Home > Colonial Bank > Income and Expense
Colonial Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,523,000 | 2,487 |
| Total interest expense | $3,663,000 | 3,006 |
| Net interest income | $7,860,000 | 2,223 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $787,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $574,000 | 2,205 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $213,000 | 4,407 |
| Total noninterest expense | $5,205,000 | 2,530 |
| Salaries and employee benefits | $2,602,000 | 2,750 |
| Premises and equipment expense | $666,000 | 2,761 |
| Additional noninterest expense | $1,937,000 | 2,026 |
| Pre-tax net operating income | $3,292,000 | 2,159 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,043,000 | 1,828 |
| Income before extraordinary items | $2,249,000 | 2,355 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,249,000 | 2,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,249,000 | 2,343 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,378,000 | 2,548 |
| Total interest expense | $2,244,000 | 3,098 |
| Net interest income | $5,134,000 | 2,278 |
| Provision for loan and lease losses | $110,000 | 3,192 |
| Total noninterest income | $522,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $387,000 | 2,159 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $135,000 | 4,512 |
| Total noninterest expense | $3,230,000 | 2,723 |
| Salaries and employee benefits | $1,717,000 | 2,779 |
| Premises and equipment expense | $429,000 | 2,819 |
| Additional noninterest expense | $1,084,000 | 2,382 |
| Pre-tax net operating income | $2,316,000 | 2,074 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $741,000 | 1,777 |
| Income before extraordinary items | $1,575,000 | 2,250 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,575,000 | 2,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,811 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,575,000 | 2,236 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 2,619 |
| Total interest expense | $1,013,000 | 3,224 |
| Net interest income | $2,483,000 | 2,341 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $278,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $183,000 | 2,197 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,822 |
| Total noninterest expense | $1,606,000 | 2,723 |
| Salaries and employee benefits | $867,000 | 2,778 |
| Premises and equipment expense | $216,000 | 2,823 |
| Additional noninterest expense | $523,000 | 2,448 |
| Pre-tax net operating income | $1,095,000 | 2,129 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $228,000 | 2,417 |
| Income before extraordinary items | $867,000 | 2,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $867,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,662 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $867,000 | 2,019 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,352,000 | 2,648 |
| Total interest expense | $3,199,000 | 3,156 |
| Net interest income | $9,153,000 | 2,408 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $927,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $782,000 | 2,148 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $145,000 | 5,792 |
| Total noninterest expense | $6,229,000 | 2,661 |
| Salaries and employee benefits | $3,494,000 | 2,603 |
| Premises and equipment expense | $977,000 | 2,418 |
| Additional noninterest expense | $1,758,000 | 2,812 |
| Pre-tax net operating income | $3,611,000 | 2,404 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $164,000 | 4,905 |
| Income before extraordinary items | $3,447,000 | 1,987 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,447,000 | 1,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,327 |
| Cash dividends | $1,284,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,447,000 | 1,964 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,916,000 | 2,675 |
| Total interest expense | $2,183,000 | 3,263 |
| Net interest income | $6,733,000 | 2,428 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $695,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $582,000 | 2,160 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,731 |
| Total noninterest expense | $4,575,000 | 2,675 |
| Salaries and employee benefits | $2,623,000 | 2,557 |
| Premises and equipment expense | $756,000 | 2,336 |
| Additional noninterest expense | $1,196,000 | 3,047 |
| Pre-tax net operating income | $2,673,000 | 2,445 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,673,000 | 1,960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,673,000 | 1,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,976 |
| Cash dividends | $1,609,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,673,000 | 1,924 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,782,000 | 2,685 |
| Total interest expense | $1,335,000 | 3,348 |
| Net interest income | $4,447,000 | 2,427 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $452,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $376,000 | 2,183 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $76,000 | 5,712 |
| Total noninterest expense | $3,007,000 | 2,686 |
| Salaries and employee benefits | $1,750,000 | 2,546 |
| Premises and equipment expense | $491,000 | 2,365 |
| Additional noninterest expense | $766,000 | 3,136 |
| Pre-tax net operating income | $1,772,000 | 2,397 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,772,000 | 1,924 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,772,000 | 1,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,311 |
| Cash dividends | $1,017,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,772,000 | 1,887 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,696,000 | 2,813 |
| Total interest expense | $616,000 | 3,442 |
| Net interest income | $2,080,000 | 2,568 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $316,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $180,000 | 2,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $136,000 | 3,156 |
| Total noninterest expense | $1,505,000 | 2,705 |
| Salaries and employee benefits | $883,000 | 2,538 |
| Premises and equipment expense | $242,000 | 2,421 |
| Additional noninterest expense | $380,000 | 3,155 |
| Pre-tax net operating income | $831,000 | 2,496 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $831,000 | 2,024 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $831,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,489 |
| Cash dividends | $478,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $831,000 | 1,990 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,017,000 | 2,823 |
| Total interest expense | $1,971,000 | 3,699 |
| Net interest income | $8,046,000 | 2,538 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $1,458,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $791,000 | 2,170 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $667,000 | 2,790 |
| Total noninterest expense | $5,804,000 | 2,732 |
| Salaries and employee benefits | $3,283,000 | 2,622 |
| Premises and equipment expense | $933,000 | 2,443 |
| Additional noninterest expense | $1,588,000 | 2,988 |
| Pre-tax net operating income | $3,460,000 | 2,290 |
| Securities gains (losses) | $-18,000 | 8,362 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,442,000 | 1,837 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,442,000 | 1,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,999 |
| Cash dividends | $1,877,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,460,000 | 1,790 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,504,000 | 2,790 |
| Total interest expense | $1,460,000 | 3,698 |
| Net interest income | $6,044,000 | 2,504 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $272,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $589,000 | 2,197 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-317,000 | 9,030 |
| Total noninterest expense | $4,288,000 | 2,743 |
| Salaries and employee benefits | $2,416,000 | 2,644 |
| Premises and equipment expense | $695,000 | 2,434 |
| Additional noninterest expense | $1,177,000 | 2,990 |
| Pre-tax net operating income | $1,968,000 | 2,919 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,968,000 | 2,355 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,968,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,447 |
| Cash dividends | $1,099,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,968,000 | 2,302 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,964,000 | 2,805 |
| Total interest expense | $957,000 | 3,737 |
| Net interest income | $4,007,000 | 2,486 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $19,000 | 8,770 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $375,000 | 2,263 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-356,000 | 9,088 |
| Total noninterest expense | $2,848,000 | 2,752 |
| Salaries and employee benefits | $1,614,000 | 2,649 |
| Premises and equipment expense | $456,000 | 2,469 |
| Additional noninterest expense | $778,000 | 3,012 |
| Pre-tax net operating income | $1,178,000 | 3,157 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,178,000 | 2,566 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,178,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,376 |
| Cash dividends | $679,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,178,000 | 2,501 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 2,842 |
| Total interest expense | $475,000 | 3,805 |
| Net interest income | $1,981,000 | 2,518 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $175,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $177,000 | 2,313 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-2,000 | 9,068 |
| Total noninterest expense | $1,424,000 | 2,770 |
| Salaries and employee benefits | $827,000 | 2,608 |
| Premises and equipment expense | $229,000 | 2,484 |
| Additional noninterest expense | $368,000 | 3,147 |
| Pre-tax net operating income | $732,000 | 2,614 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $732,000 | 2,088 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $732,000 | 2,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $416,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $732,000 | 2,009 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,331,000 | 3,013 |
| Total interest expense | $1,889,000 | 4,200 |
| Net interest income | $7,442,000 | 2,598 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $904,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $751,000 | 2,232 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $153,000 | 5,794 |
| Total noninterest expense | $5,586,000 | 2,778 |
| Salaries and employee benefits | $3,168,000 | 2,650 |
| Premises and equipment expense | $907,000 | 2,468 |
| Additional noninterest expense | $1,511,000 | 3,059 |
| Pre-tax net operating income | $2,520,000 | 2,865 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,520,000 | 2,359 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,520,000 | 2,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,462 |
| Cash dividends | $1,614,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,520,000 | 2,254 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 3,086 |
| Total interest expense | $1,418,000 | 4,313 |
| Net interest income | $5,510,000 | 2,649 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $680,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $564,000 | 2,238 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 5,793 |
| Total noninterest expense | $4,218,000 | 2,762 |
| Salaries and employee benefits | $2,408,000 | 2,614 |
| Premises and equipment expense | $694,000 | 2,427 |
| Additional noninterest expense | $1,116,000 | 3,090 |
| Pre-tax net operating income | $1,792,000 | 3,084 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,792,000 | 2,578 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,792,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $1,156,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,792,000 | 2,449 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,650,000 | 3,085 |
| Total interest expense | $941,000 | 4,444 |
| Net interest income | $3,709,000 | 2,624 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $445,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $368,000 | 2,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $77,000 | 5,786 |
| Total noninterest expense | $2,837,000 | 2,732 |
| Salaries and employee benefits | $1,629,000 | 2,574 |
| Premises and equipment expense | $465,000 | 2,402 |
| Additional noninterest expense | $743,000 | 3,075 |
| Pre-tax net operating income | $1,197,000 | 3,088 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,197,000 | 2,589 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,197,000 | 2,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $896,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,197,000 | 2,438 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 3,046 |
| Total interest expense | $466,000 | 4,562 |
| Net interest income | $1,908,000 | 2,543 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $217,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $181,000 | 2,214 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $1,425,000 | 2,711 |
| Salaries and employee benefits | $828,000 | 2,541 |
| Premises and equipment expense | $230,000 | 2,414 |
| Additional noninterest expense | $367,000 | 3,068 |
| Pre-tax net operating income | $640,000 | 2,929 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $640,000 | 2,383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $640,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $394,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $640,000 | 2,259 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,564,000 | 3,140 |
| Total interest expense | $2,032,000 | 4,742 |
| Net interest income | $7,532,000 | 2,539 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $840,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $685,000 | 2,283 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 5,526 |
| Total noninterest expense | $5,610,000 | 2,640 |
| Salaries and employee benefits | $3,126,000 | 2,524 |
| Premises and equipment expense | $884,000 | 2,447 |
| Additional noninterest expense | $1,600,000 | 2,806 |
| Pre-tax net operating income | $2,642,000 | 2,773 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,642,000 | 2,253 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,642,000 | 2,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,634 |
| Cash dividends | $1,549,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,642,000 | 2,181 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,690,000 | 3,131 |
| Total interest expense | $3,801,000 | 3,961 |
| Net interest income | $6,889,000 | 2,598 |
| Provision for loan and lease losses | $220,000 | 3,917 |
| Total noninterest income | $680,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $567,000 | 2,557 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $113,000 | 6,139 |
| Total noninterest expense | $5,031,000 | 2,811 |
| Salaries and employee benefits | $2,848,000 | 2,637 |
| Premises and equipment expense | $725,000 | 2,868 |
| Additional noninterest expense | $1,458,000 | 2,945 |
| Pre-tax net operating income | $2,318,000 | 2,828 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,318,000 | 2,238 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,318,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,531 |
| Cash dividends | $1,396,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,318,000 | 2,165 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,321,000 | 3,315 |
| Total interest expense | $4,216,000 | 3,817 |
| Net interest income | $6,105,000 | 2,890 |
| Provision for loan and lease losses | $220,000 | 3,525 |
| Total noninterest income | $674,000 | 4,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $546,000 | 2,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 5,852 |
| Total noninterest expense | $4,303,000 | 3,129 |
| Salaries and employee benefits | $2,454,000 | 2,874 |
| Premises and equipment expense | $639,000 | 3,104 |
| Additional noninterest expense | $1,210,000 | 3,409 |
| Pre-tax net operating income | $2,256,000 | 3,030 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,256,000 | 2,284 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,256,000 | 2,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $1,144,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 443 |
| Net operating income | $2,256,000 | 2,295 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,931,000 | 4,442 |
| Total interest expense | $2,435,000 | 5,277 |
| Net interest income | $4,496,000 | 3,788 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $520,000 | 4,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,712 |
| Total noninterest expense | $3,609,000 | 3,622 |
| Salaries and employee benefits | $2,113,000 | 3,258 |
| Premises and equipment expense | $524,000 | 3,625 |
| Additional noninterest expense | $972,000 | 4,112 |
| Pre-tax net operating income | $1,347,000 | 4,415 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,347,000 | 3,532 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,347,000 | 3,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $598,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,347,000 | 3,497 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 5,130 |
| Total interest expense | $1,805,000 | 6,540 |
| Net interest income | $3,999,000 | 4,119 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $516,000 | 4,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $426,000 | 2,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,875 |
| Total noninterest expense | $2,931,000 | 4,210 |
| Salaries and employee benefits | $1,722,000 | 3,795 |
| Premises and equipment expense | $422,000 | 4,240 |
| Additional noninterest expense | $787,000 | 4,738 |
| Pre-tax net operating income | $1,524,000 | 4,140 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,524,000 | 3,216 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,524,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $860,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,524,000 | 3,119 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 5,802 |
| Total interest expense | $1,491,000 | 7,367 |
| Net interest income | $3,512,000 | 4,723 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $469,000 | 5,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,946 |
| Total noninterest expense | $2,353,000 | 5,020 |
| Salaries and employee benefits | $1,409,000 | 4,481 |
| Premises and equipment expense | $330,000 | 5,120 |
| Additional noninterest expense | $614,000 | 5,721 |
| Pre-tax net operating income | $1,568,000 | 4,318 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $1,568,000 | 3,229 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,568,000 | 3,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $786,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,568,000 | 3,163 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,135,000 | 6,735 |
| Total interest expense | $1,095,000 | 8,717 |
| Net interest income | $3,040,000 | 5,389 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $490,000 | 5,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,617 |
| Total noninterest expense | $2,175,000 | 5,588 |
| Salaries and employee benefits | $1,319,000 | 4,801 |
| Premises and equipment expense | $325,000 | 5,283 |
| Additional noninterest expense | $531,000 | 6,826 |
| Pre-tax net operating income | $1,295,000 | 4,840 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $510,000 | 4,089 |
| Income before extraordinary items | $782,000 | 5,388 |
| Extraordinary gains, net | $9,000 | 46 |
| Net income | $791,000 | 5,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $783,920 | 5,320 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 7,181 |
| Total interest expense | $980,000 | 9,325 |
| Net interest income | $2,848,000 | 5,739 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $531,000 | 4,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,461 |
| Total noninterest expense | $2,067,000 | 5,835 |
| Salaries and employee benefits | $1,235,000 | 5,085 |
| Premises and equipment expense | $306,000 | 5,546 |
| Additional noninterest expense | $526,000 | 7,068 |
| Pre-tax net operating income | $1,252,000 | 5,114 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $465,000 | 4,427 |
| Income before extraordinary items | $787,000 | 5,510 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $787,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $220,000 | 5,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $787,000 | 5,492 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 8,118 |
| Total interest expense | $644,000 | 10,378 |
| Net interest income | $2,318,000 | 6,828 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $433,000 | 5,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $1,868,000 | 6,528 |
| Salaries and employee benefits | $1,047,000 | 5,866 |
| Premises and equipment expense | $317,000 | 5,473 |
| Additional noninterest expense | $504,000 | 7,808 |
| Pre-tax net operating income | $823,000 | 6,758 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $295,000 | 5,938 |
| Income before extraordinary items | $528,000 | 7,093 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $528,000 | 7,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,275 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $528,000 | 7,136 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 9,965 |
| Total interest expense | $509,000 | 11,644 |
| Net interest income | $1,604,000 | 8,787 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $651,000 | 4,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,801 |
| Total noninterest expense | $1,515,000 | 7,780 |
| Salaries and employee benefits | $835,000 | 7,106 |
| Premises and equipment expense | $236,000 | 6,969 |
| Additional noninterest expense | $444,000 | 8,785 |
| Pre-tax net operating income | $740,000 | 7,145 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $253,000 | 6,745 |
| Income before extraordinary items | $487,000 | 7,664 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $487,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $185,000 | 5,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $487,000 | 7,407 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 10,979 |
| Total interest expense | $685,000 | 11,895 |
| Net interest income | $1,271,000 | 10,059 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $665,000 | 4,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 4,748 |
| Total noninterest expense | $1,312,000 | 8,624 |
| Salaries and employee benefits | $640,000 | 8,450 |
| Premises and equipment expense | $240,000 | 6,971 |
| Additional noninterest expense | $432,000 | 9,178 |
| Pre-tax net operating income | $594,000 | 7,755 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $194,000 | 7,674 |
| Income before extraordinary items | $397,000 | 8,253 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $397,000 | 8,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $221,000 | 4,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $399,010 | 7,872 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.