Home > Colony Bank of Dodge County > Income and Expense
Colony Bank of Dodge County, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 5,338 |
| Total interest expense | $1,392,000 | 4,722 |
| Net interest income | $1,358,000 | 5,765 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $396,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $326,000 | 2,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $70,000 | 5,638 |
| Total noninterest expense | $1,083,000 | 6,060 |
| Salaries and employee benefits | $483,000 | 6,569 |
| Premises and equipment expense | $114,000 | 6,502 |
| Additional noninterest expense | $486,000 | 4,821 |
| Pre-tax net operating income | $581,000 | 4,090 |
| Securities gains (losses) | $118,000 | 850 |
| Applicable income taxes | $214,000 | 2,603 |
| Income before extraordinary items | $485,000 | 4,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $485,000 | 4,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,894 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $403,580 | 4,400 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 5,274 |
| Total interest expense | $746,000 | 4,710 |
| Net interest income | $707,000 | 5,661 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $202,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $162,000 | 2,458 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 5,445 |
| Total noninterest expense | $550,000 | 6,047 |
| Salaries and employee benefits | $258,000 | 6,444 |
| Premises and equipment expense | $59,000 | 6,451 |
| Additional noninterest expense | $233,000 | 4,909 |
| Pre-tax net operating income | $314,000 | 4,049 |
| Securities gains (losses) | $102,000 | 709 |
| Applicable income taxes | $131,000 | 2,487 |
| Income before extraordinary items | $285,000 | 3,920 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $285,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $125,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $214,620 | 4,420 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,421,000 | 4,991 |
| Total interest expense | $3,269,000 | 4,528 |
| Net interest income | $3,152,000 | 5,371 |
| Provision for loan and lease losses | $374,000 | 2,808 |
| Total noninterest income | $875,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $737,000 | 2,272 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $138,000 | 5,706 |
| Total noninterest expense | $2,340,000 | 5,793 |
| Salaries and employee benefits | $1,042,000 | 6,340 |
| Premises and equipment expense | $207,000 | 6,657 |
| Additional noninterest expense | $1,091,000 | 4,355 |
| Pre-tax net operating income | $1,313,000 | 4,168 |
| Securities gains (losses) | $-6,000 | 7,432 |
| Applicable income taxes | $408,000 | 3,001 |
| Income before extraordinary items | $899,000 | 4,548 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $899,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 1,763 |
| Cash dividends | $750,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $903,140 | 4,526 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,814,000 | 5,013 |
| Total interest expense | $2,430,000 | 4,566 |
| Net interest income | $2,384,000 | 5,370 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $665,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $555,000 | 2,245 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $110,000 | 5,629 |
| Total noninterest expense | $1,717,000 | 5,822 |
| Salaries and employee benefits | $791,000 | 6,315 |
| Premises and equipment expense | $156,000 | 6,654 |
| Additional noninterest expense | $770,000 | 4,498 |
| Pre-tax net operating income | $1,314,000 | 3,757 |
| Securities gains (losses) | $-6,000 | 7,659 |
| Applicable income taxes | $428,000 | 2,725 |
| Income before extraordinary items | $880,000 | 4,165 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $880,000 | 4,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,576 |
| Cash dividends | $562,000 | 2,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $884,020 | 4,140 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 5,116 |
| Total interest expense | $1,567,000 | 4,652 |
| Net interest income | $1,560,000 | 5,458 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $438,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $359,000 | 2,304 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $79,000 | 5,543 |
| Total noninterest expense | $1,139,000 | 5,874 |
| Salaries and employee benefits | $533,000 | 6,343 |
| Premises and equipment expense | $103,000 | 6,719 |
| Additional noninterest expense | $503,000 | 4,565 |
| Pre-tax net operating income | $847,000 | 3,890 |
| Securities gains (losses) | $-6,000 | 7,884 |
| Applicable income taxes | $272,000 | 2,850 |
| Income before extraordinary items | $569,000 | 4,272 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $569,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,303 |
| Cash dividends | $375,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $573,080 | 4,252 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 5,199 |
| Total interest expense | $771,000 | 4,677 |
| Net interest income | $751,000 | 5,585 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $210,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $167,000 | 2,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $43,000 | 5,388 |
| Total noninterest expense | $559,000 | 5,970 |
| Salaries and employee benefits | $262,000 | 6,426 |
| Premises and equipment expense | $49,000 | 6,834 |
| Additional noninterest expense | $248,000 | 4,564 |
| Pre-tax net operating income | $396,000 | 4,023 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $127,000 | 2,960 |
| Income before extraordinary items | $269,000 | 4,400 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $269,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,571 |
| Cash dividends | $187,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $269,000 | 4,383 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 5,180 |
| Total interest expense | $2,657,000 | 4,656 |
| Net interest income | $3,044,000 | 5,481 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $838,000 | 3,945 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $703,000 | 2,367 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $135,000 | 5,824 |
| Total noninterest expense | $2,219,000 | 5,852 |
| Salaries and employee benefits | $997,000 | 6,408 |
| Premises and equipment expense | $219,000 | 6,526 |
| Additional noninterest expense | $1,003,000 | 4,505 |
| Pre-tax net operating income | $1,639,000 | 4,102 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $517,000 | 3,108 |
| Income before extraordinary items | $1,122,000 | 4,435 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,122,000 | 4,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,479 |
| Cash dividends | $925,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,122,000 | 4,423 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,171,000 | 5,235 |
| Total interest expense | $1,879,000 | 4,729 |
| Net interest income | $2,292,000 | 5,512 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $600,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $508,000 | 2,449 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $92,000 | 5,992 |
| Total noninterest expense | $1,658,000 | 5,846 |
| Salaries and employee benefits | $737,000 | 6,447 |
| Premises and equipment expense | $176,000 | 6,394 |
| Additional noninterest expense | $745,000 | 4,515 |
| Pre-tax net operating income | $1,216,000 | 4,265 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $397,000 | 3,189 |
| Income before extraordinary items | $819,000 | 4,643 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $819,000 | 4,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,111 |
| Cash dividends | $695,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $819,000 | 4,639 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 5,314 |
| Total interest expense | $1,172,000 | 4,790 |
| Net interest income | $1,516,000 | 5,557 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $400,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $329,000 | 2,475 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 5,771 |
| Total noninterest expense | $1,094,000 | 5,907 |
| Salaries and employee benefits | $477,000 | 6,551 |
| Premises and equipment expense | $117,000 | 6,409 |
| Additional noninterest expense | $500,000 | 4,489 |
| Pre-tax net operating income | $810,000 | 4,311 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $274,000 | 3,166 |
| Income before extraordinary items | $536,000 | 4,716 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $536,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,062 |
| Cash dividends | $465,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $536,000 | 4,705 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 5,363 |
| Total interest expense | $559,000 | 4,795 |
| Net interest income | $738,000 | 5,638 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $197,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $165,000 | 2,396 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $525,000 | 6,034 |
| Salaries and employee benefits | $227,000 | 6,688 |
| Premises and equipment expense | $58,000 | 6,447 |
| Additional noninterest expense | $240,000 | 4,590 |
| Pre-tax net operating income | $404,000 | 4,255 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $140,000 | 3,140 |
| Income before extraordinary items | $264,000 | 4,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,032 |
| Cash dividends | $363,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $264,000 | 4,715 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,509,000 | 5,484 |
| Total interest expense | $1,810,000 | 4,726 |
| Net interest income | $2,699,000 | 5,831 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $709,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $608,000 | 2,641 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $101,000 | 6,387 |
| Total noninterest expense | $1,984,000 | 6,140 |
| Salaries and employee benefits | $827,000 | 6,844 |
| Premises and equipment expense | $234,000 | 6,375 |
| Additional noninterest expense | $923,000 | 4,684 |
| Pre-tax net operating income | $1,399,000 | 4,543 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $466,000 | 3,477 |
| Income before extraordinary items | $933,000 | 4,994 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $933,000 | 4,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,517 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $933,000 | 4,965 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 5,551 |
| Total interest expense | $1,287,000 | 4,744 |
| Net interest income | $1,981,000 | 5,912 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $526,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $448,000 | 2,668 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 6,360 |
| Total noninterest expense | $1,464,000 | 6,162 |
| Salaries and employee benefits | $619,000 | 6,840 |
| Premises and equipment expense | $177,000 | 6,327 |
| Additional noninterest expense | $668,000 | 4,768 |
| Pre-tax net operating income | $1,018,000 | 4,723 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $338,000 | 3,586 |
| Income before extraordinary items | $680,000 | 5,154 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $680,000 | 5,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $375,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $680,000 | 5,109 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 5,558 |
| Total interest expense | $812,000 | 4,740 |
| Net interest income | $1,316,000 | 5,909 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $351,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $297,000 | 2,637 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $979,000 | 6,151 |
| Salaries and employee benefits | $416,000 | 6,824 |
| Premises and equipment expense | $112,000 | 6,458 |
| Additional noninterest expense | $451,000 | 4,721 |
| Pre-tax net operating income | $663,000 | 4,755 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $220,000 | 3,629 |
| Income before extraordinary items | $443,000 | 5,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $443,000 | 5,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,937 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $443,000 | 5,139 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 5,625 |
| Total interest expense | $384,000 | 4,795 |
| Net interest income | $651,000 | 5,968 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $176,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $144,000 | 2,653 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $496,000 | 6,129 |
| Salaries and employee benefits | $200,000 | 6,975 |
| Premises and equipment expense | $55,000 | 6,532 |
| Additional noninterest expense | $241,000 | 4,475 |
| Pre-tax net operating income | $313,000 | 4,885 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $104,000 | 3,701 |
| Income before extraordinary items | $209,000 | 5,316 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $209,000 | 5,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $125,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $209,000 | 5,278 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 5,629 |
| Total interest expense | $1,385,000 | 4,734 |
| Net interest income | $2,511,000 | 5,992 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $464,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $583,000 | 2,767 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-119,000 | 8,967 |
| Total noninterest expense | $1,887,000 | 6,204 |
| Salaries and employee benefits | $808,000 | 6,898 |
| Premises and equipment expense | $218,000 | 6,550 |
| Additional noninterest expense | $861,000 | 4,848 |
| Pre-tax net operating income | $1,013,000 | 5,203 |
| Securities gains (losses) | $30,000 | 2,118 |
| Applicable income taxes | $319,000 | 4,085 |
| Income before extraordinary items | $724,000 | 5,504 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $724,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,793 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $703,300 | 5,502 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 5,657 |
| Total interest expense | $1,009,000 | 4,761 |
| Net interest income | $1,880,000 | 6,010 |
| Provision for loan and lease losses | $56,000 | 5,245 |
| Total noninterest income | $415,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $426,000 | 2,848 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-11,000 | 8,993 |
| Total noninterest expense | $1,410,000 | 6,174 |
| Salaries and employee benefits | $613,000 | 6,845 |
| Premises and equipment expense | $160,000 | 6,586 |
| Additional noninterest expense | $637,000 | 4,857 |
| Pre-tax net operating income | $829,000 | 5,095 |
| Securities gains (losses) | $30,000 | 2,041 |
| Applicable income taxes | $266,000 | 3,973 |
| Income before extraordinary items | $593,000 | 5,391 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $593,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $572,300 | 5,417 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 5,692 |
| Total interest expense | $651,000 | 4,867 |
| Net interest income | $1,259,000 | 5,994 |
| Provision for loan and lease losses | $37,000 | 5,122 |
| Total noninterest income | $305,000 | 4,773 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $262,000 | 3,030 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 6,699 |
| Total noninterest expense | $947,000 | 6,192 |
| Salaries and employee benefits | $415,000 | 6,850 |
| Premises and equipment expense | $101,000 | 6,751 |
| Additional noninterest expense | $431,000 | 4,814 |
| Pre-tax net operating income | $580,000 | 4,904 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $181,000 | 3,958 |
| Income before extraordinary items | $399,000 | 5,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $399,000 | 5,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $399,000 | 5,239 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 5,725 |
| Total interest expense | $327,000 | 4,912 |
| Net interest income | $624,000 | 6,018 |
| Provision for loan and lease losses | $19,000 | 4,886 |
| Total noninterest income | $147,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $123,000 | 3,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $489,000 | 6,113 |
| Salaries and employee benefits | $215,000 | 6,788 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $223,000 | 4,677 |
| Pre-tax net operating income | $263,000 | 5,139 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $78,000 | 4,184 |
| Income before extraordinary items | $185,000 | 5,527 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $185,000 | 5,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $185,000 | 5,409 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 5,941 |
| Total interest expense | $1,490,000 | 4,888 |
| Net interest income | $2,136,000 | 6,379 |
| Provision for loan and lease losses | $88,000 | 5,533 |
| Total noninterest income | $497,000 | 5,460 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $467,000 | 3,283 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $1,945,000 | 6,079 |
| Salaries and employee benefits | $869,000 | 6,690 |
| Premises and equipment expense | $211,000 | 6,653 |
| Additional noninterest expense | $865,000 | 4,781 |
| Pre-tax net operating income | $600,000 | 6,342 |
| Securities gains (losses) | $38,000 | 2,739 |
| Applicable income taxes | $150,000 | 5,276 |
| Income before extraordinary items | $488,000 | 6,386 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $488,000 | 6,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,437 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $459,120 | 6,361 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 6,044 |
| Total interest expense | $1,160,000 | 4,915 |
| Net interest income | $1,527,000 | 6,584 |
| Provision for loan and lease losses | $88,000 | 5,021 |
| Total noninterest income | $342,000 | 5,723 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $342,000 | 3,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,106 |
| Total noninterest expense | $1,399,000 | 6,179 |
| Salaries and employee benefits | $647,000 | 6,719 |
| Premises and equipment expense | $156,000 | 6,687 |
| Additional noninterest expense | $596,000 | 5,024 |
| Pre-tax net operating income | $383,000 | 6,778 |
| Securities gains (losses) | $38,000 | 2,527 |
| Applicable income taxes | $95,000 | 5,622 |
| Income before extraordinary items | $325,000 | 6,800 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $325,000 | 6,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,548 |
| Cash dividends | $75,000 | 4,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $295,740 | 6,807 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 6,114 |
| Total interest expense | $810,000 | 4,889 |
| Net interest income | $964,000 | 6,751 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $200,000 | 6,006 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $224,000 | 3,346 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-24,000 | 9,237 |
| Total noninterest expense | $883,000 | 6,393 |
| Salaries and employee benefits | $427,000 | 6,767 |
| Premises and equipment expense | $99,000 | 6,790 |
| Additional noninterest expense | $357,000 | 5,403 |
| Pre-tax net operating income | $206,000 | 7,161 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $37,000 | 6,172 |
| Income before extraordinary items | $169,000 | 7,260 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $169,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $169,000 | 7,081 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 6,197 |
| Total interest expense | $414,000 | 4,932 |
| Net interest income | $458,000 | 6,909 |
| Provision for loan and lease losses | $38,000 | 4,186 |
| Total noninterest income | $133,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $105,000 | 3,424 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $432,000 | 6,479 |
| Salaries and employee benefits | $215,000 | 6,751 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $167,000 | 5,597 |
| Pre-tax net operating income | $121,000 | 6,881 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $24,000 | 5,925 |
| Income before extraordinary items | $97,000 | 6,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $97,000 | 6,803 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 5,990 |
| Total interest expense | $1,833,000 | 5,096 |
| Net interest income | $2,063,000 | 6,525 |
| Provision for loan and lease losses | $449,000 | 2,593 |
| Total noninterest income | $399,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $411,000 | 3,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-12,000 | 9,290 |
| Total noninterest expense | $1,897,000 | 6,064 |
| Salaries and employee benefits | $930,000 | 6,400 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $759,000 | 5,124 |
| Pre-tax net operating income | $116,000 | 8,257 |
| Securities gains (losses) | $119,000 | 1,588 |
| Applicable income taxes | $21,000 | 7,030 |
| Income before extraordinary items | $214,000 | 7,767 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $214,000 | 7,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,337 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $105,710 | 8,213 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 5,942 |
| Total interest expense | $2,475,000 | 5,433 |
| Net interest income | $2,066,000 | 6,339 |
| Provision for loan and lease losses | $193,000 | 4,225 |
| Total noninterest income | $438,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $386,000 | 3,497 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $52,000 | 7,628 |
| Total noninterest expense | $1,788,000 | 6,152 |
| Salaries and employee benefits | $870,000 | 6,494 |
| Premises and equipment expense | $216,000 | 6,552 |
| Additional noninterest expense | $702,000 | 5,292 |
| Pre-tax net operating income | $523,000 | 6,466 |
| Securities gains (losses) | $28,000 | 2,876 |
| Applicable income taxes | $132,000 | 5,641 |
| Income before extraordinary items | $419,000 | 6,466 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $419,000 | 6,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 2,076 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $397,720 | 6,459 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,266,000 | 6,278 |
| Total interest expense | $2,141,000 | 6,069 |
| Net interest income | $2,125,000 | 6,385 |
| Provision for loan and lease losses | $310,000 | 2,759 |
| Total noninterest income | $424,000 | 5,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $1,607,000 | 6,469 |
| Salaries and employee benefits | $773,000 | 6,862 |
| Premises and equipment expense | $170,000 | 7,242 |
| Additional noninterest expense | $664,000 | 5,387 |
| Pre-tax net operating income | $632,000 | 6,468 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $172,000 | 5,693 |
| Income before extraordinary items | $452,000 | 6,580 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $452,000 | 6,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,279 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $457,760 | 6,567 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,732,000 | 6,582 |
| Total interest expense | $1,803,000 | 6,352 |
| Net interest income | $1,929,000 | 6,772 |
| Provision for loan and lease losses | $172,000 | 3,944 |
| Total noninterest income | $494,000 | 4,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,897 |
| Total noninterest expense | $1,516,000 | 6,737 |
| Salaries and employee benefits | $717,000 | 7,152 |
| Premises and equipment expense | $175,000 | 7,220 |
| Additional noninterest expense | $624,000 | 5,679 |
| Pre-tax net operating income | $735,000 | 6,189 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $203,000 | 5,680 |
| Income before extraordinary items | $531,000 | 6,248 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $531,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,871 |
| Cash dividends | $190,000 | 5,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $531,720 | 6,230 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,794,000 | 6,670 |
| Total interest expense | $1,891,000 | 6,368 |
| Net interest income | $1,903,000 | 6,847 |
| Provision for loan and lease losses | $270,000 | 2,850 |
| Total noninterest income | $398,000 | 5,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $1,501,000 | 6,688 |
| Salaries and employee benefits | $733,000 | 7,009 |
| Premises and equipment expense | $176,000 | 7,131 |
| Additional noninterest expense | $592,000 | 5,801 |
| Pre-tax net operating income | $530,000 | 7,228 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $148,000 | 6,865 |
| Income before extraordinary items | $382,000 | 7,329 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $382,000 | 7,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,799 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $382,000 | 7,248 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 6,510 |
| Total interest expense | $1,969,000 | 6,319 |
| Net interest income | $2,190,000 | 6,552 |
| Provision for loan and lease losses | $475,000 | 1,852 |
| Total noninterest income | $358,000 | 6,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,261 |
| Total noninterest expense | $1,634,000 | 6,453 |
| Salaries and employee benefits | $785,000 | 6,861 |
| Premises and equipment expense | $213,000 | 6,604 |
| Additional noninterest expense | $636,000 | 5,582 |
| Pre-tax net operating income | $439,000 | 8,239 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $129,000 | 7,928 |
| Income before extraordinary items | $310,000 | 8,308 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $310,000 | 8,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,274 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $310,000 | 8,263 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 6,938 |
| Total interest expense | $1,822,000 | 6,795 |
| Net interest income | $2,109,000 | 6,937 |
| Provision for loan and lease losses | $489,000 | 1,768 |
| Total noninterest income | $444,000 | 5,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,311 |
| Total noninterest expense | $1,454,000 | 7,242 |
| Salaries and employee benefits | $780,000 | 7,082 |
| Premises and equipment expense | $196,000 | 7,094 |
| Additional noninterest expense | $478,000 | 7,223 |
| Pre-tax net operating income | $610,000 | 7,363 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $197,000 | 7,178 |
| Income before extraordinary items | $415,000 | 7,503 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $415,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,236 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $413,640 | 7,456 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 8,291 |
| Total interest expense | $1,305,000 | 8,268 |
| Net interest income | $1,638,000 | 8,170 |
| Provision for loan and lease losses | $225,000 | 2,789 |
| Total noninterest income | $294,000 | 7,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $1,359,000 | 7,713 |
| Salaries and employee benefits | $649,000 | 8,073 |
| Premises and equipment expense | $187,000 | 7,460 |
| Additional noninterest expense | $523,000 | 7,093 |
| Pre-tax net operating income | $348,000 | 9,397 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $110,000 | 8,977 |
| Income before extraordinary items | $241,000 | 9,495 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $241,000 | 9,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,540 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $238,930 | 9,504 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 9,106 |
| Total interest expense | $939,000 | 8,953 |
| Net interest income | $1,454,000 | 9,003 |
| Provision for loan and lease losses | $181,000 | 3,194 |
| Total noninterest income | $253,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $1,205,000 | 8,581 |
| Salaries and employee benefits | $520,000 | 9,203 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $508,000 | 7,765 |
| Pre-tax net operating income | $321,000 | 9,984 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $102,000 | 9,321 |
| Income before extraordinary items | $219,000 | 10,043 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $219,000 | 10,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,553 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $219,000 | 10,106 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 9,792 |
| Total interest expense | $901,000 | 9,546 |
| Net interest income | $1,296,000 | 9,745 |
| Provision for loan and lease losses | $260,000 | 3,299 |
| Total noninterest income | $300,000 | 7,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,504 |
| Total noninterest expense | $1,135,000 | 9,183 |
| Salaries and employee benefits | $513,000 | 9,547 |
| Premises and equipment expense | $164,000 | 8,533 |
| Additional noninterest expense | $458,000 | 8,638 |
| Pre-tax net operating income | $201,000 | 11,025 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $66,000 | 10,572 |
| Income before extraordinary items | $135,000 | 11,391 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $135,000 | 11,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 3,107 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $135,000 | 11,185 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 10,268 |
| Total interest expense | $1,156,000 | 9,771 |
| Net interest income | $1,158,000 | 10,482 |
| Provision for loan and lease losses | $585,000 | 2,681 |
| Total noninterest income | $412,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,900 |
| Total noninterest expense | $1,134,000 | 9,347 |
| Salaries and employee benefits | $456,000 | 10,245 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $528,000 | 8,214 |
| Pre-tax net operating income | $-149,000 | 13,015 |
| Securities gains (losses) | $85,000 | 3,276 |
| Applicable income taxes | $-28,000 | 13,454 |
| Income before extraordinary items | $-36,000 | 12,972 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-36,000 | 12,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 2,275 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-90,400 | 12,897 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.