Home > Colonial Central Savings Bank, F.S.B. > Income and Expense
Colonial Central Savings Bank, F.S.B., Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,533,000 | 2,294 |
| Total interest expense | $8,688,000 | 1,541 |
| Net interest income | $4,845,000 | 3,673 |
| Provision for loan and lease losses | $235,000 | 3,574 |
| Total noninterest income | $5,333,000 | 938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,333,000 | 640 |
| Total noninterest expense | $10,993,000 | 1,395 |
| Salaries and employee benefits | $4,190,000 | 1,608 |
| Premises and equipment expense | $2,608,000 | 865 |
| Additional noninterest expense | $4,195,000 | 1,460 |
| Pre-tax net operating income | $-1,050,000 | 12,983 |
| Securities gains (losses) | $1,158,000 | 483 |
| Applicable income taxes | $-734,000 | 13,161 |
| Income before extraordinary items | $842,000 | 5,346 |
| Extraordinary gains, net | $164,000 | 1,170 |
| Net income | $1,006,000 | 4,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,410 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $421,000 | 636 |
| Net operating income | $-316,000 | 12,764 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,799,000 | 1,527 |
| Total interest expense | $16,962,000 | 1,068 |
| Net interest income | $6,837,000 | 2,655 |
| Provision for loan and lease losses | $670,000 | 2,448 |
| Total noninterest income | $6,757,000 | 787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,757,000 | 552 |
| Total noninterest expense | $15,592,000 | 1,042 |
| Salaries and employee benefits | $5,372,000 | 1,250 |
| Premises and equipment expense | $3,343,000 | 719 |
| Additional noninterest expense | $6,877,000 | 1,025 |
| Pre-tax net operating income | $-2,668,000 | 13,699 |
| Securities gains (losses) | $2,786,000 | 328 |
| Applicable income taxes | $2,110,000 | 1,072 |
| Income before extraordinary items | $-1,992,000 | 13,670 |
| Extraordinary gains, net | $-350,000 | 13,799 |
| Net income | $-2,342,000 | 13,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 4,592 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-3,775,040 | 13,728 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.