Home > Colchester State Bank > Income and Expense

Colchester State Bank, Income and Expense

2023-06-30 (YTD Data)		Rank
Total interest income	$1,466,000	4,127
Total interest expense	$314,000	3,855
Net interest income	$1,152,000	4,154
Provision for loan and lease losses	$0	2,940
Total noninterest income	$131,000	3,887
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$39,000	3,565
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	3,733
Total noninterest expense	$768,000	4,272
Salaries and employee benefits	$526,000	4,089
Premises and equipment expense	$23,000	4,516
Additional noninterest expense	$92,000	3,716
Pre-tax net operating income	$515,000	3,671
Securities gains (losses)	$-109,000	4,220
Applicable income taxes	$82,000	2,638
Income before extraordinary items	$324,000	3,883
Extraordinary gains, net	$0	51
Net income	$324,000	3,921
Minority interest net income	$0	81
Net income of bank and minority interests.	$324,000	3,882
Net charge-offs	$0	2,431
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$411,200	3,753
2023-03-31 (YTD Data)		Rank
Total interest income	$663,000	4,221
Total interest expense	$131,000	3,884
Net interest income	$532,000	4,233
Provision for loan and lease losses	$0	2,612
Total noninterest income	$58,000	3,984
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$18,000	3,640
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	3,818
Total noninterest expense	$347,000	4,380
Salaries and employee benefits	$242,000	4,196
Premises and equipment expense	$12,000	4,572
Additional noninterest expense	$40,000	3,818
Pre-tax net operating income	$243,000	3,779
Securities gains (losses)	$0	950
Applicable income taxes	$44,000	2,618
Income before extraordinary items	$199,000	3,819
Extraordinary gains, net	$0	4
Net income	$199,000	3,819
Minority interest net income	$0	48
Net income of bank and minority interests.	$199,000	3,819
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$199,000	3,838
2022-12-31 (YTD Data)		Rank
Total interest income	$2,365,000	4,186
Total interest expense	$319,000	3,705
Net interest income	$2,046,000	4,205
Provision for loan and lease losses	$-180,000	4,424
Total noninterest income	$259,000	4,024
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$86,000	3,571
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	3,897
Total noninterest expense	$1,668,000	4,279
Salaries and employee benefits	$1,018,000	4,180
Premises and equipment expense	$58,000	4,573
Additional noninterest expense	$173,000	3,897
Pre-tax net operating income	$817,000	3,916
Securities gains (losses)	$17,000	362
Applicable income taxes	$-147,000	4,614
Income before extraordinary items	$981,000	3,669
Extraordinary gains, net	$0	5
Net income	$981,000	3,668
Minority interest net income	$0	63
Net income of bank and minority interests.	$981,000	3,669
Net charge-offs	$-188,000	4,423
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$964,000	3,704
2022-09-30 (YTD Data)		Rank
Total interest income	$1,713,000	4,208
Total interest expense	$217,000	3,642
Net interest income	$1,496,000	4,228
Provision for loan and lease losses	$-180,000	4,496
Total noninterest income	$164,000	4,140
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$66,000	3,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	4,065
Total noninterest expense	$1,105,000	4,383
Salaries and employee benefits	$756,000	4,191
Premises and equipment expense	$52,000	4,582
Additional noninterest expense	$98,000	4,065
Pre-tax net operating income	$735,000	3,783
Securities gains (losses)	$0	740
Applicable income taxes	$81,000	2,979
Income before extraordinary items	$654,000	3,754
Extraordinary gains, net	$0	4
Net income	$654,000	3,753
Minority interest net income	$0	57
Net income of bank and minority interests.	$654,000	3,753
Net charge-offs	$-188,000	4,457
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$654,000	3,779
2022-06-30 (YTD Data)		Rank
Total interest income	$1,048,000	4,281
Total interest expense	$136,000	3,646
Net interest income	$912,000	4,311
Provision for loan and lease losses	$0	2,599
Total noninterest income	$104,000	4,154
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$44,000	3,616
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	4,125
Total noninterest expense	$616,000	4,482
Salaries and employee benefits	$394,000	4,387
Premises and equipment expense	$32,000	4,614
Additional noninterest expense	$190,000	4,484
Pre-tax net operating income	$400,000	3,857
Securities gains (losses)	$0	687
Applicable income taxes	$54,000	2,891
Income before extraordinary items	$346,000	3,833
Extraordinary gains, net	$0	4
Net income	$346,000	3,833
Minority interest net income	$0	60
Net income of bank and minority interests.	$346,000	3,833
Net charge-offs	$2,000	1,931
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$346,000	3,867
2022-03-31 (YTD Data)		Rank
Total interest income	$506,000	4,297
Total interest expense	$68,000	3,627
Net interest income	$438,000	4,321
Provision for loan and lease losses	$0	2,285
Total noninterest income	$51,000	4,157
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$21,000	3,656
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	4,103
Total noninterest expense	$299,000	4,513
Salaries and employee benefits	$193,000	4,412
Premises and equipment expense	$19,000	4,598
Additional noninterest expense	$87,000	4,531
Pre-tax net operating income	$190,000	3,778
Securities gains (losses)	$0	623
Applicable income taxes	$27,000	2,806
Income before extraordinary items	$163,000	3,784
Extraordinary gains, net	$0	4
Net income	$163,000	3,782
Minority interest net income	$0	50
Net income of bank and minority interests.	$163,000	3,784
Net charge-offs	$3,000	1,472
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$163,000	3,805
2021-12-31 (YTD Data)		Rank
Total interest income	$2,169,000	4,324
Total interest expense	$321,000	3,688
Net interest income	$1,848,000	4,350
Provision for loan and lease losses	$94,000	2,248
Total noninterest income	$196,000	4,298
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$75,000	3,722
Trading account gains and fees	NA	NA
Additional Noninterest Income	$121,000	4,276
Total noninterest expense	$1,319,000	4,501
Salaries and employee benefits	$920,000	4,333
Premises and equipment expense	$56,000	4,707
Additional noninterest expense	$343,000	4,588
Pre-tax net operating income	$631,000	4,127
Securities gains (losses)	$0	2,062
Applicable income taxes	$116,000	2,996
Income before extraordinary items	$515,000	4,183
Extraordinary gains, net	$0	10
Net income	$515,000	4,182
Minority interest net income	$0	74
Net income of bank and minority interests.	$515,000	4,183
Net charge-offs	$168,000	1,109
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$515,000	4,169
2021-09-30 (YTD Data)		Rank
Total interest income	$1,644,000	4,397
Total interest expense	$247,000	3,752
Net interest income	$1,397,000	4,416
Provision for loan and lease losses	$2,000	2,934
Total noninterest income	$149,000	4,342
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$57,000	3,736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	4,298
Total noninterest expense	$978,000	4,564
Salaries and employee benefits	$661,000	4,412
Premises and equipment expense	$44,000	4,779
Additional noninterest expense	$273,000	4,614
Pre-tax net operating income	$566,000	4,151
Securities gains (losses)	$0	2,015
Applicable income taxes	$81,000	3,013
Income before extraordinary items	$485,000	4,195
Extraordinary gains, net	$0	8
Net income	$485,000	4,194
Minority interest net income	$0	69
Net income of bank and minority interests.	$485,000	4,195
Net charge-offs	$29,000	1,582
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$485,000	4,173
2021-06-30 (YTD Data)		Rank
Total interest income	$1,134,000	4,407
Total interest expense	$170,000	3,788
Net interest income	$964,000	4,432
Provision for loan and lease losses	$2,000	2,838
Total noninterest income	$97,000	4,376
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$38,000	3,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	4,345
Total noninterest expense	$574,000	4,663
Salaries and employee benefits	$365,000	4,571
Premises and equipment expense	$28,000	4,817
Additional noninterest expense	$181,000	4,644
Pre-tax net operating income	$485,000	3,990
Securities gains (losses)	$0	1,818
Applicable income taxes	$54,000	3,002
Income before extraordinary items	$431,000	4,007
Extraordinary gains, net	$0	6
Net income	$431,000	4,007
Minority interest net income	$0	67
Net income of bank and minority interests.	$431,000	4,007
Net charge-offs	$15,000	1,614
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$431,000	3,991
2021-03-31 (YTD Data)		Rank
Total interest income	$549,000	4,451
Total interest expense	$90,000	3,791
Net interest income	$459,000	4,478
Provision for loan and lease losses	$2,000	2,695
Total noninterest income	$44,000	4,410
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$19,000	3,714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	4,389
Total noninterest expense	$284,000	4,687
Salaries and employee benefits	$192,000	4,562
Premises and equipment expense	$15,000	4,813
Additional noninterest expense	$77,000	4,741
Pre-tax net operating income	$217,000	4,041
Securities gains (losses)	$0	1,392
Applicable income taxes	$27,000	2,966
Income before extraordinary items	$190,000	4,072
Extraordinary gains, net	$0	3
Net income	$190,000	4,071
Minority interest net income	$0	55
Net income of bank and minority interests.	$190,000	4,072
Net charge-offs	$16,000	1,219
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$190,000	4,054
2020-12-31 (YTD Data)		Rank
Total interest income	$2,275,000	4,457
Total interest expense	$461,000	3,924
Net interest income	$1,814,000	4,506
Provision for loan and lease losses	$33,000	4,010
Total noninterest income	$208,000	4,308
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$108,000	3,491
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	4,372
Total noninterest expense	$1,368,000	4,609
Salaries and employee benefits	$878,000	4,499
Premises and equipment expense	$74,000	4,803
Additional noninterest expense	$416,000	4,608
Pre-tax net operating income	$621,000	4,088
Securities gains (losses)	$87,000	1,457
Applicable income taxes	$108,000	2,906
Income before extraordinary items	$600,000	4,079
Extraordinary gains, net	$0	4
Net income	$600,000	4,078
Minority interest net income	$0	72
Net income of bank and minority interests.	$600,000	4,079
Net charge-offs	$23,000	2,755
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$526,050	4,109
2020-09-30 (YTD Data)		Rank
Total interest income	$1,720,000	4,495
Total interest expense	$361,000	3,955
Net interest income	$1,359,000	4,540
Provision for loan and lease losses	$8,000	4,158
Total noninterest income	$160,000	4,298
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$84,000	3,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	4,352
Total noninterest expense	$1,044,000	4,620
Salaries and employee benefits	$686,000	4,472
Premises and equipment expense	$50,000	4,857
Additional noninterest expense	$308,000	4,633
Pre-tax net operating income	$467,000	4,100
Securities gains (losses)	$87,000	1,277
Applicable income taxes	$81,000	2,901
Income before extraordinary items	$473,000	4,052
Extraordinary gains, net	$0	4
Net income	$473,000	4,052
Minority interest net income	$0	65
Net income of bank and minority interests.	$473,000	4,052
Net charge-offs	$16,000	2,583
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$399,050	4,125
2020-06-30 (YTD Data)		Rank
Total interest income	$1,171,000	4,523
Total interest expense	$250,000	4,004
Net interest income	$921,000	4,566
Provision for loan and lease losses	$8,000	4,018
Total noninterest income	$101,000	4,338
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$54,000	3,542
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	4,388
Total noninterest expense	$676,000	4,656
Salaries and employee benefits	$453,000	4,508
Premises and equipment expense	$32,000	4,888
Additional noninterest expense	$191,000	4,684
Pre-tax net operating income	$338,000	4,046
Securities gains (losses)	$78,000	1,090
Applicable income taxes	$54,000	2,862
Income before extraordinary items	$362,000	3,933
Extraordinary gains, net	$0	4
Net income	$362,000	3,933
Minority interest net income	$0	65
Net income of bank and minority interests.	$362,000	3,933
Net charge-offs	$6,000	2,607
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$294,140	4,049
2020-03-31 (YTD Data)		Rank
Total interest income	$590,000	4,556
Total interest expense	$128,000	4,086
Net interest income	$462,000	4,599
Provision for loan and lease losses	$0	3,711
Total noninterest income	$54,000	4,303
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$32,000	3,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	4,389
Total noninterest expense	$348,000	4,688
Salaries and employee benefits	$239,000	4,501
Premises and equipment expense	$18,000	4,896
Additional noninterest expense	$91,000	4,774
Pre-tax net operating income	$168,000	3,948
Securities gains (losses)	$78,000	692
Applicable income taxes	$27,000	2,749
Income before extraordinary items	$219,000	3,613
Extraordinary gains, net	$0	4
Net income	$219,000	3,614
Minority interest net income	$0	56
Net income of bank and minority interests.	$219,000	3,614
Net charge-offs	$8,000	1,948
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$149,580	3,938
2019-12-31 (YTD Data)		Rank
Total interest income	$2,406,000	4,597
Total interest expense	$476,000	4,190
Net interest income	$1,930,000	4,641
Provision for loan and lease losses	$66,000	3,207
Total noninterest income	$242,000	4,320
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$140,000	3,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	4,410
Total noninterest expense	$1,443,000	4,720
Salaries and employee benefits	$913,000	4,594
Premises and equipment expense	$129,000	4,719
Additional noninterest expense	$401,000	4,777
Pre-tax net operating income	$663,000	4,243
Securities gains (losses)	$20,000	1,651
Applicable income taxes	$124,000	2,922
Income before extraordinary items	$559,000	4,310
Extraordinary gains, net	$0	11
Net income	$559,000	4,312
Minority interest net income	$0	76
Net income of bank and minority interests.	$559,000	4,312
Net charge-offs	$-29,000	4,669
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$542,600	4,308
2019-09-30 (YTD Data)		Rank
Total interest income	$1,795,000	4,669
Total interest expense	$347,000	4,267
Net interest income	$1,448,000	4,712
Provision for loan and lease losses	$66,000	2,950
Total noninterest income	$180,000	4,382
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$104,000	3,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	4,470
Total noninterest expense	$968,000	4,858
Salaries and employee benefits	$615,000	4,739
Premises and equipment expense	$64,000	4,991
Additional noninterest expense	$289,000	4,863
Pre-tax net operating income	$594,000	4,203
Securities gains (losses)	$20,000	1,423
Applicable income taxes	$97,000	2,948
Income before extraordinary items	$517,000	4,240
Extraordinary gains, net	$0	11
Net income	$517,000	4,240
Minority interest net income	$0	72
Net income of bank and minority interests.	$517,000	4,240
Net charge-offs	$-32,000	4,727
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$500,200	4,253
2019-06-30 (YTD Data)		Rank
Total interest income	$1,188,000	4,712
Total interest expense	$222,000	4,316
Net interest income	$966,000	4,747
Provision for loan and lease losses	$56,000	2,725
Total noninterest income	$113,000	4,464
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$68,000	3,663
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	4,559
Total noninterest expense	$607,000	4,938
Salaries and employee benefits	$359,000	4,872
Premises and equipment expense	$37,000	5,071
Additional noninterest expense	$211,000	4,848
Pre-tax net operating income	$416,000	4,173
Securities gains (losses)	$-6,000	4,859
Applicable income taxes	$70,000	2,913
Income before extraordinary items	$340,000	4,250
Extraordinary gains, net	$0	11
Net income	$340,000	4,249
Minority interest net income	$0	69
Net income of bank and minority interests.	$340,000	4,249
Net charge-offs	$-35,000	4,814
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$344,980	4,225
2019-03-31 (YTD Data)		Rank
Total interest income	$584,000	4,765
Total interest expense	$104,000	4,384
Net interest income	$480,000	4,801
Provision for loan and lease losses	$5,000	3,251
Total noninterest income	$54,000	4,494
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$33,000	3,711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	4,603
Total noninterest expense	$316,000	4,954
Salaries and employee benefits	$223,000	4,740
Premises and equipment expense	$18,000	5,132
Additional noninterest expense	$75,000	5,082
Pre-tax net operating income	$213,000	4,152
Securities gains (losses)	$-1,000	4,848
Applicable income taxes	$39,000	2,807
Income before extraordinary items	$173,000	4,230
Extraordinary gains, net	$0	5
Net income	$173,000	4,229
Minority interest net income	$0	52
Net income of bank and minority interests.	$173,000	4,229
Net charge-offs	$-52,000	5,085
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$173,820	4,218
2018-12-31 (YTD Data)		Rank
Total interest income	$2,130,000	4,847
Total interest expense	$329,000	4,406
Net interest income	$1,801,000	4,875
Provision for loan and lease losses	$70,000	3,296
Total noninterest income	$256,000	4,457
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$163,000	3,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	4,625
Total noninterest expense	$1,280,000	4,980
Salaries and employee benefits	$863,000	4,820
Premises and equipment expense	$102,000	5,045
Additional noninterest expense	$315,000	5,102
Pre-tax net operating income	$707,000	4,376
Securities gains (losses)	$-20,000	4,598
Applicable income taxes	$156,000	2,828
Income before extraordinary items	$531,000	4,502
Extraordinary gains, net	$0	6
Net income	$531,000	4,501
Minority interest net income	$0	72
Net income of bank and minority interests.	$531,000	4,501
Net charge-offs	$93,000	2,198
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$546,800	4,494
2018-09-30 (YTD Data)		Rank
Total interest income	$1,547,000	4,925
Total interest expense	$233,000	4,458
Net interest income	$1,314,000	4,949
Provision for loan and lease losses	$32,000	3,435
Total noninterest income	$196,000	4,485
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$127,000	3,556
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	4,690
Total noninterest expense	$848,000	5,113
Salaries and employee benefits	$551,000	4,989
Premises and equipment expense	$50,000	5,255
Additional noninterest expense	$247,000	5,137
Pre-tax net operating income	$630,000	4,294
Securities gains (losses)	$-20,000	4,928
Applicable income taxes	$117,000	2,897
Income before extraordinary items	$493,000	4,415
Extraordinary gains, net	$0	5
Net income	$493,000	4,414
Minority interest net income	$0	66
Net income of bank and minority interests.	$493,000	4,414
Net charge-offs	$87,000	1,837
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$509,200	4,389
2018-06-30 (YTD Data)		Rank
Total interest income	$1,012,000	4,982
Total interest expense	$149,000	4,475
Net interest income	$863,000	5,008
Provision for loan and lease losses	$17,000	3,422
Total noninterest income	$130,000	4,535
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$87,000	3,509
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	4,771
Total noninterest expense	$533,000	5,202
Salaries and employee benefits	$329,000	5,132
Premises and equipment expense	$37,000	5,279
Additional noninterest expense	$167,000	5,192
Pre-tax net operating income	$443,000	4,243
Securities gains (losses)	$-20,000	5,107
Applicable income taxes	$78,000	2,881
Income before extraordinary items	$345,000	4,371
Extraordinary gains, net	$0	6
Net income	$345,000	4,370
Minority interest net income	$0	65
Net income of bank and minority interests.	$345,000	4,370
Net charge-offs	$39,000	1,900
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$361,400	4,326
2018-03-31 (YTD Data)		Rank
Total interest income	$499,000	5,042
Total interest expense	$72,000	4,502
Net interest income	$427,000	5,062
Provision for loan and lease losses	$17,000	2,885
Total noninterest income	$61,000	4,607
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$40,000	3,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	4,812
Total noninterest expense	$273,000	5,246
Salaries and employee benefits	$177,000	5,130
Premises and equipment expense	$21,000	5,271
Additional noninterest expense	$75,000	5,304
Pre-tax net operating income	$198,000	4,341
Securities gains (losses)	$-3,000	5,077
Applicable income taxes	$39,000	2,860
Income before extraordinary items	$156,000	4,447
Extraordinary gains, net	$0	7
Net income	$156,000	4,445
Minority interest net income	$0	52
Net income of bank and minority interests.	$156,000	4,447
Net charge-offs	$40,000	1,308
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$158,400	4,441
2017-12-31 (YTD Data)		Rank
Total interest income	$1,910,000	5,108
Total interest expense	$270,000	4,524
Net interest income	$1,640,000	5,134
Provision for loan and lease losses	$25,000	3,849
Total noninterest income	$251,000	4,664
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$166,000	3,707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	4,883
Total noninterest expense	$1,216,000	5,236
Salaries and employee benefits	$755,000	5,142
Premises and equipment expense	$70,000	5,436
Additional noninterest expense	$391,000	5,206
Pre-tax net operating income	$650,000	4,526
Securities gains (losses)	$-13,000	5,100
Applicable income taxes	$132,000	3,166
Income before extraordinary items	$505,000	4,495
Extraordinary gains, net	$0	9
Net income	$505,000	4,495
Minority interest net income	$0	76
Net income of bank and minority interests.	$505,000	4,495
Net charge-offs	$91,000	2,520
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$515,270	4,464
2017-09-30 (YTD Data)		Rank
Total interest income	$1,408,000	5,178
Total interest expense	$199,000	4,577
Net interest income	$1,209,000	5,213
Provision for loan and lease losses	$25,000	3,603
Total noninterest income	$186,000	4,739
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$122,000	3,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	4,937
Total noninterest expense	$839,000	5,338
Salaries and employee benefits	$482,000	5,303
Premises and equipment expense	$45,000	5,547
Additional noninterest expense	$312,000	5,193
Pre-tax net operating income	$531,000	4,537
Securities gains (losses)	$-13,000	5,428
Applicable income taxes	$99,000	3,160
Income before extraordinary items	$419,000	4,599
Extraordinary gains, net	$0	9
Net income	$419,000	4,598
Minority interest net income	$0	71
Net income of bank and minority interests.	$419,000	4,599
Net charge-offs	$68,000	2,224
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$429,530	4,558
2017-06-30 (YTD Data)		Rank
Total interest income	$931,000	5,216
Total interest expense	$130,000	4,602
Net interest income	$801,000	5,255
Provision for loan and lease losses	$29,000	3,260
Total noninterest income	$112,000	4,829
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$76,000	3,855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	5,063
Total noninterest expense	$555,000	5,392
Salaries and employee benefits	$294,000	5,422
Premises and equipment expense	$33,000	5,550
Additional noninterest expense	$228,000	5,156
Pre-tax net operating income	$329,000	4,586
Securities gains (losses)	$-10,000	5,491
Applicable income taxes	$66,000	3,168
Income before extraordinary items	$253,000	4,679
Extraordinary gains, net	$0	11
Net income	$253,000	4,678
Minority interest net income	$0	71
Net income of bank and minority interests.	$253,000	4,679
Net charge-offs	$57,000	1,902
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$260,900	4,641
2017-03-31 (YTD Data)		Rank
Total interest income	$460,000	5,269
Total interest expense	$64,000	4,642
Net interest income	$396,000	5,302
Provision for loan and lease losses	$25,000	2,651
Total noninterest income	$55,000	4,892
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$38,000	3,866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	5,118
Total noninterest expense	$243,000	5,546
Salaries and employee benefits	$138,000	5,516
Premises and equipment expense	$18,000	5,571
Additional noninterest expense	$87,000	5,430
Pre-tax net operating income	$183,000	4,436
Securities gains (losses)	$-13,000	5,665
Applicable income taxes	$33,000	3,124
Income before extraordinary items	$137,000	4,584
Extraordinary gains, net	$0	8
Net income	$137,000	4,583
Minority interest net income	$0	55
Net income of bank and minority interests.	$137,000	4,584
Net charge-offs	$46,000	1,386
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$147,530	4,495
2016-12-31 (YTD Data)		Rank
Total interest income	$1,893,000	5,297
Total interest expense	$262,000	4,637
Net interest income	$1,631,000	5,327
Provision for loan and lease losses	$65,000	3,464
Total noninterest income	$274,000	4,771
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$163,000	3,852
Trading account gains and fees	$0	170
Additional Noninterest Income	$111,000	4,893
Total noninterest expense	$1,266,000	5,413
Salaries and employee benefits	$815,000	5,253
Premises and equipment expense	$52,000	5,756
Additional noninterest expense	$399,000	5,412
Pre-tax net operating income	$574,000	4,700
Securities gains (losses)	$17,000	2,451
Applicable income taxes	$135,000	3,154
Income before extraordinary items	$456,000	4,807
Extraordinary gains, net	$0	5
Net income	$456,000	4,806
Minority interest net income	$0	82
Net income of bank and minority interests.	$456,000	4,806
Net charge-offs	$0	4,281
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$442,910	4,800
2016-09-30 (YTD Data)		Rank
Total interest income	$1,435,000	5,336
Total interest expense	$197,000	4,672
Net interest income	$1,238,000	5,374
Provision for loan and lease losses	$56,000	3,243
Total noninterest income	$208,000	4,795
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$121,000	3,897
Trading account gains and fees	$0	169
Additional Noninterest Income	$87,000	4,910
Total noninterest expense	$852,000	5,529
Salaries and employee benefits	$514,000	5,450
Premises and equipment expense	$48,000	5,741
Additional noninterest expense	$290,000	5,487
Pre-tax net operating income	$538,000	4,555
Securities gains (losses)	$17,000	2,378
Applicable income taxes	$124,000	3,103
Income before extraordinary items	$431,000	4,679
Extraordinary gains, net	$0	5
Net income	$431,000	4,679
Minority interest net income	$0	71
Net income of bank and minority interests.	$431,000	4,679
Net charge-offs	$-32,000	5,238
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$417,740	4,647
2016-06-30 (YTD Data)		Rank
Total interest income	$982,000	5,358
Total interest expense	$132,000	4,707
Net interest income	$850,000	5,395
Provision for loan and lease losses	$26,000	3,403
Total noninterest income	$136,000	4,846
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$78,000	3,953
Trading account gains and fees	$0	157
Additional Noninterest Income	$58,000	4,954
Total noninterest expense	$569,000	5,592
Salaries and employee benefits	$341,000	5,520
Premises and equipment expense	$35,000	5,791
Additional noninterest expense	$193,000	5,548
Pre-tax net operating income	$391,000	4,470
Securities gains (losses)	$17,000	2,033
Applicable income taxes	$107,000	2,950
Income before extraordinary items	$301,000	4,633
Extraordinary gains, net	$0	16
Net income	$301,000	4,629
Minority interest net income	$0	71
Net income of bank and minority interests.	$301,000	4,630
Net charge-offs	$-65,000	5,583
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$288,420	4,612
2016-03-31 (YTD Data)		Rank
Total interest income	$484,000	5,419
Total interest expense	$66,000	4,742
Net interest income	$418,000	5,461
Provision for loan and lease losses	$0	3,656
Total noninterest income	$76,000	4,710
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$41,000	3,874
Trading account gains and fees	$0	142
Additional Noninterest Income	$35,000	4,767
Total noninterest expense	$292,000	5,626
Salaries and employee benefits	$165,000	5,597
Premises and equipment expense	$20,000	5,777
Additional noninterest expense	$107,000	5,515
Pre-tax net operating income	$202,000	4,418
Securities gains (losses)	$1,000	1,958
Applicable income taxes	$44,000	3,060
Income before extraordinary items	$159,000	4,552
Extraordinary gains, net	$0	12
Net income	$159,000	4,551
Minority interest net income	$0	62
Net income of bank and minority interests.	$159,000	4,553
Net charge-offs	$-73,000	5,827
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$158,220	4,494
2015-12-31 (YTD Data)		Rank
Total interest income	$1,993,000	5,408
Total interest expense	$268,000	4,786
Net interest income	$1,725,000	5,442
Provision for loan and lease losses	$560,000	1,236
Total noninterest income	$248,000	5,012
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$169,000	3,963
Trading account gains and fees	$0	159
Additional Noninterest Income	$79,000	5,256
Total noninterest expense	$966,000	5,836
Salaries and employee benefits	$552,000	5,794
Premises and equipment expense	$63,000	5,955
Additional noninterest expense	$351,000	5,736
Pre-tax net operating income	$447,000	5,024
Securities gains (losses)	$21,000	2,208
Applicable income taxes	$0	4,402
Income before extraordinary items	$468,000	4,876
Extraordinary gains, net	$0	23
Net income	$468,000	4,879
Minority interest net income	$0	81
Net income of bank and minority interests.	$468,000	4,879
Net charge-offs	$872,000	771
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$447,000	4,879
2015-09-30 (YTD Data)		Rank
Total interest income	$1,494,000	5,475
Total interest expense	$201,000	4,852
Net interest income	$1,293,000	5,514
Provision for loan and lease losses	$500,000	1,034
Total noninterest income	$163,000	5,194
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$124,000	4,038
Trading account gains and fees	$0	153
Additional Noninterest Income	$39,000	5,559
Total noninterest expense	$654,000	5,962
Salaries and employee benefits	$343,000	5,975
Premises and equipment expense	$56,000	5,962
Additional noninterest expense	$255,000	5,831
Pre-tax net operating income	$302,000	5,213
Securities gains (losses)	$21,000	1,989
Applicable income taxes	$0	4,489
Income before extraordinary items	$323,000	5,062
Extraordinary gains, net	$0	21
Net income	$323,000	5,066
Minority interest net income	$0	78
Net income of bank and minority interests.	$323,000	5,068
Net charge-offs	$677,000	699
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$302,000	5,059
2015-06-30 (YTD Data)		Rank
Total interest income	$997,000	5,521
Total interest expense	$134,000	4,914
Net interest income	$863,000	5,552
Provision for loan and lease losses	$170,000	1,668
Total noninterest income	$93,000	5,360
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$80,000	4,073
Trading account gains and fees	$0	157
Additional Noninterest Income	$13,000	5,867
Total noninterest expense	$460,000	6,004
Salaries and employee benefits	$240,000	6,014
Premises and equipment expense	$40,000	5,993
Additional noninterest expense	$180,000	5,833
Pre-tax net operating income	$326,000	4,756
Securities gains (losses)	$21,000	1,689
Applicable income taxes	$167,000	2,632
Income before extraordinary items	$180,000	5,216
Extraordinary gains, net	$0	22
Net income	$180,000	5,218
Minority interest net income	$0	75
Net income of bank and minority interests.	$180,000	5,220
Net charge-offs	$426,000	720
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$166,560	5,244
2015-03-31 (YTD Data)		Rank
Total interest income	$507,000	5,533
Total interest expense	$67,000	4,960
Net interest income	$440,000	5,570
Provision for loan and lease losses	$35,000	2,380
Total noninterest income	$41,000	5,496
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$41,000	4,018
Trading account gains and fees	$0	152
Additional Noninterest Income	$0	6,227
Total noninterest expense	$219,000	6,085
Salaries and employee benefits	$122,000	6,064
Premises and equipment expense	$22,000	5,991
Additional noninterest expense	$75,000	6,020
Pre-tax net operating income	$227,000	4,265
Securities gains (losses)	$20,000	1,240
Applicable income taxes	$83,000	2,604
Income before extraordinary items	$164,000	4,579
Extraordinary gains, net	$0	13
Net income	$164,000	4,581
Minority interest net income	$0	64
Net income of bank and minority interests.	$164,000	4,583
Net charge-offs	$180,000	788
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$150,800	4,611
2014-12-31 (YTD Data)		Rank
Total interest income	$1,984,000	5,657
Total interest expense	$276,000	5,082
Net interest income	$1,708,000	5,694
Provision for loan and lease losses	$537,000	1,391
Total noninterest income	$280,000	5,069
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$188,000	4,010
Trading account gains and fees	$0	180
Additional Noninterest Income	$92,000	5,305
Total noninterest expense	$939,000	6,146
Salaries and employee benefits	$476,000	6,186
Premises and equipment expense	$77,000	6,185
Additional noninterest expense	$386,000	5,919
Pre-tax net operating income	$512,000	5,017
Securities gains (losses)	$87,000	1,360
Applicable income taxes	$145,000	3,176
Income before extraordinary items	$454,000	5,032
Extraordinary gains, net	$0	17
Net income	$454,000	5,031
Minority interest net income	$0	84
Net income of bank and minority interests.	$454,000	5,032
Net charge-offs	$188,000	2,529
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$387,880	5,144
2014-09-30 (YTD Data)		Rank
Total interest income	$1,538,000	5,678
Total interest expense	$208,000	5,147
Net interest income	$1,330,000	5,705
Provision for loan and lease losses	$537,000	1,080
Total noninterest income	$217,000	5,081
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$145,000	4,009
Trading account gains and fees	$0	174
Additional Noninterest Income	$72,000	5,350
Total noninterest expense	$663,000	6,240
Salaries and employee benefits	$313,000	6,307
Premises and equipment expense	$61,000	6,220
Additional noninterest expense	$289,000	5,985
Pre-tax net operating income	$347,000	5,197
Securities gains (losses)	$52,000	1,422
Applicable income taxes	$82,000	3,394
Income before extraordinary items	$317,000	5,179
Extraordinary gains, net	$0	15
Net income	$317,000	5,179
Minority interest net income	$0	81
Net income of bank and minority interests.	$317,000	5,181
Net charge-offs	$181,000	2,105
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$275,920	5,270
2014-06-30 (YTD Data)		Rank
Total interest income	$1,027,000	5,714
Total interest expense	$140,000	5,178
Net interest income	$887,000	5,743
Provision for loan and lease losses	$242,000	1,481
Total noninterest income	$139,000	5,142
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$97,000	3,998
Trading account gains and fees	$0	172
Additional Noninterest Income	$42,000	5,484
Total noninterest expense	$490,000	6,220
Salaries and employee benefits	$244,000	6,286
Premises and equipment expense	$36,000	6,333
Additional noninterest expense	$210,000	5,929
Pre-tax net operating income	$294,000	4,930
Securities gains (losses)	$52,000	1,141
Applicable income taxes	$76,000	3,207
Income before extraordinary items	$270,000	4,884
Extraordinary gains, net	$0	20
Net income	$270,000	4,885
Minority interest net income	$0	80
Net income of bank and minority interests.	$270,000	4,886
Net charge-offs	$19,000	3,439
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$229,440	5,035
2014-03-31 (YTD Data)		Rank
Total interest income	$513,000	5,766
Total interest expense	$70,000	5,251
Net interest income	$443,000	5,795
Provision for loan and lease losses	$35,000	2,513
Total noninterest income	$68,000	5,148
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$46,000	4,076
Trading account gains and fees	$0	147
Additional Noninterest Income	$22,000	5,452
Total noninterest expense	$248,000	6,278
Salaries and employee benefits	$153,000	6,144
Premises and equipment expense	$21,000	6,317
Additional noninterest expense	$74,000	6,318
Pre-tax net operating income	$228,000	4,254
Securities gains (losses)	$2,000	1,528
Applicable income taxes	$63,000	2,770
Income before extraordinary items	$167,000	4,522
Extraordinary gains, net	$0	16
Net income	$167,000	4,525
Minority interest net income	$0	66
Net income of bank and minority interests.	$167,000	4,525
Net charge-offs	$11,000	2,795
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$165,540	4,490
2013-12-31 (YTD Data)		Rank
Total interest income	$2,037,000	5,855
Total interest expense	$322,000	5,274
Net interest income	$1,715,000	5,896
Provision for loan and lease losses	$114,000	3,577
Total noninterest income	$304,000	5,122
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$221,000	3,936
Trading account gains and fees	$0	184
Additional Noninterest Income	$83,000	5,528
Total noninterest expense	$1,042,000	6,311
Salaries and employee benefits	$650,000	6,160
Premises and equipment expense	$72,000	6,491
Additional noninterest expense	$320,000	6,296
Pre-tax net operating income	$863,000	4,300
Securities gains (losses)	$0	3,182
Applicable income taxes	$242,000	2,801
Income before extraordinary items	$621,000	4,614
Extraordinary gains, net	$0	29
Net income	$621,000	4,618
Minority interest net income	$0	90
Net income of bank and minority interests.	$621,000	4,618
Net charge-offs	$31,000	4,626
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$621,000	4,557
2013-09-30 (YTD Data)		Rank
Total interest income	$1,499,000	5,946
Total interest expense	$247,000	5,337
Net interest income	$1,252,000	5,970
Provision for loan and lease losses	$57,000	3,870
Total noninterest income	$234,000	5,154
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$170,000	3,923
Trading account gains and fees	$0	180
Additional Noninterest Income	$64,000	5,580
Total noninterest expense	$746,000	6,390
Salaries and employee benefits	$473,000	6,228
Premises and equipment expense	$43,000	6,643
Additional noninterest expense	$230,000	6,379
Pre-tax net operating income	$683,000	4,309
Securities gains (losses)	$0	3,040
Applicable income taxes	$179,000	2,882
Income before extraordinary items	$504,000	4,591
Extraordinary gains, net	$0	25
Net income	$504,000	4,595
Minority interest net income	$0	84
Net income of bank and minority interests.	$504,000	4,596
Net charge-offs	$-24,000	6,312
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$504,000	4,510
2013-06-30 (YTD Data)		Rank
Total interest income	$977,000	6,002
Total interest expense	$167,000	5,369
Net interest income	$810,000	6,041
Provision for loan and lease losses	$29,000	4,095
Total noninterest income	$151,000	5,235
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$114,000	3,879
Trading account gains and fees	$0	157
Additional Noninterest Income	$37,000	5,730
Total noninterest expense	$502,000	6,422
Salaries and employee benefits	$317,000	6,262
Premises and equipment expense	$27,000	6,713
Additional noninterest expense	$158,000	6,394
Pre-tax net operating income	$430,000	4,372
Securities gains (losses)	$0	2,791
Applicable income taxes	$116,000	2,907
Income before extraordinary items	$314,000	4,678
Extraordinary gains, net	$0	22
Net income	$314,000	4,680
Minority interest net income	$0	82
Net income of bank and minority interests.	$314,000	4,681
Net charge-offs	$-20,000	6,329
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$314,000	4,570
2013-03-31 (YTD Data)		Rank
Total interest income	$476,000	6,076
Total interest expense	$85,000	5,426
Net interest income	$391,000	6,130
Provision for loan and lease losses	$22,000	3,533
Total noninterest income	$71,000	5,316
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$54,000	3,946
Trading account gains and fees	$0	148
Additional Noninterest Income	$17,000	5,804
Total noninterest expense	$226,000	6,599
Salaries and employee benefits	$140,000	6,457
Premises and equipment expense	$14,000	6,744
Additional noninterest expense	$72,000	6,557
Pre-tax net operating income	$214,000	4,374
Securities gains (losses)	$0	1,966
Applicable income taxes	$53,000	2,948
Income before extraordinary items	$161,000	4,631
Extraordinary gains, net	$0	10
Net income	$161,000	4,632
Minority interest net income	$0	76
Net income of bank and minority interests.	$161,000	4,633
Net charge-offs	$-10,000	6,196
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$161,000	4,524
2012-12-31 (YTD Data)		Rank
Total interest income	$2,081,000	6,087
Total interest expense	$403,000	5,527
Net interest income	$1,678,000	6,136
Provision for loan and lease losses	$88,000	4,810
Total noninterest income	$294,000	5,245
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$208,000	4,185
Trading account gains and fees	$0	166
Additional Noninterest Income	$86,000	5,463
Total noninterest expense	$1,045,000	6,540
Salaries and employee benefits	$674,000	6,322
Premises and equipment expense	$72,000	6,746
Additional noninterest expense	$299,000	6,633
Pre-tax net operating income	$839,000	4,275
Securities gains (losses)	$16,000	3,242
Applicable income taxes	$259,000	2,795
Income before extraordinary items	$596,000	4,710
Extraordinary gains, net	$0	29
Net income	$596,000	4,711
Minority interest net income	$0	93
Net income of bank and minority interests.	$596,000	4,712
Net charge-offs	$314,000	3,235
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$584,800	4,547
2012-09-30 (YTD Data)		Rank
Total interest income	$1,603,000	6,149
Total interest expense	$311,000	5,614
Net interest income	$1,292,000	6,203
Provision for loan and lease losses	$58,000	4,852
Total noninterest income	$221,000	5,290
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$154,000	4,265
Trading account gains and fees	$0	157
Additional Noninterest Income	$67,000	5,505
Total noninterest expense	$795,000	6,601
Salaries and employee benefits	$486,000	6,427
Premises and equipment expense	$54,000	6,827
Additional noninterest expense	$255,000	6,589
Pre-tax net operating income	$660,000	4,305
Securities gains (losses)	$16,000	2,965
Applicable income taxes	$196,000	2,858
Income before extraordinary items	$480,000	4,700
Extraordinary gains, net	$0	20
Net income	$480,000	4,700
Minority interest net income	$0	86
Net income of bank and minority interests.	$480,000	4,700
Net charge-offs	$319,000	2,741
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$468,640	4,556
2012-06-30 (YTD Data)		Rank
Total interest income	$1,063,000	6,202
Total interest expense	$211,000	5,677
Net interest income	$852,000	6,256
Provision for loan and lease losses	$30,000	4,864
Total noninterest income	$140,000	5,410
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$100,000	4,306
Trading account gains and fees	$0	153
Additional Noninterest Income	$40,000	5,645
Total noninterest expense	$529,000	6,651
Salaries and employee benefits	$332,000	6,448
Premises and equipment expense	$34,000	6,901
Additional noninterest expense	$163,000	6,683
Pre-tax net operating income	$433,000	4,335
Securities gains (losses)	$0	3,178
Applicable income taxes	$133,000	2,830
Income before extraordinary items	$300,000	4,819
Extraordinary gains, net	$0	19
Net income	$300,000	4,822
Minority interest net income	$0	84
Net income of bank and minority interests.	$300,000	4,822
Net charge-offs	$310,000	2,284
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$300,000	4,628
2012-03-31 (YTD Data)		Rank
Total interest income	$545,000	6,216
Total interest expense	$107,000	5,754
Net interest income	$438,000	6,265
Provision for loan and lease losses	$0	5,254
Total noninterest income	$68,000	5,483
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$49,000	4,333
Trading account gains and fees	$0	148
Additional Noninterest Income	$19,000	5,771
Total noninterest expense	$276,000	6,661
Salaries and employee benefits	$151,000	6,616
Premises and equipment expense	$21,000	6,810
Additional noninterest expense	$104,000	6,451
Pre-tax net operating income	$230,000	4,300
Securities gains (losses)	$0	2,210
Applicable income taxes	$66,000	2,814
Income before extraordinary items	$164,000	4,706
Extraordinary gains, net	$0	19
Net income	$164,000	4,710
Minority interest net income	$0	78
Net income of bank and minority interests.	$164,000	4,710
Net charge-offs	$101,000	2,432
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$164,000	4,570
2011-12-31 (YTD Data)		Rank
Total interest income	$2,431,000	6,151
Total interest expense	$515,000	5,798
Net interest income	$1,916,000	6,157
Provision for loan and lease losses	$143,000	4,997
Total noninterest income	$293,000	5,248
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$209,000	4,296
Trading account gains and fees	$0	146
Additional Noninterest Income	$84,000	5,479
Total noninterest expense	$1,122,000	6,706
Salaries and employee benefits	$643,000	6,600
Premises and equipment expense	$69,000	7,052
Additional noninterest expense	$410,000	6,521
Pre-tax net operating income	$944,000	3,833
Securities gains (losses)	$46,000	2,636
Applicable income taxes	$384,000	2,287
Income before extraordinary items	$606,000	4,390
Extraordinary gains, net	$0	29
Net income	$606,000	4,391
Minority interest net income	$0	96
Net income of bank and minority interests.	$606,000	4,391
Net charge-offs	$2,000	6,349
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$576,560	4,337
2011-09-30 (YTD Data)		Rank
Total interest income	$1,860,000	6,170
Total interest expense	$400,000	5,845
Net interest income	$1,460,000	6,170
Provision for loan and lease losses	$63,000	5,377
Total noninterest income	$224,000	5,295
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$160,000	4,277
Trading account gains and fees	$0	145
Additional Noninterest Income	$64,000	5,555
Total noninterest expense	$862,000	6,717
Salaries and employee benefits	$497,000	6,582
Premises and equipment expense	$46,000	7,168
Additional noninterest expense	$319,000	6,521
Pre-tax net operating income	$759,000	3,820
Securities gains (losses)	$46,000	2,386
Applicable income taxes	$288,000	2,313
Income before extraordinary items	$517,000	4,255
Extraordinary gains, net	$0	21
Net income	$517,000	4,257
Minority interest net income	$0	87
Net income of bank and minority interests.	$517,000	4,257
Net charge-offs	$-8,000	6,968
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$487,560	4,234
2011-06-30 (YTD Data)		Rank
Total interest income	$1,237,000	6,227
Total interest expense	$273,000	5,918
Net interest income	$964,000	6,230
Provision for loan and lease losses	$20,000	5,705
Total noninterest income	$143,000	5,380
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$112,000	4,168
Trading account gains and fees	$0	153
Additional Noninterest Income	$31,000	5,931
Total noninterest expense	$575,000	6,795
Salaries and employee benefits	$315,000	6,717
Premises and equipment expense	$28,000	7,270
Additional noninterest expense	$232,000	6,495
Pre-tax net operating income	$512,000	3,781
Securities gains (losses)	$46,000	1,647
Applicable income taxes	$192,000	2,269
Income before extraordinary items	$366,000	4,140
Extraordinary gains, net	$0	15
Net income	$366,000	4,140
Minority interest net income	$0	89
Net income of bank and minority interests.	$366,000	4,142
Net charge-offs	$-10,000	7,015
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$335,640	4,187
2011-03-31 (YTD Data)		Rank
Total interest income	$615,000	6,277
Total interest expense	$140,000	5,969
Net interest income	$475,000	6,279
Provision for loan and lease losses	$20,000	4,994
Total noninterest income	$72,000	5,434
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$58,000	4,076
Trading account gains and fees	$0	158
Additional Noninterest Income	$14,000	6,135
Total noninterest expense	$276,000	6,878
Salaries and employee benefits	$157,000	6,759
Premises and equipment expense	$14,000	7,313
Additional noninterest expense	$105,000	6,670
Pre-tax net operating income	$251,000	3,823
Securities gains (losses)	$0	1,772
Applicable income taxes	$96,000	2,225
Income before extraordinary items	$155,000	4,394
Extraordinary gains, net	$0	9
Net income	$155,000	4,393
Minority interest net income	$0	86
Net income of bank and minority interests.	$155,000	4,394
Net charge-offs	$-11,000	7,030
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$155,000	4,329
2010-12-31 (YTD Data)		Rank
Total interest income	$2,410,000	6,435
Total interest expense	$661,000	6,073
Net interest income	$1,749,000	6,464
Provision for loan and lease losses	$59,000	6,411
Total noninterest income	$318,000	5,303
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$234,000	4,135
Trading account gains and fees	$0	175
Additional Noninterest Income	$84,000	5,634
Total noninterest expense	$1,137,000	6,945
Salaries and employee benefits	$676,000	6,743
Premises and equipment expense	$77,000	7,258
Additional noninterest expense	$384,000	6,844
Pre-tax net operating income	$871,000	3,615
Securities gains (losses)	$27,000	2,964
Applicable income taxes	$348,000	2,229
Income before extraordinary items	$550,000	4,174
Extraordinary gains, net	$0	29
Net income	$550,000	4,175
Minority interest net income	$0	111
Net income of bank and minority interests.	$550,000	4,176
Net charge-offs	$59,000	5,806
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$532,720	4,088
2010-09-30 (YTD Data)		Rank
Total interest income	$1,803,000	6,541
Total interest expense	$506,000	6,185
Net interest income	$1,297,000	6,583
Provision for loan and lease losses	$59,000	6,145
Total noninterest income	$245,000	5,360
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$179,000	4,154
Trading account gains and fees	$0	165
Additional Noninterest Income	$66,000	5,719
Total noninterest expense	$806,000	7,057
Salaries and employee benefits	$486,000	6,865
Premises and equipment expense	$47,000	7,447
Additional noninterest expense	$273,000	6,969
Pre-tax net operating income	$677,000	3,776
Securities gains (losses)	$27,000	2,762
Applicable income taxes	$261,000	2,284
Income before extraordinary items	$443,000	4,328
Extraordinary gains, net	$0	23
Net income	$443,000	4,329
Minority interest net income	$0	110
Net income of bank and minority interests.	$443,000	4,329
Net charge-offs	$41,000	5,650
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$425,720	4,215
2010-06-30 (YTD Data)		Rank
Total interest income	$1,176,000	6,615
Total interest expense	$340,000	6,261
Net interest income	$836,000	6,680
Provision for loan and lease losses	$27,000	6,268
Total noninterest income	$161,000	5,366
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$118,000	4,180
Trading account gains and fees	$0	152
Additional Noninterest Income	$43,000	5,756
Total noninterest expense	$519,000	7,157
Salaries and employee benefits	$306,000	6,997
Premises and equipment expense	$28,000	7,560
Additional noninterest expense	$185,000	6,999
Pre-tax net operating income	$451,000	3,801
Securities gains (losses)	$27,000	2,218
Applicable income taxes	$174,000	2,268
Income before extraordinary items	$304,000	4,276
Extraordinary gains, net	$0	19
Net income	$304,000	4,275
Minority interest net income	$0	105
Net income of bank and minority interests.	$304,000	4,275
Net charge-offs	$28,000	5,315
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$286,720	4,246
2010-03-31 (YTD Data)		Rank
Total interest income	$577,000	6,735
Total interest expense	$172,000	6,368
Net interest income	$405,000	6,793
Provision for loan and lease losses	$13,000	6,045
Total noninterest income	$84,000	5,344
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$60,000	4,126
Trading account gains and fees	$0	175
Additional Noninterest Income	$24,000	5,720
Total noninterest expense	$268,000	7,207
Salaries and employee benefits	$153,000	7,092
Premises and equipment expense	$15,000	7,614
Additional noninterest expense	$100,000	6,996
Pre-tax net operating income	$208,000	3,990
Securities gains (losses)	$25,000	1,431
Applicable income taxes	$87,000	2,254
Income before extraordinary items	$146,000	4,423
Extraordinary gains, net	$0	16
Net income	$146,000	4,424
Minority interest net income	$0	91
Net income of bank and minority interests.	$146,000	4,422
Net charge-offs	$-9,000	7,459
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$130,000	4,508
2009-12-31 (YTD Data)		Rank
Total interest income	$2,381,000	6,775
Total interest expense	$791,000	6,496
Net interest income	$1,590,000	6,787
Provision for loan and lease losses	$56,000	6,798
Total noninterest income	$281,000	5,705
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$212,000	4,534
Trading account gains and fees	$0	211
Additional Noninterest Income	$69,000	6,057
Total noninterest expense	$1,092,000	7,282
Salaries and employee benefits	$684,000	7,004
Premises and equipment expense	$73,000	7,615
Additional noninterest expense	$335,000	7,314
Pre-tax net operating income	$723,000	3,511
Securities gains (losses)	$7,000	3,362
Applicable income taxes	$204,000	2,362
Income before extraordinary items	$526,000	3,793
Extraordinary gains, net	$0	34
Net income	$526,000	3,791
Minority interest net income	$0	115
Net income of bank and minority interests.	$526,000	3,792
Net charge-offs	$21,000	6,628
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$520,960	3,754
2009-09-30 (YTD Data)		Rank
Total interest income	$1,791,000	6,856
Total interest expense	$608,000	6,574
Net interest income	$1,183,000	6,845
Provision for loan and lease losses	$33,000	6,759
Total noninterest income	$204,000	5,841
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$154,000	4,631
Trading account gains and fees	$0	212
Additional Noninterest Income	$50,000	6,216
Total noninterest expense	$746,000	7,429
Salaries and employee benefits	$449,000	7,251
Premises and equipment expense	$66,000	7,546
Additional noninterest expense	$231,000	7,439
Pre-tax net operating income	$608,000	3,578
Securities gains (losses)	$7,000	3,075
Applicable income taxes	$156,000	2,544
Income before extraordinary items	$459,000	3,829
Extraordinary gains, net	$0	27
Net income	$459,000	3,825
Minority interest net income	$0	118
Net income of bank and minority interests.	$459,000	3,827
Net charge-offs	$27,000	6,096
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$453,750	3,757
2009-06-30 (YTD Data)		Rank
Total interest income	$1,183,000	6,938
Total interest expense	$415,000	6,648
Net interest income	$768,000	6,935
Provision for loan and lease losses	$7,000	6,999
Total noninterest income	$122,000	6,079
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$91,000	4,833
Trading account gains and fees	$0	193
Additional Noninterest Income	$31,000	6,373
Total noninterest expense	$434,000	7,656
Salaries and employee benefits	$229,000	7,646
Premises and equipment expense	$41,000	7,675
Additional noninterest expense	$164,000	7,432
Pre-tax net operating income	$449,000	3,479
Securities gains (losses)	$7,000	2,683
Applicable income taxes	$114,000	2,516
Income before extraordinary items	$342,000	3,742
Extraordinary gains, net	$0	21
Net income	$342,000	3,742
Minority interest net income	$0	112
Net income of bank and minority interests.	$342,000	3,742
Net charge-offs	$16,000	5,738
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$336,750	3,642
2009-03-31 (YTD Data)		Rank
Total interest income	$576,000	7,030
Total interest expense	$214,000	6,685
Net interest income	$362,000	7,062
Provision for loan and lease losses	$0	6,744
Total noninterest income	$64,000	6,000
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$45,000	4,805
Trading account gains and fees	$0	171
Additional Noninterest Income	$19,000	6,215
Total noninterest expense	$194,000	7,788
Salaries and employee benefits	$100,000	7,830
Premises and equipment expense	$18,000	7,797
Additional noninterest expense	$76,000	7,442
Pre-tax net operating income	$232,000	3,789
Securities gains (losses)	$7,000	2,001
Applicable income taxes	$57,000	2,772
Income before extraordinary items	$182,000	4,025
Extraordinary gains, net	$0	15
Net income	$182,000	4,027
Minority interest net income	$0	102
Net income of bank and minority interests.	$182,000	4,027
Net charge-offs	$-3,000	7,537
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$176,680	3,924
2008-12-31 (YTD Data)		Rank
Total interest income	$2,482,000	6,997
Total interest expense	$1,044,000	6,713
Net interest income	$1,438,000	7,088
Provision for loan and lease losses	$337,000	4,433
Total noninterest income	$248,000	6,146
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$183,000	4,956
Trading account gains and fees	$0	154
Additional Noninterest Income	$65,000	6,475
Total noninterest expense	$966,000	7,587
Salaries and employee benefits	$552,000	7,533
Premises and equipment expense	$75,000	7,841
Additional noninterest expense	$339,000	7,285
Pre-tax net operating income	$383,000	5,180
Securities gains (losses)	$31,000	1,908
Applicable income taxes	$19,000	4,294
Income before extraordinary items	$395,000	4,770
Extraordinary gains, net	$0	39
Net income	$395,000	4,770
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$446,000	2,960
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$365,550	5,031
2008-09-30 (YTD Data)		Rank
Total interest income	$1,887,000	7,042
Total interest expense	$809,000	6,764
Net interest income	$1,078,000	7,138
Provision for loan and lease losses	$64,000	5,648
Total noninterest income	$189,000	6,218
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$141,000	4,947
Trading account gains and fees	$0	148
Additional Noninterest Income	$48,000	6,646
Total noninterest expense	$638,000	7,772
Salaries and employee benefits	$322,000	7,861
Premises and equipment expense	$74,000	7,676
Additional noninterest expense	$242,000	7,367
Pre-tax net operating income	$565,000	4,741
Securities gains (losses)	$19,000	2,045
Applicable income taxes	$171,000	3,080
Income before extraordinary items	$413,000	4,742
Extraordinary gains, net	$0	31
Net income	$413,000	4,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,938
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$399,510	4,950
2008-06-30 (YTD Data)		Rank
Total interest income	$1,261,000	7,113
Total interest expense	$558,000	6,824
Net interest income	$703,000	7,195
Provision for loan and lease losses	$0	6,671
Total noninterest income	$122,000	6,340
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$92,000	4,990
Trading account gains and fees	$0	149
Additional Noninterest Income	$30,000	6,778
Total noninterest expense	$411,000	7,868
Salaries and employee benefits	$221,000	7,899
Premises and equipment expense	$37,000	7,956
Additional noninterest expense	$153,000	7,474
Pre-tax net operating income	$414,000	4,726
Securities gains (losses)	$10,000	2,438
Applicable income taxes	$114,000	3,328
Income before extraordinary items	$310,000	4,938
Extraordinary gains, net	$0	21
Net income	$310,000	4,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-65,000	8,304
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$302,700	4,926
2008-03-31 (YTD Data)		Rank
Total interest income	$644,000	7,161
Total interest expense	$286,000	6,925
Net interest income	$358,000	7,203
Provision for loan and lease losses	$0	6,080
Total noninterest income	$56,000	6,473
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$42,000	5,126
Trading account gains and fees	$0	158
Additional Noninterest Income	$14,000	6,895
Total noninterest expense	$186,000	8,006
Salaries and employee benefits	$99,000	8,037
Premises and equipment expense	$16,000	8,087
Additional noninterest expense	$71,000	7,592
Pre-tax net operating income	$228,000	4,719
Securities gains (losses)	$10,000	1,965
Applicable income taxes	$57,000	3,422
Income before extraordinary items	$181,000	4,868
Extraordinary gains, net	$0	15
Net income	$181,000	4,873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,171
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$173,400	4,862
2007-12-31 (YTD Data)		Rank
Total interest income	$2,298,000	7,339
Total interest expense	$1,097,000	7,023
Net interest income	$1,201,000	7,505
Provision for loan and lease losses	$179,000	4,097
Total noninterest income	$283,000	6,133
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$233,000	4,591
Trading account gains and fees	$0	178
Additional Noninterest Income	$50,000	7,096
Total noninterest expense	$799,000	7,938
Salaries and employee benefits	$464,000	7,897
Premises and equipment expense	$71,000	8,049
Additional noninterest expense	$264,000	7,716
Pre-tax net operating income	$506,000	5,977
Securities gains (losses)	$0	2,146
Applicable income taxes	$186,000	3,919
Income before extraordinary items	$320,000	6,350
Extraordinary gains, net	$0	39
Net income	$320,000	6,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	3,130
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$320,000	6,337
2007-09-30 (YTD Data)		Rank
Total interest income	$1,689,000	7,413
Total interest expense	$802,000	7,083
Net interest income	$887,000	7,581
Provision for loan and lease losses	$49,000	5,078
Total noninterest income	$226,000	6,076
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$182,000	4,535
Trading account gains and fees	$0	184
Additional Noninterest Income	$44,000	6,951
Total noninterest expense	$545,000	8,023
Salaries and employee benefits	$305,000	8,023
Premises and equipment expense	$44,000	8,169
Additional noninterest expense	$196,000	7,698
Pre-tax net operating income	$519,000	5,699
Securities gains (losses)	$0	1,655
Applicable income taxes	$135,000	4,151
Income before extraordinary items	$384,000	5,900
Extraordinary gains, net	$0	33
Net income	$384,000	5,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,960
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$384,000	5,885
2007-06-30 (YTD Data)		Rank
Total interest income	$1,081,000	7,524
Total interest expense	$518,000	7,165
Net interest income	$563,000	7,693
Provision for loan and lease losses	$34,000	4,801
Total noninterest income	$147,000	6,173
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$108,000	4,782
Trading account gains and fees	$0	168
Additional Noninterest Income	$39,000	6,648
Total noninterest expense	$355,000	8,089
Salaries and employee benefits	$192,000	8,140
Premises and equipment expense	$30,000	8,201
Additional noninterest expense	$133,000	7,719
Pre-tax net operating income	$321,000	5,909
Securities gains (losses)	$0	1,444
Applicable income taxes	$90,000	4,229
Income before extraordinary items	$231,000	6,144
Extraordinary gains, net	$0	29
Net income	$231,000	6,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,680
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$231,000	6,132
2007-03-31 (YTD Data)		Rank
Total interest income	$515,000	7,633
Total interest expense	$251,000	7,244
Net interest income	$264,000	7,825
Provision for loan and lease losses	$12,000	4,908
Total noninterest income	$65,000	6,376
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$54,000	4,717
Trading account gains and fees	$0	195
Additional Noninterest Income	$11,000	7,311
Total noninterest expense	$168,000	8,183
Salaries and employee benefits	$96,000	8,171
Premises and equipment expense	$14,000	8,242
Additional noninterest expense	$58,000	7,916
Pre-tax net operating income	$149,000	6,076
Securities gains (losses)	$0	1,187
Applicable income taxes	$45,000	4,231
Income before extraordinary items	$104,000	6,337
Extraordinary gains, net	$0	22
Net income	$104,000	6,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,890
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$104,000	6,319
2006-12-31 (YTD Data)		Rank
Total interest income	$2,141,000	7,426
Total interest expense	$855,000	7,216
Net interest income	$1,286,000	7,460
Provision for loan and lease losses	$380,000	2,368
Total noninterest income	$261,000	6,462
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$204,000	4,941
Trading account gains and fees	$0	130
Additional Noninterest Income	$57,000	7,113
Total noninterest expense	$749,000	8,086
Salaries and employee benefits	$404,000	8,142
Premises and equipment expense	$59,000	8,258
Additional noninterest expense	$286,000	7,652
Pre-tax net operating income	$418,000	6,730
Securities gains (losses)	$0	1,687
Applicable income taxes	$122,000	4,794
Income before extraordinary items	$296,000	6,933
Extraordinary gains, net	$0	51
Net income	$296,000	6,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$320,000	1,590
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$296,000	6,932
2006-09-30 (YTD Data)		Rank
Total interest income	$1,591,000	7,491
Total interest expense	$614,000	7,289
Net interest income	$977,000	7,508
Provision for loan and lease losses	$160,000	3,290
Total noninterest income	$199,000	6,473
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$154,000	4,988
Trading account gains and fees	$0	126
Additional Noninterest Income	$45,000	7,069
Total noninterest expense	$510,000	8,221
Salaries and employee benefits	$250,000	8,316
Premises and equipment expense	$48,000	8,250
Additional noninterest expense	$212,000	7,688
Pre-tax net operating income	$506,000	6,191
Securities gains (losses)	$0	1,388
Applicable income taxes	$135,000	4,591
Income before extraordinary items	$371,000	6,378
Extraordinary gains, net	$0	45
Net income	$371,000	6,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	1,921
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$371,000	6,380
2006-06-30 (YTD Data)		Rank
Total interest income	$1,025,000	7,570
Total interest expense	$393,000	7,312
Net interest income	$632,000	7,605
Provision for loan and lease losses	$120,000	2,983
Total noninterest income	$128,000	6,539
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$92,000	5,198
Trading account gains and fees	$0	126
Additional Noninterest Income	$36,000	6,875
Total noninterest expense	$332,000	8,270
Salaries and employee benefits	$161,000	8,400
Premises and equipment expense	$31,000	8,292
Additional noninterest expense	$140,000	7,722
Pre-tax net operating income	$308,000	6,404
Securities gains (losses)	$0	1,185
Applicable income taxes	$90,000	4,649
Income before extraordinary items	$218,000	6,605
Extraordinary gains, net	$0	39
Net income	$218,000	6,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	1,792
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$218,000	6,600
2006-03-31 (YTD Data)		Rank
Total interest income	$499,000	7,612
Total interest expense	$189,000	7,326
Net interest income	$310,000	7,656
Provision for loan and lease losses	$20,000	4,517
Total noninterest income	$52,000	6,877
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$43,000	5,250
Trading account gains and fees	$0	115
Additional Noninterest Income	$9,000	7,631
Total noninterest expense	$164,000	8,292
Salaries and employee benefits	$84,000	8,386
Premises and equipment expense	$17,000	8,221
Additional noninterest expense	$63,000	7,866
Pre-tax net operating income	$178,000	6,080
Securities gains (losses)	$0	955
Applicable income taxes	$45,000	4,614
Income before extraordinary items	$133,000	6,200
Extraordinary gains, net	$0	21
Net income	$133,000	6,200
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,900
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$133,000	6,200
2005-12-31 (YTD Data)		Rank
Total interest income	$1,714,000	7,706
Total interest expense	$607,000	7,311
Net interest income	$1,107,000	7,803
Provision for loan and lease losses	$653,000	1,526
Total noninterest income	$237,000	6,778
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$185,000	5,197
Trading account gains and fees	$0	138
Additional Noninterest Income	$52,000	7,351
Total noninterest expense	$631,000	8,361
Salaries and employee benefits	$310,000	8,465
Premises and equipment expense	$77,000	8,147
Additional noninterest expense	$244,000	7,958
Pre-tax net operating income	$60,000	8,104
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$60,000	8,111
Extraordinary gains, net	$0	46
Net income	$60,000	8,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$594,000	1,003
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$60,000	8,082
2005-09-30 (YTD Data)		Rank
Total interest income	$1,235,000	7,785
Total interest expense	$432,000	7,343
Net interest income	$803,000	7,896
Provision for loan and lease losses	$183,000	3,105
Total noninterest income	$179,000	6,793
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$143,000	5,179
Trading account gains and fees	$0	126
Additional Noninterest Income	$36,000	7,455
Total noninterest expense	$464,000	8,370
Salaries and employee benefits	$227,000	8,470
Premises and equipment expense	$63,000	8,051
Additional noninterest expense	$174,000	8,031
Pre-tax net operating income	$335,000	7,049
Securities gains (losses)	$0	2,317
Applicable income taxes	$135,000	4,932
Income before extraordinary items	$200,000	7,446
Extraordinary gains, net	$0	35
Net income	$200,000	7,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	1,862
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$200,000	7,413
2005-06-30 (YTD Data)		Rank
Total interest income	$854,000	7,729
Total interest expense	$277,000	7,335
Net interest income	$577,000	7,803
Provision for loan and lease losses	$83,000	3,704
Total noninterest income	$113,000	6,881
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$91,000	5,229
Trading account gains and fees	$0	116
Additional Noninterest Income	$22,000	7,544
Total noninterest expense	$298,000	8,417
Salaries and employee benefits	$149,000	8,501
Premises and equipment expense	$37,000	8,199
Additional noninterest expense	$112,000	8,070
Pre-tax net operating income	$309,000	6,535
Securities gains (losses)	$0	2,146
Applicable income taxes	$90,000	4,947
Income before extraordinary items	$219,000	6,772
Extraordinary gains, net	$0	30
Net income	$219,000	6,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	2,544
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$219,000	6,721
2005-03-31 (YTD Data)		Rank
Total interest income	$436,000	7,750
Total interest expense	$133,000	7,378
Net interest income	$303,000	7,798
Provision for loan and lease losses	$33,000	3,846
Total noninterest income	$56,000	6,874
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$45,000	5,216
Trading account gains and fees	$0	115
Additional Noninterest Income	$11,000	7,631
Total noninterest expense	$138,000	8,555
Salaries and employee benefits	$64,000	8,660
Premises and equipment expense	$13,000	8,500
Additional noninterest expense	$61,000	8,018
Pre-tax net operating income	$188,000	6,091
Securities gains (losses)	$0	1,685
Applicable income taxes	$45,000	4,902
Income before extraordinary items	$143,000	6,203
Extraordinary gains, net	$0	24
Net income	$143,000	6,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,093
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$143,000	6,158
2004-12-31 (YTD Data)		Rank
Total interest income	$1,730,000	7,659
Total interest expense	$486,000	7,355
Net interest income	$1,244,000	7,695
Provision for loan and lease losses	$309,000	2,855
Total noninterest income	$254,000	6,739
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$190,000	5,334
Trading account gains and fees	$0	138
Additional Noninterest Income	$64,000	7,105
Total noninterest expense	$651,000	8,413
Salaries and employee benefits	$344,000	8,486
Premises and equipment expense	$65,000	8,418
Additional noninterest expense	$242,000	8,038
Pre-tax net operating income	$538,000	6,594
Securities gains (losses)	$0	3,819
Applicable income taxes	$150,000	5,101
Income before extraordinary items	$388,000	6,840
Extraordinary gains, net	$0	34
Net income	$388,000	6,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$458,000	1,440
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$388,000	6,773
2004-09-30 (YTD Data)		Rank
Total interest income	$1,290,000	7,709
Total interest expense	$358,000	7,413
Net interest income	$932,000	7,724
Provision for loan and lease losses	$269,000	2,476
Total noninterest income	$201,000	6,665
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$151,000	5,247
Trading account gains and fees	$0	134
Additional Noninterest Income	$50,000	7,056
Total noninterest expense	$450,000	8,515
Salaries and employee benefits	$221,000	8,638
Premises and equipment expense	$54,000	8,340
Additional noninterest expense	$175,000	8,097
Pre-tax net operating income	$414,000	6,672
Securities gains (losses)	$0	3,710
Applicable income taxes	$129,000	5,050
Income before extraordinary items	$285,000	7,003
Extraordinary gains, net	$0	26
Net income	$285,000	7,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$291,000	1,473
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$285,000	6,936
2004-06-30 (YTD Data)		Rank
Total interest income	$872,000	7,725
Total interest expense	$238,000	7,483
Net interest income	$634,000	7,708
Provision for loan and lease losses	$179,000	2,443
Total noninterest income	$129,000	6,772
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$103,000	5,203
Trading account gains and fees	$0	130
Additional Noninterest Income	$26,000	7,425
Total noninterest expense	$295,000	8,582
Salaries and employee benefits	$153,000	8,650
Premises and equipment expense	$24,000	8,676
Additional noninterest expense	$118,000	8,119
Pre-tax net operating income	$289,000	6,573
Securities gains (losses)	$0	3,413
Applicable income taxes	$84,000	5,065
Income before extraordinary items	$205,000	6,852
Extraordinary gains, net	$0	21
Net income	$205,000	6,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$201,000	1,369
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$205,000	6,771
2004-03-31 (YTD Data)		Rank
Total interest income	$434,000	7,770
Total interest expense	$124,000	7,456
Net interest income	$310,000	7,783
Provision for loan and lease losses	$75,000	2,550
Total noninterest income	$64,000	6,737
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$51,000	5,172
Trading account gains and fees	$0	121
Additional Noninterest Income	$13,000	7,451
Total noninterest expense	$138,000	8,694
Salaries and employee benefits	$69,000	8,785
Premises and equipment expense	$11,000	8,739
Additional noninterest expense	$58,000	8,204
Pre-tax net operating income	$161,000	6,293
Securities gains (losses)	$0	2,934
Applicable income taxes	$42,000	5,058
Income before extraordinary items	$119,000	6,534
Extraordinary gains, net	$0	16
Net income	$119,000	6,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	1,573
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$119,000	6,416
2003-12-31 (YTD Data)		Rank
Total interest income	$1,846,000	7,710
Total interest expense	$676,000	7,124
Net interest income	$1,170,000	7,855
Provision for loan and lease losses	$1,847,000	692
Total noninterest income	$236,000	7,046
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$193,000	5,333
Trading account gains and fees	$0	160
Additional Noninterest Income	$43,000	7,740
Total noninterest expense	$574,000	8,715
Salaries and employee benefits	$269,000	8,848
Premises and equipment expense	$90,000	8,193
Additional noninterest expense	$215,000	8,342
Pre-tax net operating income	$-1,015,000	8,975
Securities gains (losses)	$5,000	3,903
Applicable income taxes	$-289,000	9,053
Income before extraordinary items	$-721,000	8,973
Extraordinary gains, net	$0	54
Net income	$-721,000	8,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,497,000	684
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-724,550	8,919
2003-09-30 (YTD Data)		Rank
Total interest income	$1,409,000	7,772
Total interest expense	$539,000	7,130
Net interest income	$870,000	7,936
Provision for loan and lease losses	$422,000	1,953
Total noninterest income	$187,000	7,007
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$154,000	5,246
Trading account gains and fees	$0	153
Additional Noninterest Income	$33,000	7,758
Total noninterest expense	$433,000	8,717
Salaries and employee benefits	$191,000	8,923
Premises and equipment expense	$64,000	8,298
Additional noninterest expense	$178,000	8,200
Pre-tax net operating income	$202,000	7,722
Securities gains (losses)	$0	4,204
Applicable income taxes	$162,000	4,986
Income before extraordinary items	$40,000	8,565
Extraordinary gains, net	$0	40
Net income	$40,000	8,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$183,000	2,313
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$40,000	8,458
2003-06-30 (YTD Data)		Rank
Total interest income	$989,000	7,719
Total interest expense	$380,000	7,103
Net interest income	$609,000	7,878
Provision for loan and lease losses	$155,000	2,947
Total noninterest income	$125,000	6,993
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$106,000	5,131
Trading account gains and fees	$0	150
Additional Noninterest Income	$19,000	7,898
Total noninterest expense	$266,000	8,837
Salaries and employee benefits	$131,000	8,937
Premises and equipment expense	$42,000	8,327
Additional noninterest expense	$93,000	8,550
Pre-tax net operating income	$313,000	6,423
Securities gains (losses)	$0	3,782
Applicable income taxes	$108,000	5,017
Income before extraordinary items	$205,000	6,926
Extraordinary gains, net	$0	30
Net income	$205,000	6,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	3,447
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$205,000	6,725
2003-03-31 (YTD Data)		Rank
Total interest income	$490,000	7,785
Total interest expense	$196,000	7,129
Net interest income	$294,000	7,963
Provision for loan and lease losses	$0	6,934
Total noninterest income	$61,000	6,982
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$53,000	5,050
Trading account gains and fees	$0	134
Additional Noninterest Income	$8,000	8,105
Total noninterest expense	$140,000	8,822
Salaries and employee benefits	$77,000	8,818
Premises and equipment expense	$23,000	8,216
Additional noninterest expense	$40,000	8,776
Pre-tax net operating income	$215,000	5,672
Securities gains (losses)	$0	2,891
Applicable income taxes	$54,000	4,991
Income before extraordinary items	$161,000	5,852
Extraordinary gains, net	$0	21
Net income	$161,000	5,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,705
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$161,000	5,654
2002-12-31 (YTD Data)		Rank
Total interest income	$2,109,000	7,733
Total interest expense	$835,000	7,407
Net interest income	$1,274,000	7,800
Provision for loan and lease losses	$235,000	4,028
Total noninterest income	$291,000	6,525
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$217,000	5,027
Trading account gains and fees	$0	153
Additional Noninterest Income	$74,000	6,996
Total noninterest expense	$802,000	8,343
Salaries and employee benefits	$457,000	8,295
Premises and equipment expense	$112,000	8,003
Additional noninterest expense	$233,000	8,301
Pre-tax net operating income	$528,000	6,666
Securities gains (losses)	$0	4,537
Applicable income taxes	$157,000	5,460
Income before extraordinary items	$371,000	6,977
Extraordinary gains, net	$0	70
Net income	$371,000	6,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	2,951
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$371,000	6,852
2001-12-31 (YTD Data)		Rank
Total interest income	$2,199,000	8,027
Total interest expense	$1,062,000	7,893
Net interest income	$1,137,000	8,017
Provision for loan and lease losses	$255,000	3,548
Total noninterest income	$250,000	6,863
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$194,000	5,236
Trading account gains and fees	$0	177
Additional Noninterest Income	$56,000	7,506
Total noninterest expense	$642,000	8,824
Salaries and employee benefits	$366,000	8,770
Premises and equipment expense	$105,000	8,216
Additional noninterest expense	$171,000	8,902
Pre-tax net operating income	$490,000	6,591
Securities gains (losses)	$0	4,612
Applicable income taxes	$144,000	5,510
Income before extraordinary items	$346,000	6,849
Extraordinary gains, net	$0	105
Net income	$346,000	6,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$246,000	2,522
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$346,000	6,739
2000-12-31 (YTD Data)		Rank
Total interest income	$2,011,000	8,402
Total interest expense	$940,000	8,351
Net interest income	$1,071,000	8,346
Provision for loan and lease losses	$185,000	3,897
Total noninterest income	$217,000	7,101
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$154,000	5,704
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	7,397
Total noninterest expense	$625,000	9,026
Salaries and employee benefits	$337,000	9,072
Premises and equipment expense	$32,000	9,646
Additional noninterest expense	$256,000	8,296
Pre-tax net operating income	$478,000	7,103
Securities gains (losses)	$0	1,956
Applicable income taxes	$152,000	5,885
Income before extraordinary items	$326,000	7,310
Extraordinary gains, net	$0	38
Net income	$326,000	7,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	2,625
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$326,000	7,311
1999-12-31 (YTD Data)		Rank
Total interest income	$1,770,000	8,745
Total interest expense	$829,000	8,617
Net interest income	$941,000	8,758
Provision for loan and lease losses	$105,000	5,113
Total noninterest income	$197,000	7,529
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$135,000	6,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	7,661
Total noninterest expense	$584,000	9,374
Salaries and employee benefits	$394,000	8,922
Premises and equipment expense	$35,000	9,905
Additional noninterest expense	$155,000	9,474
Pre-tax net operating income	$449,000	7,381
Securities gains (losses)	$0	3,155
Applicable income taxes	$146,000	6,331
Income before extraordinary items	$303,000	7,580
Extraordinary gains, net	$0	35
Net income	$303,000	7,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,853
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$303,000	7,553
1998-12-31 (YTD Data)		Rank
Total interest income	$1,707,000	9,050
Total interest expense	$788,000	8,975
Net interest income	$919,000	8,980
Provision for loan and lease losses	$155,000	4,076
Total noninterest income	$181,000	7,809
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$131,000	6,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	8,161
Total noninterest expense	$524,000	9,695
Salaries and employee benefits	$328,000	9,446
Premises and equipment expense	$36,000	10,092
Additional noninterest expense	$160,000	9,563
Pre-tax net operating income	$421,000	7,757
Securities gains (losses)	$0	4,449
Applicable income taxes	$138,000	7,010
Income before extraordinary items	$283,000	8,013
Extraordinary gains, net	$0	32
Net income	$283,000	8,012
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	2,973
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$283,000	7,935
1997-12-31 (YTD Data)		Rank
Total interest income	$1,518,000	9,646
Total interest expense	$673,000	9,613
Net interest income	$845,000	9,554
Provision for loan and lease losses	$91,000	5,357
Total noninterest income	$178,000	8,159
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$132,000	6,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	8,605
Total noninterest expense	$574,000	9,847
Salaries and employee benefits	$287,000	10,042
Premises and equipment expense	$44,000	10,343
Additional noninterest expense	$243,000	8,929
Pre-tax net operating income	$358,000	8,687
Securities gains (losses)	$0	3,944
Applicable income taxes	$116,000	8,152
Income before extraordinary items	$242,000	8,817
Extraordinary gains, net	$0	44
Net income	$242,000	8,822
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,315
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$242,000	8,777
1996-12-31 (YTD Data)		Rank
Total interest income	$1,371,000	10,290
Total interest expense	$600,000	10,273
Net interest income	$771,000	10,188
Provision for loan and lease losses	$94,000	5,274
Total noninterest income	$163,000	8,804
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$122,000	7,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	9,308
Total noninterest expense	$507,000	10,560
Salaries and employee benefits	$275,000	10,548
Premises and equipment expense	$36,000	11,014
Additional noninterest expense	$196,000	9,981
Pre-tax net operating income	$333,000	8,901
Securities gains (losses)	$0	4,148
Applicable income taxes	$110,000	8,579
Income before extraordinary items	$223,000	9,083
Extraordinary gains, net	$0	53
Net income	$223,000	9,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	4,238
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$223,000	9,020
1995-12-31 (YTD Data)		Rank
Total interest income	$1,226,000	10,949
Total interest expense	$523,000	10,941
Net interest income	$703,000	10,831
Provision for loan and lease losses	$29,000	7,212
Total noninterest income	$132,000	9,617
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$97,000	7,858
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	9,970
Total noninterest expense	$565,000	10,727
Salaries and employee benefits	$287,000	10,867
Premises and equipment expense	$50,000	11,093
Additional noninterest expense	$228,000	10,088
Pre-tax net operating income	$241,000	10,186
Securities gains (losses)	$0	3,831
Applicable income taxes	$71,000	9,770
Income before extraordinary items	$170,000	10,266
Extraordinary gains, net	$0	65
Net income	$170,000	10,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	6,109
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$170,000	10,238
1994-12-31 (YTD Data)		Rank
Total interest income	$998,000	11,713
Total interest expense	$380,000	11,686
Net interest income	$618,000	11,651
Provision for loan and lease losses	$80,000	5,022
Total noninterest income	$120,000	10,295
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$86,000	8,498
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	10,550
Total noninterest expense	$460,000	11,798
Salaries and employee benefits	$229,000	11,847
Premises and equipment expense	$33,000	12,157
Additional noninterest expense	$198,000	11,176
Pre-tax net operating income	$198,000	10,906
Securities gains (losses)	$0	3,600
Applicable income taxes	$55,000	10,338
Income before extraordinary items	$143,000	10,903
Extraordinary gains, net	$0	249
Net income	$143,000	10,908
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,238
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$143,000	10,959
1993-12-31 (YTD Data)		Rank
Total interest income	$960,000	12,376
Total interest expense	$371,000	12,350
Net interest income	$589,000	12,254
Provision for loan and lease losses	$71,000	6,619
Total noninterest income	$116,000	10,933
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$87,000	8,784
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	11,374
Total noninterest expense	$418,000	12,563
Salaries and employee benefits	$212,000	12,523
Premises and equipment expense	$33,000	12,758
Additional noninterest expense	$173,000	12,113
Pre-tax net operating income	$216,000	10,902
Securities gains (losses)	$0	7,477
Applicable income taxes	$59,000	10,725
Income before extraordinary items	$157,000	11,113
Extraordinary gains, net	$0	3,149
Net income	$157,000	11,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	5,182
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$157,000	10,910
1992-12-31 (YTD Data)		Rank
Total interest income	$1,021,000	12,987
Total interest expense	$439,000	13,024
Net interest income	$582,000	12,791
Provision for loan and lease losses	$93,000	7,482
Total noninterest income	$112,000	11,406
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	8,993
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	12,017
Total noninterest expense	$377,000	13,275
Salaries and employee benefits	$201,000	13,150
Premises and equipment expense	$21,000	13,653
Additional noninterest expense	$155,000	12,864
Pre-tax net operating income	$224,000	10,846
Securities gains (losses)	$0	8,369
Applicable income taxes	$99,000	9,950
Income before extraordinary items	$125,000	11,619
Extraordinary gains, net	$0	1,422
Net income	$125,000	11,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	7,355
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$125,000	11,299

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.