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Cole Taylor Bank, Income and Expense

2014-06-30 (YTD Data)Rank
Total interest income$97,957,000170
Total interest expense$7,207,000206
Net interest income$90,750,000168
Provision for loan and lease losses$4,100,000147
Total noninterest income$68,813,00098
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$6,890,000133
Trading account gains and fees$162,000100
Additional Noninterest Income$61,761,00078
Total noninterest expense$117,000,000124
Salaries and employee benefits$70,824,00095
Premises and equipment expense$8,077,000179
Additional noninterest expense$38,099,000141
Pre-tax net operating income$38,463,000178
Securities gains (losses)$35,0001,371
Applicable income taxes$16,327,000151
Income before extraordinary items$22,171,000209
Extraordinary gains, net$020
Net income$22,171,000209
Minority interest net income$080
Net income of bank and minority interests.$22,171,000209
Net charge-offs$4,277,000157
Cash dividends$9,500,000196
Sale, conversion, retirement of capital stock, net$0794
Net operating income$22,148,600209
2014-03-31 (YTD Data)Rank
Total interest income$48,844,000171
Total interest expense$3,581,000206
Net interest income$45,263,000168
Provision for loan and lease losses$2,600,000127
Total noninterest income$29,135,000108
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$3,456,000127
Trading account gains and fees$98,00092
Additional Noninterest Income$25,581,00087
Total noninterest expense$53,592,000129
Salaries and employee benefits$34,655,00097
Premises and equipment expense$3,975,000187
Additional noninterest expense$14,962,000168
Pre-tax net operating income$18,206,000188
Securities gains (losses)$35,000768
Applicable income taxes$6,690,000168
Income before extraordinary items$11,551,000204
Extraordinary gains, net$016
Net income$11,551,000203
Minority interest net income$066
Net income of bank and minority interests.$11,551,000204
Net charge-offs$1,573,000206
Cash dividends$5,750,000146
Sale, conversion, retirement of capital stock, net$0747
Net operating income$11,528,600202
2013-12-31 (YTD Data)Rank
Total interest income$197,690,000169
Total interest expense$18,408,000178
Net interest income$179,282,000164
Provision for loan and lease losses$2,400,000536
Total noninterest income$155,070,00095
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$13,508,000135
Trading account gains and fees$462,000100
Additional Noninterest Income$141,100,00073
Total noninterest expense$221,378,000133
Salaries and employee benefits$142,508,00093
Premises and equipment expense$17,845,000164
Additional noninterest expense$61,025,000171
Pre-tax net operating income$110,574,000129
Securities gains (losses)$5,959,00056
Applicable income taxes$43,386,000118
Income before extraordinary items$73,147,000148
Extraordinary gains, net$029
Net income$73,147,000148
Minority interest net income$090
Net income of bank and minority interests.$73,147,000148
Net charge-offs$2,727,000585
Cash dividends$64,000,000100
Sale, conversion, retirement of capital stock, net$0924
Net operating income$69,333,240153
2013-09-30 (YTD Data)Rank
Total interest income$147,310,000168
Total interest expense$14,517,000171
Net interest income$132,793,000166
Provision for loan and lease losses$1,300,000726
Total noninterest income$121,023,00095
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$10,098,000135
Trading account gains and fees$204,000113
Additional Noninterest Income$110,721,00072
Total noninterest expense$160,743,000131
Salaries and employee benefits$106,413,00091
Premises and equipment expense$10,591,000184
Additional noninterest expense$43,739,000171
Pre-tax net operating income$91,773,000125
Securities gains (losses)$68,0001,454
Applicable income taxes$35,982,000108
Income before extraordinary items$55,859,000142
Extraordinary gains, net$025
Net income$55,859,000142
Minority interest net income$084
Net income of bank and minority interests.$55,859,000142
Net charge-offs$-1,522,0006,874
Cash dividends$14,000,000190
Sale, conversion, retirement of capital stock, net$0868
Net operating income$55,815,480141
2013-06-30 (YTD Data)Rank
Total interest income$95,650,000170
Total interest expense$10,138,000162
Net interest income$85,512,000168
Provision for loan and lease losses$1,000,000679
Total noninterest income$87,551,00093
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$6,686,000133
Trading account gains and fees$218,00091
Additional Noninterest Income$80,647,00070
Total noninterest expense$107,161,000132
Salaries and employee benefits$71,324,00090
Premises and equipment expense$6,875,000191
Additional noninterest expense$28,962,000170
Pre-tax net operating income$64,902,000121
Securities gains (losses)$7,0002,393
Applicable income taxes$25,838,000109
Income before extraordinary items$39,071,000140
Extraordinary gains, net$022
Net income$39,071,000140
Minority interest net income$082
Net income of bank and minority interests.$39,071,000140
Net charge-offs$-385,0006,868
Cash dividends$9,000,000188
Sale, conversion, retirement of capital stock, net$0838
Net operating income$39,066,520138
2013-03-31 (YTD Data)Rank
Total interest income$47,674,000174
Total interest expense$5,079,000167
Net interest income$42,595,000173
Provision for loan and lease losses$300,000980
Total noninterest income$39,790,00096
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$3,321,000133
Trading account gains and fees$118,00095
Additional Noninterest Income$36,351,00072
Total noninterest expense$51,253,000134
Salaries and employee benefits$34,015,00091
Premises and equipment expense$3,331,000197
Additional noninterest expense$13,907,000174
Pre-tax net operating income$30,832,000123
Securities gains (losses)$1,0001,864
Applicable income taxes$12,079,000110
Income before extraordinary items$18,754,000140
Extraordinary gains, net$010
Net income$18,754,000141
Minority interest net income$076
Net income of bank and minority interests.$18,754,000141
Net charge-offs$341,000970
Cash dividends$4,000,000174
Sale, conversion, retirement of capital stock, net$0789
Net operating income$18,753,360137
2012-12-31 (YTD Data)Rank
Total interest income$186,147,000177
Total interest expense$27,570,000159
Net interest income$158,577,000182
Provision for loan and lease losses$9,550,000283
Total noninterest income$150,895,000103
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$12,856,000140
Trading account gains and fees$259,00096
Additional Noninterest Income$137,780,00079
Total noninterest expense$189,500,000138
Salaries and employee benefits$124,876,00096
Premises and equipment expense$12,480,000207
Additional noninterest expense$52,144,000189
Pre-tax net operating income$110,422,000129
Securities gains (losses)$5,340,00085
Applicable income taxes$46,390,000107
Income before extraordinary items$69,372,000155
Extraordinary gains, net$029
Net income$69,372,000155
Minority interest net income$093
Net income of bank and minority interests.$69,372,000155
Net charge-offs$31,103,000124
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$65,954,400155
2012-09-30 (YTD Data)Rank
Total interest income$138,464,000184
Total interest expense$22,485,000154
Net interest income$115,979,000192
Provision for loan and lease losses$8,350,000257
Total noninterest income$99,934,000110
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$9,542,000143
Trading account gains and fees$204,00094
Additional Noninterest Income$90,188,00085
Total noninterest expense$134,681,000144
Salaries and employee benefits$88,899,000103
Premises and equipment expense$9,030,000214
Additional noninterest expense$36,752,000200
Pre-tax net operating income$72,882,000148
Securities gains (losses)$3,851,00097
Applicable income taxes$30,913,000116
Income before extraordinary items$45,820,000166
Extraordinary gains, net$020
Net income$45,820,000166
Minority interest net income$086
Net income of bank and minority interests.$45,820,000166
Net charge-offs$32,427,000101
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$43,355,360167
2012-06-30 (YTD Data)Rank
Total interest income$92,272,000182
Total interest expense$15,722,000154
Net interest income$76,550,000193
Provision for loan and lease losses$7,450,000215
Total noninterest income$52,347,000120
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$6,285,000144
Trading account gains and fees$76,000112
Additional Noninterest Income$45,986,00098
Total noninterest expense$79,291,000152
Salaries and employee benefits$51,888,000110
Premises and equipment expense$5,760,000224
Additional noninterest expense$21,643,000217
Pre-tax net operating income$42,156,000156
Securities gains (losses)$3,851,00073
Applicable income taxes$18,758,000122
Income before extraordinary items$27,249,000173
Extraordinary gains, net$019
Net income$27,249,000173
Minority interest net income$084
Net income of bank and minority interests.$27,249,000173
Net charge-offs$24,202,00098
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$24,784,360177
2012-03-31 (YTD Data)Rank
Total interest income$46,267,000178
Total interest expense$8,284,000150
Net interest income$37,983,000186
Provision for loan and lease losses$7,350,000124
Total noninterest income$23,326,000126
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$3,081,000144
Trading account gains and fees$167,00085
Additional Noninterest Income$20,078,000107
Total noninterest expense$35,999,000166
Salaries and employee benefits$23,624,000119
Premises and equipment expense$2,814,000227
Additional noninterest expense$9,561,000236
Pre-tax net operating income$17,960,000170
Securities gains (losses)$831,000163
Applicable income taxes$7,566,000143
Income before extraordinary items$11,225,000190
Extraordinary gains, net$019
Net income$11,225,000191
Minority interest net income$078
Net income of bank and minority interests.$11,225,000191
Net charge-offs$17,585,00075
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$10,693,160190
2011-12-31 (YTD Data)Rank
Total interest income$188,060,000179
Total interest expense$44,659,000136
Net interest income$143,401,000190
Provision for loan and lease losses$49,257,000118
Total noninterest income$45,307,000204
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$11,004,000158
Trading account gains and fees$56,000110
Additional Noninterest Income$34,247,000187
Total noninterest expense$114,168,000201
Salaries and employee benefits$64,673,000158
Premises and equipment expense$10,844,000242
Additional noninterest expense$38,651,000235
Pre-tax net operating income$25,283,000305
Securities gains (losses)$4,372,000118
Applicable income taxes$-60,921,0007,354
Income before extraordinary items$90,576,000111
Extraordinary gains, net$029
Net income$90,576,000111
Minority interest net income$096
Net income of bank and minority interests.$90,576,000112
Net charge-offs$70,081,000100
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$86,204,000114
2011-09-30 (YTD Data)Rank
Total interest income$141,715,000179
Total interest expense$35,828,000136
Net interest income$105,887,000191
Provision for loan and lease losses$38,302,000105
Total noninterest income$28,592,000235
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$8,160,000156
Trading account gains and fees$59,000115
Additional Noninterest Income$20,373,000215
Total noninterest expense$83,046,000202
Salaries and employee benefits$45,284,000161
Premises and equipment expense$8,255,000240
Additional noninterest expense$29,507,000224
Pre-tax net operating income$13,131,000411
Securities gains (losses)$4,556,00096
Applicable income taxes$207,0002,633
Income before extraordinary items$17,480,000270
Extraordinary gains, net$021
Net income$17,480,000270
Minority interest net income$087
Net income of bank and minority interests.$17,480,000271
Net charge-offs$57,065,00090
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$12,969,560330
2011-06-30 (YTD Data)Rank
Total interest income$94,418,000183
Total interest expense$25,483,000135
Net interest income$68,935,000199
Provision for loan and lease losses$22,062,000129
Total noninterest income$13,776,000296
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$5,371,000159
Trading account gains and fees$219,00084
Additional Noninterest Income$8,186,000309
Total noninterest expense$55,462,000205
Salaries and employee benefits$29,837,000164
Premises and equipment expense$5,519,000245
Additional noninterest expense$20,106,000225
Pre-tax net operating income$5,187,000612
Securities gains (losses)$-381,0007,420
Applicable income taxes$249,0001,993
Income before extraordinary items$4,557,000580
Extraordinary gains, net$015
Net income$4,557,000577
Minority interest net income$089
Net income of bank and minority interests.$4,557,000580
Net charge-offs$37,586,000103
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,918,950531
2011-03-31 (YTD Data)Rank
Total interest income$47,596,000180
Total interest expense$13,137,000135
Net interest income$34,459,000198
Provision for loan and lease losses$10,241,000133
Total noninterest income$6,985,000287
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$2,023,000209
Trading account gains and fees$167,00085
Additional Noninterest Income$4,795,000281
Total noninterest expense$28,095,000206
Salaries and employee benefits$14,671,000171
Premises and equipment expense$2,906,000238
Additional noninterest expense$10,518,000218
Pre-tax net operating income$3,108,000533
Securities gains (losses)$01,772
Applicable income taxes$-105,0007,292
Income before extraordinary items$3,213,000416
Extraordinary gains, net$09
Net income$3,213,000416
Minority interest net income$086
Net income of bank and minority interests.$3,213,000416
Net charge-offs$19,843,000103
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,213,000408
2010-12-31 (YTD Data)Rank
Total interest income$208,516,000174
Total interest expense$65,195,000137
Net interest income$143,321,000187
Provision for loan and lease losses$143,128,00084
Total noninterest income$31,722,000279
Gross Fiduciary activities income$354,000633
Service charges on deposit accounts$10,941,000159
Trading account gains and fees$161,000113
Additional Noninterest Income$20,266,000282
Total noninterest expense$116,798,000204
Salaries and employee benefits$53,986,000176
Premises and equipment expense$10,440,000258
Additional noninterest expense$52,372,000193
Pre-tax net operating income$-84,883,0007,632
Securities gains (losses)$41,376,00023
Applicable income taxes$1,215,0001,057
Income before extraordinary items$-44,722,0007,595
Extraordinary gains, net$029
Net income$-44,722,0007,595
Minority interest net income$0111
Net income of bank and minority interests.$-44,722,0007,595
Net charge-offs$124,745,00088
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-86,098,0007,625
2010-09-30 (YTD Data)Rank
Total interest income$158,550,000171
Total interest expense$50,962,000135
Net interest income$107,588,000182
Provision for loan and lease losses$83,204,000104
Total noninterest income$20,425,000308
Gross Fiduciary activities income$351,000561
Service charges on deposit accounts$8,169,000162
Trading account gains and fees$6,000152
Additional Noninterest Income$11,899,000318
Total noninterest expense$79,747,000208
Salaries and employee benefits$37,598,000183
Premises and equipment expense$7,840,000258
Additional noninterest expense$34,309,000211
Pre-tax net operating income$-34,938,0007,708
Securities gains (losses)$34,379,00023
Applicable income taxes$932,0001,058
Income before extraordinary items$-1,491,0007,046
Extraordinary gains, net$023
Net income$-1,491,0007,045
Minority interest net income$0110
Net income of bank and minority interests.$-1,491,0007,046
Net charge-offs$95,251,00092
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-35,870,0007,710
2010-06-30 (YTD Data)Rank
Total interest income$106,570,000173
Total interest expense$35,411,000135
Net interest income$71,159,000181
Provision for loan and lease losses$65,076,00098
Total noninterest income$9,248,000394
Gross Fiduciary activities income$352,000477
Service charges on deposit accounts$5,476,000162
Trading account gains and fees$-3,0007,752
Additional Noninterest Income$3,423,000544
Total noninterest expense$53,852,000209
Salaries and employee benefits$23,813,000192
Premises and equipment expense$5,214,000258
Additional noninterest expense$24,825,000199
Pre-tax net operating income$-38,521,0007,789
Securities gains (losses)$1,575,000169
Applicable income taxes$611,0001,044
Income before extraordinary items$-37,557,0007,786
Extraordinary gains, net$019
Net income$-37,557,0007,786
Minority interest net income$0105
Net income of bank and minority interests.$-37,557,0007,786
Net charge-offs$70,761,00089
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-39,132,0007,787
2010-03-31 (YTD Data)Rank
Total interest income$52,887,000175
Total interest expense$18,200,000138
Net interest income$34,687,000189
Provision for loan and lease losses$21,130,000131
Total noninterest income$3,310,000490
Gross Fiduciary activities income$194,000467
Service charges on deposit accounts$2,801,000162
Trading account gains and fees$15,000135
Additional Noninterest Income$300,0001,848
Total noninterest expense$26,930,000209
Salaries and employee benefits$11,587,000199
Premises and equipment expense$2,506,000281
Additional noninterest expense$12,837,000195
Pre-tax net operating income$-10,063,0007,849
Securities gains (losses)$1,433,000106
Applicable income taxes$306,0001,033
Income before extraordinary items$-8,936,0007,841
Extraordinary gains, net$016
Net income$-8,936,0007,842
Minority interest net income$091
Net income of bank and minority interests.$-8,936,0007,842
Net charge-offs$27,164,000104
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-10,369,0007,850
2009-12-31 (YTD Data)Rank
Total interest income$220,030,000177
Total interest expense$91,405,000137
Net interest income$128,625,000191
Provision for loan and lease losses$89,611,000161
Total noninterest income$15,191,000470
Gross Fiduciary activities income$968,000391
Service charges on deposit accounts$11,046,000174
Trading account gains and fees$470,000112
Additional Noninterest Income$2,707,0001,110
Total noninterest expense$94,740,000249
Salaries and employee benefits$42,771,000215
Premises and equipment expense$10,273,000273
Additional noninterest expense$41,696,000252
Pre-tax net operating income$-40,535,0007,838
Securities gains (losses)$17,595,00048
Applicable income taxes$1,037,000933
Income before extraordinary items$-23,977,0007,773
Extraordinary gains, net$034
Net income$-23,977,0007,771
Minority interest net income$0115
Net income of bank and minority interests.$-23,977,0007,772
Net charge-offs$111,974,000115
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-41,572,0007,858
2009-09-30 (YTD Data)Rank
Total interest income$166,064,000186
Total interest expense$71,639,000145
Net interest income$94,425,000202
Provision for loan and lease losses$70,609,000164
Total noninterest income$11,700,000470
Gross Fiduciary activities income$763,000381
Service charges on deposit accounts$8,300,000174
Trading account gains and fees$324,000115
Additional Noninterest Income$2,313,0001,040
Total noninterest expense$65,090,000270
Salaries and employee benefits$31,863,000224
Premises and equipment expense$7,653,000280
Additional noninterest expense$25,574,000294
Pre-tax net operating income$-29,574,0007,930
Securities gains (losses)$8,637,00075
Applicable income taxes$1,686,000541
Income before extraordinary items$-22,623,0007,907
Extraordinary gains, net$027
Net income$-22,623,0007,907
Minority interest net income$0118
Net income of bank and minority interests.$-22,623,0007,907
Net charge-offs$92,025,000106
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-31,260,0007,951
2009-06-30 (YTD Data)Rank
Total interest income$110,032,000192
Total interest expense$49,317,000152
Net interest income$60,715,000209
Provision for loan and lease losses$55,070,000153
Total noninterest income$10,128,000389
Gross Fiduciary activities income$596,000350
Service charges on deposit accounts$5,460,000177
Trading account gains and fees$133,000124
Additional Noninterest Income$3,939,000524
Total noninterest expense$44,305,000271
Salaries and employee benefits$21,453,000228
Premises and equipment expense$5,171,000281
Additional noninterest expense$17,681,000293
Pre-tax net operating income$-28,532,0008,056
Securities gains (losses)$8,259,00068
Applicable income taxes$1,419,000441
Income before extraordinary items$-21,692,0008,043
Extraordinary gains, net$021
Net income$-21,692,0008,043
Minority interest net income$0112
Net income of bank and minority interests.$-21,692,0008,043
Net charge-offs$50,691,000124
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-29,951,0008,070
2009-03-31 (YTD Data)Rank
Total interest income$54,317,000196
Total interest expense$25,293,000157
Net interest income$29,024,000216
Provision for loan and lease losses$15,563,000185
Total noninterest income$4,782,000380
Gross Fiduciary activities income$306,000340
Service charges on deposit accounts$2,737,000170
Trading account gains and fees$-250,0008,214
Additional Noninterest Income$1,989,000510
Total noninterest expense$20,489,000273
Salaries and employee benefits$10,483,000232
Premises and equipment expense$2,657,000279
Additional noninterest expense$7,349,000288
Pre-tax net operating income$-2,246,0007,864
Securities gains (losses)$664,000259
Applicable income taxes$-551,0007,893
Income before extraordinary items$-1,031,0007,709
Extraordinary gains, net$015
Net income$-1,031,0007,712
Minority interest net income$0102
Net income of bank and minority interests.$-1,031,0007,711
Net charge-offs$13,829,000164
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,462,6007,814
2008-12-31 (YTD Data)Rank
Total interest income$204,450,000213
Total interest expense$104,829,000179
Net interest income$99,621,000252
Provision for loan and lease losses$144,158,00095
Total noninterest income$15,284,000429
Gross Fiduciary activities income$2,357,000238
Service charges on deposit accounts$8,951,000214
Trading account gains and fees$-959,0008,246
Additional Noninterest Income$4,935,000659
Total noninterest expense$90,455,000258
Salaries and employee benefits$46,387,000213
Premises and equipment expense$11,195,000253
Additional noninterest expense$32,873,000285
Pre-tax net operating income$-119,708,0008,251
Securities gains (losses)$-2,399,0007,936
Applicable income taxes$-4,911,0008,101
Income before extraordinary items$-117,196,0008,237
Extraordinary gains, net$039
Net income$-117,196,0008,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,291,000103
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-114,892,9608,243
2008-09-30 (YTD Data)Rank
Total interest income$149,826,000229
Total interest expense$76,442,000197
Net interest income$73,384,000267
Provision for loan and lease losses$113,805,00087
Total noninterest income$11,479,000460
Gross Fiduciary activities income$1,778,000244
Service charges on deposit accounts$6,528,000229
Trading account gains and fees$-295,0008,316
Additional Noninterest Income$3,468,000745
Total noninterest expense$69,793,000245
Salaries and employee benefits$36,358,000209
Premises and equipment expense$8,473,000258
Additional noninterest expense$24,962,000256
Pre-tax net operating income$-98,735,0008,351
Securities gains (losses)$03,106
Applicable income taxes$5,540,000292
Income before extraordinary items$-104,275,0008,347
Extraordinary gains, net$031
Net income$-104,275,0008,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,519,000103
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-104,275,0008,348
2008-06-30 (YTD Data)Rank
Total interest income$99,061,000235
Total interest expense$49,411,000212
Net interest income$49,650,000263
Provision for loan and lease losses$61,105,00098
Total noninterest income$8,021,000460
Gross Fiduciary activities income$1,187,000249
Service charges on deposit accounts$4,307,000224
Trading account gains and fees$-84,0008,377
Additional Noninterest Income$2,611,000686
Total noninterest expense$42,736,000262
Salaries and employee benefits$21,755,000235
Premises and equipment expense$5,633,000257
Additional noninterest expense$15,348,000267
Pre-tax net operating income$-46,170,0008,413
Securities gains (losses)$03,233
Applicable income taxes$-19,931,0008,416
Income before extraordinary items$-26,239,0008,399
Extraordinary gains, net$021
Net income$-26,239,0008,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,044,000177
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-26,239,0008,399
2008-03-31 (YTD Data)Rank
Total interest income$52,654,000231
Total interest expense$26,283,000213
Net interest income$26,371,000250
Provision for loan and lease losses$11,750,000142
Total noninterest income$4,145,000452
Gross Fiduciary activities income$491,000281
Service charges on deposit accounts$2,105,000227
Trading account gains and fees$-211,0008,444
Additional Noninterest Income$1,760,000552
Total noninterest expense$20,604,000264
Salaries and employee benefits$11,112,000231
Premises and equipment expense$2,831,000256
Additional noninterest expense$6,661,000281
Pre-tax net operating income$-1,838,0008,360
Securities gains (losses)$02,688
Applicable income taxes$-512,0008,359
Income before extraordinary items$-1,326,0008,347
Extraordinary gains, net$015
Net income$-1,326,0008,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,238,000272
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-1,326,0008,341
2007-12-31 (YTD Data)Rank
Total interest income$227,060,000224
Total interest expense$114,423,000210
Net interest income$112,637,000230
Provision for loan and lease losses$31,900,000112
Total noninterest income$16,630,000432
Gross Fiduciary activities income$2,321,000254
Service charges on deposit accounts$7,471,000254
Trading account gains and fees$424,00086
Additional Noninterest Income$6,414,000562
Total noninterest expense$91,825,000236
Salaries and employee benefits$37,190,000267
Premises and equipment expense$12,766,000210
Additional noninterest expense$41,869,000208
Pre-tax net operating income$5,542,0001,509
Securities gains (losses)$02,146
Applicable income taxes$8,513,000369
Income before extraordinary items$-2,971,0008,398
Extraordinary gains, net$039
Net income$-2,971,0008,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,735,000137
Cash dividends$15,000,000300
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-2,971,0008,390
2007-09-30 (YTD Data)Rank
Total interest income$170,181,000222
Total interest expense$85,037,000210
Net interest income$85,144,000227
Provision for loan and lease losses$8,900,000170
Total noninterest income$12,797,000425
Gross Fiduciary activities income$1,664,000257
Service charges on deposit accounts$5,512,000247
Trading account gains and fees$268,000101
Additional Noninterest Income$5,353,000523
Total noninterest expense$51,694,000292
Salaries and employee benefits$28,805,000261
Premises and equipment expense$9,147,000218
Additional noninterest expense$13,742,000352
Pre-tax net operating income$37,347,000252
Securities gains (losses)$01,655
Applicable income taxes$12,663,000247
Income before extraordinary items$24,684,000263
Extraordinary gains, net$033
Net income$24,684,000261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,986,000169
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$24,684,000260
2007-06-30 (YTD Data)Rank
Total interest income$112,698,000236
Total interest expense$55,849,000226
Net interest income$56,849,000238
Provision for loan and lease losses$5,500,000159
Total noninterest income$7,083,000501
Gross Fiduciary activities income$1,130,000261
Service charges on deposit accounts$3,590,000254
Trading account gains and fees$328,00090
Additional Noninterest Income$2,035,000841
Total noninterest expense$34,090,000303
Salaries and employee benefits$19,094,000273
Premises and equipment expense$6,001,000233
Additional noninterest expense$8,995,000369
Pre-tax net operating income$24,342,000273
Securities gains (losses)$01,444
Applicable income taxes$8,453,000266
Income before extraordinary items$15,889,000292
Extraordinary gains, net$029
Net income$15,889,000291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,217,000191
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$15,889,000289
2007-03-31 (YTD Data)Rank
Total interest income$56,006,000234
Total interest expense$27,587,000227
Net interest income$28,419,000239
Provision for loan and lease losses$3,600,000122
Total noninterest income$3,192,000525
Gross Fiduciary activities income$486,000281
Service charges on deposit accounts$1,753,000247
Trading account gains and fees$68,000125
Additional Noninterest Income$885,000926
Total noninterest expense$17,242,000300
Salaries and employee benefits$9,462,000278
Premises and equipment expense$3,014,000234
Additional noninterest expense$4,766,000345
Pre-tax net operating income$10,769,000309
Securities gains (losses)$01,187
Applicable income taxes$3,799,000289
Income before extraordinary items$6,970,000328
Extraordinary gains, net$022
Net income$6,970,000327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,786,000127
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$6,970,000324
2006-12-31 (YTD Data)Rank
Total interest income$221,001,000222
Total interest expense$101,994,000215
Net interest income$119,007,000226
Provision for loan and lease losses$6,000,000209
Total noninterest income$15,968,000450
Gross Fiduciary activities income$2,269,000252
Service charges on deposit accounts$7,498,000236
Trading account gains and fees$446,00085
Additional Noninterest Income$5,755,000612
Total noninterest expense$68,155,000295
Salaries and employee benefits$38,448,000259
Premises and equipment expense$11,163,000232
Additional noninterest expense$18,544,000351
Pre-tax net operating income$60,820,000227
Securities gains (losses)$01,687
Applicable income taxes$20,573,000231
Income before extraordinary items$40,247,000236
Extraordinary gains, net$051
Net income$40,247,000235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,965,000178
Cash dividends$10,000,000378
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$40,247,000236
2006-09-30 (YTD Data)Rank
Total interest income$163,400,000233
Total interest expense$74,010,000225
Net interest income$89,390,000238
Provision for loan and lease losses$5,100,000191
Total noninterest income$11,373,000483
Gross Fiduciary activities income$1,605,000268
Service charges on deposit accounts$5,596,000242
Trading account gains and fees$210,00088
Additional Noninterest Income$3,962,000661
Total noninterest expense$50,581,000307
Salaries and employee benefits$28,717,000267
Premises and equipment expense$8,481,000239
Additional noninterest expense$13,383,000369
Pre-tax net operating income$45,082,000251
Securities gains (losses)$01,388
Applicable income taxes$15,010,000250
Income before extraordinary items$30,072,000254
Extraordinary gains, net$045
Net income$30,072,000254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,689,000146
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$30,072,000253
2006-06-30 (YTD Data)Rank
Total interest income$106,008,000235
Total interest expense$46,691,000230
Net interest income$59,317,000243
Provision for loan and lease losses$3,000,000204
Total noninterest income$7,745,000472
Gross Fiduciary activities income$1,052,000275
Service charges on deposit accounts$3,656,000239
Trading account gains and fees$96,00091
Additional Noninterest Income$2,941,000603
Total noninterest expense$33,745,000311
Salaries and employee benefits$19,333,000269
Premises and equipment expense$5,757,000238
Additional noninterest expense$8,655,000383
Pre-tax net operating income$30,317,000253
Securities gains (losses)$01,185
Applicable income taxes$10,990,000241
Income before extraordinary items$19,327,000266
Extraordinary gains, net$039
Net income$19,327,000266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,973,000141
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$19,327,000263
2006-03-31 (YTD Data)Rank
Total interest income$51,456,000236
Total interest expense$21,529,000229
Net interest income$29,927,000240
Provision for loan and lease losses$900,000293
Total noninterest income$4,425,000424
Gross Fiduciary activities income$464,000287
Service charges on deposit accounts$1,822,000232
Trading account gains and fees$125,00078
Additional Noninterest Income$2,014,000497
Total noninterest expense$16,556,000316
Salaries and employee benefits$9,651,000268
Premises and equipment expense$2,933,000239
Additional noninterest expense$3,972,000393
Pre-tax net operating income$16,896,000230
Securities gains (losses)$0955
Applicable income taxes$6,045,000220
Income before extraordinary items$10,851,000242
Extraordinary gains, net$021
Net income$10,851,000242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,695,000151
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$10,851,000240
2005-12-31 (YTD Data)Rank
Total interest income$177,809,000233
Total interest expense$61,625,000239
Net interest income$116,184,000228
Provision for loan and lease losses$5,523,000219
Total noninterest income$18,309,000430
Gross Fiduciary activities income$3,070,000204
Service charges on deposit accounts$8,765,000204
Trading account gains and fees$154,00094
Additional Noninterest Income$6,320,000584
Total noninterest expense$64,886,000308
Salaries and employee benefits$37,881,000256
Premises and equipment expense$10,843,000245
Additional noninterest expense$16,162,000400
Pre-tax net operating income$64,084,000224
Securities gains (losses)$127,000630
Applicable income taxes$24,122,000206
Income before extraordinary items$40,089,000242
Extraordinary gains, net$046
Net income$40,089,000243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,526,000200
Cash dividends$6,000,000564
Sale, conversion, retirement of capital stock, net$0934
Net operating income$40,007,720241
2005-09-30 (YTD Data)Rank
Total interest income$127,936,000234
Total interest expense$42,308,000244
Net interest income$85,628,000230
Provision for loan and lease losses$2,751,000287
Total noninterest income$15,145,000400
Gross Fiduciary activities income$2,347,000200
Service charges on deposit accounts$6,804,000196
Trading account gains and fees$96,00092
Additional Noninterest Income$5,898,000504
Total noninterest expense$48,470,000309
Salaries and employee benefits$28,771,000251
Premises and equipment expense$7,981,000251
Additional noninterest expense$11,718,000400
Pre-tax net operating income$49,552,000229
Securities gains (losses)$127,000597
Applicable income taxes$18,795,000206
Income before extraordinary items$30,884,000244
Extraordinary gains, net$035
Net income$30,884,000245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,520,000217
Cash dividends$6,000,000414
Sale, conversion, retirement of capital stock, net$0769
Net operating income$30,802,720242
2005-06-30 (YTD Data)Rank
Total interest income$82,254,000232
Total interest expense$26,046,000246
Net interest income$56,208,000228
Provision for loan and lease losses$2,751,000209
Total noninterest income$12,941,000322
Gross Fiduciary activities income$1,627,000194
Service charges on deposit accounts$4,687,000187
Trading account gains and fees$-6,0008,837
Additional Noninterest Income$6,633,000358
Total noninterest expense$31,983,000308
Salaries and employee benefits$18,928,000248
Premises and equipment expense$5,301,000247
Additional noninterest expense$7,754,000392
Pre-tax net operating income$34,415,000224
Securities gains (losses)$127,000505
Applicable income taxes$13,126,000202
Income before extraordinary items$21,416,000240
Extraordinary gains, net$030
Net income$21,416,000240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,824,000185
Cash dividends$4,000,000396
Sale, conversion, retirement of capital stock, net$0643
Net operating income$21,334,720237
2005-03-31 (YTD Data)Rank
Total interest income$39,514,000239
Total interest expense$11,812,000255
Net interest income$27,702,000231
Provision for loan and lease losses$1,834,000157
Total noninterest income$6,893,000304
Gross Fiduciary activities income$849,000193
Service charges on deposit accounts$2,342,000183
Trading account gains and fees$-1,0008,895
Additional Noninterest Income$3,703,000328
Total noninterest expense$15,643,000310
Salaries and employee benefits$9,462,000258
Premises and equipment expense$2,593,000254
Additional noninterest expense$3,588,000407
Pre-tax net operating income$17,118,000225
Securities gains (losses)$127,000328
Applicable income taxes$6,738,000200
Income before extraordinary items$10,507,000243
Extraordinary gains, net$024
Net income$10,507,000243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,607
Cash dividends$2,000,000351
Sale, conversion, retirement of capital stock, net$0491
Net operating income$10,425,720241
2004-12-31 (YTD Data)Rank
Total interest income$137,353,000253
Total interest expense$37,323,000262
Net interest income$100,030,000255
Provision for loan and lease losses$10,083,000144
Total noninterest income$20,083,000385
Gross Fiduciary activities income$4,079,000174
Service charges on deposit accounts$10,572,000175
Trading account gains and fees$286,00088
Additional Noninterest Income$5,146,000654
Total noninterest expense$65,338,000296
Salaries and employee benefits$37,296,000256
Premises and equipment expense$11,337,000237
Additional noninterest expense$16,705,000363
Pre-tax net operating income$44,692,000279
Securities gains (losses)$144,0001,005
Applicable income taxes$16,522,000263
Income before extraordinary items$28,314,000305
Extraordinary gains, net$034
Net income$28,314,000305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,955,000188
Cash dividends$8,000,000417
Sale, conversion, retirement of capital stock, net$0872
Net operating income$28,221,840295
2004-09-30 (YTD Data)Rank
Total interest income$100,351,000259
Total interest expense$26,770,000266
Net interest income$73,581,000258
Provision for loan and lease losses$8,250,000144
Total noninterest income$15,274,000393
Gross Fiduciary activities income$3,055,000172
Service charges on deposit accounts$8,161,000174
Trading account gains and fees$80,000104
Additional Noninterest Income$3,978,000664
Total noninterest expense$49,475,000299
Salaries and employee benefits$27,900,000258
Premises and equipment expense$8,666,000238
Additional noninterest expense$12,909,000352
Pre-tax net operating income$31,130,000295
Securities gains (losses)$345,000539
Applicable income taxes$11,537,000277
Income before extraordinary items$19,938,000319
Extraordinary gains, net$026
Net income$19,938,000319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,402,000204
Cash dividends$8,000,000327
Sale, conversion, retirement of capital stock, net$0738
Net operating income$19,717,200308
2004-06-30 (YTD Data)Rank
Total interest income$65,379,000261
Total interest expense$17,231,000269
Net interest income$48,148,000258
Provision for loan and lease losses$5,500,000146
Total noninterest income$8,407,000439
Gross Fiduciary activities income$2,020,000176
Service charges on deposit accounts$5,493,000170
Trading account gains and fees$94,00098
Additional Noninterest Income$800,0001,552
Total noninterest expense$34,459,000294
Salaries and employee benefits$19,286,000249
Premises and equipment expense$5,917,000233
Additional noninterest expense$9,256,000340
Pre-tax net operating income$16,596,000337
Securities gains (losses)$03,413
Applicable income taxes$5,946,000332
Income before extraordinary items$10,650,000367
Extraordinary gains, net$021
Net income$10,650,000366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,927,000208
Cash dividends$4,000,000394
Sale, conversion, retirement of capital stock, net$0638
Net operating income$10,650,000353
2004-03-31 (YTD Data)Rank
Total interest income$32,509,000261
Total interest expense$8,535,000276
Net interest income$23,974,000261
Provision for loan and lease losses$2,750,000153
Total noninterest income$5,727,000347
Gross Fiduciary activities income$979,000176
Service charges on deposit accounts$2,716,000170
Trading account gains and fees$137,00074
Additional Noninterest Income$1,895,000503
Total noninterest expense$17,046,000291
Salaries and employee benefits$9,949,000246
Premises and equipment expense$2,941,000230
Additional noninterest expense$4,156,000358
Pre-tax net operating income$9,905,000294
Securities gains (losses)$02,934
Applicable income taxes$3,600,000291
Income before extraordinary items$6,305,000323
Extraordinary gains, net$016
Net income$6,305,000324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,881,000180
Cash dividends$2,000,000367
Sale, conversion, retirement of capital stock, net$0464
Net operating income$6,305,000304
2003-12-31 (YTD Data)Rank
Total interest income$136,885,000254
Total interest expense$34,673,000293
Net interest income$102,212,000238
Provision for loan and lease losses$9,233,000212
Total noninterest income$15,365,000484
Gross Fiduciary activities income$3,674,000181
Service charges on deposit accounts$11,961,000164
Trading account gains and fees$253,000109
Additional Noninterest Income$-523,0009,180
Total noninterest expense$71,402,000282
Salaries and employee benefits$39,536,000244
Premises and equipment expense$10,652,000255
Additional noninterest expense$21,214,000323
Pre-tax net operating income$36,942,000305
Securities gains (losses)$04,500
Applicable income taxes$12,900,000306
Income before extraordinary items$24,042,000330
Extraordinary gains, net$054
Net income$24,042,000331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,950,000188
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$24,042,000309
2003-09-30 (YTD Data)Rank
Total interest income$104,235,000259
Total interest expense$26,917,000297
Net interest income$77,318,000240
Provision for loan and lease losses$6,533,000226
Total noninterest income$14,092,000437
Gross Fiduciary activities income$2,686,000190
Service charges on deposit accounts$9,129,000169
Trading account gains and fees$165,000113
Additional Noninterest Income$2,112,0001,186
Total noninterest expense$53,747,000285
Salaries and employee benefits$30,371,000241
Premises and equipment expense$7,726,000266
Additional noninterest expense$15,650,000333
Pre-tax net operating income$31,130,000288
Securities gains (losses)$04,204
Applicable income taxes$11,025,000289
Income before extraordinary items$20,105,000316
Extraordinary gains, net$040
Net income$20,105,000318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,104,000207
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$20,105,000290
2003-06-30 (YTD Data)Rank
Total interest income$69,661,000263
Total interest expense$18,433,000296
Net interest income$51,228,000245
Provision for loan and lease losses$3,833,000247
Total noninterest income$9,473,000440
Gross Fiduciary activities income$1,762,000199
Service charges on deposit accounts$6,069,000169
Trading account gains and fees$115,000108
Additional Noninterest Income$1,527,0001,123
Total noninterest expense$36,068,000285
Salaries and employee benefits$20,575,000240
Premises and equipment expense$4,911,000280
Additional noninterest expense$10,582,000327
Pre-tax net operating income$20,800,000288
Securities gains (losses)$03,782
Applicable income taxes$7,563,000292
Income before extraordinary items$13,237,000325
Extraordinary gains, net$030
Net income$13,237,000327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,749,000367
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$13,237,000297
2003-03-31 (YTD Data)Rank
Total interest income$34,787,000266
Total interest expense$9,237,000304
Net interest income$25,550,000248
Provision for loan and lease losses$2,300,000223
Total noninterest income$4,454,000460
Gross Fiduciary activities income$798,000212
Service charges on deposit accounts$3,034,000169
Trading account gains and fees$-52,0009,282
Additional Noninterest Income$674,0001,192
Total noninterest expense$18,405,000279
Salaries and employee benefits$10,479,000232
Premises and equipment expense$2,375,000286
Additional noninterest expense$5,551,000312
Pre-tax net operating income$9,299,000309
Securities gains (losses)$02,891
Applicable income taxes$3,362,000317
Income before extraordinary items$5,937,000337
Extraordinary gains, net$021
Net income$5,937,000338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$676,000403
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$5,937,000317
2002-12-31 (YTD Data)Rank
Total interest income$146,015,000269
Total interest expense$42,866,000317
Net interest income$103,149,000247
Provision for loan and lease losses$9,900,000243
Total noninterest income$19,683,000406
Gross Fiduciary activities income$5,276,000160
Service charges on deposit accounts$11,732,000170
Trading account gains and fees$-221,0009,321
Additional Noninterest Income$2,896,0001,018
Total noninterest expense$75,261,000267
Salaries and employee benefits$41,976,000218
Premises and equipment expense$9,885,000271
Additional noninterest expense$23,400,000311
Pre-tax net operating income$37,671,000302
Securities gains (losses)$2,076,000271
Applicable income taxes$14,360,000284
Income before extraordinary items$25,387,000311
Extraordinary gains, net$070
Net income$25,387,000311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,945,000263
Cash dividends$13,000,000299
Sale, conversion, retirement of capital stock, net$0862
Net operating income$24,058,360309
2001-12-31 (YTD Data)Rank
Total interest income$166,782,000269
Total interest expense$73,287,000280
Net interest income$93,495,000258
Provision for loan and lease losses$9,700,000233
Total noninterest income$21,798,000369
Gross Fiduciary activities income$6,431,000144
Service charges on deposit accounts$10,972,000173
Trading account gains and fees$16,000155
Additional Noninterest Income$4,379,000721
Total noninterest expense$72,995,000269
Salaries and employee benefits$39,300,000211
Premises and equipment expense$10,996,000239
Additional noninterest expense$22,699,000330
Pre-tax net operating income$32,598,000295
Securities gains (losses)$2,203,000226
Applicable income taxes$12,293,000293
Income before extraordinary items$22,508,000301
Extraordinary gains, net$0105
Net income$22,508,000300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,150,000235
Cash dividends$13,000,000306
Sale, conversion, retirement of capital stock, net$0922
Net operating income$21,076,050295
2000-12-31 (YTD Data)Rank
Total interest income$176,671,000279
Total interest expense$87,257,000280
Net interest income$89,414,000260
Provision for loan and lease losses$7,500,000241
Total noninterest income$18,711,000392
Gross Fiduciary activities income$4,663,000175
Service charges on deposit accounts$9,657,000171
Trading account gains and fees$10,000165
Additional Noninterest Income$4,381,000685
Total noninterest expense$67,012,000272
Salaries and employee benefits$37,312,000221
Premises and equipment expense$10,103,000253
Additional noninterest expense$19,597,000348
Pre-tax net operating income$33,613,000307
Securities gains (losses)$750,000195
Applicable income taxes$12,566,000293
Income before extraordinary items$21,797,000313
Extraordinary gains, net$038
Net income$21,797,000313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,129,000301
Cash dividends$13,500,000305
Sale, conversion, retirement of capital stock, net$0969
Net operating income$21,317,000312
1999-12-31 (YTD Data)Rank
Total interest income$143,200,000305
Total interest expense$62,763,000327
Net interest income$80,437,000284
Provision for loan and lease losses$6,000,000265
Total noninterest income$19,471,000399
Gross Fiduciary activities income$4,571,000204
Service charges on deposit accounts$8,959,000193
Trading account gains and fees$11,000149
Additional Noninterest Income$5,930,000594
Total noninterest expense$64,444,000299
Salaries and employee benefits$36,198,000223
Premises and equipment expense$10,386,000239
Additional noninterest expense$17,860,000391
Pre-tax net operating income$29,464,000368
Securities gains (losses)$108,000709
Applicable income taxes$11,460,000337
Income before extraordinary items$18,112,000390
Extraordinary gains, net$035
Net income$18,112,000390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,301,000293
Cash dividends$10,500,000380
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$18,042,880385
1998-12-31 (YTD Data)Rank
Total interest income$136,122,000305
Total interest expense$63,519,000322
Net interest income$72,603,000286
Provision for loan and lease losses$5,100,000309
Total noninterest income$20,742,000371
Gross Fiduciary activities income$3,980,000219
Service charges on deposit accounts$7,849,000199
Trading account gains and fees$9,000196
Additional Noninterest Income$8,904,000466
Total noninterest expense$64,070,000290
Salaries and employee benefits$35,435,000221
Premises and equipment expense$10,393,000234
Additional noninterest expense$18,242,000374
Pre-tax net operating income$24,175,000379
Securities gains (losses)$11,0002,878
Applicable income taxes$9,280,000363
Income before extraordinary items$14,906,000420
Extraordinary gains, net$032
Net income$14,906,000419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,215,000246
Cash dividends$12,800,000320
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$14,898,960395
1997-12-31 (YTD Data)Rank
Total interest income$122,321,000343
Total interest expense$58,697,000350
Net interest income$63,624,000329
Provision for loan and lease losses$3,896,000368
Total noninterest income$16,979,000395
Gross Fiduciary activities income$3,303,000248
Service charges on deposit accounts$7,241,000212
Trading account gains and fees$14,000206
Additional Noninterest Income$6,421,000529
Total noninterest expense$54,672,000308
Salaries and employee benefits$28,954,000249
Premises and equipment expense$7,992,000295
Additional noninterest expense$17,726,000364
Pre-tax net operating income$22,035,000420
Securities gains (losses)$401,000487
Applicable income taxes$8,219,000415
Income before extraordinary items$14,217,000452
Extraordinary gains, net$044
Net income$14,217,000453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,854,000397
Cash dividends$8,000,000429
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$13,960,360433
1996-12-31 (YTD Data)Rank
Total interest income$138,897,000337
Total interest expense$66,377,000345
Net interest income$72,520,000327
Provision for loan and lease losses$3,307,000433
Total noninterest income$16,806,000433
Gross Fiduciary activities income$3,635,000260
Service charges on deposit accounts$7,591,000238
Trading account gains and fees$49,000203
Additional Noninterest Income$5,531,000605
Total noninterest expense$56,257,000361
Salaries and employee benefits$30,185,000276
Premises and equipment expense$8,215,000318
Additional noninterest expense$17,857,000443
Pre-tax net operating income$29,762,000345
Securities gains (losses)$04,148
Applicable income taxes$10,005,000362
Income before extraordinary items$19,757,000347
Extraordinary gains, net$053
Net income$19,757,000347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,992,000451
Cash dividends$10,100,000416
Sale, conversion, retirement of capital stock, net$0953
Net operating income$19,757,000338
1995-12-31 (YTD Data)Rank
Total interest income$133,684,000358
Total interest expense$64,365,000365
Net interest income$69,319,000346
Provision for loan and lease losses$4,056,000367
Total noninterest income$14,339,000488
Gross Fiduciary activities income$3,538,000274
Service charges on deposit accounts$6,702,000275
Trading account gains and fees$38,000342
Additional Noninterest Income$4,061,000753
Total noninterest expense$53,562,000375
Salaries and employee benefits$28,988,000303
Premises and equipment expense$7,531,000365
Additional noninterest expense$17,043,000471
Pre-tax net operating income$26,040,000391
Securities gains (losses)$03,831
Applicable income taxes$7,809,000435
Income before extraordinary items$18,231,000376
Extraordinary gains, net$065
Net income$18,231,000374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,020,000451
Cash dividends$7,950,000460
Sale, conversion, retirement of capital stock, net$0809
Net operating income$18,231,000373
1994-12-31 (YTD Data)Rank
Total interest income$116,267,000362
Total interest expense$44,117,000400
Net interest income$72,150,000335
Provision for loan and lease losses$7,374,000227
Total noninterest income$13,438,000487
Gross Fiduciary activities income$3,095,000295
Service charges on deposit accounts$6,658,000271
Trading account gains and fees$0475
Additional Noninterest Income$3,685,000776
Total noninterest expense$55,707,000375
Salaries and employee benefits$29,110,000308
Premises and equipment expense$7,270,000373
Additional noninterest expense$19,327,000452
Pre-tax net operating income$22,507,000423
Securities gains (losses)$8,0002,362
Applicable income taxes$6,547,000465
Income before extraordinary items$15,968,000386
Extraordinary gains, net$0249
Net income$15,968,000387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,281,000334
Cash dividends$4,600,000598
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$15,962,320392
1993-12-31 (YTD Data)Rank
Total interest income$101,792,000389
Total interest expense$35,148,000473
Net interest income$66,644,000343
Provision for loan and lease losses$10,521,000265
Total noninterest income$15,275,000454
Gross Fiduciary activities income$2,944,000310
Service charges on deposit accounts$6,445,000267
Trading account gains and fees$0532
Additional Noninterest Income$5,886,000602
Total noninterest expense$54,449,000383
Salaries and employee benefits$28,549,000305
Premises and equipment expense$7,598,000363
Additional noninterest expense$18,302,000501
Pre-tax net operating income$16,949,000469
Securities gains (losses)$565,000825
Applicable income taxes$4,903,000544
Income before extraordinary items$12,611,000443
Extraordinary gains, net$03,149
Net income$12,611,000454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,442,000393
Cash dividends$6,400,000387
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$12,204,200428
1992-12-31 (YTD Data)Rank
Total interest income$99,375,000440
Total interest expense$40,926,000524
Net interest income$58,449,000388
Provision for loan and lease losses$8,922,000405
Total noninterest income$10,660,000574
Gross Fiduciary activities income$2,473,000340
Service charges on deposit accounts$6,008,000276
Trading account gains and fees$0504
Additional Noninterest Income$2,179,0001,170
Total noninterest expense$49,106,000416
Salaries and employee benefits$24,583,000322
Premises and equipment expense$7,131,000386
Additional noninterest expense$17,392,000514
Pre-tax net operating income$11,081,000579
Securities gains (losses)$3,289,000287
Applicable income taxes$4,517,000527
Income before extraordinary items$9,853,000497
Extraordinary gains, net$01,422
Net income$9,853,000502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,907,000426
Cash dividends$8,500,000247
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,583,590565

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.