Home > Cobb Federal Savings Association > Income and Expense
Cobb Federal Savings Association, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 12,514 |
| Total interest expense | $1,743,000 | 6,505 |
| Net interest income | $-849,000 | 13,264 |
| Provision for loan and lease losses | $-588,000 | 13,188 |
| Total noninterest income | $611,000 | 4,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $611,000 | 2,858 |
| Total noninterest expense | $7,905,000 | 1,880 |
| Salaries and employee benefits | $970,000 | 6,309 |
| Premises and equipment expense | $729,000 | 2,772 |
| Additional noninterest expense | $6,206,000 | 1,065 |
| Pre-tax net operating income | $-7,555,000 | 13,209 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-7,554,000 | 13,186 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-7,554,000 | 13,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 2,550 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-7,555,000 | 13,180 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 9,024 |
| Total interest expense | $3,049,000 | 5,082 |
| Net interest income | $-70,000 | 13,915 |
| Provision for loan and lease losses | $1,275,000 | 1,573 |
| Total noninterest income | $590,000 | 5,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $590,000 | 2,848 |
| Total noninterest expense | $7,249,000 | 2,034 |
| Salaries and employee benefits | $1,273,000 | 4,910 |
| Premises and equipment expense | $1,052,000 | 2,005 |
| Additional noninterest expense | $4,924,000 | 1,341 |
| Pre-tax net operating income | $-8,004,000 | 13,849 |
| Securities gains (losses) | $-16,000 | 13,420 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-8,020,000 | 13,841 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-8,020,000 | 13,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,290,000 | 1,330 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-8,004,000 | 13,819 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.