Home > Colonial Bank > Income and Expense
Colonial Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,052,000 | 2,169 |
| Total interest expense | $5,725,000 | 2,613 |
| Net interest income | $9,327,000 | 1,868 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $1,166,000 | 2,693 |
| Gross Fiduciary activities income | $70,000 | 1,115 |
| Service charges on deposit accounts | $551,000 | 2,390 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $545,000 | 2,668 |
| Total noninterest expense | $4,334,000 | 2,935 |
| Salaries and employee benefits | $2,136,000 | 3,099 |
| Premises and equipment expense | $598,000 | 3,165 |
| Additional noninterest expense | $1,600,000 | 2,566 |
| Pre-tax net operating income | $5,919,000 | 1,311 |
| Securities gains (losses) | $129,000 | 876 |
| Applicable income taxes | $2,320,000 | 1,169 |
| Income before extraordinary items | $3,728,000 | 1,452 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,728,000 | 1,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,989 |
| Cash dividends | $1,850,000 | 1,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,645,440 | 1,446 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,288,000 | 2,510 |
| Total interest expense | $4,671,000 | 3,201 |
| Net interest income | $8,617,000 | 2,080 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $2,316,000 | 1,635 |
| Gross Fiduciary activities income | $73,000 | 1,170 |
| Service charges on deposit accounts | $510,000 | 2,679 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,733,000 | 1,281 |
| Total noninterest expense | $5,334,000 | 2,559 |
| Salaries and employee benefits | $2,898,000 | 2,297 |
| Premises and equipment expense | $604,000 | 3,191 |
| Additional noninterest expense | $1,832,000 | 2,654 |
| Pre-tax net operating income | $5,359,000 | 1,333 |
| Securities gains (losses) | $92,000 | 997 |
| Applicable income taxes | $2,064,000 | 1,200 |
| Income before extraordinary items | $3,387,000 | 1,449 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,387,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,754 |
| Cash dividends | $2,400,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,328,120 | 1,448 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,897,000 | 2,587 |
| Total interest expense | $4,705,000 | 3,190 |
| Net interest income | $8,192,000 | 2,198 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,018,000 | 1,821 |
| Gross Fiduciary activities income | $59,000 | 1,261 |
| Service charges on deposit accounts | $505,000 | 2,698 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,454,000 | 1,395 |
| Total noninterest expense | $5,188,000 | 2,613 |
| Salaries and employee benefits | $2,844,000 | 2,329 |
| Premises and equipment expense | $730,000 | 2,697 |
| Additional noninterest expense | $1,614,000 | 2,892 |
| Pre-tax net operating income | $5,022,000 | 1,497 |
| Securities gains (losses) | $93,000 | 995 |
| Applicable income taxes | $1,681,000 | 1,485 |
| Income before extraordinary items | $3,434,000 | 1,497 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,434,000 | 1,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,691 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,371,690 | 1,495 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,830,000 | 2,809 |
| Total interest expense | $3,232,000 | 3,700 |
| Net interest income | $7,598,000 | 2,376 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,248,000 | 1,681 |
| Gross Fiduciary activities income | $89,000 | 1,203 |
| Service charges on deposit accounts | $487,000 | 2,830 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,672,000 | 1,277 |
| Total noninterest expense | $6,325,000 | 2,227 |
| Salaries and employee benefits | $3,147,000 | 2,100 |
| Premises and equipment expense | $850,000 | 2,384 |
| Additional noninterest expense | $2,328,000 | 2,277 |
| Pre-tax net operating income | $3,521,000 | 2,030 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $894,000 | 2,501 |
| Income before extraordinary items | $2,627,000 | 1,856 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,627,000 | 1,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,071,000 | 831 |
| Cash dividends | $1,053,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,627,000 | 1,860 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,797,000 | 3,151 |
| Total interest expense | $3,158,000 | 3,948 |
| Net interest income | $6,639,000 | 2,718 |
| Provision for loan and lease losses | $2,253,000 | 742 |
| Total noninterest income | $2,151,000 | 1,864 |
| Gross Fiduciary activities income | $60,000 | 1,309 |
| Service charges on deposit accounts | $401,000 | 3,432 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,690,000 | 1,400 |
| Total noninterest expense | $8,372,000 | 1,796 |
| Salaries and employee benefits | $4,448,000 | 1,526 |
| Premises and equipment expense | $864,000 | 2,368 |
| Additional noninterest expense | $3,060,000 | 1,884 |
| Pre-tax net operating income | $-1,837,000 | 13,070 |
| Securities gains (losses) | $53,000 | 3,314 |
| Applicable income taxes | $-629,000 | 13,149 |
| Income before extraordinary items | $-1,155,000 | 13,016 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,155,000 | 13,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,073,000 | 1,099 |
| Cash dividends | $311,000 | 4,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,189,450 | 12,983 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,077,000 | 3,166 |
| Total interest expense | $4,373,000 | 3,748 |
| Net interest income | $6,704,000 | 2,724 |
| Provision for loan and lease losses | $1,411,000 | 1,464 |
| Total noninterest income | $1,435,000 | 2,483 |
| Gross Fiduciary activities income | $29,000 | 1,439 |
| Service charges on deposit accounts | $400,000 | 3,485 |
| Trading account gains and fees | $-170,000 | 5,282 |
| Additional Noninterest Income | $1,176,000 | 1,788 |
| Total noninterest expense | $6,433,000 | 2,274 |
| Salaries and employee benefits | $3,233,000 | 2,028 |
| Premises and equipment expense | $855,000 | 2,415 |
| Additional noninterest expense | $2,345,000 | 2,448 |
| Pre-tax net operating income | $295,000 | 10,184 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $83,000 | 10,366 |
| Income before extraordinary items | $236,000 | 10,083 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $236,000 | 10,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,291,000 | 1,327 |
| Cash dividends | $246,000 | 4,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $218,240 | 10,002 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.