Home > Colony Bank Ashburn > Income and Expense
Colony Bank Ashburn, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,629,000 | 1,869 |
| Total interest expense | $5,367,000 | 1,633 |
| Net interest income | $5,262,000 | 2,110 |
| Provision for loan and lease losses | $2,489,000 | 675 |
| Total noninterest income | $1,337,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $660,000 | 1,357 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $677,000 | 1,840 |
| Total noninterest expense | $4,683,000 | 2,049 |
| Salaries and employee benefits | $2,126,000 | 2,425 |
| Premises and equipment expense | $580,000 | 2,335 |
| Additional noninterest expense | $1,977,000 | 1,488 |
| Pre-tax net operating income | $-573,000 | 7,661 |
| Securities gains (losses) | $188,000 | 645 |
| Applicable income taxes | $-238,000 | 8,014 |
| Income before extraordinary items | $-147,000 | 7,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-147,000 | 7,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,281,000 | 742 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-267,320 | 7,469 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,577,000 | 1,841 |
| Total interest expense | $2,857,000 | 1,642 |
| Net interest income | $2,720,000 | 2,048 |
| Provision for loan and lease losses | $245,000 | 1,612 |
| Total noninterest income | $580,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $329,000 | 1,328 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $251,000 | 2,222 |
| Total noninterest expense | $2,360,000 | 2,032 |
| Salaries and employee benefits | $1,108,000 | 2,362 |
| Premises and equipment expense | $282,000 | 2,394 |
| Additional noninterest expense | $970,000 | 1,481 |
| Pre-tax net operating income | $695,000 | 2,428 |
| Securities gains (losses) | $58,000 | 1,005 |
| Applicable income taxes | $214,000 | 1,883 |
| Income before extraordinary items | $539,000 | 2,531 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $539,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 1,191 |
| Cash dividends | $175,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $497,240 | 2,637 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,034,000 | 1,773 |
| Total interest expense | $12,426,000 | 1,619 |
| Net interest income | $11,608,000 | 1,958 |
| Provision for loan and lease losses | $1,951,000 | 859 |
| Total noninterest income | $2,582,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,243,000 | 1,442 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,339,000 | 1,817 |
| Total noninterest expense | $9,268,000 | 1,990 |
| Salaries and employee benefits | $4,341,000 | 2,322 |
| Premises and equipment expense | $1,104,000 | 2,354 |
| Additional noninterest expense | $3,823,000 | 1,451 |
| Pre-tax net operating income | $2,971,000 | 2,492 |
| Securities gains (losses) | $-9,000 | 7,539 |
| Applicable income taxes | $900,000 | 1,985 |
| Income before extraordinary items | $2,062,000 | 2,750 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,062,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 1,496 |
| Cash dividends | $1,013,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,068,300 | 2,724 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,062,000 | 1,774 |
| Total interest expense | $9,337,000 | 1,608 |
| Net interest income | $8,725,000 | 1,968 |
| Provision for loan and lease losses | $819,000 | 1,063 |
| Total noninterest income | $1,965,000 | 1,812 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $914,000 | 1,440 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,051,000 | 1,773 |
| Total noninterest expense | $6,983,000 | 1,972 |
| Salaries and employee benefits | $3,275,000 | 2,296 |
| Premises and equipment expense | $832,000 | 2,320 |
| Additional noninterest expense | $2,876,000 | 1,401 |
| Pre-tax net operating income | $2,888,000 | 2,178 |
| Securities gains (losses) | $-9,000 | 7,750 |
| Applicable income taxes | $906,000 | 1,752 |
| Income before extraordinary items | $1,973,000 | 2,404 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,973,000 | 2,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,629 |
| Cash dividends | $1,013,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,979,210 | 2,373 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,970,000 | 1,801 |
| Total interest expense | $6,151,000 | 1,640 |
| Net interest income | $5,819,000 | 1,997 |
| Provision for loan and lease losses | $546,000 | 954 |
| Total noninterest income | $1,368,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $603,000 | 1,466 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $765,000 | 1,660 |
| Total noninterest expense | $4,658,000 | 1,981 |
| Salaries and employee benefits | $2,222,000 | 2,292 |
| Premises and equipment expense | $539,000 | 2,397 |
| Additional noninterest expense | $1,897,000 | 1,436 |
| Pre-tax net operating income | $1,983,000 | 2,175 |
| Securities gains (losses) | $-7,000 | 7,919 |
| Applicable income taxes | $619,000 | 1,803 |
| Income before extraordinary items | $1,357,000 | 2,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,357,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,537 |
| Cash dividends | $675,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,361,830 | 2,367 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,926,000 | 1,821 |
| Total interest expense | $3,098,000 | 1,608 |
| Net interest income | $2,828,000 | 2,053 |
| Provision for loan and lease losses | $273,000 | 893 |
| Total noninterest income | $641,000 | 1,848 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $287,000 | 1,495 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $354,000 | 1,742 |
| Total noninterest expense | $2,300,000 | 2,011 |
| Salaries and employee benefits | $1,087,000 | 2,366 |
| Premises and equipment expense | $264,000 | 2,463 |
| Additional noninterest expense | $949,000 | 1,413 |
| Pre-tax net operating income | $896,000 | 2,353 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $285,000 | 1,914 |
| Income before extraordinary items | $611,000 | 2,591 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $611,000 | 2,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,351 |
| Cash dividends | $337,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $611,000 | 2,570 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,270,000 | 1,817 |
| Total interest expense | $10,859,000 | 1,560 |
| Net interest income | $11,411,000 | 2,037 |
| Provision for loan and lease losses | $1,152,000 | 908 |
| Total noninterest income | $2,220,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,109,000 | 1,597 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,111,000 | 2,069 |
| Total noninterest expense | $8,734,000 | 2,019 |
| Salaries and employee benefits | $4,011,000 | 2,442 |
| Premises and equipment expense | $1,049,000 | 2,351 |
| Additional noninterest expense | $3,674,000 | 1,445 |
| Pre-tax net operating income | $3,745,000 | 2,358 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,151,000 | 2,001 |
| Income before extraordinary items | $2,594,000 | 2,536 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,594,000 | 2,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $949,000 | 720 |
| Cash dividends | $2,000,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,594,000 | 2,516 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,400,000 | 1,839 |
| Total interest expense | $7,777,000 | 1,582 |
| Net interest income | $8,623,000 | 2,033 |
| Provision for loan and lease losses | $864,000 | 880 |
| Total noninterest income | $1,620,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $818,000 | 1,628 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $802,000 | 2,128 |
| Total noninterest expense | $6,466,000 | 2,038 |
| Salaries and employee benefits | $2,982,000 | 2,449 |
| Premises and equipment expense | $776,000 | 2,397 |
| Additional noninterest expense | $2,708,000 | 1,465 |
| Pre-tax net operating income | $2,913,000 | 2,386 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $932,000 | 1,979 |
| Income before extraordinary items | $1,981,000 | 2,583 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,981,000 | 2,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $674,000 | 639 |
| Cash dividends | $1,469,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,981,000 | 2,571 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,692,000 | 1,844 |
| Total interest expense | $4,955,000 | 1,573 |
| Net interest income | $5,737,000 | 2,039 |
| Provision for loan and lease losses | $576,000 | 866 |
| Total noninterest income | $1,047,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $529,000 | 1,657 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $518,000 | 2,166 |
| Total noninterest expense | $4,180,000 | 2,111 |
| Salaries and employee benefits | $1,948,000 | 2,501 |
| Premises and equipment expense | $498,000 | 2,475 |
| Additional noninterest expense | $1,734,000 | 1,532 |
| Pre-tax net operating income | $2,028,000 | 2,283 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $654,000 | 1,939 |
| Income before extraordinary items | $1,374,000 | 2,510 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,374,000 | 2,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $602,000 | 496 |
| Cash dividends | $625,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,374,000 | 2,491 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,082,000 | 1,886 |
| Total interest expense | $2,346,000 | 1,563 |
| Net interest income | $2,736,000 | 2,125 |
| Provision for loan and lease losses | $288,000 | 831 |
| Total noninterest income | $434,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $250,000 | 1,684 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $184,000 | 2,637 |
| Total noninterest expense | $1,974,000 | 2,251 |
| Salaries and employee benefits | $941,000 | 2,585 |
| Premises and equipment expense | $252,000 | 2,453 |
| Additional noninterest expense | $781,000 | 1,669 |
| Pre-tax net operating income | $908,000 | 2,448 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $282,000 | 2,092 |
| Income before extraordinary items | $626,000 | 2,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $626,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $782,000 | 246 |
| Cash dividends | $625,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $626,000 | 2,634 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,149,000 | 1,854 |
| Total interest expense | $7,499,000 | 1,511 |
| Net interest income | $10,650,000 | 2,083 |
| Provision for loan and lease losses | $1,275,000 | 826 |
| Total noninterest income | $1,678,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,025,000 | 1,693 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $653,000 | 2,900 |
| Total noninterest expense | $7,152,000 | 2,344 |
| Salaries and employee benefits | $3,346,000 | 2,705 |
| Premises and equipment expense | $1,049,000 | 2,269 |
| Additional noninterest expense | $2,757,000 | 1,834 |
| Pre-tax net operating income | $3,901,000 | 2,264 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,339,000 | 1,848 |
| Income before extraordinary items | $2,562,000 | 2,554 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,562,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,116,000 | 616 |
| Cash dividends | $1,350,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,562,000 | 2,523 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,092,000 | 1,876 |
| Total interest expense | $5,175,000 | 1,551 |
| Net interest income | $7,917,000 | 2,089 |
| Provision for loan and lease losses | $975,000 | 779 |
| Total noninterest income | $1,267,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $753,000 | 1,710 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $514,000 | 2,827 |
| Total noninterest expense | $5,271,000 | 2,352 |
| Salaries and employee benefits | $2,496,000 | 2,681 |
| Premises and equipment expense | $759,000 | 2,323 |
| Additional noninterest expense | $2,016,000 | 1,850 |
| Pre-tax net operating income | $2,938,000 | 2,276 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000,000 | 1,878 |
| Income before extraordinary items | $1,938,000 | 2,542 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,938,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $933,000 | 520 |
| Cash dividends | $1,175,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,938,000 | 2,516 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,494,000 | 1,883 |
| Total interest expense | $3,215,000 | 1,567 |
| Net interest income | $5,279,000 | 2,062 |
| Provision for loan and lease losses | $675,000 | 748 |
| Total noninterest income | $840,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $493,000 | 1,707 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $347,000 | 2,788 |
| Total noninterest expense | $3,445,000 | 2,382 |
| Salaries and employee benefits | $1,640,000 | 2,705 |
| Premises and equipment expense | $491,000 | 2,365 |
| Additional noninterest expense | $1,314,000 | 1,875 |
| Pre-tax net operating income | $1,999,000 | 2,191 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $680,000 | 1,824 |
| Income before extraordinary items | $1,319,000 | 2,459 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,319,000 | 2,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $920,000 | 386 |
| Cash dividends | $350,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,319,000 | 2,426 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 1,852 |
| Total interest expense | $1,549,000 | 1,540 |
| Net interest income | $2,662,000 | 2,027 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $408,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $223,000 | 1,816 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $185,000 | 2,606 |
| Total noninterest expense | $1,692,000 | 2,424 |
| Salaries and employee benefits | $807,000 | 2,749 |
| Premises and equipment expense | $241,000 | 2,430 |
| Additional noninterest expense | $644,000 | 1,907 |
| Pre-tax net operating income | $1,078,000 | 2,042 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $377,000 | 1,680 |
| Income before extraordinary items | $701,000 | 2,332 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $701,000 | 2,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 496 |
| Cash dividends | $175,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $701,000 | 2,289 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,559,000 | 1,837 |
| Total interest expense | $5,574,000 | 1,479 |
| Net interest income | $9,985,000 | 2,034 |
| Provision for loan and lease losses | $1,175,000 | 918 |
| Total noninterest income | $1,844,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,099,000 | 1,595 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $745,000 | 2,615 |
| Total noninterest expense | $6,624,000 | 2,412 |
| Salaries and employee benefits | $3,142,000 | 2,719 |
| Premises and equipment expense | $954,000 | 2,389 |
| Additional noninterest expense | $2,528,000 | 1,926 |
| Pre-tax net operating income | $4,030,000 | 2,051 |
| Securities gains (losses) | $64,000 | 1,554 |
| Applicable income taxes | $1,383,000 | 1,709 |
| Income before extraordinary items | $2,711,000 | 2,259 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,711,000 | 2,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $669,000 | 1,057 |
| Cash dividends | $350,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,668,760 | 2,239 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,437,000 | 1,856 |
| Total interest expense | $4,056,000 | 1,495 |
| Net interest income | $7,381,000 | 2,042 |
| Provision for loan and lease losses | $975,000 | 797 |
| Total noninterest income | $1,510,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $818,000 | 1,618 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $692,000 | 2,287 |
| Total noninterest expense | $4,975,000 | 2,393 |
| Salaries and employee benefits | $2,348,000 | 2,723 |
| Premises and equipment expense | $708,000 | 2,400 |
| Additional noninterest expense | $1,919,000 | 1,866 |
| Pre-tax net operating income | $2,941,000 | 2,106 |
| Securities gains (losses) | $64,000 | 1,472 |
| Applicable income taxes | $1,006,000 | 1,771 |
| Income before extraordinary items | $1,999,000 | 2,322 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,999,000 | 2,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 872 |
| Cash dividends | $350,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,956,120 | 2,312 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,435,000 | 1,879 |
| Total interest expense | $2,656,000 | 1,497 |
| Net interest income | $4,779,000 | 2,098 |
| Provision for loan and lease losses | $675,000 | 756 |
| Total noninterest income | $1,044,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $531,000 | 1,648 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $513,000 | 2,157 |
| Total noninterest expense | $3,186,000 | 2,496 |
| Salaries and employee benefits | $1,519,000 | 2,799 |
| Premises and equipment expense | $436,000 | 2,575 |
| Additional noninterest expense | $1,231,000 | 1,936 |
| Pre-tax net operating income | $1,962,000 | 2,073 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $667,000 | 1,772 |
| Income before extraordinary items | $1,295,000 | 2,357 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,295,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 923 |
| Cash dividends | $350,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,295,000 | 2,292 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 1,939 |
| Total interest expense | $1,306,000 | 1,532 |
| Net interest income | $2,310,000 | 2,167 |
| Provision for loan and lease losses | $375,000 | 665 |
| Total noninterest income | $495,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $245,000 | 1,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $250,000 | 2,132 |
| Total noninterest expense | $1,416,000 | 2,783 |
| Salaries and employee benefits | $691,000 | 3,058 |
| Premises and equipment expense | $191,000 | 2,938 |
| Additional noninterest expense | $534,000 | 2,224 |
| Pre-tax net operating income | $1,014,000 | 1,986 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $351,000 | 1,720 |
| Income before extraordinary items | $663,000 | 2,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $663,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 765 |
| Cash dividends | $175,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $663,000 | 2,208 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,823,000 | 1,913 |
| Total interest expense | $6,102,000 | 1,455 |
| Net interest income | $8,721,000 | 2,218 |
| Provision for loan and lease losses | $1,555,000 | 795 |
| Total noninterest income | $2,086,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $962,000 | 1,798 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,124,000 | 2,213 |
| Total noninterest expense | $5,317,000 | 2,909 |
| Salaries and employee benefits | $2,644,000 | 3,114 |
| Premises and equipment expense | $724,000 | 3,001 |
| Additional noninterest expense | $1,949,000 | 2,471 |
| Pre-tax net operating income | $3,935,000 | 2,000 |
| Securities gains (losses) | $45,000 | 2,612 |
| Applicable income taxes | $1,393,000 | 1,731 |
| Income before extraordinary items | $2,587,000 | 2,302 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,587,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,181,000 | 812 |
| Cash dividends | $550,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,557,750 | 2,221 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,236,000 | 1,928 |
| Total interest expense | $4,763,000 | 1,461 |
| Net interest income | $6,473,000 | 2,262 |
| Provision for loan and lease losses | $1,040,000 | 871 |
| Total noninterest income | $1,620,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $697,000 | 1,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $923,000 | 2,167 |
| Total noninterest expense | $4,013,000 | 2,894 |
| Salaries and employee benefits | $2,016,000 | 3,070 |
| Premises and equipment expense | $551,000 | 2,967 |
| Additional noninterest expense | $1,446,000 | 2,482 |
| Pre-tax net operating income | $3,040,000 | 2,025 |
| Securities gains (losses) | $45,000 | 2,401 |
| Applicable income taxes | $1,072,000 | 1,752 |
| Income before extraordinary items | $2,013,000 | 2,319 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,013,000 | 2,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,059,000 | 668 |
| Cash dividends | $413,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,983,750 | 2,245 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 1,928 |
| Total interest expense | $3,285,000 | 1,468 |
| Net interest income | $4,250,000 | 2,287 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $1,130,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $444,000 | 1,906 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $686,000 | 2,001 |
| Total noninterest expense | $2,654,000 | 2,913 |
| Salaries and employee benefits | $1,330,000 | 3,096 |
| Premises and equipment expense | $364,000 | 2,985 |
| Additional noninterest expense | $960,000 | 2,458 |
| Pre-tax net operating income | $2,126,000 | 1,934 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $748,000 | 1,721 |
| Income before extraordinary items | $1,378,000 | 2,272 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,378,000 | 2,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 745 |
| Cash dividends | $275,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,378,000 | 2,150 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 1,963 |
| Total interest expense | $1,674,000 | 1,484 |
| Net interest income | $2,051,000 | 2,367 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $517,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $215,000 | 1,909 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $302,000 | 2,098 |
| Total noninterest expense | $1,268,000 | 2,996 |
| Salaries and employee benefits | $627,000 | 3,235 |
| Premises and equipment expense | $181,000 | 3,001 |
| Additional noninterest expense | $460,000 | 2,517 |
| Pre-tax net operating income | $1,000,000 | 2,040 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $352,000 | 1,810 |
| Income before extraordinary items | $648,000 | 2,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $648,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,164 |
| Cash dividends | $138,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $648,000 | 2,232 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,395,000 | 2,003 |
| Total interest expense | $7,830,000 | 1,440 |
| Net interest income | $7,565,000 | 2,527 |
| Provision for loan and lease losses | $1,143,000 | 1,193 |
| Total noninterest income | $1,686,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $891,000 | 1,808 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $795,000 | 2,513 |
| Total noninterest expense | $4,919,000 | 2,970 |
| Salaries and employee benefits | $2,325,000 | 3,322 |
| Premises and equipment expense | $738,000 | 2,864 |
| Additional noninterest expense | $1,856,000 | 2,482 |
| Pre-tax net operating income | $3,189,000 | 2,364 |
| Securities gains (losses) | $266,000 | 980 |
| Applicable income taxes | $1,180,000 | 1,963 |
| Income before extraordinary items | $2,275,000 | 2,530 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,275,000 | 2,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $934,000 | 1,034 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,099,440 | 2,608 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,024,000 | 2,012 |
| Total interest expense | $9,936,000 | 1,631 |
| Net interest income | $7,088,000 | 2,525 |
| Provision for loan and lease losses | $729,000 | 1,615 |
| Total noninterest income | $1,448,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $825,000 | 1,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $623,000 | 2,766 |
| Total noninterest expense | $4,552,000 | 3,060 |
| Salaries and employee benefits | $2,158,000 | 3,367 |
| Premises and equipment expense | $663,000 | 3,088 |
| Additional noninterest expense | $1,731,000 | 2,557 |
| Pre-tax net operating income | $3,255,000 | 2,104 |
| Securities gains (losses) | $99,000 | 1,747 |
| Applicable income taxes | $1,172,000 | 1,854 |
| Income before extraordinary items | $2,182,000 | 2,354 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,182,000 | 2,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,665 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,117,650 | 2,321 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,782,000 | 2,367 |
| Total interest expense | $8,261,000 | 2,085 |
| Net interest income | $6,521,000 | 2,728 |
| Provision for loan and lease losses | $1,268,000 | 872 |
| Total noninterest income | $749,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $683,000 | 2,037 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $66,000 | 7,303 |
| Total noninterest expense | $3,463,000 | 3,736 |
| Salaries and employee benefits | $1,559,000 | 4,223 |
| Premises and equipment expense | $524,000 | 3,650 |
| Additional noninterest expense | $1,380,000 | 3,027 |
| Pre-tax net operating income | $2,539,000 | 2,725 |
| Securities gains (losses) | $-139,000 | 9,504 |
| Applicable income taxes | $815,000 | 2,488 |
| Income before extraordinary items | $1,585,000 | 3,110 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,585,000 | 3,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $831,000 | 853 |
| Cash dividends | $356,000 | 4,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,676,740 | 2,955 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,944,000 | 2,948 |
| Total interest expense | $5,862,000 | 2,511 |
| Net interest income | $5,082,000 | 3,408 |
| Provision for loan and lease losses | $598,000 | 1,534 |
| Total noninterest income | $703,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $534,000 | 2,480 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $169,000 | 5,316 |
| Total noninterest expense | $3,069,000 | 4,133 |
| Salaries and employee benefits | $1,380,000 | 4,636 |
| Premises and equipment expense | $426,000 | 4,316 |
| Additional noninterest expense | $1,263,000 | 3,281 |
| Pre-tax net operating income | $2,118,000 | 3,188 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $691,000 | 2,929 |
| Income before extraordinary items | $1,427,000 | 3,375 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,427,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,851 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,427,000 | 3,340 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,396,000 | 3,416 |
| Total interest expense | $4,835,000 | 3,096 |
| Net interest income | $4,561,000 | 3,690 |
| Provision for loan and lease losses | $445,000 | 1,896 |
| Total noninterest income | $624,000 | 4,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $504,000 | 2,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,209 |
| Total noninterest expense | $2,687,000 | 4,519 |
| Salaries and employee benefits | $1,240,000 | 4,947 |
| Premises and equipment expense | $355,000 | 4,829 |
| Additional noninterest expense | $1,092,000 | 3,646 |
| Pre-tax net operating income | $2,053,000 | 3,283 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $653,000 | 3,188 |
| Income before extraordinary items | $1,404,000 | 3,429 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,404,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,475 |
| Cash dividends | $550,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,401,280 | 3,342 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,241,000 | 3,864 |
| Total interest expense | $3,945,000 | 3,725 |
| Net interest income | $4,296,000 | 3,977 |
| Provision for loan and lease losses | $400,000 | 2,088 |
| Total noninterest income | $599,000 | 4,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,075 |
| Total noninterest expense | $2,560,000 | 4,696 |
| Salaries and employee benefits | $1,192,000 | 5,125 |
| Premises and equipment expense | $331,000 | 5,100 |
| Additional noninterest expense | $1,037,000 | 3,765 |
| Pre-tax net operating income | $1,935,000 | 3,656 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $629,000 | 3,536 |
| Income before extraordinary items | $1,308,000 | 3,778 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,308,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,514 |
| Cash dividends | $825,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,306,640 | 3,708 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,497,000 | 4,283 |
| Total interest expense | $3,573,000 | 4,115 |
| Net interest income | $3,924,000 | 4,405 |
| Provision for loan and lease losses | $268,000 | 2,823 |
| Total noninterest income | $625,000 | 4,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,328 |
| Total noninterest expense | $2,171,000 | 5,595 |
| Salaries and employee benefits | $1,064,000 | 5,724 |
| Premises and equipment expense | $249,000 | 6,268 |
| Additional noninterest expense | $858,000 | 4,923 |
| Pre-tax net operating income | $2,110,000 | 3,266 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $694,000 | 3,200 |
| Income before extraordinary items | $1,421,000 | 3,358 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,421,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,483 |
| Cash dividends | $925,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,417,650 | 3,327 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,374,000 | 4,348 |
| Total interest expense | $3,478,000 | 4,183 |
| Net interest income | $3,896,000 | 4,412 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $506,000 | 5,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,854 |
| Total noninterest expense | $2,185,000 | 5,591 |
| Salaries and employee benefits | $986,000 | 6,138 |
| Premises and equipment expense | $219,000 | 6,844 |
| Additional noninterest expense | $980,000 | 4,426 |
| Pre-tax net operating income | $2,082,000 | 3,362 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $683,000 | 3,300 |
| Income before extraordinary items | $1,405,000 | 3,444 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,405,000 | 3,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 11,598 |
| Cash dividends | $625,000 | 2,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,400,980 | 3,431 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,391,000 | 4,590 |
| Total interest expense | $2,871,000 | 4,121 |
| Net interest income | $3,520,000 | 4,921 |
| Provision for loan and lease losses | $285,000 | 2,374 |
| Total noninterest income | $580,000 | 4,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 4,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,461 |
| Total noninterest expense | $2,231,000 | 5,676 |
| Salaries and employee benefits | $971,000 | 6,235 |
| Premises and equipment expense | $227,000 | 6,931 |
| Additional noninterest expense | $1,033,000 | 4,590 |
| Pre-tax net operating income | $1,584,000 | 4,216 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $510,000 | 3,997 |
| Income before extraordinary items | $1,079,000 | 4,245 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,079,000 | 4,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,234 |
| Cash dividends | $575,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,075,600 | 4,309 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,166,000 | 4,833 |
| Total interest expense | $3,008,000 | 4,104 |
| Net interest income | $3,158,000 | 5,431 |
| Provision for loan and lease losses | $700,000 | 1,660 |
| Total noninterest income | $350,000 | 7,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,550 |
| Total noninterest expense | $1,754,000 | 7,026 |
| Salaries and employee benefits | $720,000 | 7,868 |
| Premises and equipment expense | $198,000 | 7,726 |
| Additional noninterest expense | $836,000 | 5,712 |
| Pre-tax net operating income | $1,054,000 | 5,668 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $297,000 | 6,114 |
| Income before extraordinary items | $757,000 | 5,792 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $757,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 1,641 |
| Cash dividends | $697,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $757,000 | 5,545 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,140,000 | 5,380 |
| Total interest expense | $3,392,000 | 4,669 |
| Net interest income | $2,748,000 | 6,125 |
| Provision for loan and lease losses | $190,000 | 5,357 |
| Total noninterest income | $333,000 | 7,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $1,935,000 | 6,546 |
| Salaries and employee benefits | $739,000 | 7,691 |
| Premises and equipment expense | $213,000 | 7,557 |
| Additional noninterest expense | $983,000 | 5,115 |
| Pre-tax net operating income | $956,000 | 5,823 |
| Securities gains (losses) | $128,000 | 2,614 |
| Applicable income taxes | $289,000 | 6,086 |
| Income before extraordinary items | $795,000 | 5,391 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $795,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 4,142 |
| Cash dividends | $381,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $701,560 | 5,569 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.