Home > Cohutta Banking Company > Income and Expense
Cohutta Banking Company, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 1,882 |
| Total interest expense | $1,115,000 | 2,055 |
| Net interest income | $3,142,000 | 1,805 |
| Provision for loan and lease losses | $1,016,000 | 1,157 |
| Total noninterest income | $281,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $485,000 | 807 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-204,000 | 7,806 |
| Total noninterest expense | $3,100,000 | 1,620 |
| Salaries and employee benefits | $1,470,000 | 1,706 |
| Premises and equipment expense | $465,000 | 1,461 |
| Additional noninterest expense | $1,165,000 | 1,523 |
| Pre-tax net operating income | $-693,000 | 7,287 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-276,000 | 7,612 |
| Income before extraordinary items | $-417,000 | 7,197 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-417,000 | 7,199 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-417,000 | 7,198 |
| Net charge-offs | $1,105,000 | 969 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 699 |
| Net operating income | $-417,000 | 7,172 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,815,000 | 1,892 |
| Total interest expense | $5,695,000 | 2,012 |
| Net interest income | $12,120,000 | 1,829 |
| Provision for loan and lease losses | $7,646,000 | 1,062 |
| Total noninterest income | $1,578,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,948,000 | 885 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-370,000 | 7,765 |
| Total noninterest expense | $12,495,000 | 1,641 |
| Salaries and employee benefits | $5,954,000 | 1,664 |
| Premises and equipment expense | $1,858,000 | 1,456 |
| Additional noninterest expense | $4,683,000 | 1,595 |
| Pre-tax net operating income | $-6,443,000 | 7,310 |
| Securities gains (losses) | $224,000 | 1,469 |
| Applicable income taxes | $-2,391,000 | 7,562 |
| Income before extraordinary items | $-3,828,000 | 7,134 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,828,000 | 7,133 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,828,000 | 7,132 |
| Net charge-offs | $5,869,000 | 1,015 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 1,076 |
| Net operating income | $-3,971,360 | 7,153 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,358,000 | 1,933 |
| Total interest expense | $4,479,000 | 2,012 |
| Net interest income | $8,879,000 | 1,865 |
| Provision for loan and lease losses | $6,644,000 | 856 |
| Total noninterest income | $1,917,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,453,000 | 887 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $464,000 | 2,937 |
| Total noninterest expense | $9,405,000 | 1,622 |
| Salaries and employee benefits | $4,571,000 | 1,642 |
| Premises and equipment expense | $1,440,000 | 1,429 |
| Additional noninterest expense | $3,394,000 | 1,597 |
| Pre-tax net operating income | $-5,253,000 | 7,522 |
| Securities gains (losses) | $224,000 | 1,213 |
| Applicable income taxes | $-1,990,000 | 7,719 |
| Income before extraordinary items | $-3,039,000 | 7,386 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,039,000 | 7,386 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,039,000 | 7,386 |
| Net charge-offs | $4,774,000 | 843 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 996 |
| Net operating income | $-3,182,360 | 7,397 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,915,000 | 1,972 |
| Total interest expense | $3,113,000 | 2,033 |
| Net interest income | $5,802,000 | 1,892 |
| Provision for loan and lease losses | $1,173,000 | 1,894 |
| Total noninterest income | $1,255,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $934,000 | 910 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $321,000 | 2,885 |
| Total noninterest expense | $6,349,000 | 1,629 |
| Salaries and employee benefits | $3,105,000 | 1,644 |
| Premises and equipment expense | $1,000,000 | 1,392 |
| Additional noninterest expense | $2,244,000 | 1,628 |
| Pre-tax net operating income | $-465,000 | 6,601 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-213,000 | 7,321 |
| Income before extraordinary items | $-252,000 | 6,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-252,000 | 6,471 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-252,000 | 6,471 |
| Net charge-offs | $1,550,000 | 1,318 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 817 |
| Net operating income | $-252,000 | 6,458 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 1,999 |
| Total interest expense | $1,606,000 | 2,046 |
| Net interest income | $2,831,000 | 1,930 |
| Provision for loan and lease losses | $165,000 | 3,095 |
| Total noninterest income | $603,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $438,000 | 941 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $165,000 | 2,808 |
| Total noninterest expense | $3,134,000 | 1,609 |
| Salaries and employee benefits | $1,597,000 | 1,622 |
| Premises and equipment expense | $524,000 | 1,358 |
| Additional noninterest expense | $1,013,000 | 1,595 |
| Pre-tax net operating income | $135,000 | 4,655 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $37,000 | 3,135 |
| Income before extraordinary items | $98,000 | 4,989 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $98,000 | 4,993 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $98,000 | 4,992 |
| Net charge-offs | $986,000 | 962 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 719 |
| Net operating income | $98,000 | 4,829 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,492,000 | 1,869 |
| Total interest expense | $8,004,000 | 1,975 |
| Net interest income | $12,488,000 | 1,784 |
| Provision for loan and lease losses | $1,486,000 | 2,176 |
| Total noninterest income | $2,576,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,671,000 | 1,063 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $905,000 | 2,277 |
| Total noninterest expense | $11,761,000 | 1,663 |
| Salaries and employee benefits | $5,927,000 | 1,725 |
| Premises and equipment expense | $1,502,000 | 1,814 |
| Additional noninterest expense | $4,332,000 | 1,434 |
| Pre-tax net operating income | $1,817,000 | 2,651 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $656,000 | 1,584 |
| Income before extraordinary items | $1,161,000 | 2,990 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,161,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 3,961 |
| Cash dividends | $1,927,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 992 |
| Net operating income | $1,161,000 | 3,133 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,541,000 | 1,888 |
| Total interest expense | $6,145,000 | 2,016 |
| Net interest income | $9,396,000 | 1,793 |
| Provision for loan and lease losses | $-228,000 | 8,356 |
| Total noninterest income | $1,907,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,192,000 | 1,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $715,000 | 2,288 |
| Total noninterest expense | $8,340,000 | 1,739 |
| Salaries and employee benefits | $4,429,000 | 1,751 |
| Premises and equipment expense | $1,153,000 | 1,783 |
| Additional noninterest expense | $2,758,000 | 1,625 |
| Pre-tax net operating income | $3,191,000 | 1,532 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,207,000 | 999 |
| Income before extraordinary items | $1,984,000 | 1,791 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,984,000 | 1,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,942 |
| Cash dividends | $1,927,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 879 |
| Net operating income | $1,984,000 | 1,884 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 4,810 |
| Total interest expense | $1,557,000 | 4,412 |
| Net interest income | $1,720,000 | 5,077 |
| Provision for loan and lease losses | $-90,000 | 8,391 |
| Total noninterest income | $117,000 | 6,413 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $75,000 | 5,373 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $42,000 | 6,364 |
| Total noninterest expense | $1,550,000 | 5,019 |
| Salaries and employee benefits | $752,000 | 5,397 |
| Premises and equipment expense | $250,000 | 4,506 |
| Additional noninterest expense | $548,000 | 4,460 |
| Pre-tax net operating income | $377,000 | 4,892 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $151,000 | 3,002 |
| Income before extraordinary items | $226,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 5,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,028 |
| Net operating income | $226,000 | 5,363 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 4,887 |
| Total interest expense | $841,000 | 4,375 |
| Net interest income | $810,000 | 5,277 |
| Provision for loan and lease losses | $-14,000 | 8,385 |
| Total noninterest income | $52,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $799,000 | 4,937 |
| Salaries and employee benefits | $426,000 | 5,053 |
| Premises and equipment expense | $116,000 | 4,734 |
| Additional noninterest expense | $257,000 | 4,594 |
| Pre-tax net operating income | $77,000 | 6,284 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $32,000 | 3,996 |
| Income before extraordinary items | $45,000 | 6,655 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $45,000 | 6,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 895 |
| Net operating income | $45,000 | 6,557 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,761,000 | 4,833 |
| Total interest expense | $3,826,000 | 4,119 |
| Net interest income | $2,935,000 | 5,564 |
| Provision for loan and lease losses | $298,000 | 3,219 |
| Total noninterest income | $139,000 | 7,226 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $91,000 | 6,151 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $48,000 | 7,133 |
| Total noninterest expense | $2,873,000 | 5,147 |
| Salaries and employee benefits | $1,469,000 | 5,368 |
| Premises and equipment expense | $434,000 | 4,786 |
| Additional noninterest expense | $970,000 | 4,755 |
| Pre-tax net operating income | $-97,000 | 7,554 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-30,000 | 7,881 |
| Income before extraordinary items | $-67,000 | 7,596 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-67,000 | 7,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,179 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,208 |
| Net operating income | $-67,000 | 7,570 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 4,956 |
| Total interest expense | $2,795,000 | 4,196 |
| Net interest income | $2,110,000 | 5,697 |
| Provision for loan and lease losses | $281,000 | 2,401 |
| Total noninterest income | $93,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $68,000 | 6,177 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $25,000 | 7,502 |
| Total noninterest expense | $2,073,000 | 5,243 |
| Salaries and employee benefits | $1,098,000 | 5,356 |
| Premises and equipment expense | $287,000 | 5,135 |
| Additional noninterest expense | $688,000 | 4,847 |
| Pre-tax net operating income | $-151,000 | 7,850 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-54,000 | 8,165 |
| Income before extraordinary items | $-97,000 | 7,849 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-97,000 | 7,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,068 |
| Net operating income | $-97,000 | 7,831 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 5,302 |
| Total interest expense | $1,748,000 | 4,365 |
| Net interest income | $1,217,000 | 6,124 |
| Provision for loan and lease losses | $171,000 | 2,424 |
| Total noninterest income | $49,000 | 7,679 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $36,000 | 6,482 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $1,373,000 | 5,303 |
| Salaries and employee benefits | $727,000 | 5,432 |
| Premises and equipment expense | $176,000 | 5,407 |
| Additional noninterest expense | $470,000 | 4,777 |
| Pre-tax net operating income | $-278,000 | 8,137 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-105,000 | 8,391 |
| Income before extraordinary items | $-173,000 | 8,086 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-173,000 | 8,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 996 |
| Net operating income | $-173,000 | 8,079 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 5,551 |
| Total interest expense | $764,000 | 4,709 |
| Net interest income | $592,000 | 6,191 |
| Provision for loan and lease losses | $110,000 | 1,886 |
| Total noninterest income | $24,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $620,000 | 5,649 |
| Salaries and employee benefits | $338,000 | 5,702 |
| Premises and equipment expense | $82,000 | 5,625 |
| Additional noninterest expense | $200,000 | 5,262 |
| Pre-tax net operating income | $-114,000 | 8,170 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-43,000 | 8,396 |
| Income before extraordinary items | $-71,000 | 8,110 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-71,000 | 8,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 840 |
| Net operating income | $-71,000 | 8,099 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,892,000 | 6,197 |
| Total interest expense | $1,951,000 | 5,469 |
| Net interest income | $1,941,000 | 6,615 |
| Provision for loan and lease losses | $250,000 | 3,097 |
| Total noninterest income | $62,000 | 8,109 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $46,000 | 6,956 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 8,092 |
| Total noninterest expense | $1,969,000 | 6,207 |
| Salaries and employee benefits | $995,000 | 6,412 |
| Premises and equipment expense | $247,000 | 6,250 |
| Additional noninterest expense | $727,000 | 5,541 |
| Pre-tax net operating income | $-216,000 | 8,127 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-83,000 | 8,353 |
| Income before extraordinary items | $-133,000 | 8,103 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-133,000 | 8,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,182 |
| Net operating income | $-133,000 | 8,094 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 6,336 |
| Total interest expense | $1,352,000 | 5,613 |
| Net interest income | $1,409,000 | 6,784 |
| Provision for loan and lease losses | $160,000 | 3,290 |
| Total noninterest income | $38,000 | 8,295 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $29,000 | 7,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,272 |
| Total noninterest expense | $1,429,000 | 6,298 |
| Salaries and employee benefits | $723,000 | 6,500 |
| Premises and equipment expense | $174,000 | 6,419 |
| Additional noninterest expense | $532,000 | 5,586 |
| Pre-tax net operating income | $-142,000 | 8,264 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-55,000 | 8,517 |
| Income before extraordinary items | $-87,000 | 8,233 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-87,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,992 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 994 |
| Net operating income | $-87,000 | 8,226 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 6,576 |
| Total interest expense | $764,000 | 5,923 |
| Net interest income | $883,000 | 6,966 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $23,000 | 8,387 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $19,000 | 7,200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $891,000 | 6,501 |
| Salaries and employee benefits | $441,000 | 6,737 |
| Premises and equipment expense | $106,000 | 6,637 |
| Additional noninterest expense | $344,000 | 5,671 |
| Pre-tax net operating income | $-105,000 | 8,339 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-43,000 | 8,574 |
| Income before extraordinary items | $-62,000 | 8,297 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-62,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-62,000 | 8,294 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $752,000 | 6,778 |
| Total interest expense | $324,000 | 6,224 |
| Net interest income | $428,000 | 7,056 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $10,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $386,000 | 6,866 |
| Salaries and employee benefits | $186,000 | 7,179 |
| Premises and equipment expense | $33,000 | 7,508 |
| Additional noninterest expense | $167,000 | 5,734 |
| Pre-tax net operating income | $22,000 | 8,012 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $13,000 | 8,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $13,000 | 8,068 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 7,738 |
| Total interest expense | $578,000 | 7,382 |
| Net interest income | $1,106,000 | 7,806 |
| Provision for loan and lease losses | $405,000 | 2,256 |
| Total noninterest income | $13,000 | 8,642 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $9,000 | 7,607 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $753,000 | 8,143 |
| Salaries and employee benefits | $196,000 | 8,689 |
| Premises and equipment expense | $67,000 | 8,261 |
| Additional noninterest expense | $490,000 | 6,651 |
| Pre-tax net operating income | $-39,000 | 8,291 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-12,000 | 8,471 |
| Income before extraordinary items | $-27,000 | 8,309 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-27,000 | 8,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 191 |
| Net operating income | $-27,000 | 8,284 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 8,050 |
| Total interest expense | $314,000 | 7,823 |
| Net interest income | $707,000 | 8,072 |
| Provision for loan and lease losses | $365,000 | 1,851 |
| Total noninterest income | $7,000 | 8,725 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,654 |
| Total noninterest expense | $520,000 | 8,243 |
| Salaries and employee benefits | $128,000 | 8,736 |
| Premises and equipment expense | $53,000 | 8,217 |
| Additional noninterest expense | $339,000 | 6,805 |
| Pre-tax net operating income | $-171,000 | 8,472 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-64,000 | 8,693 |
| Income before extraordinary items | $-107,000 | 8,458 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-107,000 | 8,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 132 |
| Net operating income | $-107,000 | 8,430 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $460,000 | 8,438 |
| Total interest expense | $129,000 | 8,277 |
| Net interest income | $331,000 | 8,436 |
| Provision for loan and lease losses | $295,000 | 1,588 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $329,000 | 8,296 |
| Salaries and employee benefits | $65,000 | 8,802 |
| Premises and equipment expense | $22,000 | 8,532 |
| Additional noninterest expense | $243,000 | 6,618 |
| Pre-tax net operating income | $-293,000 | 8,599 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-112,000 | 8,758 |
| Income before extraordinary items | $-181,000 | 8,567 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-181,000 | 8,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 88 |
| Net operating income | $-181,000 | 8,543 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $49,000 | 8,884 |
| Total interest expense | $11,000 | 8,829 |
| Net interest income | $38,000 | 8,884 |
| Provision for loan and lease losses | $230,000 | 994 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $143,000 | 8,519 |
| Salaries and employee benefits | $7,000 | 8,908 |
| Premises and equipment expense | $6,000 | 8,777 |
| Additional noninterest expense | $130,000 | 6,436 |
| Pre-tax net operating income | $-335,000 | 8,797 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-130,000 | 8,862 |
| Income before extraordinary items | $-205,000 | 8,752 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-205,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 43 |
| Net operating income | $-205,000 | 8,735 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.