Home > Coastal States Bank > Income and Expense

Coastal States Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$107,017,000514
Total interest expense$40,274,000463
Net interest income$66,743,000536
Provision for loan and lease losses$1,543,000635
Total noninterest income$9,152,000782
Gross Fiduciary activities income$0981
Service charges on deposit accounts$754,0001,249
Trading account gains and fees$0123
Additional Noninterest Income$8,398,000610
Total noninterest expense$39,831,000689
Salaries and employee benefits$24,573,000625
Premises and equipment expense$2,921,000891
Additional noninterest expense$8,398,000610
Pre-tax net operating income$34,521,000464
Securities gains (losses)$-517,0004,197
Applicable income taxes$7,668,000416
Income before extraordinary items$26,336,000469
Extraordinary gains, net$054
Net income$26,336,000472
Minority interest net income$088
Net income of bank and minority interests.$26,336,000470
Net charge-offs$709,000631
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$26,744,430477
2023-09-30 (YTD Data)Rank
Total interest income$77,671,000517
Total interest expense$28,125,000462
Net interest income$49,546,000546
Provision for loan and lease losses$1,977,000448
Total noninterest income$5,552,000928
Gross Fiduciary activities income$0950
Service charges on deposit accounts$540,0001,288
Trading account gains and fees$0125
Additional Noninterest Income$5,012,000741
Total noninterest expense$28,139,000735
Salaries and employee benefits$17,662,000650
Premises and equipment expense$2,229,000881
Additional noninterest expense$5,012,000741
Pre-tax net operating income$24,982,000484
Securities gains (losses)$-517,0004,381
Applicable income taxes$5,746,000432
Income before extraordinary items$18,719,000510
Extraordinary gains, net$052
Net income$18,719,000513
Minority interest net income$081
Net income of bank and minority interests.$18,719,000509
Net charge-offs$648,000508
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$19,127,430508
2023-06-30 (YTD Data)Rank
Total interest income$50,175,000513
Total interest expense$17,060,000450
Net interest income$33,115,000542
Provision for loan and lease losses$1,130,000479
Total noninterest income$4,305,000810
Gross Fiduciary activities income$0931
Service charges on deposit accounts$350,0001,302
Trading account gains and fees$0112
Additional Noninterest Income$3,955,000625
Total noninterest expense$18,198,000737
Salaries and employee benefits$11,940,000632
Premises and equipment expense$1,492,000859
Additional noninterest expense$3,955,000625
Pre-tax net operating income$18,092,000457
Securities gains (losses)$-517,0004,486
Applicable income taxes$4,108,000417
Income before extraordinary items$13,467,000478
Extraordinary gains, net$051
Net income$13,467,000485
Minority interest net income$081
Net income of bank and minority interests.$13,467,000477
Net charge-offs$535,000421
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$13,875,430474
2022-12-31 (YTD Data)Rank
Total interest income$66,583,000585
Total interest expense$8,169,000537
Net interest income$58,414,000592
Provision for loan and lease losses$5,078,000279
Total noninterest income$7,569,000912
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$783,0001,230
Trading account gains and fees$0116
Additional Noninterest Income$6,786,000731
Total noninterest expense$35,089,000744
Salaries and employee benefits$23,390,000648
Premises and equipment expense$2,674,000952
Additional noninterest expense$6,786,000731
Pre-tax net operating income$25,816,000628
Securities gains (losses)$0691
Applicable income taxes$6,011,000540
Income before extraordinary items$19,805,000650
Extraordinary gains, net$05
Net income$19,805,000651
Minority interest net income$063
Net income of bank and minority interests.$19,805,000651
Net charge-offs$864,000457
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$19,805,000658
2022-09-30 (YTD Data)Rank
Total interest income$45,840,000601
Total interest expense$4,140,000548
Net interest income$41,700,000609
Provision for loan and lease losses$4,359,000229
Total noninterest income$6,507,000848
Gross Fiduciary activities income$0968
Service charges on deposit accounts$556,0001,297
Trading account gains and fees$0111
Additional Noninterest Income$5,951,000666
Total noninterest expense$25,670,000763
Salaries and employee benefits$17,425,000650
Premises and equipment expense$1,884,000993
Additional noninterest expense$5,951,000666
Pre-tax net operating income$18,178,000659
Securities gains (losses)$0740
Applicable income taxes$4,204,000564
Income before extraordinary items$13,974,000674
Extraordinary gains, net$04
Net income$13,974,000674
Minority interest net income$057
Net income of bank and minority interests.$13,974,000674
Net charge-offs$882,000324
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,974,000683
2022-06-30 (YTD Data)Rank
Total interest income$28,151,000615
Total interest expense$2,008,000580
Net interest income$26,143,000620
Provision for loan and lease losses$3,085,000199
Total noninterest income$4,992,000764
Gross Fiduciary activities income$0925
Service charges on deposit accounts$359,0001,308
Trading account gains and fees$0108
Additional Noninterest Income$4,633,000624
Total noninterest expense$16,521,000777
Salaries and employee benefits$11,659,000639
Premises and equipment expense$1,247,000998
Additional noninterest expense$3,615,0001,013
Pre-tax net operating income$11,529,000643
Securities gains (losses)$0687
Applicable income taxes$2,624,000554
Income before extraordinary items$8,905,000663
Extraordinary gains, net$04
Net income$8,905,000663
Minority interest net income$060
Net income of bank and minority interests.$8,905,000663
Net charge-offs$634,000294
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,905,000671
2022-03-31 (YTD Data)Rank
Total interest income$13,072,000643
Total interest expense$929,000602
Net interest income$12,143,000638
Provision for loan and lease losses$1,418,000166
Total noninterest income$2,629,000751
Gross Fiduciary activities income$0892
Service charges on deposit accounts$181,0001,273
Trading account gains and fees$0103
Additional Noninterest Income$2,448,000615
Total noninterest expense$8,109,000786
Salaries and employee benefits$5,749,000660
Premises and equipment expense$637,000993
Additional noninterest expense$1,723,0001,043
Pre-tax net operating income$5,245,000669
Securities gains (losses)$0623
Applicable income taxes$1,250,000565
Income before extraordinary items$3,995,000699
Extraordinary gains, net$04
Net income$3,995,000699
Minority interest net income$050
Net income of bank and minority interests.$3,995,000699
Net charge-offs$620,000201
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,995,000707
2021-12-31 (YTD Data)Rank
Total interest income$45,999,000733
Total interest expense$3,791,000710
Net interest income$42,208,000730
Provision for loan and lease losses$1,326,000440
Total noninterest income$10,874,000788
Gross Fiduciary activities income$0994
Service charges on deposit accounts$643,0001,341
Trading account gains and fees$0132
Additional Noninterest Income$10,231,000664
Total noninterest expense$35,189,000734
Salaries and employee benefits$22,236,000655
Premises and equipment expense$2,312,0001,061
Additional noninterest expense$10,641,000729
Pre-tax net operating income$16,567,000873
Securities gains (losses)$-65,0004,598
Applicable income taxes$3,408,000796
Income before extraordinary items$13,094,000922
Extraordinary gains, net$010
Net income$13,094,000922
Minority interest net income$074
Net income of bank and minority interests.$13,094,000922
Net charge-offs$219,000987
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,145,350906
2021-09-30 (YTD Data)Rank
Total interest income$32,974,000768
Total interest expense$2,807,000771
Net interest income$30,167,000770
Provision for loan and lease losses$927,000481
Total noninterest income$7,479,000854
Gross Fiduciary activities income$0957
Service charges on deposit accounts$434,0001,434
Trading account gains and fees$0132
Additional Noninterest Income$7,045,000720
Total noninterest expense$23,580,000815
Salaries and employee benefits$15,338,000727
Premises and equipment expense$1,566,0001,188
Additional noninterest expense$6,676,000860
Pre-tax net operating income$13,139,000867
Securities gains (losses)$02,015
Applicable income taxes$2,965,000758
Income before extraordinary items$10,174,000933
Extraordinary gains, net$08
Net income$10,174,000933
Minority interest net income$069
Net income of bank and minority interests.$10,174,000933
Net charge-offs$253,000703
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,174,000915
2021-06-30 (YTD Data)Rank
Total interest income$21,752,000773
Total interest expense$1,942,000787
Net interest income$19,810,000776
Provision for loan and lease losses$227,0001,098
Total noninterest income$4,631,000900
Gross Fiduciary activities income$0951
Service charges on deposit accounts$278,0001,429
Trading account gains and fees$0133
Additional Noninterest Income$4,353,000760
Total noninterest expense$15,487,000815
Salaries and employee benefits$10,080,000735
Premises and equipment expense$1,030,0001,185
Additional noninterest expense$4,377,000859
Pre-tax net operating income$8,727,000852
Securities gains (losses)$01,818
Applicable income taxes$1,998,000760
Income before extraordinary items$6,729,000925
Extraordinary gains, net$06
Net income$6,729,000925
Minority interest net income$067
Net income of bank and minority interests.$6,729,000925
Net charge-offs$111,000873
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,729,000910
2021-03-31 (YTD Data)Rank
Total interest income$11,054,000758
Total interest expense$1,063,000751
Net interest income$9,991,000759
Provision for loan and lease losses$5,0002,615
Total noninterest income$1,750,0001,087
Gross Fiduciary activities income$0922
Service charges on deposit accounts$138,0001,433
Trading account gains and fees$0127
Additional Noninterest Income$1,612,000933
Total noninterest expense$7,455,000846
Salaries and employee benefits$4,941,000743
Premises and equipment expense$509,0001,204
Additional noninterest expense$2,005,000897
Pre-tax net operating income$4,281,000875
Securities gains (losses)$01,392
Applicable income taxes$1,017,000736
Income before extraordinary items$3,264,000943
Extraordinary gains, net$03
Net income$3,264,000943
Minority interest net income$055
Net income of bank and minority interests.$3,264,000943
Net charge-offs$-14,0004,191
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,264,000924
2020-12-31 (YTD Data)Rank
Total interest income$37,517,000883
Total interest expense$5,470,000864
Net interest income$32,047,000883
Provision for loan and lease losses$3,236,000759
Total noninterest income$5,406,0001,204
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$547,0001,518
Trading account gains and fees$0133
Additional Noninterest Income$4,859,0001,042
Total noninterest expense$26,558,000907
Salaries and employee benefits$17,475,000803
Premises and equipment expense$1,644,0001,415
Additional noninterest expense$7,439,000936
Pre-tax net operating income$7,659,0001,297
Securities gains (losses)$953,000388
Applicable income taxes$1,951,000949
Income before extraordinary items$6,661,0001,306
Extraordinary gains, net$04
Net income$6,661,0001,307
Minority interest net income$072
Net income of bank and minority interests.$6,661,0001,307
Net charge-offs$131,0001,816
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,908,1301,398
2020-09-30 (YTD Data)Rank
Total interest income$26,463,000927
Total interest expense$4,284,000891
Net interest income$22,179,000924
Provision for loan and lease losses$1,851,000929
Total noninterest income$3,742,0001,237
Gross Fiduciary activities income$0981
Service charges on deposit accounts$404,0001,528
Trading account gains and fees$0125
Additional Noninterest Income$3,338,0001,069
Total noninterest expense$18,490,000941
Salaries and employee benefits$12,011,000840
Premises and equipment expense$1,205,0001,439
Additional noninterest expense$5,274,000965
Pre-tax net operating income$5,580,0001,287
Securities gains (losses)$646,000421
Applicable income taxes$1,472,000916
Income before extraordinary items$4,754,0001,329
Extraordinary gains, net$04
Net income$4,754,0001,329
Minority interest net income$065
Net income of bank and minority interests.$4,754,0001,329
Net charge-offs$84,0001,770
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,243,6601,404
2020-06-30 (YTD Data)Rank
Total interest income$16,849,000978
Total interest expense$3,028,000918
Net interest income$13,821,000976
Provision for loan and lease losses$1,133,0001,007
Total noninterest income$2,342,0001,226
Gross Fiduciary activities income$0970
Service charges on deposit accounts$286,0001,491
Trading account gains and fees$0123
Additional Noninterest Income$2,056,0001,068
Total noninterest expense$11,948,000948
Salaries and employee benefits$7,712,000854
Premises and equipment expense$784,0001,453
Additional noninterest expense$3,452,000984
Pre-tax net operating income$3,082,0001,414
Securities gains (losses)$298,000549
Applicable income taxes$782,0001,002
Income before extraordinary items$2,598,0001,487
Extraordinary gains, net$04
Net income$2,598,0001,486
Minority interest net income$065
Net income of bank and minority interests.$2,598,0001,487
Net charge-offs$110,0001,315
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,362,5801,558
2020-03-31 (YTD Data)Rank
Total interest income$8,119,0001,007
Total interest expense$1,567,000973
Net interest income$6,552,0001,001
Provision for loan and lease losses$531,000857
Total noninterest income$1,090,0001,216
Gross Fiduciary activities income$0941
Service charges on deposit accounts$170,0001,493
Trading account gains and fees$0106
Additional Noninterest Income$920,0001,026
Total noninterest expense$6,127,000944
Salaries and employee benefits$4,006,000841
Premises and equipment expense$377,0001,517
Additional noninterest expense$1,744,000988
Pre-tax net operating income$984,0001,846
Securities gains (losses)$298,000285
Applicable income taxes$317,0001,038
Income before extraordinary items$965,0001,714
Extraordinary gains, net$04
Net income$965,0001,715
Minority interest net income$056
Net income of bank and minority interests.$965,0001,715
Net charge-offs$23,0001,537
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$729,5802,077
2019-12-31 (YTD Data)Rank
Total interest income$30,263,0001,081
Total interest expense$5,262,0001,192
Net interest income$25,001,0001,047
Provision for loan and lease losses$1,867,000564
Total noninterest income$5,460,0001,063
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$688,0001,523
Trading account gains and fees$0135
Additional Noninterest Income$4,772,000856
Total noninterest expense$25,691,000900
Salaries and employee benefits$16,976,000780
Premises and equipment expense$1,707,0001,338
Additional noninterest expense$7,008,000965
Pre-tax net operating income$2,903,0002,513
Securities gains (losses)$619,000311
Applicable income taxes$877,0001,535
Income before extraordinary items$2,645,0002,492
Extraordinary gains, net$011
Net income$2,645,0002,493
Minority interest net income$076
Net income of bank and minority interests.$2,645,0002,494
Net charge-offs$850,000723
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,155,9902,758
2019-09-30 (YTD Data)Rank
Total interest income$22,122,0001,107
Total interest expense$3,752,0001,245
Net interest income$18,370,0001,076
Provision for loan and lease losses$1,247,000586
Total noninterest income$4,013,0001,062
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$514,0001,532
Trading account gains and fees$0129
Additional Noninterest Income$3,499,000862
Total noninterest expense$19,134,000894
Salaries and employee benefits$12,606,000782
Premises and equipment expense$1,273,0001,355
Additional noninterest expense$5,255,000960
Pre-tax net operating income$2,002,0002,726
Securities gains (losses)$619,000268
Applicable income taxes$647,0001,597
Income before extraordinary items$1,974,0002,546
Extraordinary gains, net$011
Net income$1,974,0002,547
Minority interest net income$072
Net income of bank and minority interests.$1,974,0002,547
Net charge-offs$518,000748
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,484,9902,940
2019-06-30 (YTD Data)Rank
Total interest income$14,209,0001,136
Total interest expense$2,320,0001,314
Net interest income$11,889,0001,099
Provision for loan and lease losses$1,269,000403
Total noninterest income$2,691,0001,036
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$346,0001,493
Trading account gains and fees$0131
Additional Noninterest Income$2,345,000833
Total noninterest expense$12,744,000892
Salaries and employee benefits$8,405,000773
Premises and equipment expense$845,0001,359
Additional noninterest expense$3,494,000970
Pre-tax net operating income$567,0003,829
Securities gains (losses)$350,000269
Applicable income taxes$250,0002,025
Income before extraordinary items$667,0003,498
Extraordinary gains, net$011
Net income$667,0003,497
Minority interest net income$069
Net income of bank and minority interests.$667,0003,497
Net charge-offs$824,000401
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$390,5004,120
2019-03-31 (YTD Data)Rank
Total interest income$6,789,0001,167
Total interest expense$1,042,0001,394
Net interest income$5,747,0001,126
Provision for loan and lease losses$645,000390
Total noninterest income$1,247,0001,061
Gross Fiduciary activities income$0972
Service charges on deposit accounts$180,0001,443
Trading account gains and fees$0126
Additional Noninterest Income$1,067,000865
Total noninterest expense$6,301,000892
Salaries and employee benefits$4,050,000802
Premises and equipment expense$433,0001,348
Additional noninterest expense$1,818,000913
Pre-tax net operating income$48,0004,958
Securities gains (losses)$01,087
Applicable income taxes$19,0003,179
Income before extraordinary items$29,0005,041
Extraordinary gains, net$05
Net income$29,0005,040
Minority interest net income$052
Net income of bank and minority interests.$29,0005,040
Net charge-offs$622,000291
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$29,0005,038
2018-12-31 (YTD Data)Rank
Total interest income$22,120,0001,323
Total interest expense$2,273,0001,773
Net interest income$19,847,0001,253
Provision for loan and lease losses$1,694,000578
Total noninterest income$4,542,0001,154
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$695,0001,538
Trading account gains and fees$0126
Additional Noninterest Income$3,847,000943
Total noninterest expense$22,897,000953
Salaries and employee benefits$13,974,000893
Premises and equipment expense$1,280,0001,717
Additional noninterest expense$7,643,000871
Pre-tax net operating income$-202,0005,292
Securities gains (losses)$14,000646
Applicable income taxes$-103,0005,308
Income before extraordinary items$-85,0005,266
Extraordinary gains, net$06
Net income$-85,0005,265
Minority interest net income$072
Net income of bank and minority interests.$-85,0005,265
Net charge-offs$2,690,000301
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-96,0605,271
2018-09-30 (YTD Data)Rank
Total interest income$15,632,0001,376
Total interest expense$1,452,0001,909
Net interest income$14,180,0001,299
Provision for loan and lease losses$1,111,000608
Total noninterest income$3,666,0001,110
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$509,0001,578
Trading account gains and fees$0138
Additional Noninterest Income$3,157,000897
Total noninterest expense$17,004,000961
Salaries and employee benefits$10,472,000895
Premises and equipment expense$922,0001,795
Additional noninterest expense$5,610,000883
Pre-tax net operating income$-269,0005,392
Securities gains (losses)$14,000640
Applicable income taxes$-76,0005,406
Income before extraordinary items$-179,0005,366
Extraordinary gains, net$05
Net income$-179,0005,365
Minority interest net income$066
Net income of bank and minority interests.$-179,0005,365
Net charge-offs$2,727,000231
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-190,0605,372
2018-06-30 (YTD Data)Rank
Total interest income$9,499,0001,484
Total interest expense$804,0002,077
Net interest income$8,695,0001,392
Provision for loan and lease losses$593,000724
Total noninterest income$2,392,0001,132
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$328,0001,618
Trading account gains and fees$0130
Additional Noninterest Income$2,064,000919
Total noninterest expense$10,779,000996
Salaries and employee benefits$6,750,000919
Premises and equipment expense$564,0001,909
Additional noninterest expense$3,465,000950
Pre-tax net operating income$-285,0005,455
Securities gains (losses)$14,000539
Applicable income taxes$-79,0005,469
Income before extraordinary items$-192,0005,429
Extraordinary gains, net$06
Net income$-192,0005,428
Minority interest net income$065
Net income of bank and minority interests.$-192,0005,428
Net charge-offs$1,014,000329
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-203,0605,438
2018-03-31 (YTD Data)Rank
Total interest income$4,657,0001,493
Total interest expense$394,0002,047
Net interest income$4,263,0001,415
Provision for loan and lease losses$490,000486
Total noninterest income$826,0001,458
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$186,0001,463
Trading account gains and fees$0123
Additional Noninterest Income$640,0001,280
Total noninterest expense$5,356,0001,012
Salaries and employee benefits$3,515,000896
Premises and equipment expense$291,0001,900
Additional noninterest expense$1,550,0001,044
Pre-tax net operating income$-757,0005,585
Securities gains (losses)$14,000393
Applicable income taxes$-191,0005,568
Income before extraordinary items$-552,0005,564
Extraordinary gains, net$07
Net income$-552,0005,564
Minority interest net income$052
Net income of bank and minority interests.$-552,0005,564
Net charge-offs$324,000401
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-563,0605,567
2017-12-31 (YTD Data)Rank
Total interest income$17,509,0001,523
Total interest expense$1,586,0001,839
Net interest income$15,923,0001,479
Provision for loan and lease losses$4,452,000272
Total noninterest income$2,642,0001,720
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$595,0001,786
Trading account gains and fees$0151
Additional Noninterest Income$2,047,0001,509
Total noninterest expense$19,258,0001,085
Salaries and employee benefits$11,276,0001,056
Premises and equipment expense$1,379,0001,634
Additional noninterest expense$6,603,000984
Pre-tax net operating income$-5,145,0005,663
Securities gains (losses)$-290,0005,545
Applicable income taxes$3,126,000926
Income before extraordinary items$-8,561,0005,658
Extraordinary gains, net$-2,607,0005,667
Net income$-11,168,0005,660
Minority interest net income$076
Net income of bank and minority interests.$-11,168,0005,660
Net charge-offs$3,145,000284
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-8,271,0005,658
2017-09-30 (YTD Data)Rank
Total interest income$13,532,0001,479
Total interest expense$1,342,0001,656
Net interest income$12,190,0001,437
Provision for loan and lease losses$2,665,000316
Total noninterest income$5,971,000823
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$443,0001,815
Trading account gains and fees$0145
Additional Noninterest Income$5,528,000640
Total noninterest expense$21,432,000766
Salaries and employee benefits$12,617,000734
Premises and equipment expense$1,406,0001,251
Additional noninterest expense$7,409,000684
Pre-tax net operating income$-5,936,0005,738
Securities gains (losses)$02,274
Applicable income taxes$-1,978,0005,727
Income before extraordinary items$-3,958,0005,724
Extraordinary gains, net$09
Net income$-3,958,0005,724
Minority interest net income$071
Net income of bank and minority interests.$-3,958,0005,724
Net charge-offs$1,758,000328
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-3,958,0005,724
2017-06-30 (YTD Data)Rank
Total interest income$8,774,0001,502
Total interest expense$978,0001,508
Net interest income$7,796,0001,490
Provision for loan and lease losses$750,000615
Total noninterest income$4,859,000712
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$281,0001,863
Trading account gains and fees$0139
Additional Noninterest Income$4,578,000555
Total noninterest expense$12,945,000839
Salaries and employee benefits$7,191,000851
Premises and equipment expense$958,0001,229
Additional noninterest expense$4,796,000708
Pre-tax net operating income$-1,040,0005,750
Securities gains (losses)$01,906
Applicable income taxes$-293,0005,752
Income before extraordinary items$-747,0005,740
Extraordinary gains, net$011
Net income$-747,0005,740
Minority interest net income$071
Net income of bank and minority interests.$-747,0005,740
Net charge-offs$743,000431
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-747,0005,739
2017-03-31 (YTD Data)Rank
Total interest income$4,193,0001,563
Total interest expense$470,0001,535
Net interest income$3,723,0001,546
Provision for loan and lease losses$500,000453
Total noninterest income$2,091,000776
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$141,0001,850
Trading account gains and fees$0142
Additional Noninterest Income$1,950,000603
Total noninterest expense$6,532,000841
Salaries and employee benefits$3,682,000839
Premises and equipment expense$476,0001,243
Additional noninterest expense$2,374,000707
Pre-tax net operating income$-1,218,0005,837
Securities gains (losses)$01,153
Applicable income taxes$-390,0005,831
Income before extraordinary items$-828,0005,820
Extraordinary gains, net$08
Net income$-828,0005,820
Minority interest net income$055
Net income of bank and minority interests.$-828,0005,820
Net charge-offs$563,000313
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-828,0005,819
2016-12-31 (YTD Data)Rank
Total interest income$17,994,0001,415
Total interest expense$2,131,0001,337
Net interest income$15,863,0001,419
Provision for loan and lease losses$775,0001,125
Total noninterest income$13,052,000573
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$525,0002,010
Trading account gains and fees$0170
Additional Noninterest Income$12,527,000434
Total noninterest expense$25,821,000825
Salaries and employee benefits$14,380,000822
Premises and equipment expense$1,904,0001,233
Additional noninterest expense$9,537,000708
Pre-tax net operating income$2,319,0002,800
Securities gains (losses)$153,0001,049
Applicable income taxes$805,0001,839
Income before extraordinary items$1,667,0003,097
Extraordinary gains, net$05
Net income$1,667,0003,096
Minority interest net income$082
Net income of bank and minority interests.$1,667,0003,096
Net charge-offs$1,006,000659
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,564,4903,160
2016-09-30 (YTD Data)Rank
Total interest income$13,492,0001,414
Total interest expense$1,621,0001,319
Net interest income$11,871,0001,431
Provision for loan and lease losses$625,000989
Total noninterest income$10,387,000552
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$386,0002,048
Trading account gains and fees$0169
Additional Noninterest Income$10,001,000417
Total noninterest expense$19,019,000840
Salaries and employee benefits$10,736,000821
Premises and equipment expense$1,450,0001,222
Additional noninterest expense$6,833,000730
Pre-tax net operating income$2,614,0002,179
Securities gains (losses)$153,000969
Applicable income taxes$840,0001,583
Income before extraordinary items$1,927,0002,405
Extraordinary gains, net$05
Net income$1,927,0002,404
Minority interest net income$071
Net income of bank and minority interests.$1,927,0002,405
Net charge-offs$907,000520
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,819,9002,444
2016-06-30 (YTD Data)Rank
Total interest income$9,008,0001,413
Total interest expense$1,074,0001,328
Net interest income$7,934,0001,430
Provision for loan and lease losses$300,0001,234
Total noninterest income$6,239,000587
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$262,0001,998
Trading account gains and fees$0157
Additional Noninterest Income$5,977,000439
Total noninterest expense$12,436,000854
Salaries and employee benefits$7,027,000841
Premises and equipment expense$976,0001,216
Additional noninterest expense$4,433,000750
Pre-tax net operating income$1,437,0002,476
Securities gains (losses)$150,000733
Applicable income taxes$375,0001,936
Income before extraordinary items$1,212,0002,477
Extraordinary gains, net$016
Net income$1,212,0002,476
Minority interest net income$071
Net income of bank and minority interests.$1,212,0002,476
Net charge-offs$415,000683
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,098,0002,565
2016-03-31 (YTD Data)Rank
Total interest income$4,550,0001,392
Total interest expense$534,0001,331
Net interest income$4,016,0001,415
Provision for loan and lease losses$150,0001,146
Total noninterest income$2,745,000622
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$142,0001,865
Trading account gains and fees$0142
Additional Noninterest Income$2,603,000461
Total noninterest expense$5,798,000911
Salaries and employee benefits$3,166,000939
Premises and equipment expense$510,0001,171
Additional noninterest expense$2,122,000767
Pre-tax net operating income$813,0002,242
Securities gains (losses)$71,000671
Applicable income taxes$154,0002,080
Income before extraordinary items$730,0002,138
Extraordinary gains, net$012
Net income$730,0002,138
Minority interest net income$062
Net income of bank and minority interests.$730,0002,138
Net charge-offs$56,0001,357
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$671,0702,215
2015-12-31 (YTD Data)Rank
Total interest income$15,708,0001,568
Total interest expense$2,092,0001,329
Net interest income$13,616,0001,607
Provision for loan and lease losses$-300,0005,863
Total noninterest income$12,836,000565
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$560,0001,949
Trading account gains and fees$0159
Additional Noninterest Income$12,276,000428
Total noninterest expense$24,706,000834
Salaries and employee benefits$14,016,000812
Premises and equipment expense$2,179,0001,089
Additional noninterest expense$8,511,000774
Pre-tax net operating income$2,046,0002,966
Securities gains (losses)$124,0001,036
Applicable income taxes$698,0001,919
Income before extraordinary items$1,472,0003,261
Extraordinary gains, net$023
Net income$1,472,0003,262
Minority interest net income$081
Net income of bank and minority interests.$1,472,0003,263
Net charge-offs$-297,0005,931
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,387,6803,317
2015-09-30 (YTD Data)Rank
Total interest income$11,509,0001,634
Total interest expense$1,557,0001,352
Net interest income$9,952,0001,666
Provision for loan and lease losses$-300,0006,022
Total noninterest income$10,167,000544
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$423,0001,945
Trading account gains and fees$0153
Additional Noninterest Income$9,744,000412
Total noninterest expense$18,642,000842
Salaries and employee benefits$10,526,000823
Premises and equipment expense$1,641,0001,103
Additional noninterest expense$6,475,000762
Pre-tax net operating income$1,777,0002,775
Securities gains (losses)$111,000973
Applicable income taxes$634,0001,804
Income before extraordinary items$1,254,0003,097
Extraordinary gains, net$021
Net income$1,254,0003,097
Minority interest net income$078
Net income of bank and minority interests.$1,254,0003,098
Net charge-offs$-282,0006,027
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,180,7403,166
2015-06-30 (YTD Data)Rank
Total interest income$7,585,0001,658
Total interest expense$1,036,0001,359
Net interest income$6,549,0001,692
Provision for loan and lease losses$-300,0006,142
Total noninterest income$6,999,000538
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$273,0001,960
Trading account gains and fees$0157
Additional Noninterest Income$6,726,000406
Total noninterest expense$12,310,000858
Salaries and employee benefits$6,938,000833
Premises and equipment expense$1,073,0001,132
Additional noninterest expense$4,299,000772
Pre-tax net operating income$1,538,0002,300
Securities gains (losses)$111,000797
Applicable income taxes$570,0001,503
Income before extraordinary items$1,079,0002,622
Extraordinary gains, net$022
Net income$1,079,0002,624
Minority interest net income$075
Net income of bank and minority interests.$1,079,0002,624
Net charge-offs$-462,0006,209
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,006,8502,688
2015-03-31 (YTD Data)Rank
Total interest income$3,557,0001,751
Total interest expense$508,0001,386
Net interest income$3,049,0001,812
Provision for loan and lease losses$-200,0006,261
Total noninterest income$3,194,000555
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$132,0002,009
Trading account gains and fees$0152
Additional Noninterest Income$3,062,000417
Total noninterest expense$6,058,000864
Salaries and employee benefits$3,373,000847
Premises and equipment expense$525,0001,156
Additional noninterest expense$2,160,000761
Pre-tax net operating income$385,0003,437
Securities gains (losses)$63,000752
Applicable income taxes$131,0002,230
Income before extraordinary items$317,0003,550
Extraordinary gains, net$013
Net income$317,0003,553
Minority interest net income$064
Net income of bank and minority interests.$317,0003,553
Net charge-offs$-307,0006,294
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$272,2703,740
2014-12-31 (YTD Data)Rank
Total interest income$13,359,0001,873
Total interest expense$2,116,0001,385
Net interest income$11,243,0001,929
Provision for loan and lease losses$576,0001,328
Total noninterest income$10,241,000633
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$510,0002,251
Trading account gains and fees$0180
Additional Noninterest Income$9,731,000458
Total noninterest expense$24,912,000805
Salaries and employee benefits$14,214,000780
Premises and equipment expense$2,332,0001,037
Additional noninterest expense$8,366,000779
Pre-tax net operating income$-4,004,0006,480
Securities gains (losses)$308,000596
Applicable income taxes$-1,564,0006,446
Income before extraordinary items$-2,132,0006,428
Extraordinary gains, net$017
Net income$-2,132,0006,427
Minority interest net income$084
Net income of bank and minority interests.$-2,132,0006,427
Net charge-offs$1,323,000716
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-2,329,1206,434
2014-09-30 (YTD Data)Rank
Total interest income$9,847,0001,909
Total interest expense$1,596,0001,392
Net interest income$8,251,0001,971
Provision for loan and lease losses$441,0001,299
Total noninterest income$8,000,000610
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$380,0002,271
Trading account gains and fees$0174
Additional Noninterest Income$7,620,000441
Total noninterest expense$18,922,000799
Salaries and employee benefits$10,779,000772
Premises and equipment expense$1,796,0001,012
Additional noninterest expense$6,347,000779
Pre-tax net operating income$-3,112,0006,561
Securities gains (losses)$220,000607
Applicable income taxes$-1,212,0006,546
Income before extraordinary items$-1,680,0006,516
Extraordinary gains, net$015
Net income$-1,680,0006,515
Minority interest net income$081
Net income of bank and minority interests.$-1,680,0006,515
Net charge-offs$968,000693
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-1,820,8006,524
2014-06-30 (YTD Data)Rank
Total interest income$6,385,0001,949
Total interest expense$1,067,0001,398
Net interest income$5,318,0002,017
Provision for loan and lease losses$291,0001,332
Total noninterest income$5,650,000588
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$256,0002,227
Trading account gains and fees$0172
Additional Noninterest Income$5,394,000420
Total noninterest expense$12,728,000797
Salaries and employee benefits$7,202,000762
Premises and equipment expense$1,232,000994
Additional noninterest expense$4,294,000759
Pre-tax net operating income$-2,051,0006,627
Securities gains (losses)$108,000746
Applicable income taxes$-808,0006,620
Income before extraordinary items$-1,135,0006,587
Extraordinary gains, net$020
Net income$-1,135,0006,587
Minority interest net income$080
Net income of bank and minority interests.$-1,135,0006,587
Net charge-offs$716,000655
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-1,204,1206,591
2014-03-31 (YTD Data)Rank
Total interest income$3,040,0002,024
Total interest expense$537,0001,409
Net interest income$2,503,0002,108
Provision for loan and lease losses$135,0001,369
Total noninterest income$2,386,000637
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$129,0002,192
Trading account gains and fees$0147
Additional Noninterest Income$2,257,000464
Total noninterest expense$6,280,000813
Salaries and employee benefits$3,526,000788
Premises and equipment expense$606,0001,031
Additional noninterest expense$2,148,000757
Pre-tax net operating income$-1,526,0006,710
Securities gains (losses)$65,000565
Applicable income taxes$-584,0006,710
Income before extraordinary items$-877,0006,681
Extraordinary gains, net$016
Net income$-877,0006,681
Minority interest net income$066
Net income of bank and minority interests.$-877,0006,681
Net charge-offs$265,000785
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-918,6006,682
2013-12-31 (YTD Data)Rank
Total interest income$14,400,0001,729
Total interest expense$2,584,0001,304
Net interest income$11,816,0001,818
Provision for loan and lease losses$1,208,000943
Total noninterest income$18,815,000426
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$280,0003,474
Trading account gains and fees$0184
Additional Noninterest Income$18,535,000306
Total noninterest expense$29,159,000694
Salaries and employee benefits$15,405,000711
Premises and equipment expense$2,370,0001,009
Additional noninterest expense$11,384,000609
Pre-tax net operating income$264,0005,565
Securities gains (losses)$243,000794
Applicable income taxes$-196,0006,551
Income before extraordinary items$703,0004,460
Extraordinary gains, net$029
Net income$703,0004,464
Minority interest net income$090
Net income of bank and minority interests.$703,0004,464
Net charge-offs$1,791,000819
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$460,0004,928
2013-09-30 (YTD Data)Rank
Total interest income$10,551,0001,778
Total interest expense$2,004,0001,299
Net interest income$8,547,0001,880
Provision for loan and lease losses$1,169,000788
Total noninterest income$16,813,000387
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$200,0003,605
Trading account gains and fees$0180
Additional Noninterest Income$16,613,000274
Total noninterest expense$22,465,000688
Salaries and employee benefits$12,014,000681
Premises and equipment expense$1,795,0001,009
Additional noninterest expense$8,656,000605
Pre-tax net operating income$1,726,0002,682
Securities gains (losses)$223,000773
Applicable income taxes$493,0001,923
Income before extraordinary items$1,456,0002,712
Extraordinary gains, net$025
Net income$1,456,0002,716
Minority interest net income$084
Net income of bank and minority interests.$1,456,0002,716
Net charge-offs$1,656,000692
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,288,7502,863
2013-06-30 (YTD Data)Rank
Total interest income$7,176,0001,743
Total interest expense$1,388,0001,285
Net interest income$5,788,0001,842
Provision for loan and lease losses$943,000710
Total noninterest income$13,201,000347
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$129,0003,634
Trading account gains and fees$0157
Additional Noninterest Income$13,072,000255
Total noninterest expense$15,116,000683
Salaries and employee benefits$8,142,000675
Premises and equipment expense$1,171,0001,025
Additional noninterest expense$5,803,000596
Pre-tax net operating income$2,930,0001,267
Securities gains (losses)$210,000724
Applicable income taxes$964,000967
Income before extraordinary items$2,176,0001,395
Extraordinary gains, net$022
Net income$2,176,0001,398
Minority interest net income$082
Net income of bank and minority interests.$2,176,0001,398
Net charge-offs$1,010,000761
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,031,1001,425
2013-03-31 (YTD Data)Rank
Total interest income$3,637,0001,737
Total interest expense$708,0001,304
Net interest income$2,929,0001,831
Provision for loan and lease losses$280,0001,071
Total noninterest income$5,059,000424
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$66,0003,575
Trading account gains and fees$0148
Additional Noninterest Income$4,993,000307
Total noninterest expense$7,614,000687
Salaries and employee benefits$4,006,000695
Premises and equipment expense$615,000997
Additional noninterest expense$2,993,000587
Pre-tax net operating income$94,0005,383
Securities gains (losses)$104,000670
Applicable income taxes$70,0002,737
Income before extraordinary items$128,0004,949
Extraordinary gains, net$010
Net income$128,0004,950
Minority interest net income$076
Net income of bank and minority interests.$128,0004,951
Net charge-offs$243,0001,210
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$60,4005,621
2012-12-31 (YTD Data)Rank
Total interest income$14,291,0001,847
Total interest expense$3,159,0001,411
Net interest income$11,132,0001,961
Provision for loan and lease losses$2,643,000858
Total noninterest income$21,989,000397
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$282,0003,610
Trading account gains and fees$0166
Additional Noninterest Income$21,707,000289
Total noninterest expense$27,698,000729
Salaries and employee benefits$14,143,000738
Premises and equipment expense$2,349,0001,011
Additional noninterest expense$11,206,000634
Pre-tax net operating income$2,780,0002,226
Securities gains (losses)$510,000930
Applicable income taxes$-1,987,0007,004
Income before extraordinary items$5,277,0001,116
Extraordinary gains, net$029
Net income$5,277,0001,117
Minority interest net income$093
Net income of bank and minority interests.$5,277,0001,117
Net charge-offs$3,798,000718
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,767,0001,174
2012-09-30 (YTD Data)Rank
Total interest income$10,497,0001,905
Total interest expense$2,371,0001,477
Net interest income$8,126,0002,039
Provision for loan and lease losses$1,894,000892
Total noninterest income$14,987,000423
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$214,0003,620
Trading account gains and fees$0157
Additional Noninterest Income$14,773,000302
Total noninterest expense$19,559,000770
Salaries and employee benefits$10,320,000762
Premises and equipment expense$1,758,0001,016
Additional noninterest expense$7,481,000704
Pre-tax net operating income$1,660,0002,696
Securities gains (losses)$454,000804
Applicable income taxes$186,0002,899
Income before extraordinary items$1,928,0002,179
Extraordinary gains, net$020
Net income$1,928,0002,179
Minority interest net income$086
Net income of bank and minority interests.$1,928,0002,180
Net charge-offs$2,361,000820
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,514,8602,503
2012-06-30 (YTD Data)Rank
Total interest income$7,030,0001,911
Total interest expense$1,590,0001,522
Net interest income$5,440,0002,034
Provision for loan and lease losses$1,224,000931
Total noninterest income$8,528,000451
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$149,0003,530
Trading account gains and fees$0153
Additional Noninterest Income$8,379,000321
Total noninterest expense$12,381,000801
Salaries and employee benefits$6,439,000803
Premises and equipment expense$1,145,0001,033
Additional noninterest expense$4,797,000725
Pre-tax net operating income$363,0004,589
Securities gains (losses)$421,000663
Applicable income taxes$95,0003,098
Income before extraordinary items$689,0003,358
Extraordinary gains, net$019
Net income$689,0003,358
Minority interest net income$084
Net income of bank and minority interests.$689,0003,359
Net charge-offs$1,622,000808
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$318,5204,532
2012-03-31 (YTD Data)Rank
Total interest income$3,585,0001,892
Total interest expense$810,0001,552
Net interest income$2,775,0001,994
Provision for loan and lease losses$676,000844
Total noninterest income$4,126,000459
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$81,0003,352
Trading account gains and fees$0148
Additional Noninterest Income$4,045,000328
Total noninterest expense$6,175,000806
Salaries and employee benefits$3,031,000851
Premises and equipment expense$593,0001,012
Additional noninterest expense$2,551,000671
Pre-tax net operating income$50,0005,926
Securities gains (losses)$201,000605
Applicable income taxes$54,0003,007
Income before extraordinary items$197,0004,408
Extraordinary gains, net$019
Net income$197,0004,411
Minority interest net income$078
Net income of bank and minority interests.$197,0004,411
Net charge-offs$592,000984
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$40,2205,956
2011-12-31 (YTD Data)Rank
Total interest income$14,321,0001,966
Total interest expense$3,910,0001,554
Net interest income$10,411,0002,094
Provision for loan and lease losses$7,550,000545
Total noninterest income$9,878,000620
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$267,0003,831
Trading account gains and fees$0146
Additional Noninterest Income$9,611,000435
Total noninterest expense$20,278,000968
Salaries and employee benefits$9,492,0001,035
Premises and equipment expense$2,441,0001,021
Additional noninterest expense$8,345,000855
Pre-tax net operating income$-7,539,0007,157
Securities gains (losses)$653,000640
Applicable income taxes$19,0004,130
Income before extraordinary items$-6,905,0007,140
Extraordinary gains, net$029
Net income$-6,905,0007,139
Minority interest net income$096
Net income of bank and minority interests.$-6,905,0007,141
Net charge-offs$10,876,000418
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-7,558,0007,151
2011-09-30 (YTD Data)Rank
Total interest income$10,535,0002,021
Total interest expense$3,070,0001,538
Net interest income$7,465,0002,208
Provision for loan and lease losses$6,227,000518
Total noninterest income$6,443,000692
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$193,0003,919
Trading account gains and fees$0145
Additional Noninterest Income$6,250,000495
Total noninterest expense$15,807,000939
Salaries and employee benefits$7,460,000991
Premises and equipment expense$1,817,0001,043
Additional noninterest expense$6,530,000817
Pre-tax net operating income$-8,126,0007,313
Securities gains (losses)$653,000512
Applicable income taxes$19,0004,063
Income before extraordinary items$-7,492,0007,309
Extraordinary gains, net$021
Net income$-7,492,0007,309
Minority interest net income$087
Net income of bank and minority interests.$-7,492,0007,309
Net charge-offs$10,304,000338
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-8,145,0007,312
2011-06-30 (YTD Data)Rank
Total interest income$7,098,0002,016
Total interest expense$2,179,0001,504
Net interest income$4,919,0002,231
Provision for loan and lease losses$4,158,000515
Total noninterest income$4,554,000661
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$123,0003,990
Trading account gains and fees$0153
Additional Noninterest Income$4,431,000468
Total noninterest expense$10,543,000952
Salaries and employee benefits$5,066,000973
Premises and equipment expense$1,224,0001,041
Additional noninterest expense$4,253,000854
Pre-tax net operating income$-5,228,0007,375
Securities gains (losses)$271,000585
Applicable income taxes$19,0003,849
Income before extraordinary items$-4,976,0007,376
Extraordinary gains, net$015
Net income$-4,976,0007,376
Minority interest net income$089
Net income of bank and minority interests.$-4,976,0007,376
Net charge-offs$7,843,000324
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-5,247,0007,380
2011-03-31 (YTD Data)Rank
Total interest income$3,592,0002,001
Total interest expense$1,176,0001,448
Net interest income$2,416,0002,261
Provision for loan and lease losses$2,439,000439
Total noninterest income$2,330,000655
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$59,0004,038
Trading account gains and fees$0158
Additional Noninterest Income$2,271,000473
Total noninterest expense$5,524,000904
Salaries and employee benefits$2,605,000958
Premises and equipment expense$619,0001,051
Additional noninterest expense$2,300,000776
Pre-tax net operating income$-3,217,0007,466
Securities gains (losses)$143,000429
Applicable income taxes$18,0003,508
Income before extraordinary items$-3,092,0007,458
Extraordinary gains, net$09
Net income$-3,092,0007,458
Minority interest net income$086
Net income of bank and minority interests.$-3,092,0007,458
Net charge-offs$6,176,000231
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-3,235,0007,467
2010-12-31 (YTD Data)Rank
Total interest income$17,086,0001,768
Total interest expense$6,022,0001,381
Net interest income$11,064,0001,965
Provision for loan and lease losses$12,553,000547
Total noninterest income$10,345,000623
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$310,0003,567
Trading account gains and fees$0175
Additional Noninterest Income$10,035,000451
Total noninterest expense$21,354,000937
Salaries and employee benefits$10,579,000924
Premises and equipment expense$2,581,0001,000
Additional noninterest expense$8,194,000899
Pre-tax net operating income$-12,498,0007,411
Securities gains (losses)$502,000893
Applicable income taxes$-3,163,0007,535
Income before extraordinary items$-8,833,0007,348
Extraordinary gains, net$029
Net income$-8,833,0007,348
Minority interest net income$0111
Net income of bank and minority interests.$-8,833,0007,348
Net charge-offs$11,757,000538
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-9,204,4807,344
2010-09-30 (YTD Data)Rank
Total interest income$13,151,0001,765
Total interest expense$4,733,0001,366
Net interest income$8,418,0001,969
Provision for loan and lease losses$5,461,000818
Total noninterest income$7,056,000655
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$237,0003,604
Trading account gains and fees$0165
Additional Noninterest Income$6,819,000470
Total noninterest expense$15,176,000973
Salaries and employee benefits$7,741,000935
Premises and equipment expense$1,930,0001,016
Additional noninterest expense$5,505,000979
Pre-tax net operating income$-5,163,0007,372
Securities gains (losses)$502,000741
Applicable income taxes$-1,550,0007,568
Income before extraordinary items$-3,111,0007,287
Extraordinary gains, net$023
Net income$-3,111,0007,287
Minority interest net income$0110
Net income of bank and minority interests.$-3,111,0007,287
Net charge-offs$7,603,000583
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,447,3407,304
2010-06-30 (YTD Data)Rank
Total interest income$8,846,0001,765
Total interest expense$3,351,0001,339
Net interest income$5,495,0002,015
Provision for loan and lease losses$3,826,000787
Total noninterest income$4,043,000712
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$156,0003,621
Trading account gains and fees$0152
Additional Noninterest Income$3,887,000500
Total noninterest expense$9,704,0001,017
Salaries and employee benefits$4,916,000984
Premises and equipment expense$1,274,0001,047
Additional noninterest expense$3,514,0001,010
Pre-tax net operating income$-3,992,0007,490
Securities gains (losses)$502,000473
Applicable income taxes$-1,180,0007,633
Income before extraordinary items$-2,310,0007,377
Extraordinary gains, net$019
Net income$-2,310,0007,376
Minority interest net income$0105
Net income of bank and minority interests.$-2,310,0007,377
Net charge-offs$6,115,000492
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,641,3207,401
2010-03-31 (YTD Data)Rank
Total interest income$4,448,0001,798
Total interest expense$1,794,0001,304
Net interest income$2,654,0002,106
Provision for loan and lease losses$1,218,0001,021
Total noninterest income$2,097,000681
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$77,0003,649
Trading account gains and fees$0175
Additional Noninterest Income$2,020,000482
Total noninterest expense$4,773,0001,040
Salaries and employee benefits$2,433,0001,015
Premises and equipment expense$643,0001,066
Additional noninterest expense$1,697,0001,033
Pre-tax net operating income$-1,240,0007,481
Securities gains (losses)$277,000413
Applicable income taxes$-323,0007,642
Income before extraordinary items$-640,0007,338
Extraordinary gains, net$016
Net income$-640,0007,338
Minority interest net income$091
Net income of bank and minority interests.$-640,0007,339
Net charge-offs$3,133,000474
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-822,8207,405
2009-12-31 (YTD Data)Rank
Total interest income$19,540,0001,752
Total interest expense$8,923,0001,344
Net interest income$10,617,0002,068
Provision for loan and lease losses$8,589,000978
Total noninterest income$14,706,000487
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$297,0003,885
Trading account gains and fees$0211
Additional Noninterest Income$14,409,000345
Total noninterest expense$23,986,000877
Salaries and employee benefits$12,248,000801
Premises and equipment expense$2,658,0001,019
Additional noninterest expense$9,080,000873
Pre-tax net operating income$-7,252,0007,365
Securities gains (losses)$-316,0007,505
Applicable income taxes$-2,469,0007,576
Income before extraordinary items$-5,099,0007,275
Extraordinary gains, net$034
Net income$-5,099,0007,275
Minority interest net income$0115
Net income of bank and minority interests.$-5,099,0007,275
Net charge-offs$4,908,0001,164
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,887,2807,273
2009-09-30 (YTD Data)Rank
Total interest income$14,856,0001,743
Total interest expense$6,893,0001,363
Net interest income$7,963,0002,069
Provision for loan and lease losses$5,277,0001,006
Total noninterest income$11,826,000464
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$210,0004,035
Trading account gains and fees$0212
Additional Noninterest Income$11,616,000330
Total noninterest expense$17,673,000874
Salaries and employee benefits$9,150,000810
Premises and equipment expense$1,996,0001,028
Additional noninterest expense$6,527,000863
Pre-tax net operating income$-3,161,0007,317
Securities gains (losses)$783,000479
Applicable income taxes$-682,0007,432
Income before extraordinary items$-1,696,0007,072
Extraordinary gains, net$027
Net income$-1,696,0007,070
Minority interest net income$0118
Net income of bank and minority interests.$-1,696,0007,071
Net charge-offs$3,693,0001,036
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,251,9307,229
2009-06-30 (YTD Data)Rank
Total interest income$9,882,0001,780
Total interest expense$4,624,0001,439
Net interest income$5,258,0002,087
Provision for loan and lease losses$2,000,0001,389
Total noninterest income$8,200,000452
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$134,0004,095
Trading account gains and fees$0193
Additional Noninterest Income$8,066,000321
Total noninterest expense$11,724,000902
Salaries and employee benefits$5,895,000862
Premises and equipment expense$1,343,0001,053
Additional noninterest expense$4,486,000854
Pre-tax net operating income$-266,0006,383
Securities gains (losses)$1,304,000227
Applicable income taxes$354,0001,381
Income before extraordinary items$684,0002,542
Extraordinary gains, net$021
Net income$684,0002,539
Minority interest net income$0112
Net income of bank and minority interests.$684,0002,541
Net charge-offs$1,597,0001,292
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-176,6406,316
2009-03-31 (YTD Data)Rank
Total interest income$4,942,0001,811
Total interest expense$2,348,0001,478
Net interest income$2,594,0002,110
Provision for loan and lease losses$1,187,0001,065
Total noninterest income$3,778,000454
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$63,0004,164
Trading account gains and fees$0171
Additional Noninterest Income$3,715,000317
Total noninterest expense$5,205,000972
Salaries and employee benefits$2,833,000902
Premises and equipment expense$641,0001,115
Additional noninterest expense$1,731,000976
Pre-tax net operating income$-20,0006,362
Securities gains (losses)$817,000222
Applicable income taxes$271,0001,157
Income before extraordinary items$526,0002,035
Extraordinary gains, net$015
Net income$526,0002,036
Minority interest net income$0102
Net income of bank and minority interests.$526,0002,036
Net charge-offs$668,0001,180
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-13,2206,345
2008-12-31 (YTD Data)Rank
Total interest income$22,007,0001,752
Total interest expense$10,552,0001,537
Net interest income$11,455,0001,940
Provision for loan and lease losses$3,591,0001,241
Total noninterest income$9,166,000642
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$234,0004,498
Trading account gains and fees$0154
Additional Noninterest Income$8,932,000411
Total noninterest expense$19,668,0001,010
Salaries and employee benefits$11,476,000866
Premises and equipment expense$2,577,0001,086
Additional noninterest expense$5,615,0001,145
Pre-tax net operating income$-2,638,0007,518
Securities gains (losses)$108,0001,075
Applicable income taxes$-965,0007,696
Income before extraordinary items$-1,565,0007,225
Extraordinary gains, net$039
Net income$-1,565,0007,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,775,0001,060
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,634,1207,353
2008-09-30 (YTD Data)Rank
Total interest income$16,906,0001,752
Total interest expense$8,079,0001,564
Net interest income$8,827,0001,917
Provision for loan and lease losses$1,446,0001,464
Total noninterest income$7,445,000623
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$171,0004,580
Trading account gains and fees$0148
Additional Noninterest Income$7,274,000421
Total noninterest expense$15,021,000990
Salaries and employee benefits$9,199,000830
Premises and equipment expense$1,812,0001,145
Additional noninterest expense$4,010,0001,142
Pre-tax net operating income$-195,0007,017
Securities gains (losses)$108,000917
Applicable income taxes$-28,0007,382
Income before extraordinary items$-59,0006,712
Extraordinary gains, net$031
Net income$-59,0006,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0002,165
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-132,4407,006
2008-06-30 (YTD Data)Rank
Total interest income$11,472,0001,746
Total interest expense$5,412,0001,618
Net interest income$6,060,0001,852
Provision for loan and lease losses$637,0001,638
Total noninterest income$4,987,000639
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$155,0003,992
Trading account gains and fees$0149
Additional Noninterest Income$4,832,000447
Total noninterest expense$10,008,000989
Salaries and employee benefits$6,305,000813
Premises and equipment expense$1,179,0001,170
Additional noninterest expense$2,524,0001,178
Pre-tax net operating income$402,0004,787
Securities gains (losses)$03,233
Applicable income taxes$137,0003,127
Income before extraordinary items$265,0005,198
Extraordinary gains, net$021
Net income$265,0005,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$421,0001,464
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$265,0005,131
2008-03-31 (YTD Data)Rank
Total interest income$5,778,0001,774
Total interest expense$2,870,0001,635
Net interest income$2,908,0001,919
Provision for loan and lease losses$303,0001,365
Total noninterest income$2,393,000658
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$52,0004,734
Trading account gains and fees$0158
Additional Noninterest Income$2,341,000457
Total noninterest expense$4,937,000986
Salaries and employee benefits$3,253,000792
Premises and equipment expense$529,0001,301
Additional noninterest expense$1,155,0001,241
Pre-tax net operating income$61,0006,468
Securities gains (losses)$02,688
Applicable income taxes$21,0004,341
Income before extraordinary items$40,0006,726
Extraordinary gains, net$015
Net income$40,0006,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$40,0006,625
2007-12-31 (YTD Data)Rank
Total interest income$25,272,0001,706
Total interest expense$12,512,0001,604
Net interest income$12,760,0001,767
Provision for loan and lease losses$818,0001,651
Total noninterest income$2,852,0001,703
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$228,0004,637
Trading account gains and fees$0178
Additional Noninterest Income$2,624,0001,117
Total noninterest expense$14,401,0001,288
Salaries and employee benefits$9,204,0001,086
Premises and equipment expense$1,606,0001,643
Additional noninterest expense$3,591,0001,542
Pre-tax net operating income$393,0006,289
Securities gains (losses)$02,146
Applicable income taxes$134,0004,236
Income before extraordinary items$259,0006,573
Extraordinary gains, net$039
Net income$259,0006,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$1,075,000420
Net operating income$259,0006,555
2007-09-30 (YTD Data)Rank
Total interest income$18,426,0001,749
Total interest expense$9,418,0001,598
Net interest income$9,008,0001,899
Provision for loan and lease losses$432,0001,765
Total noninterest income$1,679,0002,046
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$162,0004,763
Trading account gains and fees$0184
Additional Noninterest Income$1,517,0001,365
Total noninterest expense$9,611,0001,424
Salaries and employee benefits$6,097,0001,222
Premises and equipment expense$1,047,0001,861
Additional noninterest expense$2,467,0001,651
Pre-tax net operating income$644,0005,298
Securities gains (losses)$01,655
Applicable income taxes$213,0003,650
Income before extraordinary items$431,0005,673
Extraordinary gains, net$033
Net income$431,0005,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$1,075,000312
Net operating income$431,0005,657
2007-06-30 (YTD Data)Rank
Total interest income$11,503,0001,861
Total interest expense$6,244,0001,612
Net interest income$5,259,0002,193
Provision for loan and lease losses$218,0002,033
Total noninterest income$805,0002,597
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$95,0005,045
Trading account gains and fees$0168
Additional Noninterest Income$710,0001,760
Total noninterest expense$5,127,0001,800
Salaries and employee benefits$3,294,0001,555
Premises and equipment expense$505,0002,567
Additional noninterest expense$1,328,0002,029
Pre-tax net operating income$719,0004,252
Securities gains (losses)$01,444
Applicable income taxes$244,0003,000
Income before extraordinary items$475,0004,666
Extraordinary gains, net$029
Net income$475,0004,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$1,075,000239
Net operating income$475,0004,660
2007-03-31 (YTD Data)Rank
Total interest income$5,497,0001,934
Total interest expense$3,050,0001,638
Net interest income$2,447,0002,328
Provision for loan and lease losses$44,0003,369
Total noninterest income$433,0002,426
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$45,0005,093
Trading account gains and fees$0195
Additional Noninterest Income$388,0001,624
Total noninterest expense$2,454,0001,882
Salaries and employee benefits$1,597,0001,626
Premises and equipment expense$242,0002,662
Additional noninterest expense$615,0002,136
Pre-tax net operating income$382,0004,108
Securities gains (losses)$01,187
Applicable income taxes$130,0002,937
Income before extraordinary items$252,0004,534
Extraordinary gains, net$022
Net income$252,0004,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$252,0004,522
2006-12-31 (YTD Data)Rank
Total interest income$16,221,0002,393
Total interest expense$7,235,0002,226
Net interest income$8,986,0002,515
Provision for loan and lease losses$998,0001,050
Total noninterest income$976,0003,602
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$173,0005,258
Trading account gains and fees$0130
Additional Noninterest Income$803,0002,575
Total noninterest expense$7,127,0002,479
Salaries and employee benefits$4,619,0002,117
Premises and equipment expense$764,0003,110
Additional noninterest expense$1,744,0002,898
Pre-tax net operating income$1,837,0003,843
Securities gains (losses)$-40,0007,853
Applicable income taxes$611,0002,864
Income before extraordinary items$1,186,0004,309
Extraordinary gains, net$051
Net income$1,186,0004,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,238
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,212,4004,239
2006-09-30 (YTD Data)Rank
Total interest income$11,387,0002,520
Total interest expense$4,746,0002,422
Net interest income$6,641,0002,575
Provision for loan and lease losses$846,000900
Total noninterest income$695,0003,730
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$127,0005,367
Trading account gains and fees$0126
Additional Noninterest Income$568,0002,668
Total noninterest expense$5,120,0002,570
Salaries and employee benefits$3,355,0002,185
Premises and equipment expense$530,0003,311
Additional noninterest expense$1,235,0003,043
Pre-tax net operating income$1,370,0003,988
Securities gains (losses)$01,388
Applicable income taxes$466,0002,953
Income before extraordinary items$904,0004,407
Extraordinary gains, net$045
Net income$904,0004,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$904,0004,398
2006-06-30 (YTD Data)Rank
Total interest income$7,027,0002,643
Total interest expense$2,738,0002,628
Net interest income$4,289,0002,645
Provision for loan and lease losses$563,000888
Total noninterest income$452,0003,760
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$83,0005,395
Trading account gains and fees$0126
Additional Noninterest Income$369,0002,680
Total noninterest expense$3,337,0002,629
Salaries and employee benefits$2,177,0002,259
Premises and equipment expense$340,0003,401
Additional noninterest expense$820,0003,072
Pre-tax net operating income$841,0004,211
Securities gains (losses)$01,185
Applicable income taxes$286,0003,106
Income before extraordinary items$555,0004,623
Extraordinary gains, net$039
Net income$555,0004,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$555,0004,613
2006-03-31 (YTD Data)Rank
Total interest income$3,200,0002,815
Total interest expense$1,174,0002,850
Net interest income$2,026,0002,746
Provision for loan and lease losses$254,000909
Total noninterest income$236,0003,613
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$35,0005,651
Trading account gains and fees$0115
Additional Noninterest Income$201,0002,485
Total noninterest expense$1,635,0002,683
Salaries and employee benefits$1,094,0002,250
Premises and equipment expense$167,0003,466
Additional noninterest expense$374,0003,300
Pre-tax net operating income$373,0004,437
Securities gains (losses)$0955
Applicable income taxes$127,0003,258
Income before extraordinary items$246,0004,888
Extraordinary gains, net$021
Net income$246,0004,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$246,0004,872
2005-12-31 (YTD Data)Rank
Total interest income$8,033,0003,748
Total interest expense$2,600,0003,714
Net interest income$5,433,0003,717
Provision for loan and lease losses$1,096,000969
Total noninterest income$1,044,0003,448
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$95,0006,353
Trading account gains and fees$0138
Additional Noninterest Income$949,0002,286
Total noninterest expense$5,096,0003,186
Salaries and employee benefits$3,420,0002,655
Premises and equipment expense$528,0004,012
Additional noninterest expense$1,148,0003,997
Pre-tax net operating income$285,0007,446
Securities gains (losses)$02,296
Applicable income taxes$97,0005,404
Income before extraordinary items$188,0007,641
Extraordinary gains, net$046
Net income$188,0007,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$188,0007,609
2005-09-30 (YTD Data)Rank
Total interest income$5,234,0004,102
Total interest expense$1,656,0004,018
Net interest income$3,578,0004,089
Provision for loan and lease losses$733,0001,020
Total noninterest income$761,0003,524
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$54,0006,764
Trading account gains and fees$0126
Additional Noninterest Income$707,0002,304
Total noninterest expense$3,612,0003,317
Salaries and employee benefits$2,400,0002,770
Premises and equipment expense$362,0004,270
Additional noninterest expense$850,0004,000
Pre-tax net operating income$-6,0008,334
Securities gains (losses)$02,317
Applicable income taxes$-2,0008,548
Income before extraordinary items$-4,0008,349
Extraordinary gains, net$035
Net income$-4,0008,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-4,0008,320
2005-06-30 (YTD Data)Rank
Total interest income$2,907,0004,597
Total interest expense$923,0004,374
Net interest income$1,984,0004,644
Provision for loan and lease losses$544,000909
Total noninterest income$419,0003,939
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$28,0007,031
Trading account gains and fees$0116
Additional Noninterest Income$391,0002,588
Total noninterest expense$2,208,0003,535
Salaries and employee benefits$1,461,0002,993
Premises and equipment expense$207,0004,708
Additional noninterest expense$540,0004,114
Pre-tax net operating income$-349,0008,621
Securities gains (losses)$02,146
Applicable income taxes$-119,0008,763
Income before extraordinary items$-230,0008,600
Extraordinary gains, net$030
Net income$-230,0008,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-230,0008,573
2005-03-31 (YTD Data)Rank
Total interest income$1,168,0005,264
Total interest expense$373,0004,869
Net interest income$795,0005,341
Provision for loan and lease losses$319,000724
Total noninterest income$104,0005,592
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$9,0007,376
Trading account gains and fees$0115
Additional Noninterest Income$95,0003,827
Total noninterest expense$977,0003,907
Salaries and employee benefits$650,0003,320
Premises and equipment expense$88,0005,294
Additional noninterest expense$239,0004,502
Pre-tax net operating income$-397,0008,825
Securities gains (losses)$01,685
Applicable income taxes$-135,0008,865
Income before extraordinary items$-262,0008,788
Extraordinary gains, net$024
Net income$-262,0008,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-262,0008,771
2004-12-31 (YTD Data)Rank
Total interest income$932,0008,453
Total interest expense$249,0008,289
Net interest income$683,0008,459
Provision for loan and lease losses$449,0002,160
Total noninterest income$136,0007,744
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,0007,847
Trading account gains and fees$0138
Additional Noninterest Income$133,0005,919
Total noninterest expense$1,438,0007,000
Salaries and employee benefits$859,0006,762
Premises and equipment expense$139,0007,453
Additional noninterest expense$440,0006,891
Pre-tax net operating income$-1,068,0008,819
Securities gains (losses)$03,819
Applicable income taxes$-363,0008,881
Income before extraordinary items$-705,0008,777
Extraordinary gains, net$034
Net income$-705,0008,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$13,000,00068
Net operating income$-705,0008,754
2004-09-30 (YTD Data)Rank
Total interest income$252,0008,898
Total interest expense$31,0008,905
Net interest income$221,0008,872
Provision for loan and lease losses$183,0003,136
Total noninterest income$8,0008,900
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$8,0008,558
Total noninterest expense$693,0007,930
Salaries and employee benefits$392,0007,889
Premises and equipment expense$49,0008,418
Additional noninterest expense$252,0007,475
Pre-tax net operating income$-647,0008,816
Securities gains (losses)$03,710
Applicable income taxes$-220,0008,920
Income before extraordinary items$-427,0008,784
Extraordinary gains, net$026
Net income$-427,0008,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$13,000,00054
Net operating income$-427,0008,760

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.