Home > College Savings Bank > Income and Expense
College Savings Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 3,862 |
| Total interest expense | $3,158,000 | 668 |
| Net interest income | $617,000 | 6,052 |
| Provision for loan and lease losses | $-77,000 | 5,894 |
| Total noninterest income | $8,065,000 | 651 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $0 | 6,114 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,065,000 | 482 |
| Total noninterest expense | $4,322,000 | 2,964 |
| Salaries and employee benefits | $1,564,000 | 3,831 |
| Premises and equipment expense | $172,000 | 4,941 |
| Additional noninterest expense | $2,586,000 | 1,755 |
| Pre-tax net operating income | $4,437,000 | 1,407 |
| Securities gains (losses) | $5,778,000 | 36 |
| Applicable income taxes | $3,695,000 | 548 |
| Income before extraordinary items | $6,520,000 | 831 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,520,000 | 832 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,520,000 | 831 |
| Net charge-offs | $19,000 | 3,373 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,822,080 | 1,672 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,567,000 | 3,098 |
| Total interest expense | $2,237,000 | 626 |
| Net interest income | $1,330,000 | 4,930 |
| Provision for loan and lease losses | $-77,000 | 6,032 |
| Total noninterest income | $8,040,000 | 484 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $0 | 6,182 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,040,000 | 365 |
| Total noninterest expense | $2,829,000 | 3,019 |
| Salaries and employee benefits | $1,075,000 | 3,802 |
| Premises and equipment expense | $124,000 | 4,857 |
| Additional noninterest expense | $1,630,000 | 1,855 |
| Pre-tax net operating income | $6,618,000 | 715 |
| Securities gains (losses) | $5,778,000 | 32 |
| Applicable income taxes | $4,566,000 | 349 |
| Income before extraordinary items | $7,830,000 | 480 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,830,000 | 479 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $7,830,000 | 480 |
| Net charge-offs | $19,000 | 2,974 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,132,080 | 850 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 2,379 |
| Total interest expense | $1,145,000 | 611 |
| Net interest income | $1,359,000 | 3,447 |
| Provision for loan and lease losses | $19,000 | 2,882 |
| Total noninterest income | $104,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $104,000 | 3,545 |
| Total noninterest expense | $1,382,000 | 3,077 |
| Salaries and employee benefits | $486,000 | 4,038 |
| Premises and equipment expense | $66,000 | 4,813 |
| Additional noninterest expense | $830,000 | 1,811 |
| Pre-tax net operating income | $62,000 | 5,530 |
| Securities gains (losses) | $163,000 | 422 |
| Applicable income taxes | $78,000 | 2,663 |
| Income before extraordinary items | $147,000 | 4,703 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $147,000 | 4,705 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $147,000 | 4,707 |
| Net charge-offs | $9,000 | 2,520 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $41,050 | 5,642 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,995,000 | 2,189 |
| Total interest expense | $5,204,000 | 549 |
| Net interest income | $5,791,000 | 3,332 |
| Provision for loan and lease losses | $49,000 | 3,831 |
| Total noninterest income | $419,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $419,000 | 3,524 |
| Total noninterest expense | $6,034,000 | 2,909 |
| Salaries and employee benefits | $2,191,000 | 3,803 |
| Premises and equipment expense | $276,000 | 4,820 |
| Additional noninterest expense | $3,567,000 | 1,740 |
| Pre-tax net operating income | $127,000 | 5,824 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $50,000 | 3,711 |
| Income before extraordinary items | $77,000 | 5,952 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $77,000 | 5,952 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $77,000 | 5,953 |
| Net charge-offs | $41,000 | 3,921 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $77,000 | 5,918 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,320,000 | 2,192 |
| Total interest expense | $4,013,000 | 531 |
| Net interest income | $4,307,000 | 3,379 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $312,000 | 4,601 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $312,000 | 3,577 |
| Total noninterest expense | $4,578,000 | 2,893 |
| Salaries and employee benefits | $1,689,000 | 3,752 |
| Premises and equipment expense | $209,000 | 4,859 |
| Additional noninterest expense | $2,680,000 | 1,723 |
| Pre-tax net operating income | $-4,000 | 6,151 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $4,000 | 4,360 |
| Income before extraordinary items | $-8,000 | 6,174 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-8,000 | 6,173 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-8,000 | 6,174 |
| Net charge-offs | $37,000 | 3,473 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-8,000 | 6,159 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 2,177 |
| Total interest expense | $2,775,000 | 511 |
| Net interest income | $2,801,000 | 3,420 |
| Provision for loan and lease losses | $47,000 | 3,096 |
| Total noninterest income | $209,000 | 4,595 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $209,000 | 3,553 |
| Total noninterest expense | $2,715,000 | 3,160 |
| Salaries and employee benefits | $1,155,000 | 3,704 |
| Premises and equipment expense | $143,000 | 4,852 |
| Additional noninterest expense | $1,417,000 | 2,122 |
| Pre-tax net operating income | $248,000 | 5,121 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $89,000 | 3,101 |
| Income before extraordinary items | $159,000 | 5,427 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $159,000 | 5,428 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $159,000 | 5,429 |
| Net charge-offs | $25,000 | 3,293 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $159,000 | 5,381 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 2,168 |
| Total interest expense | $1,382,000 | 517 |
| Net interest income | $1,408,000 | 3,424 |
| Provision for loan and lease losses | $17,000 | 3,054 |
| Total noninterest income | $110,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $110,000 | 3,432 |
| Total noninterest expense | $1,421,000 | 3,088 |
| Salaries and employee benefits | $598,000 | 3,650 |
| Premises and equipment expense | $71,000 | 4,911 |
| Additional noninterest expense | $752,000 | 2,003 |
| Pre-tax net operating income | $80,000 | 5,461 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $30,000 | 3,289 |
| Income before extraordinary items | $50,000 | 5,704 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $50,000 | 5,705 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $50,000 | 5,705 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $50,000 | 5,673 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,799,000 | 2,084 |
| Total interest expense | $5,618,000 | 575 |
| Net interest income | $6,181,000 | 3,195 |
| Provision for loan and lease losses | $94,000 | 3,771 |
| Total noninterest income | $424,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $424,000 | 3,580 |
| Total noninterest expense | $5,733,000 | 3,084 |
| Salaries and employee benefits | $2,351,000 | 3,689 |
| Premises and equipment expense | $287,000 | 4,946 |
| Additional noninterest expense | $3,095,000 | 2,029 |
| Pre-tax net operating income | $778,000 | 4,445 |
| Securities gains (losses) | $556,000 | 412 |
| Applicable income taxes | $403,000 | 2,356 |
| Income before extraordinary items | $931,000 | 4,022 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $931,000 | 4,025 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $931,000 | 4,025 |
| Net charge-offs | $68,000 | 4,120 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $541,800 | 4,741 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,955,000 | 2,069 |
| Total interest expense | $4,217,000 | 582 |
| Net interest income | $4,738,000 | 3,158 |
| Provision for loan and lease losses | $58,000 | 3,866 |
| Total noninterest income | $308,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $308,000 | 3,714 |
| Total noninterest expense | $4,211,000 | 3,130 |
| Salaries and employee benefits | $1,745,000 | 3,726 |
| Premises and equipment expense | $220,000 | 4,945 |
| Additional noninterest expense | $2,246,000 | 2,080 |
| Pre-tax net operating income | $777,000 | 4,108 |
| Securities gains (losses) | $556,000 | 370 |
| Applicable income taxes | $393,000 | 2,151 |
| Income before extraordinary items | $940,000 | 3,536 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $940,000 | 3,538 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $940,000 | 3,540 |
| Net charge-offs | $59,000 | 3,728 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $545,240 | 4,390 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,069,000 | 2,038 |
| Total interest expense | $3,057,000 | 542 |
| Net interest income | $3,012,000 | 3,275 |
| Provision for loan and lease losses | $29,000 | 4,095 |
| Total noninterest income | $202,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $202,000 | 3,773 |
| Total noninterest expense | $2,706,000 | 3,225 |
| Salaries and employee benefits | $1,139,000 | 3,802 |
| Premises and equipment expense | $148,000 | 4,923 |
| Additional noninterest expense | $1,419,000 | 2,186 |
| Pre-tax net operating income | $479,000 | 4,215 |
| Securities gains (losses) | $558,000 | 330 |
| Applicable income taxes | $360,000 | 1,847 |
| Income before extraordinary items | $677,000 | 3,384 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $677,000 | 3,384 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $677,000 | 3,386 |
| Net charge-offs | $41,000 | 3,522 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $314,300 | 4,569 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 2,033 |
| Total interest expense | $1,557,000 | 555 |
| Net interest income | $1,531,000 | 3,247 |
| Provision for loan and lease losses | $24,000 | 3,487 |
| Total noninterest income | $100,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 3,748 |
| Total noninterest expense | $1,316,000 | 3,320 |
| Salaries and employee benefits | $553,000 | 3,916 |
| Premises and equipment expense | $76,000 | 4,896 |
| Additional noninterest expense | $687,000 | 2,267 |
| Pre-tax net operating income | $291,000 | 3,855 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $99,000 | 2,416 |
| Income before extraordinary items | $192,000 | 4,341 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $192,000 | 4,344 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $192,000 | 4,343 |
| Net charge-offs | $21,000 | 3,051 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $192,000 | 4,241 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,067,000 | 2,014 |
| Total interest expense | $7,892,000 | 535 |
| Net interest income | $5,175,000 | 3,729 |
| Provision for loan and lease losses | $56,000 | 5,137 |
| Total noninterest income | $333,000 | 5,071 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $333,000 | 3,901 |
| Total noninterest expense | $5,502,000 | 3,243 |
| Salaries and employee benefits | $2,309,000 | 3,770 |
| Premises and equipment expense | $307,000 | 4,909 |
| Additional noninterest expense | $2,886,000 | 2,245 |
| Pre-tax net operating income | $-50,000 | 6,232 |
| Securities gains (losses) | $405,000 | 1,106 |
| Applicable income taxes | $115,000 | 3,417 |
| Income before extraordinary items | $240,000 | 5,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $240,000 | 5,660 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $240,000 | 5,661 |
| Net charge-offs | $53,000 | 4,889 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-35,400 | 6,231 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,952,000 | 2,017 |
| Total interest expense | $6,201,000 | 534 |
| Net interest income | $3,751,000 | 3,876 |
| Provision for loan and lease losses | $30,000 | 5,216 |
| Total noninterest income | $259,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $259,000 | 3,896 |
| Total noninterest expense | $4,112,000 | 3,264 |
| Salaries and employee benefits | $1,727,000 | 3,787 |
| Premises and equipment expense | $230,000 | 4,979 |
| Additional noninterest expense | $2,155,000 | 2,250 |
| Pre-tax net operating income | $-132,000 | 6,464 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-45,000 | 6,839 |
| Income before extraordinary items | $-87,000 | 6,524 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-87,000 | 6,522 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-87,000 | 6,522 |
| Net charge-offs | $46,000 | 4,574 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-87,000 | 6,425 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 1,978 |
| Total interest expense | $4,316,000 | 530 |
| Net interest income | $2,482,000 | 3,911 |
| Provision for loan and lease losses | $8,000 | 5,417 |
| Total noninterest income | $159,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 3,980 |
| Total noninterest expense | $2,839,000 | 3,191 |
| Salaries and employee benefits | $1,267,000 | 3,566 |
| Premises and equipment expense | $153,000 | 5,009 |
| Additional noninterest expense | $1,419,000 | 2,280 |
| Pre-tax net operating income | $-206,000 | 6,636 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-70,000 | 6,981 |
| Income before extraordinary items | $-136,000 | 6,665 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-136,000 | 6,665 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-136,000 | 6,665 |
| Net charge-offs | $19,000 | 4,674 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-136,000 | 6,584 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 1,918 |
| Total interest expense | $2,156,000 | 554 |
| Net interest income | $1,375,000 | 3,670 |
| Provision for loan and lease losses | $4,000 | 5,102 |
| Total noninterest income | $80,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 4,027 |
| Total noninterest expense | $1,467,000 | 3,113 |
| Salaries and employee benefits | $687,000 | 3,389 |
| Premises and equipment expense | $76,000 | 5,053 |
| Additional noninterest expense | $704,000 | 2,283 |
| Pre-tax net operating income | $-16,000 | 6,510 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-4,000 | 6,927 |
| Income before extraordinary items | $-12,000 | 6,588 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-12,000 | 6,588 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-12,000 | 6,588 |
| Net charge-offs | $11,000 | 3,996 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-12,000 | 6,491 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,393,000 | 1,831 |
| Total interest expense | $8,919,000 | 654 |
| Net interest income | $6,474,000 | 3,272 |
| Provision for loan and lease losses | $74,000 | 5,598 |
| Total noninterest income | $330,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $330,000 | 3,725 |
| Total noninterest expense | $4,588,000 | 3,754 |
| Salaries and employee benefits | $2,076,000 | 4,083 |
| Premises and equipment expense | $305,000 | 5,197 |
| Additional noninterest expense | $2,207,000 | 2,853 |
| Pre-tax net operating income | $2,142,000 | 2,379 |
| Securities gains (losses) | $1,746,000 | 269 |
| Applicable income taxes | $1,346,000 | 1,076 |
| Income before extraordinary items | $2,542,000 | 1,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,542,000 | 1,855 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,542,000 | 1,855 |
| Net charge-offs | $62,000 | 5,347 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,407,100 | 2,808 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,923,000 | 1,787 |
| Total interest expense | $6,754,000 | 671 |
| Net interest income | $5,169,000 | 3,126 |
| Provision for loan and lease losses | $55,000 | 5,457 |
| Total noninterest income | $250,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $250,000 | 3,740 |
| Total noninterest expense | $3,372,000 | 3,817 |
| Salaries and employee benefits | $1,552,000 | 4,087 |
| Premises and equipment expense | $229,000 | 5,238 |
| Additional noninterest expense | $1,591,000 | 2,982 |
| Pre-tax net operating income | $1,992,000 | 2,095 |
| Securities gains (losses) | $1,746,000 | 213 |
| Applicable income taxes | $1,308,000 | 883 |
| Income before extraordinary items | $2,430,000 | 1,573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,430,000 | 1,573 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,430,000 | 1,573 |
| Net charge-offs | $45,000 | 5,043 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,295,100 | 2,497 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,834,000 | 1,638 |
| Total interest expense | $4,605,000 | 687 |
| Net interest income | $4,229,000 | 2,607 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $153,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 3,915 |
| Total noninterest expense | $2,511,000 | 3,569 |
| Salaries and employee benefits | $1,101,000 | 3,950 |
| Premises and equipment expense | $153,000 | 5,277 |
| Additional noninterest expense | $1,257,000 | 2,634 |
| Pre-tax net operating income | $1,871,000 | 1,546 |
| Securities gains (losses) | $106,000 | 1,099 |
| Applicable income taxes | $689,000 | 1,041 |
| Income before extraordinary items | $1,288,000 | 1,840 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,288,000 | 1,840 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,288,000 | 1,840 |
| Net charge-offs | $23,000 | 4,982 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,219,100 | 1,856 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 1,640 |
| Total interest expense | $2,186,000 | 760 |
| Net interest income | $2,262,000 | 2,426 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $69,000 | 5,509 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,155 |
| Total noninterest expense | $1,223,000 | 3,644 |
| Salaries and employee benefits | $581,000 | 3,821 |
| Premises and equipment expense | $74,000 | 5,394 |
| Additional noninterest expense | $568,000 | 2,847 |
| Pre-tax net operating income | $1,108,000 | 1,312 |
| Securities gains (losses) | $104,000 | 525 |
| Applicable income taxes | $424,000 | 845 |
| Income before extraordinary items | $788,000 | 1,504 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $788,000 | 1,504 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $788,000 | 1,504 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $720,400 | 1,587 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,543,000 | 2,071 |
| Total interest expense | $9,358,000 | 887 |
| Net interest income | $5,185,000 | 3,857 |
| Provision for loan and lease losses | $-19,000 | 7,579 |
| Total noninterest income | $66,000 | 6,937 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $66,000 | 5,867 |
| Total noninterest expense | $4,360,000 | 3,975 |
| Salaries and employee benefits | $1,890,000 | 4,394 |
| Premises and equipment expense | $289,000 | 5,499 |
| Additional noninterest expense | $2,181,000 | 3,007 |
| Pre-tax net operating income | $910,000 | 3,545 |
| Securities gains (losses) | $302,000 | 1,259 |
| Applicable income taxes | $1,286,000 | 1,015 |
| Income before extraordinary items | $-74,000 | 6,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-74,000 | 6,045 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-74,000 | 6,045 |
| Net charge-offs | $4,000 | 6,717 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-267,280 | 6,161 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,603,000 | 2,182 |
| Total interest expense | $7,130,000 | 905 |
| Net interest income | $3,473,000 | 4,224 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $408,000 | 4,470 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $0 | 6,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $408,000 | 3,073 |
| Total noninterest expense | $3,116,000 | 4,104 |
| Salaries and employee benefits | $1,389,000 | 4,477 |
| Premises and equipment expense | $219,000 | 5,530 |
| Additional noninterest expense | $1,508,000 | 3,205 |
| Pre-tax net operating income | $765,000 | 3,539 |
| Securities gains (losses) | $165,000 | 1,524 |
| Applicable income taxes | $380,000 | 1,924 |
| Income before extraordinary items | $550,000 | 3,939 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $550,000 | 3,941 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $550,000 | 3,941 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $444,400 | 4,159 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,392,000 | 2,106 |
| Total interest expense | $4,814,000 | 928 |
| Net interest income | $2,578,000 | 3,932 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $181,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $181,000 | 3,668 |
| Total noninterest expense | $2,036,000 | 4,184 |
| Salaries and employee benefits | $901,000 | 4,576 |
| Premises and equipment expense | $143,000 | 5,618 |
| Additional noninterest expense | $992,000 | 3,227 |
| Pre-tax net operating income | $723,000 | 2,974 |
| Securities gains (losses) | $165,000 | 1,069 |
| Applicable income taxes | $363,000 | 1,545 |
| Income before extraordinary items | $525,000 | 3,321 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $525,000 | 3,318 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $525,000 | 3,320 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $419,400 | 3,604 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 2,141 |
| Total interest expense | $2,480,000 | 946 |
| Net interest income | $1,244,000 | 4,046 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $18,000 | 7,169 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $1,241,000 | 3,673 |
| Salaries and employee benefits | $529,000 | 4,192 |
| Premises and equipment expense | $73,000 | 5,653 |
| Additional noninterest expense | $639,000 | 2,561 |
| Pre-tax net operating income | $21,000 | 6,028 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $14,000 | 6,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $14,000 | 6,196 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $14,000 | 6,196 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $12,080 | 6,115 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,453,000 | 2,482 |
| Total interest expense | $10,159,000 | 1,176 |
| Net interest income | $3,294,000 | 5,135 |
| Provision for loan and lease losses | $32,000 | 7,035 |
| Total noninterest income | $72,000 | 7,220 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $72,000 | 6,026 |
| Total noninterest expense | $4,927,000 | 3,734 |
| Salaries and employee benefits | $1,840,000 | 4,614 |
| Premises and equipment expense | $299,000 | 5,653 |
| Additional noninterest expense | $2,788,000 | 2,506 |
| Pre-tax net operating income | $-1,593,000 | 6,478 |
| Securities gains (losses) | $1,358,000 | 381 |
| Applicable income taxes | $-155,000 | 6,683 |
| Income before extraordinary items | $-80,000 | 5,668 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-80,000 | 5,667 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-80,000 | 5,667 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-949,120 | 6,348 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,042,000 | 2,523 |
| Total interest expense | $7,697,000 | 1,215 |
| Net interest income | $2,345,000 | 5,294 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $61,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $61,000 | 6,024 |
| Total noninterest expense | $3,468,000 | 3,928 |
| Salaries and employee benefits | $1,369,000 | 4,663 |
| Premises and equipment expense | $228,000 | 5,674 |
| Additional noninterest expense | $1,871,000 | 2,711 |
| Pre-tax net operating income | $-1,062,000 | 6,684 |
| Securities gains (losses) | $1,358,000 | 287 |
| Applicable income taxes | $121,000 | 2,741 |
| Income before extraordinary items | $175,000 | 4,959 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $175,000 | 4,958 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $175,000 | 4,959 |
| Net charge-offs | $7,000 | 6,622 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-694,120 | 6,566 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,066,000 | 2,437 |
| Total interest expense | $5,033,000 | 1,309 |
| Net interest income | $2,033,000 | 4,531 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $52,000 | 7,130 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $52,000 | 5,792 |
| Total noninterest expense | $2,167,000 | 4,149 |
| Salaries and employee benefits | $938,000 | 4,631 |
| Premises and equipment expense | $154,000 | 5,692 |
| Additional noninterest expense | $1,075,000 | 3,107 |
| Pre-tax net operating income | $-82,000 | 6,059 |
| Securities gains (losses) | $1,358,000 | 220 |
| Applicable income taxes | $521,000 | 1,052 |
| Income before extraordinary items | $755,000 | 2,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $755,000 | 2,328 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $755,000 | 2,331 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-114,120 | 6,184 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,980,000 | 2,218 |
| Total interest expense | $3,593,000 | 949 |
| Net interest income | $387,000 | 6,934 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $31,000 | 5,565 |
| Total noninterest expense | $139,000 | 8,026 |
| Salaries and employee benefits | $459,000 | 4,738 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $-395,000 | 8,256 |
| Pre-tax net operating income | $279,000 | 3,455 |
| Securities gains (losses) | $790,000 | 227 |
| Applicable income taxes | $437,000 | 765 |
| Income before extraordinary items | $632,000 | 1,699 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $632,000 | 1,700 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $632,000 | 1,701 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $126,400 | 4,455 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,623,000 | 1,577 |
| Total interest expense | $20,372,000 | 771 |
| Net interest income | $4,251,000 | 4,389 |
| Provision for loan and lease losses | $32,000 | 6,816 |
| Total noninterest income | $234,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $234,000 | 4,578 |
| Total noninterest expense | $5,940,000 | 3,105 |
| Salaries and employee benefits | $1,671,000 | 5,010 |
| Premises and equipment expense | $294,000 | 5,849 |
| Additional noninterest expense | $3,975,000 | 1,555 |
| Pre-tax net operating income | $-1,487,000 | 7,211 |
| Securities gains (losses) | $-3,479,000 | 8,028 |
| Applicable income taxes | $-2,031,000 | 7,921 |
| Income before extraordinary items | $-2,935,000 | 7,600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,935,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-708,440 | 6,961 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,536,000 | 1,616 |
| Total interest expense | $15,401,000 | 796 |
| Net interest income | $3,135,000 | 4,488 |
| Provision for loan and lease losses | $23,000 | 6,429 |
| Total noninterest income | $107,000 | 7,045 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $107,000 | 5,524 |
| Total noninterest expense | $2,680,000 | 4,556 |
| Salaries and employee benefits | $1,356,000 | 4,786 |
| Premises and equipment expense | $222,000 | 5,840 |
| Additional noninterest expense | $1,102,000 | 3,606 |
| Pre-tax net operating income | $539,000 | 4,816 |
| Securities gains (losses) | $-3,495,000 | 8,159 |
| Applicable income taxes | $-1,208,000 | 8,097 |
| Income before extraordinary items | $-1,748,000 | 7,796 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,748,000 | 7,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $488,800 | 4,638 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,940,000 | 1,681 |
| Total interest expense | $10,134,000 | 839 |
| Net interest income | $1,806,000 | 4,929 |
| Provision for loan and lease losses | $15,000 | 6,116 |
| Total noninterest income | $75,000 | 7,048 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $75,000 | 5,519 |
| Total noninterest expense | $1,891,000 | 4,419 |
| Salaries and employee benefits | $887,000 | 4,885 |
| Premises and equipment expense | $141,000 | 5,996 |
| Additional noninterest expense | $863,000 | 3,126 |
| Pre-tax net operating income | $-25,000 | 7,024 |
| Securities gains (losses) | $32,000 | 1,744 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $5,000 | 6,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,000 | 6,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-17,720 | 7,031 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 1,800 |
| Total interest expense | $5,487,000 | 822 |
| Net interest income | $204,000 | 7,971 |
| Provision for loan and lease losses | $8,000 | 5,577 |
| Total noninterest income | $45,000 | 6,809 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 5,251 |
| Total noninterest expense | $937,000 | 4,439 |
| Salaries and employee benefits | $444,000 | 4,922 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $423,000 | 3,147 |
| Pre-tax net operating income | $-696,000 | 8,195 |
| Securities gains (losses) | $32,000 | 1,330 |
| Applicable income taxes | $-272,000 | 8,301 |
| Income before extraordinary items | $-392,000 | 8,074 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-392,000 | 8,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-412,480 | 8,067 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,571,000 | 1,355 |
| Total interest expense | $28,831,000 | 682 |
| Net interest income | $2,740,000 | 5,729 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $210,000 | 6,677 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $210,000 | 4,964 |
| Total noninterest expense | $3,844,000 | 4,245 |
| Salaries and employee benefits | $1,947,000 | 4,473 |
| Premises and equipment expense | $273,000 | 6,002 |
| Additional noninterest expense | $1,624,000 | 3,201 |
| Pre-tax net operating income | $-909,000 | 8,013 |
| Securities gains (losses) | $1,540,000 | 133 |
| Applicable income taxes | $252,000 | 3,603 |
| Income before extraordinary items | $379,000 | 6,124 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $379,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-606,600 | 7,946 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,259,000 | 1,315 |
| Total interest expense | $21,831,000 | 674 |
| Net interest income | $2,428,000 | 5,314 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $156,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $156,000 | 5,010 |
| Total noninterest expense | $2,736,000 | 4,387 |
| Salaries and employee benefits | $1,509,000 | 4,356 |
| Premises and equipment expense | $200,000 | 6,078 |
| Additional noninterest expense | $1,027,000 | 3,625 |
| Pre-tax net operating income | $-152,000 | 7,851 |
| Securities gains (losses) | $162,000 | 405 |
| Applicable income taxes | $4,000 | 5,949 |
| Income before extraordinary items | $6,000 | 7,657 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,000 | 7,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-97,680 | 7,834 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,184,000 | 1,322 |
| Total interest expense | $14,369,000 | 691 |
| Net interest income | $1,815,000 | 4,969 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $117,000 | 6,578 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $117,000 | 4,803 |
| Total noninterest expense | $1,812,000 | 4,423 |
| Salaries and employee benefits | $1,038,000 | 4,303 |
| Premises and equipment expense | $131,000 | 6,155 |
| Additional noninterest expense | $643,000 | 3,802 |
| Pre-tax net operating income | $120,000 | 7,135 |
| Securities gains (losses) | $162,000 | 338 |
| Applicable income taxes | $115,000 | 3,971 |
| Income before extraordinary items | $167,000 | 6,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $167,000 | 6,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $63,320 | 7,377 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,807,000 | 1,601 |
| Total interest expense | $7,125,000 | 688 |
| Net interest income | $-318,000 | 8,649 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $60,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $793,000 | 4,825 |
| Salaries and employee benefits | $472,000 | 4,626 |
| Premises and equipment expense | $64,000 | 6,249 |
| Additional noninterest expense | $257,000 | 4,446 |
| Pre-tax net operating income | $-1,051,000 | 8,593 |
| Securities gains (losses) | $162,000 | 240 |
| Applicable income taxes | $-363,000 | 8,601 |
| Income before extraordinary items | $-526,000 | 8,537 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-526,000 | 8,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-629,680 | 8,553 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $32,611,000 | 1,207 |
| Total interest expense | $31,319,000 | 552 |
| Net interest income | $1,292,000 | 7,454 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $217,000 | 6,776 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $217,000 | 4,957 |
| Total noninterest expense | $4,975,000 | 3,370 |
| Salaries and employee benefits | $2,345,000 | 3,790 |
| Premises and equipment expense | $276,000 | 5,950 |
| Additional noninterest expense | $2,354,000 | 2,215 |
| Pre-tax net operating income | $-3,466,000 | 8,644 |
| Securities gains (losses) | $-322,000 | 8,457 |
| Applicable income taxes | $-1,497,000 | 8,648 |
| Income before extraordinary items | $-2,291,000 | 8,614 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,291,000 | 8,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-2,084,920 | 8,594 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $26,640,000 | 1,111 |
| Total interest expense | $23,453,000 | 548 |
| Net interest income | $3,187,000 | 4,529 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $158,000 | 6,880 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 5,034 |
| Total noninterest expense | $2,256,000 | 4,855 |
| Salaries and employee benefits | $1,431,000 | 4,396 |
| Premises and equipment expense | $211,000 | 5,919 |
| Additional noninterest expense | $614,000 | 5,143 |
| Pre-tax net operating income | $1,089,000 | 4,541 |
| Securities gains (losses) | $47,000 | 571 |
| Applicable income taxes | $456,000 | 2,981 |
| Income before extraordinary items | $680,000 | 5,066 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $680,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $649,920 | 5,164 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,988,000 | 1,069 |
| Total interest expense | $15,425,000 | 527 |
| Net interest income | $2,563,000 | 3,975 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $124,000 | 6,600 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $124,000 | 4,681 |
| Total noninterest expense | $1,540,000 | 4,792 |
| Salaries and employee benefits | $991,000 | 4,292 |
| Premises and equipment expense | $147,000 | 5,830 |
| Additional noninterest expense | $402,000 | 5,192 |
| Pre-tax net operating income | $1,147,000 | 3,462 |
| Securities gains (losses) | $47,000 | 466 |
| Applicable income taxes | $480,000 | 2,376 |
| Income before extraordinary items | $714,000 | 4,015 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $714,000 | 4,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $683,920 | 4,119 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,095,000 | 1,180 |
| Total interest expense | $7,228,000 | 527 |
| Net interest income | $867,000 | 5,153 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $70,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,434 |
| Total noninterest expense | $783,000 | 4,764 |
| Salaries and employee benefits | $519,000 | 4,182 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $194,000 | 5,276 |
| Pre-tax net operating income | $154,000 | 6,362 |
| Securities gains (losses) | $47,000 | 358 |
| Applicable income taxes | $82,000 | 3,858 |
| Income before extraordinary items | $119,000 | 6,424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $88,920 | 6,919 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,465,000 | 1,218 |
| Total interest expense | $24,905,000 | 482 |
| Net interest income | $2,560,000 | 5,977 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $377,000 | 5,851 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $377,000 | 3,876 |
| Total noninterest expense | $3,104,000 | 4,660 |
| Salaries and employee benefits | $1,931,000 | 4,230 |
| Premises and equipment expense | $288,000 | 5,844 |
| Additional noninterest expense | $885,000 | 4,835 |
| Pre-tax net operating income | $-167,000 | 8,364 |
| Securities gains (losses) | $430,000 | 317 |
| Applicable income taxes | $-67,000 | 8,571 |
| Income before extraordinary items | $330,000 | 7,048 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $330,000 | 7,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-100,000 | 8,335 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $19,345,000 | 1,259 |
| Total interest expense | $17,430,000 | 482 |
| Net interest income | $1,915,000 | 6,015 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $288,000 | 5,847 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $288,000 | 3,868 |
| Total noninterest expense | $2,330,000 | 4,647 |
| Salaries and employee benefits | $1,458,000 | 4,177 |
| Premises and equipment expense | $216,000 | 5,843 |
| Additional noninterest expense | $656,000 | 4,823 |
| Pre-tax net operating income | $-127,000 | 8,444 |
| Securities gains (losses) | $430,000 | 292 |
| Applicable income taxes | $136,000 | 4,918 |
| Income before extraordinary items | $167,000 | 7,623 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $167,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-108,200 | 8,432 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,603,000 | 1,243 |
| Total interest expense | $11,161,000 | 470 |
| Net interest income | $1,442,000 | 5,618 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $195,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $195,000 | 3,800 |
| Total noninterest expense | $1,567,000 | 4,591 |
| Salaries and employee benefits | $1,003,000 | 4,069 |
| Premises and equipment expense | $143,000 | 5,844 |
| Additional noninterest expense | $421,000 | 4,922 |
| Pre-tax net operating income | $70,000 | 8,026 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $55,000 | 5,432 |
| Income before extraordinary items | $15,000 | 8,311 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $15,000 | 8,278 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,782,000 | 1,328 |
| Total interest expense | $4,758,000 | 518 |
| Net interest income | $1,024,000 | 4,540 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $112,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,523 |
| Total noninterest expense | $797,000 | 4,567 |
| Salaries and employee benefits | $498,000 | 4,106 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $229,000 | 4,660 |
| Pre-tax net operating income | $339,000 | 4,677 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $138,000 | 3,239 |
| Income before extraordinary items | $201,000 | 5,402 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $201,000 | 5,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $201,000 | 5,371 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,907,000 | 1,291 |
| Total interest expense | $15,211,000 | 546 |
| Net interest income | $6,696,000 | 3,015 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $397,000 | 5,814 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $397,000 | 3,733 |
| Total noninterest expense | $3,317,000 | 4,350 |
| Salaries and employee benefits | $1,908,000 | 4,153 |
| Premises and equipment expense | $286,000 | 5,807 |
| Additional noninterest expense | $1,123,000 | 3,956 |
| Pre-tax net operating income | $3,776,000 | 2,152 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,404,000 | 1,685 |
| Income before extraordinary items | $2,372,000 | 2,530 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,372,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,372,000 | 2,484 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,832,000 | 1,331 |
| Total interest expense | $10,688,000 | 565 |
| Net interest income | $5,144,000 | 2,927 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $302,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $302,000 | 3,720 |
| Total noninterest expense | $2,367,000 | 4,474 |
| Salaries and employee benefits | $1,408,000 | 4,154 |
| Premises and equipment expense | $213,000 | 5,794 |
| Additional noninterest expense | $746,000 | 4,308 |
| Pre-tax net operating income | $3,079,000 | 2,030 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,092,000 | 1,651 |
| Income before extraordinary items | $1,987,000 | 2,332 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,987,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,987,000 | 2,282 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,064,000 | 1,380 |
| Total interest expense | $6,672,000 | 597 |
| Net interest income | $3,392,000 | 2,943 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $192,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $192,000 | 3,811 |
| Total noninterest expense | $1,524,000 | 4,617 |
| Salaries and employee benefits | $956,000 | 4,117 |
| Premises and equipment expense | $142,000 | 5,829 |
| Additional noninterest expense | $426,000 | 4,852 |
| Pre-tax net operating income | $2,060,000 | 1,997 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $723,000 | 1,666 |
| Income before extraordinary items | $1,337,000 | 2,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,337,000 | 2,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,337,000 | 2,231 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 1,591 |
| Total interest expense | $3,450,000 | 590 |
| Net interest income | $991,000 | 4,510 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $103,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $783,000 | 4,544 |
| Salaries and employee benefits | $494,000 | 4,047 |
| Premises and equipment expense | $71,000 | 5,842 |
| Additional noninterest expense | $218,000 | 4,763 |
| Pre-tax net operating income | $311,000 | 4,732 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $112,000 | 3,591 |
| Income before extraordinary items | $199,000 | 5,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $199,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $199,000 | 5,232 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,299,000 | 2,753 |
| Total interest expense | $10,614,000 | 833 |
| Net interest income | $-315,000 | 9,177 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $666,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $666,000 | 3,064 |
| Total noninterest expense | $10,535,000 | 1,517 |
| Salaries and employee benefits | $2,606,000 | 3,157 |
| Premises and equipment expense | $293,000 | 5,725 |
| Additional noninterest expense | $7,636,000 | 699 |
| Pre-tax net operating income | $-10,184,000 | 9,162 |
| Securities gains (losses) | $51,000 | 2,493 |
| Applicable income taxes | $-1,180,000 | 9,142 |
| Income before extraordinary items | $-8,953,000 | 9,168 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-8,953,000 | 9,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-8,997,880 | 9,155 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,816,000 | 3,125 |
| Total interest expense | $7,615,000 | 913 |
| Net interest income | $-799,000 | 9,233 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $129,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 5,631 |
| Total noninterest expense | $3,028,000 | 3,688 |
| Salaries and employee benefits | $2,162,000 | 2,870 |
| Premises and equipment expense | $217,000 | 5,749 |
| Additional noninterest expense | $649,000 | 4,739 |
| Pre-tax net operating income | $-3,698,000 | 9,196 |
| Securities gains (losses) | $51,000 | 2,293 |
| Applicable income taxes | $-1,275,000 | 9,209 |
| Income before extraordinary items | $-2,372,000 | 9,205 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-2,372,000 | 9,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-2,405,150 | 9,172 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 3,228 |
| Total interest expense | $4,939,000 | 974 |
| Net interest income | $-534,000 | 9,265 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $23,000 | 8,927 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $2,112,000 | 3,527 |
| Salaries and employee benefits | $1,596,000 | 2,630 |
| Premises and equipment expense | $145,000 | 5,768 |
| Additional noninterest expense | $371,000 | 5,270 |
| Pre-tax net operating income | $-2,623,000 | 9,231 |
| Securities gains (losses) | $51,000 | 2,000 |
| Applicable income taxes | $-896,000 | 9,240 |
| Income before extraordinary items | $-1,676,000 | 9,241 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,676,000 | 9,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-1,709,150 | 9,209 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 3,538 |
| Total interest expense | $2,193,000 | 1,120 |
| Net interest income | $-202,000 | 9,310 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $1,081,000 | 3,436 |
| Salaries and employee benefits | $818,000 | 2,562 |
| Premises and equipment expense | $74,000 | 5,683 |
| Additional noninterest expense | $189,000 | 5,173 |
| Pre-tax net operating income | $-1,273,000 | 9,271 |
| Securities gains (losses) | $51,000 | 1,378 |
| Applicable income taxes | $-425,000 | 9,281 |
| Income before extraordinary items | $-797,000 | 9,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-797,000 | 9,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-830,150 | 9,245 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,349,000 | 5,645 |
| Total interest expense | $3,853,000 | 2,835 |
| Net interest income | $496,000 | 8,999 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $27,000 | 9,126 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 8,301 |
| Total noninterest expense | $1,782,000 | 6,294 |
| Salaries and employee benefits | $1,284,000 | 5,233 |
| Premises and equipment expense | $125,000 | 7,815 |
| Additional noninterest expense | $373,000 | 7,321 |
| Pre-tax net operating income | $-1,259,000 | 9,174 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-439,000 | 9,233 |
| Income before extraordinary items | $-820,000 | 9,140 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-820,000 | 9,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-820,000 | 9,103 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,652,000 | 1,839 |
| Total interest expense | $14,714,000 | 1,091 |
| Net interest income | $3,938,000 | 4,173 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $130,000 | 8,097 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $130,000 | 5,824 |
| Total noninterest expense | $2,467,000 | 4,994 |
| Salaries and employee benefits | $1,250,000 | 5,165 |
| Premises and equipment expense | $307,000 | 5,454 |
| Additional noninterest expense | $910,000 | 4,373 |
| Pre-tax net operating income | $1,601,000 | 3,700 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $572,000 | 3,055 |
| Income before extraordinary items | $1,029,000 | 4,212 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,029,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 807 |
| Net operating income | $1,029,000 | 4,098 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,260,000 | 1,709 |
| Total interest expense | $16,722,000 | 1,056 |
| Net interest income | $3,538,000 | 4,574 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $142,000 | 8,009 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $142,000 | 5,618 |
| Total noninterest expense | $2,556,000 | 4,784 |
| Salaries and employee benefits | $1,233,000 | 5,098 |
| Premises and equipment expense | $310,000 | 5,329 |
| Additional noninterest expense | $1,013,000 | 3,957 |
| Pre-tax net operating income | $1,124,000 | 4,926 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $398,000 | 3,989 |
| Income before extraordinary items | $726,000 | 5,324 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $726,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 842 |
| Net operating income | $726,000 | 5,324 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,424,000 | 1,975 |
| Total interest expense | $13,163,000 | 1,154 |
| Net interest income | $3,261,000 | 4,875 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $176,000 | 7,764 |
| Gross Fiduciary activities income | $7,000 | 1,292 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $169,000 | 5,316 |
| Total noninterest expense | $2,468,000 | 4,932 |
| Salaries and employee benefits | $1,161,000 | 5,290 |
| Premises and equipment expense | $330,000 | 5,167 |
| Additional noninterest expense | $977,000 | 4,093 |
| Pre-tax net operating income | $969,000 | 5,402 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $340,000 | 4,537 |
| Income before extraordinary items | $629,000 | 5,763 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $629,000 | 5,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 898 |
| Net operating income | $629,000 | 5,730 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,436,000 | 1,968 |
| Total interest expense | $13,443,000 | 1,144 |
| Net interest income | $2,993,000 | 5,140 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $256,000 | 6,931 |
| Gross Fiduciary activities income | $7,000 | 1,317 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $249,000 | 4,439 |
| Total noninterest expense | $2,438,000 | 4,855 |
| Salaries and employee benefits | $1,058,000 | 5,559 |
| Premises and equipment expense | $302,000 | 5,364 |
| Additional noninterest expense | $1,078,000 | 3,698 |
| Pre-tax net operating income | $811,000 | 6,048 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-132,000 | 10,262 |
| Income before extraordinary items | $943,000 | 4,678 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $943,000 | 4,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $943,000 | 4,590 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,097,000 | 2,016 |
| Total interest expense | $12,358,000 | 1,284 |
| Net interest income | $3,739,000 | 4,484 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $152,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $152,000 | 5,651 |
| Total noninterest expense | $2,285,000 | 5,128 |
| Salaries and employee benefits | $1,011,000 | 5,811 |
| Premises and equipment expense | $280,000 | 5,660 |
| Additional noninterest expense | $994,000 | 3,935 |
| Pre-tax net operating income | $1,606,000 | 4,228 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $61,000 | 9,066 |
| Income before extraordinary items | $1,545,000 | 3,281 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,545,000 | 3,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,545,000 | 3,201 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,136,000 | 2,230 |
| Total interest expense | $11,610,000 | 1,397 |
| Net interest income | $3,526,000 | 4,802 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $132,000 | 9,328 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $132,000 | 6,332 |
| Total noninterest expense | $2,832,000 | 4,502 |
| Salaries and employee benefits | $1,054,000 | 5,775 |
| Premises and equipment expense | $278,000 | 5,870 |
| Additional noninterest expense | $1,500,000 | 3,117 |
| Pre-tax net operating income | $826,000 | 6,398 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $16,000 | 10,270 |
| Income before extraordinary items | $810,000 | 5,257 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $810,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $810,000 | 5,190 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,002,000 | 2,396 |
| Total interest expense | $11,726,000 | 1,394 |
| Net interest income | $2,276,000 | 6,735 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $109,000 | 10,090 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $109,000 | 6,966 |
| Total noninterest expense | $2,263,000 | 5,429 |
| Salaries and employee benefits | $979,000 | 6,166 |
| Premises and equipment expense | $277,000 | 5,967 |
| Additional noninterest expense | $1,007,000 | 4,327 |
| Pre-tax net operating income | $122,000 | 10,961 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $9,000 | 10,947 |
| Income before extraordinary items | $113,000 | 10,810 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $113,000 | 10,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $113,000 | 10,783 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,071,000 | 2,509 |
| Total interest expense | $8,926,000 | 1,452 |
| Net interest income | $3,145,000 | 5,410 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $63,000 | 11,648 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $2,562,000 | 5,045 |
| Salaries and employee benefits | $1,043,000 | 5,890 |
| Premises and equipment expense | $301,000 | 5,701 |
| Additional noninterest expense | $1,218,000 | 4,005 |
| Pre-tax net operating income | $646,000 | 7,742 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-10,000 | 12,084 |
| Income before extraordinary items | $656,000 | 6,177 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $656,000 | 6,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $656,000 | 6,250 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,133,000 | 3,372 |
| Total interest expense | $6,383,000 | 2,032 |
| Net interest income | $2,750,000 | 6,067 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $76,000 | 11,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $2,460,000 | 5,350 |
| Salaries and employee benefits | $938,000 | 6,489 |
| Premises and equipment expense | $332,000 | 5,430 |
| Additional noninterest expense | $1,190,000 | 4,216 |
| Pre-tax net operating income | $366,000 | 9,679 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $20,000 | 11,603 |
| Income before extraordinary items | $369,000 | 8,752 |
| Extraordinary gains, net | $400,000 | 560 |
| Net income | $769,000 | 5,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $347,150 | 8,707 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,540,000 | 5,864 |
| Total interest expense | $3,077,000 | 5,052 |
| Net interest income | $2,463,000 | 6,671 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $70,000 | 12,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $2,254,000 | 5,793 |
| Salaries and employee benefits | $846,000 | 6,960 |
| Premises and equipment expense | $328,000 | 5,618 |
| Additional noninterest expense | $1,080,000 | 4,752 |
| Pre-tax net operating income | $279,000 | 10,344 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $58,000 | 11,037 |
| Income before extraordinary items | $221,000 | 10,307 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $221,000 | 10,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $221,000 | 9,962 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.