Home > Collin Bank > Income and Expense

Collin Bank, Income and Expense

2013-09-30 (YTD Data)Rank
Total interest income$4,768,0003,520
Total interest expense$1,115,0002,238
Net interest income$3,653,0003,787
Provision for loan and lease losses$04,941
Total noninterest income$238,0005,136
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$7,0006,601
Trading account gains and fees$0180
Additional Noninterest Income$231,0004,125
Total noninterest expense$3,778,0003,394
Salaries and employee benefits$1,858,0003,589
Premises and equipment expense$397,0003,636
Additional noninterest expense$1,523,0002,954
Pre-tax net operating income$113,0005,957
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$113,0005,962
Extraordinary gains, net$025
Net income$113,0005,964
Minority interest net income$084
Net income of bank and minority interests.$113,0005,964
Net charge-offs$237,0002,379
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$113,0005,904
2013-06-30 (YTD Data)Rank
Total interest income$3,175,0003,529
Total interest expense$825,0002,085
Net interest income$2,350,0003,874
Provision for loan and lease losses$04,788
Total noninterest income$126,0005,478
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,0006,713
Trading account gains and fees$0157
Additional Noninterest Income$124,0004,468
Total noninterest expense$2,657,0003,271
Salaries and employee benefits$1,332,0003,416
Premises and equipment expense$278,0003,533
Additional noninterest expense$1,047,0002,861
Pre-tax net operating income$-181,0006,541
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-181,0006,595
Extraordinary gains, net$022
Net income$-181,0006,596
Minority interest net income$082
Net income of bank and minority interests.$-181,0006,596
Net charge-offs$237,0001,922
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-181,0006,561
2013-03-31 (YTD Data)Rank
Total interest income$1,595,0003,543
Total interest expense$436,0002,036
Net interest income$1,159,0003,923
Provision for loan and lease losses$04,409
Total noninterest income$118,0004,578
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$2,0006,720
Trading account gains and fees$0148
Additional Noninterest Income$116,0003,555
Total noninterest expense$1,425,0003,140
Salaries and employee benefits$699,0003,329
Premises and equipment expense$157,0003,279
Additional noninterest expense$569,0002,673
Pre-tax net operating income$-148,0006,674
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-148,0006,706
Extraordinary gains, net$010
Net income$-148,0006,707
Minority interest net income$076
Net income of bank and minority interests.$-148,0006,707
Net charge-offs$65,0002,229
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-148,0006,680
2012-12-31 (YTD Data)Rank
Total interest income$7,992,0003,108
Total interest expense$2,291,0001,901
Net interest income$5,701,0003,493
Provision for loan and lease losses$-164,0006,916
Total noninterest income$634,0004,079
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$36,0006,461
Trading account gains and fees$0166
Additional Noninterest Income$598,0003,100
Total noninterest expense$6,488,0002,852
Salaries and employee benefits$2,740,0003,334
Premises and equipment expense$842,0002,629
Additional noninterest expense$2,906,0002,234
Pre-tax net operating income$11,0006,125
Securities gains (losses)$230,0001,581
Applicable income taxes$04,751
Income before extraordinary items$241,0005,656
Extraordinary gains, net$029
Net income$241,0005,653
Minority interest net income$093
Net income of bank and minority interests.$241,0005,654
Net charge-offs$-164,0006,979
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$16,000862
Net operating income$11,0006,145
2012-09-30 (YTD Data)Rank
Total interest income$6,186,0003,090
Total interest expense$1,803,0001,891
Net interest income$4,383,0003,487
Provision for loan and lease losses$-164,0007,057
Total noninterest income$619,0003,633
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$31,0006,456
Trading account gains and fees$0157
Additional Noninterest Income$588,0002,702
Total noninterest expense$4,934,0002,826
Salaries and employee benefits$2,079,0003,328
Premises and equipment expense$556,0002,937
Additional noninterest expense$2,299,0002,115
Pre-tax net operating income$232,0005,566
Securities gains (losses)$226,0001,336
Applicable income taxes$04,802
Income before extraordinary items$458,0004,763
Extraordinary gains, net$020
Net income$458,0004,764
Minority interest net income$086
Net income of bank and minority interests.$458,0004,764
Net charge-offs$-164,0007,084
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$16,000794
Net operating income$232,0005,408
2012-06-30 (YTD Data)Rank
Total interest income$4,282,0003,016
Total interest expense$1,250,0001,876
Net interest income$3,032,0003,415
Provision for loan and lease losses$-164,0007,135
Total noninterest income$424,0003,546
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$23,0006,408
Trading account gains and fees$0153
Additional Noninterest Income$401,0002,644
Total noninterest expense$3,537,0002,656
Salaries and employee benefits$1,421,0003,283
Premises and equipment expense$378,0002,897
Additional noninterest expense$1,738,0001,905
Pre-tax net operating income$83,0005,946
Securities gains (losses)$222,0001,033
Applicable income taxes$04,770
Income before extraordinary items$305,0004,788
Extraordinary gains, net$019
Net income$305,0004,791
Minority interest net income$084
Net income of bank and minority interests.$305,0004,791
Net charge-offs$-164,0007,147
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$16,000709
Net operating income$83,0005,889
2012-03-31 (YTD Data)Rank
Total interest income$2,215,0002,968
Total interest expense$598,0002,038
Net interest income$1,617,0003,245
Provision for loan and lease losses$-164,0007,221
Total noninterest income$21,0006,619
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$11,0006,444
Trading account gains and fees$0148
Additional Noninterest Income$10,0006,212
Total noninterest expense$1,862,0002,531
Salaries and employee benefits$699,0003,348
Premises and equipment expense$192,0002,867
Additional noninterest expense$971,0001,716
Pre-tax net operating income$-60,0006,645
Securities gains (losses)$-7,0007,026
Applicable income taxes$04,704
Income before extraordinary items$-67,0006,749
Extraordinary gains, net$019
Net income$-67,0006,751
Minority interest net income$078
Net income of bank and minority interests.$-67,0006,751
Net charge-offs$-164,0007,217
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$14,000553
Net operating income$-60,0006,662
2011-12-31 (YTD Data)Rank
Total interest income$8,849,0003,070
Total interest expense$2,188,0002,587
Net interest income$6,661,0003,193
Provision for loan and lease losses$801,0002,740
Total noninterest income$-647,0007,217
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$41,0006,479
Trading account gains and fees$0146
Additional Noninterest Income$-688,0007,143
Total noninterest expense$6,038,0003,042
Salaries and employee benefits$3,257,0002,924
Premises and equipment expense$656,0003,343
Additional noninterest expense$2,125,0002,967
Pre-tax net operating income$-825,0006,530
Securities gains (losses)$842,000517
Applicable income taxes$04,719
Income before extraordinary items$17,0006,120
Extraordinary gains, net$029
Net income$17,0006,122
Minority interest net income$096
Net income of bank and minority interests.$17,0006,122
Net charge-offs$1,878,0001,612
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$58,000779
Net operating income$-825,0006,567
2011-09-30 (YTD Data)Rank
Total interest income$6,580,0003,117
Total interest expense$1,642,0002,676
Net interest income$4,938,0003,242
Provision for loan and lease losses$400,0003,210
Total noninterest income$-666,0007,324
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$30,0006,526
Trading account gains and fees$0145
Additional Noninterest Income$-696,0007,277
Total noninterest expense$4,392,0003,117
Salaries and employee benefits$2,387,0002,971
Premises and equipment expense$466,0003,527
Additional noninterest expense$1,539,0003,082
Pre-tax net operating income$-520,0006,623
Securities gains (losses)$818,000418
Applicable income taxes$04,740
Income before extraordinary items$298,0005,064
Extraordinary gains, net$021
Net income$298,0005,066
Minority interest net income$087
Net income of bank and minority interests.$298,0005,066
Net charge-offs$1,377,0001,585
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$44,000734
Net operating income$-520,0006,652
2011-06-30 (YTD Data)Rank
Total interest income$4,284,0003,209
Total interest expense$1,050,0002,859
Net interest income$3,234,0003,295
Provision for loan and lease losses$25,0005,594
Total noninterest income$46,0006,647
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$16,0006,666
Trading account gains and fees$0153
Additional Noninterest Income$30,0005,950
Total noninterest expense$2,916,0003,171
Salaries and employee benefits$1,612,0002,955
Premises and equipment expense$260,0004,016
Additional noninterest expense$1,044,0003,097
Pre-tax net operating income$339,0004,444
Securities gains (losses)$314,000536
Applicable income taxes$04,697
Income before extraordinary items$653,0003,036
Extraordinary gains, net$015
Net income$653,0003,040
Minority interest net income$089
Net income of bank and minority interests.$653,0003,039
Net charge-offs$641,0001,883
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$29,000677
Net operating income$339,0004,170
2011-03-31 (YTD Data)Rank
Total interest income$2,139,0003,237
Total interest expense$515,0002,970
Net interest income$1,624,0003,282
Provision for loan and lease losses$05,840
Total noninterest income$10,0007,116
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$4,0006,879
Trading account gains and fees$0158
Additional Noninterest Income$6,0006,638
Total noninterest expense$1,412,0003,261
Salaries and employee benefits$794,0003,027
Premises and equipment expense$133,0004,011
Additional noninterest expense$485,0003,272
Pre-tax net operating income$222,0004,057
Securities gains (losses)$234,000302
Applicable income taxes$04,545
Income before extraordinary items$456,0002,419
Extraordinary gains, net$09
Net income$456,0002,418
Minority interest net income$086
Net income of bank and minority interests.$456,0002,419
Net charge-offs$473,0001,375
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$11,000675
Net operating income$222,0003,746
2010-12-31 (YTD Data)Rank
Total interest income$8,027,0003,548
Total interest expense$2,265,0003,220
Net interest income$5,762,0003,578
Provision for loan and lease losses$1,243,0002,728
Total noninterest income$95,0006,711
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$28,0006,534
Trading account gains and fees$0175
Additional Noninterest Income$67,0005,856
Total noninterest expense$4,305,0004,012
Salaries and employee benefits$2,447,0003,638
Premises and equipment expense$468,0004,358
Additional noninterest expense$1,390,0004,212
Pre-tax net operating income$309,0004,875
Securities gains (losses)$110,0002,083
Applicable income taxes$04,655
Income before extraordinary items$419,0004,571
Extraordinary gains, net$029
Net income$419,0004,571
Minority interest net income$0111
Net income of bank and minority interests.$419,0004,571
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$93,000796
Net operating income$309,0004,765
2010-09-30 (YTD Data)Rank
Total interest income$5,896,0003,677
Total interest expense$1,749,0003,282
Net interest income$4,147,0003,739
Provision for loan and lease losses$249,0004,599
Total noninterest income$59,0006,987
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$57,0005,911
Trading account gains and fees$0165
Additional Noninterest Income$2,0007,099
Total noninterest expense$3,074,0004,153
Salaries and employee benefits$1,822,0003,700
Premises and equipment expense$344,0004,477
Additional noninterest expense$908,0004,574
Pre-tax net operating income$883,0003,307
Securities gains (losses)$110,0001,858
Applicable income taxes$04,726
Income before extraordinary items$993,0002,895
Extraordinary gains, net$023
Net income$993,0002,890
Minority interest net income$0110
Net income of bank and minority interests.$993,0002,894
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$102,000653
Net operating income$883,0002,983
2010-06-30 (YTD Data)Rank
Total interest income$3,852,0003,765
Total interest expense$1,173,0003,366
Net interest income$2,679,0003,829
Provision for loan and lease losses$113,0005,046
Total noninterest income$25,0007,259
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$23,0006,408
Trading account gains and fees$0152
Additional Noninterest Income$2,0007,153
Total noninterest expense$2,000,0004,234
Salaries and employee benefits$1,170,0003,833
Premises and equipment expense$229,0004,513
Additional noninterest expense$601,0004,584
Pre-tax net operating income$591,0003,333
Securities gains (losses)$110,0001,350
Applicable income taxes$04,691
Income before extraordinary items$701,0002,767
Extraordinary gains, net$019
Net income$701,0002,763
Minority interest net income$0105
Net income of bank and minority interests.$701,0002,766
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$69,000569
Net operating income$591,0002,988
2010-03-31 (YTD Data)Rank
Total interest income$1,872,0003,902
Total interest expense$584,0003,504
Net interest income$1,288,0003,957
Provision for loan and lease losses$63,0004,536
Total noninterest income$11,0007,408
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$11,0006,478
Trading account gains and fees$0175
Additional Noninterest Income$07,418
Total noninterest expense$938,0004,469
Salaries and employee benefits$568,0003,970
Premises and equipment expense$122,0004,428
Additional noninterest expense$248,0005,136
Pre-tax net operating income$298,0003,362
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$298,0003,143
Extraordinary gains, net$016
Net income$298,0003,140
Minority interest net income$091
Net income of bank and minority interests.$298,0003,143
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$37,000490
Net operating income$298,0003,031
2009-12-31 (YTD Data)Rank
Total interest income$6,878,0004,226
Total interest expense$2,867,0003,536
Net interest income$4,011,0004,574
Provision for loan and lease losses$781,0003,873
Total noninterest income$37,0007,495
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$37,0006,693
Trading account gains and fees$0211
Additional Noninterest Income$07,392
Total noninterest expense$3,568,0004,657
Salaries and employee benefits$1,743,0004,751
Premises and equipment expense$414,0004,898
Additional noninterest expense$1,411,0004,249
Pre-tax net operating income$-301,0005,809
Securities gains (losses)$546,000829
Applicable income taxes$04,388
Income before extraordinary items$245,0004,653
Extraordinary gains, net$034
Net income$245,0004,653
Minority interest net income$0115
Net income of bank and minority interests.$245,0004,653
Net charge-offs$176,0005,145
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$130,000829
Net operating income$-301,0005,924
2009-09-30 (YTD Data)Rank
Total interest income$4,910,0004,419
Total interest expense$2,179,0003,631
Net interest income$2,731,0004,861
Provision for loan and lease losses$507,0003,770
Total noninterest income$27,0007,632
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$27,0006,750
Trading account gains and fees$0212
Additional Noninterest Income$07,575
Total noninterest expense$2,538,0004,833
Salaries and employee benefits$1,313,0004,777
Premises and equipment expense$318,0004,878
Additional noninterest expense$907,0004,698
Pre-tax net operating income$-287,0006,123
Securities gains (losses)$422,000792
Applicable income taxes$04,592
Income before extraordinary items$135,0005,157
Extraordinary gains, net$027
Net income$135,0005,157
Minority interest net income$0118
Net income of bank and minority interests.$135,0005,157
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$139,000662
Net operating income$-287,0006,212
2009-06-30 (YTD Data)Rank
Total interest income$3,065,0004,649
Total interest expense$1,418,0003,812
Net interest income$1,647,0005,138
Provision for loan and lease losses$250,0003,992
Total noninterest income$18,0007,706
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$18,0006,781
Trading account gains and fees$0193
Additional Noninterest Income$07,720
Total noninterest expense$1,642,0004,966
Salaries and employee benefits$873,0004,840
Premises and equipment expense$214,0004,889
Additional noninterest expense$555,0004,955
Pre-tax net operating income$-227,0006,327
Securities gains (losses)$265,000840
Applicable income taxes$04,657
Income before extraordinary items$38,0005,658
Extraordinary gains, net$021
Net income$38,0005,656
Minority interest net income$0112
Net income of bank and minority interests.$38,0005,656
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$93,000621
Net operating income$-227,0006,415
2009-03-31 (YTD Data)Rank
Total interest income$1,405,0004,937
Total interest expense$665,0004,084
Net interest income$740,0005,431
Provision for loan and lease losses$70,0004,469
Total noninterest income$9,0007,788
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$5,0007,012
Trading account gains and fees$0171
Additional Noninterest Income$4,0007,406
Total noninterest expense$744,0005,208
Salaries and employee benefits$425,0004,956
Premises and equipment expense$106,0004,952
Additional noninterest expense$213,0005,431
Pre-tax net operating income$-65,0006,535
Securities gains (losses)$65,0001,181
Applicable income taxes$04,835
Income before extraordinary items$06,397
Extraordinary gains, net$015
Net income$06,399
Minority interest net income$0102
Net income of bank and minority interests.$06,399
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$46,000525
Net operating income$-65,0006,607
2008-12-31 (YTD Data)Rank
Total interest income$2,181,0007,199
Total interest expense$670,0007,373
Net interest income$1,511,0006,995
Provision for loan and lease losses$700,0003,245
Total noninterest income$12,0008,007
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$12,0007,145
Trading account gains and fees$0154
Additional Noninterest Income$07,939
Total noninterest expense$2,178,0006,012
Salaries and employee benefits$1,230,0005,902
Premises and equipment expense$349,0005,429
Additional noninterest expense$599,0006,222
Pre-tax net operating income$-1,355,0007,162
Securities gains (losses)$-1,0006,828
Applicable income taxes$04,979
Income before extraordinary items$-1,356,0007,154
Extraordinary gains, net$-456,0008,283
Net income$-1,812,0007,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$26,882,00055
Net operating income$-1,355,0007,263
2008-09-30 (YTD Data)Rank
Total interest income$1,111,0007,773
Total interest expense$194,0008,123
Net interest income$917,0007,389
Provision for loan and lease losses$485,0002,767
Total noninterest income$6,0008,155
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$6,0007,248
Trading account gains and fees$0148
Additional Noninterest Income$08,105
Total noninterest expense$1,225,0006,707
Salaries and employee benefits$688,0006,633
Premises and equipment expense$166,0006,520
Additional noninterest expense$371,0006,634
Pre-tax net operating income$-787,0007,426
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-787,0007,397
Extraordinary gains, net$-454,0008,366
Net income$-1,241,0007,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$26,599,00033
Net operating income$-787,0007,514
2008-06-30 (YTD Data)Rank
Total interest income$490,0008,156
Total interest expense$24,0008,380
Net interest income$466,0007,774
Provision for loan and lease losses$250,0002,800
Total noninterest income$2,0008,267
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,0007,352
Trading account gains and fees$0149
Additional Noninterest Income$08,191
Total noninterest expense$724,0006,998
Salaries and employee benefits$399,0006,975
Premises and equipment expense$90,0006,935
Additional noninterest expense$235,0006,767
Pre-tax net operating income$-506,0007,616
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-506,0007,701
Extraordinary gains, net$-397,0008,438
Net income$-903,0007,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$26,491,00022
Net operating income$-506,0007,682
2008-03-31 (YTD Data)Rank
Total interest income$76,0008,449
Total interest expense$3,0008,467
Net interest income$73,0008,419
Provision for loan and lease losses$60,0003,470
Total noninterest income$08,338
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$225,0007,800
Salaries and employee benefits$146,0007,590
Premises and equipment expense$18,0008,010
Additional noninterest expense$61,0007,790
Pre-tax net operating income$-212,0007,779
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-212,0007,854
Extraordinary gains, net$-397,0008,488
Net income$-609,0008,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$20,381,00019
Net operating income$-212,0007,824

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.