Home > Coffee County Bank > Income and Expense
Coffee County Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,842,000 | 4,583 |
| Total interest expense | $2,848,000 | 4,931 |
| Net interest income | $3,994,000 | 4,241 |
| Provision for loan and lease losses | $264,000 | 2,856 |
| Total noninterest income | $428,000 | 5,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 3,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,136 |
| Total noninterest expense | $2,533,000 | 4,743 |
| Salaries and employee benefits | $1,466,000 | 4,339 |
| Premises and equipment expense | $310,000 | 5,351 |
| Additional noninterest expense | $757,000 | 4,939 |
| Pre-tax net operating income | $1,625,000 | 4,177 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $497,000 | 4,232 |
| Income before extraordinary items | $1,138,000 | 4,243 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,138,000 | 4,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,684 |
| Cash dividends | $456,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,131,000 | 4,200 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 5,562 |
| Total interest expense | $2,224,000 | 6,001 |
| Net interest income | $3,229,000 | 5,159 |
| Provision for loan and lease losses | $283,000 | 2,703 |
| Total noninterest income | $427,000 | 5,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,754 |
| Total noninterest expense | $2,138,000 | 5,656 |
| Salaries and employee benefits | $1,232,000 | 5,082 |
| Premises and equipment expense | $305,000 | 5,523 |
| Additional noninterest expense | $601,000 | 6,350 |
| Pre-tax net operating income | $1,235,000 | 5,027 |
| Securities gains (losses) | $33,000 | 1,622 |
| Applicable income taxes | $355,000 | 5,274 |
| Income before extraordinary items | $913,000 | 4,828 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $913,000 | 4,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,083 |
| Cash dividends | $372,000 | 4,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $889,240 | 4,861 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 6,161 |
| Total interest expense | $2,037,000 | 6,382 |
| Net interest income | $2,771,000 | 5,863 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $337,000 | 6,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $2,067,000 | 5,835 |
| Salaries and employee benefits | $1,146,000 | 5,421 |
| Premises and equipment expense | $291,000 | 5,771 |
| Additional noninterest expense | $630,000 | 6,331 |
| Pre-tax net operating income | $986,000 | 6,050 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $248,000 | 6,675 |
| Income before extraordinary items | $743,000 | 5,750 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $743,000 | 5,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,045 |
| Cash dividends | $341,000 | 4,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $739,250 | 5,742 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 6,856 |
| Total interest expense | $1,425,000 | 7,119 |
| Net interest income | $2,453,000 | 6,569 |
| Provision for loan and lease losses | $22,000 | 7,672 |
| Total noninterest income | $520,000 | 5,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,489 |
| Total noninterest expense | $1,962,000 | 6,307 |
| Salaries and employee benefits | $1,084,000 | 5,709 |
| Premises and equipment expense | $268,000 | 6,210 |
| Additional noninterest expense | $610,000 | 6,961 |
| Pre-tax net operating income | $989,000 | 6,009 |
| Securities gains (losses) | $-35,000 | 10,774 |
| Applicable income taxes | $237,000 | 6,725 |
| Income before extraordinary items | $717,000 | 5,811 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $717,000 | 5,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $378,000 | 3,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $743,250 | 5,719 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 7,215 |
| Total interest expense | $1,330,000 | 7,774 |
| Net interest income | $2,406,000 | 6,730 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $551,000 | 5,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,230 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 5,178 |
| Total noninterest expense | $1,963,000 | 6,444 |
| Salaries and employee benefits | $1,080,000 | 5,742 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $644,000 | 6,980 |
| Pre-tax net operating income | $994,000 | 5,904 |
| Securities gains (losses) | $-21,000 | 12,925 |
| Applicable income taxes | $233,000 | 7,046 |
| Income before extraordinary items | $740,000 | 5,885 |
| Extraordinary gains, net | $-19,000 | 12,447 |
| Net income | $721,000 | 6,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 12,903 |
| Cash dividends | $1,342,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $755,960 | 5,554 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 7,400 |
| Total interest expense | $1,752,000 | 7,758 |
| Net interest income | $2,333,000 | 6,928 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $378,000 | 6,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,290 |
| Total noninterest expense | $1,799,000 | 6,947 |
| Salaries and employee benefits | $969,000 | 6,203 |
| Premises and equipment expense | $223,000 | 7,323 |
| Additional noninterest expense | $607,000 | 7,449 |
| Pre-tax net operating income | $840,000 | 6,383 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $189,000 | 7,777 |
| Income before extraordinary items | $659,000 | 6,176 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $659,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $226,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $652,760 | 5,860 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.