Home > Coastal Federal Savings Bank > Income and Expense
Coastal Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,597,000 | 6,196 |
| Total interest expense | $4,866,000 | 2,635 |
| Net interest income | $-269,000 | 13,252 |
| Provision for loan and lease losses | $5,618,000 | 405 |
| Total noninterest income | $-184,000 | 13,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $-184,000 | 13,299 |
| Total noninterest expense | $15,063,000 | 1,054 |
| Salaries and employee benefits | $2,520,000 | 2,625 |
| Premises and equipment expense | $1,342,000 | 1,571 |
| Additional noninterest expense | $11,201,000 | 700 |
| Pre-tax net operating income | $-21,134,000 | 13,273 |
| Securities gains (losses) | $-10,000 | 12,776 |
| Applicable income taxes | $2,000 | 12,040 |
| Income before extraordinary items | $-21,146,000 | 13,242 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-21,146,000 | 13,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,158,000 | 1,043 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-21,136,000 | 13,240 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,123,000 | 5,395 |
| Total interest expense | $4,836,000 | 3,417 |
| Net interest income | $1,287,000 | 10,009 |
| Provision for loan and lease losses | $163,000 | 5,860 |
| Total noninterest income | $512,000 | 5,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $512,000 | 3,136 |
| Total noninterest expense | $5,157,000 | 2,781 |
| Salaries and employee benefits | $1,546,000 | 4,110 |
| Premises and equipment expense | $762,000 | 2,723 |
| Additional noninterest expense | $2,849,000 | 2,082 |
| Pre-tax net operating income | $-3,521,000 | 13,739 |
| Securities gains (losses) | $3,069,000 | 302 |
| Applicable income taxes | $96,000 | 10,025 |
| Income before extraordinary items | $-548,000 | 13,398 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-548,000 | 13,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 2,483 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-3,617,000 | 13,725 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.