Home > CoBiz Bank > Net charge- offs to loans
CoBiz Bank, Net charge- offs to loans
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 2,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.0461% | 4,550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1143% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0499% | 2,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0499% | 2,846 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1916% | 1,146 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 1,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | -0.0141% | 4,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2180% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0721% | 2,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0721% | 2,519 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2968% | 1,122 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 1,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.0273% | 4,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 4,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 4,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4691% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0391% | 4,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0391% | 4,510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3000% | 1,111 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0423% | 5,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 4,893 |
| Percentage Net Loans Charged-off:Construction & development | -0.1191% | 4,811 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 4,870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 2,291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0202% | 3,833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1236% | 4,894 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0432% | 4,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0432% | 4,877 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.5854% | 1,232 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0504% | 5,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0269% | 4,916 |
| Percentage Net Loans Charged-off:Construction & development | -0.1526% | 4,886 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 4,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1520% | 4,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.1767% | 1,216 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0653% | 5,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0469% | 5,159 |
| Percentage Net Loans Charged-off:Construction & development | -0.2377% | 5,000 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 5,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 4,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0162% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1894% | 5,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6588% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6588% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.3284% | 1,200 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0318% | 4,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0551% | 5,320 |
| Percentage Net Loans Charged-off:Construction & development | -0.4743% | 5,175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 4,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0484% | 4,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2309% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2309% | 582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0284% | 1,129 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1980% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0485% | 5,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.3976% | 5,175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 2,558 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2112% | 4,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8428% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0316% | 3,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0316% | 3,481 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0008% | 1,605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9711% | 1,220 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2329% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0582% | 5,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.4748% | 5,254 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 2,117 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2730% | 4,333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9634% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0313% | 3,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0313% | 3,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0014% | 1,408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2412% | 1,193 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3779% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0761% | 5,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.6315% | 5,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 1,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3656% | 4,397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1202% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4998% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0868% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0868% | 2,600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0004% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1120% | 1,177 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8551% | 238 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1099% | 5,694 |
| Percentage Net Loans Charged-off:Construction & development | -0.9558% | 5,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1095% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7093% | 4,456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2742% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2114% | 138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0162% | 4,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0162% | 4,766 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0009% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1845% | 1,163 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0452% | 5,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1006% | 5,735 |
| Percentage Net Loans Charged-off:Construction & development | -0.3356% | 5,296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0971% | 5,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 2,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1670% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 2,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0254% | 2,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4274% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4274% | 1,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0037% | 1,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3820% | 1,276 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0547% | 5,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1140% | 5,815 |
| Percentage Net Loans Charged-off:Construction & development | -0.3001% | 5,334 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1310% | 5,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0569% | 2,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2552% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 2,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0266% | 1,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1515% | 2,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1515% | 2,514 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0051% | 1,286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4880% | 1,259 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0585% | 5,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1296% | 5,894 |
| Percentage Net Loans Charged-off:Construction & development | -0.1282% | 5,205 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1954% | 5,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4017% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 5,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0453% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2220% | 2,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2220% | 2,028 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0063% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6961% | 1,242 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0754% | 5,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2456% | 6,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0104% | 352 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3880% | 6,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 5,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 5,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0645% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3965% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3965% | 1,380 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3596% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2083% | 1,224 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 4,084 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0286% | 5,758 |
| Percentage Net Loans Charged-off:Construction & development | -0.3521% | 5,528 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 5,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1218% | 2,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8642% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0312% | 5,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1883% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0309% | 3,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0309% | 3,680 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0016% | 1,526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0942% | 1,331 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 3,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 5,775 |
| Percentage Net Loans Charged-off:Construction & development | -0.0960% | 5,328 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 5,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0529% | 6,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1434% | 4,674 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 5,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2115% | 1,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0459% | 3,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0459% | 3,288 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0006% | 5,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8911% | 1,316 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 3,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 5,834 |
| Percentage Net Loans Charged-off:Construction & development | -0.0641% | 5,312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 5,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0794% | 6,168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2165% | 4,735 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0508% | 6,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2959% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0720% | 3,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0720% | 2,874 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0044% | 5,369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0957% | 1,290 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0322% | 5,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 5,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0191% | 561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0801% | 6,199 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4248% | 4,818 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 5,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1030% | 5,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0965% | 2,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0965% | 2,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7145% | 1,260 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2470% | 2,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.1313% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3043% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5796% | 347 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 3,334 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0451% | 4,739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0942% | 2,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2263% | 5,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8817% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8817% | 1,201 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0319% | 1,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.6817% | 1,417 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2460% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.4187% | 1,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3239% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8525% | 5,411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 2,963 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0533% | 4,774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1161% | 2,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2087% | 5,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1162% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1162% | 830 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0424% | 1,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.1356% | 1,387 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 2,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3482% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.7781% | 780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4654% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8698% | 5,399 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0617% | 6,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0627% | 4,787 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0614% | 6,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3019% | 6,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5929% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5929% | 567 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0660% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.1631% | 1,359 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2322% | 1,667 |
| Percentage Net Loans Charged-off:Construction & development | 1.8583% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0742% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1879% | 5,371 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0310% | 6,206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0906% | 4,827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 6,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0856% | 5,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1411% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1411% | 2,332 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5469% | 1,305 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2921% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6023% | 1,691 |
| Percentage Net Loans Charged-off:Construction & development | 3.1112% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3514% | 1,852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2058% | 2,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9306% | 699 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1063% | 6,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3637% | 6,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2711% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2711% | 2,963 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0300% | 1,492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.7093% | 1,465 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4342% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8094% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 4.5236% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4298% | 1,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2976% | 2,374 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2292% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1319% | 6,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3455% | 6,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2356% | 3,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2356% | 2,873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0253% | 1,352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.5837% | 1,446 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3791% | 2,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7934% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 4.9459% | 528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2480% | 1,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5547% | 1,539 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8226% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0734% | 6,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5023% | 6,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0657% | 3,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0657% | 3,368 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0301% | 1,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.3393% | 1,417 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7518% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1598% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 8.3841% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 1,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2595% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5453% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 6,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0515% | 5,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0997% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0997% | 2,630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0518% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4632% | 1,356 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7399% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9508% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | 3.6592% | 1,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1743% | 2,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0023% | 1,013 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0037% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5044% | 1,226 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0905% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3520% | 3,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4092% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4071% | 2,838 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1068% | 1,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.4009% | 1,423 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7560% | 2,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9896% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | 5.0341% | 866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2446% | 2,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6891% | 1,611 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0088% | 745 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4458% | 2,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3117% | 2,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5746% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5712% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1491% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.9717% | 1,401 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9166% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0775% | 1,310 |
| Percentage Net Loans Charged-off:Construction & development | 5.1376% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2968% | 1,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7098% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5102% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 3,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6942% | 1,893 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7919% | 7,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7866% | 7,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0077% | 1,330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7456% | 1,361 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3685% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9619% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 9.9473% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5832% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2999% | 1,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4707% | 740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1497% | 2,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2256% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3841% | 7,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3722% | 7,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0081% | 998 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7565% | 1,340 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3638% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9975% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 10.7863% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0708% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9849% | 703 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7741% | 1,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8417% | 979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7042% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0538% | 2,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2402% | 1,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0048% | 1,978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3613% | 147 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8211% | 575 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5735% | 333 |
| Percentage Net Loans Charged-off:Construction & development | 13.1606% | 352 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1330% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2837% | 534 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3890% | 2,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2406% | 1,394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5478% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2589% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3086% | 3,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4778% | 123 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2143% | 478 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9573% | 304 |
| Percentage Net Loans Charged-off:Construction & development | 14.6400% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9729% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4960% | 1,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1989% | 1,227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8137% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6817% | 1,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1701% | 4,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0144% | 6,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8563% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3568% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 23.7955% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 1,827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5499% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4617% | 5,688 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6166% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3753% | 2,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4288% | 2,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0584% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7254% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0918% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 11.6120% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2766% | 2,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6226% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4715% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8071% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1874% | 1,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5817% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0346% | 1,998 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 21.1960% | 58 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4467% | 435 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9822% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 10.4989% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3233% | 1,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8440% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8135% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8830% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4146% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0766% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0489% | 1,714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7355% | 118 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6574% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0605% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 11.5425% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 2,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4465% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7631% | 705 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3121% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9928% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7572% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0569% | 1,482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6141% | 519 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0399% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 9.0747% | 332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 2,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1659% | 736 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 7,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7783% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2452% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8742% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0851% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 2.9368% | 846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 2,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1804% | 2,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1505% | 1,102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2120% | 2,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4030% | 2,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7518% | 2,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0770% | 1,627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6033% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7316% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 2.0004% | 719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 2,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1343% | 6,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2925% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3083% | 2,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9441% | 1,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0068% | 1,612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5632% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6650% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 1.8246% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3090% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4384% | 1,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0057% | 1,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3729% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3273% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 0.8954% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4284% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8097% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 3,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3685% | 2,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0720% | 5,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0154% | 1,679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5015% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0580% | 4,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0127% | 6,850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 5,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 2,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1073% | 4,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0130% | 6,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 4,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 6,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3444% | 2,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0585% | 7,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0137% | 7,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 7,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 2,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0014% | 702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0511% | 7,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1445% | 4,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0311% | 1,477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 7,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 7,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 2,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0019% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0756% | 7,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1371% | 4,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0314% | 1,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 4,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 2,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0028% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0641% | 2,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2025% | 3,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0319% | 1,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 6,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0270% | 6,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0619% | 3,685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0466% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 5,707 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 7,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0750% | 3,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0058% | 6,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0117% | 1,571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 5,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 7,999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0998% | 2,782 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4356% | 8,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0282% | 4,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 2,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1324% | 2,248 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7717% | 8,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0084% | 6,941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1061% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1858% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 6,808 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8146% | 8,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0716% | 7,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 4,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 2,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0954% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1063% | 3,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3597% | 4,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0581% | 7,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 4,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1298% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0359% | 3,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3954% | 3,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0981% | 7,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 4,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 1,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0622% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0533% | 2,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1242% | 5,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0568% | 7,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 3,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0034% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1529% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6718% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1297% | 734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 5,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 2,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.1654% | 503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 1,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0908% | 4,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1394% | 6,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4402% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 4,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 2,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.1212% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1171% | 3,467 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2546% | 8,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8699% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 5,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0920% | 3,127 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2800% | 8,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4621% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 5,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0651% | 2,251 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5524% | 8,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0203% | 968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1446% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 3,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 2,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0711% | 1,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0961% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5081% | 4,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8751% | 318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 6,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 3,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 1,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 4,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1745% | 6,143 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0740% | 1,235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2428% | 1,286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 4,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1669% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3700% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0460% | 1,287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8307% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 5,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0086% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1448% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4100% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0917% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2611% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8824% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 5,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2147% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3260% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0717% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0251% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2581% | 3,140 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3499% | 2,570 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 7,104 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0207% | 10,424 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 5,334 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4460% | 4,677 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |