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Coastal Community Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$104,907,000	187
Total interest expense	$28,186,000	253
Net interest income	$76,721,000	173
Provision for loan and lease losses	$55,781,000	40
Total noninterest income	$63,407,000	91
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$305,000	870
Trading account gains and fees	$0	116
Additional Noninterest Income	$63,102,000	64
Total noninterest expense	$71,628,000	148
Salaries and employee benefits	$21,532,000	220
Premises and equipment expense	$992,000	702
Additional noninterest expense	$63,102,000	64
Pre-tax net operating income	$12,719,000	370
Securities gains (losses)	$0	665
Applicable income taxes	$2,242,000	407
Income before extraordinary items	$10,477,000	358
Extraordinary gains, net	$0	47
Net income	$10,477,000	363
Minority interest net income	$0	65
Net income of bank and minority interests.	$10,477,000	358
Net charge-offs	$48,200,000	34
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$2,360,000	90
Net operating income	$10,477,000	362
2024-12-31 (YTD Data)		Rank
Total interest income	$389,625,000	205
Total interest expense	$121,076,000	257
Net interest income	$268,549,000	180
Provision for loan and lease losses	$277,607,000	31
Total noninterest income	$313,449,000	79
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$1,235,000	873
Trading account gains and fees	$0	138
Additional Noninterest Income	$312,214,000	51
Total noninterest expense	$243,398,000	162
Salaries and employee benefits	$70,084,000	264
Premises and equipment expense	$3,773,000	705
Additional noninterest expense	$312,214,000	51
Pre-tax net operating income	$60,993,000	305
Securities gains (losses)	$0	940
Applicable income taxes	$12,958,000	292
Income before extraordinary items	$48,035,000	301
Extraordinary gains, net	$0	53
Net income	$48,035,000	303
Minority interest net income	$0	90
Net income of bank and minority interests.	$48,035,000	301
Net charge-offs	$215,627,000	33
Cash dividends	$0	3,434
Sale, conversion, retirement of capital stock, net	$4,219,000	128
Net operating income	$48,035,000	307
2024-09-30 (YTD Data)		Rank
Total interest income	$293,038,000	204
Total interest expense	$91,671,000	255
Net interest income	$201,367,000	179
Provision for loan and lease losses	$215,740,000	32
Total noninterest income	$236,747,000	77
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$918,000	866
Trading account gains and fees	$0	139
Additional Noninterest Income	$235,829,000	52
Total noninterest expense	$179,500,000	164
Salaries and employee benefits	$52,090,000	260
Premises and equipment expense	$4,833,000	439
Additional noninterest expense	$235,829,000	52
Pre-tax net operating income	$42,874,000	312
Securities gains (losses)	$0	930
Applicable income taxes	$8,904,000	311
Income before extraordinary items	$33,970,000	308
Extraordinary gains, net	$0	51
Net income	$33,970,000	315
Minority interest net income	$0	82
Net income of bank and minority interests.	$33,970,000	310
Net charge-offs	$159,688,000	35
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$2,918,000	127
Net operating income	$33,970,000	316
2024-06-30 (YTD Data)		Rank
Total interest income	$187,959,000	206
Total interest expense	$59,448,000	256
Net interest income	$128,511,000	184
Provision for loan and lease losses	$145,483,000	31
Total noninterest income	$156,742,000	75
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$611,000	857
Trading account gains and fees	$0	145
Additional Noninterest Income	$156,131,000	54
Total noninterest expense	$114,232,000	170
Salaries and employee benefits	$34,989,000	253
Premises and equipment expense	$3,123,000	455
Additional noninterest expense	$156,131,000	54
Pre-tax net operating income	$25,538,000	339
Securities gains (losses)	$0	628
Applicable income taxes	$5,765,000	310
Income before extraordinary items	$19,773,000	337
Extraordinary gains, net	$0	52
Net income	$19,773,000	340
Minority interest net income	$0	84
Net income of bank and minority interests.	$19,773,000	339
Net charge-offs	$110,452,000	34
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$2,021,000	118
Net operating income	$19,773,000	341
2024-03-31 (YTD Data)		Rank
Total interest income	$90,473,000	216
Total interest expense	$28,867,000	262
Net interest income	$61,606,000	195
Provision for loan and lease losses	$83,158,000	28
Total noninterest income	$86,886,000	67
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$304,000	861
Trading account gains and fees	$0	121
Additional Noninterest Income	$86,582,000	49
Total noninterest expense	$55,780,000	171
Salaries and employee benefits	$17,984,000	256
Premises and equipment expense	$1,478,000	489
Additional noninterest expense	$86,582,000	49
Pre-tax net operating income	$9,554,000	412
Securities gains (losses)	$0	689
Applicable income taxes	$2,095,000	394
Income before extraordinary items	$7,459,000	423
Extraordinary gains, net	$0	51
Net income	$7,459,000	422
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,459,000	423
Net charge-offs	$57,218,000	33
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$1,061,000	62
Net operating income	$7,459,000	418
2023-12-31 (YTD Data)		Rank
Total interest income	$330,371,000	216
Total interest expense	$89,000,000	257
Net interest income	$241,371,000	197
Provision for loan and lease losses	$183,992,000	37
Total noninterest income	$206,652,000	95
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,177,000	883
Trading account gains and fees	$0	123
Additional Noninterest Income	$205,475,000	67
Total noninterest expense	$203,697,000	184
Salaries and employee benefits	$66,461,000	258
Premises and equipment expense	$4,760,000	584
Additional noninterest expense	$205,475,000	67
Pre-tax net operating income	$60,334,000	304
Securities gains (losses)	$0	988
Applicable income taxes	$13,226,000	279
Income before extraordinary items	$47,108,000	296
Extraordinary gains, net	$0	54
Net income	$47,108,000	299
Minority interest net income	$0	88
Net income of bank and minority interests.	$47,108,000	298
Net charge-offs	$144,966,000	34
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$3,257,000	110
Net operating income	$47,108,000	305
2023-09-30 (YTD Data)		Rank
Total interest income	$242,127,000	217
Total interest expense	$61,084,000	261
Net interest income	$181,043,000	197
Provision for loan and lease losses	$123,203,000	41
Total noninterest income	$142,092,000	102
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$877,000	892
Trading account gains and fees	$0	125
Additional Noninterest Income	$141,215,000	72
Total noninterest expense	$152,283,000	182
Salaries and employee benefits	$49,971,000	262
Premises and equipment expense	$3,461,000	600
Additional noninterest expense	$141,215,000	72
Pre-tax net operating income	$47,649,000	307
Securities gains (losses)	$0	849
Applicable income taxes	$10,245,000	287
Income before extraordinary items	$37,404,000	299
Extraordinary gains, net	$0	52
Net income	$37,404,000	301
Minority interest net income	$0	81
Net income of bank and minority interests.	$37,404,000	300
Net charge-offs	$100,095,000	36
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$2,502,000	104
Net operating income	$37,404,000	304
2023-06-30 (YTD Data)		Rank
Total interest income	$153,798,000	215
Total interest expense	$35,634,000	260
Net interest income	$118,164,000	199
Provision for loan and lease losses	$95,950,000	39
Total noninterest income	$107,590,000	92
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$571,000	894
Trading account gains and fees	$0	112
Additional Noninterest Income	$107,019,000	65
Total noninterest expense	$96,021,000	190
Salaries and employee benefits	$31,884,000	265
Premises and equipment expense	$2,281,000	592
Additional noninterest expense	$107,019,000	65
Pre-tax net operating income	$33,783,000	294
Securities gains (losses)	$0	938
Applicable income taxes	$7,242,000	275
Income before extraordinary items	$26,541,000	288
Extraordinary gains, net	$0	51
Net income	$26,541,000	293
Minority interest net income	$0	81
Net income of bank and minority interests.	$26,541,000	288
Net charge-offs	$63,261,000	33
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$1,704,000	93
Net operating income	$26,541,000	292
2023-03-31 (YTD Data)		Rank
Total interest income	$70,111,000	233
Total interest expense	$14,959,000	273
Net interest income	$55,152,000	215
Provision for loan and lease losses	$43,697,000	44
Total noninterest income	$49,222,000	99
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$281,000	913
Trading account gains and fees	$0	97
Additional Noninterest Income	$48,941,000	69
Total noninterest expense	$44,379,000	204
Salaries and employee benefits	$15,575,000	285
Premises and equipment expense	$1,185,000	594
Additional noninterest expense	$48,941,000	69
Pre-tax net operating income	$16,298,000	307
Securities gains (losses)	$0	950
Applicable income taxes	$3,215,000	315
Income before extraordinary items	$13,083,000	300
Extraordinary gains, net	$0	4
Net income	$13,083,000	301
Minority interest net income	$0	48
Net income of bank and minority interests.	$13,083,000	301
Net charge-offs	$32,302,000	37
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$953,000	80
Net operating income	$13,083,000	300
2022-12-31 (YTD Data)		Rank
Total interest income	$192,184,000	254
Total interest expense	$19,073,000	272
Net interest income	$173,111,000	250
Provision for loan and lease losses	$78,714,000	51
Total noninterest income	$124,652,000	134
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,235,000	864
Trading account gains and fees	$0	116
Additional Noninterest Income	$123,417,000	96
Total noninterest expense	$165,941,000	211
Salaries and employee benefits	$52,228,000	317
Premises and equipment expense	$4,428,000	615
Additional noninterest expense	$123,417,000	96
Pre-tax net operating income	$53,108,000	360
Securities gains (losses)	$0	691
Applicable income taxes	$10,470,000	369
Income before extraordinary items	$42,638,000	362
Extraordinary gains, net	$0	5
Net income	$42,638,000	363
Minority interest net income	$0	63
Net income of bank and minority interests.	$42,638,000	363
Net charge-offs	$33,317,000	56
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$2,222,000	168
Net operating income	$42,638,000	369
2022-09-30 (YTD Data)		Rank
Total interest income	$127,154,000	266
Total interest expense	$8,012,000	310
Net interest income	$119,142,000	258
Provision for loan and lease losses	$45,113,000	55
Total noninterest income	$81,893,000	154
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$925,000	870
Trading account gains and fees	$0	111
Additional Noninterest Income	$80,968,000	115
Total noninterest expense	$119,102,000	214
Salaries and employee benefits	$37,829,000	323
Premises and equipment expense	$3,285,000	620
Additional noninterest expense	$80,968,000	115
Pre-tax net operating income	$36,820,000	382
Securities gains (losses)	$0	740
Applicable income taxes	$7,897,000	365
Income before extraordinary items	$28,923,000	381
Extraordinary gains, net	$0	4
Net income	$28,923,000	381
Minority interest net income	$0	57
Net income of bank and minority interests.	$28,923,000	381
Net charge-offs	$14,463,000	66
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$1,590,000	157
Net operating income	$28,923,000	388
2022-06-30 (YTD Data)		Rank
Total interest income	$71,950,000	285
Total interest expense	$2,295,000	519
Net interest income	$69,655,000	280
Provision for loan and lease losses	$27,036,000	54
Total noninterest income	$47,416,000	164
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$604,000	878
Trading account gains and fees	$0	108
Additional Noninterest Income	$46,812,000	123
Total noninterest expense	$68,218,000	234
Salaries and employee benefits	$23,323,000	335
Premises and equipment expense	$2,173,000	624
Additional noninterest expense	$42,722,000	154
Pre-tax net operating income	$21,817,000	403
Securities gains (losses)	$0	687
Applicable income taxes	$4,762,000	372
Income before extraordinary items	$17,055,000	403
Extraordinary gains, net	$0	4
Net income	$17,055,000	403
Minority interest net income	$0	60
Net income of bank and minority interests.	$17,055,000	403
Net charge-offs	$6,310,000	75
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$1,005,000	142
Net operating income	$17,055,000	413
2022-03-31 (YTD Data)		Rank
Total interest income	$30,137,000	318
Total interest expense	$622,000	880
Net interest income	$29,515,000	306
Provision for loan and lease losses	$12,942,000	36
Total noninterest income	$21,952,000	177
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$283,000	923
Trading account gains and fees	$0	103
Additional Noninterest Income	$21,669,000	132
Total noninterest expense	$30,254,000	258
Salaries and employee benefits	$11,085,000	353
Premises and equipment expense	$1,113,000	611
Additional noninterest expense	$18,056,000	169
Pre-tax net operating income	$8,271,000	481
Securities gains (losses)	$0	623
Applicable income taxes	$1,744,000	459
Income before extraordinary items	$6,527,000	486
Extraordinary gains, net	$0	4
Net income	$6,527,000	485
Minority interest net income	$0	50
Net income of bank and minority interests.	$6,527,000	486
Net charge-offs	$2,804,000	91
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$501,000	119
Net operating income	$6,527,000	493
2021-12-31 (YTD Data)		Rank
Total interest income	$83,068,000	431
Total interest expense	$2,851,000	959
Net interest income	$80,217,000	415
Provision for loan and lease losses	$9,915,000	55
Total noninterest income	$26,520,000	427
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,185,000	853
Trading account gains and fees	$0	132
Additional Noninterest Income	$25,335,000	353
Total noninterest expense	$62,594,000	423
Salaries and employee benefits	$37,101,000	410
Premises and equipment expense	$4,036,000	654
Additional noninterest expense	$21,457,000	400
Pre-tax net operating income	$34,228,000	492
Securities gains (losses)	$0	2,062
Applicable income taxes	$7,346,000	480
Income before extraordinary items	$26,882,000	516
Extraordinary gains, net	$0	10
Net income	$26,882,000	516
Minority interest net income	$0	74
Net income of bank and minority interests.	$26,882,000	517
Net charge-offs	$545,000	602
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$1,122,000	217
Net operating income	$26,882,000	509
2021-09-30 (YTD Data)		Rank
Total interest income	$57,528,000	470
Total interest expense	$2,263,000	950
Net interest income	$55,265,000	447
Provision for loan and lease losses	$973,000	458
Total noninterest income	$12,329,000	620
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$883,000	846
Trading account gains and fees	$0	132
Additional Noninterest Income	$11,446,000	527
Total noninterest expense	$41,688,000	476
Salaries and employee benefits	$26,559,000	432
Premises and equipment expense	$3,016,000	670
Additional noninterest expense	$12,113,000	517
Pre-tax net operating income	$24,933,000	523
Securities gains (losses)	$0	2,015
Applicable income taxes	$5,617,000	489
Income before extraordinary items	$19,316,000	541
Extraordinary gains, net	$0	8
Net income	$19,316,000	540
Minority interest net income	$0	69
Net income of bank and minority interests.	$19,316,000	541
Net charge-offs	$13,000	1,890
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$771,000	210
Net operating income	$19,316,000	536
2021-06-30 (YTD Data)		Rank
Total interest income	$37,925,000	468
Total interest expense	$1,669,000	899
Net interest income	$36,256,000	446
Provision for loan and lease losses	$718,000	430
Total noninterest income	$7,702,000	649
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$580,000	826
Trading account gains and fees	$0	133
Additional Noninterest Income	$7,122,000	558
Total noninterest expense	$25,687,000	515
Salaries and employee benefits	$16,599,000	454
Premises and equipment expense	$2,002,000	671
Additional noninterest expense	$7,086,000	558
Pre-tax net operating income	$17,553,000	497
Securities gains (losses)	$0	1,818
Applicable income taxes	$3,995,000	466
Income before extraordinary items	$13,558,000	520
Extraordinary gains, net	$0	6
Net income	$13,558,000	519
Minority interest net income	$0	67
Net income of bank and minority interests.	$13,558,000	520
Net charge-offs	$14,000	1,629
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$545,000	172
Net operating income	$13,558,000	513
2021-03-31 (YTD Data)		Rank
Total interest income	$18,356,000	479
Total interest expense	$877,000	907
Net interest income	$17,479,000	458
Provision for loan and lease losses	$357,000	486
Total noninterest income	$2,951,000	757
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$281,000	833
Trading account gains and fees	$0	127
Additional Noninterest Income	$2,670,000	665
Total noninterest expense	$12,161,000	536
Salaries and employee benefits	$7,686,000	486
Premises and equipment expense	$1,035,000	667
Additional noninterest expense	$3,440,000	551
Pre-tax net operating income	$7,912,000	538
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,638,000	530
Income before extraordinary items	$6,274,000	557
Extraordinary gains, net	$0	3
Net income	$6,274,000	556
Minority interest net income	$0	55
Net income of bank and minority interests.	$6,274,000	557
Net charge-offs	$9,000	1,389
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$318,000	151
Net operating income	$6,274,000	545
2020-12-31 (YTD Data)		Rank
Total interest income	$63,038,000	544
Total interest expense	$4,958,000	956
Net interest income	$58,080,000	507
Provision for loan and lease losses	$8,308,000	406
Total noninterest income	$8,457,000	895
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,074,000	890
Trading account gains and fees	$0	133
Additional Noninterest Income	$7,383,000	784
Total noninterest expense	$37,680,000	663
Salaries and employee benefits	$23,302,000	602
Premises and equipment expense	$3,888,000	679
Additional noninterest expense	$10,490,000	712
Pre-tax net operating income	$20,549,000	573
Securities gains (losses)	$0	2,675
Applicable income taxes	$4,284,000	551
Income before extraordinary items	$16,265,000	621
Extraordinary gains, net	$0	4
Net income	$16,265,000	620
Minority interest net income	$0	72
Net income of bank and minority interests.	$16,265,000	621
Net charge-offs	$516,000	949
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$562,000	257
Net operating income	$16,265,000	600
2020-09-30 (YTD Data)		Rank
Total interest income	$44,940,000	571
Total interest expense	$3,963,000	969
Net interest income	$40,977,000	534
Provision for loan and lease losses	$5,708,000	455
Total noninterest income	$6,040,000	911
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$793,000	900
Trading account gains and fees	$0	125
Additional Noninterest Income	$5,247,000	788
Total noninterest expense	$27,343,000	676
Salaries and employee benefits	$16,869,000	618
Premises and equipment expense	$2,885,000	674
Additional noninterest expense	$7,589,000	720
Pre-tax net operating income	$13,966,000	599
Securities gains (losses)	$0	2,494
Applicable income taxes	$2,912,000	568
Income before extraordinary items	$11,054,000	634
Extraordinary gains, net	$0	4
Net income	$11,054,000	633
Minority interest net income	$0	65
Net income of bank and minority interests.	$11,054,000	634
Net charge-offs	$132,000	1,492
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$382,000	240
Net operating income	$11,054,000	613
2020-06-30 (YTD Data)		Rank
Total interest income	$28,546,000	607
Total interest expense	$2,836,000	966
Net interest income	$25,710,000	559
Provision for loan and lease losses	$3,508,000	505
Total noninterest income	$4,128,000	844
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$527,000	908
Trading account gains and fees	$0	123
Additional Noninterest Income	$3,601,000	716
Total noninterest expense	$17,782,000	690
Salaries and employee benefits	$10,898,000	637
Premises and equipment expense	$1,816,000	707
Additional noninterest expense	$5,068,000	706
Pre-tax net operating income	$8,548,000	588
Securities gains (losses)	$0	2,249
Applicable income taxes	$1,779,000	543
Income before extraordinary items	$6,769,000	639
Extraordinary gains, net	$0	4
Net income	$6,769,000	639
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,769,000	639
Net charge-offs	$131,000	1,221
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$246,000	231
Net operating income	$6,769,000	611
2020-03-31 (YTD Data)		Rank
Total interest income	$13,120,000	651
Total interest expense	$1,575,000	966
Net interest income	$11,545,000	611
Provision for loan and lease losses	$1,578,000	458
Total noninterest income	$2,640,000	666
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$290,000	977
Trading account gains and fees	$0	106
Additional Noninterest Income	$2,350,000	524
Total noninterest expense	$8,924,000	683
Salaries and employee benefits	$5,683,000	608
Premises and equipment expense	$905,000	712
Additional noninterest expense	$2,336,000	767
Pre-tax net operating income	$3,683,000	610
Securities gains (losses)	$0	1,705
Applicable income taxes	$764,000	552
Income before extraordinary items	$2,919,000	670
Extraordinary gains, net	$0	4
Net income	$2,919,000	670
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,919,000	670
Net charge-offs	$123,000	789
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$119,000	230
Net operating income	$2,919,000	648
2019-12-31 (YTD Data)		Rank
Total interest income	$48,586,000	714
Total interest expense	$5,820,000	1,085
Net interest income	$42,766,000	646
Provision for loan and lease losses	$2,544,000	434
Total noninterest income	$8,024,000	814
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$988,000	1,148
Trading account gains and fees	$0	135
Additional Noninterest Income	$7,036,000	659
Total noninterest expense	$30,810,000	757
Salaries and employee benefits	$18,959,000	710
Premises and equipment expense	$3,731,000	682
Additional noninterest expense	$8,120,000	844
Pre-tax net operating income	$17,436,000	678
Securities gains (losses)	$171,000	690
Applicable income taxes	$3,661,000	621
Income before extraordinary items	$13,946,000	711
Extraordinary gains, net	$0	11
Net income	$13,946,000	711
Minority interest net income	$0	76
Net income of bank and minority interests.	$13,946,000	712
Net charge-offs	$481,000	1,057
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$398,000	314
Net operating income	$13,810,910	699
2019-09-30 (YTD Data)		Rank
Total interest income	$35,554,000	729
Total interest expense	$4,305,000	1,110
Net interest income	$31,249,000	668
Provision for loan and lease losses	$1,724,000	458
Total noninterest income	$5,992,000	817
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$738,000	1,158
Trading account gains and fees	$0	129
Additional Noninterest Income	$5,254,000	671
Total noninterest expense	$22,876,000	764
Salaries and employee benefits	$14,058,000	711
Premises and equipment expense	$2,777,000	689
Additional noninterest expense	$6,041,000	842
Pre-tax net operating income	$12,641,000	699
Securities gains (losses)	$171,000	580
Applicable income taxes	$2,662,000	643
Income before extraordinary items	$10,150,000	731
Extraordinary gains, net	$0	11
Net income	$10,150,000	733
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,150,000	732
Net charge-offs	$243,000	1,159
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$300,000	283
Net operating income	$10,014,910	724
2019-06-30 (YTD Data)		Rank
Total interest income	$23,199,000	739
Total interest expense	$2,867,000	1,089
Net interest income	$20,332,000	685
Provision for loan and lease losses	$1,087,000	456
Total noninterest income	$4,093,000	785
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$500,000	1,139
Trading account gains and fees	$0	131
Additional Noninterest Income	$3,593,000	641
Total noninterest expense	$15,191,000	764
Salaries and employee benefits	$9,087,000	731
Premises and equipment expense	$1,904,000	672
Additional noninterest expense	$4,200,000	823
Pre-tax net operating income	$8,147,000	696
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,697,000	640
Income before extraordinary items	$6,450,000	741
Extraordinary gains, net	$0	11
Net income	$6,450,000	742
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,450,000	741
Net charge-offs	$51,000	1,810
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$199,000	274
Net operating income	$6,450,000	727
2019-03-31 (YTD Data)		Rank
Total interest income	$11,394,000	750
Total interest expense	$1,438,000	1,057
Net interest income	$9,956,000	695
Provision for loan and lease losses	$540,000	448
Total noninterest income	$1,973,000	775
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$255,000	1,111
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,718,000	629
Total noninterest expense	$7,616,000	758
Salaries and employee benefits	$4,558,000	723
Premises and equipment expense	$984,000	659
Additional noninterest expense	$2,074,000	819
Pre-tax net operating income	$3,773,000	726
Securities gains (losses)	$0	1,087
Applicable income taxes	$786,000	651
Income before extraordinary items	$2,987,000	775
Extraordinary gains, net	$0	5
Net income	$2,987,000	775
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,987,000	774
Net charge-offs	$32,000	1,464
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$98,000	234
Net operating income	$2,987,000	761
2018-12-31 (YTD Data)		Rank
Total interest income	$38,743,000	812
Total interest expense	$3,182,000	1,366
Net interest income	$35,561,000	754
Provision for loan and lease losses	$1,826,000	548
Total noninterest income	$5,381,000	1,044
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$951,000	1,204
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,430,000	862
Total noninterest expense	$26,050,000	845
Salaries and employee benefits	$16,026,000	785
Premises and equipment expense	$3,233,000	777
Additional noninterest expense	$6,791,000	987
Pre-tax net operating income	$13,066,000	833
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,706,000	707
Income before extraordinary items	$10,360,000	884
Extraordinary gains, net	$0	6
Net income	$10,360,000	883
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,360,000	883
Net charge-offs	$436,000	1,043
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$279,000	368
Net operating income	$10,360,000	882
2018-09-30 (YTD Data)		Rank
Total interest income	$27,731,000	843
Total interest expense	$2,248,000	1,359
Net interest income	$25,483,000	775
Provision for loan and lease losses	$1,401,000	498
Total noninterest income	$3,792,000	1,095
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$701,000	1,229
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,091,000	907
Total noninterest expense	$18,891,000	876
Salaries and employee benefits	$11,672,000	806
Premises and equipment expense	$2,354,000	795
Additional noninterest expense	$4,865,000	1,021
Pre-tax net operating income	$8,983,000	916
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,841,000	770
Income before extraordinary items	$7,142,000	965
Extraordinary gains, net	$0	5
Net income	$7,142,000	964
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,142,000	964
Net charge-offs	$307,000	981
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$208,000	338
Net operating income	$7,142,000	956
2018-06-30 (YTD Data)		Rank
Total interest income	$17,838,000	859
Total interest expense	$1,393,000	1,376
Net interest income	$16,445,000	792
Provision for loan and lease losses	$893,000	522
Total noninterest income	$2,257,000	1,173
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$458,000	1,249
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,799,000	1,014
Total noninterest expense	$12,310,000	900
Salaries and employee benefits	$7,645,000	816
Premises and equipment expense	$1,566,000	802
Additional noninterest expense	$3,099,000	1,051
Pre-tax net operating income	$5,499,000	959
Securities gains (losses)	$0	961
Applicable income taxes	$1,125,000	804
Income before extraordinary items	$4,374,000	1,012
Extraordinary gains, net	$0	6
Net income	$4,374,000	1,011
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,374,000	1,011
Net charge-offs	$370,000	639
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$137,000	322
Net operating income	$4,374,000	1,004
2018-03-31 (YTD Data)		Rank
Total interest income	$8,606,000	880
Total interest expense	$650,000	1,394
Net interest income	$7,956,000	819
Provision for loan and lease losses	$501,000	459
Total noninterest income	$1,052,000	1,226
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$223,000	1,274
Trading account gains and fees	$0	123
Additional Noninterest Income	$829,000	1,057
Total noninterest expense	$5,992,000	927
Salaries and employee benefits	$3,735,000	847
Premises and equipment expense	$767,000	825
Additional noninterest expense	$1,490,000	1,083
Pre-tax net operating income	$2,515,000	1,006
Securities gains (losses)	$0	735
Applicable income taxes	$513,000	846
Income before extraordinary items	$2,002,000	1,056
Extraordinary gains, net	$0	7
Net income	$2,002,000	1,055
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,002,000	1,056
Net charge-offs	$95,000	876
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$64,000	306
Net operating income	$2,002,000	1,050
2017-12-31 (YTD Data)		Rank
Total interest income	$32,113,000	900
Total interest expense	$2,165,000	1,440
Net interest income	$29,948,000	841
Provision for loan and lease losses	$870,000	991
Total noninterest income	$3,961,000	1,296
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$850,000	1,354
Trading account gains and fees	$0	151
Additional Noninterest Income	$3,111,000	1,135
Total noninterest expense	$22,156,000	973
Salaries and employee benefits	$13,383,000	905
Premises and equipment expense	$2,815,000	869
Additional noninterest expense	$5,958,000	1,083
Pre-tax net operating income	$10,883,000	923
Securities gains (losses)	$0	2,243
Applicable income taxes	$4,908,000	672
Income before extraordinary items	$5,975,000	1,175
Extraordinary gains, net	$0	9
Net income	$5,975,000	1,175
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,975,000	1,175
Net charge-offs	$397,000	1,273
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$252,000	374
Net operating income	$5,975,000	1,154
2017-09-30 (YTD Data)		Rank
Total interest income	$23,661,000	908
Total interest expense	$1,548,000	1,473
Net interest income	$22,113,000	853
Provision for loan and lease losses	$504,000	1,139
Total noninterest income	$2,964,000	1,312
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$619,000	1,386
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,345,000	1,143
Total noninterest expense	$16,450,000	980
Salaries and employee benefits	$9,947,000	913
Premises and equipment expense	$2,086,000	892
Additional noninterest expense	$4,417,000	1,098
Pre-tax net operating income	$8,123,000	946
Securities gains (losses)	$0	2,274
Applicable income taxes	$2,641,000	757
Income before extraordinary items	$5,482,000	1,080
Extraordinary gains, net	$0	9
Net income	$5,482,000	1,079
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,482,000	1,080
Net charge-offs	$101,000	1,920
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$189,000	351
Net operating income	$5,482,000	1,063
2017-06-30 (YTD Data)		Rank
Total interest income	$15,444,000	922
Total interest expense	$996,000	1,484
Net interest income	$14,448,000	866
Provision for loan and lease losses	$439,000	944
Total noninterest income	$1,771,000	1,425
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$372,000	1,499
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,399,000	1,242
Total noninterest expense	$10,716,000	1,007
Salaries and employee benefits	$6,456,000	937
Premises and equipment expense	$1,358,000	910
Additional noninterest expense	$2,902,000	1,114
Pre-tax net operating income	$5,064,000	985
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,617,000	786
Income before extraordinary items	$3,447,000	1,113
Extraordinary gains, net	$0	11
Net income	$3,447,000	1,113
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,447,000	1,113
Net charge-offs	$94,000	1,575
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$125,000	328
Net operating income	$3,447,000	1,100
2017-03-31 (YTD Data)		Rank
Total interest income	$7,542,000	930
Total interest expense	$495,000	1,475
Net interest income	$7,047,000	887
Provision for loan and lease losses	$439,000	501
Total noninterest income	$774,000	1,556
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$163,000	1,645
Trading account gains and fees	$0	142
Additional Noninterest Income	$611,000	1,345
Total noninterest expense	$5,300,000	1,019
Salaries and employee benefits	$3,282,000	933
Premises and equipment expense	$673,000	925
Additional noninterest expense	$1,345,000	1,173
Pre-tax net operating income	$2,082,000	1,133
Securities gains (losses)	$0	1,153
Applicable income taxes	$643,000	909
Income before extraordinary items	$1,439,000	1,267
Extraordinary gains, net	$0	8
Net income	$1,439,000	1,266
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,439,000	1,267
Net charge-offs	$191,000	627
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$56,000	308
Net operating income	$1,439,000	1,248
2016-12-31 (YTD Data)		Rank
Total interest income	$28,459,000	958
Total interest expense	$2,168,000	1,314
Net interest income	$26,291,000	912
Provision for loan and lease losses	$1,919,000	537
Total noninterest income	$4,094,000	1,312
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$680,000	1,655
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,414,000	1,102
Total noninterest expense	$20,844,000	1,017
Salaries and employee benefits	$12,015,000	981
Premises and equipment expense	$2,460,000	972
Additional noninterest expense	$6,369,000	1,027
Pre-tax net operating income	$7,622,000	1,154
Securities gains (losses)	$160,000	1,011
Applicable income taxes	$2,561,000	880
Income before extraordinary items	$5,221,000	1,330
Extraordinary gains, net	$0	5
Net income	$5,221,000	1,329
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,221,000	1,329
Net charge-offs	$363,000	1,351
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$108,000	488
Net operating income	$5,113,800	1,328
2016-09-30 (YTD Data)		Rank
Total interest income	$21,006,000	971
Total interest expense	$1,664,000	1,288
Net interest income	$19,342,000	935
Provision for loan and lease losses	$1,287,000	578
Total noninterest income	$2,931,000	1,365
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$519,000	1,631
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,412,000	1,155
Total noninterest expense	$15,829,000	999
Salaries and employee benefits	$9,157,000	963
Premises and equipment expense	$1,832,000	978
Additional noninterest expense	$4,840,000	1,016
Pre-tax net operating income	$5,157,000	1,292
Securities gains (losses)	$160,000	936
Applicable income taxes	$1,760,000	956
Income before extraordinary items	$3,557,000	1,468
Extraordinary gains, net	$0	5
Net income	$3,557,000	1,467
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,557,000	1,468
Net charge-offs	$295,000	1,153
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$175,000	356
Net operating income	$3,449,800	1,459
2016-06-30 (YTD Data)		Rank
Total interest income	$13,871,000	975
Total interest expense	$1,129,000	1,262
Net interest income	$12,742,000	943
Provision for loan and lease losses	$976,000	520
Total noninterest income	$1,858,000	1,394
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$328,000	1,683
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,530,000	1,174
Total noninterest expense	$10,301,000	1,023
Salaries and employee benefits	$5,976,000	982
Premises and equipment expense	$1,172,000	1,016
Additional noninterest expense	$3,153,000	1,037
Pre-tax net operating income	$3,323,000	1,318
Securities gains (losses)	$160,000	695
Applicable income taxes	$1,162,000	963
Income before extraordinary items	$2,321,000	1,484
Extraordinary gains, net	$0	16
Net income	$2,321,000	1,484
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,321,000	1,484
Net charge-offs	$96,000	1,659
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$118,000	343
Net operating income	$2,213,800	1,493
2016-03-31 (YTD Data)		Rank
Total interest income	$6,866,000	990
Total interest expense	$569,000	1,251
Net interest income	$6,297,000	949
Provision for loan and lease losses	$591,000	413
Total noninterest income	$895,000	1,412
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$161,000	1,698
Trading account gains and fees	$0	142
Additional Noninterest Income	$734,000	1,167
Total noninterest expense	$5,029,000	1,049
Salaries and employee benefits	$3,022,000	979
Premises and equipment expense	$574,000	1,047
Additional noninterest expense	$1,433,000	1,130
Pre-tax net operating income	$1,572,000	1,357
Securities gains (losses)	$81,000	621
Applicable income taxes	$554,000	979
Income before extraordinary items	$1,099,000	1,496
Extraordinary gains, net	$0	12
Net income	$1,099,000	1,497
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,099,000	1,497
Net charge-offs	$2,000	2,815
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$58,000	324
Net operating income	$1,045,540	1,521
2015-12-31 (YTD Data)		Rank
Total interest income	$24,826,000	1,048
Total interest expense	$2,412,000	1,153
Net interest income	$22,414,000	1,025
Provision for loan and lease losses	$941,000	859
Total noninterest income	$2,889,000	1,645
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$571,000	1,905
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,318,000	1,364
Total noninterest expense	$19,410,000	1,052
Salaries and employee benefits	$11,249,000	1,002
Premises and equipment expense	$2,478,000	971
Additional noninterest expense	$5,683,000	1,138
Pre-tax net operating income	$4,952,000	1,577
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,641,000	1,167
Income before extraordinary items	$3,311,000	1,885
Extraordinary gains, net	$0	23
Net income	$3,311,000	1,885
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,311,000	1,887
Net charge-offs	$509,000	1,146
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$170,000	442
Net operating income	$3,311,000	1,841
2015-09-30 (YTD Data)		Rank
Total interest income	$18,235,000	1,076
Total interest expense	$1,802,000	1,173
Net interest income	$16,433,000	1,054
Provision for loan and lease losses	$483,000	1,064
Total noninterest income	$2,536,000	1,486
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$420,000	1,960
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,116,000	1,236
Total noninterest expense	$14,524,000	1,063
Salaries and employee benefits	$8,480,000	1,001
Premises and equipment expense	$1,819,000	1,006
Additional noninterest expense	$4,225,000	1,150
Pre-tax net operating income	$3,962,000	1,535
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,301,000	1,151
Income before extraordinary items	$2,661,000	1,800
Extraordinary gains, net	$0	21
Net income	$2,661,000	1,802
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,661,000	1,803
Net charge-offs	$55,000	2,702
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$121,000	418
Net operating income	$2,661,000	1,764
2015-06-30 (YTD Data)		Rank
Total interest income	$11,944,000	1,089
Total interest expense	$1,200,000	1,173
Net interest income	$10,744,000	1,069
Provision for loan and lease losses	$373,000	957
Total noninterest income	$1,737,000	1,451
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$266,000	2,000
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,471,000	1,202
Total noninterest expense	$9,606,000	1,070
Salaries and employee benefits	$5,621,000	1,008
Premises and equipment expense	$1,175,000	1,035
Additional noninterest expense	$2,810,000	1,147
Pre-tax net operating income	$2,502,000	1,579
Securities gains (losses)	$0	2,636
Applicable income taxes	$820,000	1,192
Income before extraordinary items	$1,682,000	1,868
Extraordinary gains, net	$0	22
Net income	$1,682,000	1,871
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,682,000	1,871
Net charge-offs	$58,000	2,200
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$72,000	421
Net operating income	$1,682,000	1,828
2015-03-31 (YTD Data)		Rank
Total interest income	$5,935,000	1,092
Total interest expense	$591,000	1,191
Net interest income	$5,344,000	1,065
Provision for loan and lease losses	$130,000	1,223
Total noninterest income	$710,000	1,638
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$127,000	2,060
Trading account gains and fees	$0	152
Additional Noninterest Income	$583,000	1,343
Total noninterest expense	$4,769,000	1,081
Salaries and employee benefits	$2,852,000	995
Premises and equipment expense	$558,000	1,087
Additional noninterest expense	$1,359,000	1,167
Pre-tax net operating income	$1,155,000	1,637
Securities gains (losses)	$0	2,027
Applicable income taxes	$379,000	1,231
Income before extraordinary items	$776,000	1,969
Extraordinary gains, net	$0	13
Net income	$776,000	1,972
Minority interest net income	$0	64
Net income of bank and minority interests.	$776,000	1,971
Net charge-offs	$59,000	1,446
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$38,000	378
Net operating income	$776,000	1,914
2014-12-31 (YTD Data)		Rank
Total interest income	$22,448,000	1,144
Total interest expense	$1,947,000	1,523
Net interest income	$20,501,000	1,097
Provision for loan and lease losses	$1,690,000	547
Total noninterest income	$2,976,000	1,582
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$525,000	2,205
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,451,000	1,263
Total noninterest expense	$18,178,000	1,109
Salaries and employee benefits	$10,455,000	1,043
Premises and equipment expense	$1,700,000	1,392
Additional noninterest expense	$6,023,000	1,097
Pre-tax net operating income	$3,609,000	1,976
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,173,000	1,384
Income before extraordinary items	$2,436,000	2,350
Extraordinary gains, net	$0	17
Net income	$2,436,000	2,350
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,436,000	2,350
Net charge-offs	$401,000	1,718
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$117,000	522
Net operating income	$2,436,000	2,305
2014-09-30 (YTD Data)		Rank
Total interest income	$16,358,000	1,185
Total interest expense	$1,380,000	1,608
Net interest income	$14,978,000	1,132
Provision for loan and lease losses	$1,459,000	470
Total noninterest income	$2,203,000	1,597
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$385,000	2,253
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,818,000	1,270
Total noninterest expense	$13,146,000	1,153
Salaries and employee benefits	$7,729,000	1,060
Premises and equipment expense	$1,184,000	1,508
Additional noninterest expense	$4,233,000	1,168
Pre-tax net operating income	$2,576,000	2,096
Securities gains (losses)	$0	2,980
Applicable income taxes	$864,000	1,443
Income before extraordinary items	$1,712,000	2,489
Extraordinary gains, net	$0	15
Net income	$1,712,000	2,490
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,712,000	2,489
Net charge-offs	$427,000	1,290
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$87,000	482
Net operating income	$1,712,000	2,450
2014-06-30 (YTD Data)		Rank
Total interest income	$10,585,000	1,206
Total interest expense	$862,000	1,721
Net interest income	$9,723,000	1,157
Provision for loan and lease losses	$1,006,000	449
Total noninterest income	$1,421,000	1,610
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$247,000	2,289
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,174,000	1,302
Total noninterest expense	$8,391,000	1,200
Salaries and employee benefits	$5,054,000	1,081
Premises and equipment expense	$692,000	1,724
Additional noninterest expense	$2,645,000	1,219
Pre-tax net operating income	$1,747,000	2,019
Securities gains (losses)	$0	2,580
Applicable income taxes	$582,000	1,392
Income before extraordinary items	$1,165,000	2,382
Extraordinary gains, net	$0	20
Net income	$1,165,000	2,386
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,165,000	2,386
Net charge-offs	$243,000	1,438
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$53,000	472
Net operating income	$1,165,000	2,340
2014-03-31 (YTD Data)		Rank
Total interest income	$5,174,000	1,228
Total interest expense	$396,000	1,884
Net interest income	$4,778,000	1,175
Provision for loan and lease losses	$553,000	412
Total noninterest income	$760,000	1,509
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$120,000	2,307
Trading account gains and fees	$0	147
Additional Noninterest Income	$640,000	1,188
Total noninterest expense	$4,173,000	1,218
Salaries and employee benefits	$2,461,000	1,127
Premises and equipment expense	$437,000	1,399
Additional noninterest expense	$1,275,000	1,258
Pre-tax net operating income	$812,000	2,075
Securities gains (losses)	$0	1,715
Applicable income taxes	$268,000	1,442
Income before extraordinary items	$544,000	2,425
Extraordinary gains, net	$0	16
Net income	$544,000	2,428
Minority interest net income	$0	66
Net income of bank and minority interests.	$544,000	2,428
Net charge-offs	$217,000	900
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$32,000	409
Net operating income	$544,000	2,384
2013-12-31 (YTD Data)		Rank
Total interest income	$18,712,000	1,357
Total interest expense	$1,565,000	2,091
Net interest income	$17,147,000	1,282
Provision for loan and lease losses	$1,493,000	798
Total noninterest income	$2,016,000	2,160
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$495,000	2,395
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,521,000	1,830
Total noninterest expense	$14,310,000	1,384
Salaries and employee benefits	$8,230,000	1,296
Premises and equipment expense	$1,775,000	1,341
Additional noninterest expense	$4,305,000	1,535
Pre-tax net operating income	$3,360,000	1,976
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,258,000	1,270
Income before extraordinary items	$2,102,000	2,516
Extraordinary gains, net	$0	29
Net income	$2,102,000	2,519
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,102,000	2,519
Net charge-offs	$1,070,000	1,206
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,102,000	2,452
2013-09-30 (YTD Data)		Rank
Total interest income	$13,750,000	1,396
Total interest expense	$1,173,000	2,146
Net interest income	$12,577,000	1,299
Provision for loan and lease losses	$1,183,000	782
Total noninterest income	$1,406,000	2,293
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$369,000	2,421
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,037,000	1,998
Total noninterest expense	$10,492,000	1,408
Salaries and employee benefits	$6,001,000	1,332
Premises and equipment expense	$1,326,000	1,358
Additional noninterest expense	$3,165,000	1,552
Pre-tax net operating income	$2,308,000	2,196
Securities gains (losses)	$0	3,040
Applicable income taxes	$770,000	1,485
Income before extraordinary items	$1,538,000	2,617
Extraordinary gains, net	$0	25
Net income	$1,538,000	2,621
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,538,000	2,621
Net charge-offs	$1,019,000	984
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,538,000	2,525
2013-06-30 (YTD Data)		Rank
Total interest income	$8,938,000	1,429
Total interest expense	$773,000	2,209
Net interest income	$8,165,000	1,320
Provision for loan and lease losses	$877,000	745
Total noninterest income	$873,000	2,426
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$242,000	2,421
Trading account gains and fees	$0	157
Additional Noninterest Income	$631,000	2,165
Total noninterest expense	$6,833,000	1,443
Salaries and employee benefits	$3,871,000	1,363
Premises and equipment expense	$891,000	1,336
Additional noninterest expense	$2,071,000	1,570
Pre-tax net operating income	$1,328,000	2,413
Securities gains (losses)	$0	2,791
Applicable income taxes	$440,000	1,642
Income before extraordinary items	$888,000	2,862
Extraordinary gains, net	$0	22
Net income	$888,000	2,866
Minority interest net income	$0	82
Net income of bank and minority interests.	$888,000	2,866
Net charge-offs	$583,000	1,128
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$888,000	2,771
2013-03-31 (YTD Data)		Rank
Total interest income	$4,316,000	1,477
Total interest expense	$386,000	2,273
Net interest income	$3,930,000	1,367
Provision for loan and lease losses	$327,000	932
Total noninterest income	$369,000	2,674
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$119,000	2,453
Trading account gains and fees	$0	148
Additional Noninterest Income	$250,000	2,470
Total noninterest expense	$3,265,000	1,506
Salaries and employee benefits	$1,848,000	1,435
Premises and equipment expense	$442,000	1,381
Additional noninterest expense	$975,000	1,644
Pre-tax net operating income	$707,000	2,256
Securities gains (losses)	$0	1,966
Applicable income taxes	$234,000	1,563
Income before extraordinary items	$473,000	2,694
Extraordinary gains, net	$0	10
Net income	$473,000	2,697
Minority interest net income	$0	76
Net income of bank and minority interests.	$473,000	2,696
Net charge-offs	$339,000	972
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$473,000	2,618
2012-12-31 (YTD Data)		Rank
Total interest income	$15,873,000	1,671
Total interest expense	$1,752,000	2,397
Net interest income	$14,121,000	1,562
Provision for loan and lease losses	$1,588,000	1,274
Total noninterest income	$890,000	3,460
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$482,000	2,562
Trading account gains and fees	$0	166
Additional Noninterest Income	$408,000	3,612
Total noninterest expense	$11,737,000	1,645
Salaries and employee benefits	$6,256,000	1,618
Premises and equipment expense	$1,696,000	1,407
Additional noninterest expense	$3,785,000	1,748
Pre-tax net operating income	$1,686,000	3,127
Securities gains (losses)	$11,000	3,357
Applicable income taxes	$263,000	2,776
Income before extraordinary items	$1,434,000	3,213
Extraordinary gains, net	$0	29
Net income	$1,434,000	3,213
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,434,000	3,213
Net charge-offs	$1,086,000	1,737
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,424,650	3,086
2012-09-30 (YTD Data)		Rank
Total interest income	$11,609,000	1,742
Total interest expense	$1,343,000	2,450
Net interest income	$10,266,000	1,620
Provision for loan and lease losses	$974,000	1,474
Total noninterest income	$717,000	3,366
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$359,000	2,602
Trading account gains and fees	$0	157
Additional Noninterest Income	$358,000	3,430
Total noninterest expense	$8,577,000	1,694
Salaries and employee benefits	$4,578,000	1,649
Premises and equipment expense	$1,270,000	1,418
Additional noninterest expense	$2,729,000	1,814
Pre-tax net operating income	$1,432,000	2,972
Securities gains (losses)	$11,000	3,090
Applicable income taxes	$465,000	2,019
Income before extraordinary items	$978,000	3,473
Extraordinary gains, net	$0	20
Net income	$978,000	3,473
Minority interest net income	$0	86
Net income of bank and minority interests.	$978,000	3,475
Net charge-offs	$640,000	1,914
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$970,520	3,330
2012-06-30 (YTD Data)		Rank
Total interest income	$7,423,000	1,813
Total interest expense	$924,000	2,455
Net interest income	$6,499,000	1,718
Provision for loan and lease losses	$808,000	1,278
Total noninterest income	$473,000	3,343
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$234,000	2,629
Trading account gains and fees	$0	153
Additional Noninterest Income	$239,000	3,411
Total noninterest expense	$5,405,000	1,785
Salaries and employee benefits	$2,958,000	1,703
Premises and equipment expense	$831,000	1,426
Additional noninterest expense	$1,616,000	2,021
Pre-tax net operating income	$759,000	3,387
Securities gains (losses)	$11,000	2,698
Applicable income taxes	$242,000	2,272
Income before extraordinary items	$528,000	3,892
Extraordinary gains, net	$0	19
Net income	$528,000	3,894
Minority interest net income	$0	84
Net income of bank and minority interests.	$528,000	3,895
Net charge-offs	$578,000	1,636
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$520,410	3,717
2012-03-31 (YTD Data)		Rank
Total interest income	$3,467,000	1,954
Total interest expense	$470,000	2,516
Net interest income	$2,997,000	1,857
Provision for loan and lease losses	$541,000	1,002
Total noninterest income	$281,000	3,045
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$106,000	2,801
Trading account gains and fees	$0	148
Additional Noninterest Income	$175,000	2,851
Total noninterest expense	$2,497,000	1,920
Salaries and employee benefits	$1,358,000	1,856
Premises and equipment expense	$412,000	1,449
Additional noninterest expense	$727,000	2,221
Pre-tax net operating income	$240,000	4,234
Securities gains (losses)	$0	2,210
Applicable income taxes	$70,000	2,762
Income before extraordinary items	$170,000	4,647
Extraordinary gains, net	$0	19
Net income	$170,000	4,651
Minority interest net income	$0	78
Net income of bank and minority interests.	$170,000	4,651
Net charge-offs	$770,000	810
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$170,000	4,513
2011-12-31 (YTD Data)		Rank
Total interest income	$11,971,000	2,329
Total interest expense	$2,183,000	2,588
Net interest income	$9,788,000	2,244
Provision for loan and lease losses	$1,080,000	2,309
Total noninterest income	$1,135,000	2,901
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$459,000	2,754
Trading account gains and fees	$0	146
Additional Noninterest Income	$676,000	2,688
Total noninterest expense	$9,846,000	1,934
Salaries and employee benefits	$4,731,000	2,049
Premises and equipment expense	$1,581,000	1,571
Additional noninterest expense	$3,534,000	1,906
Pre-tax net operating income	$-3,000	6,024
Securities gains (losses)	$53,000	2,560
Applicable income taxes	$0	4,719
Income before extraordinary items	$50,000	6,025
Extraordinary gains, net	$0	29
Net income	$50,000	6,027
Minority interest net income	$0	96
Net income of bank and minority interests.	$50,000	6,027
Net charge-offs	$2,003,000	1,548
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$71,000	741
Net operating income	$-3,000	6,043
2011-09-30 (YTD Data)		Rank
Total interest income	$8,603,000	2,462
Total interest expense	$1,689,000	2,609
Net interest income	$6,914,000	2,378
Provision for loan and lease losses	$1,009,000	1,952
Total noninterest income	$847,000	2,894
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$338,000	2,789
Trading account gains and fees	$0	145
Additional Noninterest Income	$509,000	2,673
Total noninterest expense	$7,178,000	2,002
Salaries and employee benefits	$3,469,000	2,093
Premises and equipment expense	$1,181,000	1,590
Additional noninterest expense	$2,528,000	2,000
Pre-tax net operating income	$-426,000	6,561
Securities gains (losses)	$53,000	2,302
Applicable income taxes	$0	4,740
Income before extraordinary items	$-373,000	6,623
Extraordinary gains, net	$0	21
Net income	$-373,000	6,625
Minority interest net income	$0	87
Net income of bank and minority interests.	$-373,000	6,625
Net charge-offs	$1,790,000	1,313
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$54,000	697
Net operating income	$-426,000	6,602
2011-06-30 (YTD Data)		Rank
Total interest income	$5,494,000	2,583
Total interest expense	$1,190,000	2,590
Net interest income	$4,304,000	2,560
Provision for loan and lease losses	$794,000	1,740
Total noninterest income	$622,000	2,738
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$212,000	2,898
Trading account gains and fees	$0	153
Additional Noninterest Income	$410,000	2,406
Total noninterest expense	$4,821,000	2,009
Salaries and employee benefits	$2,198,000	2,218
Premises and equipment expense	$807,000	1,561
Additional noninterest expense	$1,816,000	1,874
Pre-tax net operating income	$-689,000	6,875
Securities gains (losses)	$10,000	2,357
Applicable income taxes	$0	4,697
Income before extraordinary items	$-679,000	6,919
Extraordinary gains, net	$0	15
Net income	$-679,000	6,918
Minority interest net income	$0	89
Net income of bank and minority interests.	$-679,000	6,919
Net charge-offs	$1,318,000	1,235
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$36,000	618
Net operating income	$-689,000	6,906
2011-03-31 (YTD Data)		Rank
Total interest income	$2,644,000	2,692
Total interest expense	$629,000	2,539
Net interest income	$2,015,000	2,711
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$285,000	2,914
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$98,000	3,019
Trading account gains and fees	$0	158
Additional Noninterest Income	$187,000	2,562
Total noninterest expense	$2,223,000	2,173
Salaries and employee benefits	$1,039,000	2,357
Premises and equipment expense	$403,000	1,595
Additional noninterest expense	$781,000	2,151
Pre-tax net operating income	$-223,000	6,857
Securities gains (losses)	$10,000	1,304
Applicable income taxes	$0	4,545
Income before extraordinary items	$-213,000	6,903
Extraordinary gains, net	$0	9
Net income	$-213,000	6,903
Minority interest net income	$0	86
Net income of bank and minority interests.	$-213,000	6,903
Net charge-offs	$729,000	1,050
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$18,000	571
Net operating income	$-223,000	6,904
2010-12-31 (YTD Data)		Rank
Total interest income	$11,364,000	2,647
Total interest expense	$3,490,000	2,269
Net interest income	$7,874,000	2,765
Provision for loan and lease losses	$4,070,000	1,324
Total noninterest income	$610,000	4,203
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$460,000	2,800
Trading account gains and fees	$0	175
Additional Noninterest Income	$150,000	4,981
Total noninterest expense	$10,337,000	1,897
Salaries and employee benefits	$4,145,000	2,323
Premises and equipment expense	$1,664,000	1,535
Additional noninterest expense	$4,528,000	1,591
Pre-tax net operating income	$-5,923,000	7,177
Securities gains (losses)	$0	3,793
Applicable income taxes	$-1,957,000	7,449
Income before extraordinary items	$-3,966,000	7,098
Extraordinary gains, net	$0	29
Net income	$-3,966,000	7,097
Minority interest net income	$0	111
Net income of bank and minority interests.	$-3,966,000	7,098
Net charge-offs	$6,223,000	852
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$36,000	1,009
Net operating income	$-3,966,000	7,076
2010-09-30 (YTD Data)		Rank
Total interest income	$8,955,000	2,569
Total interest expense	$2,794,000	2,216
Net interest income	$6,161,000	2,688
Provision for loan and lease losses	$3,870,000	1,075
Total noninterest income	$302,000	5,038
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$355,000	2,796
Trading account gains and fees	$0	165
Additional Noninterest Income	$-53,000	7,326
Total noninterest expense	$7,772,000	1,888
Salaries and employee benefits	$3,054,000	2,379
Premises and equipment expense	$1,242,000	1,563
Additional noninterest expense	$3,476,000	1,523
Pre-tax net operating income	$-5,179,000	7,373
Securities gains (losses)	$0	3,651
Applicable income taxes	$-1,824,000	7,589
Income before extraordinary items	$-3,355,000	7,312
Extraordinary gains, net	$0	23
Net income	$-3,355,000	7,311
Minority interest net income	$0	110
Net income of bank and minority interests.	$-3,355,000	7,312
Net charge-offs	$5,425,000	735
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$13,000	1,035
Net operating income	$-3,355,000	7,297
2010-06-30 (YTD Data)		Rank
Total interest income	$5,969,000	2,596
Total interest expense	$2,035,000	2,127
Net interest income	$3,934,000	2,793
Provision for loan and lease losses	$3,100,000	923
Total noninterest income	$65,000	6,599
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$237,000	2,814
Trading account gains and fees	$0	152
Additional Noninterest Income	$-172,000	7,588
Total noninterest expense	$4,825,000	2,027
Salaries and employee benefits	$2,104,000	2,316
Premises and equipment expense	$835,000	1,573
Additional noninterest expense	$1,886,000	1,853
Pre-tax net operating income	$-3,926,000	7,484
Securities gains (losses)	$0	3,184
Applicable income taxes	$-1,380,000	7,649
Income before extraordinary items	$-2,546,000	7,405
Extraordinary gains, net	$0	19
Net income	$-2,546,000	7,405
Minority interest net income	$0	105
Net income of bank and minority interests.	$-2,546,000	7,405
Net charge-offs	$4,331,000	633
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$11,000	946
Net operating income	$-2,546,000	7,394
2010-03-31 (YTD Data)		Rank
Total interest income	$2,985,000	2,649
Total interest expense	$1,099,000	2,076
Net interest income	$1,886,000	2,945
Provision for loan and lease losses	$600,000	1,610
Total noninterest income	$427,000	2,261
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$115,000	2,869
Trading account gains and fees	$0	175
Additional Noninterest Income	$312,000	1,790
Total noninterest expense	$2,295,000	2,121
Salaries and employee benefits	$1,050,000	2,347
Premises and equipment expense	$411,000	1,645
Additional noninterest expense	$834,000	2,037
Pre-tax net operating income	$-582,000	7,226
Securities gains (losses)	$0	2,284
Applicable income taxes	$-226,000	7,581
Income before extraordinary items	$-356,000	7,137
Extraordinary gains, net	$0	16
Net income	$-356,000	7,140
Minority interest net income	$0	91
Net income of bank and minority interests.	$-356,000	7,138
Net charge-offs	$2,116,000	621
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$4,000	934
Net operating income	$-356,000	7,109
2009-12-31 (YTD Data)		Rank
Total interest income	$13,796,000	2,424
Total interest expense	$5,121,000	2,206
Net interest income	$8,675,000	2,493
Provision for loan and lease losses	$8,371,000	994
Total noninterest income	$1,312,000	2,803
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$532,000	2,758
Trading account gains and fees	$0	211
Additional Noninterest Income	$780,000	2,498
Total noninterest expense	$9,855,000	2,056
Salaries and employee benefits	$4,502,000	2,181
Premises and equipment expense	$1,733,000	1,557
Additional noninterest expense	$3,620,000	2,008
Pre-tax net operating income	$-8,239,000	7,415
Securities gains (losses)	$0	3,754
Applicable income taxes	$-2,926,000	7,620
Income before extraordinary items	$-5,313,000	7,292
Extraordinary gains, net	$0	34
Net income	$-5,313,000	7,292
Minority interest net income	$0	115
Net income of bank and minority interests.	$-5,313,000	7,292
Net charge-offs	$5,525,000	1,060
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$13,000	1,262
Net operating income	$-5,313,000	7,310
2009-09-30 (YTD Data)		Rank
Total interest income	$10,263,000	2,483
Total interest expense	$3,862,000	2,291
Net interest income	$6,401,000	2,544
Provision for loan and lease losses	$4,971,000	1,049
Total noninterest income	$1,026,000	2,772
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$403,000	2,744
Trading account gains and fees	$0	212
Additional Noninterest Income	$623,000	2,459
Total noninterest expense	$6,987,000	2,139
Salaries and employee benefits	$3,356,000	2,212
Premises and equipment expense	$1,274,000	1,599
Additional noninterest expense	$2,357,000	2,213
Pre-tax net operating income	$-4,531,000	7,468
Securities gains (losses)	$0	3,497
Applicable income taxes	$-1,634,000	7,674
Income before extraordinary items	$-2,897,000	7,362
Extraordinary gains, net	$0	27
Net income	$-2,897,000	7,362
Minority interest net income	$0	118
Net income of bank and minority interests.	$-2,897,000	7,362
Net charge-offs	$2,963,000	1,190
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$6,000	1,197
Net operating income	$-2,897,000	7,350
2009-06-30 (YTD Data)		Rank
Total interest income	$6,934,000	2,477
Total interest expense	$2,566,000	2,391
Net interest income	$4,368,000	2,475
Provision for loan and lease losses	$3,442,000	996
Total noninterest income	$776,000	2,575
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$276,000	2,669
Trading account gains and fees	$0	193
Additional Noninterest Income	$500,000	2,231
Total noninterest expense	$4,673,000	2,161
Salaries and employee benefits	$2,301,000	2,188
Premises and equipment expense	$830,000	1,672
Additional noninterest expense	$1,542,000	2,277
Pre-tax net operating income	$-2,971,000	7,564
Securities gains (losses)	$0	3,136
Applicable income taxes	$-1,072,000	7,775
Income before extraordinary items	$-1,899,000	7,451
Extraordinary gains, net	$0	21
Net income	$-1,899,000	7,450
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,899,000	7,449
Net charge-offs	$2,387,000	1,006
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$10,000	1,093
Net operating income	$-1,899,000	7,452
2009-03-31 (YTD Data)		Rank
Total interest income	$3,515,000	2,464
Total interest expense	$1,329,000	2,391
Net interest income	$2,186,000	2,465
Provision for loan and lease losses	$3,441,000	513
Total noninterest income	$363,000	2,673
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$138,000	2,632
Trading account gains and fees	$0	171
Additional Noninterest Income	$225,000	2,352
Total noninterest expense	$2,337,000	2,117
Salaries and employee benefits	$1,201,000	2,124
Premises and equipment expense	$408,000	1,731
Additional noninterest expense	$728,000	2,148
Pre-tax net operating income	$-3,229,000	7,956
Securities gains (losses)	$0	2,434
Applicable income taxes	$-1,107,000	8,022
Income before extraordinary items	$-2,122,000	7,913
Extraordinary gains, net	$0	15
Net income	$-2,122,000	7,913
Minority interest net income	$0	102
Net income of bank and minority interests.	$-2,122,000	7,914
Net charge-offs	$1,775,000	650
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$6,000	955
Net operating income	$-2,122,000	7,912
2008-12-31 (YTD Data)		Rank
Total interest income	$15,879,000	2,349
Total interest expense	$6,690,000	2,284
Net interest income	$9,189,000	2,379
Provision for loan and lease losses	$2,128,000	1,720
Total noninterest income	$1,425,000	2,728
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$556,000	2,790
Trading account gains and fees	$0	154
Additional Noninterest Income	$869,000	2,343
Total noninterest expense	$9,839,000	1,960
Salaries and employee benefits	$5,758,000	1,773
Premises and equipment expense	$1,504,000	1,810
Additional noninterest expense	$2,577,000	2,285
Pre-tax net operating income	$-1,353,000	7,161
Securities gains (losses)	$0	3,220
Applicable income taxes	$-553,000	7,533
Income before extraordinary items	$-800,000	6,895
Extraordinary gains, net	$0	39
Net income	$-800,000	6,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$703,000	2,361
Cash dividends	$2,200,000	1,233
Sale, conversion, retirement of capital stock, net	$110,000	946
Net operating income	$-800,000	7,014
2008-09-30 (YTD Data)		Rank
Total interest income	$12,174,000	2,355
Total interest expense	$5,187,000	2,298
Net interest income	$6,987,000	2,364
Provision for loan and lease losses	$777,000	2,131
Total noninterest income	$1,050,000	2,812
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$416,000	2,812
Trading account gains and fees	$0	148
Additional Noninterest Income	$634,000	2,458
Total noninterest expense	$7,067,000	2,026
Salaries and employee benefits	$4,196,000	1,853
Premises and equipment expense	$1,078,000	1,894
Additional noninterest expense	$1,793,000	2,373
Pre-tax net operating income	$193,000	6,063
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,000	5,240
Income before extraordinary items	$192,000	5,737
Extraordinary gains, net	$0	31
Net income	$192,000	5,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	3,333
Cash dividends	$2,000,000	1,009
Sale, conversion, retirement of capital stock, net	$124,000	714
Net operating income	$192,000	5,907
2008-06-30 (YTD Data)		Rank
Total interest income	$8,154,000	2,381
Total interest expense	$3,475,000	2,388
Net interest income	$4,679,000	2,344
Provision for loan and lease losses	$562,000	1,781
Total noninterest income	$667,000	2,939
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$270,000	2,853
Trading account gains and fees	$0	149
Additional Noninterest Income	$397,000	2,606
Total noninterest expense	$4,538,000	2,117
Salaries and employee benefits	$2,717,000	1,916
Premises and equipment expense	$666,000	2,040
Additional noninterest expense	$1,155,000	2,425
Pre-tax net operating income	$246,000	5,522
Securities gains (losses)	$0	3,233
Applicable income taxes	$58,000	3,944
Income before extraordinary items	$188,000	5,703
Extraordinary gains, net	$0	21
Net income	$188,000	5,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,861
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$99,000	587
Net operating income	$188,000	5,637
2008-03-31 (YTD Data)		Rank
Total interest income	$4,065,000	2,440
Total interest expense	$1,696,000	2,587
Net interest income	$2,369,000	2,325
Provision for loan and lease losses	$205,000	1,794
Total noninterest income	$326,000	2,966
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$130,000	2,892
Trading account gains and fees	$0	158
Additional Noninterest Income	$196,000	2,610
Total noninterest expense	$2,299,000	2,085
Salaries and employee benefits	$1,403,000	1,878
Premises and equipment expense	$343,000	1,985
Additional noninterest expense	$553,000	2,483
Pre-tax net operating income	$191,000	5,036
Securities gains (losses)	$0	2,688
Applicable income taxes	$47,000	3,621
Income before extraordinary items	$144,000	5,273
Extraordinary gains, net	$0	15
Net income	$144,000	5,275
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$55,000	450
Net operating income	$144,000	5,168
2007-12-31 (YTD Data)		Rank
Total interest income	$14,221,000	2,818
Total interest expense	$5,368,000	3,291
Net interest income	$8,853,000	2,491
Provision for loan and lease losses	$349,000	2,926
Total noninterest income	$1,761,000	2,419
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$540,000	2,885
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,221,000	1,946
Total noninterest expense	$8,323,000	2,200
Salaries and employee benefits	$4,812,000	2,098
Premises and equipment expense	$1,200,000	2,162
Additional noninterest expense	$2,311,000	2,340
Pre-tax net operating income	$1,942,000	3,369
Securities gains (losses)	$0	2,146
Applicable income taxes	$599,000	2,507
Income before extraordinary items	$1,343,000	3,687
Extraordinary gains, net	$0	39
Net income	$1,343,000	3,688
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	3,526
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$176,000	792
Net operating income	$1,343,000	3,673
2007-09-30 (YTD Data)		Rank
Total interest income	$10,135,000	2,954
Total interest expense	$3,682,000	3,510
Net interest income	$6,453,000	2,573
Provision for loan and lease losses	$60,000	4,834
Total noninterest income	$1,290,000	2,461
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$396,000	2,917
Trading account gains and fees	$0	184
Additional Noninterest Income	$894,000	1,982
Total noninterest expense	$6,184,000	2,196
Salaries and employee benefits	$3,544,000	2,126
Premises and equipment expense	$904,000	2,136
Additional noninterest expense	$1,736,000	2,290
Pre-tax net operating income	$1,499,000	3,478
Securities gains (losses)	$0	1,655
Applicable income taxes	$392,000	2,823
Income before extraordinary items	$1,107,000	3,656
Extraordinary gains, net	$0	33
Net income	$1,107,000	3,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,346
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$125,000	716
Net operating income	$1,107,000	3,642
2007-06-30 (YTD Data)		Rank
Total interest income	$6,438,000	3,086
Total interest expense	$2,320,000	3,653
Net interest income	$4,118,000	2,683
Provision for loan and lease losses	$10,000	5,732
Total noninterest income	$862,000	2,456
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$253,000	3,007
Trading account gains and fees	$0	168
Additional Noninterest Income	$609,000	1,959
Total noninterest expense	$4,005,000	2,278
Salaries and employee benefits	$2,287,000	2,232
Premises and equipment expense	$603,000	2,151
Additional noninterest expense	$1,115,000	2,375
Pre-tax net operating income	$965,000	3,610
Securities gains (losses)	$0	1,444
Applicable income taxes	$259,000	2,916
Income before extraordinary items	$706,000	3,798
Extraordinary gains, net	$0	29
Net income	$706,000	3,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,601
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$85,000	639
Net operating income	$706,000	3,781
2007-03-31 (YTD Data)		Rank
Total interest income	$3,134,000	3,159
Total interest expense	$1,143,000	3,662
Net interest income	$1,991,000	2,768
Provision for loan and lease losses	$10,000	5,012
Total noninterest income	$433,000	2,426
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$121,000	3,053
Trading account gains and fees	$0	195
Additional Noninterest Income	$312,000	1,898
Total noninterest expense	$1,968,000	2,321
Salaries and employee benefits	$1,143,000	2,253
Premises and equipment expense	$295,000	2,215
Additional noninterest expense	$530,000	2,479
Pre-tax net operating income	$446,000	3,767
Securities gains (losses)	$0	1,187
Applicable income taxes	$113,000	3,106
Income before extraordinary items	$333,000	3,936
Extraordinary gains, net	$0	22
Net income	$333,000	3,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,299
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$43,000	523
Net operating income	$333,000	3,913
2006-12-31 (YTD Data)		Rank
Total interest income	$11,531,000	3,207
Total interest expense	$3,801,000	3,715
Net interest income	$7,730,000	2,841
Provision for loan and lease losses	$207,000	3,467
Total noninterest income	$1,461,000	2,746
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$547,000	2,872
Trading account gains and fees	$0	130
Additional Noninterest Income	$914,000	2,366
Total noninterest expense	$6,568,000	2,666
Salaries and employee benefits	$3,708,000	2,616
Premises and equipment expense	$807,000	2,984
Additional noninterest expense	$2,053,000	2,520
Pre-tax net operating income	$2,416,000	3,200
Securities gains (losses)	$0	1,687
Applicable income taxes	$785,000	2,505
Income before extraordinary items	$1,631,000	3,580
Extraordinary gains, net	$0	51
Net income	$1,631,000	3,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-149,000	8,546
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$6,000	1,193
Net operating income	$1,631,000	3,563
2006-09-30 (YTD Data)		Rank
Total interest income	$8,390,000	3,257
Total interest expense	$2,691,000	3,778
Net interest income	$5,699,000	2,915
Provision for loan and lease losses	$151,000	3,379
Total noninterest income	$1,079,000	2,780
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$408,000	2,917
Trading account gains and fees	$0	126
Additional Noninterest Income	$671,000	2,378
Total noninterest expense	$4,714,000	2,768
Salaries and employee benefits	$2,555,000	2,788
Premises and equipment expense	$607,000	2,978
Additional noninterest expense	$1,552,000	2,473
Pre-tax net operating income	$1,913,000	3,214
Securities gains (losses)	$0	1,388
Applicable income taxes	$651,000	2,470
Income before extraordinary items	$1,262,000	3,609
Extraordinary gains, net	$0	45
Net income	$1,262,000	3,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-109,000	8,545
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$2,000	1,018
Net operating income	$1,262,000	3,597
2006-06-30 (YTD Data)		Rank
Total interest income	$5,246,000	3,371
Total interest expense	$1,581,000	3,975
Net interest income	$3,665,000	3,019
Provision for loan and lease losses	$116,000	3,139
Total noninterest income	$655,000	2,957
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$276,000	2,859
Trading account gains and fees	$0	126
Additional Noninterest Income	$379,000	2,640
Total noninterest expense	$2,964,000	2,902
Salaries and employee benefits	$1,607,000	2,939
Premises and equipment expense	$402,000	2,988
Additional noninterest expense	$955,000	2,677
Pre-tax net operating income	$1,240,000	3,292
Securities gains (losses)	$0	1,185
Applicable income taxes	$400,000	2,617
Income before extraordinary items	$840,000	3,624
Extraordinary gains, net	$0	39
Net income	$840,000	3,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-76,000	8,523
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$840,000	3,611
2006-03-31 (YTD Data)		Rank
Total interest income	$2,505,000	3,438
Total interest expense	$712,000	4,134
Net interest income	$1,793,000	3,070
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$312,000	3,006
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$136,000	2,805
Trading account gains and fees	$0	115
Additional Noninterest Income	$176,000	2,710
Total noninterest expense	$1,454,000	2,960
Salaries and employee benefits	$794,000	2,987
Premises and equipment expense	$189,000	3,151
Additional noninterest expense	$471,000	2,677
Pre-tax net operating income	$606,000	3,287
Securities gains (losses)	$0	955
Applicable income taxes	$170,000	2,850
Income before extraordinary items	$436,000	3,480
Extraordinary gains, net	$0	21
Net income	$436,000	3,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,443
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$436,000	3,456
2005-12-31 (YTD Data)		Rank
Total interest income	$8,602,000	3,538
Total interest expense	$2,289,000	4,049
Net interest income	$6,313,000	3,291
Provision for loan and lease losses	$292,000	2,919
Total noninterest income	$1,260,000	3,030
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$488,000	3,100
Trading account gains and fees	$0	138
Additional Noninterest Income	$772,000	2,607
Total noninterest expense	$5,313,000	3,069
Salaries and employee benefits	$2,916,000	3,042
Premises and equipment expense	$700,000	3,232
Additional noninterest expense	$1,697,000	2,922
Pre-tax net operating income	$1,968,000	3,720
Securities gains (losses)	$0	2,296
Applicable income taxes	$649,000	2,945
Income before extraordinary items	$1,319,000	4,111
Extraordinary gains, net	$0	46
Net income	$1,319,000	4,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$242,000	2,022
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$25,000	850
Net operating income	$1,319,000	4,083
2005-09-30 (YTD Data)		Rank
Total interest income	$6,157,000	3,624
Total interest expense	$1,611,000	4,099
Net interest income	$4,546,000	3,383
Provision for loan and lease losses	$178,000	3,228
Total noninterest income	$959,000	2,995
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$336,000	3,293
Trading account gains and fees	$0	126
Additional Noninterest Income	$623,000	2,499
Total noninterest expense	$3,941,000	3,071
Salaries and employee benefits	$2,170,000	3,029
Premises and equipment expense	$522,000	3,238
Additional noninterest expense	$1,249,000	2,939
Pre-tax net operating income	$1,386,000	3,963
Securities gains (losses)	$0	2,317
Applicable income taxes	$464,000	3,078
Income before extraordinary items	$922,000	4,392
Extraordinary gains, net	$0	35
Net income	$922,000	4,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	1,512
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$22,000	685
Net operating income	$922,000	4,349
2005-06-30 (YTD Data)		Rank
Total interest income	$3,925,000	3,694
Total interest expense	$983,000	4,186
Net interest income	$2,942,000	3,449
Provision for loan and lease losses	$128,000	2,917
Total noninterest income	$638,000	2,960
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$220,000	3,296
Trading account gains and fees	$0	116
Additional Noninterest Income	$418,000	2,468
Total noninterest expense	$2,499,000	3,195
Salaries and employee benefits	$1,365,000	3,189
Premises and equipment expense	$333,000	3,321
Additional noninterest expense	$801,000	3,020
Pre-tax net operating income	$953,000	3,833
Securities gains (losses)	$0	2,146
Applicable income taxes	$314,000	3,021
Income before extraordinary items	$639,000	4,255
Extraordinary gains, net	$0	30
Net income	$639,000	4,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	2,361
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$639,000	4,201
2005-03-31 (YTD Data)		Rank
Total interest income	$1,834,000	3,851
Total interest expense	$432,000	4,441
Net interest income	$1,402,000	3,602
Provision for loan and lease losses	$51,000	3,150
Total noninterest income	$274,000	3,258
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$104,000	3,348
Trading account gains and fees	$0	115
Additional Noninterest Income	$170,000	2,758
Total noninterest expense	$1,182,000	3,353
Salaries and employee benefits	$625,000	3,449
Premises and equipment expense	$163,000	3,415
Additional noninterest expense	$394,000	3,059
Pre-tax net operating income	$443,000	4,006
Securities gains (losses)	$0	1,685
Applicable income taxes	$132,000	3,320
Income before extraordinary items	$311,000	4,265
Extraordinary gains, net	$0	24
Net income	$311,000	4,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	1,740
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$311,000	4,223
2004-12-31 (YTD Data)		Rank
Total interest income	$6,981,000	3,814
Total interest expense	$1,753,000	4,047
Net interest income	$5,228,000	3,682
Provision for loan and lease losses	$257,000	3,200
Total noninterest income	$1,066,000	3,391
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$334,000	4,057
Trading account gains and fees	$0	138
Additional Noninterest Income	$732,000	2,645
Total noninterest expense	$4,061,000	3,692
Salaries and employee benefits	$2,060,000	3,900
Premises and equipment expense	$543,000	3,827
Additional noninterest expense	$1,458,000	3,197
Pre-tax net operating income	$1,976,000	3,529
Securities gains (losses)	$0	3,819
Applicable income taxes	$687,000	2,795
Income before extraordinary items	$1,289,000	4,014
Extraordinary gains, net	$0	34
Net income	$1,289,000	4,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,254
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,289,000	3,957
2004-09-30 (YTD Data)		Rank
Total interest income	$5,167,000	3,828
Total interest expense	$1,295,000	4,049
Net interest income	$3,872,000	3,694
Provision for loan and lease losses	$207,000	2,929
Total noninterest income	$801,000	3,403
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$247,000	4,129
Trading account gains and fees	$0	134
Additional Noninterest Income	$554,000	2,639
Total noninterest expense	$2,937,000	3,773
Salaries and employee benefits	$1,509,000	3,932
Premises and equipment expense	$395,000	3,909
Additional noninterest expense	$1,033,000	3,333
Pre-tax net operating income	$1,529,000	3,531
Securities gains (losses)	$0	3,710
Applicable income taxes	$540,000	2,777
Income before extraordinary items	$989,000	4,036
Extraordinary gains, net	$0	26
Net income	$989,000	4,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,529
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$989,000	3,968
2004-06-30 (YTD Data)		Rank
Total interest income	$3,410,000	3,859
Total interest expense	$847,000	4,107
Net interest income	$2,563,000	3,697
Provision for loan and lease losses	$153,000	2,669
Total noninterest income	$528,000	3,443
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$178,000	3,941
Trading account gains and fees	$0	130
Additional Noninterest Income	$350,000	2,731
Total noninterest expense	$1,949,000	3,821
Salaries and employee benefits	$1,015,000	3,931
Premises and equipment expense	$263,000	3,917
Additional noninterest expense	$671,000	3,423
Pre-tax net operating income	$989,000	3,563
Securities gains (losses)	$0	3,413
Applicable income taxes	$361,000	2,745
Income before extraordinary items	$628,000	4,116
Extraordinary gains, net	$0	21
Net income	$628,000	4,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,214
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$628,000	4,033
2004-03-31 (YTD Data)		Rank
Total interest income	$1,745,000	3,788
Total interest expense	$427,000	4,133
Net interest income	$1,318,000	3,610
Provision for loan and lease losses	$54,000	3,215
Total noninterest income	$242,000	3,605
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$89,000	3,861
Trading account gains and fees	$0	121
Additional Noninterest Income	$153,000	2,914
Total noninterest expense	$991,000	3,786
Salaries and employee benefits	$532,000	3,809
Premises and equipment expense	$131,000	3,970
Additional noninterest expense	$328,000	3,487
Pre-tax net operating income	$515,000	3,442
Securities gains (losses)	$0	2,934
Applicable income taxes	$171,000	2,842
Income before extraordinary items	$344,000	3,895
Extraordinary gains, net	$0	16
Net income	$344,000	3,894
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$344,000	3,773
2003-12-31 (YTD Data)		Rank
Total interest income	$6,449,000	4,076
Total interest expense	$1,726,000	4,480
Net interest income	$4,723,000	3,848
Provision for loan and lease losses	$529,000	2,067
Total noninterest income	$1,146,000	3,405
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$295,000	4,334
Trading account gains and fees	$0	160
Additional Noninterest Income	$851,000	2,634
Total noninterest expense	$4,077,000	3,662
Salaries and employee benefits	$2,171,000	3,663
Premises and equipment expense	$518,000	3,963
Additional noninterest expense	$1,388,000	3,303
Pre-tax net operating income	$1,263,000	4,556
Securities gains (losses)	$0	4,500
Applicable income taxes	$386,000	3,857
Income before extraordinary items	$877,000	5,003
Extraordinary gains, net	$0	54
Net income	$877,000	5,003
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,591
Cash dividends	$75,000	5,736
Sale, conversion, retirement of capital stock, net	$28,000	767
Net operating income	$877,000	4,841
2003-09-30 (YTD Data)		Rank
Total interest income	$4,733,000	4,201
Total interest expense	$1,289,000	4,602
Net interest income	$3,444,000	3,955
Provision for loan and lease losses	$417,000	1,965
Total noninterest income	$893,000	3,396
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$219,000	4,382
Trading account gains and fees	$0	153
Additional Noninterest Income	$674,000	2,630
Total noninterest expense	$3,063,000	3,639
Salaries and employee benefits	$1,762,000	3,428
Premises and equipment expense	$391,000	3,927
Additional noninterest expense	$910,000	3,690
Pre-tax net operating income	$857,000	4,951
Securities gains (losses)	$0	4,204
Applicable income taxes	$257,000	4,224
Income before extraordinary items	$600,000	5,395
Extraordinary gains, net	$0	40
Net income	$600,000	5,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	4,410
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$28,000	600
Net operating income	$600,000	5,214
2003-06-30 (YTD Data)		Rank
Total interest income	$3,008,000	4,383
Total interest expense	$847,000	4,753
Net interest income	$2,161,000	4,153
Provision for loan and lease losses	$295,000	1,893
Total noninterest income	$616,000	3,285
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$140,000	4,453
Trading account gains and fees	$0	150
Additional Noninterest Income	$476,000	2,513
Total noninterest expense	$2,002,000	3,692
Salaries and employee benefits	$1,159,000	3,463
Premises and equipment expense	$259,000	3,939
Additional noninterest expense	$584,000	3,777
Pre-tax net operating income	$480,000	5,421
Securities gains (losses)	$0	3,782
Applicable income taxes	$145,000	4,551
Income before extraordinary items	$335,000	5,836
Extraordinary gains, net	$0	30
Net income	$335,000	5,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	3,562
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$3,000	569
Net operating income	$335,000	5,623
2003-03-31 (YTD Data)		Rank
Total interest income	$1,417,000	4,577
Total interest expense	$410,000	4,969
Net interest income	$1,007,000	4,372
Provision for loan and lease losses	$85,000	2,667
Total noninterest income	$280,000	3,404
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$73,000	4,284
Trading account gains and fees	$0	134
Additional Noninterest Income	$207,000	2,666
Total noninterest expense	$966,000	3,770
Salaries and employee benefits	$561,000	3,552
Premises and equipment expense	$129,000	3,947
Additional noninterest expense	$276,000	3,908
Pre-tax net operating income	$236,000	5,437
Securities gains (losses)	$0	2,891
Applicable income taxes	$73,000	4,528
Income before extraordinary items	$163,000	5,825
Extraordinary gains, net	$0	21
Net income	$163,000	5,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$163,000	5,621
2002-12-31 (YTD Data)		Rank
Total interest income	$4,768,000	5,334
Total interest expense	$1,465,000	5,806
Net interest income	$3,303,000	4,957
Provision for loan and lease losses	$263,000	3,749
Total noninterest income	$745,000	4,169
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$247,000	4,728
Trading account gains and fees	$0	153
Additional Noninterest Income	$498,000	3,289
Total noninterest expense	$3,503,000	3,970
Salaries and employee benefits	$1,898,000	3,917
Premises and equipment expense	$496,000	3,948
Additional noninterest expense	$1,109,000	3,851
Pre-tax net operating income	$282,000	7,614
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$282,000	7,412
Extraordinary gains, net	$0	70
Net income	$282,000	7,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,332
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$78,000	673
Net operating income	$282,000	7,308
2001-12-31 (YTD Data)		Rank
Total interest income	$4,624,000	5,876
Total interest expense	$2,192,000	5,821
Net interest income	$2,432,000	5,805
Provision for loan and lease losses	$105,000	5,502
Total noninterest income	$357,000	5,969
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$167,000	5,549
Trading account gains and fees	$0	177
Additional Noninterest Income	$190,000	5,045
Total noninterest expense	$2,634,000	4,789
Salaries and employee benefits	$1,393,000	4,776
Premises and equipment expense	$385,000	4,711
Additional noninterest expense	$856,000	4,571
Pre-tax net operating income	$50,000	8,547
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$50,000	8,605
Extraordinary gains, net	$0	105
Net income	$50,000	8,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,729
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$50,000	8,510
2000-12-31 (YTD Data)		Rank
Total interest income	$3,982,000	6,508
Total interest expense	$1,776,000	6,639
Net interest income	$2,206,000	6,263
Provision for loan and lease losses	$357,000	2,539
Total noninterest income	$138,000	8,068
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$99,000	6,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	8,200
Total noninterest expense	$1,824,000	6,011
Salaries and employee benefits	$857,000	6,473
Premises and equipment expense	$306,000	5,365
Additional noninterest expense	$661,000	5,406
Pre-tax net operating income	$163,000	8,535
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$163,000	8,329
Extraordinary gains, net	$0	38
Net income	$163,000	8,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	2,923
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$163,000	8,332
1999-12-31 (YTD Data)		Rank
Total interest income	$2,599,000	7,798
Total interest expense	$956,000	8,291
Net interest income	$1,643,000	7,299
Provision for loan and lease losses	$135,000	4,497
Total noninterest income	$142,000	8,207
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$87,000	6,985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	7,882
Total noninterest expense	$1,538,000	6,678
Salaries and employee benefits	$677,000	7,362
Premises and equipment expense	$282,000	5,655
Additional noninterest expense	$579,000	5,955
Pre-tax net operating income	$112,000	9,017
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$112,000	8,881
Extraordinary gains, net	$0	35
Net income	$112,000	8,878
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,401
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$40,000	869
Net operating income	$112,000	8,847
1998-12-31 (YTD Data)		Rank
Total interest income	$1,860,000	8,851
Total interest expense	$641,000	9,367
Net interest income	$1,219,000	8,289
Provision for loan and lease losses	$102,000	5,052
Total noninterest income	$120,000	8,690
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$56,000	7,895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	7,673
Total noninterest expense	$1,216,000	7,502
Salaries and employee benefits	$510,000	8,297
Premises and equipment expense	$282,000	5,564
Additional noninterest expense	$424,000	7,026
Pre-tax net operating income	$21,000	9,717
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$21,000	9,752
Extraordinary gains, net	$-46,000	10,414
Net income	$-25,000	9,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$21,000	9,697
1997-12-31 (YTD Data)		Rank
Total interest income	$878,000	10,403
Total interest expense	$229,000	10,630
Net interest income	$649,000	10,070
Provision for loan and lease losses	$128,000	4,489
Total noninterest income	$22,000	10,670
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$15,000	9,215
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	10,577
Total noninterest expense	$1,131,000	7,902
Salaries and employee benefits	$480,000	8,748
Premises and equipment expense	$268,000	5,826
Additional noninterest expense	$383,000	7,499
Pre-tax net operating income	$-588,000	10,766
Securities gains (losses)	$0	3,944
Applicable income taxes	$0	10,065
Income before extraordinary items	$-588,000	10,778
Extraordinary gains, net	$0	44
Net income	$-588,000	10,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$8,184,000	111
Net operating income	$-588,000	10,766

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.