Home > Cohutta Banking Company > Assets and Liabilities
Cohutta Banking Company, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 76 | 2,296 |
| Assets and Liabilities | ||
| Total Assets: | $253,307,000 | 2,584 |
| Cash and due from depository institutions | $7,211,000 | 2,296 |
| Interest-bearing balances | $614,000 | 3,340 |
| Securities | $48,631,000 | 2,373 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $186,736,000 | 2,465 |
| Loan loss allowance | $1,827,000 | 2,850 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,566,000 | 1,991 |
| Other real estate owned | $454,000 | 2,296 |
| Goodwill and other intangibles | $36,000 | 3,077 |
| All other assets | $3,673,000 | 3,804 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $253,307,000 | 2,584 |
| Total liabilities | $232,477,000 | 2,531 |
| Total deposits | $215,439,000 | 2,422 |
| Interest-bearing deposits | $201,667,000 | 2,247 |
| Deposits held in domestic offices | $215,439,000 | 2,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,980,000 | 1,821 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,000,000 | 3,079 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,058,000 | 2,259 |
| Total equity capital | $20,830,000 | 3,162 |
| Total bank equity capital | $20,830,000 | 3,162 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $19,439,000 | 1,543 |
| Undivided profits | $391,000 | 7,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,642,000 | 1,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $471,000 | 357 |
| Income earned, not collected on loans | $1,311,000 | 2,908 |
| Earning assets | $235,981,000 | 2,548 |
| Long-term assets (5+ years) | $59,080,000 | 1,978 |
| Average Assets, year-to-date | $254,651,000 | 2,532 |
| Average Assets, quarterly | $256,128,000 | 2,541 |
| Volatile liabilities | $48,155,000 | 2,744 |
| Insider loans | $2,765,000 | 2,569 |
| FHLB advances | $10,000,000 | 2,958 |
| Loans and leases held for sale | $1,000 | 1,722 |
| Unused loan commitments | $45,436,000 | 1,875 |
| Tier 1 (core) risk-based capital | $21,132,000 | 3,029 |
| Tier 2 risk-based capital | $1,827,000 | 2,672 |
| Total risk weighted assets | $211,304,000 | 2,311 |
| Total unused commitments | $45,436,000 | 1,876 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 77 | 2,249 |
| Assets and Liabilities | ||
| Total Assets: | $258,949,000 | 2,533 |
| Cash and due from depository institutions | $8,774,000 | 2,249 |
| Interest-bearing balances | $709,000 | 3,316 |
| Securities | $47,312,000 | 2,418 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $192,708,000 | 2,357 |
| Loan loss allowance | $2,275,000 | 2,341 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,592,000 | 1,959 |
| Other real estate owned | $112,000 | 2,249 |
| Goodwill and other intangibles | $37,000 | 3,080 |
| All other assets | $3,414,000 | 3,891 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $258,949,000 | 2,533 |
| Total liabilities | $237,316,000 | 2,476 |
| Total deposits | $217,738,000 | 2,404 |
| Interest-bearing deposits | $202,733,000 | 2,248 |
| Deposits held in domestic offices | $217,738,000 | 2,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,916,000 | 1,691 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $12,515,000 | 2,586 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,147,000 | 2,337 |
| Total equity capital | $21,633,000 | 3,128 |
| Total bank equity capital | $21,633,000 | 3,128 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $19,415,000 | 1,533 |
| Undivided profits | $1,218,000 | 6,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,096,000 | 1,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $748,000 | 257 |
| Income earned, not collected on loans | $1,554,000 | 2,525 |
| Earning assets | $240,729,000 | 2,509 |
| Long-term assets (5+ years) | $54,329,000 | 2,035 |
| Average Assets, year-to-date | $255,323,000 | 2,538 |
| Average Assets, quarterly | $255,323,000 | 2,538 |
| Volatile liabilities | $48,972,000 | 2,672 |
| Insider loans | $2,200,000 | 2,892 |
| FHLB advances | $10,000,000 | 2,760 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $36,214,000 | 2,267 |
| Tier 1 (core) risk-based capital | $21,096,000 | 3,031 |
| Tier 2 risk-based capital | $2,275,000 | 2,190 |
| Total risk weighted assets | $224,563,000 | 2,163 |
| Total unused commitments | $36,214,000 | 2,269 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 77 | 2,256 |
| Assets and Liabilities | ||
| Total Assets: | $251,697,000 | 2,565 |
| Cash and due from depository institutions | $6,328,000 | 2,256 |
| Interest-bearing balances | $810,000 | 2,750 |
| Securities | $48,809,000 | 2,348 |
| Federal funds sold & reverse repurchase agreements | $1,992,000 | 4,168 |
| Net loans & leases | $183,975,000 | 2,433 |
| Loan loss allowance | $2,350,000 | 2,219 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,663,000 | 1,927 |
| Other real estate owned | $301,000 | 2,256 |
| Goodwill and other intangibles | $39,000 | 3,071 |
| All other assets | $3,590,000 | 3,795 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $251,697,000 | 2,565 |
| Total liabilities | $230,522,000 | 2,511 |
| Total deposits | $217,120,000 | 2,382 |
| Interest-bearing deposits | $203,719,000 | 2,202 |
| Deposits held in domestic offices | $217,120,000 | 2,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $781,000 | 2,891 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,718 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,621,000 | 1,986 |
| Total equity capital | $21,175,000 | 3,139 |
| Total bank equity capital | $21,175,000 | 3,139 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $19,394,000 | 1,508 |
| Undivided profits | $781,000 | 7,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,708,000 | 1,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $659,000 | 283 |
| Income earned, not collected on loans | $1,741,000 | 2,449 |
| Earning assets | $235,586,000 | 2,528 |
| Long-term assets (5+ years) | $55,377,000 | 1,865 |
| Average Assets, year-to-date | $257,056,000 | 2,436 |
| Average Assets, quarterly | $257,127,500 | 2,486 |
| Volatile liabilities | $45,566,000 | 2,820 |
| Insider loans | $2,200,000 | 2,870 |
| FHLB advances | $10,000,000 | 2,603 |
| Loans and leases held for sale | $260,000 | 1,416 |
| Unused loan commitments | $41,846,000 | 2,043 |
| Tier 1 (core) risk-based capital | $21,015,000 | 3,023 |
| Tier 2 risk-based capital | $2,350,000 | 2,104 |
| Total risk weighted assets | $207,167,000 | 2,302 |
| Total unused commitments | $41,846,000 | 2,044 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 74 | 2,337 |
| Assets and Liabilities | ||
| Total Assets: | $262,558,000 | 2,426 |
| Cash and due from depository institutions | $9,643,000 | 2,337 |
| Interest-bearing balances | $1,005,000 | 2,403 |
| Securities | $52,543,000 | 2,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $189,151,000 | 2,346 |
| Loan loss allowance | $2,559,000 | 2,027 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,764,000 | 1,863 |
| Other real estate owned | $147,000 | 2,337 |
| Goodwill and other intangibles | $40,000 | 3,067 |
| All other assets | $4,270,000 | 3,427 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $262,559,000 | 2,426 |
| Total liabilities | $241,469,000 | 2,372 |
| Total deposits | $219,321,000 | 2,336 |
| Interest-bearing deposits | $205,700,000 | 2,176 |
| Deposits held in domestic offices | $219,321,000 | 2,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,372,000 | 1,296 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,577 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,776,000 | 1,907 |
| Total equity capital | $21,090,000 | 3,116 |
| Total bank equity capital | $21,090,000 | 3,116 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $19,374,000 | 1,472 |
| Undivided profits | $716,000 | 7,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,389,000 | 1,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $618,000 | 276 |
| Income earned, not collected on loans | $2,011,000 | 2,274 |
| Earning assets | $242,699,000 | 2,421 |
| Long-term assets (5+ years) | $56,791,000 | 1,762 |
| Average Assets, year-to-date | $258,395,750 | 2,416 |
| Average Assets, quarterly | $261,081,500 | 2,411 |
| Volatile liabilities | $59,858,000 | 2,192 |
| Insider loans | $2,200,000 | 2,836 |
| FHLB advances | $10,000,000 | 2,451 |
| Loans and leases held for sale | $8,000 | 1,739 |
| Unused loan commitments | $56,047,000 | 1,638 |
| Tier 1 (core) risk-based capital | $21,175,000 | 2,986 |
| Tier 2 risk-based capital | $2,559,000 | 1,961 |
| Total risk weighted assets | $221,480,000 | 2,143 |
| Total unused commitments | $56,047,000 | 1,638 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 76 | 2,310 |
| Assets and Liabilities | ||
| Total Assets: | $259,605,000 | 2,464 |
| Cash and due from depository institutions | $8,368,000 | 2,310 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $51,240,000 | 2,251 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $188,617,000 | 2,361 |
| Loan loss allowance | $2,739,000 | 1,927 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,859,000 | 1,821 |
| Other real estate owned | $34,000 | 2,310 |
| Goodwill and other intangibles | $43,000 | 3,092 |
| All other assets | $4,444,000 | 3,285 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $259,605,000 | 2,464 |
| Total liabilities | $238,989,000 | 2,402 |
| Total deposits | $225,078,000 | 2,327 |
| Interest-bearing deposits | $193,072,000 | 2,303 |
| Deposits held in domestic offices | $225,078,000 | 2,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,273,000 | 2,546 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,638,000 | 1,908 |
| Total equity capital | $20,616,000 | 3,135 |
| Total bank equity capital | $20,616,000 | 3,135 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $19,355,000 | 1,479 |
| Undivided profits | $261,000 | 7,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,996,000 | 1,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $251,000 | 506 |
| Income earned, not collected on loans | $1,848,000 | 2,295 |
| Earning assets | $239,857,000 | 2,450 |
| Long-term assets (5+ years) | $52,877,000 | 1,825 |
| Average Assets, year-to-date | $257,008,330 | 2,463 |
| Average Assets, quarterly | $261,262,500 | 2,442 |
| Volatile liabilities | $59,019,000 | 2,201 |
| Insider loans | $2,499,000 | 2,597 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $172,000 | 1,595 |
| Unused loan commitments | $42,124,000 | 2,062 |
| Tier 1 (core) risk-based capital | $21,271,000 | 2,959 |
| Tier 2 risk-based capital | $2,739,000 | 1,863 |
| Total risk weighted assets | $222,824,000 | 2,126 |
| Total unused commitments | $42,124,000 | 2,062 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 73 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $262,920,000 | 2,452 |
| Cash and due from depository institutions | $7,631,000 | 2,391 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $48,108,000 | 2,383 |
| Federal funds sold & reverse repurchase agreements | $7,570,000 | 2,499 |
| Net loans & leases | $188,495,000 | 2,337 |
| Loan loss allowance | $2,420,000 | 2,132 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,949,000 | 1,780 |
| Other real estate owned | $298,000 | 2,391 |
| Goodwill and other intangibles | $45,000 | 3,087 |
| All other assets | $3,824,000 | 3,571 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $262,921,000 | 2,452 |
| Total liabilities | $241,985,000 | 2,397 |
| Total deposits | $232,244,000 | 2,262 |
| Interest-bearing deposits | $197,786,000 | 2,272 |
| Deposits held in domestic offices | $232,244,000 | 2,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $721,000 | 2,588 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,000,000 | 3,063 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,020,000 | 1,771 |
| Total equity capital | $20,936,000 | 3,108 |
| Total bank equity capital | $20,936,000 | 3,108 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $19,339,000 | 1,454 |
| Undivided profits | $597,000 | 7,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,939,000 | 1,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $284,000 | 466 |
| Income earned, not collected on loans | $1,897,000 | 2,147 |
| Earning assets | $244,173,000 | 2,431 |
| Long-term assets (5+ years) | $50,824,000 | 1,845 |
| Average Assets, year-to-date | $255,710,000 | 2,499 |
| Average Assets, quarterly | $255,710,000 | 2,499 |
| Volatile liabilities | $61,757,000 | 2,097 |
| Insider loans | $2,405,000 | 2,647 |
| FHLB advances | $6,000,000 | 2,927 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $65,260,000 | 1,502 |
| Tier 1 (core) risk-based capital | $21,179,000 | 2,954 |
| Tier 2 risk-based capital | $2,420,000 | 2,051 |
| Total risk weighted assets | $225,991,000 | 2,077 |
| Total unused commitments | $65,260,000 | 1,503 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 73 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $248,500,000 | 2,559 |
| Cash and due from depository institutions | $8,344,000 | 2,401 |
| Interest-bearing balances | $541,000 | 3,072 |
| Securities | $45,983,000 | 2,500 |
| Federal funds sold & reverse repurchase agreements | $6,038,000 | 2,533 |
| Net loans & leases | $176,357,000 | 2,450 |
| Loan loss allowance | $2,274,000 | 2,234 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,987,000 | 1,732 |
| Other real estate owned | $438,000 | 2,401 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,353,000 | 3,305 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $248,501,000 | 2,559 |
| Total liabilities | $227,773,000 | 2,509 |
| Total deposits | $214,022,000 | 2,415 |
| Interest-bearing deposits | $181,337,000 | 2,417 |
| Deposits held in domestic offices | $214,022,000 | 2,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $730,000 | 2,787 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,138,000 | 2,485 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,883,000 | 1,795 |
| Total equity capital | $20,728,000 | 3,095 |
| Total bank equity capital | $20,728,000 | 3,095 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $19,307,000 | 1,429 |
| Undivided profits | $421,000 | 7,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,820,000 | 1,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $284,000 | 423 |
| Income earned, not collected on loans | $1,628,000 | 2,573 |
| Earning assets | $228,919,000 | 2,543 |
| Long-term assets (5+ years) | $45,946,000 | 1,962 |
| Average Assets, year-to-date | $238,895,000 | 2,556 |
| Average Assets, quarterly | $243,099,000 | 2,584 |
| Volatile liabilities | $47,877,000 | 2,739 |
| Insider loans | $1,266,000 | 3,821 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $56,532,000 | 1,664 |
| Tier 1 (core) risk-based capital | $21,125,000 | 2,910 |
| Tier 2 risk-based capital | $2,274,000 | 2,138 |
| Total risk weighted assets | $203,052,000 | 2,263 |
| Total unused commitments | $56,532,000 | 1,665 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 75 | 2,354 |
| Assets and Liabilities | ||
| Total Assets: | $237,698,000 | 2,635 |
| Cash and due from depository institutions | $7,961,000 | 2,354 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $47,226,000 | 2,460 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $169,487,000 | 2,520 |
| Loan loss allowance | $2,178,000 | 2,313 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,079,000 | 1,664 |
| Other real estate owned | $1,089,000 | 2,354 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,856,000 | 3,081 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $237,698,000 | 2,635 |
| Total liabilities | $217,425,000 | 2,586 |
| Total deposits | $196,579,000 | 2,564 |
| Interest-bearing deposits | $161,213,000 | 2,656 |
| Deposits held in domestic offices | $196,579,000 | 2,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,447,000 | 1,299 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,399,000 | 2,041 |
| Total equity capital | $20,273,000 | 3,123 |
| Total bank equity capital | $20,273,000 | 3,123 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $19,286,000 | 1,418 |
| Undivided profits | $-13,000 | 7,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,018,000 | 1,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $284,000 | 455 |
| Income earned, not collected on loans | $1,683,000 | 2,512 |
| Earning assets | $216,713,000 | 2,651 |
| Long-term assets (5+ years) | $48,037,000 | 1,890 |
| Average Assets, year-to-date | $236,493,750 | 2,591 |
| Average Assets, quarterly | $237,679,000 | 2,613 |
| Volatile liabilities | $57,195,000 | 2,371 |
| Insider loans | $1,353,000 | 3,672 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $56,050,000 | 1,705 |
| Tier 1 (core) risk-based capital | $20,641,000 | 2,948 |
| Tier 2 risk-based capital | $2,178,000 | 2,223 |
| Total risk weighted assets | $198,241,000 | 2,305 |
| Total unused commitments | $56,050,000 | 1,706 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 77 | 2,304 |
| Assets and Liabilities | ||
| Total Assets: | $237,660,000 | 2,624 |
| Cash and due from depository institutions | $6,451,000 | 2,304 |
| Interest-bearing balances | $1,749,000 | 1,927 |
| Securities | $46,141,000 | 2,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $171,870,000 | 2,466 |
| Loan loss allowance | $2,377,000 | 2,138 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,112,000 | 1,628 |
| Other real estate owned | $1,113,000 | 2,304 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,973,000 | 2,993 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $237,660,000 | 2,624 |
| Total liabilities | $215,944,000 | 2,590 |
| Total deposits | $193,021,000 | 2,602 |
| Interest-bearing deposits | $159,299,000 | 2,671 |
| Deposits held in domestic offices | $193,021,000 | 2,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,016,000 | 1,884 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $17,000,000 | 1,970 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,907,000 | 2,234 |
| Total equity capital | $21,716,000 | 2,841 |
| Total bank equity capital | $21,716,000 | 2,841 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $19,270,000 | 1,382 |
| Undivided profits | $1,446,000 | 6,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,874,000 | 694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $284,000 | 491 |
| Income earned, not collected on loans | $1,563,000 | 2,415 |
| Earning assets | $219,760,000 | 2,600 |
| Long-term assets (5+ years) | $49,528,000 | 1,833 |
| Average Assets, year-to-date | $236,092,330 | 2,605 |
| Average Assets, quarterly | $238,409,500 | 2,599 |
| Volatile liabilities | $51,484,000 | 2,532 |
| Insider loans | $1,311,000 | 3,722 |
| FHLB advances | $17,000,000 | 1,854 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $44,417,000 | 2,024 |
| Tier 1 (core) risk-based capital | $22,744,000 | 2,664 |
| Tier 2 risk-based capital | $2,377,000 | 2,050 |
| Total risk weighted assets | $204,323,000 | 2,230 |
| Total unused commitments | $44,417,000 | 2,024 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 70 | 2,508 |
| Assets and Liabilities | ||
| Total Assets: | $239,159,000 | 2,593 |
| Cash and due from depository institutions | $9,206,000 | 2,508 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $43,394,000 | 2,669 |
| Federal funds sold & reverse repurchase agreements | $5,043,000 | 2,610 |
| Net loans & leases | $169,354,000 | 2,461 |
| Loan loss allowance | $2,276,000 | 2,178 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,070,000 | 1,616 |
| Other real estate owned | $1,113,000 | 2,508 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,979,000 | 3,410 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $239,159,000 | 2,593 |
| Total liabilities | $217,893,000 | 2,560 |
| Total deposits | $196,791,000 | 2,547 |
| Interest-bearing deposits | $163,280,000 | 2,588 |
| Deposits held in domestic offices | $196,791,000 | 2,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $977,000 | 2,651 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,500,000 | 1,798 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,625,000 | 2,524 |
| Total equity capital | $21,266,000 | 2,869 |
| Total bank equity capital | $21,266,000 | 2,869 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $19,256,000 | 1,341 |
| Undivided profits | $1,010,000 | 7,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,514,000 | 1,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,613,000 | 2,210 |
| Earning assets | $217,791,000 | 2,613 |
| Long-term assets (5+ years) | $45,412,000 | 1,907 |
| Average Assets, year-to-date | $235,308,500 | 2,612 |
| Average Assets, quarterly | $235,308,500 | 2,612 |
| Volatile liabilities | $51,050,000 | 2,447 |
| Insider loans | $1,158,000 | 3,912 |
| FHLB advances | $18,500,000 | 1,709 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $33,617,000 | 2,389 |
| Tier 1 (core) risk-based capital | $22,007,000 | 2,691 |
| Tier 2 risk-based capital | $2,276,000 | 2,078 |
| Total risk weighted assets | $208,042,000 | 2,147 |
| Total unused commitments | $33,617,000 | 2,391 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 70 | 2,491 |
| Assets and Liabilities | ||
| Total Assets: | $231,458,000 | 2,652 |
| Cash and due from depository institutions | $6,049,000 | 2,491 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $43,049,000 | 2,693 |
| Federal funds sold & reverse repurchase agreements | $730,000 | 5,135 |
| Net loans & leases | $169,245,000 | 2,438 |
| Loan loss allowance | $2,310,000 | 2,114 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,795,000 | 1,641 |
| Other real estate owned | $1,181,000 | 2,491 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,409,000 | 3,145 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $231,458,000 | 2,652 |
| Total liabilities | $209,772,000 | 2,629 |
| Total deposits | $186,626,000 | 2,644 |
| Interest-bearing deposits | $155,453,000 | 2,675 |
| Deposits held in domestic offices | $186,626,000 | 2,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,609,000 | 2,121 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,500,000 | 1,835 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,037,000 | 2,113 |
| Total equity capital | $21,686,000 | 2,785 |
| Total bank equity capital | $21,686,000 | 2,785 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $19,226,000 | 1,306 |
| Undivided profits | $1,460,000 | 6,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,859,000 | 920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,444,000 | 2,459 |
| Earning assets | $213,024,000 | 2,628 |
| Long-term assets (5+ years) | $44,578,000 | 1,918 |
| Average Assets, year-to-date | $236,965,400 | 2,498 |
| Average Assets, quarterly | $231,656,000 | 2,642 |
| Volatile liabilities | $48,285,000 | 2,523 |
| Insider loans | $1,158,000 | 3,910 |
| FHLB advances | $18,500,000 | 1,726 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $41,085,000 | 2,039 |
| Tier 1 (core) risk-based capital | $22,051,000 | 2,654 |
| Tier 2 risk-based capital | $2,310,000 | 2,028 |
| Total risk weighted assets | $197,283,000 | 2,213 |
| Total unused commitments | $41,085,000 | 2,039 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $231,854,000 | 2,616 |
| Cash and due from depository institutions | $5,262,000 | 2,479 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $37,655,000 | 2,951 |
| Federal funds sold & reverse repurchase agreements | $871,000 | 4,737 |
| Net loans & leases | $176,476,000 | 2,326 |
| Loan loss allowance | $2,445,000 | 1,989 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,088,000 | 1,787 |
| Other real estate owned | $1,190,000 | 2,479 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,312,000 | 3,152 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $231,854,000 | 2,616 |
| Total liabilities | $209,995,000 | 2,586 |
| Total deposits | $175,820,000 | 2,732 |
| Interest-bearing deposits | $147,210,000 | 2,734 |
| Deposits held in domestic offices | $175,820,000 | 2,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,538,000 | 953 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $18,500,000 | 1,862 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,137,000 | 1,970 |
| Total equity capital | $21,859,000 | 2,751 |
| Total bank equity capital | $21,859,000 | 2,751 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $19,214,000 | 1,268 |
| Undivided profits | $1,645,000 | 6,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,719,000 | 1,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $188,000 | 594 |
| Income earned, not collected on loans | $1,478,000 | 2,345 |
| Earning assets | $215,002,000 | 2,572 |
| Long-term assets (5+ years) | $44,237,000 | 1,939 |
| Average Assets, year-to-date | $238,342,250 | 2,468 |
| Average Assets, quarterly | $231,652,000 | 2,582 |
| Volatile liabilities | $51,728,000 | 2,318 |
| Insider loans | $1,822,000 | 2,978 |
| FHLB advances | $18,500,000 | 1,750 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $42,663,000 | 1,962 |
| Tier 1 (core) risk-based capital | $22,018,000 | 2,639 |
| Tier 2 risk-based capital | $2,445,000 | 1,907 |
| Total risk weighted assets | $205,302,000 | 2,084 |
| Total unused commitments | $42,663,000 | 1,964 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 70 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $231,450,000 | 2,571 |
| Cash and due from depository institutions | $6,761,000 | 2,460 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $35,675,000 | 3,128 |
| Federal funds sold & reverse repurchase agreements | $763,000 | 4,631 |
| Net loans & leases | $178,476,000 | 2,247 |
| Loan loss allowance | $2,440,000 | 1,980 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,592,000 | 1,926 |
| Other real estate owned | $54,000 | 2,460 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,129,000 | 3,148 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $231,450,000 | 2,571 |
| Total liabilities | $209,411,000 | 2,545 |
| Total deposits | $175,747,000 | 2,687 |
| Interest-bearing deposits | $148,489,000 | 2,687 |
| Deposits held in domestic offices | $175,747,000 | 2,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,358,000 | 1,116 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,500,000 | 1,692 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,806,000 | 2,125 |
| Total equity capital | $22,039,000 | 2,686 |
| Total bank equity capital | $22,039,000 | 2,686 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $19,205,000 | 1,244 |
| Undivided profits | $1,834,000 | 6,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,931,000 | 1,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,265,000 | 2,515 |
| Earning assets | $214,914,000 | 2,539 |
| Long-term assets (5+ years) | $43,705,000 | 1,974 |
| Average Assets, year-to-date | $240,505,000 | 2,431 |
| Average Assets, quarterly | $235,362,500 | 2,496 |
| Volatile liabilities | $46,708,000 | 2,397 |
| Insider loans | $1,180,000 | 3,787 |
| FHLB advances | $21,500,000 | 1,597 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $47,059,000 | 1,785 |
| Tier 1 (core) risk-based capital | $21,980,000 | 2,565 |
| Tier 2 risk-based capital | $2,440,000 | 1,891 |
| Total risk weighted assets | $205,902,000 | 2,022 |
| Total unused commitments | $47,059,000 | 1,785 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 72 | 2,381 |
| Assets and Liabilities | ||
| Total Assets: | $239,275,000 | 2,463 |
| Cash and due from depository institutions | $4,492,000 | 2,381 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $38,206,000 | 2,994 |
| Federal funds sold & reverse repurchase agreements | $5,786,000 | 2,074 |
| Net loans & leases | $180,787,000 | 2,178 |
| Loan loss allowance | $2,455,000 | 1,938 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,322,000 | 2,006 |
| Other real estate owned | $112,000 | 2,381 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,570,000 | 2,905 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $239,275,000 | 2,463 |
| Total liabilities | $217,695,000 | 2,440 |
| Total deposits | $192,851,000 | 2,480 |
| Interest-bearing deposits | $164,085,000 | 2,449 |
| Deposits held in domestic offices | $192,851,000 | 2,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,295,000 | 2,467 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,500,000 | 1,625 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,049,000 | 1,930 |
| Total equity capital | $21,580,000 | 2,675 |
| Total bank equity capital | $21,580,000 | 2,675 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $19,204,000 | 1,210 |
| Undivided profits | $1,376,000 | 6,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,564,000 | 1,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,528,000 | 1,981 |
| Earning assets | $224,779,000 | 2,412 |
| Long-term assets (5+ years) | $46,216,000 | 1,946 |
| Average Assets, year-to-date | $245,032,500 | 2,389 |
| Average Assets, quarterly | $245,032,500 | 2,389 |
| Volatile liabilities | $41,621,000 | 2,527 |
| Insider loans | $1,784,000 | 2,990 |
| FHLB advances | $21,500,000 | 1,527 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $52,066,000 | 1,592 |
| Tier 1 (core) risk-based capital | $21,903,000 | 2,545 |
| Tier 2 risk-based capital | $2,455,000 | 1,860 |
| Total risk weighted assets | $211,371,000 | 1,940 |
| Total unused commitments | $52,066,000 | 1,592 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 72 | 2,400 |
| Assets and Liabilities | ||
| Total Assets: | $250,790,000 | 2,322 |
| Cash and due from depository institutions | $4,504,000 | 2,400 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $36,343,000 | 3,147 |
| Federal funds sold & reverse repurchase agreements | $803,000 | 5,098 |
| Net loans & leases | $199,571,000 | 1,955 |
| Loan loss allowance | $2,641,000 | 1,774 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,451,000 | 1,942 |
| Other real estate owned | $14,000 | 2,400 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,104,000 | 3,070 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $250,790,000 | 2,322 |
| Total liabilities | $229,377,000 | 2,285 |
| Total deposits | $193,537,000 | 2,424 |
| Interest-bearing deposits | $167,037,000 | 2,379 |
| Deposits held in domestic offices | $193,537,000 | 2,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,676,000 | 1,013 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $21,500,000 | 1,643 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,664,000 | 2,209 |
| Total equity capital | $21,413,000 | 2,690 |
| Total bank equity capital | $21,413,000 | 2,690 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $17,683,000 | 1,287 |
| Undivided profits | $2,730,000 | 5,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,761,000 | 1,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,271,000 | 2,382 |
| Earning assets | $236,717,000 | 2,260 |
| Long-term assets (5+ years) | $46,717,000 | 1,952 |
| Average Assets, year-to-date | $247,544,400 | 2,249 |
| Average Assets, quarterly | $252,933,000 | 2,288 |
| Volatile liabilities | $55,962,000 | 1,938 |
| Insider loans | $1,473,000 | 3,368 |
| FHLB advances | $21,500,000 | 1,543 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $43,227,000 | 1,792 |
| Tier 1 (core) risk-based capital | $21,487,000 | 2,553 |
| Tier 2 risk-based capital | $2,641,000 | 1,720 |
| Total risk weighted assets | $225,257,000 | 1,827 |
| Total unused commitments | $43,227,000 | 1,793 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 72 | 2,390 |
| Assets and Liabilities | ||
| Total Assets: | $255,076,000 | 2,263 |
| Cash and due from depository institutions | $4,492,000 | 2,390 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $38,130,000 | 3,008 |
| Federal funds sold & reverse repurchase agreements | $107,000 | 5,718 |
| Net loans & leases | $202,465,000 | 1,889 |
| Loan loss allowance | $2,625,000 | 1,779 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,510,000 | 1,881 |
| Other real estate owned | $608,000 | 2,390 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,764,000 | 3,225 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $255,076,000 | 2,263 |
| Total liabilities | $234,063,000 | 2,212 |
| Total deposits | $181,417,000 | 2,550 |
| Interest-bearing deposits | $155,522,000 | 2,530 |
| Deposits held in domestic offices | $181,417,000 | 2,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,744,000 | 639 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $24,500,000 | 1,505 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,402,000 | 2,493 |
| Total equity capital | $21,013,000 | 2,721 |
| Total bank equity capital | $21,013,000 | 2,721 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $17,680,000 | 1,245 |
| Undivided profits | $2,333,000 | 6,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,585,000 | 1,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,370,000 | 2,267 |
| Earning assets | $240,702,000 | 2,194 |
| Long-term assets (5+ years) | $50,237,000 | 1,880 |
| Average Assets, year-to-date | $246,733,000 | 2,246 |
| Average Assets, quarterly | $254,151,500 | 2,245 |
| Volatile liabilities | $69,710,000 | 1,578 |
| Insider loans | $1,666,000 | 3,057 |
| FHLB advances | $24,500,000 | 1,403 |
| Loans and leases held for sale | $1,450,000 | 726 |
| Unused loan commitments | $44,187,000 | 1,726 |
| Tier 1 (core) risk-based capital | $20,822,000 | 2,601 |
| Tier 2 risk-based capital | $2,625,000 | 1,704 |
| Total risk weighted assets | $229,904,000 | 1,747 |
| Total unused commitments | $44,187,000 | 1,727 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 71 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $253,227,000 | 2,250 |
| Cash and due from depository institutions | $3,347,000 | 2,431 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $38,847,000 | 3,022 |
| Federal funds sold & reverse repurchase agreements | $58,000 | 5,735 |
| Net loans & leases | $200,941,000 | 1,859 |
| Loan loss allowance | $2,649,000 | 1,756 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,525,000 | 1,836 |
| Other real estate owned | $691,000 | 2,431 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,818,000 | 3,175 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $253,227,000 | 2,250 |
| Total liabilities | $233,072,000 | 2,199 |
| Total deposits | $191,906,000 | 2,404 |
| Interest-bearing deposits | $165,841,000 | 2,336 |
| Deposits held in domestic offices | $191,906,000 | 2,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,346,000 | 764 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,500,000 | 1,659 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,320,000 | 2,402 |
| Total equity capital | $20,155,000 | 2,712 |
| Total bank equity capital | $20,155,000 | 2,712 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $17,680,000 | 1,212 |
| Undivided profits | $1,475,000 | 6,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,993,000 | 1,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,225,000 | 2,392 |
| Earning assets | $239,846,000 | 2,174 |
| Long-term assets (5+ years) | $52,771,000 | 1,842 |
| Average Assets, year-to-date | $243,952,000 | 2,280 |
| Average Assets, quarterly | $248,405,500 | 2,263 |
| Volatile liabilities | $70,912,000 | 1,521 |
| Insider loans | $1,589,000 | 3,143 |
| FHLB advances | $20,500,000 | 1,555 |
| Loans and leases held for sale | $350,000 | 1,298 |
| Unused loan commitments | $48,330,000 | 1,604 |
| Tier 1 (core) risk-based capital | $20,553,000 | 2,589 |
| Tier 2 risk-based capital | $2,649,000 | 1,665 |
| Total risk weighted assets | $229,360,000 | 1,712 |
| Total unused commitments | $48,330,000 | 1,607 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 73 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $243,584,000 | 2,308 |
| Cash and due from depository institutions | $2,469,000 | 2,346 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $41,863,000 | 2,826 |
| Federal funds sold & reverse repurchase agreements | $112,000 | 6,619 |
| Net loans & leases | $189,449,000 | 1,911 |
| Loan loss allowance | $2,501,000 | 1,841 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,700,000 | 1,742 |
| Other real estate owned | $821,000 | 2,346 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,170,000 | 3,487 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $243,584,000 | 2,308 |
| Total liabilities | $223,718,000 | 2,259 |
| Total deposits | $192,769,000 | 2,366 |
| Interest-bearing deposits | $166,892,000 | 2,298 |
| Deposits held in domestic offices | $192,769,000 | 2,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,435,000 | 918 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $16,000,000 | 1,849 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,514,000 | 2,406 |
| Total equity capital | $19,866,000 | 2,811 |
| Total bank equity capital | $19,866,000 | 2,811 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $16,731,000 | 1,258 |
| Undivided profits | $2,135,000 | 6,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,898,000 | 1,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,276,000 | 2,253 |
| Earning assets | $231,424,000 | 2,228 |
| Long-term assets (5+ years) | $54,690,000 | 1,773 |
| Average Assets, year-to-date | $239,314,500 | 2,335 |
| Average Assets, quarterly | $239,314,500 | 2,335 |
| Volatile liabilities | $56,835,000 | 1,756 |
| Insider loans | $6,094,000 | 907 |
| FHLB advances | $16,000,000 | 1,729 |
| Loans and leases held for sale | $350,000 | 1,436 |
| Unused loan commitments | $31,166,000 | 2,160 |
| Tier 1 (core) risk-based capital | $19,487,000 | 2,695 |
| Tier 2 risk-based capital | $2,501,000 | 1,726 |
| Total risk weighted assets | $209,100,000 | 1,833 |
| Total unused commitments | $31,166,000 | 2,164 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 71 | 2,434 |
| Assets and Liabilities | ||
| Total Assets: | $235,045,000 | 2,388 |
| Cash and due from depository institutions | $4,145,000 | 2,434 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $38,577,000 | 3,062 |
| Federal funds sold & reverse repurchase agreements | $38,000 | 6,291 |
| Net loans & leases | $182,824,000 | 1,958 |
| Loan loss allowance | $2,413,000 | 1,882 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,650,000 | 1,753 |
| Other real estate owned | $794,000 | 2,434 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,017,000 | 3,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,045,000 | 2,388 |
| Total liabilities | $215,593,000 | 2,350 |
| Total deposits | $189,497,000 | 2,395 |
| Interest-bearing deposits | $161,975,000 | 2,365 |
| Deposits held in domestic offices | $189,497,000 | 2,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,647,000 | 967 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,000,000 | 2,197 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,449,000 | 2,394 |
| Total equity capital | $19,452,000 | 2,794 |
| Total bank equity capital | $19,452,000 | 2,794 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $14,631,000 | 1,388 |
| Undivided profits | $3,821,000 | 5,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $579,000 | 3,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,263,000 | 2,379 |
| Earning assets | $221,439,000 | 2,323 |
| Long-term assets (5+ years) | $49,129,000 | 1,937 |
| Average Assets, year-to-date | $227,435,800 | 2,381 |
| Average Assets, quarterly | $234,287,500 | 2,377 |
| Volatile liabilities | $52,511,000 | 1,882 |
| Insider loans | $6,123,000 | 886 |
| FHLB advances | $12,000,000 | 2,073 |
| Loans and leases held for sale | $350,000 | 1,286 |
| Unused loan commitments | $35,658,000 | 1,909 |
| Tier 1 (core) risk-based capital | $19,222,000 | 2,686 |
| Tier 2 risk-based capital | $2,413,000 | 1,764 |
| Total risk weighted assets | $207,548,000 | 1,827 |
| Total unused commitments | $35,658,000 | 1,911 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 70 | 2,481 |
| Assets and Liabilities | ||
| Total Assets: | $233,530,000 | 2,401 |
| Cash and due from depository institutions | $5,051,000 | 2,481 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $35,336,000 | 3,223 |
| Federal funds sold & reverse repurchase agreements | $129,000 | 6,422 |
| Net loans & leases | $184,299,000 | 1,926 |
| Loan loss allowance | $2,437,000 | 1,869 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,644,000 | 1,732 |
| Other real estate owned | $778,000 | 2,481 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,293,000 | 4,320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,530,000 | 2,401 |
| Total liabilities | $214,300,000 | 2,362 |
| Total deposits | $190,460,000 | 2,384 |
| Interest-bearing deposits | $164,452,000 | 2,336 |
| Deposits held in domestic offices | $190,460,000 | 2,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,387,000 | 1,080 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,000,000 | 2,128 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,453,000 | 2,462 |
| Total equity capital | $19,230,000 | 2,815 |
| Total bank equity capital | $19,230,000 | 2,815 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $14,629,000 | 1,381 |
| Undivided profits | $3,601,000 | 5,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $703,000 | 3,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,205,000 | 2,608 |
| Earning assets | $219,764,000 | 2,336 |
| Long-term assets (5+ years) | $45,840,000 | 2,025 |
| Average Assets, year-to-date | $225,533,500 | 2,418 |
| Average Assets, quarterly | $228,483,500 | 2,448 |
| Volatile liabilities | $49,892,000 | 1,908 |
| Insider loans | $4,236,000 | 1,283 |
| FHLB advances | $12,000,000 | 1,994 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $43,578,000 | 1,636 |
| Tier 1 (core) risk-based capital | $18,889,000 | 2,728 |
| Tier 2 risk-based capital | $2,437,000 | 1,749 |
| Total risk weighted assets | $210,783,000 | 1,793 |
| Total unused commitments | $43,578,000 | 1,641 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 65 | 2,670 |
| Assets and Liabilities | ||
| Total Assets: | $223,437,000 | 2,493 |
| Cash and due from depository institutions | $7,971,000 | 2,670 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $29,205,000 | 3,625 |
| Federal funds sold & reverse repurchase agreements | $282,000 | 6,581 |
| Net loans & leases | $177,636,000 | 1,957 |
| Loan loss allowance | $2,355,000 | 1,905 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,609,000 | 1,712 |
| Other real estate owned | $840,000 | 2,670 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,894,000 | 4,734 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,437,000 | 2,493 |
| Total liabilities | $205,153,000 | 2,437 |
| Total deposits | $191,960,000 | 2,340 |
| Interest-bearing deposits | $165,943,000 | 2,301 |
| Deposits held in domestic offices | $191,960,000 | 2,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,320,000 | 1,435 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,000,000 | 3,016 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,873,000 | 2,111 |
| Total equity capital | $18,284,000 | 2,945 |
| Total bank equity capital | $18,284,000 | 2,945 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $13,842,000 | 1,422 |
| Undivided profits | $3,442,000 | 5,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 5,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,073,000 | 2,841 |
| Earning assets | $207,123,000 | 2,452 |
| Long-term assets (5+ years) | $36,915,000 | 2,262 |
| Average Assets, year-to-date | $222,868,000 | 2,438 |
| Average Assets, quarterly | $221,604,500 | 2,484 |
| Volatile liabilities | $47,460,000 | 1,967 |
| Insider loans | $3,045,000 | 1,808 |
| FHLB advances | $6,000,000 | 2,837 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $28,947,000 | 2,171 |
| Tier 1 (core) risk-based capital | $17,700,000 | 2,834 |
| Tier 2 risk-based capital | $2,355,000 | 1,772 |
| Total risk weighted assets | $196,857,000 | 1,869 |
| Total unused commitments | $28,947,000 | 2,181 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 64 | 2,691 |
| Assets and Liabilities | ||
| Total Assets: | $219,772,000 | 2,478 |
| Cash and due from depository institutions | $6,369,000 | 2,691 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $27,507,000 | 3,766 |
| Federal funds sold & reverse repurchase agreements | $5,944,000 | 2,801 |
| Net loans & leases | $170,790,000 | 2,006 |
| Loan loss allowance | $2,341,000 | 1,868 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,664,000 | 1,666 |
| Other real estate owned | $1,115,000 | 2,691 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,383,000 | 4,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,772,000 | 2,478 |
| Total liabilities | $202,021,000 | 2,431 |
| Total deposits | $187,229,000 | 2,380 |
| Interest-bearing deposits | $161,925,000 | 2,350 |
| Deposits held in domestic offices | $187,229,000 | 2,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $952,000 | 2,396 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,000,000 | 2,052 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,840,000 | 2,178 |
| Total equity capital | $17,751,000 | 2,956 |
| Total bank equity capital | $17,751,000 | 2,956 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $13,692,000 | 1,410 |
| Undivided profits | $3,059,000 | 5,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $630,000 | 3,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,141,000 | 2,683 |
| Earning assets | $204,241,000 | 2,449 |
| Long-term assets (5+ years) | $34,909,000 | 2,304 |
| Average Assets, year-to-date | $222,583,500 | 2,434 |
| Average Assets, quarterly | $222,583,500 | 2,434 |
| Volatile liabilities | $49,609,000 | 1,860 |
| Insider loans | $4,663,000 | 1,114 |
| FHLB advances | $12,000,000 | 1,926 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $26,634,000 | 2,229 |
| Tier 1 (core) risk-based capital | $17,218,000 | 2,862 |
| Tier 2 risk-based capital | $2,341,000 | 1,744 |
| Total risk weighted assets | $189,013,000 | 1,906 |
| Total unused commitments | $26,634,000 | 2,240 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 67 | 2,559 |
| Assets and Liabilities | ||
| Total Assets: | $225,395,000 | 2,384 |
| Cash and due from depository institutions | $10,850,000 | 2,559 |
| Interest-bearing balances | $21,000 | 6,326 |
| Securities | $31,936,000 | 3,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $174,145,000 | 1,953 |
| Loan loss allowance | $2,393,000 | 1,791 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,361,000 | 1,735 |
| Other real estate owned | $1,068,000 | 2,559 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,035,000 | 4,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,395,000 | 2,384 |
| Total liabilities | $208,140,000 | 2,324 |
| Total deposits | $165,127,000 | 2,618 |
| Interest-bearing deposits | $143,313,000 | 2,605 |
| Deposits held in domestic offices | $165,127,000 | 2,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,481,000 | 576 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,000,000 | 2,075 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,532,000 | 2,493 |
| Total equity capital | $17,255,000 | 2,992 |
| Total bank equity capital | $17,255,000 | 2,992 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $13,692,000 | 1,375 |
| Undivided profits | $2,563,000 | 6,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 5,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,248,000 | 2,566 |
| Earning assets | $206,102,000 | 2,390 |
| Long-term assets (5+ years) | $38,614,000 | 2,086 |
| Average Assets, year-to-date | $203,915,400 | 2,514 |
| Average Assets, quarterly | $219,710,000 | 2,436 |
| Volatile liabilities | $66,482,000 | 1,448 |
| Insider loans | $3,678,000 | 1,447 |
| FHLB advances | $12,000,000 | 1,932 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $26,567,000 | 2,161 |
| Tier 1 (core) risk-based capital | $16,604,000 | 2,899 |
| Tier 2 risk-based capital | $2,344,000 | 1,694 |
| Total risk weighted assets | $187,477,000 | 1,884 |
| Total unused commitments | $26,567,000 | 2,166 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 60 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $185,839,000 | 2,717 |
| Cash and due from depository institutions | $7,787,000 | 2,829 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $29,186,000 | 3,417 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $141,139,000 | 2,296 |
| Loan loss allowance | $1,969,000 | 2,038 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,496,000 | 1,622 |
| Other real estate owned | $665,000 | 2,829 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,566,000 | 5,242 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,839,000 | 2,717 |
| Total liabilities | $172,412,000 | 2,650 |
| Total deposits | $149,808,000 | 2,720 |
| Interest-bearing deposits | $128,543,000 | 2,726 |
| Deposits held in domestic offices | $149,808,000 | 2,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,077,000 | 867 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000,000 | 2,771 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,527,000 | 2,502 |
| Total equity capital | $13,427,000 | 3,529 |
| Total bank equity capital | $13,427,000 | 3,529 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $10,822,000 | 1,591 |
| Undivided profits | $1,605,000 | 6,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 5,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,171,000 | 2,960 |
| Earning assets | $170,325,000 | 2,704 |
| Long-term assets (5+ years) | $34,900,000 | 2,235 |
| Average Assets, year-to-date | $170,436,400 | 2,792 |
| Average Assets, quarterly | $181,254,500 | 2,732 |
| Volatile liabilities | $44,091,000 | 1,970 |
| Insider loans | $2,557,000 | 1,922 |
| FHLB advances | $6,000,000 | 2,587 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $19,646,000 | 2,533 |
| Tier 1 (core) risk-based capital | $13,311,000 | 3,393 |
| Tier 2 risk-based capital | $1,870,000 | 1,965 |
| Total risk weighted assets | $149,512,000 | 2,240 |
| Total unused commitments | $19,646,000 | 2,540 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 57 | 2,989 |
| Assets and Liabilities | ||
| Total Assets: | $161,620,000 | 2,959 |
| Cash and due from depository institutions | $5,388,000 | 2,989 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $35,515,000 | 2,995 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $114,892,000 | 2,680 |
| Loan loss allowance | $1,629,000 | 2,296 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,113,000 | 2,133 |
| Other real estate owned | $0 | 2,989 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,712,000 | 4,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,620,000 | 2,959 |
| Total liabilities | $149,402,000 | 2,892 |
| Total deposits | $133,740,000 | 2,915 |
| Interest-bearing deposits | $112,785,000 | 2,978 |
| Deposits held in domestic offices | $133,740,000 | 2,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,102,000 | 900 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,560,000 | 2,505 |
| Total equity capital | $12,218,000 | 3,730 |
| Total bank equity capital | $12,218,000 | 3,730 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $9,413,000 | 1,748 |
| Undivided profits | $1,805,000 | 6,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 3,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 785 |
| Income earned, not collected on loans | $966,000 | 2,836 |
| Earning assets | $150,407,000 | 2,923 |
| Long-term assets (5+ years) | $29,605,000 | 2,436 |
| Average Assets, year-to-date | $152,476,400 | 2,974 |
| Average Assets, quarterly | $160,437,500 | 2,940 |
| Volatile liabilities | $42,127,000 | 2,028 |
| Insider loans | $3,418,000 | 1,430 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,710,000 | 2,551 |
| Tier 1 (core) risk-based capital | $12,309,000 | 3,566 |
| Tier 2 risk-based capital | $1,553,530 | 2,244 |
| Total risk weighted assets | $124,206,930 | 2,556 |
| Total unused commitments | $17,710,000 | 2,555 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 69 | 2,557 |
| Assets and Liabilities | ||
| Total Assets: | $145,433,000 | 3,173 |
| Cash and due from depository institutions | $5,800,000 | 2,557 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $35,925,000 | 3,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $98,113,000 | 2,960 |
| Loan loss allowance | $1,291,000 | 2,752 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,404,000 | 2,540 |
| Other real estate owned | $0 | 2,557 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,191,000 | 3,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,433,000 | 3,173 |
| Total liabilities | $134,817,000 | 3,101 |
| Total deposits | $122,144,000 | 3,105 |
| Interest-bearing deposits | $103,527,000 | 3,154 |
| Deposits held in domestic offices | $122,144,000 | 3,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,176,000 | 1,142 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,497,000 | 2,373 |
| Total equity capital | $10,616,000 | 4,042 |
| Total bank equity capital | $10,616,000 | 4,042 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $9,356,000 | 1,743 |
| Undivided profits | $260,000 | 8,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 4,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $687,000 | 3,415 |
| Earning assets | $134,038,000 | 3,159 |
| Long-term assets (5+ years) | $32,226,000 | 2,413 |
| Average Assets, year-to-date | $140,170,800 | 3,162 |
| Average Assets, quarterly | $145,013,000 | 3,149 |
| Volatile liabilities | $32,683,000 | 2,389 |
| Insider loans | $3,084,000 | 1,511 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $190,000 | 1,209 |
| Unused loan commitments | $16,338,000 | 2,734 |
| Tier 1 (core) risk-based capital | $11,631,000 | 3,743 |
| Tier 2 risk-based capital | $1,291,000 | 2,503 |
| Total risk weighted assets | $105,846,500 | 2,836 |
| Total unused commitments | $16,338,000 | 2,740 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 73 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $133,457,000 | 3,373 |
| Cash and due from depository institutions | $9,352,000 | 2,406 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $30,334,000 | 3,600 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,795 |
| Net loans & leases | $78,306,000 | 3,462 |
| Loan loss allowance | $1,075,000 | 3,136 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,654,000 | 2,232 |
| Other real estate owned | $659,000 | 2,406 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,552,000 | 4,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,457,000 | 3,373 |
| Total liabilities | $121,860,000 | 3,320 |
| Total deposits | $120,359,000 | 3,137 |
| Interest-bearing deposits | $100,288,000 | 3,214 |
| Deposits held in domestic offices | $120,359,000 | 3,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,501,000 | 2,519 |
| Total equity capital | $11,597,000 | 3,827 |
| Total bank equity capital | $11,597,000 | 3,827 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $8,313,000 | 1,864 |
| Undivided profits | $2,284,000 | 6,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 7,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $525,000 | 4,410 |
| Earning assets | $118,240,000 | 3,505 |
| Long-term assets (5+ years) | $34,922,000 | 2,118 |
| Average Assets, year-to-date | $130,502,800 | 3,271 |
| Average Assets, quarterly | $131,573,000 | 3,367 |
| Volatile liabilities | $20,736,000 | 2,918 |
| Insider loans | $3,617,000 | 1,189 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $270,000 | 1,418 |
| Unused loan commitments | $20,993,000 | 2,183 |
| Tier 1 (core) risk-based capital | $11,474,000 | 3,707 |
| Tier 2 risk-based capital | $1,075,000 | 2,847 |
| Total risk weighted assets | $90,557,900 | 3,082 |
| Total unused commitments | $20,993,000 | 2,190 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 72 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $128,909,000 | 3,421 |
| Cash and due from depository institutions | $9,402,000 | 2,497 |
| Interest-bearing balances | $3,000,000 | 1,353 |
| Securities | $41,814,000 | 2,706 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $72,465,000 | 3,709 |
| Loan loss allowance | $1,153,000 | 2,961 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,997,000 | 2,628 |
| Other real estate owned | $654,000 | 2,497 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,577,000 | 4,280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,909,000 | 3,421 |
| Total liabilities | $118,456,000 | 3,350 |
| Total deposits | $110,439,000 | 3,355 |
| Interest-bearing deposits | $91,603,000 | 3,475 |
| Deposits held in domestic offices | $110,439,000 | 3,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,550,000 | 1,306 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,467,000 | 2,603 |
| Total equity capital | $10,453,000 | 4,129 |
| Total bank equity capital | $10,453,000 | 4,129 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $7,819,000 | 1,947 |
| Undivided profits | $1,634,000 | 7,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,328,000 | 1,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $450,000 | 5,179 |
| Earning assets | $117,279,000 | 3,460 |
| Long-term assets (5+ years) | $36,442,000 | 1,803 |
| Average Assets, year-to-date | $128,879,600 | 3,270 |
| Average Assets, quarterly | $131,653,000 | 3,316 |
| Volatile liabilities | $24,514,000 | 2,511 |
| Insider loans | $4,126,000 | 1,002 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,820,000 | 2,884 |
| Tier 1 (core) risk-based capital | $10,368,000 | 4,028 |
| Tier 2 risk-based capital | $1,070,250 | 2,749 |
| Total risk weighted assets | $85,537,550 | 3,196 |
| Total unused commitments | $12,820,000 | 2,888 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $123,705,000 | 3,635 |
| Cash and due from depository institutions | $8,804,000 | 2,699 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $32,310,000 | 3,694 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $78,497,000 | 3,462 |
| Loan loss allowance | $1,111,000 | 3,202 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,620,000 | 2,955 |
| Other real estate owned | $0 | 2,699 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,474,000 | 4,682 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,705,000 | 3,635 |
| Total liabilities | $114,980,000 | 3,538 |
| Total deposits | $114,141,000 | 3,340 |
| Interest-bearing deposits | $92,763,000 | 3,509 |
| Deposits held in domestic offices | $114,141,000 | 3,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $839,000 | 4,026 |
| Total equity capital | $8,725,000 | 4,872 |
| Total bank equity capital | $8,725,000 | 4,872 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $7,819,000 | 2,008 |
| Undivided profits | $-94,000 | 10,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,969,000 | 1,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $543,000 | 4,244 |
| Earning assets | $110,807,000 | 3,722 |
| Long-term assets (5+ years) | $25,152,000 | 2,263 |
| Average Assets, year-to-date | $126,146,000 | 3,415 |
| Average Assets, quarterly | $123,670,000 | 3,604 |
| Volatile liabilities | $15,627,000 | 3,512 |
| Insider loans | $3,073,000 | 1,401 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,822,000 | 3,431 |
| Tier 1 (core) risk-based capital | $8,793,000 | 4,736 |
| Tier 2 risk-based capital | $1,075,730 | 2,770 |
| Total risk weighted assets | $86,023,330 | 3,204 |
| Total unused commitments | $9,822,000 | 3,444 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 69 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $126,834,000 | 3,557 |
| Cash and due from depository institutions | $11,320,000 | 2,830 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $28,024,000 | 4,293 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $83,322,000 | 3,193 |
| Loan loss allowance | $1,123,000 | 3,184 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,608,000 | 2,898 |
| Other real estate owned | $0 | 2,830 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,560,000 | 4,504 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,834,000 | 3,557 |
| Total liabilities | $116,956,000 | 3,477 |
| Total deposits | $106,211,000 | 3,603 |
| Interest-bearing deposits | $88,562,000 | 3,705 |
| Deposits held in domestic offices | $106,211,000 | 3,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,225,000 | 1,162 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,520,000 | 2,614 |
| Total equity capital | $9,878,000 | 4,381 |
| Total bank equity capital | $9,878,000 | 4,381 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $7,800,000 | 2,005 |
| Undivided profits | $1,078,000 | 9,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 6,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $772,000 | 3,046 |
| Earning assets | $111,346,000 | 3,678 |
| Long-term assets (5+ years) | $21,466,000 | 2,377 |
| Average Assets, year-to-date | $125,616,000 | 3,452 |
| Average Assets, quarterly | $126,214,500 | 3,519 |
| Volatile liabilities | $22,914,000 | 2,357 |
| Insider loans | $214,000 | 7,853 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,432,000 | 3,974 |
| Tier 1 (core) risk-based capital | $9,604,000 | 4,360 |
| Tier 2 risk-based capital | $1,123,000 | 2,630 |
| Total risk weighted assets | $93,209,300 | 2,905 |
| Total unused commitments | $7,432,000 | 3,986 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 70 | 2,877 |
| Assets and Liabilities | ||
| Total Assets: | $123,129,000 | 3,603 |
| Cash and due from depository institutions | $7,413,000 | 2,877 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $33,005,000 | 3,936 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $77,781,000 | 3,332 |
| Loan loss allowance | $1,177,000 | 3,080 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,447,000 | 3,014 |
| Other real estate owned | $436,000 | 2,877 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,047,000 | 3,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,129,000 | 3,603 |
| Total liabilities | $113,768,000 | 3,550 |
| Total deposits | $105,935,000 | 3,591 |
| Interest-bearing deposits | $87,818,000 | 3,683 |
| Deposits held in domestic offices | $105,935,000 | 3,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,400,000 | 1,582 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,433,000 | 2,310 |
| Total equity capital | $9,361,000 | 4,327 |
| Total bank equity capital | $9,361,000 | 4,327 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $7,800,000 | 1,937 |
| Undivided profits | $561,000 | 10,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,194,000 | 2,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $631,000 | 3,280 |
| Earning assets | $110,786,000 | 3,665 |
| Long-term assets (5+ years) | $13,748,000 | 3,338 |
| Average Assets, year-to-date | $122,947,600 | 3,524 |
| Average Assets, quarterly | $122,628,000 | 3,590 |
| Volatile liabilities | $17,340,000 | 2,853 |
| Insider loans | $1,472,000 | 2,737 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,069,000 | 3,964 |
| Tier 1 (core) risk-based capital | $9,950,000 | 4,141 |
| Tier 2 risk-based capital | $1,101,720 | 2,678 |
| Total risk weighted assets | $88,062,620 | 3,000 |
| Total unused commitments | $7,069,000 | 3,971 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 70 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $122,819,000 | 3,671 |
| Cash and due from depository institutions | $8,396,000 | 2,991 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $33,761,000 | 4,051 |
| Federal funds sold & reverse repurchase agreements | $6,150,000 | 2,265 |
| Net loans & leases | $69,791,000 | 3,596 |
| Loan loss allowance | $1,121,000 | 3,340 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,629,000 | 2,788 |
| Other real estate owned | $603,000 | 2,991 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,489,000 | 4,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,819,000 | 3,671 |
| Total liabilities | $113,495,000 | 3,632 |
| Total deposits | $112,419,000 | 3,488 |
| Interest-bearing deposits | $88,911,000 | 3,795 |
| Deposits held in domestic offices | $112,419,000 | 3,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,076,000 | 2,963 |
| Total equity capital | $9,324,000 | 4,358 |
| Total bank equity capital | $9,324,000 | 4,358 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $7,000,000 | 2,010 |
| Undivided profits | $1,324,000 | 8,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,527,000 | 2,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $218,000 | 564 |
| Income earned, not collected on loans | $577,000 | 3,185 |
| Earning assets | $109,702,000 | 3,780 |
| Long-term assets (5+ years) | $21,289,000 | 2,524 |
| Average Assets, year-to-date | $121,561,800 | 3,631 |
| Average Assets, quarterly | $123,338,500 | 3,639 |
| Volatile liabilities | $15,694,000 | 2,907 |
| Insider loans | $1,824,000 | 2,243 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,954,000 | 4,915 |
| Tier 1 (core) risk-based capital | $9,324,000 | 4,265 |
| Tier 2 risk-based capital | $997,890 | 2,892 |
| Total risk weighted assets | $79,708,190 | 3,245 |
| Total unused commitments | $4,954,000 | 4,937 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 71 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $125,973,000 | 3,677 |
| Cash and due from depository institutions | $6,782,000 | 3,027 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $40,405,000 | 3,389 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 2,438 |
| Net loans & leases | $66,972,000 | 3,798 |
| Loan loss allowance | $1,245,000 | 3,127 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,538,000 | 2,886 |
| Other real estate owned | $593,000 | 3,027 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,883,000 | 3,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,973,000 | 3,677 |
| Total liabilities | $117,429,000 | 3,617 |
| Total deposits | $116,004,000 | 3,498 |
| Interest-bearing deposits | $90,784,000 | 3,875 |
| Deposits held in domestic offices | $116,004,000 | 3,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,425,000 | 2,453 |
| Total equity capital | $8,544,000 | 4,515 |
| Total bank equity capital | $8,544,000 | 4,515 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $5,000,000 | 2,549 |
| Undivided profits | $2,544,000 | 6,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $289,000 | 7,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $666,000 | 2,997 |
| Earning assets | $114,177,000 | 3,702 |
| Long-term assets (5+ years) | $28,281,000 | 1,962 |
| Average Assets, year-to-date | $115,761,000 | 3,886 |
| Average Assets, quarterly | $120,129,500 | 3,808 |
| Volatile liabilities | $14,914,000 | 2,984 |
| Insider loans | $95,000 | 5,841 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,237,000 | 5,867 |
| Tier 1 (core) risk-based capital | $8,544,000 | 4,445 |
| Tier 2 risk-based capital | $964,520 | 3,002 |
| Total risk weighted assets | $76,881,120 | 3,396 |
| Total unused commitments | $3,237,000 | 5,894 |
| Derivatives | $0 | 651 |