Home > Colonial Banking Company > Income and Expense
Colonial Banking Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,801,000 | 3,294 |
| Total interest expense | $4,205,000 | 3,496 |
| Net interest income | $5,596,000 | 3,123 |
| Provision for loan and lease losses | $1,441,000 | 749 |
| Total noninterest income | $712,000 | 3,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 3,600 |
| Total noninterest expense | $4,639,000 | 2,750 |
| Salaries and employee benefits | $1,612,000 | 3,994 |
| Premises and equipment expense | $525,000 | 3,551 |
| Additional noninterest expense | $2,502,000 | 1,695 |
| Pre-tax net operating income | $228,000 | 9,417 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,028,000 | 2,378 |
| Income before extraordinary items | $-800,000 | 10,831 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-800,000 | 10,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $128,000 | 6,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-800,000 | 10,816 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,691,000 | 4,184 |
| Total interest expense | $3,581,000 | 4,104 |
| Net interest income | $4,110,000 | 4,224 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $727,000 | 3,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,757 |
| Total noninterest expense | $2,667,000 | 4,754 |
| Salaries and employee benefits | $1,443,000 | 4,471 |
| Premises and equipment expense | $519,000 | 3,663 |
| Additional noninterest expense | $705,000 | 5,719 |
| Pre-tax net operating income | $1,990,000 | 3,428 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $748,000 | 3,020 |
| Income before extraordinary items | $1,242,000 | 3,766 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,242,000 | 3,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,715 |
| Cash dividends | $128,000 | 6,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,242,000 | 3,714 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,139,000 | 5,103 |
| Total interest expense | $2,850,000 | 4,994 |
| Net interest income | $3,289,000 | 5,119 |
| Provision for loan and lease losses | $140,000 | 3,774 |
| Total noninterest income | $642,000 | 4,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 4,292 |
| Total noninterest expense | $2,388,000 | 5,196 |
| Salaries and employee benefits | $1,202,000 | 5,208 |
| Premises and equipment expense | $458,000 | 4,060 |
| Additional noninterest expense | $728,000 | 5,670 |
| Pre-tax net operating income | $1,403,000 | 4,682 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $517,000 | 4,099 |
| Income before extraordinary items | $886,000 | 5,056 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $886,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $128,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 789 |
| Net operating income | $886,000 | 5,047 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,425,000 | 6,224 |
| Total interest expense | $1,706,000 | 6,318 |
| Net interest income | $2,719,000 | 6,067 |
| Provision for loan and lease losses | $80,000 | 5,022 |
| Total noninterest income | $640,000 | 4,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,908 |
| Total noninterest expense | $2,360,000 | 5,421 |
| Salaries and employee benefits | $1,181,000 | 5,313 |
| Premises and equipment expense | $433,000 | 4,300 |
| Additional noninterest expense | $746,000 | 6,017 |
| Pre-tax net operating income | $919,000 | 6,304 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $348,000 | 5,300 |
| Income before extraordinary items | $571,000 | 6,752 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $571,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $56,000 | 7,809 |
| Sale, conversion, retirement of capital stock, net | $1,062,000 | 414 |
| Net operating income | $571,000 | 6,807 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 7,817 |
| Total interest expense | $1,267,000 | 8,011 |
| Net interest income | $2,045,000 | 7,542 |
| Provision for loan and lease losses | $54,000 | 7,292 |
| Total noninterest income | $604,000 | 4,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,968 |
| Total noninterest expense | $2,105,000 | 6,076 |
| Salaries and employee benefits | $1,030,000 | 5,965 |
| Premises and equipment expense | $378,000 | 4,937 |
| Additional noninterest expense | $697,000 | 6,584 |
| Pre-tax net operating income | $490,000 | 8,725 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $88,000 | 10,034 |
| Income before extraordinary items | $402,000 | 8,415 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $402,000 | 8,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,760 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $402,000 | 8,138 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 9,650 |
| Total interest expense | $994,000 | 10,420 |
| Net interest income | $1,647,000 | 8,814 |
| Provision for loan and lease losses | $91,000 | 7,521 |
| Total noninterest income | $316,000 | 7,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $1,597,000 | 7,594 |
| Salaries and employee benefits | $822,000 | 7,121 |
| Premises and equipment expense | $243,000 | 6,920 |
| Additional noninterest expense | $532,000 | 8,177 |
| Pre-tax net operating income | $275,000 | 10,373 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $274,000 | 9,632 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $274,000 | 9,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $986,000 | 430 |
| Net operating income | $275,000 | 9,252 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.