Home > Colonial Bank > Net charge- offs to loans
Colonial Bank, Net charge- offs to loans
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0772% | 344 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0393% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 7.6205% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5324% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5838% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8270% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4210% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3131% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5378% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6199% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1497% | 1,601 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5196% | 616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 51.9417% | 20 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1477% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2083% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 5.8100% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2040% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9267% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7601% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9938% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2710% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9632% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0145% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2800% | 1,607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0393% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 66.3523% | 12 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6636% | 210 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8821% | 150 |
| Percentage Net Loans Charged-off:Construction & development | 9.0891% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7925% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5894% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5441% | 1,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8474% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4942% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9500% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0707% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2510% | 1,788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4320% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1337% | 70 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7056% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6805% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 3.8363% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3300% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1943% | 299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3570% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8595% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2746% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3103% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8311% | 2,242 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3271% | 1,771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7902% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8278% | 46 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1822% | 569 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2574% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 2.7976% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2932% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1749% | 195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2437% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7248% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1649% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7453% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1651% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4832% | 1,757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2762% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1375% | 60 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7357% | 711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7382% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 1.7476% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0816% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1036% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2278% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0838% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8097% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7744% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2324% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2505% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0294% | 37 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3290% | 1,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3576% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 0.6964% | 562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0838% | 1,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0050% | 282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1464% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1116% | 691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1529% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 7,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2158% | 4,481 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5663% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2137% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2060% | 40 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 2,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1963% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 0.3110% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0869% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0084% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1496% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0870% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1609% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1774% | 7,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1435% | 4,436 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3104% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2337% | 988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2981% | 38 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 2,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1330% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.2131% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0170% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1184% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0016% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1393% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1910% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1431% | 3,963 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0804% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2272% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2076% | 21 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 2,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0949% | 902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0621% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0390% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2284% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 5,974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2757% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2205% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2349% | 2,972 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7778% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2208% | 702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5452% | 17 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 2,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0856% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0481% | 8,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 2,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0704% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 2,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1749% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5329% | 2,733 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1685% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1349% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8327% | 16 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 2,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0749% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0761% | 8,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0232% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3656% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4740% | 2,628 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6681% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1238% | 1,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.7921% | 13 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 2,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0726% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1290% | 8,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 1,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0228% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9357% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5101% | 2,324 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8703% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0832% | 1,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.3846% | 6 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2401% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 8,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0366% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1802% | 8,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0316% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8189% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8724% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 12.2563% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0924% | 776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.8262% | 2 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 3,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0976% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0460% | 505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1957% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0014% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 1,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0329% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 1,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5105% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6140% | 3,055 |
| Percentage Net Loans Charged-off: Credit card loans | 14.1119% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0631% | 1,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.8340% | 10 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1177% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0577% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2469% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0017% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0326% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0767% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5828% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4522% | 3,307 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9359% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0461% | 1,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1720% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1353% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0844% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2412% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0025% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0999% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0297% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1146% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8011% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4686% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7098% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0141% | 1,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2032% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1093% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 0.1307% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1418% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0569% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0166% | 5,918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0728% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6972% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4487% | 2,741 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0293% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0149% | 7,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0691% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1960% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0145% | 6,403 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0822% | 1,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3240% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 2,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7872% | 1,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6336% | 3,239 |
| Percentage Net Loans Charged-off: Credit card loans | 25.0969% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2941% | 987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2129% | 2,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0917% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2017% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0107% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0901% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3442% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 1,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9134% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5061% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8430% | 1,305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3932% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2088% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1163% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.1190% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1392% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0159% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3615% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 1,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7535% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4596% | 3,364 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6105% | 2,521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5364% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1988% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1194% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0044% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2572% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0316% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0971% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4083% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5134% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4441% | 3,094 |
| Percentage Net Loans Charged-off: Credit card loans | -5.9657% | 2,603 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5752% | 492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2963% | 2,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0432% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2171% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1125% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2149% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6502% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1465% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0485% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5547% | 3,978 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3911% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0070% | 1,841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8029% | 44 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2987% | 2,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1448% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0461% | 543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1744% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2053% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1800% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7372% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0975% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2103% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4963% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0237% | 1,547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4394% | 38 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2745% | 2,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1148% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0683% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1516% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0058% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1350% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4956% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2083% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5630% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0014% | 7,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6663% | 28 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1896% | 2,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0414% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1572% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0080% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1903% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8923% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0942% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0859% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3388% | 3,726 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0310% | 7,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2780% | 2,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1131% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0655% | 706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0841% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0112% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2232% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4177% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1986% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6136% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8161% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0627% | 1,739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2915% | 2,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1579% | 1,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0190% | 766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2913% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0256% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1122% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0963% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1137% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2618% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8015% | 2,882 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4835% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0926% | 1,575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2088% | 3,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0841% | 291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0291% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0941% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0803% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0689% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1061% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8870% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8616% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 17.5000% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1425% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2030% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0864% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0946% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1262% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0244% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0457% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5193% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7551% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8966% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2384% | 3,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1132% | 259 |
| Percentage Net Loans Charged-off:Construction & development | 0.2001% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0958% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0391% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0935% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0943% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5679% | 303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4019% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3832% | 182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2260% | 3,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0902% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0635% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1905% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0208% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0788% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5008% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2465% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2300% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1589% | 4,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0784% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 0.8503% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0379% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0083% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3435% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7364% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0963% | 1,336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3219% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1267% | 5,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0184% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0624% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5061% | 303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5508% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5528% | 1,339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3139% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 6,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 683 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 1,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2168% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0418% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1970% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1328% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1050% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2102% | 196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2686% | 4,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1488% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.8322% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1389% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1592% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2260% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1600% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2063% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1877% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4269% | 4,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1631% | 810 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 1,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1900% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3198% | 337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1387% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2513% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1341% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4810% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9531% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9387% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1207% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |