Home > Cogent Bank > Income and Expense

Cogent Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$100,532,000539
Total interest expense$34,684,000510
Net interest income$65,848,000542
Provision for loan and lease losses$8,530,000231
Total noninterest income$5,328,0001,146
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,191,000879
Trading account gains and feesNANA
Additional Noninterest Income$4,137,000999
Total noninterest expense$40,465,000679
Salaries and employee benefits$27,149,000574
Premises and equipment expense$2,996,000866
Additional noninterest expense$4,137,000999
Pre-tax net operating income$22,181,000627
Securities gains (losses)$0988
Applicable income taxes$5,418,000509
Income before extraordinary items$16,763,000670
Extraordinary gains, net$054
Net income$16,763,000680
Minority interest net income$088
Net income of bank and minority interests.$16,763,000673
Net charge-offs$6,356,000215
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$624,000243
Net operating income$16,763,000680
2023-09-30 (YTD Data)Rank
Total interest income$72,164,000549
Total interest expense$23,436,000524
Net interest income$48,728,000552
Provision for loan and lease losses$1,730,000488
Total noninterest income$4,141,0001,124
Gross Fiduciary activities income$0950
Service charges on deposit accounts$872,000895
Trading account gains and feesNANA
Additional Noninterest Income$3,269,000977
Total noninterest expense$31,170,000669
Salaries and employee benefits$21,826,000543
Premises and equipment expense$2,212,000895
Additional noninterest expense$3,269,000977
Pre-tax net operating income$19,969,000565
Securities gains (losses)$0849
Applicable income taxes$4,770,000472
Income before extraordinary items$15,199,000595
Extraordinary gains, net$052
Net income$15,199,000599
Minority interest net income$081
Net income of bank and minority interests.$15,199,000595
Net charge-offs$108,0001,148
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$470,000229
Net operating income$15,199,000602
2023-06-30 (YTD Data)Rank
Total interest income$46,101,000545
Total interest expense$13,558,000533
Net interest income$32,543,000550
Provision for loan and lease losses$1,145,000476
Total noninterest income$2,947,0001,012
Gross Fiduciary activities income$0931
Service charges on deposit accounts$568,000898
Trading account gains and feesNANA
Additional Noninterest Income$2,379,000858
Total noninterest expense$20,249,000668
Salaries and employee benefits$14,449,000538
Premises and equipment expense$1,453,000894
Additional noninterest expense$2,379,000857
Pre-tax net operating income$14,096,000542
Securities gains (losses)$0938
Applicable income taxes$3,374,000458
Income before extraordinary items$10,722,000569
Extraordinary gains, net$051
Net income$10,722,000579
Minority interest net income$081
Net income of bank and minority interests.$10,722,000569
Net charge-offs$1,0002,309
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$306,000219
Net operating income$10,722,000570
2023-03-31 (YTD Data)Rank
Total interest income$21,971,000565
Total interest expense$5,668,000550
Net interest income$16,303,000547
Provision for loan and lease losses$661,000441
Total noninterest income$1,350,0001,084
Gross Fiduciary activities income$0913
Service charges on deposit accounts$291,000888
Trading account gains and feesNANA
Additional Noninterest Income$1,059,000924
Total noninterest expense$9,913,000692
Salaries and employee benefits$7,098,000564
Premises and equipment expense$724,000913
Additional noninterest expense$1,059,000924
Pre-tax net operating income$7,079,000558
Securities gains (losses)$0950
Applicable income taxes$1,615,000490
Income before extraordinary items$5,464,000584
Extraordinary gains, net$04
Net income$5,464,000583
Minority interest net income$048
Net income of bank and minority interests.$5,464,000583
Net charge-offs$-3,0003,659
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$143,000206
Net operating income$5,464,000587
2022-12-31 (YTD Data)Rank
Total interest income$59,651,000653
Total interest expense$6,007,000688
Net interest income$53,644,000637
Provision for loan and lease losses$4,993,000284
Total noninterest income$6,767,000977
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$954,0001,050
Trading account gains and feesNANA
Additional Noninterest Income$5,813,000803
Total noninterest expense$34,244,000764
Salaries and employee benefits$24,211,000626
Premises and equipment expense$2,796,000917
Additional noninterest expense$5,813,000803
Pre-tax net operating income$21,174,000725
Securities gains (losses)$0691
Applicable income taxes$5,259,000586
Income before extraordinary items$15,915,000756
Extraordinary gains, net$05
Net income$15,915,000757
Minority interest net income$063
Net income of bank and minority interests.$15,915,000757
Net charge-offs$-25,0003,889
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$577,000303
Net operating income$15,915,000771
2022-09-30 (YTD Data)Rank
Total interest income$40,468,000674
Total interest expense$2,751,000785
Net interest income$37,717,000665
Provision for loan and lease losses$3,418,000283
Total noninterest income$5,154,000990
Gross Fiduciary activities income$0968
Service charges on deposit accounts$898,000895
Trading account gains and feesNANA
Additional Noninterest Income$4,256,000847
Total noninterest expense$25,218,000779
Salaries and employee benefits$17,860,000632
Premises and equipment expense$2,037,000934
Additional noninterest expense$4,256,000847
Pre-tax net operating income$14,235,000784
Securities gains (losses)$0740
Applicable income taxes$3,596,000624
Income before extraordinary items$10,639,000841
Extraordinary gains, net$04
Net income$10,639,000841
Minority interest net income$057
Net income of bank and minority interests.$10,639,000841
Net charge-offs$-24,0003,861
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$440,000271
Net operating income$10,639,000858
2022-06-30 (YTD Data)Rank
Total interest income$24,589,000695
Total interest expense$1,305,000883
Net interest income$23,284,000685
Provision for loan and lease losses$2,618,000222
Total noninterest income$3,555,000950
Gross Fiduciary activities income$0925
Service charges on deposit accounts$586,000903
Trading account gains and feesNANA
Additional Noninterest Income$2,969,000834
Total noninterest expense$16,589,000775
Salaries and employee benefits$11,838,000626
Premises and equipment expense$1,361,000925
Additional noninterest expense$3,390,0001,071
Pre-tax net operating income$7,632,000875
Securities gains (losses)$0687
Applicable income taxes$1,921,000678
Income before extraordinary items$5,711,000951
Extraordinary gains, net$04
Net income$5,711,000950
Minority interest net income$060
Net income of bank and minority interests.$5,711,000951
Net charge-offs$-24,0003,945
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$303,000252
Net operating income$5,711,000968
2022-03-31 (YTD Data)Rank
Total interest income$11,489,000714
Total interest expense$604,000914
Net interest income$10,885,000703
Provision for loan and lease losses$1,348,000171
Total noninterest income$1,753,000966
Gross Fiduciary activities income$0892
Service charges on deposit accounts$293,000894
Trading account gains and feesNANA
Additional Noninterest Income$1,460,000851
Total noninterest expense$8,074,000791
Salaries and employee benefits$5,771,000654
Premises and equipment expense$674,000938
Additional noninterest expense$1,629,0001,078
Pre-tax net operating income$3,216,000954
Securities gains (losses)$0623
Applicable income taxes$815,000733
Income before extraordinary items$2,401,0001,050
Extraordinary gains, net$04
Net income$2,401,0001,048
Minority interest net income$050
Net income of bank and minority interests.$2,401,0001,050
Net charge-offs$-4,0003,570
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$152,000224
Net operating income$2,401,0001,061
2021-12-31 (YTD Data)Rank
Total interest income$39,683,000837
Total interest expense$2,535,0001,067
Net interest income$37,148,000822
Provision for loan and lease losses$5,258,000104
Total noninterest income$6,693,0001,087
Gross Fiduciary activities income$0994
Service charges on deposit accounts$442,0001,741
Trading account gains and feesNANA
Additional Noninterest Income$6,251,000923
Total noninterest expense$25,666,000971
Salaries and employee benefits$18,909,000767
Premises and equipment expense$2,303,0001,068
Additional noninterest expense$4,454,0001,460
Pre-tax net operating income$12,917,0001,059
Securities gains (losses)$51,0001,113
Applicable income taxes$2,933,000873
Income before extraordinary items$10,035,0001,152
Extraordinary gains, net$010
Net income$10,035,0001,152
Minority interest net income$074
Net income of bank and minority interests.$10,035,0001,152
Net charge-offs$17,0002,122
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$418,000329
Net operating income$9,994,7101,138
2021-09-30 (YTD Data)Rank
Total interest income$27,259,000924
Total interest expense$1,855,0001,161
Net interest income$25,404,000901
Provision for loan and lease losses$3,167,000123
Total noninterest income$5,346,0001,074
Gross Fiduciary activities income$0957
Service charges on deposit accounts$297,0001,867
Trading account gains and feesNANA
Additional Noninterest Income$5,049,000895
Total noninterest expense$18,485,0001,000
Salaries and employee benefits$13,769,000798
Premises and equipment expense$1,649,0001,125
Additional noninterest expense$3,067,0001,568
Pre-tax net operating income$9,098,0001,158
Securities gains (losses)$51,0001,044
Applicable income taxes$2,299,000904
Income before extraordinary items$6,850,0001,271
Extraordinary gains, net$08
Net income$6,850,0001,271
Minority interest net income$069
Net income of bank and minority interests.$6,850,0001,271
Net charge-offs$-9,0003,624
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,809,7101,259
2021-06-30 (YTD Data)Rank
Total interest income$17,247,000949
Total interest expense$1,228,0001,219
Net interest income$16,019,000925
Provision for loan and lease losses$1,952,000157
Total noninterest income$2,730,0001,254
Gross Fiduciary activities income$0951
Service charges on deposit accounts$185,0001,901
Trading account gains and feesNANA
Additional Noninterest Income$2,545,0001,101
Total noninterest expense$11,383,0001,057
Salaries and employee benefits$8,537,000852
Premises and equipment expense$976,0001,240
Additional noninterest expense$1,870,0001,659
Pre-tax net operating income$5,414,0001,242
Securities gains (losses)$51,000878
Applicable income taxes$1,351,000955
Income before extraordinary items$4,114,0001,365
Extraordinary gains, net$06
Net income$4,114,0001,365
Minority interest net income$067
Net income of bank and minority interests.$4,114,0001,365
Net charge-offs$-5,0003,551
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,073,7101,350
2021-03-31 (YTD Data)Rank
Total interest income$7,959,0001,003
Total interest expense$621,0001,267
Net interest income$7,338,000972
Provision for loan and lease losses$722,000256
Total noninterest income$1,477,0001,193
Gross Fiduciary activities income$0922
Service charges on deposit accounts$79,0002,077
Trading account gains and feesNANA
Additional Noninterest Income$1,398,0001,029
Total noninterest expense$5,246,0001,115
Salaries and employee benefits$3,872,000910
Premises and equipment expense$470,0001,294
Additional noninterest expense$904,0001,663
Pre-tax net operating income$2,847,0001,182
Securities gains (losses)$-52,0004,842
Applicable income taxes$698,000920
Income before extraordinary items$2,097,0001,343
Extraordinary gains, net$03
Net income$2,097,0001,342
Minority interest net income$055
Net income of bank and minority interests.$2,097,0001,343
Net charge-offs$-3,0003,553
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$9,475,00027
Net operating income$2,138,0801,299
2020-12-31 (YTD Data)Rank
Total interest income$19,513,0001,531
Total interest expense$2,762,0001,590
Net interest income$16,751,0001,497
Provision for loan and lease losses$1,862,0001,096
Total noninterest income$2,994,0001,729
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$238,0002,525
Trading account gains and feesNANA
Additional Noninterest Income$2,756,0001,511
Total noninterest expense$16,008,0001,332
Salaries and employee benefits$11,127,0001,143
Premises and equipment expense$1,633,0001,423
Additional noninterest expense$3,248,0001,812
Pre-tax net operating income$1,875,0003,029
Securities gains (losses)$411,000678
Applicable income taxes$579,0001,840
Income before extraordinary items$1,707,0003,027
Extraordinary gains, net$04
Net income$1,707,0003,026
Minority interest net income$072
Net income of bank and minority interests.$1,707,0003,027
Net charge-offs$-32,0004,496
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$20,403,00034
Net operating income$1,382,3103,212
2020-09-30 (YTD Data)Rank
Total interest income$13,310,0001,658
Total interest expense$2,034,0001,680
Net interest income$11,276,0001,635
Provision for loan and lease losses$884,0001,463
Total noninterest income$2,167,0001,721
Gross Fiduciary activities income$0981
Service charges on deposit accounts$172,0002,587
Trading account gains and feesNANA
Additional Noninterest Income$1,995,0001,498
Total noninterest expense$11,231,0001,393
Salaries and employee benefits$7,760,0001,207
Premises and equipment expense$1,156,0001,486
Additional noninterest expense$2,315,0001,861
Pre-tax net operating income$1,328,0003,115
Securities gains (losses)$209,000868
Applicable income taxes$385,0001,903
Income before extraordinary items$1,152,0003,173
Extraordinary gains, net$04
Net income$1,152,0003,172
Minority interest net income$065
Net income of bank and minority interests.$1,152,0003,173
Net charge-offs$-29,0004,526
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$347,000257
Net operating income$986,8903,318
2020-06-30 (YTD Data)Rank
Total interest income$8,157,0001,801
Total interest expense$1,357,0001,770
Net interest income$6,800,0001,792
Provision for loan and lease losses$316,0002,002
Total noninterest income$1,267,0001,777
Gross Fiduciary activities income$0970
Service charges on deposit accounts$101,0002,810
Trading account gains and feesNANA
Additional Noninterest Income$1,166,0001,520
Total noninterest expense$6,863,0001,481
Salaries and employee benefits$4,619,0001,323
Premises and equipment expense$718,0001,561
Additional noninterest expense$1,526,0001,857
Pre-tax net operating income$888,0003,101
Securities gains (losses)$42,0001,369
Applicable income taxes$236,0001,923
Income before extraordinary items$694,0003,285
Extraordinary gains, net$04
Net income$694,0003,284
Minority interest net income$065
Net income of bank and minority interests.$694,0003,285
Net charge-offs$-21,0004,534
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$149,000282
Net operating income$660,8203,304
2020-03-31 (YTD Data)Rank
Total interest income$3,639,0001,957
Total interest expense$711,0001,826
Net interest income$2,928,0001,955
Provision for loan and lease losses$37,0002,747
Total noninterest income$567,0001,821
Gross Fiduciary activities income$0941
Service charges on deposit accounts$64,0002,747
Trading account gains and feesNANA
Additional Noninterest Income$503,0001,514
Total noninterest expense$3,481,0001,476
Salaries and employee benefits$2,424,0001,271
Premises and equipment expense$324,0001,722
Additional noninterest expense$733,0001,963
Pre-tax net operating income$-23,0004,797
Securities gains (losses)$01,705
Applicable income taxes$-6,0004,842
Income before extraordinary items$-17,0004,782
Extraordinary gains, net$04
Net income$-17,0004,782
Minority interest net income$056
Net income of bank and minority interests.$-17,0004,782
Net charge-offs$-14,0004,568
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$58,000302
Net operating income$-17,0004,790
2019-12-31 (YTD Data)Rank
Total interest income$9,648,0002,636
Total interest expense$2,276,0002,163
Net interest income$7,372,0002,759
Provision for loan and lease losses$03,973
Total noninterest income$1,895,0002,022
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$102,0003,906
Trading account gains and feesNANA
Additional Noninterest Income$1,793,0001,639
Total noninterest expense$10,712,0001,810
Salaries and employee benefits$7,563,0001,527
Premises and equipment expense$908,0002,174
Additional noninterest expense$2,241,0002,378
Pre-tax net operating income$-1,445,0005,118
Securities gains (losses)$02,379
Applicable income taxes$-2,589,0005,171
Income before extraordinary items$1,144,0003,626
Extraordinary gains, net$011
Net income$1,144,0003,625
Minority interest net income$076
Net income of bank and minority interests.$1,144,0003,627
Net charge-offs$-177,0004,976
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$10,068,00062
Net operating income$1,144,0003,598
2019-09-30 (YTD Data)Rank
Total interest income$6,572,0002,852
Total interest expense$1,545,0002,305
Net interest income$5,027,0002,956
Provision for loan and lease losses$03,836
Total noninterest income$1,513,0001,967
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$67,0004,085
Trading account gains and feesNANA
Additional Noninterest Income$1,446,0001,567
Total noninterest expense$7,864,0001,855
Salaries and employee benefits$5,604,0001,552
Premises and equipment expense$628,0002,297
Additional noninterest expense$1,632,0002,423
Pre-tax net operating income$-1,324,0005,206
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$-1,324,0005,208
Extraordinary gains, net$011
Net income$-1,324,0005,208
Minority interest net income$072
Net income of bank and minority interests.$-1,324,0005,208
Net charge-offs$-194,0005,071
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$9,515,00047
Net operating income$-1,324,0005,204
2019-06-30 (YTD Data)Rank
Total interest income$3,938,0003,031
Total interest expense$923,0002,455
Net interest income$3,015,0003,146
Provision for loan and lease losses$03,685
Total noninterest income$448,0002,944
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$38,0004,254
Trading account gains and feesNANA
Additional Noninterest Income$410,0002,448
Total noninterest expense$4,823,0001,988
Salaries and employee benefits$3,452,0001,660
Premises and equipment expense$378,0002,443
Additional noninterest expense$993,0002,593
Pre-tax net operating income$-1,360,0005,277
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$-1,360,0005,273
Extraordinary gains, net$011
Net income$-1,360,0005,272
Minority interest net income$069
Net income of bank and minority interests.$-1,360,0005,272
Net charge-offs$-18,0004,642
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$8,007,00034
Net operating income$-1,360,0005,271
2019-03-31 (YTD Data)Rank
Total interest income$1,632,0003,360
Total interest expense$367,0002,759
Net interest income$1,265,0003,487
Provision for loan and lease losses$03,406
Total noninterest income$186,0003,129
Gross Fiduciary activities income$0972
Service charges on deposit accounts$17,0004,375
Trading account gains and feesNANA
Additional Noninterest Income$169,0002,610
Total noninterest expense$2,314,0002,051
Salaries and employee benefits$1,720,0001,680
Premises and equipment expense$168,0002,653
Additional noninterest expense$426,0002,868
Pre-tax net operating income$-863,0005,336
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$-863,0005,331
Extraordinary gains, net$05
Net income$-863,0005,330
Minority interest net income$052
Net income of bank and minority interests.$-863,0005,330
Net charge-offs$-9,0004,625
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$7,947,00022
Net operating income$-863,0005,332
2018-12-31 (YTD Data)Rank
Total interest income$3,789,0004,205
Total interest expense$725,0003,400
Net interest income$3,064,0004,275
Provision for loan and lease losses$-516,0005,304
Total noninterest income$-284,0005,384
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$38,0004,861
Trading account gains and feesNANA
Additional Noninterest Income$-322,0005,384
Total noninterest expense$3,567,0003,699
Salaries and employee benefits$2,608,0003,210
Premises and equipment expense$514,0003,105
Additional noninterest expense$445,0004,897
Pre-tax net operating income$-271,0005,307
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$-271,0005,297
Extraordinary gains, net$06
Net income$-271,0005,296
Minority interest net income$072
Net income of bank and minority interests.$-271,0005,296
Net charge-offs$-259,0005,217
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$26,413,00025
Net operating income$-271,0005,300
2018-09-30 (YTD Data)Rank
Total interest income$2,600,0004,355
Total interest expense$486,0003,513
Net interest income$2,114,0004,438
Provision for loan and lease losses$-516,0005,386
Total noninterest income$-315,0005,460
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$26,0004,971
Trading account gains and feesNANA
Additional Noninterest Income$-341,0005,462
Total noninterest expense$1,861,0004,307
Salaries and employee benefits$1,428,0003,788
Premises and equipment expense$340,0003,367
Additional noninterest expense$93,0005,433
Pre-tax net operating income$454,0004,595
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$454,0004,480
Extraordinary gains, net$05
Net income$454,0004,479
Minority interest net income$066
Net income of bank and minority interests.$454,0004,479
Net charge-offs$-247,0005,289
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$7,602,00055
Net operating income$454,0004,485
2018-06-30 (YTD Data)Rank
Total interest income$1,627,0004,461
Total interest expense$322,0003,460
Net interest income$1,305,0004,561
Provision for loan and lease losses$-300,0005,431
Total noninterest income$-333,0005,530
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$17,0005,028
Trading account gains and feesNANA
Additional Noninterest Income$-350,0005,537
Total noninterest expense$590,0005,144
Salaries and employee benefits$642,0004,450
Premises and equipment expense$218,0003,453
Additional noninterest expense$-270,0005,551
Pre-tax net operating income$682,0003,722
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$682,0003,539
Extraordinary gains, net$06
Net income$682,0003,538
Minority interest net income$065
Net income of bank and minority interests.$682,0003,538
Net charge-offs$-19,0004,724
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$7,000,00038
Net operating income$682,0003,538
2018-03-31 (YTD Data)Rank
Total interest income$806,0004,513
Total interest expense$158,0003,436
Net interest income$648,0004,611
Provision for loan and lease losses$03,508
Total noninterest income$22,0005,247
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$9,0005,038
Trading account gains and feesNANA
Additional Noninterest Income$13,0005,026
Total noninterest expense$747,0004,107
Salaries and employee benefits$282,0004,655
Premises and equipment expense$108,0003,514
Additional noninterest expense$357,0003,312
Pre-tax net operating income$-77,0005,490
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-77,0005,472
Extraordinary gains, net$07
Net income$-77,0005,472
Minority interest net income$052
Net income of bank and minority interests.$-77,0005,472
Net charge-offs$-7,0004,604
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-77,0005,479
2017-12-31 (YTD Data)Rank
Total interest income$3,505,0004,376
Total interest expense$731,0003,075
Net interest income$2,774,0004,533
Provision for loan and lease losses$04,227
Total noninterest income$663,0003,547
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$40,0005,091
Trading account gains and feesNANA
Additional Noninterest Income$623,0002,880
Total noninterest expense$3,364,0003,900
Salaries and employee benefits$1,393,0004,417
Premises and equipment expense$428,0003,542
Additional noninterest expense$1,543,0003,169
Pre-tax net operating income$73,0005,346
Securities gains (losses)$-12,0005,089
Applicable income taxes$04,135
Income before extraordinary items$61,0005,275
Extraordinary gains, net$09
Net income$61,0005,274
Minority interest net income$076
Net income of bank and minority interests.$61,0005,275
Net charge-offs$-60,0005,186
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$73,0005,255
2017-09-30 (YTD Data)Rank
Total interest income$2,665,0004,392
Total interest expense$552,0003,047
Net interest income$2,113,0004,550
Provision for loan and lease losses$04,088
Total noninterest income$577,0003,366
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$33,0005,094
Trading account gains and feesNANA
Additional Noninterest Income$544,0002,709
Total noninterest expense$2,584,0003,872
Salaries and employee benefits$1,057,0004,419
Premises and equipment expense$323,0003,556
Additional noninterest expense$1,204,0003,090
Pre-tax net operating income$106,0005,343
Securities gains (losses)$-12,0005,419
Applicable income taxes$04,172
Income before extraordinary items$94,0005,356
Extraordinary gains, net$09
Net income$94,0005,355
Minority interest net income$071
Net income of bank and minority interests.$94,0005,356
Net charge-offs$-52,0005,174
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$106,0005,319
2017-06-30 (YTD Data)Rank
Total interest income$1,802,0004,380
Total interest expense$376,0002,988
Net interest income$1,426,0004,553
Provision for loan and lease losses$03,871
Total noninterest income$557,0002,818
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$23,0005,101
Trading account gains and feesNANA
Additional Noninterest Income$534,0002,245
Total noninterest expense$1,735,0003,873
Salaries and employee benefits$693,0004,478
Premises and equipment expense$215,0003,580
Additional noninterest expense$827,0003,043
Pre-tax net operating income$248,0004,838
Securities gains (losses)$-12,0005,510
Applicable income taxes$04,189
Income before extraordinary items$236,0004,748
Extraordinary gains, net$011
Net income$236,0004,747
Minority interest net income$071
Net income of bank and minority interests.$236,0004,748
Net charge-offs$-82,0005,396
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$248,0004,686
2017-03-31 (YTD Data)Rank
Total interest income$903,0004,380
Total interest expense$196,0002,886
Net interest income$707,0004,596
Provision for loan and lease losses$03,537
Total noninterest income$661,0001,716
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$11,0005,151
Trading account gains and feesNANA
Additional Noninterest Income$650,0001,288
Total noninterest expense$875,0003,890
Salaries and employee benefits$330,0004,599
Premises and equipment expense$108,0003,605
Additional noninterest expense$437,0002,929
Pre-tax net operating income$493,0003,098
Securities gains (losses)$-12,0005,660
Applicable income taxes$04,086
Income before extraordinary items$481,0002,817
Extraordinary gains, net$08
Net income$481,0002,817
Minority interest net income$055
Net income of bank and minority interests.$481,0002,817
Net charge-offs$-63,0005,522
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$493,0002,763
2016-12-31 (YTD Data)Rank
Total interest income$4,060,0004,172
Total interest expense$1,018,0002,395
Net interest income$3,042,0004,495
Provision for loan and lease losses$04,332
Total noninterest income$143,0005,296
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$42,0005,278
Trading account gains and fees$0170
Additional Noninterest Income$101,0004,948
Total noninterest expense$3,952,0003,666
Salaries and employee benefits$1,533,0004,366
Premises and equipment expense$449,0003,573
Additional noninterest expense$1,970,0002,792
Pre-tax net operating income$-767,0005,815
Securities gains (losses)$23,0002,295
Applicable income taxes$11,0003,980
Income before extraordinary items$-755,0005,820
Extraordinary gains, net$05
Net income$-755,0005,819
Minority interest net income$082
Net income of bank and minority interests.$-755,0005,819
Net charge-offs$144,0002,261
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-778,0005,816
2016-09-30 (YTD Data)Rank
Total interest income$3,193,0004,134
Total interest expense$818,0002,285
Net interest income$2,375,0004,453
Provision for loan and lease losses$04,186
Total noninterest income$47,0005,733
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$31,0005,342
Trading account gains and fees$0169
Additional Noninterest Income$16,0005,638
Total noninterest expense$3,076,0003,606
Salaries and employee benefits$1,189,0004,291
Premises and equipment expense$343,0003,545
Additional noninterest expense$1,544,0002,713
Pre-tax net operating income$-654,0005,895
Securities gains (losses)$23,0002,246
Applicable income taxes$11,0003,995
Income before extraordinary items$-642,0005,902
Extraordinary gains, net$05
Net income$-642,0005,902
Minority interest net income$071
Net income of bank and minority interests.$-642,0005,902
Net charge-offs$138,0001,766
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-665,0005,898
2016-06-30 (YTD Data)Rank
Total interest income$2,292,0004,024
Total interest expense$598,0002,141
Net interest income$1,694,0004,369
Provision for loan and lease losses$04,017
Total noninterest income$27,0005,831
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$21,0005,385
Trading account gains and fees$0157
Additional Noninterest Income$6,0005,801
Total noninterest expense$2,153,0003,530
Salaries and employee benefits$855,0004,169
Premises and equipment expense$239,0003,507
Additional noninterest expense$1,059,0002,671
Pre-tax net operating income$-432,0005,973
Securities gains (losses)$18,0001,997
Applicable income taxes$04,338
Income before extraordinary items$-414,0005,970
Extraordinary gains, net$016
Net income$-414,0005,969
Minority interest net income$071
Net income of bank and minority interests.$-414,0005,969
Net charge-offs$152,0001,310
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-432,0005,969
2016-03-31 (YTD Data)Rank
Total interest income$1,245,0003,868
Total interest expense$331,0001,988
Net interest income$914,0004,239
Provision for loan and lease losses$03,656
Total noninterest income$-17,0006,094
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$16,0005,063
Trading account gains and fees$0142
Additional Noninterest Income$-33,0006,091
Total noninterest expense$1,131,0003,437
Salaries and employee benefits$444,0004,136
Premises and equipment expense$121,0003,498
Additional noninterest expense$566,0002,510
Pre-tax net operating income$-234,0006,015
Securities gains (losses)$-16,0006,011
Applicable income taxes$04,259
Income before extraordinary items$-250,0006,028
Extraordinary gains, net$012
Net income$-250,0006,029
Minority interest net income$062
Net income of bank and minority interests.$-250,0006,028
Net charge-offs$68,0001,249
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-234,0006,017
2015-12-31 (YTD Data)Rank
Total interest income$5,206,0003,756
Total interest expense$1,469,0001,807
Net interest income$3,737,0004,203
Provision for loan and lease losses$04,380
Total noninterest income$204,0005,202
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$80,0004,963
Trading account gains and fees$0159
Additional Noninterest Income$124,0004,923
Total noninterest expense$4,014,0003,711
Salaries and employee benefits$1,485,0004,525
Premises and equipment expense$494,0003,509
Additional noninterest expense$2,035,0002,764
Pre-tax net operating income$-73,0005,922
Securities gains (losses)$43,0001,751
Applicable income taxes$13,0004,040
Income before extraordinary items$-43,0005,928
Extraordinary gains, net$023
Net income$-43,0005,930
Minority interest net income$081
Net income of bank and minority interests.$-43,0005,930
Net charge-offs$-55,0005,595
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$15,000710
Net operating income$-86,0005,926
2015-09-30 (YTD Data)Rank
Total interest income$3,999,0003,735
Total interest expense$1,097,0001,830
Net interest income$2,902,0004,183
Provision for loan and lease losses$04,232
Total noninterest income$146,0005,288
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$60,0005,018
Trading account gains and fees$0153
Additional Noninterest Income$86,0005,035
Total noninterest expense$3,006,0003,724
Salaries and employee benefits$1,102,0004,569
Premises and equipment expense$369,0003,553
Additional noninterest expense$1,535,0002,743
Pre-tax net operating income$42,0005,851
Securities gains (losses)$43,0001,570
Applicable income taxes$13,0004,071
Income before extraordinary items$72,0005,809
Extraordinary gains, net$021
Net income$72,0005,812
Minority interest net income$078
Net income of bank and minority interests.$72,0005,812
Net charge-offs$-64,0005,694
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$15,000661
Net operating income$35,4505,865
2015-06-30 (YTD Data)Rank
Total interest income$2,650,0003,769
Total interest expense$723,0001,844
Net interest income$1,927,0004,217
Provision for loan and lease losses$04,069
Total noninterest income$91,0005,377
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$40,0005,036
Trading account gains and fees$0157
Additional Noninterest Income$51,0005,152
Total noninterest expense$1,999,0003,763
Salaries and employee benefits$739,0004,604
Premises and equipment expense$249,0003,559
Additional noninterest expense$1,011,0002,777
Pre-tax net operating income$19,0005,927
Securities gains (losses)$34,0001,433
Applicable income taxes$13,0003,985
Income before extraordinary items$40,0005,893
Extraordinary gains, net$022
Net income$40,0005,894
Minority interest net income$075
Net income of bank and minority interests.$40,0005,895
Net charge-offs$-55,0005,769
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$15,000606
Net operating income$14,5005,936
2015-03-31 (YTD Data)Rank
Total interest income$1,336,0003,759
Total interest expense$362,0001,855
Net interest income$974,0004,203
Provision for loan and lease losses$03,703
Total noninterest income$20,0005,989
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$19,0005,103
Trading account gains and fees$0152
Additional Noninterest Income$1,0006,184
Total noninterest expense$1,058,0003,664
Salaries and employee benefits$376,0004,591
Premises and equipment expense$124,0003,584
Additional noninterest expense$558,0002,568
Pre-tax net operating income$-64,0006,177
Securities gains (losses)$34,0001,012
Applicable income taxes$13,0003,722
Income before extraordinary items$-43,0006,176
Extraordinary gains, net$013
Net income$-43,0006,177
Minority interest net income$064
Net income of bank and minority interests.$-43,0006,177
Net charge-offs$-11,0005,460
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$15,000503
Net operating income$-77,0006,205
2014-12-31 (YTD Data)Rank
Total interest income$5,909,0003,568
Total interest expense$1,857,0001,581
Net interest income$4,052,0004,165
Provision for loan and lease losses$04,603
Total noninterest income$373,0004,729
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$104,0004,938
Trading account gains and fees$0180
Additional Noninterest Income$269,0004,163
Total noninterest expense$5,164,0003,237
Salaries and employee benefits$1,789,0004,233
Premises and equipment expense$541,0003,464
Additional noninterest expense$2,834,0002,137
Pre-tax net operating income$-739,0006,323
Securities gains (losses)$134,0001,050
Applicable income taxes$04,531
Income before extraordinary items$-605,0006,317
Extraordinary gains, net$017
Net income$-605,0006,317
Minority interest net income$084
Net income of bank and minority interests.$-605,0006,317
Net charge-offs$1,040,000866
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$55,000620
Net operating income$-739,0006,331
2014-09-30 (YTD Data)Rank
Total interest income$4,543,0003,535
Total interest expense$1,465,0001,535
Net interest income$3,078,0004,168
Provision for loan and lease losses$04,401
Total noninterest income$74,0006,065
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$83,0004,910
Trading account gains and fees$0174
Additional Noninterest Income$-9,0006,413
Total noninterest expense$3,937,0003,226
Salaries and employee benefits$1,381,0004,181
Premises and equipment expense$425,0003,399
Additional noninterest expense$2,131,0002,124
Pre-tax net operating income$-785,0006,441
Securities gains (losses)$14,0002,191
Applicable income taxes$04,583
Income before extraordinary items$-771,0006,448
Extraordinary gains, net$015
Net income$-771,0006,447
Minority interest net income$081
Net income of bank and minority interests.$-771,0006,447
Net charge-offs$1,041,000653
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$50,000561
Net operating income$-785,0006,445
2014-06-30 (YTD Data)Rank
Total interest income$3,037,0003,530
Total interest expense$989,0001,523
Net interest income$2,048,0004,176
Provision for loan and lease losses$04,196
Total noninterest income$27,0006,368
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$55,0004,923
Trading account gains and fees$0172
Additional Noninterest Income$-28,0006,516
Total noninterest expense$2,682,0003,181
Salaries and employee benefits$942,0004,151
Premises and equipment expense$285,0003,409
Additional noninterest expense$1,455,0002,075
Pre-tax net operating income$-607,0006,532
Securities gains (losses)$14,0001,800
Applicable income taxes$04,568
Income before extraordinary items$-593,0006,540
Extraordinary gains, net$020
Net income$-593,0006,540
Minority interest net income$080
Net income of bank and minority interests.$-593,0006,540
Net charge-offs$934,000532
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-607,0006,540
2014-03-31 (YTD Data)Rank
Total interest income$1,515,0003,559
Total interest expense$495,0001,541
Net interest income$1,020,0004,196
Provision for loan and lease losses$03,817
Total noninterest income$15,0006,382
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$28,0004,890
Trading account gains and fees$0147
Additional Noninterest Income$-13,0006,581
Total noninterest expense$1,359,0003,182
Salaries and employee benefits$518,0003,985
Premises and equipment expense$145,0003,429
Additional noninterest expense$696,0002,162
Pre-tax net operating income$-324,0006,584
Securities gains (losses)$14,0001,064
Applicable income taxes$04,445
Income before extraordinary items$-310,0006,589
Extraordinary gains, net$016
Net income$-310,0006,589
Minority interest net income$066
Net income of bank and minority interests.$-310,0006,589
Net charge-offs$653,000402
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-324,0006,590
2013-12-31 (YTD Data)Rank
Total interest income$6,574,0003,420
Total interest expense$2,143,0001,602
Net interest income$4,431,0004,008
Provision for loan and lease losses$515,0001,797
Total noninterest income$-97,0006,711
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$145,0004,634
Trading account gains and fees$0184
Additional Noninterest Income$-242,0006,690
Total noninterest expense$7,754,0002,415
Salaries and employee benefits$2,002,0004,071
Premises and equipment expense$561,0003,468
Additional noninterest expense$5,191,0001,297
Pre-tax net operating income$-3,935,0006,742
Securities gains (losses)$223,000834
Applicable income taxes$04,631
Income before extraordinary items$-3,712,0006,736
Extraordinary gains, net$029
Net income$-3,712,0006,736
Minority interest net income$090
Net income of bank and minority interests.$-3,712,0006,736
Net charge-offs$2,451,000638
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-3,935,0006,741
2013-09-30 (YTD Data)Rank
Total interest income$4,974,0003,423
Total interest expense$1,621,0001,626
Net interest income$3,353,0004,013
Provision for loan and lease losses$475,0001,569
Total noninterest income$4,0006,718
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$110,0004,651
Trading account gains and fees$0180
Additional Noninterest Income$-106,0006,739
Total noninterest expense$3,731,0003,432
Salaries and employee benefits$1,477,0004,120
Premises and equipment expense$417,0003,515
Additional noninterest expense$1,837,0002,491
Pre-tax net operating income$-849,0006,686
Securities gains (losses)$223,000773
Applicable income taxes$04,713
Income before extraordinary items$-626,0006,667
Extraordinary gains, net$025
Net income$-626,0006,668
Minority interest net income$084
Net income of bank and minority interests.$-626,0006,668
Net charge-offs$2,339,000537
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-849,0006,694
2013-06-30 (YTD Data)Rank
Total interest income$3,316,0003,437
Total interest expense$1,081,0001,653
Net interest income$2,235,0004,007
Provision for loan and lease losses$425,0001,318
Total noninterest income$14,0006,692
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$79,0004,525
Trading account gains and fees$0157
Additional Noninterest Income$-65,0006,774
Total noninterest expense$2,516,0003,399
Salaries and employee benefits$915,0004,325
Premises and equipment expense$270,0003,594
Additional noninterest expense$1,331,0002,300
Pre-tax net operating income$-692,0006,736
Securities gains (losses)$223,000692
Applicable income taxes$04,679
Income before extraordinary items$-469,0006,712
Extraordinary gains, net$022
Net income$-469,0006,713
Minority interest net income$082
Net income of bank and minority interests.$-469,0006,713
Net charge-offs$1,939,000465
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-692,0006,743
2013-03-31 (YTD Data)Rank
Total interest income$1,693,0003,404
Total interest expense$545,0001,692
Net interest income$1,148,0003,940
Provision for loan and lease losses$50,0002,783
Total noninterest income$267,0003,167
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$42,0004,398
Trading account gains and fees$0148
Additional Noninterest Income$225,0002,608
Total noninterest expense$1,222,0003,511
Salaries and employee benefits$460,0004,357
Premises and equipment expense$135,0003,623
Additional noninterest expense$627,0002,445
Pre-tax net operating income$143,0004,911
Securities gains (losses)$223,000419
Applicable income taxes$04,602
Income before extraordinary items$366,0003,184
Extraordinary gains, net$010
Net income$366,0003,184
Minority interest net income$076
Net income of bank and minority interests.$366,0003,186
Net charge-offs$1,641,000303
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$143,0004,709
2012-12-31 (YTD Data)Rank
Total interest income$8,065,0003,085
Total interest expense$2,830,0001,568
Net interest income$5,235,0003,700
Provision for loan and lease losses$1,225,0001,530
Total noninterest income$-388,0006,976
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$151,0004,766
Trading account gains and fees$0166
Additional Noninterest Income$-539,0006,941
Total noninterest expense$5,092,0003,417
Salaries and employee benefits$1,811,0004,389
Premises and equipment expense$548,0003,593
Additional noninterest expense$2,733,0002,375
Pre-tax net operating income$-1,470,0006,739
Securities gains (losses)$791,000658
Applicable income taxes$04,751
Income before extraordinary items$-679,0006,644
Extraordinary gains, net$029
Net income$-679,0006,638
Minority interest net income$093
Net income of bank and minority interests.$-679,0006,640
Net charge-offs$2,576,000952
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,470,0006,754
2012-09-30 (YTD Data)Rank
Total interest income$6,189,0003,089
Total interest expense$2,221,0001,564
Net interest income$3,968,0003,733
Provision for loan and lease losses$725,0001,817
Total noninterest income$204,0005,393
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$106,0004,944
Trading account gains and fees$0157
Additional Noninterest Income$98,0005,150
Total noninterest expense$3,889,0003,401
Salaries and employee benefits$1,359,0004,402
Premises and equipment expense$413,0003,646
Additional noninterest expense$2,117,0002,295
Pre-tax net operating income$-442,0006,663
Securities gains (losses)$693,000581
Applicable income taxes$04,802
Income before extraordinary items$251,0005,522
Extraordinary gains, net$020
Net income$251,0005,522
Minority interest net income$086
Net income of bank and minority interests.$251,0005,522
Net charge-offs$2,497,000779
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-442,0006,677
2012-06-30 (YTD Data)Rank
Total interest income$4,126,0003,108
Total interest expense$1,547,0001,560
Net interest income$2,579,0003,807
Provision for loan and lease losses$525,0001,748
Total noninterest income$140,0005,410
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$68,0005,022
Trading account gains and fees$0153
Additional Noninterest Income$72,0005,067
Total noninterest expense$2,620,0003,396
Salaries and employee benefits$912,0004,408
Premises and equipment expense$274,0003,648
Additional noninterest expense$1,434,0002,258
Pre-tax net operating income$-426,0006,775
Securities gains (losses)$370,000729
Applicable income taxes$04,770
Income before extraordinary items$-56,0006,581
Extraordinary gains, net$019
Net income$-56,0006,580
Minority interest net income$084
Net income of bank and minority interests.$-56,0006,580
Net charge-offs$934,0001,198
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-426,0006,793
2012-03-31 (YTD Data)Rank
Total interest income$1,923,0003,327
Total interest expense$793,0001,581
Net interest income$1,130,0004,181
Provision for loan and lease losses$175,0002,152
Total noninterest income$109,0004,807
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$32,0005,116
Trading account gains and fees$0148
Additional Noninterest Income$77,0004,070
Total noninterest expense$1,157,0003,733
Salaries and employee benefits$470,0004,363
Premises and equipment expense$136,0003,691
Additional noninterest expense$551,0002,860
Pre-tax net operating income$-93,0006,721
Securities gains (losses)$250,000517
Applicable income taxes$04,704
Income before extraordinary items$157,0004,770
Extraordinary gains, net$019
Net income$157,0004,773
Minority interest net income$078
Net income of bank and minority interests.$157,0004,774
Net charge-offs$816,000772
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-93,0006,734
2011-12-31 (YTD Data)Rank
Total interest income$9,564,0002,867
Total interest expense$4,128,0001,462
Net interest income$5,436,0003,705
Provision for loan and lease losses$3,135,0001,160
Total noninterest income$-258,0007,134
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$144,0004,966
Trading account gains and fees$0146
Additional Noninterest Income$-402,0007,065
Total noninterest expense$5,593,0003,231
Salaries and employee benefits$1,664,0004,661
Premises and equipment expense$518,0003,934
Additional noninterest expense$3,411,0001,971
Pre-tax net operating income$-3,550,0006,967
Securities gains (losses)$740,000580
Applicable income taxes$2,692,000630
Income before extraordinary items$-5,502,0007,092
Extraordinary gains, net$029
Net income$-5,502,0007,090
Minority interest net income$096
Net income of bank and minority interests.$-5,502,0007,091
Net charge-offs$2,798,0001,254
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-6,242,0007,112
2011-09-30 (YTD Data)Rank
Total interest income$7,312,0002,851
Total interest expense$3,229,0001,463
Net interest income$4,083,0003,724
Provision for loan and lease losses$885,0002,133
Total noninterest income$160,0005,751
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$109,0004,979
Trading account gains and fees$0145
Additional Noninterest Income$51,0005,768
Total noninterest expense$3,870,0003,457
Salaries and employee benefits$1,223,0004,724
Premises and equipment expense$388,0003,993
Additional noninterest expense$2,259,0002,210
Pre-tax net operating income$-512,0006,616
Securities gains (losses)$504,000641
Applicable income taxes$04,740
Income before extraordinary items$-8,0006,268
Extraordinary gains, net$021
Net income$-8,0006,270
Minority interest net income$087
Net income of bank and minority interests.$-8,0006,270
Net charge-offs$2,507,0001,048
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-512,0006,646
2011-06-30 (YTD Data)Rank
Total interest income$4,927,0002,845
Total interest expense$2,202,0001,485
Net interest income$2,725,0003,729
Provision for loan and lease losses$725,0001,853
Total noninterest income$149,0005,321
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$81,0004,772
Trading account gains and fees$0153
Additional Noninterest Income$68,0005,121
Total noninterest expense$2,562,0003,510
Salaries and employee benefits$796,0004,830
Premises and equipment expense$252,0004,084
Additional noninterest expense$1,514,0002,222
Pre-tax net operating income$-413,0006,741
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-413,0006,793
Extraordinary gains, net$015
Net income$-413,0006,792
Minority interest net income$089
Net income of bank and minority interests.$-413,0006,793
Net charge-offs$809,0001,662
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-413,0006,785
2011-03-31 (YTD Data)Rank
Total interest income$2,451,0002,872
Total interest expense$1,105,0001,537
Net interest income$1,346,0003,760
Provision for loan and lease losses$75,0003,668
Total noninterest income$120,0004,596
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$46,0004,495
Trading account gains and fees$0158
Additional Noninterest Income$74,0004,031
Total noninterest expense$1,330,0003,406
Salaries and employee benefits$378,0005,003
Premises and equipment expense$142,0003,848
Additional noninterest expense$810,0002,077
Pre-tax net operating income$61,0005,604
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$61,0005,536
Extraordinary gains, net$09
Net income$61,0005,534
Minority interest net income$086
Net income of bank and minority interests.$61,0005,535
Net charge-offs$163,0002,288
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$61,0005,487
2010-12-31 (YTD Data)Rank
Total interest income$11,101,0002,704
Total interest expense$5,269,0001,576
Net interest income$5,832,0003,552
Provision for loan and lease losses$5,067,0001,136
Total noninterest income$-193,0007,421
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$307,0003,591
Trading account gains and fees$0175
Additional Noninterest Income$-500,0007,397
Total noninterest expense$6,610,0002,865
Salaries and employee benefits$1,677,0004,735
Premises and equipment expense$582,0003,798
Additional noninterest expense$4,351,0001,656
Pre-tax net operating income$-6,038,0007,188
Securities gains (losses)$619,000738
Applicable income taxes$-1,379,0007,385
Income before extraordinary items$-4,040,0007,103
Extraordinary gains, net$029
Net income$-4,040,0007,102
Minority interest net income$0111
Net income of bank and minority interests.$-4,040,0007,103
Net charge-offs$3,170,0001,421
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-4,504,2507,118
2010-09-30 (YTD Data)Rank
Total interest income$8,552,0002,685
Total interest expense$4,063,0001,600
Net interest income$4,489,0003,522
Provision for loan and lease losses$4,507,000946
Total noninterest income$465,0004,219
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$270,0003,355
Trading account gains and fees$0165
Additional Noninterest Income$195,0004,216
Total noninterest expense$5,365,0002,672
Salaries and employee benefits$1,356,0004,553
Premises and equipment expense$441,0003,830
Additional noninterest expense$3,568,0001,487
Pre-tax net operating income$-4,918,0007,356
Securities gains (losses)$209,0001,347
Applicable income taxes$-1,380,0007,553
Income before extraordinary items$-3,329,0007,305
Extraordinary gains, net$023
Net income$-3,329,0007,304
Minority interest net income$0110
Net income of bank and minority interests.$-3,329,0007,305
Net charge-offs$2,461,0001,320
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,477,3907,309
2010-06-30 (YTD Data)Rank
Total interest income$5,782,0002,681
Total interest expense$2,747,0001,646
Net interest income$3,035,0003,484
Provision for loan and lease losses$2,245,0001,184
Total noninterest income$315,0004,168
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$211,0003,054
Trading account gains and fees$0152
Additional Noninterest Income$104,0004,587
Total noninterest expense$3,349,0002,834
Salaries and employee benefits$922,0004,509
Premises and equipment expense$292,0003,879
Additional noninterest expense$2,135,0001,646
Pre-tax net operating income$-2,244,0007,313
Securities gains (losses)$136,0001,206
Applicable income taxes$-775,0007,569
Income before extraordinary items$-1,333,0007,198
Extraordinary gains, net$019
Net income$-1,333,0007,197
Minority interest net income$0105
Net income of bank and minority interests.$-1,333,0007,198
Net charge-offs$1,113,0001,612
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,420,0407,209
2010-03-31 (YTD Data)Rank
Total interest income$2,907,0002,730
Total interest expense$1,404,0001,675
Net interest income$1,503,0003,549
Provision for loan and lease losses$695,0001,486
Total noninterest income$176,0003,942
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$91,0003,330
Trading account gains and fees$0175
Additional Noninterest Income$85,0003,799
Total noninterest expense$1,613,0002,951
Salaries and employee benefits$470,0004,523
Premises and equipment expense$146,0003,946
Additional noninterest expense$997,0001,750
Pre-tax net operating income$-629,0007,255
Securities gains (losses)$136,000666
Applicable income taxes$-181,0007,545
Income before extraordinary items$-312,0007,094
Extraordinary gains, net$016
Net income$-312,0007,095
Minority interest net income$091
Net income of bank and minority interests.$-312,0007,094
Net charge-offs$528,0001,546
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-399,0407,156
2009-12-31 (YTD Data)Rank
Total interest income$12,916,0002,565
Total interest expense$6,518,0001,788
Net interest income$6,398,0003,274
Provision for loan and lease losses$5,573,0001,313
Total noninterest income$417,0005,053
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$263,0004,133
Trading account gains and fees$0211
Additional Noninterest Income$154,0005,054
Total noninterest expense$4,669,0003,892
Salaries and employee benefits$1,807,0004,659
Premises and equipment expense$575,0003,986
Additional noninterest expense$2,287,0002,972
Pre-tax net operating income$-3,427,0006,972
Securities gains (losses)$339,0001,130
Applicable income taxes$-1,300,0007,375
Income before extraordinary items$-1,788,0006,677
Extraordinary gains, net$034
Net income$-1,788,0006,676
Minority interest net income$0115
Net income of bank and minority interests.$-1,788,0006,676
Net charge-offs$2,393,0001,843
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$3,0001,323
Net operating income$-2,004,9606,756
2009-09-30 (YTD Data)Rank
Total interest income$9,751,0002,598
Total interest expense$4,960,0001,835
Net interest income$4,791,0003,287
Provision for loan and lease losses$3,413,0001,362
Total noninterest income$259,0005,455
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$222,0003,911
Trading account gains and fees$0212
Additional Noninterest Income$37,0006,539
Total noninterest expense$3,408,0003,974
Salaries and employee benefits$1,435,0004,516
Premises and equipment expense$432,0004,037
Additional noninterest expense$1,541,0003,218
Pre-tax net operating income$-1,771,0006,964
Securities gains (losses)$339,000912
Applicable income taxes$-608,0007,398
Income before extraordinary items$-824,0006,641
Extraordinary gains, net$027
Net income$-824,0006,642
Minority interest net income$0118
Net income of bank and minority interests.$-824,0006,642
Net charge-offs$1,382,0001,847
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$3,0001,218
Net operating income$-1,040,9606,765
2009-06-30 (YTD Data)Rank
Total interest income$6,525,0002,613
Total interest expense$3,307,0001,928
Net interest income$3,218,0003,267
Provision for loan and lease losses$906,0002,184
Total noninterest income$121,0006,095
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$139,0004,032
Trading account gains and fees$0193
Additional Noninterest Income$-18,0007,852
Total noninterest expense$2,328,0003,932
Salaries and employee benefits$979,0004,497
Premises and equipment expense$289,0004,042
Additional noninterest expense$1,060,0003,154
Pre-tax net operating income$105,0005,172
Securities gains (losses)$03,136
Applicable income taxes$15,0003,839
Income before extraordinary items$90,0005,292
Extraordinary gains, net$021
Net income$90,0005,289
Minority interest net income$0112
Net income of bank and minority interests.$90,0005,289
Net charge-offs$653,0002,049
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$90,0005,202
2009-03-31 (YTD Data)Rank
Total interest income$3,255,0002,652
Total interest expense$1,698,0001,948
Net interest income$1,557,0003,349
Provision for loan and lease losses$261,0002,512
Total noninterest income$57,0006,178
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$73,0003,879
Trading account gains and fees$0171
Additional Noninterest Income$-16,0008,019
Total noninterest expense$1,044,0004,183
Salaries and employee benefits$508,0004,409
Premises and equipment expense$139,0004,200
Additional noninterest expense$397,0003,599
Pre-tax net operating income$309,0003,295
Securities gains (losses)$02,434
Applicable income taxes$91,0002,274
Income before extraordinary items$218,0003,717
Extraordinary gains, net$015
Net income$218,0003,717
Minority interest net income$0102
Net income of bank and minority interests.$218,0003,718
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$218,0003,568
2008-12-31 (YTD Data)Rank
Total interest income$11,984,0003,044
Total interest expense$6,146,0002,466
Net interest income$5,838,0003,542
Provision for loan and lease losses$1,098,0002,571
Total noninterest income$212,0006,407
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$133,0005,513
Trading account gains and fees$0154
Additional Noninterest Income$79,0006,232
Total noninterest expense$3,803,0004,398
Salaries and employee benefits$1,909,0004,623
Premises and equipment expense$522,0004,344
Additional noninterest expense$1,372,0003,868
Pre-tax net operating income$1,149,0003,501
Securities gains (losses)$03,220
Applicable income taxes$341,0002,255
Income before extraordinary items$808,0003,681
Extraordinary gains, net$039
Net income$808,0003,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$569,0002,626
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$87,0001,011
Net operating income$808,0003,806
2008-09-30 (YTD Data)Rank
Total interest income$8,800,0003,169
Total interest expense$4,480,0002,615
Net interest income$4,320,0003,608
Provision for loan and lease losses$525,0002,660
Total noninterest income$161,0006,489
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$103,0005,491
Trading account gains and fees$0148
Additional Noninterest Income$58,0006,404
Total noninterest expense$2,813,0004,428
Salaries and employee benefits$1,415,0004,663
Premises and equipment expense$383,0004,425
Additional noninterest expense$1,015,0003,823
Pre-tax net operating income$1,143,0003,411
Securities gains (losses)$03,106
Applicable income taxes$354,0002,288
Income before extraordinary items$789,0003,593
Extraordinary gains, net$031
Net income$789,0003,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0002,644
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$10,0001,146
Net operating income$789,0003,735
2008-06-30 (YTD Data)Rank
Total interest income$5,856,0003,206
Total interest expense$2,990,0002,718
Net interest income$2,866,0003,615
Provision for loan and lease losses$376,0002,236
Total noninterest income$104,0006,602
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$66,0005,572
Trading account gains and fees$0149
Additional Noninterest Income$38,0006,484
Total noninterest expense$1,860,0004,472
Salaries and employee benefits$939,0004,726
Premises and equipment expense$255,0004,450
Additional noninterest expense$666,0003,856
Pre-tax net operating income$734,0003,611
Securities gains (losses)$03,233
Applicable income taxes$226,0002,543
Income before extraordinary items$508,0003,980
Extraordinary gains, net$021
Net income$508,0003,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0002,229
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$508,0003,931
2008-03-31 (YTD Data)Rank
Total interest income$2,969,0003,258
Total interest expense$1,510,0002,880
Net interest income$1,459,0003,554
Provision for loan and lease losses$273,0001,499
Total noninterest income$45,0006,809
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$29,0005,728
Trading account gains and fees$0158
Additional Noninterest Income$16,0006,737
Total noninterest expense$925,0004,484
Salaries and employee benefits$475,0004,726
Premises and equipment expense$129,0004,432
Additional noninterest expense$321,0003,913
Pre-tax net operating income$306,0004,103
Securities gains (losses)$02,688
Applicable income taxes$90,0002,924
Income before extraordinary items$216,0004,506
Extraordinary gains, net$015
Net income$216,0004,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0001,263
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$216,0004,399
2007-12-31 (YTD Data)Rank
Total interest income$10,702,0003,603
Total interest expense$5,458,0003,239
Net interest income$5,244,0003,846
Provision for loan and lease losses$306,0003,150
Total noninterest income$224,0006,576
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$121,0005,745
Trading account gains and fees$0178
Additional Noninterest Income$103,0006,164
Total noninterest expense$3,343,0004,673
Salaries and employee benefits$1,646,0005,013
Premises and equipment expense$494,0004,401
Additional noninterest expense$1,203,0004,066
Pre-tax net operating income$1,819,0003,531
Securities gains (losses)$02,146
Applicable income taxes$595,0002,520
Income before extraordinary items$1,224,0003,898
Extraordinary gains, net$039
Net income$1,224,0003,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,700
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$85,000971
Net operating income$1,224,0003,891
2007-09-30 (YTD Data)Rank
Total interest income$7,750,0003,698
Total interest expense$3,958,0003,321
Net interest income$3,792,0003,974
Provision for loan and lease losses$248,0002,630
Total noninterest income$173,0006,567
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$92,0005,758
Trading account gains and fees$0184
Additional Noninterest Income$81,0006,140
Total noninterest expense$2,481,0004,693
Salaries and employee benefits$1,173,0005,170
Premises and equipment expense$94,0007,477
Additional noninterest expense$1,214,0003,161
Pre-tax net operating income$1,236,0003,874
Securities gains (losses)$01,655
Applicable income taxes$398,0002,811
Income before extraordinary items$838,0004,252
Extraordinary gains, net$033
Net income$838,0004,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,861
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$838,0004,238
2007-06-30 (YTD Data)Rank
Total interest income$4,904,0003,838
Total interest expense$2,473,0003,487
Net interest income$2,431,0004,126
Provision for loan and lease losses$126,0002,895
Total noninterest income$107,0006,739
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$63,0005,738
Trading account gains and fees$0168
Additional Noninterest Income$44,0006,471
Total noninterest expense$1,565,0004,882
Salaries and employee benefits$738,0005,379
Premises and equipment expense$274,0004,110
Additional noninterest expense$553,0004,265
Pre-tax net operating income$847,0003,890
Securities gains (losses)$01,444
Applicable income taxes$276,0002,831
Income before extraordinary items$571,0004,268
Extraordinary gains, net$029
Net income$571,0004,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$571,0004,258
2007-03-31 (YTD Data)Rank
Total interest income$2,341,0003,954
Total interest expense$1,166,0003,609
Net interest income$1,175,0004,228
Provision for loan and lease losses$90,0002,153
Total noninterest income$53,0006,742
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$32,0005,690
Trading account gains and fees$0195
Additional Noninterest Income$21,0006,540
Total noninterest expense$733,0005,095
Salaries and employee benefits$334,0005,749
Premises and equipment expense$133,0004,204
Additional noninterest expense$266,0004,336
Pre-tax net operating income$405,0003,966
Securities gains (losses)$01,187
Applicable income taxes$132,0002,911
Income before extraordinary items$273,0004,370
Extraordinary gains, net$022
Net income$273,0004,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$273,0004,352
2006-12-31 (YTD Data)Rank
Total interest income$6,935,0004,597
Total interest expense$3,072,0004,262
Net interest income$3,863,0004,756
Provision for loan and lease losses$272,0002,958
Total noninterest income$236,0006,632
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$147,0005,561
Trading account gains and fees$0130
Additional Noninterest Income$89,0006,514
Total noninterest expense$2,601,0005,358
Salaries and employee benefits$1,223,0005,854
Premises and equipment expense$503,0004,249
Additional noninterest expense$875,0004,953
Pre-tax net operating income$1,226,0004,742
Securities gains (losses)$01,687
Applicable income taxes$425,0003,355
Income before extraordinary items$801,0005,209
Extraordinary gains, net$051
Net income$801,0005,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,587
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$275,000699
Net operating income$801,0005,204
2006-09-30 (YTD Data)Rank
Total interest income$4,823,0004,784
Total interest expense$2,037,0004,498
Net interest income$2,786,0004,903
Provision for loan and lease losses$145,0003,470
Total noninterest income$174,0006,715
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$108,0005,666
Trading account gains and fees$0126
Additional Noninterest Income$66,0006,526
Total noninterest expense$1,910,0005,407
Salaries and employee benefits$888,0005,916
Premises and equipment expense$381,0004,223
Additional noninterest expense$641,0005,006
Pre-tax net operating income$905,0004,946
Securities gains (losses)$01,388
Applicable income taxes$338,0003,426
Income before extraordinary items$567,0005,495
Extraordinary gains, net$045
Net income$567,0005,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,298
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$275,000537
Net operating income$567,0005,496
2006-06-30 (YTD Data)Rank
Total interest income$2,975,0004,982
Total interest expense$1,204,0004,703
Net interest income$1,771,0005,080
Provision for loan and lease losses$64,0004,005
Total noninterest income$115,0006,737
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$72,0005,670
Trading account gains and fees$0126
Additional Noninterest Income$43,0006,593
Total noninterest expense$1,253,0005,470
Salaries and employee benefits$581,0006,012
Premises and equipment expense$253,0004,242
Additional noninterest expense$419,0005,048
Pre-tax net operating income$569,0005,124
Securities gains (losses)$01,185
Applicable income taxes$216,0003,515
Income before extraordinary items$353,0005,666
Extraordinary gains, net$039
Net income$353,0005,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,074
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$90,000554
Net operating income$353,0005,664
2006-03-31 (YTD Data)Rank
Total interest income$1,368,0005,205
Total interest expense$538,0004,909
Net interest income$830,0005,287
Provision for loan and lease losses$06,013
Total noninterest income$59,0006,658
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$36,0005,597
Trading account gains and fees$0115
Additional Noninterest Income$23,0006,492
Total noninterest expense$594,0005,662
Salaries and employee benefits$283,0006,109
Premises and equipment expense$122,0004,360
Additional noninterest expense$189,0005,359
Pre-tax net operating income$295,0005,014
Securities gains (losses)$0955
Applicable income taxes$112,0003,441
Income before extraordinary items$183,0005,534
Extraordinary gains, net$021
Net income$183,0005,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$183,0005,530
2005-12-31 (YTD Data)Rank
Total interest income$4,741,0005,329
Total interest expense$1,610,0005,059
Net interest income$3,131,0005,375
Provision for loan and lease losses$5,0006,973
Total noninterest income$248,0006,684
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$160,0005,502
Trading account gains and fees$0138
Additional Noninterest Income$88,0006,605
Total noninterest expense$2,204,0005,777
Salaries and employee benefits$963,0006,472
Premises and equipment expense$474,0004,335
Additional noninterest expense$767,0005,298
Pre-tax net operating income$1,170,0004,959
Securities gains (losses)$02,296
Applicable income taxes$444,0003,548
Income before extraordinary items$726,0005,588
Extraordinary gains, net$046
Net income$726,0005,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-190,0008,726
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$796,000503
Net operating income$726,0005,556
2005-09-30 (YTD Data)Rank
Total interest income$3,374,0005,458
Total interest expense$1,149,0005,054
Net interest income$2,225,0005,552
Provision for loan and lease losses$5,0006,713
Total noninterest income$193,0006,657
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$122,0005,500
Trading account gains and fees$0126
Additional Noninterest Income$71,0006,499
Total noninterest expense$1,633,0005,787
Salaries and employee benefits$704,0006,523
Premises and equipment expense$370,0004,207
Additional noninterest expense$559,0005,352
Pre-tax net operating income$780,0005,395
Securities gains (losses)$02,317
Applicable income taxes$296,0003,829
Income before extraordinary items$484,0005,982
Extraordinary gains, net$035
Net income$484,0005,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-189,0008,737
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$454,000415
Net operating income$484,0005,944
2005-06-30 (YTD Data)Rank
Total interest income$2,161,0005,509
Total interest expense$729,0005,021
Net interest income$1,432,0005,642
Provision for loan and lease losses$5,0006,409
Total noninterest income$122,0006,711
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$78,0005,536
Trading account gains and fees$0116
Additional Noninterest Income$44,0006,606
Total noninterest expense$1,065,0005,852
Salaries and employee benefits$455,0006,619
Premises and equipment expense$249,0004,162
Additional noninterest expense$361,0005,430
Pre-tax net operating income$484,0005,550
Securities gains (losses)$02,146
Applicable income taxes$184,0003,933
Income before extraordinary items$300,0006,121
Extraordinary gains, net$030
Net income$300,0006,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-189,0008,753
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$300,0006,071
2005-03-31 (YTD Data)Rank
Total interest income$1,010,0005,701
Total interest expense$357,0005,001
Net interest income$653,0005,952
Provision for loan and lease losses$5,0005,826
Total noninterest income$58,0006,821
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$48,0005,081
Trading account gains and fees$0115
Additional Noninterest Income$10,0007,741
Total noninterest expense$544,0005,811
Salaries and employee benefits$230,0006,621
Premises and equipment expense$125,0004,196
Additional noninterest expense$189,0005,293
Pre-tax net operating income$162,0006,405
Securities gains (losses)$01,685
Applicable income taxes$60,0004,523
Income before extraordinary items$102,0006,865
Extraordinary gains, net$024
Net income$102,0006,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$102,0006,832
2004-12-31 (YTD Data)Rank
Total interest income$3,665,0005,834
Total interest expense$1,351,0004,791
Net interest income$2,314,0006,224
Provision for loan and lease losses$56,0005,831
Total noninterest income$238,0006,858
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$205,0005,166
Trading account gains and fees$0138
Additional Noninterest Income$33,0007,887
Total noninterest expense$2,060,0005,910
Salaries and employee benefits$829,0006,833
Premises and equipment expense$487,0004,169
Additional noninterest expense$746,0005,324
Pre-tax net operating income$436,0006,919
Securities gains (losses)$03,819
Applicable income taxes$164,0004,986
Income before extraordinary items$272,0007,336
Extraordinary gains, net$034
Net income$272,0007,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,099
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$86,000680
Net operating income$272,0007,292
2004-09-30 (YTD Data)Rank
Total interest income$2,686,0005,894
Total interest expense$985,0004,821
Net interest income$1,701,0006,284
Provision for loan and lease losses$49,0005,424
Total noninterest income$186,0006,817
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$158,0005,152
Trading account gains and fees$0134
Additional Noninterest Income$28,0007,777
Total noninterest expense$1,499,0005,966
Salaries and employee benefits$617,0006,829
Premises and equipment expense$360,0004,208
Additional noninterest expense$522,0005,510
Pre-tax net operating income$339,0007,001
Securities gains (losses)$03,710
Applicable income taxes$129,0005,050
Income before extraordinary items$210,0007,417
Extraordinary gains, net$026
Net income$210,0007,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,696
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$86,000535
Net operating income$210,0007,355
2004-06-30 (YTD Data)Rank
Total interest income$1,734,0006,007
Total interest expense$636,0004,929
Net interest income$1,098,0006,406
Provision for loan and lease losses$44,0004,930
Total noninterest income$123,0006,850
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$87,0005,558
Trading account gains and fees$0130
Additional Noninterest Income$36,0006,981
Total noninterest expense$1,013,0005,953
Salaries and employee benefits$416,0006,848
Premises and equipment expense$241,0004,189
Additional noninterest expense$356,0005,454
Pre-tax net operating income$164,0007,461
Securities gains (losses)$03,413
Applicable income taxes$61,0005,420
Income before extraordinary items$103,0007,749
Extraordinary gains, net$021
Net income$103,0007,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,683
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$103,0007,678
2004-03-31 (YTD Data)Rank
Total interest income$836,0006,136
Total interest expense$301,0005,153
Net interest income$535,0006,502
Provision for loan and lease losses$10,0005,595
Total noninterest income$56,0007,006
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$47,0005,338
Trading account gains and fees$0121
Additional Noninterest Income$9,0007,855
Total noninterest expense$512,0005,967
Salaries and employee benefits$215,0006,788
Premises and equipment expense$121,0004,212
Additional noninterest expense$176,0005,500
Pre-tax net operating income$69,0007,617
Securities gains (losses)$02,934
Applicable income taxes$27,0005,505
Income before extraordinary items$42,0007,936
Extraordinary gains, net$016
Net income$42,0007,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$42,0007,878
2003-12-31 (YTD Data)Rank
Total interest income$2,966,0006,557
Total interest expense$1,175,0005,634
Net interest income$1,791,0006,912
Provision for loan and lease losses$31,0006,757
Total noninterest income$241,0007,008
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$173,0005,573
Trading account gains and fees$0160
Additional Noninterest Income$68,0007,154
Total noninterest expense$1,852,0006,248
Salaries and employee benefits$773,0007,017
Premises and equipment expense$470,0004,250
Additional noninterest expense$609,0005,949
Pre-tax net operating income$149,0008,006
Securities gains (losses)$04,500
Applicable income taxes$55,0006,211
Income before extraordinary items$94,0008,249
Extraordinary gains, net$054
Net income$94,0008,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,027
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$94,0008,138
2003-09-30 (YTD Data)Rank
Total interest income$2,174,0006,716
Total interest expense$894,0005,737
Net interest income$1,280,0007,091
Provision for loan and lease losses$21,0006,714
Total noninterest income$185,0007,030
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$126,0005,684
Trading account gains and fees$0153
Additional Noninterest Income$59,0006,984
Total noninterest expense$1,386,0006,212
Salaries and employee benefits$583,0006,992
Premises and equipment expense$351,0004,259
Additional noninterest expense$452,0005,972
Pre-tax net operating income$58,0008,420
Securities gains (losses)$04,204
Applicable income taxes$21,0006,780
Income before extraordinary items$37,0008,586
Extraordinary gains, net$040
Net income$37,0008,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,480
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$37,0008,476
2003-06-30 (YTD Data)Rank
Total interest income$1,428,0006,811
Total interest expense$599,0005,846
Net interest income$829,0007,179
Provision for loan and lease losses$21,0006,267
Total noninterest income$124,0007,004
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$71,0005,997
Trading account gains and fees$0150
Additional Noninterest Income$53,0006,477
Total noninterest expense$913,0006,288
Salaries and employee benefits$391,0007,001
Premises and equipment expense$231,0004,294
Additional noninterest expense$291,0006,078
Pre-tax net operating income$19,0008,563
Securities gains (losses)$03,782
Applicable income taxes$7,0007,084
Income before extraordinary items$12,0008,695
Extraordinary gains, net$030
Net income$12,0008,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$12,0008,578
2003-03-31 (YTD Data)Rank
Total interest income$673,0007,011
Total interest expense$285,0006,100
Net interest income$388,0007,367
Provision for loan and lease losses$3,0006,662
Total noninterest income$60,0007,024
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$37,0005,850
Trading account gains and fees$0134
Additional Noninterest Income$23,0006,700
Total noninterest expense$448,0006,351
Salaries and employee benefits$198,0007,004
Premises and equipment expense$115,0004,305
Additional noninterest expense$135,0006,319
Pre-tax net operating income$-3,0008,729
Securities gains (losses)$02,891
Applicable income taxes$-1,0008,975
Income before extraordinary items$-2,0008,777
Extraordinary gains, net$021
Net income$-2,0008,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-2,0008,677
2002-12-31 (YTD Data)Rank
Total interest income$2,395,0007,448
Total interest expense$891,0007,221
Net interest income$1,504,0007,427
Provision for loan and lease losses$441,0002,626
Total noninterest income$237,0006,972
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$154,0005,785
Trading account gains and fees$0153
Additional Noninterest Income$83,0006,810
Total noninterest expense$1,877,0006,100
Salaries and employee benefits$852,0006,692
Premises and equipment expense$464,0004,175
Additional noninterest expense$561,0006,156
Pre-tax net operating income$-577,0009,013
Securities gains (losses)$04,537
Applicable income taxes$-227,0009,151
Income before extraordinary items$-350,0008,990
Extraordinary gains, net$070
Net income$-350,0008,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0002,373
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-350,0008,944
2001-12-31 (YTD Data)Rank
Total interest income$1,671,0008,559
Total interest expense$570,0008,886
Net interest income$1,101,0008,084
Provision for loan and lease losses$69,0006,240
Total noninterest income$103,0008,463
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$73,0007,109
Trading account gains and fees$0177
Additional Noninterest Income$30,0008,341
Total noninterest expense$1,524,0006,742
Salaries and employee benefits$746,0006,993
Premises and equipment expense$337,0005,164
Additional noninterest expense$441,0006,845
Pre-tax net operating income$-389,0009,102
Securities gains (losses)$04,612
Applicable income taxes$-155,0009,339
Income before extraordinary items$-234,0009,081
Extraordinary gains, net$0105
Net income$-234,0009,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-234,0009,020
2000-12-31 (YTD Data)Rank
Total interest income$982,0009,409
Total interest expense$272,0009,567
Net interest income$710,0009,091
Provision for loan and lease losses$189,0003,875
Total noninterest income$29,0009,595
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$24,0008,200
Trading account gains and feesNANA
Additional Noninterest Income$5,0009,650
Total noninterest expense$1,212,0007,463
Salaries and employee benefits$566,0007,882
Premises and equipment expense$279,0005,663
Additional noninterest expense$367,0007,427
Pre-tax net operating income$-662,0009,622
Securities gains (losses)$1,0001,732
Applicable income taxes$-249,0009,721
Income before extraordinary items$-412,0009,523
Extraordinary gains, net$038
Net income$-412,0009,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-412,6409,525
1999-12-31 (YTD Data)Rank
Total interest income$199,00010,123
Total interest expense$12,00010,167
Net interest income$187,00010,072
Provision for loan and lease losses$60,0006,124
Total noninterest income$2,00010,138
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$2,00010,068
Total noninterest expense$653,0009,161
Salaries and employee benefits$299,0009,470
Premises and equipment expense$87,0008,879
Additional noninterest expense$267,0008,402
Pre-tax net operating income$-524,0009,865
Securities gains (losses)$03,155
Applicable income taxes$-197,00010,025
Income before extraordinary items$-327,0009,787
Extraordinary gains, net$035
Net income$-327,0009,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$7,879,000128
Net operating income$-327,0009,768

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.