | 1,665 |
| Total noninterest income | $531,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $477,000 | 3,149 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,294 |
| Total noninterest expense | $3,710,000 | 4,094 |
| Salaries and employee benefits | $1,969,000 | 4,166 |
| Premises and equipment expense | $435,000 | 4,612 |
| Additional noninterest expense | $1,306,000 | 3,604 |
| Pre-tax net operating income | $1,824,000 | 3,920 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $647,000 | 2,949 |
| Income before extraordinary items | $1,177,000 | 4,397 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,177,000 | 4,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,470 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,177,000 | 4,362 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,300,000 | 3,556 |
| Total interest expense | $2,318,000 | 3,112 |
| Net interest income | $3,982,000 | 3,775 |
| Provision for loan and lease losses | $441,000 | 1,589 |
| Total noninterest income | $489,000 | 4,608 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $363,000 | 3,121 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 5,517 |
| Total noninterest expense | $2,630,000 | 4,251 |
| Salaries and employee benefits | $1,401,000 | 4,314 |
| Premises and equipment expense | $345,000 | 4,408 |
| Additional noninterest expense | $884,000 | 3,861 |
| Pre-tax net operating income | $1,400,000 | 3,940 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $492,000 | 2,976 |
| Income before extraordinary items | $908,000 | 4,436 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $908,000 | 4,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,197 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $908,000 | 4,397 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 3,686 |
| Total interest expense | $1,350,000 | 3,312 |
| Net interest income | $2,589,000 | 3,818 |
| Provision for loan and lease losses | $251,000 | 1,764 |
| Total noninterest income | $314,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $236,000 | 3,145 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $78,000 | 5,666 |
| Total noninterest expense | $1,668,000 | 4,403 |
| Salaries and employee benefits | $885,000 | 4,487 |
| Premises and equipment expense | $222,000 | 4,471 |
| Additional noninterest expense | $561,000 | 4,004 |
| Pre-tax net operating income | $984,000 | 3,758 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $345,000 | 2,846 |
| Income before extraordinary items | $639,000 | 4,255 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $639,000 | 4,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 857 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $639,000 | 4,201 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 3,951 |
| Total interest expense | $593,000 | 3,530 |
| Net interest income | $1,189,000 | 4,091 |
| Provision for loan and lease losses | $78,000 | 2,437 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $114,000 | 3,149 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $761,000 | 4,703 |
| Salaries and employee benefits | $395,000 | 4,882 |
| Premises and equipment expense | $113,000 | 4,465 |
| Additional noninterest expense | $253,000 | 4,329 |
| Pre-tax net operating income | $483,000 | 3,774 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $172,000 | 2,849 |
| Income before extraordinary items | $311,000 | 4,265 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $311,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,934 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $311,000 | 4,223 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,778,000 | 4,381 |
| Total interest expense | $1,821,000 | 3,939 |
| Net interest income | $3,957,000 | 4,513 |
| Provision for loan and lease losses | $407,000 | 2,334 |
| Total noninterest income | $743,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $489,000 | 3,200 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $254,000 | 4,601 |
| Total noninterest expense | $2,909,000 | 4,764 |
| Salaries and employee benefits | $1,501,000 | 4,948 |
| Premises and equipment expense | $410,000 | 4,679 |
| Additional noninterest expense | $998,000 | 4,361 |
| Pre-tax net operating income | $1,384,000 | 4,462 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $474,000 | 3,437 |
| Income before extraordinary items | $910,000 | 4,938 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $910,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,946 |
| Cash dividends | $150,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $910,000 | 4,871 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 4,515 |
| Total interest expense | $1,277,000 | 4,090 |
| Net interest income | $2,854,000 | 4,643 |
| Provision for loan and lease losses | $211,000 | 2,898 |
| Total noninterest income | $468,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $365,000 | 3,221 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 5,858 |
| Total noninterest expense | $2,120,000 | 4,811 |
| Salaries and employee benefits | $1,121,000 | 4,909 |
| Premises and equipment expense | $295,000 | 4,803 |
| Additional noninterest expense | $704,000 | 4,501 |
| Pre-tax net operating income | $991,000 | 4,632 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $340,000 | 3,563 |
| Income before extraordinary items | $651,000 | 5,152 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $651,000 | 5,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $651,000 | 5,067 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 4,657 |
| Total interest expense | $785,000 | 4,339 |
| Net interest income | $1,852,000 | 4,730 |
| Provision for loan and lease losses | $141,000 | 2,877 |
| Total noninterest income | $298,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $242,000 | 3,217 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $56,000 | 6,240 |
| Total noninterest expense | $1,368,000 | 4,971 |
| Salaries and employee benefits | $732,000 | 5,006 |
| Premises and equipment expense | $186,000 | 5,013 |
| Additional noninterest expense | $450,000 | 4,679 |
| Pre-tax net operating income | $641,000 | 4,669 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $220,000 | 3,596 |
| Income before extraordinary items | $421,000 | 5,192 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $421,000 | 5,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $421,000 | 5,107 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 4,822 |
| Total interest expense | $382,000 | 4,455 |
| Net interest income | $884,000 | 4,873 |
| Provision for loan and lease losses | $71,000 | 2,746 |
| Total noninterest income | $136,000 | 5,025 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $117,000 | 3,205 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $646,000 | 5,189 |
| Salaries and employee benefits | $336,000 | 5,335 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $220,000 | 4,725 |
| Pre-tax net operating income | $303,000 | 4,785 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $104,000 | 3,719 |
| Income before extraordinary items | $199,000 | 5,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $199,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $199,000 | 5,232 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,801,000 | 5,029 |
| Total interest expense | $1,751,000 | 4,434 |
| Net interest income | $3,050,000 | 5,257 |
| Provision for loan and lease losses | $209,000 | 3,955 |
| Total noninterest income | $609,000 | 4,926 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $495,000 | 3,120 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $114,000 | 6,308 |
| Total noninterest expense | $2,274,000 | 5,566 |
| Salaries and employee benefits | $1,149,000 | 5,783 |
| Premises and equipment expense | $375,000 | 4,958 |
| Additional noninterest expense | $750,000 | 5,267 |
| Pre-tax net operating income | $1,176,000 | 4,744 |
| Securities gains (losses) | $61,000 | 2,329 |
| Applicable income taxes | $417,000 | 3,691 |
| Income before extraordinary items | $820,000 | 5,180 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $820,000 | 5,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,310 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $779,740 | 5,156 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 5,078 |
| Total interest expense | $1,364,000 | 4,445 |
| Net interest income | $2,249,000 | 5,320 |
| Provision for loan and lease losses | $134,000 | 4,182 |
| Total noninterest income | $452,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $369,000 | 3,141 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 6,408 |
| Total noninterest expense | $1,696,000 | 5,544 |
| Salaries and employee benefits | $864,000 | 5,743 |
| Premises and equipment expense | $281,000 | 4,942 |
| Additional noninterest expense | $551,000 | 5,319 |
| Pre-tax net operating income | $871,000 | 4,919 |
| Securities gains (losses) | $61,000 | 2,145 |
| Applicable income taxes | $316,000 | 3,818 |
| Income before extraordinary items | $616,000 | 5,332 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $616,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,651 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $575,740 | 5,315 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 5,123 |
| Total interest expense | $950,000 | 4,418 |
| Net interest income | $1,458,000 | 5,420 |
| Provision for loan and lease losses | $72,000 | 4,482 |
| Total noninterest income | $296,000 | 5,022 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $241,000 | 3,157 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $55,000 | 6,401 |
| Total noninterest expense | $1,099,000 | 5,656 |
| Salaries and employee benefits | $564,000 | 5,820 |
| Premises and equipment expense | $182,000 | 5,012 |
| Additional noninterest expense | $353,000 | 5,448 |
| Pre-tax net operating income | $583,000 | 4,912 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $197,000 | 4,002 |
| Income before extraordinary items | $386,000 | 5,502 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $386,000 | 5,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $386,000 | 5,293 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 5,196 |
| Total interest expense | $477,000 | 4,493 |
| Net interest income | $712,000 | 5,497 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $147,000 | 4,940 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $120,000 | 3,077 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $549,000 | 5,641 |
| Salaries and employee benefits | $283,000 | 5,808 |
| Premises and equipment expense | $90,000 | 5,048 |
| Additional noninterest expense | $176,000 | 5,433 |
| Pre-tax net operating income | $274,000 | 5,028 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $92,000 | 4,095 |
| Income before extraordinary items | $182,000 | 5,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $182,000 | 5,364 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,860,000 | 5,271 |
| Total interest expense | $2,094,000 | 4,649 |
| Net interest income | $2,766,000 | 5,568 |
| Provision for loan and lease losses | $244,000 | 3,919 |
| Total noninterest income | $564,000 | 4,888 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $445,000 | 3,258 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 6,078 |
| Total noninterest expense | $2,141,000 | 5,623 |
| Salaries and employee benefits | $1,089,000 | 5,841 |
| Premises and equipment expense | $353,000 | 5,071 |
| Additional noninterest expense | $699,000 | 5,407 |
| Pre-tax net operating income | $945,000 | 5,357 |
| Securities gains (losses) | $113,000 | 1,621 |
| Applicable income taxes | $347,000 | 4,175 |
| Income before extraordinary items | $711,000 | 5,518 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $711,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,179 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $635,290 | 5,692 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,172,000 | 5,501 |
| Total interest expense | $2,722,000 | 5,087 |
| Net interest income | $2,450,000 | 5,777 |
| Provision for loan and lease losses | $144,000 | 4,879 |
| Total noninterest income | $421,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $337,000 | 3,871 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $84,000 | 6,788 |
| Total noninterest expense | $2,067,000 | 5,613 |
| Salaries and employee benefits | $1,097,000 | 5,657 |
| Premises and equipment expense | $358,000 | 4,953 |
| Additional noninterest expense | $612,000 | 5,760 |
| Pre-tax net operating income | $660,000 | 5,954 |
| Securities gains (losses) | $129,000 | 1,533 |
| Applicable income taxes | $264,000 | 4,520 |
| Income before extraordinary items | $525,000 | 5,950 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $525,000 | 5,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $438,570 | 6,248 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 5,956 |
| Total interest expense | $2,346,000 | 5,770 |
| Net interest income | $2,331,000 | 6,062 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $429,000 | 5,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,494 |
| Total noninterest expense | $1,737,000 | 6,188 |
| Salaries and employee benefits | $878,000 | 6,393 |
| Premises and equipment expense | $328,000 | 5,154 |
| Additional noninterest expense | $531,000 | 6,194 |
| Pre-tax net operating income | $783,000 | 5,926 |
| Securities gains (losses) | $-72,000 | 9,321 |
| Applicable income taxes | $225,000 | 5,176 |
| Income before extraordinary items | $486,000 | 6,397 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $486,000 | 6,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $534,960 | 6,157 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 7,354 |
| Total interest expense | $1,531,000 | 6,901 |
| Net interest income | $1,489,000 | 7,613 |
| Provision for loan and lease losses | $156,000 | 4,165 |
| Total noninterest income | $476,000 | 5,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 4,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,331 |
| Total noninterest expense | $1,525,000 | 6,710 |
| Salaries and employee benefits | $729,000 | 7,087 |
| Premises and equipment expense | $282,000 | 5,655 |
| Additional noninterest expense | $514,000 | 6,409 |
| Pre-tax net operating income | $284,000 | 8,178 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $72,000 | 7,308 |
| Income before extraordinary items | $210,000 | 8,224 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $210,000 | 8,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $211,480 | 8,190 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 8,204 |
| Total interest expense | $1,202,000 | 7,909 |
| Net interest income | $1,204,000 | 8,323 |
| Provision for loan and lease losses | $68,000 | 5,924 |
| Total noninterest income | $186,000 | 7,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,965 |
| Total noninterest expense | $1,285,000 | 7,295 |
| Salaries and employee benefits | $594,000 | 7,788 |
| Premises and equipment expense | $201,000 | 6,704 |
| Additional noninterest expense | $490,000 | 6,510 |
| Pre-tax net operating income | $37,000 | 9,664 |
| Securities gains (losses) | $34,000 | 2,031 |
| Applicable income taxes | $12,000 | 9,035 |
| Income before extraordinary items | $59,000 | 9,574 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $59,000 | 9,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,658 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $30,780 | 9,660 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 9,101 |
| Total interest expense | $934,000 | 8,865 |
| Net interest income | $992,000 | 9,210 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $289,000 | 6,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,840 |
| Total noninterest expense | $1,040,000 | 8,210 |
| Salaries and employee benefits | $448,000 | 8,957 |
| Premises and equipment expense | $140,000 | 8,021 |
| Additional noninterest expense | $452,000 | 6,902 |
| Pre-tax net operating income | $161,000 | 9,786 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $28,000 | 9,589 |
| Income before extraordinary items | $135,000 | 9,730 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $135,000 | 9,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $97,000 | 6,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $133,340 | 9,700 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 9,702 |
| Total interest expense | $811,000 | 9,608 |
| Net interest income | $963,000 | 9,661 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $208,000 | 8,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $905,000 | 9,042 |
| Salaries and employee benefits | $434,000 | 9,365 |
| Premises and equipment expense | $144,000 | 8,199 |
| Additional noninterest expense | $327,000 | 8,600 |
| Pre-tax net operating income | $239,000 | 9,553 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $45,000 | 9,783 |
| Income before extraordinary items | $194,000 | 9,353 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $194,000 | 9,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $194,000 | 9,292 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 10,263 |
| Total interest expense | $699,000 | 10,314 |
| Net interest income | $952,000 | 10,074 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $274,000 | 7,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,201 |
| Total noninterest expense | $911,000 | 9,318 |
| Salaries and employee benefits | $432,000 | 9,677 |
| Premises and equipment expense | $146,000 | 8,373 |
| Additional noninterest expense | $333,000 | 8,883 |
| Pre-tax net operating income | $285,000 | 9,859 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $60,000 | 9,978 |
| Income before extraordinary items | $232,000 | 9,582 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $232,000 | 9,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $101,000 | 6,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $226,470 | 9,617 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 10,872 |
| Total interest expense | $517,000 | 11,021 |
| Net interest income | $913,000 | 10,682 |
| Provision for loan and lease losses | $17,000 | 7,997 |
| Total noninterest income | $215,000 | 8,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $864,000 | 9,930 |
| Salaries and employee benefits | $466,000 | 9,699 |
| Premises and equipment expense | $98,000 | 10,100 |
| Additional noninterest expense | $300,000 | 9,963 |
| Pre-tax net operating income | $247,000 | 10,519 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $44,000 | 10,609 |
| Income before extraordinary items | $202,000 | 10,248 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $202,000 | 10,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $101,000 | 6,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $202,820 | 10,299 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 11,290 |
| Total interest expense | $533,000 | 11,515 |
| Net interest income | $946,000 | 10,972 |
| Provision for loan and lease losses | $63,000 | 6,860 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $862,000 | 10,384 |
| Salaries and employee benefits | $425,000 | 10,384 |
| Premises and equipment expense | $120,000 | 9,793 |
| Additional noninterest expense | $317,000 | 10,230 |
| Pre-tax net operating income | $180,000 | 11,215 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $33,000 | 11,311 |
| Income before extraordinary items | $170,000 | 10,976 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $170,000 | 11,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,209 |
| Cash dividends | $101,000 | 6,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $150,680 | 10,989 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 11,477 |
| Total interest expense | $753,000 | 11,561 |
| Net interest income | $970,000 | 11,212 |
| Provision for loan and lease losses | $45,000 | 9,299 |
| Total noninterest income | $206,000 | 9,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $883,000 | 10,587 |
| Salaries and employee benefits | $444,000 | 10,363 |
| Premises and equipment expense | $126,000 | 9,817 |
| Additional noninterest expense | $313,000 | 10,647 |
| Pre-tax net operating income | $248,000 | 10,624 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $58,000 | 11,037 |
| Income before extraordinary items | $205,000 | 10,524 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $205,000 | 10,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 7,168 |
| Cash dividends | $101,000 | 6,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $193,300 | 10,355 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.