Home > Colonial Bank > Income and Expense
Colonial Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,784,000 | 1,612 |
| Total interest expense | $7,525,000 | 2,089 |
| Net interest income | $13,259,000 | 1,353 |
| Provision for loan and lease losses | $342,000 | 2,353 |
| Total noninterest income | $1,750,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,468,000 | 901 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $282,000 | 4,230 |
| Total noninterest expense | $8,977,000 | 1,575 |
| Salaries and employee benefits | $4,628,000 | 1,457 |
| Premises and equipment expense | $1,528,000 | 1,339 |
| Additional noninterest expense | $2,821,000 | 1,837 |
| Pre-tax net operating income | $5,690,000 | 1,259 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,072,000 | 1,193 |
| Income before extraordinary items | $3,618,000 | 1,368 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,618,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,894 |
| Cash dividends | $83,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $963,000 | 394 |
| Net operating income | $3,618,000 | 1,332 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,324,000 | 1,949 |
| Total interest expense | $6,133,000 | 2,500 |
| Net interest income | $11,191,000 | 1,608 |
| Provision for loan and lease losses | $525,000 | 1,507 |
| Total noninterest income | $1,904,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,560,000 | 847 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $344,000 | 3,660 |
| Total noninterest expense | $9,064,000 | 1,573 |
| Salaries and employee benefits | $4,566,000 | 1,454 |
| Premises and equipment expense | $1,387,000 | 1,481 |
| Additional noninterest expense | $3,111,000 | 1,650 |
| Pre-tax net operating income | $3,506,000 | 2,098 |
| Securities gains (losses) | $22,000 | 1,840 |
| Applicable income taxes | $1,281,000 | 1,907 |
| Income before extraordinary items | $2,247,000 | 2,241 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,247,000 | 2,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,710 |
| Cash dividends | $118,000 | 6,537 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 673 |
| Net operating income | $2,232,920 | 2,229 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,371,000 | 2,932 |
| Total interest expense | $2,895,000 | 4,087 |
| Net interest income | $7,476,000 | 2,424 |
| Provision for loan and lease losses | $330,000 | 2,106 |
| Total noninterest income | $1,245,000 | 2,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,062,000 | 1,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,560 |
| Total noninterest expense | $5,626,000 | 2,489 |
| Salaries and employee benefits | $2,675,000 | 2,494 |
| Premises and equipment expense | $971,000 | 2,088 |
| Additional noninterest expense | $1,980,000 | 2,600 |
| Pre-tax net operating income | $2,765,000 | 2,560 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $1,003,000 | 2,238 |
| Income before extraordinary items | $1,757,000 | 2,754 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,757,000 | 2,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,263 |
| Cash dividends | $10,000 | 8,760 |
| Sale, conversion, retirement of capital stock, net | $5,100,000 | 165 |
| Net operating income | $1,760,200 | 2,768 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,018,000 | 4,305 |
| Total interest expense | $2,046,000 | 5,721 |
| Net interest income | $4,972,000 | 3,596 |
| Provision for loan and lease losses | $467,000 | 2,203 |
| Total noninterest income | $777,000 | 4,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $664,000 | 2,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,504 |
| Total noninterest expense | $4,083,000 | 3,426 |
| Salaries and employee benefits | $1,894,000 | 3,447 |
| Premises and equipment expense | $723,000 | 2,797 |
| Additional noninterest expense | $1,466,000 | 3,579 |
| Pre-tax net operating income | $1,199,000 | 5,183 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $428,000 | 4,761 |
| Income before extraordinary items | $785,000 | 5,643 |
| Extraordinary gains, net | $47,000 | 2,224 |
| Net income | $832,000 | 5,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 3,087 |
| Cash dividends | $108,000 | 6,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $775,900 | 5,460 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,636,000 | 5,785 |
| Total interest expense | $1,999,000 | 7,110 |
| Net interest income | $3,637,000 | 4,843 |
| Provision for loan and lease losses | $325,000 | 3,946 |
| Total noninterest income | $458,000 | 5,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 4,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $3,402,000 | 4,041 |
| Salaries and employee benefits | $1,519,000 | 4,186 |
| Premises and equipment expense | $700,000 | 2,923 |
| Additional noninterest expense | $1,183,000 | 4,385 |
| Pre-tax net operating income | $368,000 | 9,518 |
| Securities gains (losses) | $104,000 | 2,949 |
| Applicable income taxes | $71,000 | 10,691 |
| Income before extraordinary items | $401,000 | 8,216 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $401,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 7,015 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 655 |
| Net operating income | $312,600 | 8,768 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.