Home > Colonial Bank > Income and Expense

Colonial Bank, Income and Expense

2009-06-30 (YTD Data)		Rank
Total interest income	$560,860,000	55
Total interest expense	$312,565,000	34
Net interest income	$248,295,000	72
Provision for loan and lease losses	$515,509,000	39
Total noninterest income	$59,728,000	115
Gross Fiduciary activities income	$13,000	1,034
Service charges on deposit accounts	$33,259,000	48
Trading account gains and fees	$0	193
Additional Noninterest Income	$26,456,000	153
Total noninterest expense	$425,007,000	47
Salaries and employee benefits	$142,408,000	48
Premises and equipment expense	$77,056,000	33
Additional noninterest expense	$205,543,000	58
Pre-tax net operating income	$-632,493,000	8,192
Securities gains (losses)	$-837,000	7,984
Applicable income taxes	$94,010,000	28
Income before extraordinary items	$-727,340,000	8,188
Extraordinary gains, net	$0	21
Net income	$-735,284,000	8,187
Minority interest net income	$7,944,000	16
Net income of bank and minority interests.	$-727,340,000	8,187
Net charge-offs	$340,509,000	37
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-726,503,000	8,189
2009-03-31 (YTD Data)		Rank
Total interest income	$283,363,000	56
Total interest expense	$159,646,000	38
Net interest income	$123,717,000	72
Provision for loan and lease losses	$256,339,000	38
Total noninterest income	$45,868,000	94
Gross Fiduciary activities income	$8,000	1,010
Service charges on deposit accounts	$16,721,000	49
Trading account gains and fees	$0	171
Additional Noninterest Income	$29,139,000	98
Total noninterest expense	$169,066,000	56
Salaries and employee benefits	$70,215,000	51
Premises and equipment expense	$39,117,000	35
Additional noninterest expense	$59,734,000	75
Pre-tax net operating income	$-255,820,000	8,243
Securities gains (losses)	$-837,000	8,125
Applicable income taxes	$-95,915,000	8,237
Income before extraordinary items	$-160,742,000	8,235
Extraordinary gains, net	$0	15
Net income	$-166,078,000	8,235
Minority interest net income	$5,336,000	13
Net income of bank and minority interests.	$-160,742,000	8,235
Net charge-offs	$131,339,000	41
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-160,206,320	8,232
2008-12-31 (YTD Data)		Rank
Total interest income	$1,385,615,000	53
Total interest expense	$702,183,000	47
Net interest income	$683,432,000	58
Provision for loan and lease losses	$723,942,000	37
Total noninterest income	$179,416,000	87
Gross Fiduciary activities income	$315,000	671
Service charges on deposit accounts	$76,291,000	44
Trading account gains and fees	$0	154
Additional Noninterest Income	$102,810,000	98
Total noninterest expense	$1,223,008,000	42
Salaries and employee benefits	$288,726,000	43
Premises and equipment expense	$154,179,000	32
Additional noninterest expense	$780,103,000	34
Pre-tax net operating income	$-1,084,102,000	8,303
Securities gains (losses)	$5,836,000	67
Applicable income taxes	$-229,258,000	8,294
Income before extraordinary items	$-849,008,000	8,291
Extraordinary gains, net	$0	39
Net income	$-849,008,000	8,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$642,787,000	27
Cash dividends	$58,000,000	80
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-853,618,440	8,292
2008-09-30 (YTD Data)		Rank
Total interest income	$1,067,564,000	57
Total interest expense	$531,128,000	53
Net interest income	$536,436,000	59
Provision for loan and lease losses	$273,942,000	56
Total noninterest income	$150,665,000	88
Gross Fiduciary activities income	$299,000	619
Service charges on deposit accounts	$58,310,000	48
Trading account gains and fees	$0	148
Additional Noninterest Income	$92,056,000	92
Total noninterest expense	$489,195,000	57
Salaries and employee benefits	$217,392,000	49
Premises and equipment expense	$115,458,000	36
Additional noninterest expense	$156,345,000	78
Pre-tax net operating income	$-76,036,000	8,341
Securities gains (losses)	$5,586,000	63
Applicable income taxes	$-32,349,000	8,348
Income before extraordinary items	$-38,101,000	8,312
Extraordinary gains, net	$0	31
Net income	$-38,101,000	8,311
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,787,000	45
Cash dividends	$58,000,000	61
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-41,676,040	8,323
2008-06-30 (YTD Data)		Rank
Total interest income	$731,166,000	62
Total interest expense	$368,093,000	55
Net interest income	$363,073,000	61
Provision for loan and lease losses	$114,543,000	71
Total noninterest income	$100,680,000	90
Gross Fiduciary activities income	$245,000	594
Service charges on deposit accounts	$38,621,000	49
Trading account gains and fees	$0	149
Additional Noninterest Income	$61,814,000	92
Total noninterest expense	$326,801,000	62
Salaries and employee benefits	$144,673,000	51
Premises and equipment expense	$76,359,000	39
Additional noninterest expense	$105,769,000	79
Pre-tax net operating income	$22,409,000	199
Securities gains (losses)	$6,075,000	55
Applicable income taxes	$5,066,000	250
Income before extraordinary items	$23,418,000	152
Extraordinary gains, net	$0	21
Net income	$23,418,000	152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,379,000	55
Cash dividends	$38,000,000	63
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$18,436,500	174
2008-03-31 (YTD Data)		Rank
Total interest income	$383,464,000	62
Total interest expense	$199,194,000	56
Net interest income	$184,270,000	57
Provision for loan and lease losses	$35,543,000	81
Total noninterest income	$47,061,000	96
Gross Fiduciary activities income	$177,000	510
Service charges on deposit accounts	$19,315,000	48
Trading account gains and fees	$0	158
Additional Noninterest Income	$27,569,000	99
Total noninterest expense	$162,725,000	64
Salaries and employee benefits	$71,689,000	53
Premises and equipment expense	$37,437,000	40
Additional noninterest expense	$53,599,000	76
Pre-tax net operating income	$33,063,000	102
Securities gains (losses)	$6,075,000	46
Applicable income taxes	$11,484,000	102
Income before extraordinary items	$27,654,000	90
Extraordinary gains, net	$0	15
Net income	$27,654,000	91
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,593,000	64
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$23,340,750	100
2007-12-31 (YTD Data)		Rank
Total interest income	$1,556,279,000	54
Total interest expense	$783,272,000	58
Net interest income	$773,007,000	50
Provision for loan and lease losses	$106,450,000	60
Total noninterest income	$207,817,000	83
Gross Fiduciary activities income	$621,000	541
Service charges on deposit accounts	$75,746,000	44
Trading account gains and fees	$0	178
Additional Noninterest Income	$131,450,000	84
Total noninterest expense	$555,344,000	60
Salaries and employee benefits	$277,124,000	49
Premises and equipment expense	$130,730,000	39
Additional noninterest expense	$147,490,000	84
Pre-tax net operating income	$319,030,000	56
Securities gains (losses)	$-31,959,000	8,514
Applicable income taxes	$94,935,000	64
Income before extraordinary items	$192,136,000	62
Extraordinary gains, net	$0	39
Net income	$192,136,000	61
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,369,000	68
Cash dividends	$624,573,000	26
Sale, conversion, retirement of capital stock, net	$2,543,000	337
Net operating income	$213,548,530	55
2007-09-30 (YTD Data)		Rank
Total interest income	$1,156,181,000	56
Total interest expense	$580,258,000	62
Net interest income	$575,923,000	52
Provision for loan and lease losses	$13,155,000	130
Total noninterest income	$153,088,000	86
Gross Fiduciary activities income	$477,000	537
Service charges on deposit accounts	$56,008,000	46
Trading account gains and fees	$0	184
Additional Noninterest Income	$96,603,000	86
Total noninterest expense	$407,753,000	61
Salaries and employee benefits	$205,797,000	50
Premises and equipment expense	$95,681,000	40
Additional noninterest expense	$106,275,000	84
Pre-tax net operating income	$308,103,000	52
Securities gains (losses)	$-33,909,000	8,550
Applicable income taxes	$92,422,000	59
Income before extraordinary items	$181,772,000	57
Extraordinary gains, net	$0	33
Net income	$181,772,000	57
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,474,000	85
Cash dividends	$471,200,000	31
Sale, conversion, retirement of capital stock, net	$2,270,000	259
Net operating income	$204,151,940	54
2007-06-30 (YTD Data)		Rank
Total interest income	$760,711,000	60
Total interest expense	$382,816,000	65
Net interest income	$377,895,000	56
Provision for loan and lease losses	$8,355,000	126
Total noninterest income	$102,852,000	92
Gross Fiduciary activities income	$499,000	424
Service charges on deposit accounts	$36,587,000	50
Trading account gains and fees	$0	168
Additional Noninterest Income	$65,766,000	95
Total noninterest expense	$269,989,000	68
Salaries and employee benefits	$139,003,000	54
Premises and equipment expense	$63,190,000	44
Additional noninterest expense	$67,796,000	97
Pre-tax net operating income	$202,403,000	61
Securities gains (losses)	$-33,909,000	8,609
Applicable income taxes	$56,965,000	74
Income before extraordinary items	$111,529,000	68
Extraordinary gains, net	$0	29
Net income	$111,529,000	69
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,078,000	87
Cash dividends	$361,200,000	27
Sale, conversion, retirement of capital stock, net	$1,639,000	217
Net operating income	$133,908,940	61
2007-03-31 (YTD Data)		Rank
Total interest income	$376,872,000	58
Total interest expense	$192,425,000	58
Net interest income	$184,447,000	57
Provision for loan and lease losses	$2,250,000	163
Total noninterest income	$47,911,000	91
Gross Fiduciary activities income	$249,000	428
Service charges on deposit accounts	$17,807,000	49
Trading account gains and fees	$0	195
Additional Noninterest Income	$29,855,000	92
Total noninterest expense	$131,657,000	67
Salaries and employee benefits	$70,472,000	53
Premises and equipment expense	$31,376,000	44
Additional noninterest expense	$29,809,000	105
Pre-tax net operating income	$98,451,000	59
Securities gains (losses)	$-35,025,000	8,647
Applicable income taxes	$21,591,000	89
Income before extraordinary items	$41,835,000	86
Extraordinary gains, net	$0	22
Net income	$41,835,000	86
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,498,000	94
Cash dividends	$30,500,000	66
Sale, conversion, retirement of capital stock, net	$562,000	166
Net operating income	$64,951,500	62
2006-12-31 (YTD Data)		Rank
Total interest income	$1,455,852,000	59
Total interest expense	$676,261,000	59
Net interest income	$779,591,000	54
Provision for loan and lease losses	$22,142,000	83
Total noninterest income	$177,985,000	93
Gross Fiduciary activities income	$1,074,000	382
Service charges on deposit accounts	$74,142,000	46
Trading account gains and fees	$0	130
Additional Noninterest Income	$102,769,000	101
Total noninterest expense	$511,115,000	65
Salaries and employee benefits	$274,264,000	52
Premises and equipment expense	$115,976,000	41
Additional noninterest expense	$120,875,000	97
Pre-tax net operating income	$424,319,000	59
Securities gains (losses)	$2,274,000	99
Applicable income taxes	$146,476,000	57
Income before extraordinary items	$280,117,000	59
Extraordinary gains, net	$0	51
Net income	$280,117,000	58
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,343,000	83
Cash dividends	$281,727,000	45
Sale, conversion, retirement of capital stock, net	$1,619,000	442
Net operating income	$278,616,160	57
2006-09-30 (YTD Data)		Rank
Total interest income	$1,075,623,000	66
Total interest expense	$486,447,000	65
Net interest income	$589,176,000	62
Provision for loan and lease losses	$18,742,000	79
Total noninterest income	$129,698,000	103
Gross Fiduciary activities income	$799,000	378
Service charges on deposit accounts	$53,002,000	52
Trading account gains and fees	$0	126
Additional Noninterest Income	$75,897,000	111
Total noninterest expense	$382,441,000	74
Salaries and employee benefits	$208,130,000	56
Premises and equipment expense	$84,829,000	47
Additional noninterest expense	$89,482,000	107
Pre-tax net operating income	$317,691,000	66
Securities gains (losses)	$1,887,000	94
Applicable income taxes	$109,758,000	65
Income before extraordinary items	$209,820,000	69
Extraordinary gains, net	$0	45
Net income	$209,820,000	70
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,676,000	91
Cash dividends	$156,727,000	57
Sale, conversion, retirement of capital stock, net	$1,216,000	354
Net operating income	$208,574,580	65
2006-06-30 (YTD Data)		Rank
Total interest income	$694,159,000	68
Total interest expense	$301,636,000	68
Net interest income	$392,523,000	64
Provision for loan and lease losses	$17,292,000	69
Total noninterest income	$86,319,000	106
Gross Fiduciary activities income	$523,000	391
Service charges on deposit accounts	$34,193,000	58
Trading account gains and fees	$0	126
Additional Noninterest Income	$51,603,000	111
Total noninterest expense	$252,550,000	77
Salaries and employee benefits	$138,081,000	59
Premises and equipment expense	$55,265,000	47
Additional noninterest expense	$59,204,000	113
Pre-tax net operating income	$209,000,000	68
Securities gains (losses)	$1,730,000	76
Applicable income taxes	$73,723,000	68
Income before extraordinary items	$137,007,000	69
Extraordinary gains, net	$0	39
Net income	$137,007,000	70
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,204,000	88
Cash dividends	$106,727,000	53
Sale, conversion, retirement of capital stock, net	$813,000	280
Net operating income	$135,882,500	68
2006-03-31 (YTD Data)		Rank
Total interest income	$334,618,000	67
Total interest expense	$140,193,000	66
Net interest income	$194,425,000	63
Provision for loan and lease losses	$12,342,000	53
Total noninterest income	$44,313,000	104
Gross Fiduciary activities income	$268,000	384
Service charges on deposit accounts	$16,526,000	58
Trading account gains and fees	$0	115
Additional Noninterest Income	$27,519,000	107
Total noninterest expense	$123,293,000	77
Salaries and employee benefits	$67,997,000	59
Premises and equipment expense	$26,957,000	48
Additional noninterest expense	$28,339,000	115
Pre-tax net operating income	$103,103,000	65
Securities gains (losses)	$1,730,000	55
Applicable income taxes	$36,387,000	67
Income before extraordinary items	$68,446,000	64
Extraordinary gains, net	$0	21
Net income	$68,446,000	65
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,761,000	60
Cash dividends	$79,227,000	37
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$67,321,500	65
2005-12-31 (YTD Data)		Rank
Total interest income	$1,162,440,000	67
Total interest expense	$428,280,000	66
Net interest income	$734,160,000	61
Provision for loan and lease losses	$26,838,000	80
Total noninterest income	$193,649,000	100
Gross Fiduciary activities income	$1,528,000	320
Service charges on deposit accounts	$66,866,000	56
Trading account gains and fees	$0	138
Additional Noninterest Income	$125,255,000	95
Total noninterest expense	$508,052,000	70
Salaries and employee benefits	$262,850,000	55
Premises and equipment expense	$106,692,000	45
Additional noninterest expense	$138,510,000	94
Pre-tax net operating income	$392,919,000	68
Securities gains (losses)	$-24,654,000	8,823
Applicable income taxes	$124,327,000	79
Income before extraordinary items	$243,938,000	76
Extraordinary gains, net	$0	46
Net income	$243,938,000	76
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,211,000	93
Cash dividends	$224,421,000	52
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$260,209,640	69
2005-09-30 (YTD Data)		Rank
Total interest income	$841,448,000	67
Total interest expense	$297,789,000	66
Net interest income	$543,659,000	63
Provision for loan and lease losses	$20,946,000	77
Total noninterest income	$126,024,000	106
Gross Fiduciary activities income	$1,207,000	306
Service charges on deposit accounts	$50,119,000	56
Trading account gains and fees	$0	126
Additional Noninterest Income	$74,698,000	116
Total noninterest expense	$375,823,000	73
Salaries and employee benefits	$195,884,000	56
Premises and equipment expense	$76,835,000	45
Additional noninterest expense	$103,104,000	94
Pre-tax net operating income	$272,914,000	73
Securities gains (losses)	$-4,642,000	8,840
Applicable income taxes	$90,319,000	79
Income before extraordinary items	$177,953,000	77
Extraordinary gains, net	$0	35
Net income	$177,953,000	77
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,046,000	88
Cash dividends	$170,992,000	48
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$181,016,720	73
2005-06-30 (YTD Data)		Rank
Total interest income	$533,203,000	68
Total interest expense	$181,868,000	67
Net interest income	$351,335,000	64
Provision for loan and lease losses	$14,939,000	69
Total noninterest income	$83,544,000	106
Gross Fiduciary activities income	$929,000	276
Service charges on deposit accounts	$32,558,000	56
Trading account gains and fees	$0	116
Additional Noninterest Income	$50,057,000	113
Total noninterest expense	$242,921,000	74
Salaries and employee benefits	$126,215,000	57
Premises and equipment expense	$49,574,000	46
Additional noninterest expense	$67,132,000	95
Pre-tax net operating income	$177,019,000	75
Securities gains (losses)	$-4,641,000	8,852
Applicable income taxes	$57,988,000	80
Income before extraordinary items	$114,390,000	80
Extraordinary gains, net	$0	30
Net income	$114,390,000	80
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,313,000	82
Cash dividends	$145,455,000	38
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$117,453,060	74
2005-03-31 (YTD Data)		Rank
Total interest income	$253,966,000	69
Total interest expense	$83,915,000	70
Net interest income	$170,051,000	66
Provision for loan and lease losses	$5,929,000	81
Total noninterest income	$33,665,000	131
Gross Fiduciary activities income	$453,000	281
Service charges on deposit accounts	$15,559,000	57
Trading account gains and fees	$0	115
Additional Noninterest Income	$17,653,000	147
Total noninterest expense	$114,111,000	78
Salaries and employee benefits	$60,826,000	61
Premises and equipment expense	$23,665,000	49
Additional noninterest expense	$29,620,000	105
Pre-tax net operating income	$83,676,000	81
Securities gains (losses)	$-1,155,000	8,907
Applicable income taxes	$27,697,000	81
Income before extraordinary items	$54,824,000	82
Extraordinary gains, net	$0	24
Net income	$54,824,000	82
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,015,000	81
Cash dividends	$121,233,000	27
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$55,586,300	77
2004-12-31 (YTD Data)		Rank
Total interest income	$848,529,000	66
Total interest expense	$271,243,000	65
Net interest income	$577,286,000	67
Provision for loan and lease losses	$26,994,000	90
Total noninterest income	$139,459,000	129
Gross Fiduciary activities income	$1,425,000	311
Service charges on deposit accounts	$65,221,000	59
Trading account gains and fees	$0	138
Additional Noninterest Income	$72,813,000	142
Total noninterest expense	$420,642,000	81
Salaries and employee benefits	$217,049,000	66
Premises and equipment expense	$90,992,000	53
Additional noninterest expense	$112,601,000	113
Pre-tax net operating income	$269,109,000	87
Securities gains (losses)	$7,544,000	82
Applicable income taxes	$94,668,000	85
Income before extraordinary items	$181,985,000	89
Extraordinary gains, net	$0	34
Net income	$181,985,000	90
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,598,000	99
Cash dividends	$75,535,000	103
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$177,005,960	87
2004-09-30 (YTD Data)		Rank
Total interest income	$614,271,000	71
Total interest expense	$192,696,000	69
Net interest income	$421,575,000	71
Provision for loan and lease losses	$21,606,000	91
Total noninterest income	$102,283,000	134
Gross Fiduciary activities income	$1,145,000	303
Service charges on deposit accounts	$49,063,000	60
Trading account gains and fees	$0	134
Additional Noninterest Income	$52,075,000	149
Total noninterest expense	$307,912,000	84
Salaries and employee benefits	$159,642,000	70
Premises and equipment expense	$66,423,000	56
Additional noninterest expense	$81,847,000	119
Pre-tax net operating income	$194,340,000	93
Securities gains (losses)	$7,417,000	74
Applicable income taxes	$69,018,000	94
Income before extraordinary items	$132,739,000	96
Extraordinary gains, net	$0	26
Net income	$132,739,000	97
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,954,000	99
Cash dividends	$54,842,000	101
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$127,843,780	95
2004-06-30 (YTD Data)		Rank
Total interest income	$397,331,000	74
Total interest expense	$116,204,000	75
Net interest income	$281,127,000	71
Provision for loan and lease losses	$14,453,000	96
Total noninterest income	$58,614,000	147
Gross Fiduciary activities income	$837,000	291
Service charges on deposit accounts	$32,026,000	62
Trading account gains and fees	$0	130
Additional Noninterest Income	$25,751,000	179
Total noninterest expense	$202,960,000	87
Salaries and employee benefits	$104,055,000	75
Premises and equipment expense	$43,039,000	58
Additional noninterest expense	$55,866,000	119
Pre-tax net operating income	$122,328,000	96
Securities gains (losses)	$7,050,000	60
Applicable income taxes	$44,373,000	101
Income before extraordinary items	$85,005,000	99
Extraordinary gains, net	$0	21
Net income	$85,005,000	100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,845,000	104
Cash dividends	$35,428,000	94
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$80,352,000	98
2004-03-31 (YTD Data)		Rank
Total interest income	$193,829,000	74
Total interest expense	$58,279,000	73
Net interest income	$135,550,000	70
Provision for loan and lease losses	$7,934,000	90
Total noninterest income	$27,691,000	142
Gross Fiduciary activities income	$449,000	279
Service charges on deposit accounts	$15,555,000	63
Trading account gains and fees	$0	121
Additional Noninterest Income	$11,687,000	184
Total noninterest expense	$101,131,000	88
Salaries and employee benefits	$50,235,000	78
Premises and equipment expense	$21,232,000	58
Additional noninterest expense	$29,664,000	115
Pre-tax net operating income	$54,176,000	104
Securities gains (losses)	$7,442,000	50
Applicable income taxes	$21,071,000	100
Income before extraordinary items	$40,547,000	102
Extraordinary gains, net	$0	16
Net income	$40,547,000	103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,007,000	105
Cash dividends	$17,764,000	79
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$35,635,280	104
2003-12-31 (YTD Data)		Rank
Total interest income	$781,119,000	71
Total interest expense	$266,392,000	69
Net interest income	$514,727,000	74
Provision for loan and lease losses	$37,378,000	102
Total noninterest income	$111,860,000	148
Gross Fiduciary activities income	$2,188,000	242
Service charges on deposit accounts	$53,061,000	69
Trading account gains and fees	$4,320,000	57
Additional Noninterest Income	$52,291,000	180
Total noninterest expense	$356,554,000	96
Salaries and employee benefits	$195,030,000	79
Premises and equipment expense	$82,462,000	60
Additional noninterest expense	$79,062,000	147
Pre-tax net operating income	$232,655,000	91
Securities gains (losses)	$4,812,000	163
Applicable income taxes	$80,740,000	95
Income before extraordinary items	$156,727,000	94
Extraordinary gains, net	$0	54
Net income	$156,727,000	95
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,471,000	94
Cash dividends	$67,044,000	108
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$153,551,080	92
2003-09-30 (YTD Data)		Rank
Total interest income	$586,220,000	70
Total interest expense	$204,698,000	70
Net interest income	$381,522,000	75
Provision for loan and lease losses	$28,176,000	107
Total noninterest income	$85,087,000	147
Gross Fiduciary activities income	$1,770,000	247
Service charges on deposit accounts	$38,899,000	71
Trading account gains and fees	$3,223,000	57
Additional Noninterest Income	$41,195,000	180
Total noninterest expense	$264,951,000	98
Salaries and employee benefits	$145,261,000	78
Premises and equipment expense	$60,680,000	59
Additional noninterest expense	$59,010,000	145
Pre-tax net operating income	$173,482,000	93
Securities gains (losses)	$3,858,000	179
Applicable income taxes	$60,296,000	96
Income before extraordinary items	$117,044,000	97
Extraordinary gains, net	$0	40
Net income	$117,044,000	97
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,816,000	97
Cash dividends	$49,213,000	107
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$114,497,720	93
2003-06-30 (YTD Data)		Rank
Total interest income	$390,594,000	74
Total interest expense	$140,812,000	71
Net interest income	$249,782,000	76
Provision for loan and lease losses	$18,870,000	103
Total noninterest income	$59,125,000	146
Gross Fiduciary activities income	$1,252,000	239
Service charges on deposit accounts	$24,717,000	73
Trading account gains and fees	$2,141,000	57
Additional Noninterest Income	$31,015,000	166
Total noninterest expense	$177,806,000	96
Salaries and employee benefits	$95,101,000	80
Premises and equipment expense	$39,997,000	60
Additional noninterest expense	$42,708,000	136
Pre-tax net operating income	$112,231,000	95
Securities gains (losses)	$3,717,000	159
Applicable income taxes	$39,423,000	96
Income before extraordinary items	$76,525,000	97
Extraordinary gains, net	$0	30
Net income	$76,525,000	97
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,517,000	102
Cash dividends	$32,134,000	94
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$74,071,780	93
2003-03-31 (YTD Data)		Rank
Total interest income	$194,585,000	73
Total interest expense	$71,644,000	71
Net interest income	$122,941,000	76
Provision for loan and lease losses	$8,060,000	113
Total noninterest income	$27,297,000	154
Gross Fiduciary activities income	$691,000	233
Service charges on deposit accounts	$11,517,000	79
Trading account gains and fees	$457,000	69
Additional Noninterest Income	$14,632,000	169
Total noninterest expense	$87,420,000	97
Salaries and employee benefits	$46,977,000	82
Premises and equipment expense	$19,517,000	62
Additional noninterest expense	$20,926,000	132
Pre-tax net operating income	$54,758,000	96
Securities gains (losses)	$1,770,000	159
Applicable income taxes	$19,220,000	103
Income before extraordinary items	$37,308,000	102
Extraordinary gains, net	$0	21
Net income	$37,308,000	102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,644,000	124
Cash dividends	$15,613,000	91
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$36,139,800	95
2002-12-31 (YTD Data)		Rank
Total interest income	$783,413,000	75
Total interest expense	$314,030,000	69
Net interest income	$469,383,000	73
Provision for loan and lease losses	$35,980,000	120
Total noninterest income	$94,371,000	160
Gross Fiduciary activities income	$1,082,000	393
Service charges on deposit accounts	$44,375,000	78
Trading account gains and fees	$0	153
Additional Noninterest Income	$48,914,000	175
Total noninterest expense	$309,405,000	104
Salaries and employee benefits	$163,156,000	86
Premises and equipment expense	$70,474,000	62
Additional noninterest expense	$75,775,000	150
Pre-tax net operating income	$218,369,000	88
Securities gains (losses)	$5,701,000	145
Applicable income taxes	$77,080,000	89
Income before extraordinary items	$146,990,000	94
Extraordinary gains, net	$-846,000	9,336
Net income	$146,144,000	94
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,752,000	119
Cash dividends	$66,032,000	117
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$143,227,340	92
2001-12-31 (YTD Data)		Rank
Total interest income	$901,966,000	79
Total interest expense	$473,223,000	73
Net interest income	$428,743,000	84
Provision for loan and lease losses	$39,573,000	113
Total noninterest income	$83,845,000	175
Gross Fiduciary activities income	$1,000,000	424
Service charges on deposit accounts	$41,315,000	72
Trading account gains and fees	$0	177
Additional Noninterest Income	$41,530,000	202
Total noninterest expense	$279,395,000	110
Salaries and employee benefits	$143,132,000	90
Premises and equipment expense	$64,930,000	66
Additional noninterest expense	$71,333,000	172
Pre-tax net operating income	$193,620,000	92
Securities gains (losses)	$8,701,000	96
Applicable income taxes	$72,639,000	88
Income before extraordinary items	$129,682,000	98
Extraordinary gains, net	$-613,000	9,561
Net income	$129,069,000	97
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,723,000	123
Cash dividends	$64,292,000	119
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$124,113,360	95
2000-12-31 (YTD Data)		Rank
Total interest income	$897,917,000	85
Total interest expense	$501,815,000	83
Net interest income	$396,102,000	93
Provision for loan and lease losses	$29,680,000	126
Total noninterest income	$97,840,000	159
Gross Fiduciary activities income	$1,920,000	290
Service charges on deposit accounts	$36,881,000	80
Trading account gains and fees	$-68,000	4,511
Additional Noninterest Income	$59,107,000	157
Total noninterest expense	$272,686,000	121
Salaries and employee benefits	$127,819,000	98
Premises and equipment expense	$60,680,000	73
Additional noninterest expense	$84,187,000	152
Pre-tax net operating income	$191,576,000	87
Securities gains (losses)	$606,000	229
Applicable income taxes	$70,147,000	85
Income before extraordinary items	$122,035,000	87
Extraordinary gains, net	$-4,322,000	9,902
Net income	$117,713,000	88
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,508,000	146
Cash dividends	$63,648,000	117
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$121,647,160	90
1999-12-31 (YTD Data)		Rank
Total interest income	$775,935,000	85
Total interest expense	$389,938,000	84
Net interest income	$385,997,000	85
Provision for loan and lease losses	$28,708,000	115
Total noninterest income	$141,667,000	135
Gross Fiduciary activities income	$1,755,000	342
Service charges on deposit accounts	$39,999,000	74
Trading account gains and fees	$582,000	92
Additional Noninterest Income	$99,331,000	127
Total noninterest expense	$301,324,000	102
Salaries and employee benefits	$123,935,000	97
Premises and equipment expense	$57,785,000	71
Additional noninterest expense	$119,604,000	118
Pre-tax net operating income	$197,632,000	95
Securities gains (losses)	$-86,000	9,929
Applicable income taxes	$74,007,000	95
Income before extraordinary items	$123,539,000	100
Extraordinary gains, net	$0	35
Net income	$123,539,000	100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,277,000	145
Cash dividends	$78,996,000	108
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$123,594,040	98
1998-12-31 (YTD Data)		Rank
Total interest income	$693,561,000	92
Total interest expense	$342,885,000	93
Net interest income	$350,676,000	94
Provision for loan and lease losses	$26,345,000	116
Total noninterest income	$123,686,000	147
Gross Fiduciary activities income	$1,139,000	426
Service charges on deposit accounts	$38,535,000	73
Trading account gains and fees	$0	224
Additional Noninterest Income	$84,012,000	145
Total noninterest expense	$354,166,000	90
Salaries and employee benefits	$127,488,000	94
Premises and equipment expense	$56,373,000	77
Additional noninterest expense	$170,305,000	96
Pre-tax net operating income	$93,851,000	162
Securities gains (losses)	$2,788,000	190
Applicable income taxes	$34,376,000	159
Income before extraordinary items	$62,263,000	168
Extraordinary gains, net	$0	32
Net income	$62,263,000	169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,731,000	139
Cash dividends	$49,532,000	145
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$60,478,680	165
1997-12-31 (YTD Data)		Rank
Total interest income	$500,789,000	116
Total interest expense	$246,068,000	119
Net interest income	$254,721,000	119
Provision for loan and lease losses	$13,026,000	172
Total noninterest income	$87,290,000	157
Gross Fiduciary activities income	$1,207,000	418
Service charges on deposit accounts	$27,539,000	92
Trading account gains and fees	$0	239
Additional Noninterest Income	$58,544,000	154
Total noninterest expense	$196,934,000	132
Salaries and employee benefits	$82,858,000	119
Premises and equipment expense	$36,979,000	91
Additional noninterest expense	$77,097,000	158
Pre-tax net operating income	$132,051,000	115
Securities gains (losses)	$308,000	562
Applicable income taxes	$48,427,000	120
Income before extraordinary items	$83,932,000	122
Extraordinary gains, net	$0	44
Net income	$83,932,000	122
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,159,000	176
Cash dividends	$41,150,000	146
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$83,734,880	117
1996-12-31 (YTD Data)		Rank
Total interest income	$289,271,000	202
Total interest expense	$150,542,000	190
Net interest income	$138,729,000	214
Provision for loan and lease losses	$6,877,000	275
Total noninterest income	$60,781,000	206
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$18,010,000	134
Trading account gains and fees	$0	262
Additional Noninterest Income	$42,771,000	189
Total noninterest expense	$113,808,000	227
Salaries and employee benefits	$43,073,000	219
Premises and equipment expense	$18,552,000	178
Additional noninterest expense	$52,183,000	231
Pre-tax net operating income	$78,825,000	178
Securities gains (losses)	$139,000	822
Applicable income taxes	$27,061,000	183
Income before extraordinary items	$51,903,000	182
Extraordinary gains, net	$0	53
Net income	$51,903,000	182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,797,000	346
Cash dividends	$17,289,000	311
Sale, conversion, retirement of capital stock, net	$2,600,000	249
Net operating income	$51,811,260	180
1995-12-31 (YTD Data)		Rank
Total interest income	$241,692,000	237
Total interest expense	$124,007,000	232
Net interest income	$117,685,000	243
Provision for loan and lease losses	$5,242,000	314
Total noninterest income	$49,561,000	232
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$14,524,000	170
Trading account gains and fees	$4,000	468
Additional Noninterest Income	$35,033,000	196
Total noninterest expense	$97,111,000	252
Salaries and employee benefits	$38,514,000	242
Premises and equipment expense	$16,260,000	201
Additional noninterest expense	$42,337,000	263
Pre-tax net operating income	$64,893,000	214
Securities gains (losses)	$4,000	2,936
Applicable income taxes	$22,604,000	209
Income before extraordinary items	$42,293,000	220
Extraordinary gains, net	$0	65
Net income	$42,293,000	219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,108,000	444
Cash dividends	$13,393,000	333
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$42,290,400	221
1994-12-31 (YTD Data)		Rank
Total interest income	$179,379,000	275
Total interest expense	$77,054,000	268
Net interest income	$102,325,000	263
Provision for loan and lease losses	$6,409,000	247
Total noninterest income	$19,989,000	380
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$12,246,000	191
Trading account gains and fees	$-130,000	4,882
Additional Noninterest Income	$7,873,000	478
Total noninterest expense	$68,525,000	319
Salaries and employee benefits	$30,947,000	294
Premises and equipment expense	$12,006,000	255
Additional noninterest expense	$25,572,000	373
Pre-tax net operating income	$47,380,000	255
Securities gains (losses)	$215,000	473
Applicable income taxes	$16,182,000	244
Income before extraordinary items	$31,413,000	255
Extraordinary gains, net	$0	249
Net income	$31,413,000	253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,759,000	611
Cash dividends	$11,883,000	310
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$31,271,100	258
1993-12-31 (YTD Data)		Rank
Total interest income	$136,886,000	309
Total interest expense	$56,721,000	326
Net interest income	$80,165,000	300
Provision for loan and lease losses	$7,945,000	323
Total noninterest income	$16,590,000	428
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$11,167,000	201
Trading account gains and fees	$44,000	335
Additional Noninterest Income	$5,379,000	637
Total noninterest expense	$57,205,000	364
Salaries and employee benefits	$25,943,000	324
Premises and equipment expense	$10,743,000	276
Additional noninterest expense	$20,519,000	451
Pre-tax net operating income	$31,605,000	285
Securities gains (losses)	$49,000	3,427
Applicable income taxes	$9,778,000	314
Income before extraordinary items	$21,876,000	299
Extraordinary gains, net	$1,160,000	202
Net income	$23,036,000	296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,357,000	449
Cash dividends	$10,395,000	274
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$21,842,190	288
1992-12-31 (YTD Data)		Rank
Total interest income	$124,684,000	376
Total interest expense	$55,849,000	400
Net interest income	$68,835,000	345
Provision for loan and lease losses	$7,979,000	435
Total noninterest income	$13,937,000	478
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$10,226,000	206
Trading account gains and fees	$18,000	379
Additional Noninterest Income	$3,693,000	830
Total noninterest expense	$51,625,000	399
Salaries and employee benefits	$22,431,000	352
Premises and equipment expense	$10,306,000	288
Additional noninterest expense	$18,888,000	474
Pre-tax net operating income	$23,168,000	304
Securities gains (losses)	$116,000	2,773
Applicable income taxes	$6,219,000	401
Income before extraordinary items	$17,065,000	309
Extraordinary gains, net	$0	1,422
Net income	$17,065,000	313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,364,000	509
Cash dividends	$10,030,000	216
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$16,980,320	278

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.