Home > Coastal Federal Bank > Net charge- offs to loans
Coastal Federal Bank, Net charge- offs to loans
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 2,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0846% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 1,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 1,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3873% | 7,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8142% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 3,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0511% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7705% | 7,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4119% | 881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 4,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 2,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0974% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 7,755 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0337% | 6,050 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0469% | 3,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7801% | 1,961 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0977% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 4,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 7,738 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0459% | 6,050 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0521% | 2,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9528% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2277% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 4,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 7,820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0705% | 6,032 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0314% | 6,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1520% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3635% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 3,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2615% | 7,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2019% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7850% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 3,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 8,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0646% | 8,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2459% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7070% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7265% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1671% | 2,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7931% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8736% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7498% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1985% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2011% | 326 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3216% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0088% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1745% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2122% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7409% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9847% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 4,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 3,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 3,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0699% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9812% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4770% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0920% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 3,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 2,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0951% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6372% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6985% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9137% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0690% | 3,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 2,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1450% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3708% | 1,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5156% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7288% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 3,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 1,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2957% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0761% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5765% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 4,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 3,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 2,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3601% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 3,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1368% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5683% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2977% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1343% | 3,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 2,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 1,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4843% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 2,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7091% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5809% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1110% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1477% | 3,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7292% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 2,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4543% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8854% | 891 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8850% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1695% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0526% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4182% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5663% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6475% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9910% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 6,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 8,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1052% | 8,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 3,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1491% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4642% | 2,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8222% | 2,920 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3557% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1951% | 3,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1149% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0704% | 627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2438% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0934% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2990% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2539% | 3,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2448% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9965% | 888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 4,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0154% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1945% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6997% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0135% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 6,140 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0121% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2457% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1412% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3282% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 6,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0290% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2160% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6656% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6035% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 7,292 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0317% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 1,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0413% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7455% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5131% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 8,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1260% | 1,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1521% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2843% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7018% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 7,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0242% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2540% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0329% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0365% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6529% | 1,340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 10,248 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0406% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3201% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2211% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1966% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0084% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0367% | 11,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 1,316 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0660% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1264% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3603% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | -6.1444% | 1,311 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1478% | 8,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1520% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4017% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4638% | 306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1245% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3557% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4233% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | 52.0833% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |