Home > Colonial Bank, FSB > Income and Expense
Colonial Bank, FSB, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,795,000 | 2,797 |
| Total interest expense | $7,289,000 | 2,145 |
| Net interest income | $4,506,000 | 3,894 |
| Provision for loan and lease losses | $855,000 | 1,148 |
| Total noninterest income | $843,000 | 3,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $843,000 | 2,026 |
| Total noninterest expense | $4,627,000 | 2,941 |
| Salaries and employee benefits | $1,929,000 | 3,444 |
| Premises and equipment expense | $561,000 | 3,421 |
| Additional noninterest expense | $2,137,000 | 2,311 |
| Pre-tax net operating income | $-133,000 | 11,005 |
| Securities gains (losses) | $340,000 | 520 |
| Applicable income taxes | $365,000 | 5,187 |
| Income before extraordinary items | $-158,000 | 11,069 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-158,000 | 11,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-375,600 | 11,196 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,682,000 | 2,847 |
| Total interest expense | $7,129,000 | 2,176 |
| Net interest income | $4,553,000 | 3,864 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $711,000 | 4,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $711,000 | 2,263 |
| Total noninterest expense | $3,887,000 | 3,419 |
| Salaries and employee benefits | $1,966,000 | 3,358 |
| Premises and equipment expense | $590,000 | 3,247 |
| Additional noninterest expense | $1,331,000 | 3,417 |
| Pre-tax net operating income | $1,197,000 | 5,252 |
| Securities gains (losses) | $818,000 | 257 |
| Applicable income taxes | $686,000 | 3,291 |
| Income before extraordinary items | $1,329,000 | 3,601 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,329,000 | 3,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $789,120 | 5,478 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,243,000 | 2,976 |
| Total interest expense | $5,781,000 | 2,163 |
| Net interest income | $4,462,000 | 3,948 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $626,000 | 4,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $626,000 | 2,509 |
| Total noninterest expense | $3,887,000 | 3,518 |
| Salaries and employee benefits | $1,968,000 | 3,336 |
| Premises and equipment expense | $617,000 | 3,183 |
| Additional noninterest expense | $1,302,000 | 3,765 |
| Pre-tax net operating income | $961,000 | 6,113 |
| Securities gains (losses) | $165,000 | 567 |
| Applicable income taxes | $421,000 | 4,580 |
| Income before extraordinary items | $705,000 | 5,872 |
| Extraordinary gains, net | $106,000 | 108 |
| Net income | $811,000 | 5,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $193,000 | 5,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $599,400 | 6,603 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,033,000 | 3,400 |
| Total interest expense | $5,211,000 | 2,482 |
| Net interest income | $3,822,000 | 4,588 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $647,000 | 4,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $647,000 | 2,742 |
| Total noninterest expense | $3,684,000 | 3,751 |
| Salaries and employee benefits | $1,932,000 | 3,380 |
| Premises and equipment expense | $595,000 | 3,360 |
| Additional noninterest expense | $1,157,000 | 4,327 |
| Pre-tax net operating income | $725,000 | 7,228 |
| Securities gains (losses) | $447,000 | 973 |
| Applicable income taxes | $386,000 | 5,138 |
| Income before extraordinary items | $786,000 | 5,639 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $786,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 5,247 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $486,510 | 7,414 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,056,000 | 3,835 |
| Total interest expense | $5,927,000 | 2,808 |
| Net interest income | $3,129,000 | 5,521 |
| Provision for loan and lease losses | $340,000 | 3,839 |
| Total noninterest income | $1,265,000 | 2,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,265,000 | 1,705 |
| Total noninterest expense | $3,557,000 | 3,877 |
| Salaries and employee benefits | $1,853,000 | 3,447 |
| Premises and equipment expense | $564,000 | 3,561 |
| Additional noninterest expense | $1,140,000 | 4,551 |
| Pre-tax net operating income | $497,000 | 8,428 |
| Securities gains (losses) | $1,178,000 | 571 |
| Applicable income taxes | $190,000 | 7,757 |
| Income before extraordinary items | $1,485,000 | 3,106 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,485,000 | 3,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,835,000 | 256 |
| Net operating income | $436,580 | 7,516 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.