Home > Colonial Bank > Income and Expense
Colonial Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $37,146,000 | 942 |
| Total interest expense | $20,273,000 | 839 |
| Net interest income | $16,873,000 | 1,075 |
| Provision for loan and lease losses | $1,902,000 | 644 |
| Total noninterest income | $3,003,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,459,000 | 907 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,544,000 | 1,366 |
| Total noninterest expense | $12,472,000 | 1,171 |
| Salaries and employee benefits | $6,258,000 | 1,074 |
| Premises and equipment expense | $1,970,000 | 1,073 |
| Additional noninterest expense | $4,244,000 | 1,297 |
| Pre-tax net operating income | $5,502,000 | 1,296 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,944,000 | 1,267 |
| Income before extraordinary items | $3,558,000 | 1,389 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,558,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,002,000 | 899 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $18,102,000 | 36 |
| Net operating income | $3,558,000 | 1,355 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,967,000 | 1,791 |
| Total interest expense | $8,370,000 | 1,886 |
| Net interest income | $10,597,000 | 1,686 |
| Provision for loan and lease losses | $1,345,000 | 760 |
| Total noninterest income | $2,250,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $891,000 | 1,531 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,359,000 | 1,451 |
| Total noninterest expense | $8,959,000 | 1,586 |
| Salaries and employee benefits | $4,634,000 | 1,431 |
| Premises and equipment expense | $1,292,000 | 1,572 |
| Additional noninterest expense | $3,033,000 | 1,684 |
| Pre-tax net operating income | $2,543,000 | 2,798 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $903,000 | 2,591 |
| Income before extraordinary items | $1,640,000 | 2,996 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,640,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $692,000 | 1,121 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,640,000 | 2,962 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,058,000 | 5,630 |
| Total interest expense | $2,109,000 | 5,365 |
| Net interest income | $2,949,000 | 5,679 |
| Provision for loan and lease losses | $168,000 | 3,376 |
| Total noninterest income | $340,000 | 6,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,329 |
| Total noninterest expense | $2,380,000 | 5,386 |
| Salaries and employee benefits | $1,121,000 | 5,567 |
| Premises and equipment expense | $450,000 | 4,151 |
| Additional noninterest expense | $809,000 | 5,647 |
| Pre-tax net operating income | $741,000 | 7,182 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $283,000 | 6,089 |
| Income before extraordinary items | $458,000 | 7,630 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $458,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $458,000 | 7,685 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 6,920 |
| Total interest expense | $1,727,000 | 6,544 |
| Net interest income | $2,232,000 | 7,085 |
| Provision for loan and lease losses | $166,000 | 4,391 |
| Total noninterest income | $299,000 | 7,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,477 |
| Total noninterest expense | $1,782,000 | 6,940 |
| Salaries and employee benefits | $834,000 | 7,113 |
| Premises and equipment expense | $307,000 | 5,726 |
| Additional noninterest expense | $641,000 | 7,003 |
| Pre-tax net operating income | $583,000 | 8,065 |
| Securities gains (losses) | $44,000 | 3,595 |
| Applicable income taxes | $224,000 | 7,193 |
| Income before extraordinary items | $403,000 | 8,405 |
| Extraordinary gains, net | $336,000 | 638 |
| Net income | $739,000 | 6,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $374,840 | 8,432 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 8,659 |
| Total interest expense | $1,522,000 | 8,450 |
| Net interest income | $1,664,000 | 8,766 |
| Provision for loan and lease losses | $385,000 | 3,542 |
| Total noninterest income | $151,000 | 10,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 8,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $1,424,000 | 8,194 |
| Salaries and employee benefits | $640,000 | 8,450 |
| Premises and equipment expense | $280,000 | 6,282 |
| Additional noninterest expense | $504,000 | 8,419 |
| Pre-tax net operating income | $6,000 | 12,664 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $5,000 | 12,863 |
| Extraordinary gains, net | $1,000 | 1,417 |
| Net income | $6,000 | 12,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 4,172 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,000 | 12,630 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.